Remitly vs Send Payments: Fees & Reviews Compared (2025)

Below we compare them on their fees and reviews.

Sections

Fees

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

	Remitly	Send Payments
Trustpilot Rating	4.1	4.9
Number of Trustpilot Reviews	41,300	250
iOS App Rating	4.9	N/A
Number of iOS App Reviews	1,200,000	N/A
Android App Rating	4.8	N/A
Number of Android App Reviews	666,000	N/A

Data taken from relevant websites at time of publication.

	Remitly	Send Payments
App Transfers	Yes	No
Online Transfers	Yes	Yes
Phone Transfers	No	Yes
In-person Transfers	No	No
Available Countries	180	180
Number of Currencies	75	37
Payment Methods	Bank account Debit card Credit card iDeal Passbook Klarna	Bank account PayID POLi
Receiving Methods	Online wallet Bank account Cash pickup Home delivery	Bank account
Cash Pickup Option	Yes	No
Payments Flexibility	Web platform Mobile app	Web platform Phone
Supported Languages	English, Spanish, French, Portuguese, Vietnamese, Dutch, German, Polish, Romanian, Italian, Turkish, Chinese, Korean, Filipino, and Thai	English
Transfer Speed	Within minutes (express delivery) 3-5 days (economy delivery)	0-2 days
Dedicated Dealer	No	Yes
Instant Custom Quote	No	No
Business Features	N/A	Spot contracts Delayed contracts Limit orders Stop-loss orders Recurring transfers
Debit Card	Passbook	None
Cancellation Policy	Only available for transfers that are still “in the hands” of Remitly. Once they are intercepted by a bank, transfers cannot be canceled.	Most money transfers can be canceled upon contacting Send Payments. Note that transfers that have been completed are seldom refunded.
Suitability	Small money transfers	Small and large money transfers

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

	Remitly	Send Payments
Year Founded	2011	2018
Headquarters	Seattle, WA, USA	Gold Coast, Queensland, Australia
Other Office Locations	Spokane (WA, USA), Cork (Ireland), Managua (Nicaragua), Manila (Philippines), Krakow (Poland), London (the UK), Amsterdam (the Netherlands), Tel Aviv (Israel), and Singapore	Sydney and Melbourne (Australia)
Annual Trading Volume	$20.4 billion	AU$200 million
Number of Employees	1600	60
Number of Clients	3 million	N/A
Regulatory Institutions	Department of the Treasury in the USA FINTRAC in Canada FCA in the UK ASIC in Australia Central Bank of Ireland in EU	ASIC and AUSTRAC in Australia
Awards	Startup of the Year (GeekWire Awards, 2016) Game Changer Award (Tech Impact Awards, Seattle Business Magazine, 2017) Named one of the Deloitte Technology Fast 500 (Deloitte, 2017) Most Innovative Companies (Fast Company, 2018) FinTech 50 (Forbes, 2019) Named one of the CNBC Disruptor 50 (CNDC, 2019) Technology Pioneer (World Economic Forum, 2019)	Best International Money Transfer Provider (Mozo Experts Choice Awards, 2020) Finnies Finalist (FinTech Australia Awards, 2020) Most Promising Money Transfer Service for 2022 (MoneyTransferComparison, 2022)

Data taken from company websites and other third-party sites. It was believed to be accurate at the time of publication but may have since changed.

A large selection of payment methods
Top-tier customer service
Stellar Trustpilot score
No transfer fees
Favorable exchange rates
Fast money transfers
Personalized care with dedicated account managers
Customizable business tools including stop orders, limit orders, and delayed contracts
180 countries available
Slick web design

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

See More Comparisons:

	Remitly	Send Payments
Homepage
Transfer Fee	$0.00 – $50 depends on the selected countries, the transfer amount, and the payment method ($3.00 – $7.00 on average).	No fee
Average Exchange Rate Markup	1% – 2.5%	0.01
Minimum Transfer Amount	$1	AU$250
Maximum Transfer Amount	Depends on the sending and receiving country, the transfer amount, and the transfer method (from $3,000 to £150,000).	No limit (AU$25,000 for recurring, daily transfers).