XE vs Currency Solutions: Fees & Reviews Compared (2025)

Below we compare them on their fees and reviews.

Sections

Fees

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

	XE	Currency Solutions
Trustpilot Rating	4.3	4.7
Number of Trustpilot Reviews	61,500	2,500
iOS App Rating	4.3	N/A
Number of iOS App Reviews	5,300	N/A
Android App Rating	3.5	N/A
Number of Android App Reviews	113,000	N/A

Data taken from relevant websites at time of publication.

	XE	Currency Solutions
App Transfers	Yes	No
Online Transfers	Yes	Yes
Phone Transfers	No	Yes
In-person Transfers	Yes	No
Available Countries	170	160
Number of Currencies	50	40
Payment Methods	Bank account Debit card Credit card Check Direct debit BillPay BPAY PayID Interac	Bank account Debit card
Receiving Methods	Online wallet Bank account Cash pickup	Bank account
Cash Pickup Option	Yes	No
Payments Flexibility	Web platform Mobile app	Web platform Phone
Supported Languages	English, German, Spanish, French, Portuguese, Italian, Swedish, Arabic, Japanese, and Chinese	English
Transfer Speed	1-4 days	3 hours-2 days
Dedicated Dealer	Only for customers transferring above $70,000	Yes
Instant Custom Quote	Yes	No
Business Features	Spot contracts Forwards contracts Market orders Digital multi-currency wallet Rate alerts API portal	Spot contracts Forwards contracts Market orders Options contracts Risk management Recurring transfers API integration
Debit Card	None	None
Cancellation Policy	Only for cash pick-up transfers when the cash hasn’t been collected by the recipient	The company allows for transfers to be canceled and refunded if the transaction hasn’t been completed. Refunds may be subject to exchange rate changes and additional charges depending on the circumstances.
Suitability	Small and large money transfers	Small and large money transfers

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

	XE	Currency Solutions
Year Founded	1993	2003
Headquarters	Newmarket, ‎Ontario‎, ‎Canada	London, UK
Other Office Locations	Canada, Australia, the US, the UK, and New Zealand	Amsterdam (the Netherlands), Dublin (Ireland), and Paphos (Cyprus)
Annual Trading Volume	£15 billion	£1 billion
Number of Employees	350	70
Number of Clients	150000	150000
Regulatory Institutions	FinCEN in the USA FINTRAC and OSFI in Canada FCA in the UK ASIC in Australia	FCA in the UK
Awards	International Money Transfers Outstanding Value Award (Canstar, 2021)	The Best Currency Transfer Provider (Trade Finance Global Currency Awards, 2016) Top-rated International Money Transfer Provider (Trustpilot, 2017 – 2020)

Data taken from company websites and other third-party sites. It was believed to be accurate at the time of publication but may have since changed.

Outstanding customer support
Impressive Trustpilot rating
Fee-free transfers for larger amounts
Competitive exchange rates
Service availability in over 160 countries
Robust currency offerings with support for 40+ global currencies
Longstanding industry experience
Quick fund transfers
Advanced business FX features, including market orders and options contracts for effective currency risk management
Personalized service through dedicated account managers

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

See More Comparisons:

	XE	Currency Solutions
Homepage
Transfer Fee	£2.00 under £250 (UK) €2.00 under €250 (EU) No fee for other sums	£10.00 fee for transfers below £3,000; £0.00 fee for transfers above £3,000.
Average Exchange Rate Markup	0.2% to 1.4%	0.5% – 1%
Minimum Transfer Amount	$1	£100
Maximum Transfer Amount	£350,000 (UK and EU) $535,000 (US) CAD $535,000 (Canada) NZD $750,000 (New Zealand)	No limit for transfers over the phone Online transfers £20,000 for personal accounts £50,000 for business accounts