Key Currency vs Corpay: Fees & Reviews Compared (2025)

Both Key Currency and Corpay are popular international money transfer services. But which one is better?

Below we compare them on their fees and reviews.

Sections

Fees

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

	Key Currency	Corpay
Trustpilot Rating	4.9	2.8
Number of Trustpilot Reviews	1,600	3
iOS App Rating	N/A	5
Number of iOS App Reviews	N/A	1
Android App Rating	N/A	N/A
Number of Android App Reviews	N/A	N/A

Data taken from relevant websites at time of publication.

	Key Currency	Corpay
App Transfers	No	No
Online Transfers	Yes	Yes
Phone Transfers	Yes	Yes
In-person Transfers	No	No
Available Countries	N/A	200
Number of Currencies	37	145
Payment Methods	Bank account	Bank account Debit card Credit card
Receiving Methods	Bank account	Bank account
Cash Pickup Option	No	No
Payments Flexibility	Web platform Phone	Web platform Phone
Supported Languages	English	English
Transfer Speed	1-2 days	1-2 days
Dedicated Dealer	Yes	Yes
Instant Custom Quote	No	No
Business Features	Spot contracts Forwards contracts Limit orders Market analysis Recurring transfers Rate alerts	Spot contracts Forwards contracts Market orders Limit orders Treasury and risk management
Debit Card	None	Corpay Multi-Card
Cancellation Policy	Customers must get in touch with the company to cancel transfers once they’ve been confirmed. Refunds are subject to Key Currency’s approval and granted on a case-by-case basis.	If you choose to cancel your money transfer, the funds would be returned to the market. Keep in mind that canceling the transaction may result in additional charges, which you would be liable for.**
Suitability	Large money transfers	Large money transfers

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

	Key Currency	Corpay
Year Founded	2016	2001
Headquarters	Truro, Cornwall, the UK	London, UK
Other Office Locations	The Netherlands, Portugal, and Spain	The Netherlands, Spain, Cyprus, and Canada**
Annual Trading Volume	£2 billion	$74 Billion
Number of Employees	42	200**
Number of Clients	50000	25000
Regulatory Institutions	FinCEN in the USA FCA in the UK Bank of Spain in Spain	FinCEN in the USA FINTRAC in Canada FCA in the UK ASIC in Australia Central Bank of Ireland in EU
Awards	Best Currency Exchange Service (ADVFN – each year from 2016 to 2023) Best Currency Provider (Online Personal Wealth Awards – 2016 and 2017)	Profit Fast Track 100 (The Sunday Times, 2012) Best Small Companies to Work For (The Sunday Times, 2014) Best Company To Work For (Best Accreditation Standard, 2016) Best Forex Payment Technology Solution (UK Forex Awards, 2018) Best Currency Service Provider (Shares Awards, 2018) Gold Service Award (Feefo, 2019) Best New to Market Portugal (Department for International Trade Business Awards, 2019) Platinum Service Award (Feefo, 2021 and 2022) Best Payments Solutions Provider (Global Forex Awards B2B, 2022) Best Cross-Border Payments Service (Payments Awards, 2022) Overall Payment Solution of the Year (Electronic Money Award, 2022)

Data taken from company websites and other third-party sites. It was believed to be accurate at the time of publication but may have since changed.

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

See More Comparisons:

	Key Currency	Corpay
Homepage
Transfer Fee	No fee	£20 for transfers under £3,000 £0 for transfers above £3,000.
Average Exchange Rate Markup	0.2% – 1%	0.4% – 1.9%
Minimum Transfer Amount	$1	£1,000 (or currency equivalent)
Maximum Transfer Amount	No limit	No limit