WorldRemit vs Key Currency: Fees & Reviews Compared (2025)

Below we compare them on their fees and reviews.

Sections

Fees

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

	WorldRemit	Key Currency
Trustpilot Rating	4.1	4.9
Number of Trustpilot Reviews	78,800	1,600
iOS App Rating	4.8	N/A
Number of iOS App Reviews	172,000	N/A
Android App Rating	4.6	N/A
Number of Android App Reviews	179,000	N/A

Data taken from relevant websites at time of publication.

	WorldRemit	Key Currency
App Transfers	Yes	No
Online Transfers	Yes	Yes
Phone Transfers	No	Yes
In-person Transfers	No	No
Available Countries	145	N/A
Number of Currencies	70	37
Payment Methods	Bank account Debit card Credit card Apple Pay Interac iDeal Trustly Klarna SOFORT POLi	Bank account
Receiving Methods	Online wallet Bank account Cash pickup Home delivery	Bank account
Cash Pickup Option	Yes	No
Payments Flexibility	Web platform Mobile app	Web platform Phone
Supported Languages	English, French, German, Danish, Dutch, and Spanish	English
Transfer Speed	0-2 days (within minutes in 95% of cases).	1-2 days
Dedicated Dealer	No	Yes
Instant Custom Quote	Yes	No
Business Features	N/A	Spot contracts Forwards contracts Limit orders Market analysis Recurring transfers Rate alerts
Debit Card	None	None
Cancellation Policy	Only when the transfer hasn’t been paid out. Bank and mobile wallet transfers may be refunded even after the transfer is completed if the recipient agrees to the refund.	Customers must get in touch with the company to cancel transfers once they’ve been confirmed. Refunds are subject to Key Currency’s approval and granted on a case-by-case basis.
Suitability	Small money transfers	Large money transfers

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

	WorldRemit	Key Currency
Year Founded	2010	2016
Headquarters	London, UK	Truro, Cornwall, the UK
Other Office Locations	Poland (Krakow), USA (Denver), Philippines (Cebu), Australia (Sydney), Belgium (Brussels), Japan (Tokyo), Kenya (Nairobi), Malaysia (Kuala Lumpur), Rwanda (Kigali), Singapore, South Africa (Johannesburg), Somaliland (Hargeisa), Tanzania (Dar Es Salaam), Uganda (Kampala), and Canada (Toronto)	The Netherlands, Portugal, and Spain
Annual Trading Volume	$10 billion	£2 billion
Number of Employees	1800	42
Number of Clients	5.7 million	50000
Regulatory Institutions	FinCEN in the USA FINTRAC in Canada FCA in the UK ASIC in Australia National Bank of Belgium in EU FSPR in New Zealand FSA in Japan	FinCEN in the USA FCA in the UK Bank of Spain in Spain
Awards	Best Practice in Remittances for Development by IFAD (United Nations Agency, 2015) Technology Fast 50 (Deloitte, 2015, 2016, and 2017) Tech Track 100 (Sunday Times, 2016, 2017, 2018, and 2019) Excellence in Transformational Business (FT/IFC Transformational Business Awards, 2017) EY Entrepreneur Of The Year (2016) Bronze Award (European Contact Centre & Customer Service Awards, 2019) The Powerlist (BBC, 2020) Best for International Transfers (Best Money Transfer Apps – Investopedia, 2021 and 2023)	Best Currency Exchange Service (ADVFN – each year from 2016 to 2023) Best Currency Provider (Online Personal Wealth Awards – 2016 and 2017)

Data taken from company websites and other third-party sites. It was believed to be accurate at the time of publication but may have since changed.

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

See More Comparisons:

	WorldRemit	Key Currency
Homepage
Transfer Fee	$0.99 – $3.99 depending on the transfer amount and the selected countries and payment methods.	No fee
Average Exchange Rate Markup	1% – 1.6%	0.2% – 1%
Minimum Transfer Amount	$1	$1
Maximum Transfer Amount	Depends on the selected countries and method of payment (ranges between $1,400 and $60,000).	No limit