CurrencyFair vs VertoFX: Fees & Reviews Compared (2025)

Below we compare them on their fees and reviews.

Sections

Fees

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

	CurrencyFair	VertoFX
Trustpilot Rating	4.3	3.9
Number of Trustpilot Reviews	6,800	500
iOS App Rating	4.4	N/A
Number of iOS App Reviews	80	N/A
Android App Rating	2.6	N/A
Number of Android App Reviews	950	N/A

Data taken from relevant websites at time of publication.

	CurrencyFair	VertoFX
App Transfers	Yes	Yes
Online Transfers	Yes	Yes
Phone Transfers	Yes	No
In-person Transfers	No	No
Available Countries	150	200
Number of Currencies	20	51
Payment Methods	Bank account	Bank account Debit card Credit card Online wallet
Receiving Methods	Bank account	Bank account Online wallet
Cash Pickup Option	No	No
Payments Flexibility	Web platform Mobile app Phone	Web platform Mobile app
Supported Languages	English, French, and German	English
Transfer Speed	0-5 days	1-2 days
Dedicated Dealer	Only for business clients	Yes
Instant Custom Quote	Yes	No
Business Features	Spot contracts Forwards contracts Market orders Digital multi-currency wallet Rate alerts API integration	FX solutions Currency marketplace Market orders Local and global accounts Corporate cards Treasury management Digital multi-currency wallet API integration
Debit Card	None	Multi-Currency Corporate Card
Cancellation Policy	Only possible as long as the money transfer hasn’t been matched	If your transfer hasn’t been completed, you can request a cancellation and refund. Once a transfer has been finalized and the money has been sent to the recipient, it’s generally not possible to cancel the transaction.
Suitability	Small and large money transfers	Small and large money transfers

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

	CurrencyFair	VertoFX
Year Founded	2009	2017
Headquarters	Dublin, Ireland	London, UK
Other Office Locations	Newcastle (Australia), Nutfield (the United Kingdom), Singapore, and Kwun Tong (Hong Kong)	India, Kenya, South Africa, etc.
Annual Trading Volume	$300 million	$4 billion
Number of Employees	156	100
Number of Clients	150000	3000
Regulatory Institutions	FinCEN in the USA FCA in the UK ASIC in Australia Central Bank of Ireland in EU MAS in Singapore CED in Hong Kong	FinCEN in the USA De Nederlandsche Bank in the EU Central Bank of Kenya in Kenya FSCA in South Africa
Awards	Best of Show (Finovate Asia, Singapore, 2012) Most Insightful and Intriguing Internet Innovation (IIA Dot IE Net Visionary, 2013) TNW’s Irish Startups (2013) one of the Best Middleweight Start-ups (Europas, 2013) Excellence in Payments (FinTech Australia, 2017) Top 20 Fintech Companies in Ireland (Irish Tech News, 2017) Fintech Startups in Europe to watch in 2018 (2017) Mozo Experts Choice Awards (Mozo.com.au, 2018) Top 100 Startups to watch in 2018, Silicon Republic (2018) Top 10 Startup Winner for Best Employer (LinkedIn, 2018 and 2019) Spiders Award for Best in Fintech (2019) 5-Star Rating for Outstanding Value International Money Transfers (Canstar, 2019)	Best Cross-Border Payments Infrastructure (Payment Awards, 2022)

Data taken from company websites and other third-party sites. It was believed to be accurate at the time of publication but may have since changed.

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

See More Comparisons:

	CurrencyFair	VertoFX
Homepage
Transfer Fee	£2.50 (UK) €3 (EU) Currency equivalent for other currencies.	No fee
Average Exchange Rate Markup	0.0045	0.2%-0.6%
Minimum Transfer Amount	£7 (or currency equivalent)	$1
Maximum Transfer Amount	10,000,000 (same in every available currency).	No limit