Missä osavaltiossa on alhaisimmat verot vuonna 2024? Se riippuu siitä, kiinnitätkö huomiota vain tuloveroihin vai myös kiinteistö- ja liikevaihtoveroihin.
Seuraavassa olemme yrittäneet vastata kysymykseen, mikä osavaltio jättää sinut taloudellisesti parhaiten kotitalouksien mediaanitulojen ja mediaaniverojen perusteella.
Tarkastellaan aluksi tuloveroja. Viisi eniten verotettua osavaltiota, joissa on korkein tuloverorasitus (liittovaltion + osavaltion) kotitalouksien mediaanitulojen perusteella, ovat seuraavat:
- Maryland: $21,525
- Washington DC: $21,086
- Havaiji: $19,276
- Oregon: $18,965
- Utah: $18,547
*Huomaa, että edellä mainitut määrät perustuvat siihen, että avioparit voivat maksaa vähemmän, jos he ovat yksineläjiä.
Seuraavissa 9 osavaltiossa ei ole valtion tuloveroa:
- Alaska
- Florida
- Nevada
- New Hampshire (5% vain koroista ja osingoista)
- Etelä-Dakota
- Tennessee
- Texas
- Washington (7,0% ainoastaan pääomatuloista)
- Wyoming
Seuraavat 5 osavaltiota jättävät sinulle kuitenkin suurimmat tulot liittovaltion ja osavaltioiden tuloverojen maksamisen jälkeen.
- Maryland: $86,675
- Washington DC: $80,614
- Utah: $77,253
- Alaska: $77,229
- Washington: $76,988
On mielenkiintoista huomata, että viidestä osavaltiosta, joissa tuloverorasitus on korkein, kolmessa osavaltiossa kotitalouksille jää myös eniten verojen jälkeisiä tuloja, kun taas kahdessa muussa osavaltiossa ei peritä tuloveroa.
Tutustu tietoihin seuraavan taulukon avulla:
| Valtio | Osavaltion henkilökohtaisen tuloveron verokannan vaihteluväli | Kotitalouksien mediaanitulot osavaltioittain | Valtion kotitalouksien mediaanituloihin perustuva tulovero | Verojen jälkeiset tulot perustuvat osavaltion kotitalouksien mediaanituloihin. |
|---|---|---|---|---|
| Alabama | 2%: $0-$500 4%: $501-$3000 5%: $3,001+ | $59,910 | $8,703 | $51,207 |
| Alaska | Ei ole | $89,740 | $12,511 | $77,229 |
| Arizona | 2.55%: $0-$28,653 2,98%: $28,654+ | $73,450 | $10,779 | $62,671 |
| Arkansas | 2%: $0-$4,300 4%: $4 300-$8 500 4.90%: $8,501+ | $53,980 | $7,352 | $46,628 |
| Kalifornia | 1%: $0-$10,099 2%: $10,100-$23,942 4%: $23,943-$37,788 6%: $37,789-$52,455 8%: $52,456-$66,295 9.30%: $66,296-$338,639 10.30%: $338,640-$406,364 11.30%: $406,365-$677,275 12.30%: $677,276-$1,000,000 13.30%: $1,000,001+ | $85,300 | $16,010 | $69,290 |
| Colorado | 4.40% | $89,930 | $16,055 | $73,875 |
| Connecticut | 3%: $0-$10,000 5%: $10,000-$50,000 5.50%: $50,001-$100,000 6%: $100,001-$200,000 6.50%: $200,001-$250,000 6.90%: $250,001-$500,000 6.99%: $500,001+ | $90,730 | $16,444 | $74,286 |
| Delaware | 2.20%: $2,000-$,5000 3.90%: $5,001-$10,000 4.80%: $10,001-$20,000 5.20%: $20,001-$25,000 5.55%: $25,001-$60,000 6.60%: $60,001+ | $80,750 | $14,624 | $66,126 |
| Florida | Ei ole | $65,370 | $7,149 | $58,221 |
| Georgia | 1%: $0-$750 2%: $751-$2,250 3%: $2,251-$3,750 4%: $3,751-$5,250 5%: $5,251-$7,000 5.75%: $7,000+ | $67,730 | $10,971 | $56,759 |
| Havaiji | 1.40%: $0-$2,400 3.20%: $2,401-$4,800 5.50%: $4,801-$9,600 6.40%: $9,601-$14,400 6.80%: $14401-$19,200 7.20%: $19201-$24,000 7.60%: $24,001-$36,000 7.90%: $36,001-$48,000 8.25%: $48,001-$150,000 9%: $15,0001-$175,000 10%: $175,001-$200,000 11%: $200,001+ | $91,010 | $19,276 | $71,734 |
| Idaho | 1%: $0-$1,662 3%: $1,663-$4,987. 4.50%: $4,988-$8,311 6%: $8,312+ | $72,580 | $13,701 | $58,879 |
| Illinois | 4.95% | $78,020 | $13,677 | $64,343 |
| Indiana | 3.23% | $70,030 | $10,404 | $59,626 |
| Iowa | 0,33%: $0-$1,743 0.67%: $1,744-$3,486 2.25%: $3,487-$6972 4.14%: $6,973-$15,687 5.63%: $15,688-$26,145 5.96%: $26,146-$34,860 6.25%: $34,861-$52,290 7.44%: $52,291-$78,435 8.53%: $78,436+ | $76,320 | $13,833 | $62,487 |
| Kansas | 3.10%: $0-$15,000 5.25%: $15,001-$30,000 5.70%: $30,001+ | $73,040 | $12,215 | $60,825 |
| Kentucky | 5.00% | $55,880 | $7,680 | $48,200 |
| Louisiana | 1.85%: $0-$12,500 3.50%: $12,501-$50,000 4.25%: $50,001+ | $58,330 | $7,307 | $51,023 |
| Maine | 5.80%: $0-$23,000 6.75%: $23,001-$54,450 7.15%: $54,451+ | $75,160 | $12,997 | $62,163 |
| Maryland | 2%: $0-$1,000 3%: $1,001-$2,000 4%: $2,001-$3,000 4.75%: $3,001-$100,000 5%: $100,001-$125,000 5.25%: $125,001-$150,000 5.50%: $150,001-$250,000 5.75%: $250,001+ | $108,200 | $21,525 | $86,675 |
| Massachusetts | 5.00% | $93,550 | $17,806 | $75,744 |
| Michigan | 4.25% | $68,990 | $10,665 | $58,325 |
| Minnesota | 5,35%: $0-$28,080 6.80%: $28,081-$92,230 7.85%: $92,231-$171,220 9.85%: $171,221+ | $90,390 | $17,516 | $72,874 |
| Mississippi | 4%: $5,000-$10,000 5%: $10,001+ | $48,610 | $5,789 | $42,821 |
| Missouri | 1.50%: $111-$1,121 2%: $1,122-$2,242 2.50%: $2,243-$3,363 3%: $3,364-$4,484 3.50%: $4,485-$5,605 4%: $5,606-$6,726 4.50%: $6,727-$7,847 5%: $7,848-$8,968 5.30%: $8,969+ | $71,520 | $11,476 | $60,044 |
| Montana | 1%: $0-$3,300 2%: $3,301-$5,800 3%: $5,801-$8,900 4%: $8,901-$12,000 5%: $12,001-$15,400 6%: $15,401-$19,800 6.75%: $19,801+ | $72,980 | $12,678 | $60,302 |
| Nebraska | 2,46%: $0-$3,440 3.51%: $3,440-$20,590 5.01%: $20,590-$33,180 6.84%: $33,181+ | $78,360 | $13,912 | $64,448 |
| Nevada | Ei ole | $72,330 | $8,680 | $63,650 |
| New Hampshire | 5% vain koroista ja osingoista | $84,970 | $11,461 | $73,509 |
| New Jersey | 1.40%: $0-$20,000 1.75%: $20,001-$35,000 3.50%: $35,001-$40,000 5.53%: $40,001-$75,000 6.37%: $75,001-$500,000 8.97%: $500,001-$1,000,000 10.75%: $1,000,001+ | $92,340 | $16,776 | $75,564 |
| New Mexico | 1.70%: $0-$5,500 3.20%: $5,501-$11,000 4.70%: $11,001-$16,000 4.90%: $16,001-$210,000 5.90%: $210,001+ | $56,420 | $7,031 | $49,389 |
| New York | 4%: $0-$8,500 4.50%: $8,501-$11,700 5.25%: $11,701-$13,900 5.85%: $13,901-$80,650 6.25%: $80,651-$215,400 6.85%: $215,401-$1,077,550 9.65%: $1,077,551-$5,000,000 10.30%: $5,000,001-$25,000,000 10.90%: $25,000,001 | $75,910 | $13,227 | $62,683 |
| Pohjois-Carolina | 4.99% | $65,070 | $9,694 | $55,376 |
| Pohjois-Dakota | 1.10%: $0-$41,775 2.04%: $41,776-$101,050 2.27%: $101,051-$210,825 2.64%: $210,821-$458,350 2.90%: $458,351+ | $78,720 | $11,047 | $67,673 |
| Ohio | 2.77%: $26,050-$46,100 3.23%: $46,101-$92,150 3.69%: $92,151-$115,300 3.99%: $115,301+ | $67,520 | $8,830 | $58,690 |
| Oklahoma | 0,25%: $0-$1,000 0.75%: $1,001-$2,500 1.75%: $2,501-$3,750 2.75%: $3,751-$4,900 3.75%: $4,901-$7,200 4.75%: $7,201+ | $63,440 | $9,200 | $54,240 |
| Oregon | 4,75%: $0-$3,750 6.75%: $3,751-$9,450 8.75%: $9,451-$125,000 9.90%: $125,001+ | $86,780 | $18,965 | $67,815 |
| Pennsylvania | 3.07% | $72,210 | $10,871 | $61,339 |
| Rhode Island | 3.75%: $0-$68,200 4.75%: $68,201-$155,050 5.99%: $155,051+ | $80,650 | $13,023 | $67,627 |
| Etelä-Carolina | 0%: $0-$3,200 3%: $3,201-$16,040 6.50%: $16,041+ | $61,770 | $9,230 | $52,540 |
| Etelä-Dakota | Ei ole | $67,180 | $7,547 | $59,633 |
| Tennessee | Ei ole | $65,380 | $7,151 | $58,229 |
| Texas | Ei ole | $74,640 | $9,189 | $65,451 |
| Utah | 4.85% | $95,800 | $18,547 | $77,253 |
| Vermont | 3.35%: $0-$42,150 6.60%: $42,151-$102,200 7.60%: $102,201-$213,150 8.75%: $213,151+ | $72,190 | $11,377 | $60,813 |
| Virginia | 2%: $0-$3,000 3%: $3,001-$5,000 5%: $5,001-$17,000 5.75%: $17,001+ | $85,170 | $15,833 | $69,337 |
| Washington | 7,0% ainoastaan pääomatuloista saaduista tuloista | $89,430 | $12,442 | $76,988 |
| Washington DC | 4%: $0-$10,000 6%: $10,001-$40,000 6.50%: $40,001-$60,000 8.50%: $60,001-$250,000 9.25%: $250,001-$500,000 9.75%: $500,001-$1,000,000 10.75%: $,1000,001+ | $101,700 | $21,086 | $80,614 |
| Länsi-Virginia | 3%: $0-$10,000 4%: $10,001-$25,000 4.50%: $25,001-$40,000 6%: $40,001-$60,000 6.50%: $60,001+ | $52,460 | $6,738 | $45,722 |
| Wisconsin | 3.54%: $0-$12,760 4.65%: $12,761-$25,520 5.30%: $25,521-$280,950 7.65%: $280,951+ | $73,330 | $11,817 | $61,513 |
| Wyoming | Ei ole | $73,090 | $8,848 | $64,242 |
Vertailut:
Kalifornia vs Texas Verot
Kalifornia vs Florida Verot
Kalifornia vs. New York Verot
Kalifornia vs. Pennsylvania Verot
Kalifornia vs Illinois Verot
Lähteet:
https://en.wikipedia.org/wiki/State_income_tax#Rates_by_jurisdiction
https://www.bankrate.com/real-estate/property-tax-by-state/#by-state
https://fred.stlouisfed.org/release/tables?eid=259515&rid=249
https://www.fool.com/the-ascent/research/average-house-price-state/
https://taxfoundation.org/data/all/state/2022-sales-taxes/
https://www.forbes.com/advisor/income-tax-calculator/
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