Both WorldRemit and Send Payments are popular international money transfer services. But which one is better?
Below we compare them on their fees and reviews.
Fees
WorldRemit | Send Payments | |
Homepage | ![]() | ![]() |
Transfer Fee | $0.99 – $3.99 depending on the transfer amount and the selected countries and payment methods. | No fee |
Average Exchange Rate Markup | 1% – 1.6% | 0.01 |
Minimum Transfer Amount | $1 | AU$250 |
Maximum Transfer Amount | Depends on the selected countries and method of payment (ranges between $1,400 and $60,000). | No limit (AU$25,000 for recurring, daily transfers). |
Top Rated Money Transfer Service
Currencies Direct are the top rated International Money Transfer Service on our list.
- 4.9 out of 5 on Trustpilot based on over 8,000 reviews
- No transfer fees
- Bank-beating rates
- Award-winning service
- Exclusive Amazon gift card offer for users of MoverDB.com
Reviews
WorldRemit | Send Payments | |
Trustpilot Rating | 4.1 | 4.9 |
Number of Trustpilot Reviews | 78,800 | 250 |
iOS App Rating | 4.8 | N/A |
Number of iOS App Reviews | 172,000 | N/A |
Android App Rating | 4.6 | N/A |
Number of Android App Reviews | 179,000 | N/A |
Features
WorldRemit | Send Payments | |
App Transfers | Yes | No |
Online Transfers | Yes | Yes |
Phone Transfers | No | Yes |
In-person Transfers | No | No |
Available Countries | 145 | 180 |
Number of Currencies | 70 | 37 |
Payment Methods | Bank account Debit card Credit card Apple Pay Interac iDeal Trustly Klarna SOFORT POLi | Bank account PayID POLi |
Receiving Methods | Online wallet Bank account Cash pickup Home delivery | Bank account |
Cash Pickup Option | Yes | No |
Payments Flexibility | Web platform Mobile app | Web platform Phone |
Supported Languages | English, French, German, Danish, Dutch, and Spanish | English |
Transfer Speed | 0-2 days (within minutes in 95% of cases). | 0-2 days |
Dedicated Dealer | No | Yes |
Instant Custom Quote | Yes | No |
Business Features | N/A | Spot contracts Delayed contracts Limit orders Stop-loss orders Recurring transfers |
Debit Card | None | None |
Cancellation Policy | Only when the transfer hasn’t been paid out. Bank and mobile wallet transfers may be refunded even after the transfer is completed if the recipient agrees to the refund. | Most money transfers can be canceled upon contacting Send Payments. Note that transfers that have been completed are seldom refunded. |
Suitability | Small money transfers | Small and large money transfers |
Top Rated Money Transfer Service
Company Comparison
WorldRemit | Send Payments | |
Year Founded | 2010 | 2018 |
Headquarters | London, UK | Gold Coast, Queensland, Australia |
Other Office Locations | Poland (Krakow), USA (Denver), Philippines (Cebu), Australia (Sydney), Belgium (Brussels), Japan (Tokyo), Kenya (Nairobi), Malaysia (Kuala Lumpur), Rwanda (Kigali), Singapore, South Africa (Johannesburg), Somaliland (Hargeisa), Tanzania (Dar Es Salaam), Uganda (Kampala), and Canada (Toronto) | Sydney and Melbourne (Australia) |
Annual Trading Volume | $10 billion | AU$200 million |
Number of Employees | 1800 | 60 |
Number of Clients | 5.7 million | N/A |
Regulatory Institutions | FinCEN in the USA FINTRAC in Canada FCA in the UK ASIC in Australia National Bank of Belgium in EU FSPR in New Zealand FSA in Japan | ASIC and AUSTRAC in Australia |
Awards | Best Practice in Remittances for Development by IFAD (United Nations Agency, 2015) Technology Fast 50 (Deloitte, 2015, 2016, and 2017) Tech Track 100 (Sunday Times, 2016, 2017, 2018, and 2019) Excellence in Transformational Business (FT/IFC Transformational Business Awards, 2017) EY Entrepreneur Of The Year (2016) Bronze Award (European Contact Centre & Customer Service Awards, 2019) The Powerlist (BBC, 2020) Best for International Transfers (Best Money Transfer Apps – Investopedia, 2021 and 2023) | Best International Money Transfer Provider (Mozo Experts Choice Awards, 2020) Finnies Finalist (FinTech Australia Awards, 2020) Most Promising Money Transfer Service for 2022 (MoneyTransferComparison, 2022) |
WorldRemit Pros & Cons
WorldRemit Pros
- Many payment methods
- Competitive foreign exchange rates
- Small transaction fees
- Excellent policy for transfer cancellations
- Instant, personalized cost estimates
- Cash pickup services available
- Mobile digital wallet features
- Comprehensive global service availability
- Strong coverage of over 70 unique currencies
- Wide local presence with offices in 15 nations
- Quick funds transfers
- Comprehensive and informative knowledge base
WorldRemit Cons
- Not ideal for transferring large sums of money
- No personal account managers available
- Lacks business solutions like forward contracts and limit orders
- Numerous criticisms pertaining to customer service
Send Payments Pros & Cons
Send Payments Pros
- A large selection of payment methods
- Top-tier customer service
- Stellar Trustpilot score
- No transfer fees
- Favorable exchange rates
- Fast money transfers
- Personalized care with dedicated account managers
- Customizable business tools including stop orders, limit orders, and delayed contracts
- 180 countries available
- Slick web design
Send Payments Cons
- No option for cash pickup
- A minimum limit of AU$250 for transfers
- A small selection of rare or exotic currencies
- No option for instant, tailored quotes
- No mobile app
Top Rated Money Transfer Service
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