Illinois vs Kentucky Taxes: Income, Property & Sales

Does Illinois or Kentucky have lower taxes? We answer that in a variety of ways below:

Illinois vs Kentucky Income Tax Comparison

	Illinois	Kentucky
Income Tax Rates & Thresholds	4.95%	5.00%
Median Income	$78,020	$55,880
Income Tax Paid On Median Household Income	$13,677	$7,680
Income After Tax Based on Median Household Income	$64,343	$48,200

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Illinois vs Kentucky Property Tax Comparison

	Illinois	Kentucky
Average Property Tax Rate	1.78%	0.60%
Average House Price By State	$254,128	$201,033
Average Property Tax Owed Per Year	$4,523	$1,206
Income After Income Taxes & Property Taxes Based On Median State Household Income	$59,820	$46,994

Illinois vs Kentucky Sales Tax Comparison

	Illinois	Kentucky
Average State Sales Tax	6.25%	6.00%
Average Local Sales Tax Across the State	2.56%	0.00%
Average Combined Sales Tax Rate	8.81%	6.00%
Maximum Amount of Sales Tax Paid Based on Median Household Income	$4,843	$2,660
Maximum Disposable Income Based on Median Household Income	$54,976	$44,334

After Tax Comparison Earning $40,000 Per Year Filing As Single

	Illinois	Kentucky
Income Tax Owed	$4,903	$4,865
After Tax Income	$35,097	$35,135
Income After Income & Property Tax	$30,574	$33,929
Maximum Disposable Income After Income, Property & Sales Taxes	$28,098	$32,008

After Tax Comparison Earning $60,000 Per Year Filing As Single

	Illinois	Kentucky
Income Tax Owed	$8,820	$8,793
After Tax Income	$51,180	$51,207
Income After Income & Property Tax	$46,657	$50,001
Maximum Disposable Income After Income, Property & Sales Taxes	$42,879	$47,171

After Tax Comparison Earning $80,000 Per Year Filing As Single

	Illinois	Kentucky
Income Tax Owed	$14,210	$14,193
After Tax Income	$65,790	$65,807
Income After Income & Property Tax	$61,267	$64,601
Maximum Disposable Income After Income, Property & Sales Taxes	$56,306	$60,944

After Tax Comparison Earning $100,000 Per Year Filing As Single

	Illinois	Kentucky
Income Tax Owed	$19,600	$19,593
After Tax Income	$80,400	$80,407
Income After Income & Property Tax	$75,877	$79,201
Maximum Disposable Income After Income, Property & Sales Taxes	$69,733	$74,718

After Tax Comparison Earning $100,000 Per Year Filing As Married Filing Jointly

	Illinois	Kentucky
Income Tax Owed	$13,196	$13,081
After Tax Income	$86,804	$86,919
Income After Income & Property Tax	$82,281	$85,713
Maximum Disposable Income After Income, Property & Sales Taxes	$75,619	$80,861

After Tax Comparison Earning $150,000 Per Year Filing As Married Filing Jointly

	Illinois	Kentucky
Income Tax Owed	$25,726	$25,636
After Tax Income	$124,274	$124,364
Income After Income & Property Tax	$119,751	$123,158
Maximum Disposable Income After Income, Property & Sales Taxes	$110,055	$116,187

After Tax Comparison Earning $200,000 Per Year Filing As Married Filing Jointly

	Illinois	Kentucky
Income Tax Owed	$39,201	$39,136
After Tax Income	$160,799	$160,864
Income After Income & Property Tax	$156,276	$159,658
Maximum Disposable Income After Income, Property & Sales Taxes	$143,622	$150,621

After Tax Comparison Earning $250,000 Per Year Filing As Married Filing Jointly

	Illinois	Kentucky
Income Tax Owed	$53,595	$53,555
After Tax Income	$196,405	$196,445
Income After Income & Property Tax	$191,882	$195,239
Maximum Disposable Income After Income, Property & Sales Taxes	$176,345	$184,188

FAQ

Does Illinois or Kentucky have lower income taxes?

Illinois’s income tax falls into the following range: 4.95%

Whereas Kentucky’s income tax is the following 5.00%

Does Illinois or Kentucky have lower property taxes?

Illinois has an average property tax rate of 1.78%

In comparison, Kentucky has an average property tax rate of 0.60%

Does Illinois or Kentucky have lower sales taxes?

Illinois has a state sales tax rate of 6.25% and an average local rate of 2.56% for a combined total rate of 8.81%.

In contrast, Kentucky has a state sales tax rate of 6.00% and an average local rate of 0.00% for a combined total rate of 6.00%.

Do you get to keep more money in Illinois or Kentucky?

Based on median household income after income, property and sales taxes Illinois gives you a maximum amount of disposable income of $54,976

In comparison, Kentucky gives you $44,334.

More Comparisons:

Illinois vs Oregon
Illinois vs Oklahoma
Illinois vs Connecticut
Illinois vs Utah
Illinois vs Iowa

Sources:

https://en.wikipedia.org/wiki/State_income_tax#Rates_by_jurisdiction

https://www.bankrate.com/real-estate/property-tax-by-state/#by-state

https://fred.stlouisfed.org/release/tables?eid=259515&rid=249

https://www.fool.com/the-ascent/research/average-house-price-state/

https://taxfoundation.org/data/all/state/2022-sales-taxes/

https://www.forbes.com/advisor/income-tax-calculator/