CurrencyFair vs Send Payments: Fees & Reviews Compared (2025)

Below we compare them on their fees and reviews.

Sections

Fees

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

	CurrencyFair	Send Payments
Trustpilot Rating	4.3	4.9
Number of Trustpilot Reviews	6,800	250
iOS App Rating	4.4	N/A
Number of iOS App Reviews	80	N/A
Android App Rating	2.6	N/A
Number of Android App Reviews	950	N/A

Data taken from relevant websites at time of publication.

	CurrencyFair	Send Payments
App Transfers	Yes	No
Online Transfers	Yes	Yes
Phone Transfers	Yes	Yes
In-person Transfers	No	No
Available Countries	150	180
Number of Currencies	20	37
Payment Methods	Bank account	Bank account PayID POLi
Receiving Methods	Bank account	Bank account
Cash Pickup Option	No	No
Payments Flexibility	Web platform Mobile app Phone	Web platform Phone
Supported Languages	English, French, and German	English
Transfer Speed	0-5 days	0-2 days
Dedicated Dealer	Only for business clients	Yes
Instant Custom Quote	Yes	No
Business Features	Spot contracts Forwards contracts Market orders Digital multi-currency wallet Rate alerts API integration	Spot contracts Delayed contracts Limit orders Stop-loss orders Recurring transfers
Debit Card	None	None
Cancellation Policy	Only possible as long as the money transfer hasn’t been matched	Most money transfers can be canceled upon contacting Send Payments. Note that transfers that have been completed are seldom refunded.
Suitability	Small and large money transfers	Small and large money transfers

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

	CurrencyFair	Send Payments
Year Founded	2009	2018
Headquarters	Dublin, Ireland	Gold Coast, Queensland, Australia
Other Office Locations	Newcastle (Australia), Nutfield (the United Kingdom), Singapore, and Kwun Tong (Hong Kong)	Sydney and Melbourne (Australia)
Annual Trading Volume	$300 million	AU$200 million
Number of Employees	156	60
Number of Clients	150000	N/A
Regulatory Institutions	FinCEN in the USA FCA in the UK ASIC in Australia Central Bank of Ireland in EU MAS in Singapore CED in Hong Kong	ASIC and AUSTRAC in Australia
Awards	Best of Show (Finovate Asia, Singapore, 2012) Most Insightful and Intriguing Internet Innovation (IIA Dot IE Net Visionary, 2013) TNW’s Irish Startups (2013) one of the Best Middleweight Start-ups (Europas, 2013) Excellence in Payments (FinTech Australia, 2017) Top 20 Fintech Companies in Ireland (Irish Tech News, 2017) Fintech Startups in Europe to watch in 2018 (2017) Mozo Experts Choice Awards (Mozo.com.au, 2018) Top 100 Startups to watch in 2018, Silicon Republic (2018) Top 10 Startup Winner for Best Employer (LinkedIn, 2018 and 2019) Spiders Award for Best in Fintech (2019) 5-Star Rating for Outstanding Value International Money Transfers (Canstar, 2019)	Best International Money Transfer Provider (Mozo Experts Choice Awards, 2020) Finnies Finalist (FinTech Australia Awards, 2020) Most Promising Money Transfer Service for 2022 (MoneyTransferComparison, 2022)

Data taken from company websites and other third-party sites. It was believed to be accurate at the time of publication but may have since changed.

A large selection of payment methods
Top-tier customer service
Stellar Trustpilot score
No transfer fees
Favorable exchange rates
Fast money transfers
Personalized care with dedicated account managers
Customizable business tools including stop orders, limit orders, and delayed contracts
180 countries available
Slick web design

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

See More Comparisons:

	CurrencyFair	Send Payments
Homepage
Transfer Fee	£2.50 (UK) €3 (EU) Currency equivalent for other currencies.	No fee
Average Exchange Rate Markup	0.0045	0.01
Minimum Transfer Amount	£7 (or currency equivalent)	AU$250
Maximum Transfer Amount	10,000,000 (same in every available currency).	No limit (AU$25,000 for recurring, daily transfers).