Currencies Direct vs Caxton: Fees & Reviews Compared (2025)

Below we compare them on their fees and reviews.

Sections

Fees

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

	Currencies Direct	Caxton
Trustpilot Rating	4.9	4.8
Number of Trustpilot Reviews	9,400	4,700
iOS App Rating	3.5	4.6
Number of iOS App Reviews	100	7
Android App Rating	3.5	N/A
Number of Android App Reviews	500	N/A

Data taken from relevant websites at time of publication.

	Currencies Direct	Caxton
App Transfers	Yes	Yes
Online Transfers	Yes	Yes
Phone Transfers	Yes	No
In-person Transfers	Yes	No
Available Countries	200	170
Number of Currencies	70	28
Payment Methods	Bank account Debit card Credit card Check	Bank account Debit card
Receiving Methods	Bank account	Bank account
Cash Pickup Option	No	No
Payments Flexibility	Web platform Mobile app Phone In person	Web platform Mobile app
Supported Languages	English, French, Spanish, Portuguese, Italian, Norwegian, Swedish, German, Chinese, and Korean	English
Transfer Speed	1-2 hours within Europe 1-2 days for overseas transfers	1-2 days
Dedicated Dealer	Yes	Only for business clients
Instant Custom Quote	N/A	No
Business Features	Spot contracts Forwards contracts Limit orders Stop-loss orders Recurring transfers Digital multi-currency wallet Rate alerts API portal	Spot contracts Forwards contracts Batch payments Risk management tools Rate alerts API integration
Debit Card	Currencies Direct multi-currency debit card	Caxton Currency Card
Cancellation Policy	N/A	While Caxton does offer a cancellation policy, the ease of canceling an international money transfer largely depends on how quickly you act and the status of the transaction.
Suitability	Large money transfers	Small and large money transfers

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

	Currencies Direct	Caxton
Year Founded	1996	2002
Headquarters	London, UK	London, UK
Other Office Locations	Orlando (USA), Saint John (Canada), Mumbai (India), Albufeira (Portugal), 3 locations in South Africa, and 19 locations in Spain	No other offices
Annual Trading Volume	£9.5 billion	£1 billion
Number of Employees	550	170
Number of Clients	430000	660000
Regulatory Institutions	FinCEN in the USA FINTRAC in Canada FCA in the UK Bank of Spain in Spain and the EU ACPR in France FSB in South Africa	FCA and the HMRC in the UK
Awards	Credit Rating of Level 1 (Dun & Bradstreet Corporation, 2010) National Business Awards Finalist (National Business Awards, 2016) Most Positive Client Reviews (Money Transfer Comparison, 2017) Consumer Champion of the Year (Money Age Magazine, 2017) Money Transfer Provider of the Year (Money Age Magazine, 2016, 2017,2018, 2019, 2020, and 2021) Best Rated Money Transfer (Money Transfer Comparison, 2019, 2020, 2021)	FX Provider of the Year (FT and Investors Chronicle Awards, 2018) 5 Star Travel Prepaid Card (Moneyfacts, 2018)

Data taken from company websites and other third-party sites. It was believed to be accurate at the time of publication but may have since changed.

Top Rated Money Transfer Service

Currencies Direct are the top rated International Money Transfer Service on our list.

See More Comparisons:

	Currencies Direct	Caxton
Homepage
Transfer Fee	No fee	No fee
Average Exchange Rate Markup	0.4% to 1.4%	N/A
Minimum Transfer Amount	$1	£100 (or currency equivalent)
Maximum Transfer Amount	£25,000 through the mobile app £300,000 by placing a special request	£100,000 (or currency equivalent); £10,000 if paying with a debit card.