CurrencyFair vs Caxton: Fees & Reviews Compared (2025)

Below we compare them on their fees and reviews.

Sections

Fees

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

	CurrencyFair	Caxton
Trustpilot Rating	4.3	4.8
Number of Trustpilot Reviews	6,800	4,700
iOS App Rating	4.4	4.6
Number of iOS App Reviews	80	7
Android App Rating	2.6	N/A
Number of Android App Reviews	950	N/A

Data taken from relevant websites at time of publication.

	CurrencyFair	Caxton
App Transfers	Yes	Yes
Online Transfers	Yes	Yes
Phone Transfers	Yes	No
In-person Transfers	No	No
Available Countries	150	170
Number of Currencies	20	28
Payment Methods	Bank account	Bank account Debit card
Receiving Methods	Bank account	Bank account
Cash Pickup Option	No	No
Payments Flexibility	Web platform Mobile app Phone	Web platform Mobile app
Supported Languages	English, French, and German	English
Transfer Speed	0-5 days	1-2 days
Dedicated Dealer	Only for business clients	Only for business clients
Instant Custom Quote	Yes	No
Business Features	Spot contracts Forwards contracts Market orders Digital multi-currency wallet Rate alerts API integration	Spot contracts Forwards contracts Batch payments Risk management tools Rate alerts API integration
Debit Card	None	Caxton Currency Card
Cancellation Policy	Only possible as long as the money transfer hasn’t been matched	While Caxton does offer a cancellation policy, the ease of canceling an international money transfer largely depends on how quickly you act and the status of the transaction.
Suitability	Small and large money transfers	Small and large money transfers

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

	CurrencyFair	Caxton
Year Founded	2009	2002
Headquarters	Dublin, Ireland	London, UK
Other Office Locations	Newcastle (Australia), Nutfield (the United Kingdom), Singapore, and Kwun Tong (Hong Kong)	No other offices
Annual Trading Volume	$300 million	£1 billion
Number of Employees	156	170
Number of Clients	150000	660000
Regulatory Institutions	FinCEN in the USA FCA in the UK ASIC in Australia Central Bank of Ireland in EU MAS in Singapore CED in Hong Kong	FCA and the HMRC in the UK
Awards	Best of Show (Finovate Asia, Singapore, 2012) Most Insightful and Intriguing Internet Innovation (IIA Dot IE Net Visionary, 2013) TNW’s Irish Startups (2013) one of the Best Middleweight Start-ups (Europas, 2013) Excellence in Payments (FinTech Australia, 2017) Top 20 Fintech Companies in Ireland (Irish Tech News, 2017) Fintech Startups in Europe to watch in 2018 (2017) Mozo Experts Choice Awards (Mozo.com.au, 2018) Top 100 Startups to watch in 2018, Silicon Republic (2018) Top 10 Startup Winner for Best Employer (LinkedIn, 2018 and 2019) Spiders Award for Best in Fintech (2019) 5-Star Rating for Outstanding Value International Money Transfers (Canstar, 2019)	FX Provider of the Year (FT and Investors Chronicle Awards, 2018) 5 Star Travel Prepaid Card (Moneyfacts, 2018)

Data taken from company websites and other third-party sites. It was believed to be accurate at the time of publication but may have since changed.

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

See More Comparisons:

	CurrencyFair	Caxton
Homepage
Transfer Fee	£2.50 (UK) €3 (EU) Currency equivalent for other currencies.	No fee
Average Exchange Rate Markup	0.0045	N/A
Minimum Transfer Amount	£7 (or currency equivalent)	£100 (or currency equivalent)
Maximum Transfer Amount	10,000,000 (same in every available currency).	£100,000 (or currency equivalent); £10,000 if paying with a debit card.