Both Send Payments and Currency Solutions are popular international money transfer services. But which one is better?
Below we compare them on their fees and reviews.
Fees
Send Payments | Currency Solutions | |
Homepage | ![]() | ![]() |
Transfer Fee | No fee | £10.00 fee for transfers below £3,000; £0.00 fee for transfers above £3,000. |
Average Exchange Rate Markup | 0.01 | 0.5% – 1% |
Minimum Transfer Amount | AU$250 | £100 |
Maximum Transfer Amount | No limit (AU$25,000 for recurring, daily transfers). | No limit for transfers over the phone Online transfers £20,000 for personal accounts £50,000 for business accounts |
Top Rated Money Transfer Service
Currencies Direct are the top rated International Money Transfer Service on our list.
- 4.9 out of 5 on Trustpilot based on over 8,000 reviews
- No transfer fees
- Bank-beating rates
- Award-winning service
- Exclusive Amazon gift card offer for users of MoverDB.com
Reviews
Send Payments | Currency Solutions | |
Trustpilot Rating | 4.9 | 4.7 |
Number of Trustpilot Reviews | 250 | 2,500 |
iOS App Rating | N/A | N/A |
Number of iOS App Reviews | N/A | N/A |
Android App Rating | N/A | N/A |
Number of Android App Reviews | N/A | N/A |
Features
Send Payments | Currency Solutions | |
App Transfers | No | No |
Online Transfers | Yes | Yes |
Phone Transfers | Yes | Yes |
In-person Transfers | No | No |
Available Countries | 180 | 160 |
Number of Currencies | 37 | 40 |
Payment Methods | Bank account PayID POLi | Bank account Debit card |
Receiving Methods | Bank account | Bank account |
Cash Pickup Option | No | No |
Payments Flexibility | Web platform Phone | Web platform Phone |
Supported Languages | English | English |
Transfer Speed | 0-2 days | 3 hours-2 days |
Dedicated Dealer | Yes | Yes |
Instant Custom Quote | No | No |
Business Features | Spot contracts Delayed contracts Limit orders Stop-loss orders Recurring transfers | Spot contracts Forwards contracts Market orders Options contracts Risk management Recurring transfers API integration |
Debit Card | None | None |
Cancellation Policy | Most money transfers can be canceled upon contacting Send Payments. Note that transfers that have been completed are seldom refunded. | The company allows for transfers to be canceled and refunded if the transaction hasn’t been completed. Refunds may be subject to exchange rate changes and additional charges depending on the circumstances. |
Suitability | Small and large money transfers | Small and large money transfers |
Top Rated Money Transfer Service
Company Comparison
Send Payments | Currency Solutions | |
Year Founded | 2018 | 2003 |
Headquarters | Gold Coast, Queensland, Australia | London, UK |
Other Office Locations | Sydney and Melbourne (Australia) | Amsterdam (the Netherlands), Dublin (Ireland), and Paphos (Cyprus) |
Annual Trading Volume | AU$200 million | £1 billion |
Number of Employees | 60 | 70 |
Number of Clients | N/A | 150000 |
Regulatory Institutions | ASIC and AUSTRAC in Australia | FCA in the UK |
Awards | Best International Money Transfer Provider (Mozo Experts Choice Awards, 2020) Finnies Finalist (FinTech Australia Awards, 2020) Most Promising Money Transfer Service for 2022 (MoneyTransferComparison, 2022) | The Best Currency Transfer Provider (Trade Finance Global Currency Awards, 2016) Top-rated International Money Transfer Provider (Trustpilot, 2017 – 2020) |
Send Payments Pros & Cons
Send Payments Pros
- A large selection of payment methods
- Top-tier customer service
- Stellar Trustpilot score
- No transfer fees
- Favorable exchange rates
- Fast money transfers
- Personalized care with dedicated account managers
- Customizable business tools including stop orders, limit orders, and delayed contracts
- 180 countries available
- Slick web design
Send Payments Cons
- No option for cash pickup
- A minimum limit of AU$250 for transfers
- A small selection of rare or exotic currencies
- No option for instant, tailored quotes
- No mobile app
Currency Solutions Pros & Cons
Currency Solutions Pros
- Outstanding customer support
- Impressive Trustpilot rating
- Fee-free transfers for larger amounts
- Competitive exchange rates
- Service availability in over 160 countries
- Robust currency offerings with support for 40+ global currencies
- Longstanding industry experience
- Quick fund transfers
- Advanced business FX features, including market orders and options contracts for effective currency risk management
- Personalized service through dedicated account managers
Currency Solutions Cons
- Charges apply for smaller transfer amounts
- Lack of a mobile application
- Limited availability of exotic currencies
- Lack of an instant quote feature
- Customer support is not available around the clock
Top Rated Money Transfer Service
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