Currencies Direct vs Send Payments: Fees & Reviews Compared (2025)

Below we compare them on their fees and reviews.

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Fees

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

	Currencies Direct	Send Payments
Trustpilot Rating	4.9	4.9
Number of Trustpilot Reviews	9,400	250
iOS App Rating	3.5	N/A
Number of iOS App Reviews	100	N/A
Android App Rating	3.5	N/A
Number of Android App Reviews	500	N/A

Data taken from relevant websites at time of publication.

	Currencies Direct	Send Payments
App Transfers	Yes	No
Online Transfers	Yes	Yes
Phone Transfers	Yes	Yes
In-person Transfers	Yes	No
Available Countries	200	180
Number of Currencies	70	37
Payment Methods	Bank account Debit card Credit card Check	Bank account PayID POLi
Receiving Methods	Bank account	Bank account
Cash Pickup Option	No	No
Payments Flexibility	Web platform Mobile app Phone In person	Web platform Phone
Supported Languages	English, French, Spanish, Portuguese, Italian, Norwegian, Swedish, German, Chinese, and Korean	English
Transfer Speed	1-2 hours within Europe 1-2 days for overseas transfers	0-2 days
Dedicated Dealer	Yes	Yes
Instant Custom Quote	N/A	No
Business Features	Spot contracts Forwards contracts Limit orders Stop-loss orders Recurring transfers Digital multi-currency wallet Rate alerts API portal	Spot contracts Delayed contracts Limit orders Stop-loss orders Recurring transfers
Debit Card	Currencies Direct multi-currency debit card	None
Cancellation Policy	N/A	Most money transfers can be canceled upon contacting Send Payments. Note that transfers that have been completed are seldom refunded.
Suitability	Large money transfers	Small and large money transfers

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

	Currencies Direct	Send Payments
Year Founded	1996	2018
Headquarters	London, UK	Gold Coast, Queensland, Australia
Other Office Locations	Orlando (USA), Saint John (Canada), Mumbai (India), Albufeira (Portugal), 3 locations in South Africa, and 19 locations in Spain	Sydney and Melbourne (Australia)
Annual Trading Volume	£9.5 billion	AU$200 million
Number of Employees	550	60
Number of Clients	430000	N/A
Regulatory Institutions	FinCEN in the USA FINTRAC in Canada FCA in the UK Bank of Spain in Spain and the EU ACPR in France FSB in South Africa	ASIC and AUSTRAC in Australia
Awards	Credit Rating of Level 1 (Dun & Bradstreet Corporation, 2010) National Business Awards Finalist (National Business Awards, 2016) Most Positive Client Reviews (Money Transfer Comparison, 2017) Consumer Champion of the Year (Money Age Magazine, 2017) Money Transfer Provider of the Year (Money Age Magazine, 2016, 2017,2018, 2019, 2020, and 2021) Best Rated Money Transfer (Money Transfer Comparison, 2019, 2020, 2021)	Best International Money Transfer Provider (Mozo Experts Choice Awards, 2020) Finnies Finalist (FinTech Australia Awards, 2020) Most Promising Money Transfer Service for 2022 (MoneyTransferComparison, 2022)

Data taken from company websites and other third-party sites. It was believed to be accurate at the time of publication but may have since changed.

A large selection of payment methods
Top-tier customer service
Stellar Trustpilot score
No transfer fees
Favorable exchange rates
Fast money transfers
Personalized care with dedicated account managers
Customizable business tools including stop orders, limit orders, and delayed contracts
180 countries available
Slick web design

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

See More Comparisons:

	Currencies Direct	Send Payments
Homepage
Transfer Fee	No fee	No fee
Average Exchange Rate Markup	0.4% to 1.4%	0.01
Minimum Transfer Amount	$1	AU$250
Maximum Transfer Amount	£25,000 through the mobile app £300,000 by placing a special request	No limit (AU$25,000 for recurring, daily transfers).