{"id":7601,"date":"2023-02-09T01:17:59","date_gmt":"2023-02-09T01:17:59","guid":{"rendered":"https:\/\/moverdb.com\/?page_id=7601"},"modified":"2026-01-08T14:47:02","modified_gmt":"2026-01-08T14:47:02","slug":"%e7%9d%bf%e6%99%ba%e7%82%b9%e8%af%84","status":"publish","type":"page","link":"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/","title":{"rendered":"2026\u5e74\u660e\u667a\u7684\u56fd\u9645\u6c47\u6b3e\u56de\u987e"},"content":{"rendered":"<figure class=\"wp-block-embed aligncenter is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"\u5982\u4f55\u4f7f\u7528 Wise\uff1a\u8f6c\u8d26 - \u4e00\u6b65\u4e00\u6b65\u6765 (2024)\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/oVG-p27bHkE?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; 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(\u524d\u8eab\u4e3aTransferWise\uff09\u5df2\u7ecf\u6210\u4e3a\u5e02\u573a\u4e0a\u7684\u9886\u5148\u8005\u4e4b\u4e00\uff0c\u4e3a\u56fd\u9645\u6c47\u6b3e\u63d0\u4f9b\u4e86\u5feb\u901f\u3001\u4f4e\u6210\u672c\u548c\u900f\u660e\u7684\u89e3\u51b3\u65b9\u6848\u3002<\/p>\n\n\n\n<p>\u5728\u4e0b\u6587\u4e2d\uff0c\u6211\u4eec\u5c06\u770b\u5230Wise\u4e3a\u56fd\u9645\u6c47\u6b3e\u63d0\u4f9b\u7684\u670d\u52a1\uff0c\u5e76\u8bc4\u4f30\u5b83\u5728\u7ade\u4e89\u4e2d\u7684\u4f18\u52bf\u3002\u6211\u4eec\u5c06\u7814\u7a76\u8be5\u670d\u52a1\u7684\u4e3b\u8981\u7279\u70b9\uff0c\u5305\u62ec\u5176\u6c47\u7387\u3001\u8d39\u7528\u3001\u5b89\u5168\u63aa\u65bd\u548c\u4f7f\u7528\u7684\u4fbf\u5229\u6027\u3002<\/p>\n\n\n\n<p>\u6b64\u5916\uff0c\u6211\u4eec\u5c06\u63a2\u8ba8\u5ba2\u6237\u7684\u8bc4\u8bba\u548c\u53cd\u9988\uff0c\u4ee5\u63d0\u4f9b\u7528\u6237\u4f53\u9a8c\u7684\u5168\u9762\u6982\u8ff0\u3002\u6211\u4eec\u7684\u76ee\u6807\u662f\u5e2e\u52a9\u4f60\u786e\u5b9aWise\u662f\u5426\u662f\u4f60\u7684\u6b63\u786e\u9009\u62e9\u3002 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ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Who_are_Wise\" >\u8c01\u662f\u667a\u8005\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Wise_Pros_Cons\" >\u660e\u667a\u7684\u4f18\u70b9\u548c\u7f3a\u70b9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Wise_Key_Attributes\" >\u660e\u667a\u7684\u5173\u952e\u5c5e\u6027<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Wise_Features\" >\u667a\u8005\u7684\u7279\u70b9<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Types_of_Accounts\" >\u8d26\u6237\u7c7b\u578b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Money_Transfers\" >\u8f6c\u8d26<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Borderless_Account\" >\u65e0\u8fb9\u754c\u8d26\u6237<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Wise_Debit_Card\" >\u667a\u6167\u501f\u8bb0\u5361<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Wise_for_Teams\" >\u56e2\u961f\u7684\u660e\u667a\u4e4b\u4e3e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Wise_API\" >\u667a\u6167\u7684API<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Wise_International_Money_Transfer_Costs\" >\u660e\u667a\u7684\u56fd\u9645\u6c47\u6b3e\u8d39\u7528<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Exchange_Rates\" >\u6c47\u7387<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Transfer_Fees\" >\u8f6c\u8ba9\u8d39<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Additional_Fees_on_International_Money_Transfers\" >\u56fd\u9645\u6c47\u6b3e\u7684\u989d\u5916\u8d39\u7528<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Other_Fees\" >\u5176\u4ed6\u8d39\u7528<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#How_Safe_is_Wise\" >\u667a\u6167\u7684\u5b89\u5168\u6027\u5982\u4f55\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#How_Fast_is_Wise\" >\u667a\u6167\u6709\u591a\u5feb\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#How_to_Use_Wise\" >\u5982\u4f55\u4f7f\u7528\u6167\u773c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#When_to_Use_Wise\" >\u4f55\u65f6\u4f7f\u7528\u667a\u8005<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Private_clients\" >\u79c1\u4eba\u5ba2\u6237<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Business_clients\" >\u5546\u4e1a\u5ba2\u6237<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Wise_Money_Transfer_Cancellation_Policy\" >\u667a\u6c47\u7684\u53d6\u6d88\u653f\u7b56<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Wise_Customer_Service\" >\u667a\u6167\u7684\u5ba2\u6237\u670d\u52a1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#How_Does_Wise_Compare_With_Its_Competitors\" >Wise\u4e0e\u5b83\u7684\u7ade\u4e89\u5bf9\u624b\u76f8\u6bd4\u5982\u4f55\uff1f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Wise_vs_XE\" >\u667a\u6167\u4e0eXE<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Wise_vs_TorFX\" >\u7ef4\u65af\u4e0eTorFX<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Wise_vs_Instarem\" >\u667a\u8005\u5bf9\u6218Instarem<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Wise_Customer_Reviews\" >\u777f\u667a\u7684\u5ba2\u6237\u8bc4\u8bba<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Positive_Wise_Customer_Reviews\" >\u79ef\u6781\u7684\u660e\u667a\u7684\u5ba2\u6237\u8bc4\u8bba<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Negative_Wise_Customer_Reviews\" >\u777f\u667a\u7684\u5ba2\u6237\u8d1f\u9762\u8bc4\u4ef7<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Wise_Alternatives\" >\u660e\u667a\u7684\u66ff\u4ee3\u65b9\u6848<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#OFX\" >OFX&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#MoneyGram\" >\u901f\u6c47\u91d1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Revolut\" >\u9006\u8f6c\u5f55&nbsp;<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Conclusion\" >\u603b\u7ed3<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#FAQ\" >F.A.Q.<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-37\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Who_is_Wise_most_suitable_for\" >Wise\u6700\u9002\u5408\u8c01\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-38\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#What_information_do_I_need_to_provide_to_make_a_money_transfer_using_Wise\" >\u6211\u9700\u8981\u63d0\u4f9b\u54ea\u4e9b\u4fe1\u606f\u6765\u4f7f\u7528Wise\u8fdb\u884c\u6c47\u6b3e\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-39\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Are_Wise_users_able_to_make_money_transfers_in_another_name\" >Wise\u7528\u6237\u662f\u5426\u80fd\u591f\u4ee5\u53e6\u4e00\u4e2a\u540d\u5b57\u8fdb\u884c\u8d44\u91d1\u8f6c\u79fb\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-40\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Can_I_transfer_money_to_a_mobile_wallet_with_Wise\" >\u6211\u53ef\u4ee5\u7528Wise\u628a\u94b1\u8f6c\u5230\u624b\u673a\u94b1\u5305\u5417\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-41\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Can_I_get_a_free_money_transfer_quote_from_Wise\" >\u6211\u53ef\u4ee5\u4eceWise\u83b7\u5f97\u514d\u8d39\u7684\u6c47\u6b3e\u62a5\u4ef7\u5417\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-42\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Is_TransferWise_better_than_Wise\" >TransferWise\u6bd4Wise\u597d\u5417\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-43\" href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/wise-review\/#Does_Wise_offer_discounts_and_coupons\" >Wise\u662f\u5426\u63d0\u4f9b\u6298\u6263\u548c\u4f18\u60e0\u5238\uff1f<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_are_Wise\"><\/span>\u8c01\u662f\u667a\u8005\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise\u662f\u4e00\u5bb6\u6210\u7acb\u4e8e2011\u5e74\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\uff0c\u76ee\u6807\u662f\u4f7f\u56fd\u9645\u6c47\u6b3e\u66f4\u5feb\u3001\u66f4\u4fbf\u5b9c\u3001\u66f4\u900f\u660e\u3002\u591a\u5e74\u6765\uff0c\u8be5\u516c\u53f8\u53d1\u5c55\u8fc5\u901f\uff0c\u73b0\u5728\u4e3a70\u591a\u4e2a\u56fd\u5bb6\u76841600\u591a\u4e07\u5ba2\u6237\u63d0\u4f9b\u670d\u52a1\u3002Wise\u63d0\u4f9b\u5e7f\u6cdb\u7684\u670d\u52a1\uff0c\u5305\u62ec\u56fd\u9645\u6c47\u6b3e\u3001\u65e0\u56fd\u754c\u8d26\u6237\u548c\u501f\u8bb0\u5361\uff0c\u6240\u6709\u8fd9\u4e9b\u90fd\u65e8\u5728\u4f7f\u8de8\u5883\u4ea4\u6613\u66f4\u5bb9\u6613\u548c\u66f4\u65b9\u4fbf\u3002<\/p>\n\n\n\n<p>Wise\u72ec\u7279\u7684\u70b9\u5bf9\u70b9\u6a21\u5f0f\u4f7f\u5176\u80fd\u591f\u7ed5\u8fc7\u4f20\u7edf\u7684\u94f6\u884c\u7cfb\u7edf\uff0c\u63d0\u4f9b\u6bd4\u94f6\u884c\u4fbf\u5b9c8\u500d\u7684\u6c47\u7387\uff0c\u4f7f\u5176\u6210\u4e3a\u5bf9\u5e0c\u671b\u8fdb\u884c\u56fd\u9645\u6c47\u6b3e\u7684\u4e2a\u4eba\u548c\u5c0f\u578b\u4f01\u4e1a\u5177\u6709\u5438\u5f15\u529b\u7684\u9009\u62e9\u3002\u6b64\u5916\uff0c\u8be5\u516c\u53f8\u6613\u4e8e\u4f7f\u7528\u7684\u5728\u7ebf\u5e73\u53f0\u548c\u900f\u660e\u7684\u6536\u8d39\u7ed3\u6784\u4e3a\u5176\u8d62\u5f97\u4e86\u56fd\u9645\u6c47\u6b3e\u4e1a\u9886\u5148\u8005\u4e4b\u4e00\u7684\u58f0\u8a89\u3002<\/p>\n\n\n\n<p>Wise\u975e\u5e38\u9002\u7528\u4e8e\u5e7f\u6cdb\u7684\u7528\u6237\uff0c\u5305\u62ec\u5728\u56fd\u5916\u65c5\u884c\u7684\u4e2a\u4eba\u3001\u6709\u56fd\u9645\u5ba2\u6237\u6216\u4f9b\u5e94\u5546\u7684\u5c0f\u4f01\u4e1a\uff0c\u4ee5\u53ca\u9700\u8981\u4ece\u591a\u4e2a\u56fd\u5bb6\u53d1\u9001\u6216\u63a5\u6536\u4ed8\u6b3e\u7684\u81ea\u7531\u804c\u4e1a\u8005\u548c\u8fdc\u7a0b\u5de5\u4f5c\u8005\u3002<\/p>\n\n\n\n<p>\u8be5\u516c\u53f8\u7684\u4f4e\u8d39\u7528\u548c\u6709\u7ade\u4e89\u529b\u7684\u6c47\u7387\u4f7f\u5176\u6210\u4e3a\u5b9a\u671f\u6c47\u6b3e\u7684\u5b9e\u60e0\u9009\u62e9\uff0c\u800c\u4ed6\u4eec\u7684\u65e0\u56fd\u754c\u8d26\u6237\u548c\u501f\u8bb0\u5361\u4f7f\u7528\u6237\u80fd\u591f\u8f7b\u677e\u5730\u7ba1\u7406\u4ed6\u4eec\u7684\u591a\u5e01\u79cd\u8d44\u91d1\u3002<\/p>\n\n\n\n<p>\u603b\u4e4b\uff0cWise\u662f\u56fd\u9645\u6c47\u6b3e\u5e02\u573a\u4e0a\u4e00\u4e2a\u6781\u5177\u5f71\u54cd\u529b\u7684\u53c2\u4e0e\u8005\uff0c\u63d0\u4f9b\u4e00\u7cfb\u5217\u7684\u670d\u52a1\uff0c\u4f7f\u8de8\u5883\u4ea4\u6613\u53d8\u5f97\u7b80\u5355\u548c\u8d85\u7ea7\u65b9\u4fbf\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Pros_Cons\"><\/span>\u660e\u667a\u7684\u4f18\u70b9\u548c\u7f3a\u70b9<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th><\/th><th>\u4f18\u70b9<\/th><th>\u5f0a\u7aef<\/th><\/tr><\/thead><tbody><tr><td>1.<\/td><td><strong>\u591a\u79cd\u652f\u4ed8\u65b9\u5f0f <\/strong>- \u5ba2\u6237\u53ef\u4ee5\u4f7f\u7528\u4ed6\u4eec\u7684\u501f\u8bb0\u5361\u6216\u4fe1\u7528\u5361\u3001\u94f6\u884c\u8d26\u6237\u3001PayPal\u3001Apple Pay\u3001Google Pay\u6216\u5176\u4ed6\u9488\u5bf9\u67d0\u4e9b\u56fd\u5bb6\u7684\u5f53\u5730\u652f\u4ed8\u7cfb\u7edf\u8fdb\u884c\u56fd\u9645\u6c47\u6b3e\u3002<\/td><td><strong>\u6ca1\u6709\u73b0\u91d1\u63d0\u8d27\u9009\u9879<\/strong> - \u6536\u4ef6\u4eba\u53ef\u4ee5\u5728\u4ed6\u4eec\u7684\u4e2a\u4eba\/\u5546\u4e1a\u5728\u7ebf\u8d26\u6237\u6216\u94f6\u884c\u8d26\u6237\u4e2d\u6536\u5230\u4ed6\u4eec\u7684\u94b1\uff0c\u800cWise\u53ea\u5728\u4ed6\u4eec\u7684\u4e2a\u4eba\/\u5546\u4e1a\u5728\u7ebf\u8d26\u6237\u4e2d\u3002<\/td><\/tr><tr><td>2.<\/td><td><strong>\u6ca1\u6709\u6c47\u7387\u5dee\u989d<\/strong> - \u6000\u65af\u7684\u6c47\u7387\u67090%\u7684\u52a0\u4ef7\u3002\u5ba2\u6237\u53ef\u4ee5\u4f7f\u7528\u5f53\u524d\u7684\u4e2d\u95f4\u5e02\u573a\u6c47\u7387\u6765\u4eab\u53d7\u4e0d\u540c\u8d27\u5e01\u7684\u8f6c\u8d26\u3002<\/td><td><strong>\u5ba2\u6237\u670d\u52a1\u65b9\u9762\u7684\u95ee\u9898<\/strong> - \u6700\u8fd1\u4e92\u8054\u7f51\u4e0a\u7684\u5ba2\u6237\u8bc4\u8bba\u57fa\u672c\u4e0a\u90fd\u662f\u8d1f\u9762\u7684\uff0c\u4ed6\u4eec\u63d0\u5230\u5ba2\u6237\u670d\u52a1\u662f\u4e3b\u8981\u95ee\u9898\u3002<\/td><\/tr><tr><td>3.<\/td><td><strong>Trustpilot\u7684\u9ad8\u8bc4\u7ea7 <\/strong>- 4.5 \/ 5\uff082026\u5e741\u6708\uff09\u3002<\/td><td><strong>\u6ca1\u6709\u4e13\u95e8\u7684\u7ecf\u9500\u5546<\/strong> - Wise\u4e0d\u4e3a\u79c1\u4eba\u6216\u4f01\u4e1a\u5ba2\u6237\u63d0\u4f9b\u4e2a\u4eba\u5ba2\u6237\u7ecf\u7406\u3002<\/td><\/tr><tr><td>4.<\/td><td><strong>\u5168\u7403\u670d\u52a1\u8303\u56f4<\/strong> - Wise\u4e3a\u5168\u4e16\u754c170\u591a\u4e2a\u56fd\u5bb6\u7684\u56fd\u9645\u6c47\u6b3e\u63d0\u4f9b\u4fbf\u5229\u3002<\/td><td><strong>\u4e0d\u9002\u7528\u4e8e\u5927\u989d\u8d44\u91d1\u8f6c\u79fb<\/strong> - Wise\u5f81\u6536\u4e24\u79cd\u7c7b\u578b\u7684\u8f6c\u8d26\u8d39\u7528\uff0c\u4e0e\u4e1a\u5185\u5176\u4ed6\u66ff\u4ee3\u65b9\u6848\u76f8\u6bd4\uff0c\u5728\u53d1\u9001\u5927\u7b14\u8d44\u91d1\u65f6\u53ef\u80fd\u4f1a\u53d8\u5f97\u76f8\u5f53\u9ad8\u3002<\/td><\/tr><tr><td>5.<\/td><td><strong>\u5e7f\u6cdb\u7684\u77e5\u8bc6\u5e93<\/strong> - Wise\u7684\u5e2e\u52a9\u90e8\u5206\u548c\u535a\u5ba2\u7531\u4e00\u4e2a\u4e30\u5bcc\u7684\u6709\u7528\u4fe1\u606f\u5e93\u7ec4\u6210\uff0c\u7528\u6237\u53ef\u4ee5\u7528\u5b83\u6765\u83b7\u5f97\u5bf9\u6240\u6709\u95ee\u9898\u548c\u5173\u6ce8\u7684\u5e2e\u52a9\u3002<\/td><td><strong>\u4e00\u4e9b\u9ad8\u989d\u7684\u8f6c\u4f1a\u8d39<\/strong> - \u4e00\u4e9b\u6d89\u53ca\u5f02\u56fd\u4ed6\u4e61\u548c\u8d27\u5e01\u7684\u8f6c\u8d26\u53ef\u80fd\u4f1a\u4ea7\u751f\u9ad8\u989d\u8f6c\u8d26\u8d39\u7528\u3002<\/td><\/tr><tr><td>6.<\/td><td><strong>\u575a\u5b9e\u7684\u8d27\u5e01\u8986\u76d6\u7387<\/strong> - \u5728\u8fdb\u884c\u660e\u667a\u7684\u8d44\u91d1\u8f6c\u79fb\u65f6\uff0c\u652f\u630150\u591a\u79cd\u8d27\u5e01\u3002<\/td><td><strong>\u4e0d\u5305\u62ec\u5f02\u56fd\u8d27\u5e01<\/strong> - \u5e0c\u671b\u7528\u4e00\u4e9b\u4e0d\u592a\u5e38\u7528\u7684\u8d27\u5e01\u8fdb\u884c\u8f6c\u8d26\u7684\u5ba2\u6237\u5c06\u4e0d\u80fd\u7528Wise\u8fdb\u884c\u8f6c\u8d26\u3002<\/td><\/tr><tr><td>7.<\/td><td><strong>\u6700\u9002\u7528\u4e8e\u5c0f\u89c4\u6a21\u8f6c\u79fb <\/strong>- Wise\u5bf9\u4e8e\u6c47\u6b3e\u3001\u8fdb\u884c\u5c0f\u989d\u91c7\u8d2d\u3001\u652f\u4ed8\u8d26\u5355\u6216\u5411\u627f\u5305\u5546\u6216\u96c7\u5458\u8f6c\u79fb\u4f4e\u989d\u6708\u5ea6\u8d44\u91d1\u6765\u8bf4\u662f\u975e\u5e38\u4e86\u4e0d\u8d77\u7684\u3002<\/td><td><\/td><\/tr><tr><td>9.<\/td><td><strong>\u5e7f\u6cdb\u7684\u5730\u65b9\u8986\u76d6<\/strong> - Wise\u662f\u4e16\u754c\u4e0a\u6700\u5206\u6563\u7684\u6c47\u6b3e\u516c\u53f8\u4e4b\u4e00\uff0c\u5728\u8d85\u8fc728\u4e2a\u56fd\u5bb6\u6709\u5206\u652f\u673a\u6784\u548c\u529e\u4e8b\u5904\u3002&nbsp;<\/td><td><\/td><\/tr><tr><td>10.<\/td><td><strong>\u5feb\u901f\u6c47\u6b3e<\/strong> - \u4e00\u534a\u7684\u660e\u667a\u6c47\u6b3e\u5728\u51e0\u5206\u949f\u5185\u5b8c\u6210\uff08\u90a3\u4e9b\u901a\u5e38\u901a\u8fc7\u501f\u8bb0\u5361\/\u4fe1\u7528\u5361\u4fc3\u6210\u7684\u6c47\u6b3e\uff09\u3002\u5176\u4f59\u7684\u5219\u9700\u89810\u81f32\u4e2a\u5de5\u4f5c\u65e5\u624d\u80fd\u5b8c\u6210\uff08\u5e73\u5747\uff09\u3002<\/td><td><\/td><\/tr><tr><td>11.<\/td><td><strong>\u5373\u65f6\u5b9a\u5236\u62a5\u4ef7<\/strong> - Wise\u63d0\u4f9b\u514d\u8d39\u7684\u5728\u7ebf\u5b9a\u5236\u62a5\u4ef7\uff0c\u4ee5\u5ba1\u67e5\u4e0e\u6bcf\u9879\u8ba1\u5212\u4e2d\u7684\u8f6c\u8d26\u8d39\u7528\u6302\u94a9\u7684\u6240\u6709\u8f6c\u8d26\u8d39\u7528\uff0c\u800c\u65e0\u9700\u6ce8\u518c\u8d26\u6237\u3002<\/td><td><\/td><\/tr><tr><td>13.<\/td><td><strong>\u5353\u8d8a\u7684\u7f51\u7edc\u5e73\u53f0\u548c\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f <\/strong>- \u5728\u540c\u7c7b\u578b\u7684\u4f9b\u5e94\u5546\u4e2d\uff0cWise\u63d0\u4f9b\u7684\u6c47\u6b3e\u79fb\u52a8\u5e94\u7528\u662f\u8bc4\u4ef7\u6700\u597d\u7684\u4e4b\u4e00\u3002<\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Key_Attributes\"><\/span>\u660e\u667a\u7684\u5173\u952e\u5c5e\u6027<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6210\u7acb\u3002<\/strong> 2011<\/li>\n\n\n\n<li><strong>\u603b\u90e8\u3002<\/strong> \u4f26\u6566\u3002 <a href=\"https:\/\/moverdb.com\/zh\/moving-to-the-uk\/\" data-internallinksmanager029f6b8e52c=\"93\" title=\"\u8fc1\u5f80\u82f1\u56fd\uff1f2026\u5e74\u7684\u751f\u6d3b\u8d39\u7528\u548c\u8fc1\u5c45\u63d0\u793a\">\u82f1\u56fd<\/a><\/li>\n\n\n\n<li><strong>\u5176\u4ed6\u529e\u516c\u5ba4\u3002<\/strong> \u6000\u65af\u5728\u5168\u7403\u8d85\u8fc728\u4e2a\u5730\u70b9\u4eb2\u81ea\u63d0\u4f9b\u670d\u52a1\uff0c\u5305\u62ec\u4f26\u6566\uff08\u82f1\u56fd\uff09\u3001\u5965\u65af\u6c40\u3002 <a href=\"https:\/\/moverdb.com\/zh\/moving-to-dallas\/\" data-internallinksmanager029f6b8e52c=\"41\" title=\"\u8fc1\u5f80\u8fbe\u62c9\u65af\uff1f2026\u5e74\u7684\u751f\u6d3b\u8d39\u7528\u548c\u8fc1\u5c45\u63d0\u793a\">\u8fbe\u62c9\u65af<\/a>\uff0c\u5766\u5e15\uff0c\u548c <a href=\"https:\/\/moverdb.com\/zh\/moving-to-the-united-states\/moving-to-new-york\/\" data-internallinksmanager029f6b8e52c=\"332\" title=\"\u8fc1\u5f80\u7ebd\u7ea6\uff08\u5dde\uff09\uff1f2026\u5e74\u7684\u751f\u6d3b\u8d39\u7528\u548c\u8fc1\u5c45\u63d0\u793a\">\u7ebd\u7ea6<\/a> (<a href=\"https:\/\/moverdb.com\/zh\/moving-to-the-united-states\/\" data-internallinksmanager029f6b8e52c=\"94\" title=\"\u8fc1\u5f80\u7f8e\u56fd\uff1f2026\u5e74\u7684\u751f\u6d3b\u8d39\u7528\u548c\u8fc1\u5c45\u63d0\u793a\">\u7f8e\u56fd<\/a>)\u3001\u66fc\u8c37(<a href=\"https:\/\/moverdb.com\/zh\/moving-to-thailand\/\" data-internallinksmanager029f6b8e52c=\"318\" title=\"\u8fc1\u5f80\u6cf0\u56fd\uff1f2026\u5e74\u7684\u751f\u6d3b\u8d39\u7528\u548c\u8fc1\u5c45\u63d0\u793a\">\u6cf0\u56fd<\/a>), <a href=\"https:\/\/moverdb.com\/zh\/moving-to-dubai\/\" data-internallinksmanager029f6b8e52c=\"246\" title=\"\u8fc1\u5f80\u8fea\u62dc\uff1f 2026\u5e74\u751f\u6d3b\u8d39\u7528\u548c\u8fc1\u5c45\u63d0\u793a\">\u8fea\u62dc<\/a> (<a href=\"https:\/\/moverdb.com\/zh\/moving-to-the-uae\/\" data-internallinksmanager029f6b8e52c=\"329\" title=\"\u79fb\u5c45\u963f\u62c9\u4f2f\u8054\u5408\u914b\u957f\u56fd\uff08UAE\uff09\uff1f2024 \u5e74\u751f\u6d3b\u8d39\u7528\u548c\u642c\u8fc1\u63d0\u793a\">\u963f\u8054\u914b<\/a>)\uff0c\u5229\u96c5\u5f97(<a href=\"https:\/\/moverdb.com\/zh\/moving-to-saudi-arabia\/\" data-internallinksmanager029f6b8e52c=\"319\" title=\"\u8fc1\u5f80\u6c99\u7279\u963f\u62c9\u4f2f\uff1f2026\u5e74\u7684\u751f\u6d3b\u8d39\u7528\u548c\u8fc1\u5c45\u63d0\u793a\">\u6c99\u7279\u963f\u62c9\u4f2f<\/a>), <a href=\"https:\/\/moverdb.com\/zh\/container-shipping\/hong-kong\/\" data-internallinksmanager029f6b8e52c=\"123\" title=\"2026\u5e74\u5f80\u8fd4\u9999\u6e2f\u7684\u6d77\u8fd0\u96c6\u88c5\u7bb1\u8fd0\u8d39\u4ef7\u683c\">\u9999\u6e2f (Hong Kong)<\/a>\u4e0a\u6d77 (<a href=\"https:\/\/moverdb.com\/zh\/moving-to-china\/\" data-internallinksmanager029f6b8e52c=\"357\" title=\"\u79fb\u5c45\u4e2d\u56fd\uff1f2026 \u5e74\u751f\u6d3b\u8d39\u7528\u4e0e\u642c\u8fc1\u6280\u5de7\">\u4e2d\u56fd<\/a>), <a href=\"https:\/\/moverdb.com\/zh\/container-shipping\/singapore\/\" data-internallinksmanager029f6b8e52c=\"179\" title=\"2026\u5e74\u5f80\u8fd4\u65b0\u52a0\u5761\u7684\u6d77\u8fd0\u96c6\u88c5\u7bb1\u4ef7\u683c\">\u65b0\u52a0\u5761 (Singapore)<\/a>\uff0c\u4e1c\u4eac(<a href=\"https:\/\/moverdb.com\/zh\/moving-to-japan\/\" data-internallinksmanager029f6b8e52c=\"342\" title=\"\u79fb\u5c45\u65e5\u672c\uff1f2026 \u5e74\u751f\u6d3b\u8d39\u7528\u4e0e\u642c\u8fc1\u63d0\u793a\">\u65e5\u672c<\/a>)\u3001\u9996\u5c14(\u97e9\u56fd)\u3001\u96c5\u52a0\u8fbe(<a href=\"https:\/\/moverdb.com\/zh\/moving-to-indonesia\/\" data-internallinksmanager029f6b8e52c=\"375\" title=\"\u79fb\u5c45\u5370\u5ea6\u5c3c\u897f\u4e9a\uff1f2026 \u5e74\u751f\u6d3b\u8d39\u7528\u4e0e\u642c\u8fc1\u63d0\u793a\">\u5370\u5ea6\u5c3c\u897f\u4e9a<\/a>)\u3001\u5409\u9686\u5761(<a href=\"https:\/\/moverdb.com\/zh\/moving-to-malaysia\/\" data-internallinksmanager029f6b8e52c=\"379\" title=\"\u79fb\u5c45\u9a6c\u6765\u897f\u4e9a\uff1f2026 \u5e74\u751f\u6d3b\u8d39\u7528\u4e0e\u642c\u8fc1\u63d0\u793a\">\u9a6c\u6765\u897f\u4e9a<\/a>)\uff0c\u9a6c\u5c3c\u62c9\uff08 <a href=\"https:\/\/moverdb.com\/zh\/moving-to-the-philippines\/\" data-internallinksmanager029f6b8e52c=\"376\" title=\"\u79fb\u5c45\u83f2\u5f8b\u5bbe\uff1f2026 \u5e74\u751f\u6d3b\u8d39\u7528\u4e0e\u642c\u8fc1\u6280\u5de7\">\u83f2\u5f8b\u5bbe<\/a>)\u3001\u5b5f\u4e70(<a href=\"https:\/\/moverdb.com\/zh\/moving-to-india\/\" data-internallinksmanager029f6b8e52c=\"356\" title=\"\u79fb\u5c45\u5370\u5ea6\uff1f2026 \u5e74\u751f\u6d3b\u8d39\u7528\u4e0e\u642c\u8fc1\u63d0\u793a\">\u5370\u5ea6<\/a>)\uff0c\u5e03\u9c81\u585e\u5c14(<a href=\"https:\/\/moverdb.com\/zh\/moving-to-belgium\/\" data-internallinksmanager029f6b8e52c=\"323\" title=\"\u8fc1\u5f80\u6bd4\u5229\u65f6\uff1f2026\u5e74\u751f\u6d3b\u8d39\u7528\u548c\u8fc1\u5c45\u63d0\u793a\">\u6bd4\u5229\u65f6<\/a>)\u3001\u5e03\u8fbe\u4f69\u65af(<a href=\"https:\/\/moverdb.com\/zh\/moving-to-hungary\/\" data-internallinksmanager029f6b8e52c=\"341\" title=\"\u79fb\u5c45\u5308\u7259\u5229\uff1f 2026 \u5e74\u751f\u6d3b\u8d39\u7528\u4e0e\u642c\u8fc1\u6280\u5de7\">\u5308\u7259\u5229<\/a>)\u3001\u5207\u5c14\u5361\u745f(\u4e4c\u514b\u5170)\u3001\u5854\u6797\u548c\u5854\u5c14\u56fe(\u4e4c\u514b\u5170)\u3002<a href=\"https:\/\/moverdb.com\/zh\/moving-to-estonia\/\" data-internallinksmanager029f6b8e52c=\"430\" title=\"\u79fb\u5c45\u7231\u6c99\u5c3c\u4e9a\uff1f2026 \u5e74\u751f\u6d3b\u8d39\u7528\u548c\u642c\u8fc1\u63d0\u793a\">\u7231\u6c99\u5c3c\u4e9a<\/a>)\u3001\u82cf\u9ece\u4e16(<a href=\"https:\/\/moverdb.com\/zh\/moving-to-switzerland\/\" data-internallinksmanager029f6b8e52c=\"327\" title=\"\u8fc1\u5f80\u745e\u58eb\uff1f2026\u5e74\u7684\u751f\u6d3b\u8d39\u7528\u548c\u8fc1\u5c45\u63d0\u793a\">\u745e\u58eb<\/a>)\u3001\u5723\u4fdd\u7f57(<a href=\"https:\/\/moverdb.com\/zh\/moving-to-brazil\/\" data-internallinksmanager029f6b8e52c=\"422\" title=\"\u79fb\u5c45\u5df4\u897f\uff1f2026 \u5e74\u751f\u6d3b\u8d39\u7528\u4e0e\u642c\u8fc1\u63d0\u793a\">\u5df4\u897f<\/a>), <a href=\"https:\/\/moverdb.com\/zh\/moving-to-mexico\/\" data-internallinksmanager029f6b8e52c=\"348\" title=\"\u79fb\u5c45\u58a8\u897f\u54e5\uff1f2026 \u5e74\u751f\u6d3b\u8d39\u7528\u4e0e\u642c\u8fc1\u63d0\u793a\">\u58a8\u897f\u54e5<\/a> \u5e02\uff08\u58a8\u897f\u54e5\uff09\u3001 <a href=\"https:\/\/moverdb.com\/zh\/moving-to-cape-town\/\" data-internallinksmanager029f6b8e52c=\"259\" title=\"\u8fc1\u5f80\u5f00\u666e\u6566\uff1f2026\u5e74\u7684\u751f\u6d3b\u8d39\u7528\u548c\u8fc1\u5c45\u63d0\u793a\">\u5f00\u666e\u6566<\/a> (<a href=\"https:\/\/moverdb.com\/zh\/moving-to-south-africa\/\" data-internallinksmanager029f6b8e52c=\"347\" title=\"\u79fb\u5c45\u5357\u975e\uff1f2026 \u5e74\u751f\u6d3b\u8d39\u7528\u4e0e\u642c\u8fc1\u63d0\u793a\">\u5357\u975e<\/a>), <a href=\"https:\/\/moverdb.com\/zh\/moving-to-sydney\/\" data-internallinksmanager029f6b8e52c=\"70\" title=\"\u8fc1\u5f80\u6089\u5c3c\uff1f2026\u5e74\u7684\u751f\u6d3b\u8d39\u7528\u548c\u8fc1\u5c45\u63d0\u793a\">\u6089\u5c3c<\/a> \u548c\u58a8\u5c14\u672c(<a href=\"https:\/\/moverdb.com\/zh\/moving-to-australia\/living-in-australia\/\" data-internallinksmanager029f6b8e52c=\"240\" title=\"\u642c\u5bb6\u524d\u8981\u77e5\u9053\u7684\u5173\u4e8e\u5728\u6fb3\u5927\u5229\u4e9a\u751f\u6d3b\u768421\u4e2a\u79d8\u5bc6\">\u6fb3\u5927\u5229\u4e9a<\/a>);<\/li>\n\n\n\n<li><strong>\u5e74\u4ea4\u6613\u91cf\u3002<\/strong> Wise\u57282022\u5e74\u5904\u7406\u7684\u56fd\u9645\u4ea4\u6613\u989d\u8fbe\u5230\u4e86\u60ca\u4eba\u7684764\u4ebf\u82f1\u9551\u3002\u4ed6\u4eec\u57282022\u5e74\u7684\u6536\u5165\u51e0\u4e4e\u4e3a4.5\u4ebf\u82f1\u9551\u3002<\/li>\n\n\n\n<li><strong>\u96c7\u5458\u7684\u6570\u91cf\u3002<\/strong> Wise\u662f\u5176\u884c\u4e1a\u4e2d\u5c31\u4e1a\u9886\u57df\u7684\u9886\u5bfc\u8005\uff0c\u62e5\u6709\u8d85\u8fc74500\u540d\u5458\u5de5\uff0c\u57284\u5927\u6d3217\u4e2a\u4e0d\u540c\u56fd\u5bb6\u7684\u529e\u4e8b\u5904\u5de5\u4f5c\u3002<\/li>\n\n\n\n<li><strong>Trustpilot\u8bc4\u7ea7\u3002<\/strong> 2026\u5e741\u6708\uff0c4.5 \/ 5 -- \u4e0e\u7ade\u4e89\u7684\u56fd\u9645\u6c47\u6b3e\u63d0\u4f9b\u5546\u76f8\u6bd4\uff0c\u8fd9\u662f\u4e00\u4e2a\u575a\u5b9e\u7684\u7b49\u7ea7\u3002<\/li>\n\n\n\n<li><strong>\u5ba2\u6237\u7684\u6570\u91cf\u3002<\/strong> Wise\u57282022\u5e74\u4e3a\u8d85\u8fc71600\u4e07\u5ba2\u6237\u63d0\u4f9b\u670d\u52a1\uff08\u8fd9\u4e2a\u6570\u5b57\u6bcf\u5e74\u90fd\u5728\u4e0d\u65ad\u589e\u52a0\uff09\u3002<\/li>\n\n\n\n<li><strong>\u53ef\u7528\u7684\u56fd\u5bb6\u3002<\/strong> \u901a\u8fc7Wise\uff0c\u5ba2\u6237\u53ef\u4ee5\u5728\u5168\u4e16\u754c170\u591a\u4e2a\u56fd\u5bb6\u4f7f\u7528\u6c47\u6b3e\u3002<\/li>\n\n\n\n<li><strong>\u8d27\u5e01\u7684\u6570\u91cf\u3002<\/strong> \u76ee\u524d\uff0cWise\u63d0\u4f9b\u5bf950\u591a\u79cd\u4e0d\u540c\u8d27\u5e01\u7684\u8f6c\u8d26\u652f\u6301\u3002<\/li>\n\n\n\n<li><strong>\u6700\u4f4e\u8f6c\u8d26\u9650\u989d\u3002<\/strong> Wise\u5728\u8fdb\u884c\u8f6c\u8d26\u65f6\uff0c\u6ca1\u6709\u5bf9\u4f60\u7684\u53d1\u9001\u91d1\u989d\u8fdb\u884c\u9650\u5236\uff081\u82f1\u9551\uff09\u3002<\/li>\n\n\n\n<li><strong>\u6700\u5927\u4f20\u8f93\u9650\u5236\u3002<\/strong> \u5bf9\u4e8eWise\uff0c\u4f60\u53ef\u4ee5\u901a\u8fc7\u4ed6\u4eec\u53d1\u9001\u591a\u5c11\u94b1\u662f\u6709\u9650\u5236\u7684\uff0c\u8fd9\u53d6\u51b3\u4e8e\u54ea\u4e9b <a href=\"https:\/\/wise.com\/help\/articles\/2571907\/what-currencies-can-i-send-to-and-from\" target=\"_blank\" rel=\"noreferrer noopener\">\u8d27\u5e01<\/a> \u4f60\u9009\u62e9\u3002\u4e3b\u8981\u8d27\u5e01\u6709\u4ee5\u4e0b\u9650\u5236\u3002\n<ul class=\"wp-block-list\">\n<li>$6,000,000\u7f8e\u5143\u3002<\/li>\n\n\n\n<li>$1.8\u4e07\u6fb3\u5143\u3002<\/li>\n\n\n\n<li>$1.5\u4e07\u52a0\u5143\u3002<\/li>\n\n\n\n<li>6,000,000\u6b27\u5143\u3002<\/li>\n\n\n\n<li>5,000,000\u82f1\u9551\u3002<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u8f6c\u8ba9\u8d39\u3002<\/strong> Wise\u89c4\u5b9a\u4e86\u4e24\u79cd\u7c7b\u578b\u7684\u8f6c\u8ba9\u8d39\u3002\n<ul class=\"wp-block-list\">\n<li>\u53ef\u53d8\u8d39\u7528 - \u8f6c\u8d26\u603b\u91d1\u989d\u7684\u4e00\u4e2a\u767e\u5206\u6bd4\u3002\u5b83\u7684\u8303\u56f4\u4ece0.35%\u52303%\uff0c\u53d6\u51b3\u4e8e\u6240\u9009\u8d27\u5e01\u548c\u652f\u4ed8\u65b9\u5f0f\u7684\u7c7b\u578b\uff08\u5e73\u5747\u4e3a0.4% - 0.6%\uff09\u3002<\/li>\n\n\n\n<li>\u56fa\u5b9a\u8d39\u7528 - \u65e0\u8bba\u8f6c\u8d26\u91d1\u989d\u6709\u591a\u5927\uff0c\u90fd\u662f\u4e00\u4e2a\u5c0f\u7684\u56fa\u5b9a\u91d1\u989d\u3002\u5b83\u7684\u8303\u56f4\u4ece0.2\u82f1\u9551\u52302\u82f1\u9551\u4e0d\u7b49\uff0c\u53d6\u51b3\u4e8e\u6240\u9009\u8d27\u5e01\u548c\u652f\u4ed8\u65b9\u5f0f\u7684\u7c7b\u578b\uff08\u5e73\u5747\u4e3a0.2-0.3\u82f1\u9551\uff09\u3002<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u6c47\u7387\u6807\u4ef7<\/strong>:Wise\u662f\u6700\u65b9\u4fbf\u7684\u56fd\u9645\u6c47\u6b3e\u670d\u52a1\u4e4b\u4e00\uff0c\u5f53\u6d89\u53ca\u5230\u6709\u989d\u5916\u7684\u6c47\u7387\u52a0\u4ef7\u65f6\u3002\u4ed6\u4eec\u4e0d\u8fd9\u6837\u505a\uff0c\u5e76\u4fdd\u6301\u6c47\u7387\u4e0e\u4e2d\u95f4\u5e02\u573a\u7684\u6c47\u7387\u76f8\u540c\u3002<\/li>\n\n\n\n<li><strong>\u901a\u8fc7\u4ee5\u4e0b\u65b9\u5f0f\u9001\u94b1\u3002<\/strong> \u660e\u667a\u7684\u5ba2\u6237\u53ef\u4ee5\u4f7f\u7528\u94f6\u884c\u8d26\u6237\u3001\u4fe1\u7528\u5361\/\u501f\u8bb0\u5361\u3001\u82f9\u679c\/\u8c37\u6b4c\u652f\u4ed8\u6216\u5176\u4ed6\u5f53\u5730\u652f\u4ed8\u7cfb\u7edf\u6765\u542f\u52a8\u56fd\u9645\u6c47\u6b3e\u3002<\/li>\n\n\n\n<li><strong>\u901a\u8fc7\u4ee5\u4e0b\u65b9\u5f0f\u6536\u94b1<\/strong> \u901a\u8fc7Wise\uff0c\u6536\u6b3e\u4eba\u901a\u8fc7\u4ed6\u4eec\u7684Wise\u4e2a\u4eba\u6216\u4f01\u4e1a\u8d26\u6237\u6536\u5230\u4ed6\u4eec\u7684\u94b1\u3002\u5728\u90a3\u91cc\uff0c\u4ed6\u4eec\u53ef\u4ee5\u9009\u62e9\u5c06\u4f59\u989d\u63d0\u53d6\u5230\u94f6\u884c\u8d26\u6237\u6216\u81ea\u52a8\u53d6\u6b3e\u673a\uff0c\u6216\u5c06\u5176\u8f6c\u6362\u4e3a\u53e6\u4e00\u79cd\u8d27\u5e01\u5e76\u53d1\u9001\u7ed9\u5176\u4ed6Wise\u7528\u6237\uff1b\u8be5\u516c\u53f8\u6ca1\u6709\u73b0\u91d1\u63d0\u53d6\u9009\u9879\u3002<\/li>\n\n\n\n<li><strong>\u652f\u6301\u7684\u8bed\u8a00\u3002<\/strong> Wise\u670915\u79cd\u8bed\u8a00\u7248\u672c\uff0c\u5305\u62ec\u82f1\u8bed\u3001\u897f\u73ed\u7259\u8bed\u3001\u6cd5\u8bed\u3001\u8461\u8404\u7259\u8bed\u3001\u610f\u5927\u5229\u8bed\u3001\u5fb7\u8bed\u3001\u4e2d\u6587\u3001\u65e5\u8bed\u3001\u5370\u5ea6\u5c3c\u897f\u4e9a\u8bed\u3001\u5308\u7259\u5229\u8bed\u3001\u4e4c\u514b\u5170\u8bed\u3001\u6ce2\u5170\u8bed\u3001\u7f57\u9a6c\u5c3c\u4e9a\u8bed\u3001\u571f\u8033\u5176\u8bed\u548c\u4fc4\u8bed\u3002<\/li>\n\n\n\n<li><strong>\u53d7\u5176\u76d1\u7ba1\u3002<\/strong> Wise\u662f\u4e16\u754c\u4e0a\u6700\u89c4\u8303\u7684\u6c47\u6b3e\u670d\u52a1\u4e4b\u4e00\u3002\u4ee5\u4e0b\u662f\u6388\u6743Wise\u8fd0\u8425\u7684\u4e00\u4e9b\u9876\u7ea7\u56fd\u5bb6\u548c\u673a\u6784\u3002\n<ul class=\"wp-block-list\">\n<li>\u6b27\u6d32\u7ecf\u6d4e\u533a\u7684\u6bd4\u5229\u65f6\u56fd\u5bb6\u94f6\u884c\u3002<\/li>\n\n\n\n<li>\u82f1\u56fd\u91d1\u878d\u884c\u4e3a\u7ba1\u7406\u5c40\uff08FCA\uff09\u5728\u82f1\u56fd\u3002<\/li>\n\n\n\n<li>\u7f8e\u56fd\u7684\u91d1\u878d\u72af\u7f6a\u6267\u6cd5\u7f51\u7edc\uff08FinCEN\uff09\u3002<\/li>\n\n\n\n<li>\u8fbd\u5b81\u7701\u8d22\u52a1\u4ea4\u6613\u548c\u62a5\u544a\u5206\u6790\u4e2d\u5fc3 <a href=\"https:\/\/moverdb.com\/zh\/moving-to-canada\/\" data-internallinksmanager029f6b8e52c=\"265\" title=\"\u642c\u5230\u52a0\u62ff\u5927\uff1f 2026\u5e74\u7684\u751f\u6d3b\u8d39\u7528\u548c\u8fc1\u5c45\u63d0\u793a\">\u52a0\u62ff\u5927<\/a> (\u52a0\u62ff\u5927\u7684FINTRAC\uff09\u3002<\/li>\n\n\n\n<li>\u6fb3\u5927\u5229\u4e9a\u7684\u6fb3\u5927\u5229\u4e9a\u8bc1\u5238\u548c\u6295\u8d44\u59d4\u5458\u4f1a\uff08ASIC\uff09\u3002<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f\u3002<\/strong> \u4efb\u4f55\u4eba\u90fd\u53ef\u4ee5\u4ece\u4ee5\u4e0b\u7f51\u7ad9\u4e0b\u8f7dWise\u7684\u4f18\u79c0\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.transferwise.android&amp;hl=en_US&amp;gl=US\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b89\u5353\u7248\u7684\u8c37\u6b4c\u6e38\u620f<\/a> (\u8bc4\u7ea7\u4e3a4.1\/5\u661f\uff09\u548c <a href=\"https:\/\/apps.apple.com\/gb\/app\/wise-ex-transferwise\/id612261027\" target=\"_blank\" rel=\"noreferrer noopener\">\u5728iOS\u7684\u5e94\u7528\u7a0b\u5e8f\u5546\u5e97<\/a> (\u8bc4\u5206\u4e3a4.7 \/ 5\u9897\u661f)\u3002\u8fd9\u4e2a\u7279\u522b\u5b89\u5168\u7684\u5e94\u7528\u7a0b\u5e8f\u53ef\u4ee5\u7528\u6765\u3002\n<ul class=\"wp-block-list\">\n<li>\u6982\u8ff0\u6c47\u7387\u3002<\/li>\n\n\n\n<li>\u8bbe\u7f6e\u652f\u4ed8\u65b9\u5f0f\u3002<\/li>\n\n\n\n<li>\u8fdb\u884c\u56fd\u9645\u6c47\u6b3e\u3002<\/li>\n\n\n\n<li>\u7528\u8c37\u6b4c\u652f\u4ed8\u6216\u82f9\u679c\u652f\u4ed8\u3002<\/li>\n\n\n\n<li>\u91cd\u590d\u4e4b\u524d\u7684\u8f6c\u79fb\u3002<\/li>\n\n\n\n<li>\u6301\u6709\u591a\u79cd\u8d27\u5e01\u7684\u8d44\u91d1\u3002<\/li>\n\n\n\n<li>\u8bbe\u7f6e\u6c47\u7387\u63d0\u9192\u3002<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u83b7\u5956\u60c5\u51b5\u3002 <\/strong>\u667a\u8005\u56e0\u5176\u5728\u884c\u4e1a\u4e2d\u7684\u6210\u5c31\u800c\u4e0d\u65ad\u53d7\u5230\u5956\u52b1\uff0c\u5305\u62ec\u4ee5\u4e0b\u5185\u5bb9\u3002\n<ul class=\"wp-block-list\">\n<li>3\u5c81\u4ee5\u4e0b\u6b27\u6d32\u6700\u4f73\u521b\u4e1a\u516c\u53f8\uff08Europas, 2013\uff09\u3002<\/li>\n\n\n\n<li>\u4e16\u754c\u5341\u5927\u6700\u5177\u521b\u65b0\u7684\u91d1\u878d\u516c\u53f8\u4e4b\u4e00\uff08\u300a\u5feb\u516c\u53f8\u300b\u6742\u5fd7\uff0c2014\u5e74\uff09\u3002<\/li>\n\n\n\n<li>\u6700\u5927\u80c6\u7684\u5c0f\u516c\u53f8\uff08\u300a\u91d1\u878d\u65f6\u62a5\u300b\u5546\u4e1a\u52c7\u6c14\u5956\uff0c2014\u5e74\uff09\u3002<\/li>\n\n\n\n<li>\u5b89\u6c38\u82f1\u56fd\u4f01\u4e1a\u5bb6\uff082015\uff09\u3002<\/li>\n\n\n\n<li>\u5728Glassdoor\u7684 \"\u82f1\u56fd\u6700\u4f73\u5de5\u4f5c\u573a\u6240\"\uff082022\u5e74\uff09\u4e2d\uff0c\u6392\u540d\u524d20\u3002<\/li>\n\n\n\n<li>\u57282013\u5e74\u30012014\u5e74\u30012017\u5e74\u30012018\u5e74\u30012019\u5e74\u548c2021\u5e74\u5165\u9009\u91d1\u878d\u79d1\u628050\u5f3a\u540d\u5355\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><a href=\"https:\/\/wise.com\/invite\/dic\/ianw199\" target=\"_blank\" rel=\"nofollow noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"686\" src=\"https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-1024x686.png\" alt=\"\u777f\u667a\u7684\u56fd\u9645\u6c47\u6b3e\u5ba1\u67e5\" class=\"wp-image-7320\" srcset=\"https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-1024x686.png 1024w, https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-300x200.png 300w, https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-18x12.png 18w, https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-600x402.png 600w, https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer.png 1331w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Features\"><\/span>\u667a\u8005\u7684\u7279\u70b9<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise\u63d0\u4f9b\u4e86\u4e00\u7cfb\u5217\u7684\u529f\u80fd\uff0c\u4f7f\u5176\u5ba2\u6237\u7684\u56fd\u9645\u6c47\u6b3e\u53d8\u5f97\u5feb\u901f\u3001\u7b80\u5355\u548c\u65b9\u4fbf\u3002\u4ee5\u4e0b\u662fWise\u63d0\u4f9b\u7684\u4e00\u4e9b\u57fa\u672c\u529f\u80fd\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Types_of_Accounts\"><\/span>\u8d26\u6237\u7c7b\u578b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise\u5141\u8bb8\u5ba2\u6237\u5f00\u8bbe\u4e24\u79cd\u7c7b\u578b\u7684\u8d26\u6237\uff1a\u4e2a\u4eba\u8d26\u6237\u548c\u5546\u4e1a\u8d26\u6237\u3002&nbsp;<\/p>\n\n\n\n<p><strong>\u4e2a\u4eba\u8d26\u6237<\/strong> \u662f\u4e3a\u90a3\u4e9b\u60f3\u56e0\u4e2a\u4eba\u539f\u56e0\u5411\u6d77\u5916\u6c47\u6b3e\u7684\u4e2a\u4eba\u800c\u8bbe\u8ba1\u7684\uff0c\u5982\u7ed9\u670b\u53cb\u548c\u5bb6\u4eba\uff0c\u6216\u5728\u7ebf\u652f\u4ed8\u5546\u54c1\u548c\u670d\u52a1\u3002 <strong>\u5546\u4e1a\u8d26\u6237<\/strong> \u662f\u4e3a\u9700\u8981\u5b9a\u671f\u8fdb\u884c\u56fd\u9645\u652f\u4ed8\u7684\u4e2d\u5c0f\u578b\u4f01\u4e1a\u8bbe\u8ba1\u7684\u3002\u5bf9\u4e8e\u9700\u8981\u5411\u4f4d\u4e8e\u8bb8\u591a\u4e0d\u540c\u56fd\u5bb6\u76841,000\u540d\u96c7\u5458\u6216\u627f\u5305\u5546\u4ed8\u6b3e\u7684\u5927\u578b\u4f01\u4e1a\uff0c\u4e5f\u6709\u4e00\u4e9b\u9009\u62e9\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Money_Transfers\"><\/span>\u8f6c\u8d26<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise\u4f7f\u5ba2\u6237\u80fd\u591f\u8f7b\u677e\u5730\u5c06\u94b1\u6c47\u5230\u5168\u7403170\u591a\u4e2a\u56fd\u5bb6\u3002\u53ef\u4ee5\u4f7f\u7528\u94f6\u884c\u8d26\u6237\u6216\u501f\u8bb0\u5361\u8fdb\u884c\u8f6c\u8d26\uff0c\u5e76\u6709\u67d0\u4e9b\u672c\u5730\u9009\u9879\uff0c\u5982\u82f9\u679c\u652f\u4ed8\u3001\u8c37\u6b4c\u652f\u4ed8\u3001\u8d1d\u5b9d\u7b49\u3002&nbsp;<\/p>\n\n\n\n<p>Wise\u63d0\u4f9b\u5b9e\u65f6\u66f4\u65b0\u7684\u8f6c\u8d26\u72b6\u6001\uff0c\u4f7f\u5ba2\u6237\u786e\u5207\u77e5\u9053\u8d44\u91d1\u4f55\u65f6\u5230\u4f4d\u3002\u5ba2\u6237\u53ef\u4ee5\u9009\u62e9\u6279\u91cf\u4ed8\u6b3e\u548c\u5faa\u73af\u4ed8\u6b3e\uff0c\u5411\u5176\u540d\u5355\u4e0a\u7684\u6536\u6b3e\u4eba\u591a\u6b21\u53d1\u8d77\u540c\u4e00\u7c7b\u578b\u7684\u4ed8\u6b3e\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Borderless_Account\"><\/span>\u65e0\u8fb9\u754c\u8d26\u6237<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise\u7684\u65e0\u56fd\u754c\u8d26\u6237\u8ba9\u5ba2\u6237\u53ef\u4ee5\u6301\u6709\u3001\u53d1\u9001\u548c\u63a5\u6536\u591a\u79cd\u8d27\u5e01\u7684\u8d44\u91d1\uff0c\u800c\u65e0\u9700\u652f\u4ed8\u8f6c\u6362\u8d39\u6216\u9690\u85cf\u8d39\u7528\u3002\u8fd9\u4f7f\u5f97\u5b83\u6210\u4e3a\u9700\u8981\u5b9a\u671f\u4ee5\u4e0d\u540c\u8d27\u5e01\u8fdb\u884c\u56fd\u9645\u652f\u4ed8\u7684\u5ba2\u6237\u7684\u7406\u60f3\u9009\u62e9\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Debit_Card\"><\/span>\u667a\u6167\u501f\u8bb0\u5361<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise\u8fd8\u63d0\u4f9b\u501f\u8bb0\u5361\uff0c\u4f7f\u5ba2\u6237\u80fd\u591f\u5728\u56fd\u5916\u6d88\u8d39\uff0c\u6ca1\u6709\u9690\u85cf\u7684\u6536\u8d39\u548c\u8d39\u7528\u3002\u8be5\u501f\u8bb0\u5361\u53ef\u4ee5\u5728\u4efb\u4f55\u63a5\u53d7\u4e07\u4e8b\u8fbe\u5361\u7684\u5730\u65b9\u4f7f\u7528\uff0c\u5ba2\u6237\u53ef\u4ee5\u51b3\u5b9a\u4ee5\u5404\u79cd\u8d27\u5e01\u6301\u6709\u4ed6\u4eec\u7684\u94b1\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_for_Teams\"><\/span>\u56e2\u961f\u7684\u660e\u667a\u4e4b\u4e3e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise for Teams\u662f\u4e00\u4e2a\u4e3a\u4f01\u4e1a\u8bbe\u8ba1\u7684\u529f\u80fd\uff0c\u5141\u8bb8\u56e2\u961f\u4ece\u4e00\u4e2a\u96c6\u4e2d\u7684\u8d26\u6237\u4e2d\u7ba1\u7406\u5176\u56fd\u9645\u6c47\u6b3e\u3002\u8fd9\u4f7f\u4f01\u4e1a\u66f4\u5bb9\u6613\u8ddf\u8e2a\u4ed6\u4eec\u7684\u5f00\u652f\u548c\u7ba1\u7406\u4ed6\u4eec\u7684\u73b0\u91d1\u6d41\uff0c\u65e0\u8bba\u4ed6\u4eec\u7684\u56e2\u961f\u6210\u5458\u5728\u54ea\u91cc\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_API\"><\/span>\u667a\u6167\u7684API<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise\u8fd8\u4e3a\u4f01\u4e1a\u63d0\u4f9b\u4e86\u4e00\u4e2aAPI\uff0c\u4f7f\u4ed6\u4eec\u80fd\u591f\u5c06\u81ea\u5df1\u7684\u7cfb\u7edf\u4e0eWise\u6574\u5408\uff0c\u5b9e\u73b0\u56fd\u9645\u652f\u4ed8\u7684\u81ea\u52a8\u5316\u3002\u8fd9\u53ef\u4ee5\u5e2e\u52a9\u4f01\u4e1a\u63d0\u9ad8\u6548\u7387\u548c\u8d44\u91d1\uff0c\u589e\u52a0\u6548\u76ca\u3002<\/p>\n\n\n\n<p>\u603b\u4e4b\uff0cWise\u63d0\u4f9b\u4e00\u7cfb\u5217\u7684\u529f\u80fd\uff0c\u4ee5\u6ee1\u8db3\u4e2a\u4eba\u548c\u4f01\u4e1a\u7684\u9700\u6c42\u3002\u65e0\u8bba\u5ba2\u6237\u662f\u9700\u8981\u8fdb\u884c\u4e00\u6b21\u6027\u7684\u56fd\u9645\u6c47\u6b3e\uff0c\u8fd8\u662f\u9700\u8981\u7ba1\u7406\u591a\u79cd\u8d27\u5e01\u7684\u5b9a\u671f\u4ed8\u6b3e\uff0cWise\u90fd\u6709\u4e00\u4e2a\u89e3\u51b3\u65b9\u6848\u6765\u6ee1\u8db3\u4ed6\u4eec\u7684\u9700\u6c42\u3002\u901a\u8fc7\u5b9e\u65f6\u66f4\u65b0\uff0c\u4ee5\u53ca\u4e00\u7cfb\u5217\u7684\u652f\u4ed8\u9009\u9879\uff0cWise\u4f7f\u56fd\u9645\u6c47\u6b3e\u53d8\u5f97\u5feb\u901f\u3001\u7b80\u5355\u548c\u65b9\u4fbf\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_International_Money_Transfer_Costs\"><\/span>\u660e\u667a\u7684\u56fd\u9645\u6c47\u6b3e\u8d39\u7528<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise\u63d0\u4f9b\u6709\u7ade\u4e89\u529b\u7684\u6c47\u7387\u548c\u4f4e\u5ec9\u7684\u8f6c\u8d26\u8d39\u7528\uff0c\u4f7f\u6bcf\u4e2a\u4eba\u90fd\u80fd\u8d1f\u62c5\u5f97\u8d77\u56fd\u9645\u6c47\u6b3e\u3002\u4ee5\u4e0b\u662f\u5bf9\u4f7f\u7528Wise\u7684\u76f8\u5173\u8d39\u7528\u7684\u8be6\u7ec6\u4ecb\u7ecd\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Exchange_Rates\"><\/span>\u6c47\u7387<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise\u63d0\u4f9b\u5177\u6709\u7ade\u4e89\u529b\u7684\u6c47\u7387\uff0c\u8fd9\u4e9b\u6c47\u7387\u662f\u5b9e\u65f6\u66f4\u65b0\u7684\uff0c\u56e0\u6b64\u5ba2\u6237\u5728\u8f6c\u8d26\u65f6\u53ef\u4ee5\u51c6\u786e\u5730\u770b\u5230\u4ed6\u4eec\u5c06\u6536\u5230\u591a\u5c11\u94b1\u3002Wise\u4f7f\u7528\u4e2d\u95f4\u5e02\u573a\u6c47\u7387\uff0c\u8fd9\u662f\u94f6\u884c\u5728\u76f8\u4e92\u4ea4\u6613\u65f6\u4f7f\u7528\u7684\u6c47\u7387\uff0c\u56e0\u6b64\u5ba2\u6237\u53ef\u4ee5\u786e\u4fe1\u4ed6\u4eec\u5f97\u5230\u4e86\u4e00\u4e2a\u516c\u5e73\u7684\u4ea4\u6613\u3002\u8fd9\u4e9b\u6c47\u7387\u6ca1\u6709\u989d\u5916\u7684\u52a0\u4ef7\uff0c\u800c\u5927\u591a\u6570\u7ade\u4e89\u5bf9\u624b\u90fd\u662f\u5982\u6b64\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Transfer_Fees\"><\/span>\u8f6c\u8ba9\u8d39<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise\u5bf9\u6bcf\u7b14\u4ea4\u6613\u6536\u53d6\u5c0f\u989d\u8f6c\u8d26\u8d39\u7528\uff0c\u5728\u8f6c\u8d26\u524d\u4f1a\u6e05\u695a\u5730\u663e\u793a\u3002\u786e\u5207\u7684\u8d39\u7528\u53d6\u51b3\u4e8e\u8f6c\u8d26\u7684\u91d1\u989d\u548c\u53d1\u9001\u7684\u56fd\u5bb6\uff0c\u4f46Wise\u7684\u76ee\u6807\u662f\u5c06\u8d39\u7528\u4fdd\u6301\u5728\u5c3d\u53ef\u80fd\u4f4e\u7684\u6c34\u5e73\uff0c\u4f7f\u6bcf\u4e2a\u4eba\u90fd\u80fd\u83b7\u5f97\u56fd\u9645\u8f6c\u8d26\u3002<\/p>\n\n\n\n<p>Wise\u89c4\u5b9a\u4e86\u4e24\u79cd\u7c7b\u578b\u7684\u8f6c\u8ba9\u8d39\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u53ef\u53d8\u8d39\u7528 - \u8f6c\u8d26\u603b\u91d1\u989d\u7684\u4e00\u4e2a\u767e\u5206\u6bd4\u3002\u5b83\u7684\u8303\u56f4\u4ece0.35%\u52303%\uff0c\u53d6\u51b3\u4e8e\u6240\u9009\u8d27\u5e01\u548c\u652f\u4ed8\u65b9\u5f0f\u7684\u7c7b\u578b\uff08\u5e73\u5747\u4e3a0.4% - 0.6%\uff09\u3002<\/li>\n\n\n\n<li>\u56fa\u5b9a\u8d39\u7528 - \u65e0\u8bba\u8f6c\u8d26\u91d1\u989d\u6709\u591a\u5927\uff0c\u90fd\u662f\u4e00\u4e2a\u5c0f\u7684\u56fa\u5b9a\u91d1\u989d\u3002\u5b83\u7684\u8303\u56f4\u4ece0.2\u82f1\u9551\u52302\u82f1\u9551\u4e0d\u7b49\uff0c\u53d6\u51b3\u4e8e\u6240\u9009\u8d27\u5e01\u548c\u652f\u4ed8\u65b9\u5f0f\u7684\u7c7b\u578b\uff08\u5e73\u5747\u4e3a0.2-0.3\u82f1\u9551\uff09\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Additional_Fees_on_International_Money_Transfers\"><\/span>\u56fd\u9645\u6c47\u6b3e\u7684\u989d\u5916\u8d39\u7528<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise\u4e0d\u6536\u53d6\u4efb\u4f55\u989d\u5916\u8d39\u7528\uff0c\u5982\u9690\u85cf\u8d39\u7528\u6216\u8f6c\u6362\u8d39\u7528\uff0c\u8fd9\u610f\u5473\u7740\u5ba2\u6237\u53ef\u4ee5\u653e\u5fc3\uff0c\u4ed6\u4eec\u4f1a\u6e05\u695a\u5730\u77e5\u9053\u4ed6\u4eec\u5c06\u4e3a\u8f6c\u8d26\u652f\u4ed8\u591a\u5c11\u94b1\u3002\u63a5\u6536\u8d44\u91d1\u8fdb\u5165Wise\u8d26\u6237\u4e5f\u6ca1\u6709\u4efb\u4f55\u8d39\u7528\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Other_Fees\"><\/span>\u5176\u4ed6\u8d39\u7528<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise\u7684\u501f\u8bb0\u5361\u53ef\u80fd\u9700\u8981\u652f\u4ed8\u4e00\u4e9b\u8d39\u7528\uff0c\u5982ATM\u53d6\u6b3e\u8d39\u6216\u56fd\u5916\u4ea4\u6613\u8d39\uff0c\u8fd9\u53d6\u51b3\u4e8e\u4f7f\u7528\u8be5\u5361\u7684\u56fd\u5bb6\u3002Wise\u5bf9\u5176\u501f\u8bb0\u5361\u7684\u6240\u6709\u76f8\u5173\u8d39\u7528\u8fdb\u884c\u4e86\u660e\u786e\u7684\u6982\u8ff0\uff0c\u56e0\u6b64\u5ba2\u6237\u5728\u4f7f\u7528\u8be5\u5361\u65f6\u53ef\u4ee5\u505a\u51fa\u660e\u667a\u7684\u51b3\u5b9a\u3002<\/p>\n\n\n\n<p>\u603b\u800c\u8a00\u4e4b\uff0cWise\u5177\u6709\u7ade\u4e89\u529b\u7684\u6c47\u7387\u548c\u8f83\u4f4e\u7684\u8f6c\u8d26\u8d39\u7528\uff0c\u4f7f\u8be5\u4f9b\u5e94\u5546\u6210\u4e3a\u4e00\u4e2a\u5177\u6709\u6210\u672c\u6548\u76ca\u7684\u5c0f\u989d\u6c47\u6b3e\u89e3\u51b3\u65b9\u6848\uff0c\u8fd9\u5bf9\u9700\u8981\u5b9a\u671f\u53d1\u9001\u8f83\u5c0f\u91d1\u989d\u7684\u5ba2\u6237\u6216\u521a\u5f00\u59cb\u8fdb\u884c\u56fd\u9645\u6c47\u6b3e\u7684\u5ba2\u6237\u6765\u8bf4\u7279\u522b\u6709\u5229\u3002\u901a\u8fc7Wise\uff0c\u5ba2\u6237\u53ef\u4ee5\u8fdb\u884c\u5c0f\u989d\u6c47\u6b3e\uff0c\u800c\u4e0d\u5fc5\u62c5\u5fc3\u9ad8\u989d\u8d39\u7528\u6216\u4e0d\u5229\u7684\u6c47\u7387\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Safe_is_Wise\"><\/span>\u667a\u6167\u7684\u5b89\u5168\u6027\u5982\u4f55\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise\u9ad8\u5ea6\u91cd\u89c6\u5176\u5ba2\u6237\u7684\u8d44\u91d1\u548c\u4e2a\u4eba\u4fe1\u606f\u7684\u5b89\u5168\u3002\u4e3a\u4e86\u786e\u4fdd\u8f6c\u8d26\u7684\u5b89\u5168\u548c\u53ef\u9760\uff0c\u667a\u8005\u5b9e\u65bd\u4e86\u4e00\u7cfb\u5217\u5b89\u5168\u63aa\u65bd\u548c\u534f\u8bae\u3002<\/p>\n\n\n\n<p>Wise\u4f7f\u7528\u52a0\u5bc6\u6280\u672f\u6765\u4fdd\u62a4\u5176\u5ba2\u6237\u7684\u654f\u611f\u4fe1\u606f\uff0c\u5982\u5bc6\u7801\u548c\u4e2a\u4eba\u8be6\u7ec6\u8d44\u6599\u3002\u8be5\u516c\u53f8\u8fd8\u5b9a\u671f\u76d1\u6d4b\u5176\u7cfb\u7edf\uff0c\u4ee5\u68c0\u6d4b\u548c\u9632\u6b62\u6b3a\u8bc8\u6d3b\u52a8\u3002<\/p>\n\n\n\n<p>\u660e\u667a\u7684\u5ba2\u6237\u53d7\u5230FCA\uff08\u91d1\u878d\u884c\u4e3a\u76d1\u7ba1\u5c40\uff09\u8d54\u507f\u8ba1\u5212\u7684\u4fdd\u62a4\uff0c\u8be5\u8ba1\u5212\u4e3a\u6bcf\u4e2a\u4eba\u3001\u6bcf\u4e2a\u516c\u53f8\u63d0\u4f9b\u9ad8\u8fbe85,000\u82f1\u9551\u7684\u8d54\u507f\u3002<\/p>\n\n\n\n<p>Wise\u8fd8\u4e3a\u5176\u5ba2\u6237\u63d0\u4f9b\u4e86\u4e3a\u5176\u8d26\u6237\u8bbe\u7f6e\u53cc\u56e0\u7d20\u8ba4\u8bc1\u7684\u80fd\u529b\uff0c\u4e3a\u4ed6\u4eec\u7684\u8f6c\u8d26\u63d0\u4f9b\u4e86\u989d\u5916\u7684\u5b89\u5168\u5c42\u3002<\/p>\n\n\n\n<p>\u4ee5\u4e0b\u662f\u6240\u6709\u76d1\u7ba1Wise\u7684\u56fd\u5bb6\u673a\u6784\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6b27\u6d32\u7ecf\u6d4e\u533a\u7684\u6bd4\u5229\u65f6\u56fd\u5bb6\u94f6\u884c\u3002<\/li>\n\n\n\n<li>\u82f1\u56fd\u91d1\u878d\u884c\u4e3a\u7ba1\u7406\u5c40\uff08FCA\uff09\u3002<\/li>\n\n\n\n<li>\u7f8e\u56fd\u7684\u91d1\u878d\u72af\u7f6a\u6267\u6cd5\u7f51\u7edc\uff08FinCEN\uff09\u3002<\/li>\n\n\n\n<li>\u52a0\u62ff\u5927\u91d1\u878d\u4ea4\u6613\u548c\u62a5\u544a\u5206\u6790\u4e2d\u5fc3\uff08FINTRAC\uff09\u5728\u52a0\u62ff\u5927\u3002<\/li>\n\n\n\n<li>\u6fb3\u5927\u5229\u4e9a\u7684\u6fb3\u5927\u5229\u4e9a\u8bc1\u5238\u548c\u6295\u8d44\u59d4\u5458\u4f1a\uff08ASIC\uff09\u3002<\/li>\n\n\n\n<li>\u963f\u8054\u914b\u91d1\u878d\u670d\u52a1\u76d1\u7ba1\u5c40\uff08FSRA\uff09\u3002<\/li>\n\n\n\n<li>\u9999\u6e2f\u6d77\u5173\uff08CCE\uff09\u3002<\/li>\n\n\n\n<li>\u65e5\u672c\u5173\u4e1c\u5730\u65b9\u8d22\u653f\u5c40\u3002<\/li>\n\n\n\n<li>\u5df4\u897f\u7684\u5df4\u897f\u4e2d\u592e\u94f6\u884c\u3002<\/li>\n\n\n\n<li>\u5370\u5ea6\u7684\u5370\u5ea6\u50a8\u5907\u94f6\u884c\uff08RBI\uff09\u3002<\/li>\n\n\n\n<li>\u5370\u5ea6\u5c3c\u897f\u4e9a\u7684\u5370\u5ea6\u5c3c\u897f\u4e9a\u94f6\u884c\u3002<\/li>\n\n\n\n<li>\u9a6c\u6765\u897f\u4e9a\u7684\u9a6c\u6765\u897f\u4e9a\u56fd\u5bb6\u94f6\u884c\u3002<\/li>\n\n\n\n<li>\u83f2\u5f8b\u5bbe\u7684Bangko Sentral Ng Pilipinas\uff08BSP\uff09\u3002<\/li>\n\n\n\n<li>\u65b0\u52a0\u5761\u7684\u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40\uff08MAS\uff09\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Fast_is_Wise\"><\/span>\u667a\u6167\u6709\u591a\u5feb\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4f7f\u7528Wise\u8fdb\u884c\u56fd\u9645\u6c47\u6b3e\u7684\u4e3b\u8981\u4f18\u52bf\u4e4b\u4e00\u662f\u5176\u901f\u5ea6\u3002\u8f6c\u8d26\u5b8c\u6210\u7684\u65f6\u95f4\u53d6\u51b3\u4e8e\u4e00\u4e9b\u56e0\u7d20\uff0c\u5982\u6d89\u53ca\u7684\u8d27\u5e01\u3001\u4f7f\u7528\u7684\u652f\u4ed8\u65b9\u5f0f\u548c\u6536\u6b3e\u4eba\u6240\u5728\u7684\u56fd\u5bb6\u3002<\/p>\n\n\n\n<p>\u5bf9\u4e8e\u94f6\u884c\u8d26\u6237\u4e4b\u95f4\u7684\u8f6c\u8d26\uff0cWise\u901a\u5e38\u9700\u89810-2\u4e2a\u5de5\u4f5c\u65e5\u6765\u5b8c\u6210\u8f6c\u8d26\u3002\u8fd9\u662f\u56e0\u4e3a\u8d44\u91d1\u5fc5\u987b\u7531\u53d1\u9001\u548c\u63a5\u6536\u94f6\u884c\u5904\u7406\uff0c\u8fd9\u53ef\u80fd\u9700\u8981\u65f6\u95f4\u3002\u5728\u67d0\u4e9b\u60c5\u51b5\u4e0b\uff0c\u8f6c\u8d26\u53ef\u4ee5\u66f4\u5feb\u5b8c\u6210\uff0c\u4e5f\u53ef\u80fd\u9700\u8981\u66f4\u957f\u65f6\u95f4\uff0c\u8fd9\u53d6\u51b3\u4e8e\u6240\u6d89\u53ca\u7684\u5177\u4f53\u94f6\u884c\u548c\u56fd\u5bb6\u3002<\/p>\n\n\n\n<p>\u5bf9\u4e8e\u4f7f\u7528\u501f\u8bb0\u5361\u7684\u8f6c\u8d26\uff0cWise\u901a\u5e38\u53ea\u9700\u51e0\u5206\u949f\u5c31\u80fd\u5b8c\u6210\u8f6c\u8d26\u3002\u7136\u800c\uff0c\u8fd9\u53ef\u80fd\u4f1a\u56e0\u53d1\u5361\u673a\u6784\u548c\u5176\u4ed6\u56e0\u7d20\u800c\u6709\u6240\u4e0d\u540c\u3002<\/p>\n\n\n\n<p>\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u6536\u6b3e\u4eba\u6536\u5230\u8d44\u91d1\u7684\u65f6\u95f4\u4e5f\u53ef\u80fd\u4e0d\u540c\uff0c\u8fd9\u53d6\u51b3\u4e8e\u4ed6\u4eec\u4f7f\u7528\u7684\u652f\u4ed8\u65b9\u5f0f\u548c\u4ed6\u4eec\u7684\u4f4d\u7f6e\u3002\u5728\u67d0\u4e9b\u60c5\u51b5\u4e0b\uff0c\u6536\u6b3e\u4eba\u53ef\u80fd\u5728\u8f6c\u8d26\u7684\u540c\u4e00\u5929\u6536\u5230\u8d44\u91d1\uff0c\u800c\u5728\u5176\u4ed6\u60c5\u51b5\u4e0b\uff0c\u53ef\u80fd\u9700\u8981\u51e0\u5929\u65f6\u95f4\uff0c\u7136\u800c\uff0c\u51e0\u4e4e\u603b\u662f\u6bd4\u901a\u8fc7\u4f20\u7edf\u94f6\u884c\u8f6c\u8d26\u8981\u5feb\u3002<\/p>\n\n\n\n<p>Wise\u63d0\u4f9b\u8f6c\u8d26\u72b6\u6001\u7684\u5b9e\u65f6\u66f4\u65b0\uff0c\u56e0\u6b64\u53d1\u9001\u65b9\u548c\u63a5\u6536\u65b9\u90fd\u53ef\u4ee5\u8ddf\u8e2a\u8f6c\u8d26\uff0c\u5e76\u51c6\u786e\u77e5\u9053\u8d44\u91d1\u4f55\u65f6\u5230\u4f4d\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Use_Wise\"><\/span>\u5982\u4f55\u4f7f\u7528\u6167\u773c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u7528Wise\u8fdb\u884c\u56fd\u9645\u6c47\u6b3e\u662f\u5f88\u7b80\u5355\u548c\u76f4\u63a5\u7684\u3002\u4ee5\u4e0b\u662f\u5ba2\u6237\u9700\u8981\u91c7\u53d6\u7684\u6b65\u9aa4\u3002<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u521b\u5efa\u4e00\u4e2a\u8d26\u6237\u3002\u7b2c\u4e00\u6b65\u662f\u901a\u8fc7\u8bbf\u95eeWise\u7f51\u7ad9\u6216\u5e94\u7528\u7a0b\u5e8f\u521b\u5efa\u4e00\u4e2aWise\u8d26\u6237\uff0c\u5e76\u6309\u7167\u63d0\u793a\u8fdb\u884c\u6ce8\u518c\u3002\u4f60\u5c06\u9700\u8981\u5305\u62ec\u4e2a\u4eba\u4fe1\u606f\uff0c\u5982\u4f60\u7684\u59d3\u540d\u3001\u5730\u5740\u548c\u653f\u5e9c\u9881\u53d1\u7684\u8eab\u4efd\u8bc1\uff0c\u4ee5\u9a8c\u8bc1\u4f60\u7684\u8eab\u4efd\u3002<\/li>\n\n\n\n<li>\u6dfb\u52a0\u4e00\u4e2a\u8d44\u91d1\u6765\u6e90\u3002\u5f53\u4f60\u7684\u8d26\u6237\u521b\u5efa\u540e\uff0c\u4f60\u5c06\u9700\u8981\u6dfb\u52a0\u4e00\u4e2a\u8d44\u91d1\u6765\u6e90\uff0c\u5982\u94f6\u884c\u8d26\u6237\u6216\u501f\u8bb0\u5361\uff0c\u4ee5\u4fbf\u4ece\u90a3\u91cc\u6c47\u6b3e\u3002Wise\u4f7f\u7528\u8fd9\u4e9b\u4fe1\u606f\u4ece\u60a8\u7684\u8d26\u6237\u4e2d\u63d0\u53d6\u8d44\u91d1\u5e76\u542f\u52a8\u8f6c\u8d26\u3002<\/li>\n\n\n\n<li>\u9009\u62e9\u6536\u4ef6\u4eba\u5e76\u8f93\u5165\u91d1\u989d\u3002\u5728Wise\u4eea\u8868\u677f\u4e0a\uff0c\u60a8\u53ef\u4ee5\u9009\u62e9\u6536\u4ef6\u4eba\uff0c\u8f93\u5165\u60a8\u8981\u53d1\u9001\u7684\u91d1\u989d\uff0c\u5e76\u9009\u62e9\u8f6c\u8d26\u6d89\u53ca\u7684\u8d27\u5e01\u3002Wise\u5c06\u81ea\u52a8\u8ba1\u7b97\u6c47\u7387\uff0c\u5e76\u5411\u60a8\u663e\u793a\u8f6c\u8d26\u7684\u8d39\u7528\u3002<\/li>\n\n\n\n<li>\u5ba1\u67e5\u548c\u786e\u8ba4\u3002\u5728\u8f6c\u8d26\u5b8c\u6210\u4e4b\u524d\uff0c\u4f60\u5c06\u6709\u673a\u4f1a\u5ba1\u67e5\u6240\u6709\u7ec6\u8282\u5e76\u786e\u8ba4\u4ea4\u6613\u3002\u4e00\u65e6\u786e\u8ba4\u8f6c\u5e10\uff0c\u6167\u79d1\u5c06\u542f\u52a8\u8f6c\u5e10\uff0c\u5e76\u968f\u65f6\u5411\u60a8\u901a\u62a5\u8f6c\u5e10\u7684\u6700\u65b0\u60c5\u51b5\u3002<\/li>\n\n\n\n<li>\u6536\u53d6\u8d44\u91d1\u3002\u6536\u4ef6\u4eba\u5c06\u5728\u4ed6\u4eec\u7684\u94f6\u884c\u8d26\u6237\u6216\u4ed6\u4eec\u7684Wise\u8d26\u6237\uff08\u5982\u679c\u4ed6\u4eec\u6709\uff09\u4e2d\u6536\u5230\u8d44\u91d1\u3002\u8f6c\u8d26\u5b8c\u6210\u540e\uff0cWise\u5c06\u901a\u77e5\u53d1\u4ef6\u4eba\u548c\u6536\u4ef6\u4eba\u3002<\/li>\n<\/ol>\n\n\n\n<p>\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0cWise\u53ef\u80fd\u4f1a\u8981\u6c42\u67d0\u4e9b\u8f6c\u8d26\u63d0\u4f9b\u989d\u5916\u7684\u4fe1\u606f\u6216\u6587\u4ef6\uff0c\u5982\u4ea4\u6613\u7684\u652f\u4ed8\u8bc1\u660e\u6216\u6536\u6b3e\u4eba\u7684\u8eab\u4efd\u8bc1\u660e\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"When_to_Use_Wise\"><\/span>\u4f55\u65f6\u4f7f\u7528\u667a\u8005<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise\u9002\u7528\u4e8e\u79c1\u4eba\u5ba2\u6237\u548c\u5e0c\u671b\u8fdb\u884c\u56fd\u9645\u6c47\u6b3e\u7684\u4f01\u4e1a\u3002\u7136\u800c\uff0c\u8be5\u670d\u52a1\u7684\u67d0\u4e9b\u65b9\u9762\u66f4\u9002\u5408\u6bcf\u4e00\u7c7b\u5ba2\u6237\uff0c\u800c\u5176\u4ed6\u65b9\u9762\uff0c\u5982\u679c\u7528\u6237\u8f6c\u5411\u5176\u4ed6\u56fd\u9645\u6c47\u6b3e\u63d0\u4f9b\u5546\uff0c\u53ef\u80fd\u4f1a\u53d1\u73b0\u66f4\u6709\u5229\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Private_clients\"><\/span>\u79c1\u4eba\u5ba2\u6237<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise\u662f\u4e2a\u4eba\u4ea4\u6613\u7684\u6700\u4f73\u9009\u62e9\uff0c\u5982\u652f\u4ed8\u6d77\u5916\u8d2d\u7269\uff0c\u652f\u6301\u56fd\u5916\u7684\u670b\u53cb\u6216\u5bb6\u4eba\uff0c\u652f\u4ed8\u5927\u5b66\u8d39\u7528\u6216\u5b66\u8d39\uff0c\u6216\u56e0\u4efb\u4f55\u5176\u4ed6\u539f\u56e0\u5411\u53e6\u4e00\u4e2a\u56fd\u5bb6\u6c47\u6b3e\u3002\u4f4e\u5ec9\u7684\u8d39\u7528\u548c\u5feb\u901f\u7684\u8f6c\u8d26\u65f6\u95f4\u4f7f\u5b83\u6210\u4e3a\u4e2a\u4eba\u4f7f\u7528\u7684\u4e00\u4e2a\u6709\u5438\u5f15\u529b\u7684\u9009\u62e9\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Business_clients\"><\/span>\u5546\u4e1a\u5ba2\u6237<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5bf9\u4e8e\u4f01\u4e1a\u5ba2\u6237\u6765\u8bf4\uff0cWise\u4e3a\u5546\u54c1\u6216\u670d\u52a1\u7684\u56fd\u9645\u652f\u4ed8\u63d0\u4f9b\u4e86\u4e00\u4e2a\u5177\u6709\u6210\u672c\u6548\u76ca\u7684\u89e3\u51b3\u65b9\u6848\u3002\u8be5\u516c\u53f8\u7684\u65e0\u56fd\u754c\u8d26\u6237\u529f\u80fd\uff0c\u5141\u8bb8\u4f01\u4e1a\u4ee5\u591a\u79cd\u8d27\u5e01\u6301\u6709\u548c\u7ba1\u7406\u8d44\u91d1\uff0c\u5bf9\u4e8e\u5728\u5168\u7403\u8303\u56f4\u5185\u7ecf\u8425\u6216\u9700\u8981\u4ee5\u4e0d\u540c\u8d27\u5e01\u8fdb\u884c\u652f\u4ed8\u7684\u4f01\u4e1a\u6765\u8bf4\u662f\u4e00\u4e2a\u65b9\u4fbf\u7684\u9009\u62e9\u3002<\/p>\n\n\n\n<p>\u80fd\u591f\u4ee5\u771f\u5b9e\u7684\u4e2d\u95f4\u5e02\u573a\u6c47\u7387\u53d1\u9001\u548c\u63a5\u6536\u56fd\u9645\u4ed8\u6b3e\uff0c\u6ca1\u6709\u9690\u85cf\u7684\u8d39\u7528\uff0c\u662f\u4f01\u4e1a\u7684\u53e6\u4e00\u4e2a\u4f18\u52bf\u3002\u4ed6\u4eec\u8fd8\u53ef\u4ee5\u5229\u7528\u4ed6\u4eec\u7684\u53d1\u7968\u5de5\u5177\uff0c\u8bbe\u7f6e\u7ecf\u5e38\u6027\u7684\u6279\u91cf\u4ed8\u6b3e\uff0c\u5411\u56fd\u5916\u7684\u96c7\u5458\u6216\u627f\u5305\u5546\u53d1\u9001\u8d44\u91d1\u3002<\/p>\n\n\n\n<p>\u603b\u4e4b\uff0c\u4e2a\u4eba\u548c\u5c0f\u4f01\u4e1a\u4f7f\u7528Wise\u8fdb\u884c\u5c0f\u989d\u6c47\u6b3e\u65f6\u662f\u6700\u597d\u7684\uff0c\u56e0\u4e3a\u53d1\u9001\u5927\u7b14\u8d44\u91d1\u4f1a\u4ea7\u751f\u8f83\u9ad8\u7684\u6c47\u6b3e\u8d39\u7528\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Money_Transfer_Cancellation_Policy\"><\/span>\u667a\u6c47\u7684\u53d6\u6d88\u653f\u7b56<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8c08\u5230\u53d6\u6d88\u8f6c\u8d26\uff0cWise\u4e3a\u5176\u5ba2\u6237\u63d0\u4f9b\u4e86\u4e00\u4e2a\u76f4\u63a5\u7684\u653f\u7b56\u3002\u5982\u679c\u8f6c\u8d26\u6ca1\u6709\u88ab\u5904\u7406\uff0c\u5ba2\u6237\u53ef\u4ee5\u5f88\u5bb9\u6613\u5730\u53d6\u6d88\u5b83\uff0c\u8d44\u91d1\u5c06\u88ab\u9000\u8fd8\u7ed9\u539f\u59cb\u6765\u6e90\u3002\u5982\u679c\u5728\u8f6c\u8d26\u5f00\u59cb\u540e\u7684\u51e0\u4e2a\u5c0f\u65f6\u5185\u53d6\u6d88\u8f6c\u8d26\uff0c\u901a\u5e38\u4f1a\u51fa\u73b0\u8fd9\u79cd\u60c5\u51b5\u3002<\/p>\n\n\n\n<p>\u4f46\u662f\uff0c\u5982\u679c\u8f6c\u8d26\u5df2\u7ecf\u88ab\u5904\u7406\u5e76\u5728\u8fd0\u8f93\u9014\u4e2d\uff0c\u5219\u4e0d\u80fd\u53d6\u6d88\u3002\u5728\u8fd9\u79cd\u60c5\u51b5\u4e0b\uff0c\u5982\u679c\u6536\u6b3e\u4eba\u5c1a\u672a\u6536\u5230\u8d44\u91d1\uff0c\u4ed6\u4eec\u53ef\u4ee5\u9009\u62e9\u5c06\u8f6c\u8d26\u9000\u8fd8\u7ed9\u53d1\u4ef6\u4eba\u3002Wise\u4e0d\u5bf9\u53d6\u6d88\u6216\u9000\u6b3e\u6536\u53d6\u4efb\u4f55\u8d39\u7528\u3002<\/p>\n\n\n\n<p>\u5728\u53d6\u6d88\u6216\u9000\u8fd8\u8f6c\u8d26\u7684\u60c5\u51b5\u4e0b\uff0c\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u8d44\u91d1\u9000\u8fd8\u7684\u65f6\u95f4\u53ef\u80fd\u56e0\u56fd\u5bb6\u548c\u4f7f\u7528\u7684\u652f\u4ed8\u65b9\u5f0f\u4e0d\u540c\u800c\u4e0d\u540c\u3002\u5982\u679c\u4f60\u6709\u4efb\u4f55\u5173\u4e8e\u53d6\u6d88\u8f6c\u8d26\u7684\u95ee\u9898\u6216\u62c5\u5fe7\uff0c\u4f60\u53ef\u4ee5\u968f\u65f6\u901a\u8fc7\u4ed6\u4eec\u7684\u7f51\u7ad9\u6216\u5e94\u7528\u7a0b\u5e8f\u8054\u7cfb\u667a\u8054\u62db\u8058\u7684\u5ba2\u6237\u652f\u6301\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Customer_Service\"><\/span>\u667a\u6167\u7684\u5ba2\u6237\u670d\u52a1<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise\u56e0\u5176\u51fa\u8272\u7684\u5ba2\u6237\u670d\u52a1\u800c\u95fb\u540d\uff0c\u53ef\u901a\u8fc7\u7535\u5b50\u90ae\u4ef6\u548c\u5b9e\u65f6\u804a\u5929\u63d0\u4f9b24\/7\u670d\u52a1\u3002\u8be5\u516c\u53f8\u5728\u5feb\u901f\u548c\u6709\u5e2e\u52a9\u5730\u56de\u5e94\u5ba2\u6237\u54a8\u8be2\u548c\u5173\u5207\u65b9\u9762\u6709\u5f88\u597d\u7684\u58f0\u8a89\uff0c\u8bb8\u591a\u5ba2\u6237\u8d5e\u626c\u4e86\u5ba2\u6237\u670d\u52a1\u56e2\u961f\u7684\u6548\u7387\u548c\u53cb\u597d\u6027\u3002<\/p>\n\n\n\n<p>\u667a\u8005\u4e5f\u6709\u4e00\u4e2a\u5168\u9762\u7684 <a href=\"https:\/\/wise.com\/help\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5e2e\u52a9\u4e2d\u5fc3<\/a>\u5176\u4e2d\u5305\u62ec\u4e0e\u4f7f\u7528\u8be5\u670d\u52a1\u6709\u5173\u7684\u4e00\u7cfb\u5217\u4e3b\u9898\u7684\u8be6\u7ec6\u5e38\u89c1\u95ee\u9898\u548c\u6587\u7ae0\u3002\u6b64\u5916\uff0c\u8be5\u516c\u53f8\u4eab\u6709\u8bb8\u591a\u751f\u52a8\u7684\u793e\u533a\u8bba\u575b\uff0c\u5ba2\u6237\u5728\u8fd9\u4e9b\u8bba\u575b\u4e0a\u63d0\u51fa\u95ee\u9898\uff0c\u5e76\u4ece\u5176\u4ed6\u7528\u6237\u4ee5\u53ca\u667a\u56ca\u56e2\u6210\u5458\u90a3\u91cc\u5f97\u5230\u7b54\u6848\u3002<\/p>\n\n\n\n<p>\u8be5\u516c\u53f8\u6709\u4e00\u4e2a\u4e25\u683c\u7684\u653f\u7b56\uff0c\u5373\u628a\u5ba2\u6237\u653e\u5728\u7b2c\u4e00\u4f4d\uff0c\u8fd9\u53cd\u6620\u5728\u5176\u5ba2\u6237\u670d\u52a1\u7684\u8d28\u91cf\u4e0a\u3002\u65e0\u8bba\u5ba2\u6237\u5728\u6c47\u6b3e\u65f6\u9700\u8981\u5e2e\u52a9\uff0c\u5bf9\u4ed6\u4eec\u7684\u8d26\u6237\u6709\u7591\u95ee\uff0c\u8fd8\u662f\u9047\u5230\u6280\u672f\u95ee\u9898\uff0cWise\u7684\u5ba2\u6237\u670d\u52a1\u56e2\u961f\u90fd\u80fd\u63d0\u4f9b\u5e2e\u52a9\u548c\u652f\u6301\u3002<\/p>\n\n\n\n<p>\u4f5c\u4e3a\u4e00\u5bb6\u5168\u7403\u6027\u7684\u516c\u53f8\uff0cWise\u670915\u79cd\u8bed\u8a00\u7248\u672c\uff0c\u5305\u62ec\u82f1\u8bed\u3001\u6cd5\u8bed\u3001\u897f\u73ed\u7259\u8bed\u3001\u8461\u8404\u7259\u8bed\u3001\u610f\u5927\u5229\u8bed\u3001\u5fb7\u8bed\u3001\u4e2d\u6587\u3001\u65e5\u8bed\u3001\u5370\u5ea6\u5c3c\u897f\u4e9a\u8bed\u3001\u5308\u7259\u5229\u8bed\u3001\u4e4c\u514b\u5170\u8bed\u3001\u6ce2\u5170\u8bed\u3001\u7f57\u9a6c\u5c3c\u4e9a\u8bed\u3001\u571f\u8033\u5176\u8bed\u548c\u4fc4\u8bed\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Does_Wise_Compare_With_Its_Competitors\"><\/span>Wise\u4e0e\u5b83\u7684\u7ade\u4e89\u5bf9\u624b\u76f8\u6bd4\u5982\u4f55\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise\u5e76\u4e0d\u662f\u56fd\u9645\u6c47\u6b3e\u9886\u57df\u7684\u552f\u4e00\u53c2\u4e0e\u8005\uff0c\u5c06\u5176\u4e0e\u5176\u4ed6\u4f9b\u5e94\u5546\u8fdb\u884c\u6bd4\u8f83\uff0c\u4ee5\u786e\u5b9a\u54ea\u5bb6\u4f9b\u5e94\u5546\u6700\u9002\u5408\u4f60\u7684\u9700\u6c42\uff0c\u662f\u975e\u5e38\u91cd\u8981\u7684\u3002\u5728\u672c\u8282\u4e2d\uff0c\u6211\u4eec\u5c06\u628aWise\u4e0e\u5b83\u7684\u4e09\u4e2a\u7ade\u4e89\u5bf9\u624b\u8fdb\u884c\u6bd4\u8f83\u3002 <a href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/xe-review\/\" data-internallinksmanager029f6b8e52c=\"238\" title=\"2026\u5e74XE\u56fd\u9645\u6c47\u6b3e\u56de\u987e\">Xe<\/a>, <a href=\"https:\/\/www.torfx.com\/affiliate\/register?afflno=0302110000681579\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">TorFx<\/a>\uff0c\u4ee5\u53ca <a href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/instarem-review\/\" data-internallinksmanager029f6b8e52c=\"362\" title=\"2026\u5e74Instarem\u56fd\u9645\u6c47\u6b3e\u56de\u987e\">\u5174\u53d1\u5a31\u4e50\u5b98\u7f51\u624b\u673a\u7248<\/a>.\u770b\u770b\u5b83\u4eec\u662f\u5426\u66f4\u9002\u5408\u60a8\u7684\u7279\u6b8a\u8981\u6c42\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_vs_XE\"><\/span>\u667a\u6167\u4e0eXE<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>\u7279\u70b9<\/th><th>\u777f\u667a<\/th><th>XE<\/th><\/tr><\/thead><tbody><tr><td>\u6210\u7acb\u4e8e<\/td><td>2011<\/td><td>1993<\/td><\/tr><tr><td>\u4ea4\u6613\u91cf<\/td><td>2022\u5e74\u4e3a764\u4ebf\u82f1\u9551<\/td><td>2018\u5e74\uff0c$1150\u4ebf<\/td><\/tr><tr><td>\u4fe1\u4efb\u5ea6\u8bc4\u4ef7<\/td><td>4.5 \/ 5<\/td><td>4.2 \/ 5<\/td><\/tr><tr><td>\u9002\u7528\u4e8e<\/td><td>\u5c0f\u989d\u6c47\u6b3e<\/td><td>\u5c0f\u989d\u548c\u5927\u989d\u6c47\u6b3e\u5747\u53ef<\/td><\/tr><tr><td>\u8f6c\u8ba9\u8d39<\/td><td>\u53ef\u53d8\u8d39\u7528 - \u603b\u91d1\u989d\u76840.4% - 0.6%\uff08\u5e73\u5747\uff09\u3002<br>\u56fa\u5b9a\u8d39\u7528 - \u5e73\u57470.2-0.3\u82f1\u9551<\/td><td>250\u82f1\u9551\u4ee5\u4e0b2.00\u82f1\u9551\uff08\u82f1\u56fd\uff09\u3002<br>250\u6b27\u5143\u4ee5\u4e0b2.00\u6b27\u5143\uff08\u6b27\u76df\uff09\u3002<br>\u5176\u4ed6\u6b3e\u9879\u4e0d\u6536\u8d39<\/td><\/tr><tr><td>\u5e73\u5747\u6c47\u7387\u52a0\u6743<\/td><td>\u4e2d\u95f4\u5e02\u573a\u5229\u7387\u4e0d\u52a0\u4ef7<\/td><td>0.2%\u81f31.4%\u7684\u4e2d\u95f4\u5e02\u573a\u5229\u7387<\/td><\/tr><tr><td>\u6700\u4f4e\u8f6c\u8d26\u91d1\u989d<\/td><td>\u00a31<\/td><td>\u00a31<\/td><\/tr><tr><td>\u6700\u5927\u8f6c\u79fb\u91d1\u989d<\/td><td>$6,000,000\u7f8e\u5143\u3002<br>$1.8\u4e07\u6fb3\u5143\u3002<br>$1.5\u4e07\u52a0\u5143\u3002<br>6,000,000\u6b27\u5143\u3002<br>5,000,000\u82f1\u9551\u3002<\/td><td>350,000\u82f1\u9551\uff08\u82f1\u56fd\u548c\u6b27\u76df\uff09\u3002<br>$535,000\uff08\u7f8e\u56fd\uff09\u3002<br>$535,000\u52a0\u5143\uff08\u52a0\u62ff\u5927\uff09\u3002<br>NZD $750,000 (<a href=\"https:\/\/moverdb.com\/zh\/moving-to-new-zealand\/\" data-internallinksmanager029f6b8e52c=\"324\" title=\"\u642c\u5230\u65b0\u897f\u5170\uff1f2026\u5e74\u7684\u751f\u6d3b\u8d39\u7528\u548c\u8fc1\u5c45\u63d0\u793a\">\u65b0\u897f\u5170<\/a>).<\/td><\/tr><tr><td>\u4f20\u8f93\u901f\u5ea6<\/td><td>0-2\u5929\uff08\u8d85\u8fc750%\u7684\u8f6c\u79fb\u5728\u51e0\u5206\u949f\u5185\uff09\u3002<\/td><td>1-4\u4e2a\u5de5\u4f5c\u65e5<\/td><\/tr><tr><td>\u4e13\u95e8\u7684\u7ecf\u9500\u5546<\/td><td>\u6ca1\u6709<\/td><td>\u4ec5\u9002\u7528\u4e8e$70,000\u4ee5\u4e0a\u7684\u8f6c\u5165\u8005<\/td><\/tr><tr><td>\u6db5\u76d6\u7684\u56fd\u5bb6<\/td><td>\u8d85\u8fc7170\u4e2a\u56fd\u5bb6<\/td><td>\u8d85\u8fc7130\u4e2a\u56fd\u5bb6<\/td><\/tr><tr><td>\u6db5\u76d6\u7684\u8d27\u5e01<\/td><td>\u8d85\u8fc750\u79cd\u8d27\u5e01<\/td><td>\u8fd1100\u79cd\u8d27\u5e01<\/td><\/tr><tr><td>\u652f\u4ed8\u65b9\u5f0f<\/td><td>\u94f6\u884c\u8d26\u6237\u3001\u4fe1\u7528\u5361\/\u501f\u8bb0\u5361\u3001\u82f9\u679c\/\u8c37\u6b4c\u652f\u4ed8\u3001\u8d1d\u5b9d<\/td><td>\u94f6\u884c\u8d26\u6237\u6216\u4fe1\u7528\u5361\/\u501f\u8bb0\u5361<\/td><\/tr><tr><td>\u63a5\u6536\u65b9\u6cd5<\/td><td>\u94f6\u884c\u8d26\u6237\u6216ATM\uff08\u901a\u8fc7\u5728\u7ebf\u8d26\u6237\uff09<\/td><td>\u94f6\u884c\u8d26\u6237\u548c\u73b0\u91d1<\/td><\/tr><tr><td>\u73b0\u91d1\u63d0\u8d27\u9009\u9879<\/td><td>\u6ca1\u6709<\/td><td>\u662f<\/td><\/tr><tr><td>\u5373\u65f6\u5b9a\u5236\u62a5\u4ef7<\/td><td>\u662f<\/td><td>\u662f<\/td><\/tr><tr><td>\u4e1a\u52a1\u7279\u70b9<\/td><td>\u6279\u91cf\u652f\u4ed8\u3001\u5f00\u5177\u53d1\u7968\u3001\u591a\u7528\u6237\u8bbf\u95ee\u3001\u7ecf\u5e38\u6027\u8f6c\u8d26\u3001\u6570\u5b57\u591a\u8d27\u5e01\u94b1\u5305\u3001\u6c47\u7387\u63d0\u9192\u548cAPI\u96c6\u6210<\/td><td>\u73b0\u8d27\u5408\u540c\u3001\u8fdc\u671f\u5408\u540c\u3001\u5e02\u573a\u8ba2\u5355\u3001\u6570\u5b57\u591a\u8d27\u5e01\u94b1\u5305\u3001\u6c47\u7387\u63d0\u9192\u548cAPI\u95e8\u6237\u7f51\u7ad9<\/td><\/tr><tr><td>\u65d7\u8230\u501f\u8bb0\u5361<\/td><td>\u662f<\/td><td>\u6ca1\u6709<\/td><\/tr><tr><td>\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f<\/td><td>\u662f<\/td><td>\u662f<\/td><\/tr><tr><td>\u53d6\u6d88\u653f\u7b56<\/td><td>\u53ea\u8981\u7528\u6237\u80fd\u591f\u770b\u5230\u8f6c\u8ba9\u4e0a\u7684 \"\u53d6\u6d88\u8f6c\u8ba9 \"\u9009\u9879\uff0c\u5c31\u53ef\u4ee5\u53d6\u6d88\u8f6c\u8ba9\u3002<\/td><td>\u4ec5\u9002\u7528\u4e8e\u6536\u6b3e\u4eba\u5c1a\u672a\u6536\u53d6\u73b0\u91d1\u7684\u73b0\u91d1\u53d6\u6b3e\u8f6c\u8d26<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u9605\u8bfb\u6211\u4eec\u7684 <a href=\"https:\/\/moverdb.com\/zh\/%e6%9c%80%e4%bd%b3%e5%9b%bd%e9%99%85%e6%b1%87%e6%ac%be%e6%9c%8d%e5%8a%a1\/xe-review\/\" target=\"_blank\" rel=\"noreferrer noopener\">XE\u5168\u9762\u56de\u987e<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_vs_TorFX\"><\/span>\u7ef4\u65af\u4e0eTorFX<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>\u7279\u70b9<\/th><th>\u777f\u667a<\/th><th><a href=\"https:\/\/www.torfx.com\/affiliate\/register?afflno=0302110000681579\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">TorFX<\/a><\/th><\/tr><\/thead><tbody><tr><td>\u6210\u7acb\u4e8e<\/td><td>2011<\/td><td>2004<\/td><\/tr><tr><td>\u4ea4\u6613\u91cf<\/td><td>2022\u5e74\u4e3a764\u4ebf\u82f1\u9551<\/td><td>\u6bcf\u5e7475\u4ebf\u82f1\u9551<\/td><\/tr><tr><td>\u4fe1\u4efb\u5ea6\u8bc4\u4ef7<\/td><td>4.5 \/ 5<\/td><td>4.9 \/ 5<\/td><\/tr><tr><td>\u9002\u7528\u4e8e<\/td><td>\u5c0f\u989d\u6c47\u6b3e<\/td><td>\u5c0f\u989d\u548c\u5927\u989d\u6c47\u6b3e\u5747\u53ef<\/td><\/tr><tr><td>\u8f6c\u8ba9\u8d39<\/td><td>\u53ef\u53d8\u8d39\u7528 - \u603b\u91d1\u989d\u76840.4% - 0.6%\uff08\u5e73\u5747\uff09\u3002<br>\u56fa\u5b9a\u8d39\u7528 - \u5e73\u57470.2-0.3\u82f1\u9551<\/td><td>\u4e0d\u6536\u8d39<\/td><\/tr><tr><td>\u5e73\u5747\u6c47\u7387\u52a0\u6743<\/td><td>\u4e2d\u95f4\u5e02\u573a\u5229\u7387\u4e0d\u52a0\u4ef7<\/td><td>1%\u81f32%\u7684\u4e2d\u95f4\u5e02\u573a\u5229\u7387<\/td><\/tr><tr><td>\u6700\u4f4e\u8f6c\u8d26\u91d1\u989d<\/td><td>\u00a31<\/td><td>100\u82f1\u9551\uff08\u6216\u7b49\u503c\u8d27\u5e01\uff09\u3002<\/td><\/tr><tr><td>\u6700\u5927\u8f6c\u79fb\u91d1\u989d<\/td><td>$6,000,000\u7f8e\u5143\u3002<br>$1.8\u4e07\u6fb3\u5143\u3002<br>$1.5\u4e07\u52a0\u5143\u3002<br>6,000,000\u6b27\u5143\u3002<br>5,000,000\u82f1\u9551\u3002<\/td><td>\u65e0<\/td><\/tr><tr><td>\u4f20\u8f93\u901f\u5ea6<\/td><td>0-2\u5929\uff08\u8d85\u8fc750%\u7684\u8f6c\u79fb\u5728\u51e0\u5206\u949f\u5185\uff09\u3002<\/td><td>SEPA\u8f6c\u5e10\u7684\u65f6\u95f4\u4e3a0-2\u5c0f\u65f6\u3002<br>ACH\u8f6c\u8d2624-48\u5c0f\u65f6<\/td><\/tr><tr><td>\u4e13\u95e8\u7684\u7ecf\u9500\u5546<\/td><td>\u6ca1\u6709<\/td><td>\u662f<\/td><\/tr><tr><td>\u6db5\u76d6\u7684\u56fd\u5bb6<\/td><td>\u8d85\u8fc7170\u4e2a\u56fd\u5bb6<\/td><td>100\u591a\u4e2a\u56fd\u5bb6<\/td><\/tr><tr><td>\u6db5\u76d6\u7684\u8d27\u5e01<\/td><td>\u8d85\u8fc750\u79cd\u8d27\u5e01<\/td><td>59\u79cd\u8d27\u5e01<\/td><\/tr><tr><td>\u652f\u4ed8\u65b9\u5f0f<\/td><td>\u94f6\u884c\u8d26\u6237\u3001\u4fe1\u7528\u5361\/\u501f\u8bb0\u5361\u3001\u82f9\u679c\/\u8c37\u6b4c\u652f\u4ed8\u3001\u8d1d\u5b9d<\/td><td>\u94f6\u884c\u8d26\u6237<\/td><\/tr><tr><td>\u63a5\u6536\u65b9\u6cd5<\/td><td>\u94f6\u884c\u8d26\u6237\u6216ATM\uff08\u901a\u8fc7\u5728\u7ebf\u8d26\u6237\uff09<\/td><td>\u94f6\u884c\u8d26\u6237<\/td><\/tr><tr><td>\u73b0\u91d1\u63d0\u8d27\u9009\u9879<\/td><td>\u6ca1\u6709<\/td><td>\u6ca1\u6709<\/td><\/tr><tr><td>\u5373\u65f6\u5b9a\u5236\u62a5\u4ef7<\/td><td>\u662f<\/td><td>\u6ca1\u6709<\/td><\/tr><tr><td>\u4e1a\u52a1\u7279\u70b9<\/td><td>\u6279\u91cf\u652f\u4ed8\u3001\u5f00\u5177\u53d1\u7968\u3001\u591a\u7528\u6237\u8bbf\u95ee\u3001\u7ecf\u5e38\u6027\u8f6c\u8d26\u3001\u6570\u5b57\u591a\u8d27\u5e01\u94b1\u5305\u3001\u6c47\u7387\u63d0\u9192\u548cAPI\u96c6\u6210<\/td><td>\u73b0\u8d27\u5408\u540c\u3001\u8fdc\u671f\u5408\u540c\u3001\u9650\u4ef7\u8ba2\u5355\u3001\u6b62\u635f\u8ba2\u5355\u3001\u7ecf\u5e38\u6027\u8f6c\u8d26\u3001\u5229\u7387\u63d0\u9192\u548cAPI\u95e8\u6237\u7f51\u7ad9<\/td><\/tr><tr><td>\u65d7\u8230\u501f\u8bb0\u5361<\/td><td>\u662f<\/td><td>\u6ca1\u6709<\/td><\/tr><tr><td>\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f<\/td><td>\u662f<\/td><td>\u662f<\/td><\/tr><tr><td>\u53d6\u6d88\u653f\u7b56<\/td><td>\u53ea\u8981\u7528\u6237\u80fd\u591f\u770b\u5230\u8f6c\u8ba9\u4e0a\u7684 \"\u53d6\u6d88\u8f6c\u8ba9 \"\u9009\u9879\uff0c\u5c31\u53ef\u4ee5\u53d6\u6d88\u8f6c\u8ba9\u3002<\/td><td>\u53ef\u4ee5\u5728\u8054\u7cfb\u540e\u8fdb\u884c\uff0c\u9664\u975e\u6536\u4ef6\u4eba\u6536\u5230\u4e86\u94b1\uff08\u53ef\u80fd\u9700\u8981\u989d\u5916\u7684\u8d39\u7528\uff09\u3002<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u9605\u8bfb\u6211\u4eec\u7684 <a href=\"https:\/\/moverdb.com\/zh\/%e6%9c%80%e4%bd%b3%e5%9b%bd%e9%99%85%e6%b1%87%e6%ac%be%e6%9c%8d%e5%8a%a1\/torfx-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/torfx-review\/\" rel=\"noreferrer noopener\">\u5b8c\u6574\u7684TorFX\u5ba1\u67e5<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_vs_Instarem\"><\/span>\u667a\u8005\u5bf9\u6218Instarem<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>\u7279\u70b9<\/th><th>\u777f\u667a<\/th><th>\u5174\u53d1\u5a31\u4e50\u5b98\u7f51\u624b\u673a\u7248<\/th><\/tr><\/thead><tbody><tr><td>\u6210\u7acb\u4e8e<\/td><td>2011<\/td><td>2014<\/td><\/tr><tr><td>\u4ea4\u6613\u91cf<\/td><td>2022\u5e74\u4e3a764\u4ebf\u82f1\u9551<\/td><td>\u6bcf\u5e74$4\u4ebf&nbsp;<\/td><\/tr><tr><td>\u4fe1\u4efb\u5ea6\u8bc4\u4ef7<\/td><td>4.5 \/ 5<\/td><td>4.4 \/ 5<\/td><\/tr><tr><td>\u9002\u7528\u4e8e<\/td><td>\u5c0f\u989d\u6c47\u6b3e<\/td><td>\u5c0f\u989d\u548c\u5927\u989d\u6c47\u6b3e\u5747\u53ef<\/td><\/tr><tr><td>\u8f6c\u8ba9\u8d39<\/td><td>\u53ef\u53d8\u8d39\u7528 - \u603b\u91d1\u989d\u76840.4% - 0.6%\uff08\u5e73\u5747\uff09\u3002<br>\u56fa\u5b9a\u8d39\u7528 - \u5e73\u57470.2-0.3\u82f1\u9551<\/td><td>\u53d6\u51b3\u4e8e\u6240\u9009\u56fd\u5bb6\u3001\u8f6c\u8d26\u91d1\u989d\u548c\u652f\u4ed8\u65b9\u5f0f<\/td><\/tr><tr><td>\u5e73\u5747\u6c47\u7387\u52a0\u6743<\/td><td>\u4e2d\u95f4\u5e02\u573a\u5229\u7387\u4e0d\u52a0\u4ef7<\/td><td><\/td><\/tr><tr><td>\u6700\u4f4e\u8f6c\u8d26\u91d1\u989d<\/td><td>\u00a31<\/td><td>\u5370\u5ea6\u4e3a$50\uff0c\u5176\u4f59\u4e3a\u96f6<\/td><\/tr><tr><td>\u6700\u5927\u8f6c\u79fb\u91d1\u989d<\/td><td>$6,000,000\u7f8e\u5143\u3002<br>$1.8\u4e07\u6fb3\u5143\u3002<br>$1.5\u4e07\u52a0\u5143\u3002<br>6,000,000\u6b27\u5143\u3002<br>5,000,000\u82f1\u9551\u3002<\/td><td>\u53d6\u51b3\u4e8e\u6240\u9009\u62e9\u7684\u53d1\u9001\u56fd\u5bb6\u548c\u652f\u4ed8\u65b9\u5f0f<\/td><\/tr><tr><td>\u4f20\u8f93\u901f\u5ea6<\/td><td>0-2\u5929\uff08\u8d85\u8fc750%\u7684\u8f6c\u79fb\u5728\u51e0\u5206\u949f\u5185\uff09\u3002<\/td><td>\u53d6\u51b3\u4e8e\u94f6\u884c\u7684\u5904\u7406\u65f6\u95f4<\/td><\/tr><tr><td>\u4e13\u95e8\u7684\u7ecf\u9500\u5546<\/td><td>\u6ca1\u6709<\/td><td>\u6ca1\u6709<\/td><\/tr><tr><td>\u6db5\u76d6\u7684\u56fd\u5bb6<\/td><td>\u8d85\u8fc7170\u4e2a\u56fd\u5bb6<\/td><td>\u8d85\u8fc7110\u4e2a\u56fd\u5bb6<\/td><\/tr><tr><td>\u6db5\u76d6\u7684\u8d27\u5e01<\/td><td>\u8d85\u8fc750\u79cd\u8d27\u5e01<\/td><td>\u7ea630\u79cd\u8d27\u5e01<\/td><\/tr><tr><td>\u652f\u4ed8\u65b9\u5f0f<\/td><td>\u94f6\u884c\u8d26\u6237\u3001\u4fe1\u7528\u5361\/\u501f\u8bb0\u5361\u3001\u82f9\u679c\/\u8c37\u6b4c\u652f\u4ed8\u3001\u8d1d\u5b9d<\/td><td>\u94f6\u884c\u8d26\u6237\u6216\u4fe1\u7528\u5361\/\u501f\u8bb0\u5361<\/td><\/tr><tr><td>\u63a5\u6536\u65b9\u6cd5<\/td><td>\u94f6\u884c\u8d26\u6237\u6216ATM\uff08\u901a\u8fc7\u5728\u7ebf\u8d26\u6237\uff09<\/td><td>\u94f6\u884c\u8d26\u6237<\/td><\/tr><tr><td>\u73b0\u91d1\u63d0\u8d27\u9009\u9879<\/td><td>\u6ca1\u6709<\/td><td>\u53ea\u9488\u5bf9\u83f2\u5f8b\u5bbe<\/td><\/tr><tr><td>\u5373\u65f6\u5b9a\u5236\u62a5\u4ef7<\/td><td>\u662f<\/td><td>\u662f<\/td><\/tr><tr><td>\u4e1a\u52a1\u7279\u70b9<\/td><td>\u6279\u91cf\u652f\u4ed8\u3001\u5f00\u5177\u53d1\u7968\u3001\u591a\u7528\u6237\u8bbf\u95ee\u3001\u7ecf\u5e38\u6027\u8f6c\u8d26\u3001\u6570\u5b57\u591a\u8d27\u5e01\u94b1\u5305\u3001\u6c47\u7387\u63d0\u9192\u548cAPI\u96c6\u6210<\/td><td>\u6279\u91cf\u652f\u4ed8\u3001\u6570\u5b57\u591a\u8d27\u5e01\u94b1\u5305\u3001\u6c47\u7387\u63d0\u9192<\/td><\/tr><tr><td>\u65d7\u8230\u501f\u8bb0\u5361<\/td><td>\u662f<\/td><td>\u6ca1\u6709<\/td><\/tr><tr><td>\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f<\/td><td>\u662f<\/td><td>\u662f<\/td><\/tr><tr><td>\u53d6\u6d88\u653f\u7b56<\/td><td>\u53ea\u8981\u7528\u6237\u80fd\u591f\u770b\u5230\u8f6c\u8ba9\u4e0a\u7684 \"\u53d6\u6d88\u8f6c\u8ba9 \"\u9009\u9879\uff0c\u5c31\u53ef\u4ee5\u53d6\u6d88\u8f6c\u8ba9\u3002<\/td><td>\u53ef\u4ee5\u5728\u8054\u7cfb\u540e\u8fdb\u884c\uff0c\u9664\u975e\u6536\u4ef6\u4eba\u6536\u5230\u4e86\u94b1\uff08\u53ef\u80fd\u9700\u8981\u989d\u5916\u7684\u8d39\u7528\uff09\u3002<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u9605\u8bfb\u6211\u4eec\u7684 <a href=\"https:\/\/moverdb.com\/zh\/%e6%9c%80%e4%bd%b3%e5%9b%bd%e9%99%85%e6%b1%87%e6%ac%be%e6%9c%8d%e5%8a%a1\/instarem-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/instarem-review\/\" rel=\"noreferrer noopener\">\u5b8c\u6574\u7684Instarem\u5ba1\u67e5<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Customer_Reviews\"><\/span>\u777f\u667a\u7684\u5ba2\u6237\u8bc4\u8bba<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise\u5728Trustpilot\u4e0a\u6536\u5230\u4e86\u6570\u5341\u4e07\u6761\u8bc4\u8bba\uff0c\u622a\u81f32026\u5e741\u6708\uff0c\u5b83\u662f\u5916\u5e01\u652f\u4ed8\u884c\u4e1a\u4e2d\u8bc4\u8bba\u6700\u591a\u7684\u516c\u53f8\uff0c\u8bc4\u5206\u4e3a4.5\/5\uff0c\u4f4e\u4e8e2020\u5e74\u5e95\u76844.7\/5\u3002\u5728\u7814\u7a76\u8fc7\u7a0b\u4e2d\uff0c\u6211\u4eec\u6ce8\u610f\u5230\u6240\u6709\u8bc4\u8bba\u4e2d\u768491%\u662f\u6b63\u9762\u7684\uff0c7%\u662f\u8d1f\u9762\u6295\u8bc9\uff0c2%\u662f\u4e2d\u6027\u7684\u3002<\/p>\n\n\n\n<p>\u5927\u591a\u6570\u6b63\u9762\u8bc4\u8bba\u6307\u51fa\uff0cWise\u7684\u4e3b\u8981\u4f18\u52bf\u662f\u6574\u4e2a\u6c47\u6b3e\u4f53\u9a8c\u7684\u6d41\u7545\u6027\uff0c\u4f46\u4e5f\u6709\u4eba\u62c5\u5fc3\u6587\u4ef6\u8981\u6c42\u8fc7\u9ad8\uff0c\u6c47\u6b3e\u5ef6\u8fdf\uff0c\u4ee5\u53ca\u5ba2\u6237\u670d\u52a1\u4e0d\u53ca\u65f6\u3002<\/p>\n\n\n\n<p>\u8d1f\u9762\u8bc4\u8bba\u7684\u6570\u91cf\u6b63\u5728\u589e\u52a0\uff0c\u4e3b\u8981\u662f\u7531\u4e8e\u8d26\u6237\u88ab\u505c\u7528\u3002\u8be5\u516c\u53f8\u6b63\u9762\u4e34\u7740\u8d26\u6237\u6301\u6709\u4eba\u5728\u63d0\u4f9b\u6240\u6709\u5fc5\u8981\u4fe1\u606f\u7684\u60c5\u51b5\u4e0b\u4ecd\u65e0\u6cd5\u83b7\u5f97\u5176\u8d44\u91d1\u7684\u70ed\u8bae\u3002\u867d\u7136\u4e00\u4e9b\u6295\u8bc9\u662f\u7f3a\u4e4f\u4e00\u6d41\u7684\u5ba2\u6237\u670d\u52a1\uff0c\u4f46\u4e00\u4e9b\u8bc4\u8bba\u4f3c\u4e4e\u662f\u7531\u8425\u9500\u4eba\u5458\u653e\u7f6e\u7684\uff0c\u76ee\u7684\u662f\u7ed9\u8be5\u670d\u52a1\u5e26\u6765\u6c61\u70b9\uff0c\u4f46\u5176\u6570\u91cf\u76f8\u5f53\u5c11\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Positive_Wise_Customer_Reviews\"><\/span>\u79ef\u6781\u7684\u660e\u667a\u7684\u5ba2\u6237\u8bc4\u8bba<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>\u6211\u5f3a\u70c8\u63a8\u8350Wise\u7528\u4e8e\u4e2a\u4eba\u548c\u5546\u4e1a\u7528\u9014\u3002\u8be5\u670d\u52a1\u5f88\u5bb9\u6613\u4f7f\u7528\uff0c\u4e0e\u4f20\u7edf\u94f6\u884c\u76f8\u6bd4\uff0c\u63d0\u4f9b\u6709\u7ade\u4e89\u529b\u7684\u6c47\u7387\u548c\u8d39\u7528\uff0c\u5e76\u4e14\u53ef\u4ee5\u5feb\u901f\u5b89\u5168\u5730\u8fdb\u884c\u56fd\u9645\u6c47\u6b3e\u3002\u900f\u660e\u5ea6\u548c\u6e05\u6670\u7684\u8d39\u7528\u660e\u7ec6\u4e5f\u5f88\u6709\u5e2e\u52a9\u3002\u603b\u7684\u6765\u8bf4\uff0c\u6211\u5728Wise\u6709\u79ef\u6781\u7684\u4f53\u9a8c\uff0c\u5e76\u6709\u4fe1\u5fc3\u5411\u4efb\u4f55\u5bfb\u627e\u6210\u672c\u6548\u76ca\u9ad8\u7684\u56fd\u9645\u6c47\u6b3e\u65b9\u5f0f\u7684\u4eba\u63a8\u8350\u5b83\u3002<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63d01dcd9b64b1bdaf41cc78\" target=\"_blank\" rel=\"noreferrer noopener\">Arulkumar Msc<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>\u591a\u5e74\u7684\u4f18\u79c0\u7ecf\u9a8c!\u6211\u4ece\u591a\u5e74\u524d\u5c31\u5f00\u59cb\u4f7f\u7528Wise\uff0c\u90a3\u65f6\u5b83\u8fd8\u53ebTransferWise\u3002\u4e00\u8def\u8d70\u6765\uff0c\u4e00\u5207\u90fd\u5f88\u987a\u5229\uff0c\u6ca1\u6709\u4efb\u4f55\u590d\u6742\u7684\u95ee\u9898\u3002\u7528\u6237\u754c\u9762\u4f7f\u7528\u8d77\u6765\u975e\u5e38\u6109\u5feb--\u4ea4\u6613\u901f\u5ea6\u975e\u5e38\u5feb\u3002\u4f7f\u7528\u5b83\u662f\u4e00\u79cd\u6781\u5927\u7684\u4e50\u8da3\u3002\u552f\u4e00\u7684\u7f3a\u70b9\u662f\uff0c\u4e0d\u80fd\u5411Kraken\u7b49\u52a0\u5bc6\u8d27\u5e01\u4ea4\u6613\u6240\u8fdb\u884c\u4ea4\u6613\u3002(\u4e5f\u8bb8\u5728\u4e0d\u4e45\u7684\u5c06\u6765\u653f\u7b56\u4f1a\u6539\u53d8\uff09\u3002\u5982\u679c\u4f60\u6ca1\u6709\u8fd9\u4e2a\u7279\u522b\u7684\u9700\u8981\uff0c\u90a3\u4e48\u5c31\u5927\u5927\u63a8\u8350\u5b83\u3002<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c6b0ee2338b6d417bcae62\" target=\"_blank\" rel=\"noopener\">\u4f26\u7eb3\u5fb7-\u5f17\u7f57\u6885\u5c14\u7279<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>\u6211\u5bf9Wise\u8ba9\u6211\u6beb\u4e0d\u8d39\u529b\u5730\u8f6c\u79fb\u548c\u8f6c\u6362\u591a\u79cd\u4e0d\u540c\u8d27\u5e01\u7684\u94b1\u611f\u5230\u975e\u5e38\u9ad8\u5174\uff01\u8fd9\u662f\u6211\u7684\u7b2c\u4e00\u4e2a\u591a\u8d27\u5e01\u8d26\u6237\u3002\u8fd9\u662f\u6211\u7684\u7b2c\u4e00\u4e2a\u591a\u5e01\u79cd\u8d26\u6237\uff0c\u5f53\u6211\u4f7f\u7528\u5361\uff08Apple Pay\u6216\u5b9e\u4f53\u5361\uff09\u65f6\uff0c\u6211\u5bf9\u5b83\u81ea\u52a8\u9009\u62e9\u5f53\u5730\u8d27\u5e01\u8fdb\u884c\u6d88\u8d39\u7684\u65b9\u5f0f\u611f\u5230\u60ca\u8bb6\u3002\u6211\u51e0\u4e4e\u4e0d\u7528\u52a8\u4e00\u6839\u624b\u6307\uff0c\u6211\u53ea\u9700\u786e\u4fdd\u6709\u8db3\u591f\u7684\u8d44\u91d1\uff0c\u70b9\u4e00\u4e0b\u5361\uff0cWise\u5c31\u4f1a\u5904\u7406\u5269\u4e0b\u7684\u6240\u6709\u4e8b\u60c5\u6211\u7edd\u5bf9\u4f1a\u63a8\u8350\u8fd9\u5bb6\u516c\u53f8\uff0c\u7279\u522b\u662f\u5728\u65c5\u6e38\u65b9\u9762<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c3d8de2338b6d417ba8069\" target=\"_blank\" rel=\"noreferrer noopener\">\u8309\u8389\u82b1<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>\u6211\u60f3\u4ecePayoneer\u8f6c\u8fc7\u6765\uff0c\u56e0\u4e3a\u4ed6\u4eec\u7684\u8d26\u6237\u7cfb\u7edf\u6709\u5f88\u5927\u7684\u95ee\u9898\uff0c\u652f\u6301\u90e8\u95e8\u82b1\u4e86\u51e0\u4e2a\u6708\u624d\u5e2e\u6211\u89e3\u51b3\uff0c\u7ed3\u679c\u53c8\u9020\u6210\u4e86\u65b0\u7684\u95ee\u9898\u3002\u5728Wise\u4e0a\u5f88\u5feb\u5c31\u5f97\u5230\u4e86\u9a8c\u8bc1\uff0c\u4e00\u5929\u4e4b\u5185\u5c31\u4ecePayPal\u63d0\u73b0\u5230\u4e86Wise\uff08\u8fd9\u6b63\u662f\u6211\u5728Payoneer\u4e0a\u60f3\u5b9e\u73b0\u800c\u65e0\u6cd5\u5b9e\u73b0\u7684\uff09\uff0c\u5e76\u6210\u529f\u5730\u7ed9\u4e00\u4e2a\u670b\u53cb\u6c47\u6b3e\uff0c\u6ca1\u6709\u4efb\u4f55\u95ee\u9898\u3002\u8f6c\u6362\u7387\u548c\u8d39\u7528\u826f\u597d\u4e5f\u662f\u4e00\u4e2a\u4e0d\u9519\u7684\u5956\u52b1\u3002\u53e6\u5916\uff0c\u6211\u7684\u670b\u53cb\u6709\u4e00\u4e2a\u63a8\u8350\u4ee3\u7801\uff0c\u6211\u5728\u521b\u5efa\u8d26\u6237\u65f6\u5fd8\u4e86\u8f93\u5165\uff0c\u4f46\u4e0d\u4e45\u540e\u6709\u4e00\u4e2a\u7a97\u53e3\u53ef\u4ee5\u8f93\u5165\u3002\u975e\u5e38\u597d\u3002<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c2f2ec2338b6d417ba195b\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b89\u7279\u7f57\u4f0a\u5fb7\u5361<\/a><\/cite><\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Negative_Wise_Customer_Reviews\"><\/span>\u777f\u667a\u7684\u5ba2\u6237\u8d1f\u9762\u8bc4\u4ef7<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Wise\u7684\u670d\u52a1\u8d28\u91cf\u5728\u4e00\u5929\u5929\u4e0b\u964d\u3002\u8f6c\u8d26\u9700\u8981\u592a\u591a\u65f6\u95f4\uff0c\u5f53\u6211\u95eeWise\u652f\u6301\uff0c\u4e3a\u4ec0\u4e48\u8f6c\u8d26\u9700\u8981\u592a\u957f\u65f6\u95f4\uff1f\u667a\u8005\u7684\u652f\u6301\u6709\u4e00\u4e2a\u7b80\u5355\u7684\u7b54\u6848\uff1b\u94f6\u884c\u9700\u8981\u65f6\u95f4\u6765\u5904\u7406\u4ed8\u6b3e\u3002\u4f46\u5f53\u6211\u7528ACE\u6c47\u6b3e\u5c06\u94b1\u6c47\u5165\u540c\u4e00\u5bb6\u94f6\u884c\u65f6\uff0c\u94b1\u572830\u5206\u949f\u5185\u5c31\u5230\u8d26\u4e86\u56e0\u6b64\uff0c\u660e\u667a\u7684\u652f\u6301\u8bf4\u7684\u662f\u8c0e\u8a00\uff0c\u5e76\u5047\u8bbe\u6211\u76f8\u4fe1\u4ed6\u4eec\u7684\u8c0e\u8a00!\u6211\u6b63\u5728\u8003\u8651\u5173\u95ed\u6211\u7684Wise\u8d26\u6237\uff0c\u56e0\u4e3a\u5b83\u7684\u8d28\u91cf\u548c\u5ba2\u6237\u670d\u52a1\u90fd\u5f88\u5dee!<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c7c0f12338b6d417bd7ac5\" target=\"_blank\" rel=\"noreferrer noopener\">\u7a46\u7f55\u9ed8\u5fb7-\u5362\u514b\u66fc<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>\u5e0c\u671b\u4f60\u4e0d\u9700\u8981\u5ba2\u6237\u652f\u6301\u3002\u4ed6\u4eec\u5df2\u7ecf\u803d\u8bef\u4e86\u6211\u7684\u8d26\u6237\u5927\u7ea6\u4e00\u4e2a\u6708\u4e86\u3002\u7531\u4e8e\u4ed6\u4eec\u7f13\u6162\u548c\u4e0d\u4e13\u5fc3\u7684\u670d\u52a1\uff0c\u6211\u6b63\u5728\u635f\u5931\u91d1\u94b1\u548c\u9519\u8fc7\u4ed8\u6b3e\u3002\u4ece\u4ed6\u4eec\u7b2c\u4e00\u5e74\u5f00\u59cb\u5c31\u662f\u5ba2\u6237\u4e86\uff0c\u4e8b\u60c5\u53ea\u4f1a\u8d8a\u6765\u8d8a\u7cdf\u3002\u6c47\u7387\u662f\u597d\u7684\uff0c\u4f46\u4e0d\u662f\u6700\u597d\u7684\uff0c\u5e78\u8fd0\u7684\u662f\u6211\u53ef\u4ee5\u5f88\u5bb9\u6613\u5730\u627e\u5230\u7c7b\u4f3c\u548c\/\u6216\u66f4\u597d\u7684\u670d\u52a1\u3002\u8c22\u8c22\u4f60\u63a8\u8d70\u4e86\u53c8\u4e00\u4e2a\u5ba2\u6237\u3002\u91cd\u65b0\u8bc4\u4f30\u4f60\u7684\u5546\u4e1a\u6559\u80b2<\/em>.<\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63bcf5654d0773066a331048\" target=\"_blank\" rel=\"noreferrer noopener\">\u4e9a\u4f26<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>\u7531\u4e8e \"\u5ba1\u67e5 \"\u4e00\u9879\u7279\u5b9a\u7684\u4ea4\u6613\uff0cWise\u5c01\u9501\u4e86\u6211\u4eec\u6240\u6709\u7684\u4ea4\u6613\u3002\u4e3a\u4ec0\u4e48\uff1f\u7531\u4e8e\u6240\u6709\u7684\u4ea4\u6613\u88ab\u5c01\u9501\uff0c\u6574\u4e2a\u4e1a\u52a1\u5c31\u8fd9\u6837\u505c\u6b62\u4e86\u3002\u652f\u6301\u4e0d\u4f1a\u7ed9\u4efb\u4f55\u7ec6\u8282\uff0c\u53ea\u662f \"\u7b49\u5f85\u6211\u4eec\u5ba1\u67e5\u4f60\u7684\u4ea4\u6613\"\uff0c\u6ca1\u6709\u4efb\u4f55\u6f5c\u5728\u7684\u65f6\u95f4\u8868\/\u622a\u6b62\u65e5\u671f\u7b49\u3002\u8fd9\u662f\u6211\u9047\u5230\u8fc7\u7684\u6700\u7cdf\u7cd5\u7684\u652f\u6301\u3002<\/em><\/p>\n\n\n\n<p><em>PS.\u5728\u6b64\u5bf9\u6536\u5230\u56de\u590d\u540e\u7684\u4eba\u8865\u5145\u8bf4\u660e\u4e00\u4e0b\u3002\u6211\u5df2\u7ecf\u591a\u6b21\u8054\u7cfb\u652f\u6301\u90e8\u95e8\uff0c\u6ca1\u6709\u4eba\u80fd\u591f\u63d0\u4f9b\u81f3\u5c11\u4e00\u4e2a\u5173\u4e8e\u5ba1\u67e5\u7684\u7c97\u7565\u4f30\u8ba1\/\u65f6\u95f4\u8868\u3002Wise\u7f51\u7ad9\u5185\u6709\u4fe1\u606f\u8bf4\u5ba1\u67e5\u53ef\u80fd\u9700\u89812-10\u5929\uff0c\u5728\u6700\u521d\u5173\u4e8e\u5ba1\u67e5\u8fc7\u7a0b\u7684\u7535\u5b50\u90ae\u4ef6\u4e2d\uff0c\u6211\u4eec\u6536\u5230\u4e865-10\u5929\u7684\u6700\u540e\u671f\u9650\uff0c\u7136\u800c\u5df2\u7ecf\u8fc7\u4e86\u8fd13\u5468\uff0c\u6ca1\u6709\u4efb\u4f55\u7b54\u590d\u3002\u6ca1\u6709\u4eba\u8981\u6c42\u63d0\u4f9b\u989d\u5916\u7684\u7ec6\u8282\uff0c\u6ca1\u6709\u4eba\u5411\u6211\u4eec\u66f4\u65b0\u72b6\u6001\u7b49\u3002<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63bd2fbe2338b6d417b51fc7\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b89\u5fb7\u91cc-\u79d1\u5c14\u5c3c\u8328\u57fa(Andrii Kornytskyi)<\/a><\/cite><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Alternatives\"><\/span>\u660e\u667a\u7684\u66ff\u4ee3\u65b9\u6848<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise \u5e76\u975e\u4e2a\u4eba\u548c\u4f01\u4e1a\u8fdb\u884c\u56fd\u9645\u6c47\u6b3e\u7684\u552f\u4e00\u9009\u62e9\u3002\u9664\u4e86 Wise \u4e4b\u5916\uff0c\u8fd8\u6709\u51e0\u79cd\u66ff\u4ee3\u65b9\u6848\uff0c\u6bcf\u79cd\u65b9\u6848\u90fd\u6709\u81ea\u5df1\u72ec\u7279\u7684\u529f\u80fd\u548c\u4f18\u52bf\u3002\u5728\u6b64\uff0c\u6211\u4eec\u5c06\u8ba8\u8bba\u4e09\u79cd\u6700\u53d7\u6b22\u8fce\u7684\u66ff\u4ee3\u65b9\u6848\uff1a <a href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/ofx-review\/\" data-internallinksmanager029f6b8e52c=\"364\" title=\"2026\u5e74OFX\u56fd\u9645\u6c47\u6b3e\u56de\u987e\">OFX<\/a>, <a href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/moneygram-review\/\" data-internallinksmanager029f6b8e52c=\"368\" title=\"2026\u5e74\u901f\u6c47\u91d1\u56fd\u9645\u6c47\u6b3e\u56de\u987e\">\u901f\u6c47\u91d1<\/a>\uff0c\u4ee5\u53ca <a href=\"https:\/\/moverdb.com\/zh\/international-money-transfer-services\/revolut-review\/\" data-internallinksmanager029f6b8e52c=\"369\" title=\"2026\u5e74Revolut\u56fd\u9645\u6c47\u6b3e\u56de\u987e\">\u9006\u8f6c\u5f55<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"OFX\"><\/span><a href=\"https:\/\/moverdb.com\/zh\/%e6%9c%80%e4%bd%b3%e5%9b%bd%e9%99%85%e6%b1%87%e6%ac%be%e6%9c%8d%e5%8a%a1\/ofx-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/ofx-review\" rel=\"noreferrer noopener\">OFX<\/a>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>OFX\uff08\u524d\u8eab\u4e3aOzForex\uff09\u662f\u4e00\u5bb6\u5386\u53f2\u60a0\u4e45\u7684\u6c47\u6b3e\u516c\u53f8\uff0c\u5df2\u7ecf\u7ecf\u8425\u4e8620\u591a\u5e74\u3002\u8be5\u516c\u53f8\u63d0\u4f9b\u4e00\u7cfb\u5217\u670d\u52a1\uff0c\u5305\u62ec\u56fd\u9645\u6c47\u6b3e\u3001\u8d27\u5e01\u5151\u6362\u548c\u5916\u5e01\u8d26\u6237\u3002\u5bf9\u4e8e\u5546\u4e1a\u5ba2\u6237\uff0c\u4ed6\u4eec\u4e5f\u63d0\u4f9b\u73b0\u8d27\u5408\u540c\u3001\u8fdc\u671f\u5408\u540c\u548c\u5e02\u573a\u8ba2\u5355\u3002&nbsp;<\/p>\n\n\n\n<p>\u5bf9\u4e8e\u5bfb\u6c42\u66f4\u4f20\u7edf\u7684\u56fd\u9645\u6c47\u6b3e\u65b9\u5f0f\u7684\u4e2a\u4eba\u548c\u4f01\u4e1a\u6765\u8bf4\uff0cOFX\u662f\u4e00\u4e2a\u53ef\u9760\u7684\u9009\u62e9\uff0c\u5176\u670d\u52a1\u7c7b\u4f3c\u4e8e\u4f20\u7edf\u94f6\u884c\u63d0\u4f9b\u7684\u670d\u52a1\u3002\u7136\u800c\uff0cOFX\u7684\u6c47\u7387\u548c\u8d39\u7528\u53ef\u80fd\u4e0d\u5982\u5176\u4ed6\u4f9b\u5e94\u5546\uff08\u5305\u62ecWise\uff09\u63d0\u4f9b\u7684\u6c47\u7387\u548c\u8d39\u7528\u6709\u7ade\u4e89\u529b\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"MoneyGram\"><\/span><a href=\"https:\/\/moverdb.com\/zh\/%e6%9c%80%e4%bd%b3%e5%9b%bd%e9%99%85%e6%b1%87%e6%ac%be%e6%9c%8d%e5%8a%a1\/moneygram-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/moneygram-review\" rel=\"noreferrer noopener\">\u901f\u6c47\u91d1<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u901f\u6c47\u91d1\u662f\u4e00\u5bb6\u9886\u5148\u7684\u6c47\u6b3e\u516c\u53f8\uff0c\u5728\u5168\u7403200\u591a\u4e2a\u56fd\u5bb6\u548c\u5730\u533a\u62e5\u6709\u8d85\u8fc7350,000\u4e2a\u5206\u652f\u673a\u6784\u3002\u8be5\u516c\u53f8\u63d0\u4f9b\u4e00\u7cfb\u5217\u670d\u52a1\uff0c\u5305\u62ec\u56fd\u9645\u6c47\u6b3e\u3001\u8d26\u5355\u652f\u4ed8\u3001\u6c47\u7968\u548c\u73b0\u91d1\u63d0\u53d6\u9009\u9879\u3002<\/p>\n\n\n\n<p>\u5bf9\u4e8e\u6bcf\u4e2a\u4eba\u6765\u8bf4\uff0c\u901f\u6c47\u91d1\u662f\u4e00\u4e2a\u5f88\u597d\u7684\u9009\u62e9\uff0c\u56e0\u4e3a\u5b83\u53ef\u4ee5\u4e3a\u5176\u4ed6\u56fd\u5bb6\u7684\u670b\u53cb\u548c\u5bb6\u4eba\u63d0\u4f9b\u65b9\u4fbf\u7684\u6c47\u6b3e\u65b9\u6848\u3002\u7136\u800c\uff0c\u901f\u6c47\u91d1\u7684\u6c47\u7387\u548c\u8d39\u7528\u901a\u5e38\u9ad8\u4e8e\u667a\u6c47\u548c\u5176\u4ed6\u4f9b\u5e94\u5546\u63d0\u4f9b\u7684\u6c47\u7387\u548c\u8d39\u7528\u3002<\/p>\n\n\n\n<p>\u4ed6\u4eec\u6700\u597d\u7684\u8d44\u4ea7\u4e4b\u4e00\u662f\u4ed6\u4eec\u7684\u5feb\u901f\u652f\u4ed8\u670d\u52a1\uff0c\u8fd9\u5bf9\u4ee5\u95ea\u7535\u822c\u7684\u901f\u5ea6\u5728\u56fd\u5916\u652f\u4ed8\u8d26\u5355\u975e\u5e38\u6709\u5229\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut\"><\/span><a href=\"https:\/\/moverdb.com\/zh\/%e6%9c%80%e4%bd%b3%e5%9b%bd%e9%99%85%e6%b1%87%e6%ac%be%e6%9c%8d%e5%8a%a1\/revolut-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/revolut-review\" rel=\"noreferrer noopener\">\u9006\u8f6c\u5f55<\/a>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Revolut\u662f\u4e00\u4e2a\u6570\u5b57\u94f6\u884c\u5e73\u53f0\uff0c\u63d0\u4f9b\u4f17\u591a\u7684\u91d1\u878d\u670d\u52a1\u3002\u9664\u4e86\u56fd\u9645\u6c47\u6b3e\uff0c\u4ed6\u4eec\u8fd8\u63d0\u4f9b\u8d27\u5e01\u5151\u6362\u5de5\u5177\u548c\u8d85\u7ea7\u65b9\u4fbf\u7684\u501f\u8bb0\u5361\u3002<\/p>\n\n\n\n<p>Revolut\u4f5c\u4e3a\u4e00\u4e2a\u66f4\u5168\u9762\u7684\u7ba1\u7406\u5ba2\u6237\u591a\u5e01\u79cd\u8d44\u91d1\u7684\u89e3\u51b3\u65b9\u6848\uff0c\u4ee4\u4eba\u60ca\u53f9\u3002\u4ed6\u4eec\u7684\u5728\u7ebf\u5e73\u53f0\u548c\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f\u662f\u8d85\u73b0\u4ee3\u548c\u76f4\u63a5\u7684\uff0c\u4ed6\u4eec\u7684\u9884\u4ed8\u501f\u8bb0\u5361\u662f\u8bb8\u591a\u5e0c\u671b\u5728\u5546\u5e97\u6216\u7f51\u4e0a\u8fdb\u884c\u5feb\u901f\u548c\u5b89\u5168\u4ea4\u6613\u7684\u4eba\u7684\u70ed\u95e8\u9009\u62e9\u3002<\/p>\n\n\n\n<p>\u5c3d\u7ba1\u5982\u6b64\uff0cRevolut\u7684\u6c47\u7387\u548c\u8d39\u7528\u5e76\u4e0d\u50cf\u4ed6\u4eec\u7684\u8bb8\u591a\u7ade\u4e89\u5bf9\u624b\u90a3\u6837\u900f\u660e\uff0c\u800c\u4e14\u8be5\u516c\u53f8\u53ef\u80fd\u5e76\u4e0d\u5728\u6240\u6709\u56fd\u5bb6\u90fd\u6709\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>\u603b\u7ed3<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5728\u6574\u4e2a\u5ba1\u67e5\u8fc7\u7a0b\u4e2d\uff0c\u6211\u4eec\u4e86\u89e3\u5230\uff0cWise\u662f\u56fd\u9645\u6c47\u6b3e\u5e02\u573a\u7684\u9886\u5148\u8005\u3002\u51ed\u501f\u5176\u9ad8\u5ea6\u7684\u900f\u660e\u5ea6\u548c\u5f3a\u5927\u7684\u5728\u7ebf\u4ea4\u6613\u7cfb\u7edf\u548c\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f\uff0cWise\u5438\u5f15\u4e86\u5168\u7403\u8bb8\u591a\u5ba2\u6237\u3002&nbsp;<\/p>\n\n\n\n<p>Wise\u63d0\u4f9b\u4e00\u4e2a\u5728\u7ebf\u8d26\u6237\uff0c\u4f7f\u7528\u6237\u80fd\u591f\u8fdb\u884c\u8d1f\u62c5\u5f97\u8d77\u7684\u56fd\u9645\u652f\u4ed8\uff0c\u5e76\u63a5\u6536\u5916\u6c47\u652f\u4ed8\u5230\u5176Wise\u8d26\u6237\u3002\u7528\u6237\u4f53\u9a8c\u88ab\u8ba4\u4e3a\u662f\u6c47\u6b3e\u9886\u57df\u6700\u597d\u7684\u4e4b\u4e00\uff0cWise\u4e3a\u6240\u6709\u4f01\u4e1a\u7528\u6237\u63d0\u4f9b\u7684\u501f\u8bb0\u5361\u662f\u7528\u4e8e\u56fd\u5916\u6d88\u8d39\u7684\u9ad8\u8d28\u91cf\u8d44\u4ea7\u3002<\/p>\n\n\n\n<p>\u7136\u800c\uff0c\u4e00\u4e9b\u5ba2\u6237\u8ba4\u4e3a\uff0cDIY\u65b9\u5f0f\u5411\u56fd\u5916\u6c47\u6b3e\u53ef\u80fd\u4e0d\u9002\u5408\u5927\u989d\u6c47\u6b3e\uff0c\u4ed6\u4eec\u66f4\u559c\u6b22\u6709\u5916\u6c47\u4e13\u4e1a\u77e5\u8bc6\u7684\u6307\u5b9a\u8d26\u6237\u7ecf\u7406\u7684\u652f\u6301\u3002\u6b64\u5916\uff0c\u4f5c\u4e3a\u4e00\u5bb6\u4e0a\u5e02\u516c\u53f8\uff0cWise\u6b63\u9762\u4e34\u4e00\u4e9b\u6311\u6218\uff0c\u5982\u4e00\u4e9b\u7528\u6237\u7684\u8d39\u7528\u8f83\u9ad8\uff0c\u4ed8\u6b3e\u901f\u5ea6\u8f83\u6162\uff0c\u4ee5\u53ca\u7531\u4e8e\u8981\u6c42\u63d0\u4f9b\u5927\u91cf\u6587\u4ef6\u800c\u5bfc\u81f4\u8d26\u6237\u505c\u7528\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQ\"><\/span>F.A.Q.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list\">\n<div id=\"faq-question-1689848029575\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Who_is_Wise_most_suitable_for\"><\/span>Wise\u6700\u9002\u5408\u8c01\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\u5bf9\u4e8e\u9700\u8981\u8fdb\u884c\u56fd\u9645\u6c47\u6b3e\u6216\u6536\u6b3e\u7684\u4e2a\u4eba\u548c\u4f01\u4e1a\u800c\u8a00\uff0cWise \u662f\u4e00\u79cd\u5408\u9002\u7684\u89e3\u51b3\u65b9\u6848\u3002 <\/p>\n<p>\u5176\u4e2d\u5305\u62ec\u7528\u4e8e\u4e2d\u5c0f\u578b\u8f6c\u8d26\u7684\u4e2a\u4eba\u3001\u7528\u4e8e\u56fd\u9645\u652f\u4ed8\u7684\u5c0f\u578b\u4f01\u4e1a\u3001\u7528\u4e8e\u63a5\u6536\u56fd\u5916\u4ed8\u6b3e\u7684\u81ea\u7531\u804c\u4e1a\u8005\u548c\u81ea\u8425\u804c\u4e1a\u8005\uff0c\u4ee5\u53ca\u7528\u4e8e\u7ba1\u7406\u56fd\u5916\u8d22\u52a1\u7684\u5916\u7c4d\u4eba\u58eb\u548c\u65c5\u884c\u8005\u3002<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848045550\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"What_information_do_I_need_to_provide_to_make_a_money_transfer_using_Wise\"><\/span>\u6211\u9700\u8981\u63d0\u4f9b\u54ea\u4e9b\u4fe1\u606f\u6765\u4f7f\u7528Wise\u8fdb\u884c\u6c47\u6b3e\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\u8981\u4f7f\u7528Wise\u8fdb\u884c\u8f6c\u8d26\uff0c\u4f60\u5e94\u8be5\u8981\u6c42\u6536\u4ef6\u4eba\u63d0\u4f9b\u4ee5\u4e0b\u4fe1\u606f\u3002<\/p>\n<p>- \u60a8\u7684\u6cd5\u5b9a\u5168\u540d\uff1b<br \/>- \u60a8\u7684\u94f6\u884c\u8d26\u53f7<br \/>- \u60a8\u94f6\u884c\u8d26\u6237\u7684\u8def\u7531\u53f7\u7801\uff1b<br \/>- \u94f6\u884c\u7684 BIC\/SWIFT \u4ee3\u7801\uff08\u53d6\u51b3\u4e8e\u8f6c\u8d26\u5730\u70b9\uff09\u3002<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848123837\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Are_Wise_users_able_to_make_money_transfers_in_another_name\"><\/span>Wise\u7528\u6237\u662f\u5426\u80fd\u591f\u4ee5\u53e6\u4e00\u4e2a\u540d\u5b57\u8fdb\u884c\u8d44\u91d1\u8f6c\u79fb\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\u4e0d\uff0cWise\u8981\u6c42\u6536\u4ef6\u4eba\u7684\u59d3\u540d\u4e0e\u6536\u6b3e\u94f6\u884c\u8d26\u6237\u4e0a\u7684\u59d3\u540d\u4e00\u81f4\u3002\u8fd9\u662f\u4e00\u9879\u5b89\u5168\u63aa\u65bd\uff0c\u4ee5\u9632\u6b62\u6b3a\u8bc8\u548c\u4fdd\u62a4\u5ba2\u6237\u7684\u8d44\u91d1\u3002<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848168748\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Can_I_transfer_money_to_a_mobile_wallet_with_Wise\"><\/span>\u6211\u53ef\u4ee5\u7528Wise\u628a\u94b1\u8f6c\u5230\u624b\u673a\u94b1\u5305\u5417\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\u4e0d\uff0cWise\u76ee\u524d\u4e0d\u652f\u6301\u5411\u79fb\u52a8\u94b1\u5305\u8f6c\u8d26\u3002\u8be5\u516c\u53f8\u76ee\u524d\u53ea\u652f\u6301\u5411\u94f6\u884c\u8d26\u6237\u8f6c\u8d26\u3002<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848195268\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Can_I_get_a_free_money_transfer_quote_from_Wise\"><\/span>\u6211\u53ef\u4ee5\u4eceWise\u83b7\u5f97\u514d\u8d39\u7684\u6c47\u6b3e\u62a5\u4ef7\u5417\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\u662f\u7684\uff0cWise \u63d0\u4f9b\u514d\u8d39\u6c47\u6b3e\u62a5\u4ef7\u3002\u5ba2\u6237\u53ef\u4ee5\u4f7f\u7528\u516c\u53f8\u7684\u5728\u7ebf\u62a5\u4ef7\u8ba1\u7b97\u5668\u4f30\u7b97\u8f6c\u8d26\u8d39\u7528\uff0c\u5305\u62ec\u6c47\u7387\u548c\u624b\u7eed\u8d39\u3002 <\/p>\n<p>\u62a5\u4ef7\u662f\u5b9e\u65f6\u63d0\u4f9b\u7684\uff0c\u57fa\u4e8e\u7279\u5b9a\u8f6c\u8d26\u7684\u6700\u65b0\u6c47\u7387\u548c\u8d39\u7528\u3002 <\/p>\n<p>\u5ba2\u6237\u8fd8\u53ef\u4ee5\u4f7f\u7528\u8be5\u62a5\u4ef7\u4e0e\u5176\u4ed6\u63d0\u4f9b\u5546\u7684\u8f6c\u8d26\u8d39\u7528\u8fdb\u884c\u6bd4\u8f83\uff0c\u5e76\u6839\u636e\u81ea\u5df1\u7684\u9700\u6c42\u505a\u51fa\u660e\u667a\u7684\u6700\u4f73\u9009\u62e9\u3002<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848228031\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Is_TransferWise_better_than_Wise\"><\/span>TransferWise\u6bd4Wise\u597d\u5417\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\"Wise \"\u548c \"TransferWise \"\u662f\u540c\u4e00\u5bb6\u516c\u53f8\u3002TransferWise \u4e8e 2021 \u5e74 9 \u6708\u66f4\u540d\u4e3a Wise\u3002 <\/p>\n<p>\u56e0\u6b64\uff0c\u4e24\u8005\u4e4b\u95f4\u6ca1\u6709\u533a\u522b\u3002TransferWise \u8fd8\u63d0\u4f9b\u56fd\u9645\u8f6c\u8d26\u670d\u52a1\uff0c\u91cd\u70b9\u662f\u63d0\u4f9b\u900f\u660e\u3001\u4f4e\u6210\u672c\u7684\u8f6c\u8d26\u670d\u52a1\u3002 <\/p>\n<p>TransferWise \u88ab\u516c\u8ba4\u4e3a\u9886\u5148\u7684\u56fd\u9645\u6c47\u6b3e\u670d\u52a1\u63d0\u4f9b\u5546\u4e4b\u4e00\uff0c\u5168\u7403\u6570\u767e\u4e07\u4e2a\u4eba\u548c\u4f01\u4e1a\u90fd\u5728\u4f7f\u7528\u5b83\u3002<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848257380\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Does_Wise_offer_discounts_and_coupons\"><\/span>Wise\u662f\u5426\u63d0\u4f9b\u6298\u6263\u548c\u4f18\u60e0\u5238\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\u662f\u7684\uff0cWise \u5076\u5c14\u4f1a\u4e3a\u5ba2\u6237\u63d0\u4f9b\u6298\u6263\u548c\u4f18\u60e0\u5238\u3002\u8fd9\u4e9b\u4fc3\u9500\u6d3b\u52a8\u5305\u62ec\u8f6c\u8d26\u8d39\u7528\u6298\u6263\u3001\u7279\u522b\u6c47\u7387\u6216\u8f6c\u8d26\u73b0\u91d1\u5956\u52b1\u3002 <\/p>\n<p>\u8be5\u516c\u53f8\u8fd8\u6709\u4e00\u4e2a\u63a8\u8350\u8ba1\u5212\uff0c\u5ba2\u6237\u53ef\u4ee5\u901a\u8fc7\u63a8\u8350\u4eb2\u670b\u597d\u53cb\u4f7f\u7528\u5e73\u53f0\u6765\u8d5a\u53d6\u73b0\u91d1\u5956\u52b1\u3002 <\/p>\n<p>Wise \u8fd8\u53ef\u80fd\u63d0\u4f9b\u5b63\u8282\u6027\u4fc3\u9500\u548c\u6298\u6263\uff0c\u56e0\u6b64\u5efa\u8bae\u5b9a\u671f\u67e5\u770b\u516c\u53f8\u7f51\u7ad9\uff0c\u4e86\u89e3\u6700\u65b0\u4f18\u60e0\u3002<\/p>\n<p><strong>\u5f53\u524d\u4f18\u60e0\uff1a<\/strong><\/p>\n<p><a href=\"https:\/\/wise.com\/invite\/dic\/ianw199\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>\u7279\u522b\u4f18\u60e0 \u70b9\u51fb\u6b64\u5904 \u8f6c\u8d26\u6700\u9ad8 500 \u82f1\u9551\uff0c\u514d\u6536\u624b\u7eed\u8d39<\/strong><\/a> (\u4ec5\u9650\u65b0\u5ba2\u6237\uff09<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p>\u53e6\u89c1\uff1a <\/p>\n\n\n<br \/>\n<a href=\"https:\/\/moverdb.com\/zh\/%e6%9c%80%e4%bd%b3%e5%9b%bd%e9%99%85%e6%b1%87%e6%ac%be%e6%9c%8d%e5%8a%a1\/wise-vs-revolut\/\">Wise \u4e0e Revolut<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/zh\/%e6%9c%80%e4%bd%b3%e5%9b%bd%e9%99%85%e6%b1%87%e6%ac%be%e6%9c%8d%e5%8a%a1\/wise-vs-moneygram\/\">Wise \u4e0e\u901f\u6c47\u91d1<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/zh\/%e6%9c%80%e4%bd%b3%e5%9b%bd%e9%99%85%e6%b1%87%e6%ac%be%e6%9c%8d%e5%8a%a1\/wise-vs-remitly\/\">Wise \u4e0e Remitly<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/zh\/%e6%9c%80%e4%bd%b3%e5%9b%bd%e9%99%85%e6%b1%87%e6%ac%be%e6%9c%8d%e5%8a%a1\/wise-vs-ofx\/\">Wise \u4e0e OFX<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/zh\/%e6%9c%80%e4%bd%b3%e5%9b%bd%e9%99%85%e6%b1%87%e6%ac%be%e6%9c%8d%e5%8a%a1\/wise-vs-currencies-direct\/\">Wise vs Currenies Direct<\/a>","protected":false},"excerpt":{"rendered":"<p>International money transfers have become an increasingly important aspect of our globalized world. With the rise of remote work and cross-border commerce, the possibility to easily and securely send and receive money across borders has become a crucial need for individuals and businesses alike. In this context, Wise (formerly TransferWise) has emerged as one of [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":7541,"parent":7319,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"class_list":{"0":"post-7601","1":"page","2":"type-page","3":"status-publish","4":"has-post-thumbnail","6":"entry"},"_links":{"self":[{"href":"https:\/\/moverdb.com\/zh\/wp-json\/wp\/v2\/pages\/7601","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moverdb.com\/zh\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/moverdb.com\/zh\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/moverdb.com\/zh\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/moverdb.com\/zh\/wp-json\/wp\/v2\/comments?post=7601"}],"version-history":[{"count":8,"href":"https:\/\/moverdb.com\/zh\/wp-json\/wp\/v2\/pages\/7601\/revisions"}],"predecessor-version":[{"id":11851,"href":"https:\/\/moverdb.com\/zh\/wp-json\/wp\/v2\/pages\/7601\/revisions\/11851"}],"up":[{"embeddable":true,"href":"https:\/\/moverdb.com\/zh\/wp-json\/wp\/v2\/pages\/7319"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moverdb.com\/zh\/wp-json\/wp\/v2\/media\/7541"}],"wp:attachment":[{"href":"https:\/\/moverdb.com\/zh\/wp-json\/wp\/v2\/media?parent=7601"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}