Qual estado terá os impostos mais baixos em 2024? Bem, isso tudo depende se você se preocupa apenas com o imposto de renda ou também com os impostos sobre propriedade e vendas.
Abaixo, tentamos responder à pergunta sobre qual estado o deixa em melhor situação financeira com base na renda familiar média e nos impostos médios.
Para começar, vamos dar uma olhada no imposto de renda. Os 5 estados com a maior carga tributária sobre a renda (federal + estadual) com base na renda familiar média do estado são:
- Maryland: $21,525
- Washington DC: $21.086
- Havaí: $19.276
- Oregon: $18.965
- Utah: $18.547
*Observe que os valores acima pressupõem o preenchimento como uma pessoa solteira; casais casados podem pagar menos.
Os nove estados a seguir não têm imposto de renda estadual:
- Alasca
- Flórida
- Nevada
- New Hampshire (5% somente sobre juros e dividendos)
- Dakota do Sul
- Tennessee
- Texas
- Washington (7.0% somente sobre rendimentos de ganhos de capital)
- Wyoming
Mas os cinco estados a seguir deixam você com a maior renda após o pagamento dos impostos de renda federal e estadual.
- Maryland: $86.675
- Washington DC: $80.614
- Utah: $77.253
- Alasca: $77,229
- Washington: $76.988
É interessante observar que 3 dos 5 estados com as cargas mais altas de imposto de renda também deixam as famílias com a maior quantidade de renda após o imposto, enquanto os outros 2 são estados que não cobram imposto de renda.
Para explorar os dados usando a tabela a seguir:
| Estado | Faixa de alíquota do imposto de renda de pessoa física estadual | Renda familiar média por estado | Imposto de renda devido com base na renda familiar média do estado | Renda após impostos com base na renda familiar média do estado |
|---|---|---|---|---|
| Alabama | 2%: $0-$500 4%: $501-$3000 5%: $3,001+ | $59.910 | $8,703 | $51,207 |
| Alasca | Nenhum | $89.740 | $12.511 | $77,229 |
| Arizona | 2.55%: $0-$28.653 2,98%: $28.654+ | $73.450 | $10.779 | $62.671 |
| Arkansas | 2%: $0-$4,300 4%: $4.300-$8.500 4.90%: $8.501+ | $53.980 | $7,352 | $46.628 |
| Califórnia | 1%: $0-$10.099 2%: $10,100-$23,942 4%: $23,943-$37,788 6%: $37,789-$52,455 8%: $52,456-$66,295 9.30%: $66,296-$338,639 10.30%: $338,640-$406,364 11.30%: $406,365-$677,275 12.30%: $677,276-$1,000,000 13.30%: $1.000.001+ | $85.300 | $16,010 | $69.290 |
| Colorado | 4.40% | $89.930 | $16.055 | $73.875 |
| Connecticut | 3%: $0-$10.000 5%: $10,000-$50,000 5.50%: $50,001-$100,000 6%: $100,001-$200,000 6.50%: $200,001-$250,000 6.90%: $250,001-$500,000 6.99%: $500,001+ | $90,730 | $16,444 | $74,286 |
| Delaware | 2.20%: $2,000-$,5000 3.90%: $5,001-$10,000 4.80%: $10,001-$20,000 5.20%: $20,001-$25,000 5.55%: $25,001-$60,000 6.60%: $60.001+ | $80,750 | $14.624 | $66,126 |
| Flórida | Nenhum | $65,370 | $7,149 | $58,221 |
| Geórgia | 1%: $0-$750 2%: $751-$2.250 3%: $2.251-$3.750 4%: $3.751-$5.250 5%: $5.251-$7.000 5.75%: $7,000+ | $67,730 | $10.971 | $56.759 |
| Havaí | 1.40%: $0-$2.400 3.20%: $2,401-$4,800 5.50%: $4,801-$9,600 6.40%: $9,601-$14,400 6.80%: $14401-$19,200 7.20%: $19201-$24,000 7.60%: $24,001-$36,000 7.90%: $36,001-$48,000 8.25%: $48,001-$150,000 9%: $15,0001-$175,000 10%: $175,001-$200,000 11%: $200,001+ | $91,010 | $19.276 | $71.734 |
| Idaho | 1%: $0-$1,662 3%: $1.663-$4.987 4.50%: $4,988-$8,311 6%: $8.312+ | $72,580 | $13.701 | $58.879 |
| Illinois | 4.95% | $78,020 | $13.677 | $64.343 |
| Indiana | 3.23% | $70.030 | $10,404 | $59.626 |
| Iowa | 0,33%: $0-$1.743 0.67%: $1,744-$3,486 2.25%: $3,487-$6972 4.14%: $6,973-$15,687 5.63%: $15,688-$26,145 5.96%: $26,146-$34,860 6.25%: $34,861-$52,290 7.44%: $52,291-$78,435 8.53%: $78.436+ | $76,320 | $13.833 | $62.487 |
| Kansas | 3.10%: $0-$15.000 5.25%: $15,001-$30,000 5.70%: $30.001+ | $73.040 | $12,215 | $60.825 |
| Kentucky | 5.00% | $55.880 | $7,680 | $48.200 |
| Louisiana | 1.85%: $0-$12.500 3.50%: $12,501-$50,000 4.25%: $50.001+ | $58.330 | $7,307 | $51.023 |
| Maine | 5.80%: $0-$23.000 6.75%: $23,001-$54,450 7.15%: $54.451+ | $75,160 | $12.997 | $62,163 |
| Maryland | 2%: $0-$1.000 3%: $1.001-$2.000 4%: $2,001-$3,000 4.75%: $3,001-$100,000 5%: $100,001-$125,000 5.25%: $125,001-$150,000 5.50%: $150,001-$250,000 5.75%: $250.001+ | $108.200 | $21,525 | $86.675 |
| Massachusetts | 5.00% | $93.550 | $17.806 | $75.744 |
| Michigan | 4.25% | $68,990 | $10.665 | $58.325 |
| Minnesota | 5.35%: $0-$28.080 6.80%: $28,081-$92,230 7.85%: $92,231-$171,220 9.85%: $171.221+ | $90,390 | $17.516 | $72.874 |
| Mississipi | 4%: $5.000-$10.000 5%: $10.001+ | $48.610 | $5.789 | $42.821 |
| Missouri | 1.50%: $111-$1,121 2%: $1.122-$2.242 2.50%: $2,243-$3,363 3%: $3.364-$4.484 3.50%: $4,485-$5,605 4%: $5.606-$6.726 4.50%: $6,727-$7,847 5%: $7.848-$8.968 5.30%: $8.969+ | $71,520 | $11.476 | $60.044 |
| Montana | 1%: $0-$3.300 2%: $3.301-$5.800 3%: $5.801-$8.900 4%: $8.901-$12.000 5%: $12,001-$15,400 6%: $15,401-$19,800 6,75%: $19.801+ | $72.980 | $12.678 | $60,302 |
| Nebraska | 2.46%: $0-$3.440 3.51%: $3,440-$20,590 5.01%: $20,590-$33,180 6.84%: $33.181+ | $78,360 | $13.912 | $64.448 |
| Nevada | Nenhum | $72.330 | $8.680 | $63.650 |
| New Hampshire | 5% somente sobre juros e dividendos | $84.970 | $11.461 | $73.509 |
| Nova Jersey | 1.40%: $0-$20.000 1.75%: $20,001-$35,000 3.50%: $35,001-$40,000 5.53%: $40,001-$75,000 6.37%: $75,001-$500,000 8.97%: $500,001-$1,000,000 10.75%: $1.000.001+ | $92,340 | $16.776 | $75.564 |
| Novo México | 1.70%: $0-$5.500 3.20%: $5,501-$11,000 4.70%: $11,001-$16,000 4.90%: $16,001-$210,000 5.90%: $210.001+ | $56,420 | $7,031 | $49.389 |
| Nova Iorque | 4%: $0-$8.500 4.50%: $8,501-$11,700 5.25%: $11,701-$13,900 5.85%: $13,901-$80,650 6.25%: $80,651-$215,400 6.85%: $215,401-$1,077,550 9.65%: $1,077,551-$5,000,000 10.30%: $5,000,001-$25,000,000 10.90%: $25.000.001 | $75.910 | $13,227 | $62.683 |
| Carolina do Norte | 4.99% | $65,070 | $9.694 | $55.376 |
| Dakota do Norte | 1.10%: $0-$41.775 2.04%: $41,776-$101,050 2.27%: $101,051-$210,825 2.64%: $210,821-$458,350 2.90%: $458.351+ | $78,720 | $11.047 | $67.673 |
| Ohio | 2.77%: $26,050-$46,100 3.23%: $46,101-$92,150 3.69%: $92,151-$115,300 3.99%: $115.301+ | $67,520 | $8.830 | $58.690 |
| Oklahoma | 0,25%: $0-$1.000 0.75%: $1,001-$2,500 1.75%: $2,501-$3,750 2.75%: $3,751-$4,900 3.75%: $4,901-$7,200 4.75%: $7.201+ | $63,440 | $9,200 | $54,240 |
| Oregon | 4.75%: $0-$3.750 6.75%: $3,751-$9,450 8.75%: $9,451-$125,000 9.90%: $125,001+ | $86.780 | $18.965 | $67.815 |
| Pensilvânia | 3.07% | $72,210 | $10.871 | $61.339 |
| Rhode Island | 3.75%: $0-$68.200 4.75%: $68,201-$155,050 5,99%: $155.051+ | $80.650 | $13.023 | $67.627 |
| Carolina do Sul | 0%: $0-$3,200 3%: $3.201-$16.040 6.50%: $16.041+ | $61,770 | $9,230 | $52,540 |
| Dakota do Sul | Nenhum | $67,180 | $7,547 | $59.633 |
| Tennessee | Nenhum | $65,380 | $7,151 | $58,229 |
| Texas | Nenhum | $74.640 | $9,189 | $65,451 |
| Utah | 4.85% | $95.800 | $18.547 | $77.253 |
| Vermont | 3.35%: $0-$42.150 6.60%: $42,151-$102,200 7.60%: $102,201-$213,150 8.75%: $213,151+ | $72,190 | $11.377 | $60.813 |
| Virgínia | 2%: $0-$3.000 3%: $3,001-$5,000 5%: $5,001-$17,000 5.75%: $17.001+ | $85,170 | $15.833 | $69.337 |
| Washington | 7,0% somente sobre rendimentos de ganhos de capital | $89,430 | $12.442 | $76.988 |
| Washington DC | 4%: $0-$10.000 6%: $10,001-$40,000 6.50%: $40,001-$60,000 8.50%: $60,001-$250,000 9.25%: $250,001-$500,000 9.75%: $500,001-$1,000,000 10.75%: $,1000,001+ | $101.700 | $21.086 | $80.614 |
| Virgínia Ocidental | 3%: $0-$10.000 4%: $10,001-$25,000 4.50%: $25,001-$40,000 6%: $40,001-$60,000 6.50%: $60.001+ | $52,460 | $6.738 | $45.722 |
| Wisconsin | 3.54%: $0-$12.760 4.65%: $12,761-$25,520 5.30%: $25,521-$280,950 7.65%: $280.951+ | $73.330 | $11.817 | $61.513 |
| Wyoming | Nenhum | $73.090 | $8.848 | $64,242 |
Comparações:
Impostos da Califórnia vs. Texas
Impostos da Califórnia vs. Flórida
Impostos da Califórnia vs. Nova York
Impostos da Califórnia vs. Pensilvânia
Impostos da Califórnia vs. Illinois
Fontes:
https://en.wikipedia.org/wiki/State_income_tax#Rates_by_jurisdiction
https://www.bankrate.com/real-estate/property-tax-by-state/#by-state
https://fred.stlouisfed.org/release/tables?eid=259515&rid=249
https://www.fool.com/the-ascent/research/average-house-price-state/
https://taxfoundation.org/data/all/state/2022-sales-taxes/
https://www.forbes.com/advisor/income-tax-calculator/
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