2024'te en düşük vergiler hangi eyalette olacak? Bu, sadece gelir vergileriyle mi yoksa emlak ve satış vergileriyle de mi ilgilendiğinize bağlı.
Aşağıda, medyan hane geliri ve medyan vergilere dayalı olarak hangi eyaletin sizi mali açıdan en iyi durumda bıraktığı sorusuna yanıt vermeye çalıştık.
Başlangıç olarak gelir vergilerine bakalım. Medyan eyalet hane halkı gelirlerine göre en yüksek gelir vergisi yüküne (federal + eyalet) sahip en yüksek vergilendirilen 5 eyalet şunlardır:
- Maryland: $21,525
- Washington DC: $21,086
- Hawaii: $19,276
- Oregon: $18,965
- Utah: $18,547
*Yukarıdaki tutarların tek bir kişi olarak doldurulduğunu, evli çiftlerin daha az ödeyebileceğini unutmayın.
Aşağıdaki 9 eyalette eyalet gelir vergisi yoktur:
- Alaska
- Florida
- Nevada
- New Hampshire (Sadece faiz ve temettüler üzerinden 5%)
- Güney Dakota
- Tennessee
- Teksas
- Washington (sadece sermaye kazancı gelirleri için 7.0%)
- Wyoming
Ancak aşağıdaki 5 eyalet, federal ve eyalet gelir vergileri ödendikten sonra size en yüksek geliri bırakır.
- Maryland: $86,675
- Washington DC: $80,614
- Utah: $77,253
- Alaska: $77,229
- Washington: $76,988
En yüksek gelir vergisi yüküne sahip 5 eyaletten 3'ünün aynı zamanda hanehalklarına en yüksek vergi sonrası geliri bıraktığını, diğer 2'sinin ise gelir vergisi almayan eyaletler olduğunu belirtmek ilginçtir.
Aşağıdaki tabloyu kullanarak verileri keşfetmek için:
Eyalet | Eyalet Kişisel Gelir Vergisi Oran Aralığı | Eyaletlere Göre Medyan Hane Gelirleri | Eyalet Medyan Hane Gelirine Göre Ödenmesi Gereken Gelir Vergisi | Eyalet Medyan Hane Gelirine Dayalı Vergi Sonrası Gelir |
---|---|---|---|---|
Alabama | 2%: $0-$500 4%: $501-$3000 5%: $3,001+ | $59,910 | $8,703 | $51,207 |
Alaska | Hiçbiri | $89,740 | $12,511 | $77,229 |
Arizona | 2.55%: $0-$28,653 2.98%: $28,654+ | $73,450 | $10,779 | $62,671 |
Arkansas | 2%: $0-$4,300 4%: $4,300-$8,500 4.90%: $8,501+ | $53,980 | $7,352 | $46,628 |
Kaliforniya | 1%: $0-$10,099 2%: $10,100-$23,942 4%: $23,943-$37,788 6%: $37,789-$52,455 8%: $52,456-$66,295 9.30%: $66,296-$338,639 10.30%: $338,640-$406,364 11.30%: $406,365-$677,275 12.30%: $677,276-$1,000,000 13.30%: $1,000,001+ | $85,300 | $16,010 | $69,290 |
Colorado | 4.40% | $89,930 | $16,055 | $73,875 |
Connecticut | 3%: $0-$10,000 5%: $10,000-$50,000 5.50%: $50,001-$100,000 6%: $100,001-$200,000 6.50%: $200,001-$250,000 6.90%: $250,001-$500,000 6.99%: $500,001+ | $90,730 | $16,444 | $74,286 |
Delaware | 2.20%: $2,000-$,5000 3.90%: $5,001-$10,000 4.80%: $10,001-$20,000 5.20%: $20,001-$25,000 5.55%: $25,001-$60,000 6.60%: $60,001+ | $80,750 | $14,624 | $66,126 |
Florida | Hiçbiri | $65,370 | $7,149 | $58,221 |
Gürcistan | 1%: $0-$750 2%: $751-$2,250 3%: $2,251-$3,750 4%: $3,751-$5,250 5%: $5,251-$7,000 5.75%: $7,000+ | $67,730 | $10,971 | $56,759 |
Hawaii | 1.40%: $0-$2,400 3.20%: $2,401-$4,800 5.50%: $4,801-$9,600 6.40%: $9,601-$14,400 6.80%: $14401-$19,200 7.20%: $19201-$24,000 7.60%: $24,001-$36,000 7.90%: $36,001-$48,000 8.25%: $48,001-$150,000 9%: $15,0001-$175,000 10%: $175,001-$200,000 11%: $200,001+ | $91,010 | $19,276 | $71,734 |
Idaho | 1%: $0-$1,662 3%: $1,663-$4,987 4.50%: $4,988-$8,311 6%: $8,312+ | $72,580 | $13,701 | $58,879 |
Illinois | 4.95% | $78,020 | $13,677 | $64,343 |
Indiana | 3.23% | $70,030 | $10,404 | $59,626 |
Iowa | 0.33%: $0-$1,743 0.67%: $1,744-$3,486 2.25%: $3,487-$6972 4.14%: $6,973-$15,687 5.63%: $15,688-$26,145 5.96%: $26,146-$34,860 6.25%: $34,861-$52,290 7.44%: $52,291-$78,435 8.53%: $78,436+ | $76,320 | $13,833 | $62,487 |
Kansas | 3.10%: $0-$15,000 5.25%: $15,001-$30,000 5.70%: $30,001+ | $73,040 | $12,215 | $60,825 |
Kentucky | 5.00% | $55,880 | $7,680 | $48,200 |
Louisiana | 1.85%: $0-$12,500 3.50%: $12,501-$50,000 4.25%: $50,001+ | $58,330 | $7,307 | $51,023 |
Maine | 5.80%: $0-$23,000 6.75%: $23,001-$54,450 7.15%: $54,451+ | $75,160 | $12,997 | $62,163 |
Maryland | 2%: $0-$1,000 3%: $1,001-$2,000 4%: $2,001-$3,000 4.75%: $3,001-$100,000 5%: $100,001-$125,000 5.25%: $125,001-$150,000 5.50%: $150,001-$250,000 5.75%: $250,001+ | $108,200 | $21,525 | $86,675 |
Massachusetts | 5.00% | $93,550 | $17,806 | $75,744 |
Michigan | 4.25% | $68,990 | $10,665 | $58,325 |
Minnesota | 5.35%: $0-$28,080 6.80%: $28,081-$92,230 7.85%: $92,231-$171,220 9.85%: $171,221+ | $90,390 | $17,516 | $72,874 |
Mississippi | 4%: $5,000-$10,000 5%: $10,001+ | $48,610 | $5,789 | $42,821 |
Missouri | 1.50%: $111-$1,121 2%: $1,122-$2,242 2.50%: $2,243-$3,363 3%: $3,364-$4,484 3.50%: $4,485-$5,605 4%: $5,606-$6,726 4.50%: $6,727-$7,847 5%: $7,848-$8,968 5.30%: $8,969+ | $71,520 | $11,476 | $60,044 |
Montana | 1%: $0-$3,300 2%: $3,301-$5,800 3%: $5,801-$8,900 4%: $8,901-$12,000 5%: $12,001-$15,400 6%: $15,401-$19,800 6.75%: $19,801+ | $72,980 | $12,678 | $60,302 |
Nebraska | 2.46%: $0-$3,440 3.51%: $3,440-$20,590 5.01%: $20,590-$33,180 6.84%: $33,181+ | $78,360 | $13,912 | $64,448 |
Nevada | Hiçbiri | $72,330 | $8,680 | $63,650 |
New Hampshire | 5% sadece faiz ve temettüler üzerinden | $84,970 | $11,461 | $73,509 |
New Jersey | 1.40%: $0-$20,000 1.75%: $20,001-$35,000 3.50%: $35,001-$40,000 5.53%: $40,001-$75,000 6.37%: $75,001-$500,000 8.97%: $500,001-$1,000,000 10.75%: $1,000,001+ | $92,340 | $16,776 | $75,564 |
New Mexico | 1.70%: $0-$5,500 3.20%: $5,501-$11,000 4.70%: $11,001-$16,000 4.90%: $16,001-$210,000 5.90%: $210,001+ | $56,420 | $7,031 | $49,389 |
New York | 4%: $0-$8,500 4.50%: $8,501-$11,700 5.25%: $11,701-$13,900 5.85%: $13,901-$80,650 6.25%: $80,651-$215,400 6.85%: $215,401-$1,077,550 9.65%: $1,077,551-$5,000,000 10.30%: $5,000,001-$25,000,000 10.90%: $25,000,001 | $75,910 | $13,227 | $62,683 |
Kuzey Carolina | 4.99% | $65,070 | $9,694 | $55,376 |
Kuzey Dakota | 1.10%: $0-$41,775 2.04%: $41,776-$101,050 2.27%: $101,051-$210,825 2.64%: $210,821-$458,350 2.90%: $458,351+ | $78,720 | $11,047 | $67,673 |
Ohio | 2.77%: $26,050-$46,100 3.23%: $46,101-$92,150 3.69%: $92,151-$115,300 3.99%: $115,301+ | $67,520 | $8,830 | $58,690 |
Oklahoma | 0.25%: $0-$1,000 0.75%: $1,001-$2,500 1.75%: $2,501-$3,750 2.75%: $3,751-$4,900 3.75%: $4,901-$7,200 4.75%: $7,201+ | $63,440 | $9,200 | $54,240 |
Oregon | 4.75%: $0-$3,750 6.75%: $3,751-$9,450 8.75%: $9,451-$125,000 9.90%: $125,001+ | $86,780 | $18,965 | $67,815 |
Pensilvanya | 3.07% | $72,210 | $10,871 | $61,339 |
Rhode Island | 3.75%: $0-$68,200 4.75%: $68,201-$155,050 5.99%: $155,051+ | $80,650 | $13,023 | $67,627 |
Güney Carolina | 0%: $0-$3,200 3%: $3,201-$16,040 6.50%: $16,041+ | $61,770 | $9,230 | $52,540 |
Güney Dakota | Hiçbiri | $67,180 | $7,547 | $59,633 |
Tennessee | Hiçbiri | $65,380 | $7,151 | $58,229 |
Teksas | Hiçbiri | $74,640 | $9,189 | $65,451 |
Utah | 4.85% | $95,800 | $18,547 | $77,253 |
Vermont | 3.35%: $0-$42,150 6.60%: $42,151-$102,200 7.60%: $102,201-$213,150 8.75%: $213,151+ | $72,190 | $11,377 | $60,813 |
Virginia | 2%: $0-$3,000 3%: $3,001-$5,000 5%: $5,001-$17,000 5.75%: $17,001+ | $85,170 | $15,833 | $69,337 |
Washington | 7.0% sadece sermaye kazancı geliri üzerinden | $89,430 | $12,442 | $76,988 |
Washington DC | 4%: $0-$10,000 6%: $10,001-$40,000 6.50%: $40,001-$60,000 8.50%: $60,001-$250,000 9.25%: $250,001-$500,000 9.75%: $500,001-$1,000,000 10.75%: $,1000,001+ | $101,700 | $21,086 | $80,614 |
Batı Virginia | 3%: $0-$10,000 4%: $10,001-$25,000 4.50%: $25,001-$40,000 6%: $40,001-$60,000 6.50%: $60,001+ | $52,460 | $6,738 | $45,722 |
Wisconsin | 3.54%: $0-$12,760 4.65%: $12,761-$25,520 5.30%: $25,521-$280,950 7.65%: $280,951+ | $73,330 | $11,817 | $61,513 |
Wyoming | Hiçbiri | $73,090 | $8,848 | $64,242 |
Karşılaştırmalar:
Kaliforniya - Teksas Vergiler
Kaliforniya - Florida Vergiler
Kaliforniya - New York Vergiler
Kaliforniya vs Pennsylvania Vergiler
Kaliforniya - Illinois Vergiler
Kaynaklar:
https://en.wikipedia.org/wiki/State_income_tax#Rates_by_jurisdiction
https://www.bankrate.com/real-estate/property-tax-by-state/#by-state
https://fred.stlouisfed.org/release/tables?eid=259515&rid=249
https://www.fool.com/the-ascent/research/average-house-price-state/
https://taxfoundation.org/data/all/state/2022-sales-taxes/
https://www.forbes.com/advisor/income-tax-calculator/