Send Payments vs VertoFX: Fees & Reviews Compared (2025)

Below we compare them on their fees and reviews.

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Fees

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

	Send Payments	VertoFX
Trustpilot Rating	4.9	3.9
Number of Trustpilot Reviews	250	500
iOS App Rating	N/A	N/A
Number of iOS App Reviews	N/A	N/A
Android App Rating	N/A	N/A
Number of Android App Reviews	N/A	N/A

Data taken from relevant websites at time of publication.

	Send Payments	VertoFX
App Transfers	No	Yes
Online Transfers	Yes	Yes
Phone Transfers	Yes	No
In-person Transfers	No	No
Available Countries	180	200
Number of Currencies	37	51
Payment Methods	Bank account PayID POLi	Bank account Debit card Credit card Online wallet
Receiving Methods	Bank account	Bank account Online wallet
Cash Pickup Option	No	No
Payments Flexibility	Web platform Phone	Web platform Mobile app
Supported Languages	English	English
Transfer Speed	0-2 days	1-2 days
Dedicated Dealer	Yes	Yes
Instant Custom Quote	No	No
Business Features	Spot contracts Delayed contracts Limit orders Stop-loss orders Recurring transfers	FX solutions Currency marketplace Market orders Local and global accounts Corporate cards Treasury management Digital multi-currency wallet API integration
Debit Card	None	Multi-Currency Corporate Card
Cancellation Policy	Most money transfers can be canceled upon contacting Send Payments. Note that transfers that have been completed are seldom refunded.	If your transfer hasn’t been completed, you can request a cancellation and refund. Once a transfer has been finalized and the money has been sent to the recipient, it’s generally not possible to cancel the transaction.
Suitability	Small and large money transfers	Small and large money transfers

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

	Send Payments	VertoFX
Year Founded	2018	2017
Headquarters	Gold Coast, Queensland, Australia	London, UK
Other Office Locations	Sydney and Melbourne (Australia)	India, Kenya, South Africa, etc.
Annual Trading Volume	AU$200 million	$4 billion
Number of Employees	60	100
Number of Clients	N/A	3000
Regulatory Institutions	ASIC and AUSTRAC in Australia	FinCEN in the USA De Nederlandsche Bank in the EU Central Bank of Kenya in Kenya FSCA in South Africa
Awards	Best International Money Transfer Provider (Mozo Experts Choice Awards, 2020) Finnies Finalist (FinTech Australia Awards, 2020) Most Promising Money Transfer Service for 2022 (MoneyTransferComparison, 2022)	Best Cross-Border Payments Infrastructure (Payment Awards, 2022)

Data taken from company websites and other third-party sites. It was believed to be accurate at the time of publication but may have since changed.

A large selection of payment methods
Top-tier customer service
Stellar Trustpilot score
No transfer fees
Favorable exchange rates
Fast money transfers
Personalized care with dedicated account managers
Customizable business tools including stop orders, limit orders, and delayed contracts
180 countries available
Slick web design

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

See More Comparisons:

	Send Payments	VertoFX
Homepage
Transfer Fee	No fee	No fee
Average Exchange Rate Markup	0.01	0.2%-0.6%
Minimum Transfer Amount	AU$250	$1
Maximum Transfer Amount	No limit (AU$25,000 for recurring, daily transfers).	No limit