WorldRemit vs Caxton: Fees & Reviews Compared (2025)

Below we compare them on their fees and reviews.

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Fees

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

	WorldRemit	Caxton
Trustpilot Rating	4.1	4.8
Number of Trustpilot Reviews	78,800	4,700
iOS App Rating	4.8	4.6
Number of iOS App Reviews	172,000	7
Android App Rating	4.6	N/A
Number of Android App Reviews	179,000	N/A

Data taken from relevant websites at time of publication.

	WorldRemit	Caxton
App Transfers	Yes	Yes
Online Transfers	Yes	Yes
Phone Transfers	No	No
In-person Transfers	No	No
Available Countries	145	170
Number of Currencies	70	28
Payment Methods	Bank account Debit card Credit card Apple Pay Interac iDeal Trustly Klarna SOFORT POLi	Bank account Debit card
Receiving Methods	Online wallet Bank account Cash pickup Home delivery	Bank account
Cash Pickup Option	Yes	No
Payments Flexibility	Web platform Mobile app	Web platform Mobile app
Supported Languages	English, French, German, Danish, Dutch, and Spanish	English
Transfer Speed	0-2 days (within minutes in 95% of cases).	1-2 days
Dedicated Dealer	No	Only for business clients
Instant Custom Quote	Yes	No
Business Features	N/A	Spot contracts Forwards contracts Batch payments Risk management tools Rate alerts API integration
Debit Card	None	Caxton Currency Card
Cancellation Policy	Only when the transfer hasn’t been paid out. Bank and mobile wallet transfers may be refunded even after the transfer is completed if the recipient agrees to the refund.	While Caxton does offer a cancellation policy, the ease of canceling an international money transfer largely depends on how quickly you act and the status of the transaction.
Suitability	Small money transfers	Small and large money transfers

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

	WorldRemit	Caxton
Year Founded	2010	2002
Headquarters	London, UK	London, UK
Other Office Locations	Poland (Krakow), USA (Denver), Philippines (Cebu), Australia (Sydney), Belgium (Brussels), Japan (Tokyo), Kenya (Nairobi), Malaysia (Kuala Lumpur), Rwanda (Kigali), Singapore, South Africa (Johannesburg), Somaliland (Hargeisa), Tanzania (Dar Es Salaam), Uganda (Kampala), and Canada (Toronto)	No other offices
Annual Trading Volume	$10 billion	£1 billion
Number of Employees	1800	170
Number of Clients	5.7 million	660000
Regulatory Institutions	FinCEN in the USA FINTRAC in Canada FCA in the UK ASIC in Australia National Bank of Belgium in EU FSPR in New Zealand FSA in Japan	FCA and the HMRC in the UK
Awards	Best Practice in Remittances for Development by IFAD (United Nations Agency, 2015) Technology Fast 50 (Deloitte, 2015, 2016, and 2017) Tech Track 100 (Sunday Times, 2016, 2017, 2018, and 2019) Excellence in Transformational Business (FT/IFC Transformational Business Awards, 2017) EY Entrepreneur Of The Year (2016) Bronze Award (European Contact Centre & Customer Service Awards, 2019) The Powerlist (BBC, 2020) Best for International Transfers (Best Money Transfer Apps – Investopedia, 2021 and 2023)	FX Provider of the Year (FT and Investors Chronicle Awards, 2018) 5 Star Travel Prepaid Card (Moneyfacts, 2018)

Data taken from company websites and other third-party sites. It was believed to be accurate at the time of publication but may have since changed.

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

See More Comparisons:

	WorldRemit	Caxton
Homepage
Transfer Fee	$0.99 – $3.99 depending on the transfer amount and the selected countries and payment methods.	No fee
Average Exchange Rate Markup	1% – 1.6%	N/A
Minimum Transfer Amount	$1	£100 (or currency equivalent)
Maximum Transfer Amount	Depends on the selected countries and method of payment (ranges between $1,400 and $60,000).	£100,000 (or currency equivalent); £10,000 if paying with a debit card.