{"id":7601,"date":"2023-02-09T01:17:59","date_gmt":"2023-02-09T01:17:59","guid":{"rendered":"https:\/\/moverdb.com\/?page_id=7601"},"modified":"2026-01-08T14:47:02","modified_gmt":"2026-01-08T14:47:02","slug":"mudra-recenzia","status":"publish","type":"page","link":"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/","title":{"rendered":"M\u00fadry medzin\u00e1rodn\u00fd prevod pe\u0148az\u00ed Review 2026"},"content":{"rendered":"<figure class=\"wp-block-embed aligncenter is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Ako pou\u017e\u00edva\u0165 aplik\u00e1ciu Wise: Prevody pe\u0148az\u00ed - krok za krokom (2024)\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/oVG-p27bHkE?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>Medzin\u00e1rodn\u00e9 prevody pe\u0148az\u00ed sa st\u00e1vaj\u00fa \u010doraz d\u00f4le\u017eitej\u0161\u00edm aspektom n\u00e1\u0161ho globalizovan\u00e9ho sveta. S n\u00e1rastom pr\u00e1ce na dia\u013eku a cezhrani\u010dn\u00e9ho obchodu sa mo\u017enos\u0165 \u013eahko a bezpe\u010dne posiela\u0165 a prij\u00edma\u0165 peniaze cez hranice stala k\u013e\u00fa\u010dovou potrebou jednotlivcov aj podnikov.<\/p>\n\n\n\n<p>V tejto s\u00favislosti, <a href=\"https:\/\/wise.com\/invite\/dic\/ianw199\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>M\u00fadre<\/strong><\/a> (predt\u00fdm TransferWise) sa stala jedn\u00fdm z popredn\u00fdch hr\u00e1\u010dov na trhu a pon\u00faka r\u00fdchle, lacn\u00e9 a transparentn\u00e9 rie\u0161enie pre medzin\u00e1rodn\u00e9 prevody pe\u0148az\u00ed.<\/p>\n\n\n\n<p>V nasleduj\u00facich riadkoch sa pozrieme na ponuku slu\u017eby Wise pre medzin\u00e1rodn\u00e9 prevody pe\u0148az\u00ed a zhodnot\u00edme, ako obstoj\u00ed v porovnan\u00ed s konkurenciou. Presk\u00famame k\u013e\u00fa\u010dov\u00e9 vlastnosti slu\u017eby vr\u00e1tane jej v\u00fdmenn\u00fdch kurzov, poplatkov, bezpe\u010dnostn\u00fdch opatren\u00ed a jednoduchosti pou\u017e\u00edvania.<\/p>\n\n\n\n<p>Okrem toho presk\u00famame recenzie a sp\u00e4tn\u00fa v\u00e4zbu z\u00e1kazn\u00edkov, aby sme z\u00edskali komplexn\u00fd preh\u013ead o sk\u00fasenostiach pou\u017e\u00edvate\u013eov. Na\u0161\u00edm cie\u013eom je pom\u00f4c\u0165 v\u00e1m ur\u010di\u0165, \u010di je spolo\u010dnos\u0165 Wise tou spr\u00e1vnou vo\u013ebou pre va\u0161u <a href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/\" data-internallinksmanager029f6b8e52c=\"239\" title=\"11 najlep\u0161\u00edch slu\u017eieb medzin\u00e1rodn\u00e9ho prevodu pe\u0148az\u00ed v roku 2026\">medzin\u00e1rodn\u00fd prevod pe\u0148az\u00ed<\/a> a pochopi\u0165, do akej miery prispieva k \u0161ir\u0161iemu trhu medzin\u00e1rodn\u00fdch prevodov pe\u0148az\u00ed.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sekcie<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Prep\u00ednanie tabu\u013eky obsahu\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Prep\u00edna\u010d<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Who_are_Wise\" >Kto s\u00fa M\u00fadri?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Wise_Pros_Cons\" >M\u00fadre v\u00fdhody a nev\u00fdhody<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Wise_Key_Attributes\" >M\u00fadre k\u013e\u00fa\u010dov\u00e9 atrib\u00faty<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Wise_Features\" >M\u00fadre funkcie<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Types_of_Accounts\" >Typy \u00fa\u010dtov<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Money_Transfers\" >Prevody pe\u0148az\u00ed<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Borderless_Account\" >\u00da\u010det bez hran\u00edc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Wise_Debit_Card\" >M\u00fadra debetn\u00e1 karta<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Wise_for_Teams\" >M\u00fadre pre t\u00edmy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Wise_API\" >Rozhranie API Wise<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Wise_International_Money_Transfer_Costs\" >M\u00fadre n\u00e1klady na medzin\u00e1rodn\u00fd prevod pe\u0148az\u00ed<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Exchange_Rates\" >V\u00fdmenn\u00e9 kurzy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Transfer_Fees\" >Poplatky za prenos<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Additional_Fees_on_International_Money_Transfers\" >Dodato\u010dn\u00e9 poplatky za medzin\u00e1rodn\u00e9 prevody pe\u0148az\u00ed<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Other_Fees\" >Ostatn\u00e9 poplatky<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#How_Safe_is_Wise\" >Ako bezpe\u010dn\u00fd je Wise?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#How_Fast_is_Wise\" >Ako r\u00fdchlo je m\u00fadry?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#How_to_Use_Wise\" >Ako pou\u017e\u00edva\u0165 aplik\u00e1ciu Wise<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#When_to_Use_Wise\" >Kedy pou\u017e\u00edva\u0165 Wise<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Private_clients\" >S\u00fakromn\u00ed klienti<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Business_clients\" >Obchodn\u00ed klienti<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Wise_Money_Transfer_Cancellation_Policy\" >Z\u00e1sady zru\u0161enia prevodu pe\u0148az\u00ed Wise Money Transfer<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Wise_Customer_Service\" >M\u00fadry z\u00e1kazn\u00edcky servis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#How_Does_Wise_Compare_With_Its_Competitors\" >Ako sa spolo\u010dnos\u0165 Wise porovn\u00e1va so svojimi konkurentmi?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Wise_vs_XE\" >Wise vs. XE<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Wise_vs_TorFX\" >Wise vs. TorFX<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Wise_vs_Instarem\" >Wise vs. Instarem<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Wise_Customer_Reviews\" >M\u00fadre recenzie z\u00e1kazn\u00edkov<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Positive_Wise_Customer_Reviews\" >Pozit\u00edvne recenzie m\u00fadrych z\u00e1kazn\u00edkov<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Negative_Wise_Customer_Reviews\" >Negat\u00edvne recenzie z\u00e1kazn\u00edkov Wise<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Wise_Alternatives\" >M\u00fadre alternat\u00edvy<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#OFX\" >OFX&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#MoneyGram\" >MoneyGram<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Revolut\" >Revolut&nbsp;<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Conclusion\" >Z\u00e1ver<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#FAQ\" >F.A.Q.<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-37\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Who_is_Wise_most_suitable_for\" >Pre koho je Wise najvhodnej\u0161\u00ed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-38\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#What_information_do_I_need_to_provide_to_make_a_money_transfer_using_Wise\" >Ak\u00e9 inform\u00e1cie mus\u00edm poskytn\u00fa\u0165, ak chcem uskuto\u010dni\u0165 prevod pe\u0148az\u00ed pomocou slu\u017eby Wise?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-39\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Are_Wise_users_able_to_make_money_transfers_in_another_name\" >M\u00f4\u017eu pou\u017e\u00edvatelia slu\u017eby Wise vykon\u00e1va\u0165 prevody pe\u0148az\u00ed na in\u00e9 meno?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-40\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Can_I_transfer_money_to_a_mobile_wallet_with_Wise\" >M\u00f4\u017eem previes\u0165 peniaze do mobilnej pe\u0148a\u017eenky pomocou slu\u017eby Wise?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-41\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Can_I_get_a_free_money_transfer_quote_from_Wise\" >M\u00f4\u017eem z\u00edska\u0165 bezplatn\u00fa ponuku na prevod pe\u0148az\u00ed od spolo\u010dnosti Wise?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-42\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Is_TransferWise_better_than_Wise\" >Je TransferWise lep\u0161\u00ed ako Wise?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-43\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/#Does_Wise_offer_discounts_and_coupons\" >Pon\u00faka spolo\u010dnos\u0165 Wise z\u013eavy a kup\u00f3ny?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_are_Wise\"><\/span>Kto s\u00fa M\u00fadri?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise je FinTech spolo\u010dnos\u0165 zalo\u017een\u00e1 v roku 2011 s cie\u013eom zr\u00fdchli\u0165, zlacni\u0165 a spreh\u013eadni\u0165 medzin\u00e1rodn\u00e9 prevody pe\u0148az\u00ed. Spolo\u010dnos\u0165 sa v priebehu rokov r\u00fdchlo rozr\u00e1stla a v s\u00fa\u010dasnosti poskytuje slu\u017eby viac ako 16 mili\u00f3nom z\u00e1kazn\u00edkov vo viac ako 70 krajin\u00e1ch. Spolo\u010dnos\u0165 Wise pon\u00faka \u0161irok\u00fa \u0161k\u00e1lu slu\u017eieb vr\u00e1tane medzin\u00e1rodn\u00fdch prevodov pe\u0148az\u00ed, bezhrani\u010dn\u00fdch \u00fa\u010dtov a debetn\u00fdch kariet, ktor\u00fdch cie\u013eom je u\u013eah\u010di\u0165 a spr\u00edstupni\u0165 cezhrani\u010dn\u00e9 transakcie.<\/p>\n\n\n\n<p>Jedine\u010dn\u00fd model Wise peer-to-peer umo\u017e\u0148uje ob\u00eds\u0165 tradi\u010dn\u00fd bankov\u00fd syst\u00e9m a pon\u00faka v\u00fdmenn\u00e9 kurzy, ktor\u00e9 s\u00fa a\u017e 8-kr\u00e1t lacnej\u0161ie ako tie, ktor\u00e9 pon\u00fakaj\u00fa banky, \u010do z neho rob\u00ed atrakt\u00edvnu mo\u017enos\u0165 pre jednotlivcov a mal\u00e9 podniky, ktor\u00e9 chc\u00fa previes\u0165 peniaze do zahrani\u010dia. Okrem toho si spolo\u010dnos\u0165 v\u010faka svojej \u013eahko pou\u017eite\u013enej online platforme a transparentnej \u0161trukt\u00fare poplatkov z\u00edskala poves\u0165 jedn\u00e9ho z popredn\u00fdch hr\u00e1\u010dov v odvetv\u00ed medzin\u00e1rodn\u00fdch prevodov pe\u0148az\u00ed.<\/p>\n\n\n\n<p>Slu\u017eba Wise je vhodn\u00e1 pre \u0161irok\u00fa \u0161k\u00e1lu pou\u017e\u00edvate\u013eov vr\u00e1tane jednotlivcov cestuj\u00facich do zahrani\u010dia, mal\u00fdch firiem s medzin\u00e1rodn\u00fdmi z\u00e1kazn\u00edkmi alebo dod\u00e1vate\u013emi a pracovn\u00edkov na vo\u013enej nohe a pracovn\u00edkov na dia\u013eku, ktor\u00ed potrebuj\u00fa posiela\u0165 alebo prij\u00edma\u0165 platby z viacer\u00fdch kraj\u00edn.<\/p>\n\n\n\n<p>V\u010faka n\u00edzkym poplatkom a v\u00fdhodn\u00fdm v\u00fdmenn\u00fdm kurzom je t\u00e1to spolo\u010dnos\u0165 cenovo dostupnou mo\u017enos\u0165ou na pravideln\u00e9 prevody pe\u0148az\u00ed, zatia\u013e \u010do jej \u00fa\u010det bez hran\u00edc a debetn\u00e1 karta umo\u017e\u0148uj\u00fa pou\u017e\u00edvate\u013eom jednoducho spravova\u0165 svoje peniaze vo viacer\u00fdch men\u00e1ch.<\/p>\n\n\n\n<p>Spolo\u010dnos\u0165 Wise je ve\u013emi vplyvn\u00fdm hr\u00e1\u010dom na trhu medzin\u00e1rodn\u00fdch prevodov pe\u0148az\u00ed, ktor\u00fd pon\u00faka cel\u00fd rad slu\u017eieb, v\u010faka ktor\u00fdm s\u00fa cezhrani\u010dn\u00e9 transakcie jednoduch\u00e9 a mimoriadne dostupn\u00e9.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Pros_Cons\"><\/span>M\u00fadre v\u00fdhody a nev\u00fdhody<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th><\/th><th>Klady<\/th><th>Nev\u00fdhody<\/th><\/tr><\/thead><tbody><tr><td>1.<\/td><td><strong>Viacero mo\u017enost\u00ed platby <\/strong>- Z\u00e1kazn\u00edci m\u00f4\u017eu vykon\u00e1va\u0165 medzin\u00e1rodn\u00e9 prevody pe\u0148az\u00ed pomocou svojich debetn\u00fdch alebo kreditn\u00fdch kariet, bankov\u00fdch \u00fa\u010dtov, slu\u017eieb PayPal, Apple Pay, Google Pay alebo in\u00fdch miestnych platobn\u00fdch syst\u00e9mov, ktor\u00e9 s\u00fa \u0161pecifick\u00e9 pre ur\u010dit\u00e9 krajiny.<\/td><td><strong>\u017diadne mo\u017enosti vyzdvihnutia hotovosti<\/strong> - Pr\u00edjemcovia m\u00f4\u017eu prij\u00edma\u0165 svoje peniaze pomocou slu\u017eby Wise len na svoj osobn\u00fd\/podnikov\u00fd online \u00fa\u010det alebo na svoj bankov\u00fd \u00fa\u010det.<\/td><\/tr><tr><td>2.<\/td><td><strong>\u017diadne kurzov\u00e9 rozp\u00e4tie<\/strong> - Na v\u00fdmenn\u00fdch kurzoch spolo\u010dnosti Wise s\u00fa uveden\u00e9 prir\u00e1\u017eky 0%. Z\u00e1kazn\u00edci m\u00f4\u017eu vyu\u017e\u00edva\u0165 prevody pe\u0148az\u00ed v r\u00f4znych men\u00e1ch pod\u013ea stredn\u00fdch trhov\u00fdch kurzov platn\u00fdch v danom okamihu.<\/td><td><strong>Probl\u00e9my so z\u00e1kazn\u00edckym servisom<\/strong> - Ned\u00e1vne recenzie z\u00e1kazn\u00edkov na internete boli preva\u017ene negat\u00edvne a ako hlavn\u00fd probl\u00e9m uv\u00e1dzaj\u00fa slu\u017eby z\u00e1kazn\u00edkom.<\/td><\/tr><tr><td>3.<\/td><td><strong>Vysok\u00e9 hodnotenie Trustpilot <\/strong>- 4,5 \/ 5 (janu\u00e1r 2023).<\/td><td><strong>\u017diadni \u0161pecializovan\u00ed predajcovia<\/strong> - Spolo\u010dnos\u0165 Wise neposkytuje osobn\u00fdch spr\u00e1vcov \u00fa\u010dtov pre s\u00fakromn\u00fdch ani firemn\u00fdch klientov.<\/td><\/tr><tr><td>4.<\/td><td><strong>Glob\u00e1lne pokrytie slu\u017eieb<\/strong> - Spolo\u010dnos\u0165 Wise umo\u017e\u0148uje medzin\u00e1rodn\u00e9 prevody pe\u0148az\u00ed vo viac ako 170 krajin\u00e1ch sveta.<\/td><td><strong>Nevhodn\u00e9 na ve\u013ek\u00e9 prevody pe\u0148az\u00ed<\/strong> - Spolo\u010dnos\u0165 Wise uklad\u00e1 dva druhy poplatkov za prevod, ktor\u00e9 m\u00f4\u017eu by\u0165 v porovnan\u00ed s in\u00fdmi alternat\u00edvami v odvetv\u00ed dos\u0165 vysok\u00e9 pri posielan\u00ed ve\u013ek\u00fdch s\u00fam pe\u0148az\u00ed.<\/td><\/tr><tr><td>5.<\/td><td><strong>Rozsiahla vedomostn\u00e1 z\u00e1klad\u0148a<\/strong> - Sekcia n\u00e1povedy a blog spolo\u010dnosti Wise obsahuj\u00fa bohat\u00fa kni\u017enicu u\u017eito\u010dn\u00fdch inform\u00e1ci\u00ed, ktor\u00e9 m\u00f4\u017eu pou\u017e\u00edvatelia vyu\u017ei\u0165 na z\u00edskanie pomoci so v\u0161etk\u00fdmi svojimi ot\u00e1zkami a probl\u00e9mami.<\/td><td><strong>Niektor\u00e9 vysok\u00e9 poplatky za prevod<\/strong> - Niektor\u00e9 prevody zah\u0155\u0148aj\u00face exotick\u00e9 krajiny a meny m\u00f4\u017eu by\u0165 spoplatnen\u00e9 vysok\u00fdmi poplatkami za prevod.<\/td><\/tr><tr><td>6.<\/td><td><strong>Pevn\u00e9 menov\u00e9 pokrytie<\/strong> - Pri vykon\u00e1van\u00ed m\u00fadrych prevodov pe\u0148az\u00ed je podporovan\u00fdch viac ako 50 mien.<\/td><td><strong>\u017diadne pokrytie exotick\u00fdch mien<\/strong> - Z\u00e1kazn\u00edci, ktor\u00ed chc\u00fa uskuto\u010dni\u0165 prevody v niektor\u00fdch menej pou\u017e\u00edvan\u00fdch men\u00e1ch, ich nebud\u00fa m\u00f4c\u0165 uskuto\u010dni\u0165 pomocou slu\u017eby Wise.<\/td><\/tr><tr><td>7.<\/td><td><strong>Najvhodnej\u0161ie pre mal\u00e9 presuny <\/strong>- Slu\u017eba Wise je \u00fa\u017easn\u00e1 na prevody pe\u0148az\u00ed, mal\u00e9 n\u00e1kupy, platenie \u00fa\u010dtov alebo prevody n\u00edzkych mesa\u010dn\u00fdch s\u00fam pe\u0148az\u00ed dod\u00e1vate\u013eom alebo zamestnancom.<\/td><td><\/td><\/tr><tr><td>9.<\/td><td><strong>Rozsiahle miestne pokrytie<\/strong> - Spolo\u010dnos\u0165 Wise je jednou z najroz\u0161\u00edrenej\u0161\u00edch spolo\u010dnost\u00ed na prevod pe\u0148az\u00ed na svete s pobo\u010dkami a kancel\u00e1riami vo viac ako 28 krajin\u00e1ch.&nbsp;<\/td><td><\/td><\/tr><tr><td>10.<\/td><td><strong>R\u00fdchle prevody pe\u0148az\u00ed<\/strong> - Polovica v\u0161etk\u00fdch m\u00fadrych prevodov pe\u0148az\u00ed je dokon\u010den\u00e1 do nieko\u013ek\u00fdch min\u00fat (tie, ktor\u00e9 sa zvy\u010dajne realizuj\u00fa prostredn\u00edctvom debetn\u00fdch\/kreditn\u00fdch kariet). Zvy\u0161ok trv\u00e1 v priemere od 0 do 2 pracovn\u00fdch dn\u00ed.<\/td><td><\/td><\/tr><tr><td>11.<\/td><td><strong>Okam\u017eit\u00e9 vlastn\u00e9 ponuky<\/strong> - Spolo\u010dnos\u0165 Wise poskytuje bezplatn\u00e9 online ponuky na presk\u00famanie v\u0161etk\u00fdch poplatkov za prevod, ktor\u00e9 sa via\u017eu na ka\u017ed\u00fd pl\u00e1novan\u00fd prevod, bez potreby registr\u00e1cie \u00fa\u010dtu.<\/td><td><\/td><\/tr><tr><td>13.<\/td><td><strong>V\u00fdnimo\u010dn\u00e1 webov\u00e1 platforma a mobiln\u00e1 aplik\u00e1cia <\/strong>- Spolo\u010dnos\u0165 Wise poskytuje jednu z najlep\u0161ie hodnoten\u00fdch mobiln\u00fdch aplik\u00e1ci\u00ed na prevod pe\u0148az\u00ed spomedzi poskytovate\u013eov tohto typu.<\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Key_Attributes\"><\/span>M\u00fadre k\u013e\u00fa\u010dov\u00e9 atrib\u00faty<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Spolo\u010dnos\u0165 bola zalo\u017een\u00e1:<\/strong> 2011<\/li>\n\n\n\n<li><strong>S\u00eddlo spolo\u010dnosti:<\/strong> Lond\u00fdn, <a href=\"https:\/\/moverdb.com\/sk\/moving-to-the-uk\/\" data-internallinksmanager029f6b8e52c=\"93\" title=\"S\u0165ahujete sa do Spojen\u00e9ho kr\u00e1\u013eovstva? 2022 \u017divotn\u00e9 n\u00e1klady a tipy na pres\u0165ahovanie\">UK<\/a><\/li>\n\n\n\n<li><strong>\u010eal\u0161ie kancel\u00e1rie:<\/strong> Spolo\u010dnos\u0165 Wise je k dispoz\u00edcii osobne na viac ako 28 miestach po celom svete vr\u00e1tane Lond\u00fdna (Spojen\u00e9 kr\u00e1\u013eovstvo), Austinu, <a href=\"https:\/\/moverdb.com\/sk\/moving-to-dallas\/\" data-internallinksmanager029f6b8e52c=\"41\" title=\"S\u0165ahujete sa do Dallasu? 2022 N\u00e1klady na b\u00fdvanie a tipy na pres\u0165ahovanie\">Dallas<\/a>, Tampa a <a href=\"https:\/\/moverdb.com\/sk\/moving-to-the-united-states\/moving-to-new-york\/\" data-internallinksmanager029f6b8e52c=\"332\" title=\"S\u0165ahovanie do New Yorku (\u0161t\u00e1t)? 2026 N\u00e1klady na b\u00fdvanie a tipy na pres\u0165ahovanie\">New York<\/a> (<a href=\"https:\/\/moverdb.com\/sk\/moving-to-the-united-states\/\" data-internallinksmanager029f6b8e52c=\"94\" title=\"S\u0165ahujete sa do Spojen\u00fdch \u0161t\u00e1tov? 2022 \u017divotn\u00e9 n\u00e1klady a tipy na pres\u0165ahovanie\">USA<\/a>), Bangkok (<a href=\"https:\/\/moverdb.com\/sk\/moving-to-thailand\/\" data-internallinksmanager029f6b8e52c=\"318\" title=\"S\u0165ahovanie do Thajska? 2026 N\u00e1klady na \u017eivot a tipy na pres\u0165ahovanie\">Thajsko<\/a>), <a href=\"https:\/\/moverdb.com\/sk\/moving-to-dubai\/\" data-internallinksmanager029f6b8e52c=\"246\" title=\"S\u0165ahovanie do Dubaja? 2026 N\u00e1klady na b\u00fdvanie a tipy na pres\u0165ahovanie\">Dubaj<\/a> (<a href=\"https:\/\/moverdb.com\/sk\/moving-to-the-uae\/\" data-internallinksmanager029f6b8e52c=\"329\" title=\"S\u0165ahujete sa do Spojen\u00fdch arabsk\u00fdch emir\u00e1tov (SAE)? 2024 N\u00e1klady na \u017eivot a tipy na pres\u0165ahovanie\">SAE<\/a>), Rij\u00e1d (<a href=\"https:\/\/moverdb.com\/sk\/moving-to-saudi-arabia\/\" data-internallinksmanager029f6b8e52c=\"319\" title=\"S\u0165ahovanie do Saudskej Ar\u00e1bie? 2026 N\u00e1klady na \u017eivot a tipy na pres\u0165ahovanie\">Saudsk\u00e1 Ar\u00e1bia<\/a>), <a href=\"https:\/\/moverdb.com\/sk\/container-shipping\/hong-kong\/\" data-internallinksmanager029f6b8e52c=\"123\" title=\"2023 Ceny n\u00e1mornej kontajnerovej prepravy do Hongkongu a z neho\">Hongkong (Hongkong)<\/a>, \u0160anghaj (<a href=\"https:\/\/moverdb.com\/sk\/moving-to-china\/\" data-internallinksmanager029f6b8e52c=\"357\" title=\"S\u0165ahovanie do \u010c\u00edny? 2026 N\u00e1klady na \u017eivot a tipy na pres\u0165ahovanie\">\u010c\u00edna<\/a>), <a href=\"https:\/\/moverdb.com\/sk\/container-shipping\/singapore\/\" data-internallinksmanager029f6b8e52c=\"179\" title=\"2023 Ceny n\u00e1mornej n\u00e1kladnej kontajnerovej dopravy do a zo Singapuru\">Singapur (Singapur)<\/a>, Tokio (<a href=\"https:\/\/moverdb.com\/sk\/moving-to-japan\/\" data-internallinksmanager029f6b8e52c=\"342\" title=\"S\u0165ahovanie do Japonska? 2026 N\u00e1klady na \u017eivot a tipy na pres\u0165ahovanie\">Japonsko<\/a>), Soul (Ju\u017en\u00e1 K\u00f3rea), Jakarta (<a href=\"https:\/\/moverdb.com\/sk\/moving-to-indonesia\/\" data-internallinksmanager029f6b8e52c=\"375\" title=\"S\u0165ahovanie do Indon\u00e9zie? 2026 N\u00e1klady na \u017eivot a tipy na pres\u0165ahovanie\">Indon\u00e9zia<\/a>), Kuala Lumpur (<a href=\"https:\/\/moverdb.com\/sk\/moving-to-malaysia\/\" data-internallinksmanager029f6b8e52c=\"379\" title=\"S\u0165ahovanie do Malajzie? 2026 N\u00e1klady na \u017eivot a tipy na pres\u0165ahovanie\">Malajzia<\/a>), Manila (mesto <a href=\"https:\/\/moverdb.com\/sk\/moving-to-the-philippines\/\" data-internallinksmanager029f6b8e52c=\"376\" title=\"S\u0165ahujete sa na Filip\u00edny? 2026 N\u00e1klady na \u017eivot a tipy na pres\u0165ahovanie\">Filip\u00edny<\/a>), Bombaj (<a href=\"https:\/\/moverdb.com\/sk\/moving-to-india\/\" data-internallinksmanager029f6b8e52c=\"356\" title=\"S\u0165ahovanie do Indie? 2026 N\u00e1klady na \u017eivot a tipy na pres\u0165ahovanie\">India<\/a>), Brusel (<a href=\"https:\/\/moverdb.com\/sk\/moving-to-belgium\/\" data-internallinksmanager029f6b8e52c=\"323\" title=\"S\u0165ahovanie do Belgicka? 2026 N\u00e1klady na b\u00fdvanie a tipy na pres\u0165ahovanie\">Belgicko<\/a>), Budape\u0161\u0165 (<a href=\"https:\/\/moverdb.com\/sk\/moving-to-hungary\/\" data-internallinksmanager029f6b8e52c=\"341\" title=\"S\u0165ahovanie do Ma\u010farska? 2026 N\u00e1klady na b\u00fdvanie a tipy na pres\u0165ahovanie\">Ma\u010farsko<\/a>), \u010cerkasy (Ukrajina), Tallinn a Tartu (<a href=\"https:\/\/moverdb.com\/sk\/moving-to-estonia\/\" data-internallinksmanager029f6b8e52c=\"430\" title=\"S\u0165ahovanie do Est\u00f3nska? 2026 N\u00e1klady na b\u00fdvanie a tipy na pres\u0165ahovanie\">Est\u00f3nsko<\/a>), Z\u00fcrich (<a href=\"https:\/\/moverdb.com\/sk\/moving-to-switzerland\/\" data-internallinksmanager029f6b8e52c=\"327\" title=\"S\u0165ahovanie do \u0160vaj\u010diarska? 2026 N\u00e1klady na b\u00fdvanie a tipy na pres\u0165ahovanie\">\u0160vaj\u010diarsko<\/a>), S\u00e3o Paulo (<a href=\"https:\/\/moverdb.com\/sk\/moving-to-brazil\/\" data-internallinksmanager029f6b8e52c=\"422\" title=\"S\u0165ahovanie do Braz\u00edlie? 2026 N\u00e1klady na \u017eivot a tipy na pres\u0165ahovanie\">Braz\u00edlia<\/a>), <a href=\"https:\/\/moverdb.com\/sk\/moving-to-mexico\/\" data-internallinksmanager029f6b8e52c=\"348\" title=\"S\u0165ahovanie do Mexika? 2026 N\u00e1klady na \u017eivot a tipy na pres\u0165ahovanie\">Mexiko<\/a> Mesto (Mexiko), <a href=\"https:\/\/moverdb.com\/sk\/moving-to-cape-town\/\" data-internallinksmanager029f6b8e52c=\"259\" title=\"S\u0165ahujete sa do Kapsk\u00e9ho mesta? 2026 N\u00e1klady na b\u00fdvanie a tipy na pres\u0165ahovanie\">Kapsk\u00e9 Mesto<\/a> (<a href=\"https:\/\/moverdb.com\/sk\/moving-to-south-africa\/\" data-internallinksmanager029f6b8e52c=\"347\" title=\"S\u0165ahovanie do Ju\u017enej Afriky? 2026 N\u00e1klady na \u017eivot a tipy na pres\u0165ahovanie\">Ju\u017en\u00e1 Afrika<\/a>), <a href=\"https:\/\/moverdb.com\/sk\/moving-to-sydney\/\" data-internallinksmanager029f6b8e52c=\"70\" title=\"S\u0165ahovanie do Sydney? 2022 N\u00e1klady na b\u00fdvanie a tipy na pres\u0165ahovanie\">Sydney<\/a> a Melbourne (<a href=\"https:\/\/moverdb.com\/sk\/moving-to-australia\/living-in-australia\/\" data-internallinksmanager029f6b8e52c=\"240\" title=\"21 tajomstiev o \u017eivote v Austr\u00e1lii, ktor\u00e9 by ste mali vedie\u0165 pred pres\u0165ahovan\u00edm\">Austr\u00e1lia<\/a>);<\/li>\n\n\n\n<li><strong>Ro\u010dn\u00fd objem obchodovania:<\/strong> V roku 2022 spolo\u010dnos\u0165 Wise uskuto\u010dnila medzin\u00e1rodn\u00e9 transakcie v hodnote 76,4 miliardy GBP. Ich pr\u00edjmy v roku 2022 predstavovali takmer 450 mili\u00f3nov libier;<\/li>\n\n\n\n<li><strong>Po\u010det zamestnancov:<\/strong> Spolo\u010dnos\u0165 Wise je l\u00eddrom v oblasti zamestnanosti vo svojom odvetv\u00ed s viac ako 4 500 zamestnancami, ktor\u00ed pracuj\u00fa v kancel\u00e1ri\u00e1ch v 17 r\u00f4znych krajin\u00e1ch na 4 kontinentoch;<\/li>\n\n\n\n<li><strong>Hodnotenie Trustpilot:<\/strong> 4,5 \/ 5 v janu\u00e1ri 2023 - sol\u00eddna zn\u00e1mka v porovnan\u00ed s konkuren\u010dn\u00fdmi poskytovate\u013emi medzin\u00e1rodn\u00fdch prevodov pe\u0148az\u00ed;<\/li>\n\n\n\n<li><strong>Po\u010det klientov:<\/strong> V roku 2022 spolo\u010dnos\u0165 Wise obsl\u00fa\u017eila viac ako 16 mili\u00f3nov klientov (toto \u010d\u00edslo sa ka\u017edoro\u010dne neust\u00e1le zvy\u0161uje);<\/li>\n\n\n\n<li><strong>Dostupn\u00e9 krajiny:<\/strong> Pomocou slu\u017eby Wise m\u00f4\u017eu z\u00e1kazn\u00edci vyu\u017e\u00edva\u0165 prevody pe\u0148az\u00ed vo viac ako 170 krajin\u00e1ch na celom svete;<\/li>\n\n\n\n<li><strong>Po\u010det mien:<\/strong> V s\u00fa\u010dasnosti spolo\u010dnos\u0165 Wise pon\u00faka podporu prevodov vo viac ako 50 r\u00f4znych men\u00e1ch;<\/li>\n\n\n\n<li><strong>Minim\u00e1lny limit prenosu:<\/strong> Spolo\u010dnos\u0165 Wise nestanovuje limit na to, ak\u00fa mal\u00fa sumu m\u00f4\u017eete posla\u0165 pri prevode (1 GBP);<\/li>\n\n\n\n<li><strong>Maxim\u00e1lny limit prenosu:<\/strong> V pr\u00edpade slu\u017eby Wise existuj\u00fa obmedzenia, ko\u013eko m\u00f4\u017eete prostredn\u00edctvom nej posla\u0165, v z\u00e1vislosti od toho, ktor\u00e9 <a href=\"https:\/\/wise.com\/help\/articles\/2571907\/what-currencies-can-i-send-to-and-from\" target=\"_blank\" rel=\"noreferrer noopener\">mena<\/a> si vyberiete. Hlavn\u00e9 meny maj\u00fa tieto limity:\n<ul class=\"wp-block-list\">\n<li>$6,000,000 USD;<\/li>\n\n\n\n<li>$1,8 mili\u00f3na AUD;<\/li>\n\n\n\n<li>$1,5 mili\u00f3na CAD;<\/li>\n\n\n\n<li>6 000 000 EUR;<\/li>\n\n\n\n<li>\u00a35,000,000 GBP.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Poplatok za prestup:<\/strong> Spolo\u010dnos\u0165 Wise uklad\u00e1 dva druhy poplatkov za prevod:\n<ul class=\"wp-block-list\">\n<li>Variabiln\u00fd poplatok - percento z celkovej sumy prevodu. M\u00f4\u017ee sa pohybova\u0165 od 0,35% do 3% v z\u00e1vislosti od vybran\u00fdch mien a typu platobnej met\u00f3dy (v priemere 0,4% - 0,6%);<\/li>\n\n\n\n<li>Fixn\u00fd poplatok - mal\u00e1 pevn\u00e1 suma bez oh\u013eadu na v\u00fd\u0161ku prevodu. M\u00f4\u017ee sa pohybova\u0165 od 0,2 do 2 GBP v z\u00e1vislosti od vybran\u00fdch mien a typu platobnej met\u00f3dy (v priemere 0,2 - 0,3 GBP).<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Kurzov\u00e1 prir\u00e1\u017eka<\/strong>: Wise je jednou z najv\u00fdhodnej\u0161\u00edch slu\u017eieb medzin\u00e1rodn\u00e9ho prevodu pe\u0148az\u00ed, pokia\u013e ide o dodato\u010dn\u00e9 kurzov\u00e9 prir\u00e1\u017eky. Nerobia to a udr\u017eiavaj\u00fa v\u00fdmenn\u00e9 kurzy rovnak\u00e9 ako stredn\u00e9 trhov\u00e9 kurzy;<\/li>\n\n\n\n<li><strong>Posielanie pe\u0148az\u00ed prostredn\u00edctvom:<\/strong> M\u00fadri z\u00e1kazn\u00edci m\u00f4\u017eu na iniciovanie medzin\u00e1rodn\u00e9ho prevodu pe\u0148az\u00ed pou\u017ei\u0165 bankov\u00fd \u00fa\u010det, kreditn\u00e9\/debetn\u00e9 karty, Apple\/Google Pay alebo in\u00e9 miestne platobn\u00e9 syst\u00e9my;<\/li>\n\n\n\n<li><strong>Prij\u00edmanie pe\u0148az\u00ed prostredn\u00edctvom:<\/strong> Pr\u00edjemcovia dost\u00e1vaj\u00fa peniaze prostredn\u00edctvom svojho osobn\u00e9ho alebo firemn\u00e9ho \u00fa\u010dtu Wise. Odtia\u013e maj\u00fa mo\u017enos\u0165 vybra\u0165 si zostatok na bankov\u00fd \u00fa\u010det alebo do bankomatu, pr\u00edpadne ich previes\u0165 na in\u00fa menu a posla\u0165 in\u00fdm pou\u017e\u00edvate\u013eom slu\u017eby Wise; spolo\u010dnos\u0165 nem\u00e1 mo\u017enos\u0165 vyzdvihnutia hotovosti;<\/li>\n\n\n\n<li><strong>Podporovan\u00e9 jazyky:<\/strong> Wise je k dispoz\u00edcii v 15 jazykoch vr\u00e1tane angli\u010dtiny, \u0161paniel\u010diny, franc\u00faz\u0161tiny, portugal\u010diny, talian\u010diny, nem\u010diny, \u010d\u00edn\u0161tiny, japon\u010diny, indon\u00e9z\u0161tiny, ma\u010far\u010diny, ukrajin\u010diny, po\u013e\u0161tiny, rumun\u010diny, ture\u010dtiny a ru\u0161tiny;<\/li>\n\n\n\n<li><strong>Reguluje:<\/strong> Wise je jednou z najregulovanej\u0161\u00edch slu\u017eieb prevodu pe\u0148az\u00ed na svete. Tu s\u00fa niektor\u00e9 z najlep\u0161\u00edch kraj\u00edn a in\u0161tit\u00faci\u00ed, ktor\u00e9 povo\u013euj\u00fa oper\u00e1cie spolo\u010dnosti Wise:\n<ul class=\"wp-block-list\">\n<li>N\u00e1rodn\u00e1 banka Belgicka v Eur\u00f3pskom hospod\u00e1rskom priestore;<\/li>\n\n\n\n<li>Britsk\u00fd \u00farad pre finan\u010dn\u00e9 spr\u00e1vanie (FCA) v Spojenom kr\u00e1\u013eovstve;<\/li>\n\n\n\n<li>Sie\u0165 na presadzovanie finan\u010dnej kriminality (FinCEN) v USA;<\/li>\n\n\n\n<li>Centrum pre anal\u00fdzu finan\u010dn\u00fdch transakci\u00ed a v\u00fdkazov <a href=\"https:\/\/moverdb.com\/sk\/moving-to-canada\/\" data-internallinksmanager029f6b8e52c=\"265\" title=\"S\u0165ahovanie do Kanady? 2026 N\u00e1klady na b\u00fdvanie a tipy na pres\u0165ahovanie\">Kanada<\/a> (FINTRAC) v Kanade;<\/li>\n\n\n\n<li>Austr\u00e1lska komisia pre cenn\u00e9 papiere a invest\u00edcie (ASIC) v Austr\u00e1lii.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Mobiln\u00e1 aplik\u00e1cia:<\/strong> Skvel\u00fa mobiln\u00fa aplik\u00e1ciu Wise si m\u00f4\u017ee ka\u017ed\u00fd stiahnu\u0165 z <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.transferwise.android&amp;hl=en_US&amp;gl=US\" target=\"_blank\" rel=\"noreferrer noopener\">Google Play pre Android<\/a> (hodnotenie 4,1 \/ 5 hviezdi\u010diek) a <a href=\"https:\/\/apps.apple.com\/gb\/app\/wise-ex-transferwise\/id612261027\" target=\"_blank\" rel=\"noreferrer noopener\">App Store pre iOS<\/a> (hodnotenie 4,7 \/ 5 hviezdi\u010diek). T\u00fato mimoriadne bezpe\u010dn\u00fa aplik\u00e1ciu m\u00f4\u017eete pou\u017ei\u0165 na:\n<ul class=\"wp-block-list\">\n<li>Preh\u013ead v\u00fdmenn\u00fdch kurzov;<\/li>\n\n\n\n<li>Nastavenie sp\u00f4sobov platby;<\/li>\n\n\n\n<li>Vykon\u00e1vajte medzin\u00e1rodn\u00e9 prevody pe\u0148az\u00ed;<\/li>\n\n\n\n<li>Pla\u0165te pomocou slu\u017eby Google Pay alebo Apple Pay;<\/li>\n\n\n\n<li>Zopakujte predch\u00e1dzaj\u00face prevody;<\/li>\n\n\n\n<li>Dr\u017ete peniaze vo viacer\u00fdch men\u00e1ch;<\/li>\n\n\n\n<li>Nastavenie upozornen\u00ed na v\u00fdmenn\u00fd kurz;<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Ocenenia: <\/strong>Spolo\u010dnos\u0165 Wise je neust\u00e1le oce\u0148ovan\u00e1 za svoje \u00faspechy v tomto odvetv\u00ed, vr\u00e1tane nasleduj\u00facich:\n<ul class=\"wp-block-list\">\n<li>Najlep\u0161\u00ed eur\u00f3psky startup do 3 rokov (Europas, 2013);<\/li>\n\n\n\n<li>Jedna z 10 najinovat\u00edvnej\u0161\u00edch spolo\u010dnost\u00ed v oblasti financi\u00ed na svete (\u010dasopis Fast Company, 2014);<\/li>\n\n\n\n<li>Najodv\u00e1\u017enej\u0161ia men\u0161ia spolo\u010dnos\u0165 (ocenenie FT Boldness in Business Awards, 2014);<\/li>\n\n\n\n<li>Ernst and Young UK Entrepreneurs (2015);<\/li>\n\n\n\n<li>Top 20 z 50 v rebr\u00ed\u010dku najlep\u0161\u00edch miest na pr\u00e1cu v Spojenom kr\u00e1\u013eovstve pod\u013ea spolo\u010dnosti Glassdoor (2022);<\/li>\n\n\n\n<li>V rokoch 2013, 2014, 2017, 2018, 2019 a 2021 sa dostala do zoznamu FinTech50.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><a href=\"https:\/\/wise.com\/invite\/dic\/ianw199\" target=\"_blank\" rel=\"nofollow noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"686\" src=\"https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-1024x686.png\" alt=\"M\u00fadry medzin\u00e1rodn\u00fd prevod pe\u0148az\u00ed recenzia\" class=\"wp-image-7320\" srcset=\"https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-1024x686.png 1024w, https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-300x200.png 300w, https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-18x12.png 18w, https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-600x402.png 600w, https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer.png 1331w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Features\"><\/span>M\u00fadre funkcie<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Spolo\u010dnos\u0165 Wise pon\u00faka cel\u00fd rad funkci\u00ed, v\u010faka ktor\u00fdm s\u00fa medzin\u00e1rodn\u00e9 prevody pe\u0148az\u00ed pre jej z\u00e1kazn\u00edkov r\u00fdchle, jednoduch\u00e9 a pohodln\u00e9. Tu s\u00fa niektor\u00e9 z\u00e1kladn\u00e9 funkcie, ktor\u00e9 pon\u00faka spolo\u010dnos\u0165 Wise:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Types_of_Accounts\"><\/span>Typy \u00fa\u010dtov<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise umo\u017e\u0148uje z\u00e1kazn\u00edkom otvori\u0165 si dva typy \u00fa\u010dtov: osobn\u00e9 \u00fa\u010dty a podnikate\u013esk\u00e9 \u00fa\u010dty.&nbsp;<\/p>\n\n\n\n<p><strong>Osobn\u00e9 \u00fa\u010dty<\/strong> s\u00fa ur\u010den\u00e9 pre jednotlivcov, ktor\u00ed chc\u00fa posiela\u0165 peniaze do zahrani\u010dia z osobn\u00fdch d\u00f4vodov, napr\u00edklad priate\u013eom a rodine, alebo na platbu za tovar a slu\u017eby online. <strong>Podnikate\u013esk\u00e9 \u00fa\u010dty<\/strong> s\u00fa ur\u010den\u00e9 pre mal\u00e9 a stredn\u00e9 podniky, ktor\u00e9 potrebuj\u00fa pravidelne vykon\u00e1va\u0165 medzin\u00e1rodn\u00e9 platby. Existuj\u00fa aj mo\u017enosti pre ve\u013ek\u00e9 spolo\u010dnosti, ktor\u00e9 potrebuj\u00fa plati\u0165 a\u017e 1 000 zamestnancom alebo dod\u00e1vate\u013eom nach\u00e1dzaj\u00facim sa v mnoh\u00fdch r\u00f4znych krajin\u00e1ch.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Money_Transfers\"><\/span>Prevody pe\u0148az\u00ed<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise u\u013eah\u010duje klientom posielanie pe\u0148az\u00ed do viac ako 170 kraj\u00edn sveta. Prevody je mo\u017en\u00e9 uskuto\u010dni\u0165 pomocou bankov\u00e9ho \u00fa\u010dtu alebo platobnej karty, pri\u010dom niektor\u00e9 miestne mo\u017enosti s\u00fa napr\u00edklad Apple Pay, Google Pay, PayPal a \u010fal\u0161ie.&nbsp;<\/p>\n\n\n\n<p>Slu\u017eba Wise poskytuje aktualiz\u00e1cie o stave prevodu v re\u00e1lnom \u010dase, tak\u017ee z\u00e1kazn\u00edci presne vedia, kedy bud\u00fa ma\u0165 finan\u010dn\u00e9 prostriedky k dispoz\u00edcii. Z\u00e1kazn\u00edci si m\u00f4\u017eu vybra\u0165 d\u00e1vkov\u00e9 platby a opakovan\u00e9 platby, aby iniciovali rovnak\u00fd typ platby viackr\u00e1t pr\u00edjemcom na svojom zozname.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Borderless_Account\"><\/span>\u00da\u010det bez hran\u00edc<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Bezhrani\u010dn\u00fd \u00fa\u010det Wise umo\u017e\u0148uje klientom dr\u017ea\u0165, posiela\u0165 a prij\u00edma\u0165 peniaze vo viacer\u00fdch men\u00e1ch bez toho, aby museli plati\u0165 poplatky za konverziu alebo skryt\u00e9 poplatky. V\u010faka tomu je ide\u00e1lny pre klientov, ktor\u00ed potrebuj\u00fa vykon\u00e1va\u0165 pravideln\u00e9 medzin\u00e1rodn\u00e9 platby v r\u00f4znych men\u00e1ch.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Debit_Card\"><\/span>M\u00fadra debetn\u00e1 karta<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Spolo\u010dnos\u0165 Wise pon\u00faka aj debetn\u00fa kartu, ktor\u00e1 z\u00e1kazn\u00edkom umo\u017e\u0148uje m\u00ed\u0148a\u0165 peniaze v zahrani\u010d\u00ed bez skryt\u00fdch poplatkov a platieb. Debetn\u00fa kartu je mo\u017en\u00e9 pou\u017ei\u0165 kdeko\u013evek, kde je akceptovan\u00e1 karta Mastercard, a klienti sa m\u00f4\u017eu rozhodn\u00fa\u0165, \u010di bud\u00fa ma\u0165 svoje peniaze v r\u00f4znych men\u00e1ch.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_for_Teams\"><\/span>M\u00fadre pre t\u00edmy<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise for Teams je funkcia ur\u010den\u00e1 pre podniky, ktor\u00e1 umo\u017e\u0148uje t\u00edmom spravova\u0165 medzin\u00e1rodn\u00e9 prevody pe\u0148az\u00ed z jedn\u00e9ho centralizovan\u00e9ho \u00fa\u010dtu. Podniky tak m\u00f4\u017eu \u013eah\u0161ie sledova\u0165 svoje v\u00fddavky a riadi\u0165 svoje pe\u0148a\u017en\u00e9 toky bez oh\u013eadu na to, kde sa nach\u00e1dzaj\u00fa \u010dlenovia ich t\u00edmu.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_API\"><\/span>Rozhranie API Wise<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Spolo\u010dnos\u0165 Wise poskytuje aj rozhranie API pre podniky, ktor\u00e9 im umo\u017e\u0148uje integrova\u0165 svoje syst\u00e9my so spolo\u010dnos\u0165ou Wise a automatizova\u0165 medzin\u00e1rodn\u00e9 platby. To m\u00f4\u017ee podnikom pom\u00f4c\u0165 zv\u00fd\u0161i\u0165 efektivitu a peniaze a zv\u00fd\u0161i\u0165 v\u00fdkonnos\u0165.<\/p>\n\n\n\n<p>Na z\u00e1ver mo\u017eno poveda\u0165, \u017ee slu\u017eba Wise pon\u00faka cel\u00fd rad funkci\u00ed, ktor\u00e9 sp\u013a\u0148aj\u00fa potreby jednotlivcov aj podnikov. \u010ci u\u017e z\u00e1kazn\u00edci potrebuj\u00fa vykona\u0165 jednorazov\u00fd medzin\u00e1rodn\u00fd prevod pe\u0148az\u00ed, alebo potrebuj\u00fa spravova\u0165 pravideln\u00e9 platby vo viacer\u00fdch men\u00e1ch, Wise m\u00e1 rie\u0161enie, ktor\u00e9 vyhovie ich potreb\u00e1m. V\u010faka aktualiz\u00e1ci\u00e1m v re\u00e1lnom \u010dase a \u0161irokej \u0161k\u00e1le mo\u017enost\u00ed platieb s\u00fa medzin\u00e1rodn\u00e9 prevody pe\u0148az\u00ed v\u010faka slu\u017ebe Wise r\u00fdchle, jednoduch\u00e9 a pohodln\u00e9.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_International_Money_Transfer_Costs\"><\/span>M\u00fadre n\u00e1klady na medzin\u00e1rodn\u00fd prevod pe\u0148az\u00ed<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Spolo\u010dnos\u0165 Wise pon\u00faka konkurencieschopn\u00e9 v\u00fdmenn\u00e9 kurzy a n\u00edzke poplatky za prevody, aby boli medzin\u00e1rodn\u00e9 prevody pe\u0148az\u00ed cenovo dostupn\u00e9 a pr\u00edstupn\u00e9 pre ka\u017ed\u00e9ho. Tu je bli\u017e\u0161\u00ed preh\u013ead n\u00e1kladov spojen\u00fdch s pou\u017e\u00edvan\u00edm slu\u017eby Wise.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Exchange_Rates\"><\/span>V\u00fdmenn\u00e9 kurzy<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Spolo\u010dnos\u0165 Wise pon\u00faka konkurencieschopn\u00e9 v\u00fdmenn\u00e9 kurzy, ktor\u00e9 s\u00fa aktualizovan\u00e9 v re\u00e1lnom \u010dase, tak\u017ee z\u00e1kazn\u00edci pri prevode presne vidia, ko\u013eko za svoje peniaze dostan\u00fa. Wise pou\u017e\u00edva stredn\u00fd trhov\u00fd v\u00fdmenn\u00fd kurz, ktor\u00fd pou\u017e\u00edvaj\u00fa banky pri vz\u00e1jomnom obchodovan\u00ed, tak\u017ee z\u00e1kazn\u00edci si m\u00f4\u017eu by\u0165 ist\u00ed, \u017ee dostan\u00fa f\u00e9rov\u00fa ponuku. K t\u00fdmto kurzom sa neprid\u00e1va \u017eiadna prir\u00e1\u017eka, ako je to v pr\u00edpade v\u00e4\u010d\u0161iny konkurentov.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Transfer_Fees\"><\/span>Poplatky za prenos<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Spolo\u010dnos\u0165 Wise si za ka\u017ed\u00fa transakciu \u00fa\u010dtuje mal\u00fd poplatok za prevod, ktor\u00fd je jasne uveden\u00fd pred vykonan\u00edm prevodu. Presn\u00e1 v\u00fd\u0161ka poplatku z\u00e1vis\u00ed od sumy prevodu a krajiny, do ktorej sa posiela, ale spolo\u010dnos\u0165 Wise sa sna\u017e\u00ed udr\u017eiava\u0165 svoje poplatky \u010do najni\u017e\u0161ie, aby boli medzin\u00e1rodn\u00e9 prevody dostupn\u00e9 pre ka\u017ed\u00e9ho.<\/p>\n\n\n\n<p>Spolo\u010dnos\u0165 Wise uklad\u00e1 dva druhy poplatkov za prevod:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Variabiln\u00fd poplatok - percento z celkovej sumy prevodu. M\u00f4\u017ee sa pohybova\u0165 od 0,35% do 3% v z\u00e1vislosti od vybran\u00fdch mien a typu platobnej met\u00f3dy (v priemere 0,4% - 0,6%);<\/li>\n\n\n\n<li>Fixn\u00fd poplatok - mal\u00e1 pevn\u00e1 suma bez oh\u013eadu na v\u00fd\u0161ku prevodu. M\u00f4\u017ee sa pohybova\u0165 od 0,2 do 2 GBP v z\u00e1vislosti od vybran\u00fdch mien a typu platobnej met\u00f3dy (v priemere 0,2 - 0,3 GBP).<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Additional_Fees_on_International_Money_Transfers\"><\/span>Dodato\u010dn\u00e9 poplatky za medzin\u00e1rodn\u00e9 prevody pe\u0148az\u00ed<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Spolo\u010dnos\u0165 Wise si ne\u00fa\u010dtuje \u017eiadne \u010fal\u0161ie poplatky, ako s\u00fa skryt\u00e9 poplatky alebo poplatky za konverziu, \u010do znamen\u00e1, \u017ee z\u00e1kazn\u00edci si m\u00f4\u017eu by\u0165 ist\u00ed, \u017ee bud\u00fa presne vedie\u0165, ko\u013eko za svoj prevod zaplatia. Za prijatie pe\u0148az\u00ed na \u00fa\u010det Wise sa tie\u017e neplatia \u017eiadne poplatky.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Other_Fees\"><\/span>Ostatn\u00e9 poplatky<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Debetn\u00e1 karta Wise m\u00f4\u017ee podlieha\u0165 niektor\u00fdm poplatkom, ako s\u00fa poplatky za v\u00fdbery z bankomatov alebo poplatky za zahrani\u010dn\u00e9 transakcie, v z\u00e1vislosti od krajiny, v ktorej sa karta pou\u017e\u00edva. Spolo\u010dnos\u0165 Wise poskytuje jasn\u00fd preh\u013ead v\u0161etk\u00fdch poplatkov spojen\u00fdch s jej debetnou kartou, aby sa z\u00e1kazn\u00edci mohli pri jej pou\u017e\u00edvan\u00ed rozhodova\u0165 na z\u00e1klade inform\u00e1ci\u00ed.<\/p>\n\n\n\n<p>Ak to zhrnieme, konkuren\u010dn\u00e9 v\u00fdmenn\u00e9 kurzy a n\u00edzke poplatky za prevody robia z tohto poskytovate\u013ea n\u00e1kladovo efekt\u00edvne rie\u0161enie pre mal\u00e9 prevody pe\u0148az\u00ed, \u010do je v\u00fdhodn\u00e9 najm\u00e4 pre z\u00e1kazn\u00edkov, ktor\u00ed potrebuj\u00fa pravidelne posiela\u0165 men\u0161ie sumy pe\u0148az\u00ed, alebo pre z\u00e1kazn\u00edkov, ktor\u00ed s medzin\u00e1rodn\u00fdmi prevodmi pe\u0148az\u00ed len za\u010d\u00ednaj\u00fa. So slu\u017ebou Wise m\u00f4\u017eu z\u00e1kazn\u00edci vykon\u00e1va\u0165 mal\u00e9 prevody pe\u0148az\u00ed bez toho, aby sa museli ob\u00e1va\u0165 vysok\u00fdch poplatkov alebo nev\u00fdhodn\u00fdch v\u00fdmenn\u00fdch kurzov.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Safe_is_Wise\"><\/span>Ako bezpe\u010dn\u00fd je Wise?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Spolo\u010dnos\u0165 Wise kladie ve\u013ek\u00fd d\u00f4raz na bezpe\u010dnos\u0165 finan\u010dn\u00fdch prostriedkov a osobn\u00fdch \u00fadajov svojich z\u00e1kazn\u00edkov. Na zaistenie bezpe\u010dnosti prevodov spolo\u010dnos\u0165 Wise zav\u00e1dza mno\u017estvo bezpe\u010dnostn\u00fdch opatren\u00ed a protokolov.<\/p>\n\n\n\n<p>Spolo\u010dnos\u0165 Wise pou\u017e\u00edva na ochranu citliv\u00fdch inform\u00e1ci\u00ed svojich z\u00e1kazn\u00edkov, ako s\u00fa hesl\u00e1 a osobn\u00e9 \u00fadaje, technol\u00f3giu \u0161ifrovania. Spolo\u010dnos\u0165 tie\u017e pravidelne monitoruje svoje syst\u00e9my s cie\u013eom odhali\u0165 a zabr\u00e1ni\u0165 podvodnej \u010dinnosti.<\/p>\n\n\n\n<p>M\u00fadri z\u00e1kazn\u00edci s\u00fa chr\u00e1nen\u00ed syst\u00e9mom od\u0161kodnenia FCA (Financial Conduct Authority), ktor\u00fd poskytuje od\u0161kodnenie a\u017e do v\u00fd\u0161ky 85 000 GBP na osobu a firmu.<\/p>\n\n\n\n<p>Spolo\u010dnos\u0165 Wise pon\u00faka svojim z\u00e1kazn\u00edkom aj mo\u017enos\u0165 nastavi\u0165 si dvojfaktorov\u00fa autentifik\u00e1ciu svojho \u00fa\u010dtu, \u010d\u00edm poskytuje \u010fal\u0161iu \u00farove\u0148 zabezpe\u010denia ich prevodov.<\/p>\n\n\n\n<p>Ni\u017e\u0161ie s\u00fa uveden\u00e9 v\u0161etky vn\u00fatro\u0161t\u00e1tne in\u0161tit\u00facie, ktor\u00e9 reguluj\u00fa m\u00fadros\u0165:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>N\u00e1rodn\u00e1 banka Belgicka v Eur\u00f3pskom hospod\u00e1rskom priestore;<\/li>\n\n\n\n<li>Financial Conduct Authority (FCA) v Spojenom kr\u00e1\u013eovstve;<\/li>\n\n\n\n<li>Sie\u0165 na presadzovanie finan\u010dnej kriminality (FinCEN) v USA;<\/li>\n\n\n\n<li>Centrum pre anal\u00fdzu finan\u010dn\u00fdch transakci\u00ed a spr\u00e1v Kanady (FINTRAC) v Kanade;<\/li>\n\n\n\n<li>Austr\u00e1lska komisia pre cenn\u00e9 papiere a invest\u00edcie (ASIC) v Austr\u00e1lii;<\/li>\n\n\n\n<li>\u00darad pre regul\u00e1ciu finan\u010dn\u00fdch slu\u017eieb (FSRA) v SAE;<\/li>\n\n\n\n<li>Oddelenie pre cl\u00e1 a spotrebn\u00e9 dane (CCE) v Hongkongu;<\/li>\n\n\n\n<li>Miestny finan\u010dn\u00fd \u00farad Kanto v Japonsku;<\/li>\n\n\n\n<li>Centr\u00e1lna banka Braz\u00edlie v Braz\u00edlii;<\/li>\n\n\n\n<li>Reserve Bank of India (RBI) v Indii;<\/li>\n\n\n\n<li>Bank Indonesia v Indon\u00e9zii;<\/li>\n\n\n\n<li>Bank Negara Malaysia v Malajzii;<\/li>\n\n\n\n<li>Bangko Sentral Ng Pilipinas (BSP) na Filip\u00ednach;<\/li>\n\n\n\n<li>Menov\u00fd \u00farad Singapuru (MAS) v Singapure.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Fast_is_Wise\"><\/span>Ako r\u00fdchlo je m\u00fadry?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Jednou z hlavn\u00fdch v\u00fdhod pou\u017e\u00edvania slu\u017eby Wise na medzin\u00e1rodn\u00e9 prevody pe\u0148az\u00ed je jej r\u00fdchlos\u0165. \u010cas potrebn\u00fd na dokon\u010denie prevodu z\u00e1vis\u00ed od nieko\u013ek\u00fdch faktorov, ako s\u00fa pr\u00edslu\u0161n\u00e9 meny, pou\u017eit\u00e9 platobn\u00e9 met\u00f3dy a krajina pr\u00edjemcu.<\/p>\n\n\n\n<p>V pr\u00edpade prevodov medzi bankov\u00fdmi \u00fa\u010dtami trv\u00e1 dokon\u010denie prevodu zvy\u010dajne od 0 do 2 pracovn\u00fdch dn\u00ed. D\u00f4vodom je, \u017ee finan\u010dn\u00e9 prostriedky musia spracova\u0165 obe banky, odosielaj\u00faca aj prij\u00edmaj\u00faca, \u010do m\u00f4\u017ee trva\u0165 ur\u010dit\u00fd \u010das. V niektor\u00fdch pr\u00edpadoch sa prevod m\u00f4\u017ee uskuto\u010dni\u0165 r\u00fdchlej\u0161ie alebo m\u00f4\u017ee trva\u0165 dlh\u0161ie, v z\u00e1vislosti od konkr\u00e9tnych b\u00e1nk a kraj\u00edn, ktor\u00fdch sa t\u00fdka.<\/p>\n\n\n\n<p>V pr\u00edpade prevodov uskuto\u010dnen\u00fdch pomocou debetnej karty spolo\u010dnos\u0165 Wise zvy\u010dajne dokon\u010d\u00ed prevod len za nieko\u013eko min\u00fat. To sa v\u0161ak m\u00f4\u017ee l\u00ed\u0161i\u0165 v z\u00e1vislosti od vydavate\u013ea karty a \u010fal\u0161\u00edch faktorov.<\/p>\n\n\n\n<p>Je d\u00f4le\u017eit\u00e9 poznamena\u0165, \u017ee \u010das, za ktor\u00fd pr\u00edjemca dostane finan\u010dn\u00e9 prostriedky, sa m\u00f4\u017ee l\u00ed\u0161i\u0165 v z\u00e1vislosti od sp\u00f4sobu platby, ktor\u00fd pou\u017e\u00edva, a od jeho polohy. V niektor\u00fdch pr\u00edpadoch m\u00f4\u017ee pr\u00edjemca dosta\u0165 prostriedky v ten ist\u00fd de\u0148, ke\u010f sa prevod iniciuje, v in\u00fdch pr\u00edpadoch to m\u00f4\u017ee trva\u0165 nieko\u013eko dn\u00ed, takmer v\u017edy je to v\u0161ak r\u00fdchlej\u0161ie ako prevod cez tradi\u010dn\u00fa banku.<\/p>\n\n\n\n<p>Slu\u017eba Wise poskytuje aktualiz\u00e1cie o stave prevodu v re\u00e1lnom \u010dase, tak\u017ee odosielate\u013e aj pr\u00edjemca m\u00f4\u017eu sledova\u0165 prevod a presne vedie\u0165, kedy bud\u00fa prostriedky k dispoz\u00edcii.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Use_Wise\"><\/span>Ako pou\u017e\u00edva\u0165 aplik\u00e1ciu Wise<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Uskuto\u010dnenie medzin\u00e1rodn\u00e9ho prevodu pe\u0148az\u00ed pomocou slu\u017eby Wise je jednoduch\u00e9 a priamo\u010diare. Tu s\u00fa kroky, ktor\u00e9 mus\u00ed z\u00e1kazn\u00edk urobi\u0165:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Vytvorte si \u00fa\u010det. Prv\u00fdm krokom je vytvorenie \u00fa\u010dtu Wise na webovej lokalite alebo v aplik\u00e1cii Wise a vykonanie registr\u00e1cie pod\u013ea pokynov. Budete musie\u0165 uvies\u0165 osobn\u00e9 \u00fadaje, ako je va\u0161e meno, adresa a preukaz toto\u017enosti vydan\u00fd vl\u00e1dou na overenie va\u0161ej toto\u017enosti;<\/li>\n\n\n\n<li>Pridajte zdroj financovania. Po vytvoren\u00ed \u00fa\u010dtu je potrebn\u00e9 prida\u0165 zdroj financovania, napr\u00edklad bankov\u00fd \u00fa\u010det alebo debetn\u00fa kartu, z ktorej chcete posiela\u0165 peniaze. Slu\u017eba Wise pou\u017eije tieto inform\u00e1cie na stiahnutie finan\u010dn\u00fdch prostriedkov z v\u00e1\u0161ho \u00fa\u010dtu a iniciovanie prevodu;<\/li>\n\n\n\n<li>Vyberte pr\u00edjemcu a zadajte sumu. Na paneli Wise si budete m\u00f4c\u0165 vybra\u0165 pr\u00edjemcu, zada\u0165 sumu, ktor\u00fa chcete posla\u0165, a vybra\u0165 meny, ktor\u00fdch sa prevod t\u00fdka. Slu\u017eba Wise automaticky vypo\u010d\u00edta v\u00fdmenn\u00fd kurz a zobraz\u00ed v\u00e1m poplatky za prevod;<\/li>\n\n\n\n<li>Skontrolujte a potvr\u010fte. Pred dokon\u010den\u00edm prevodu budete ma\u0165 mo\u017enos\u0165 skontrolova\u0165 v\u0161etky podrobnosti a potvrdi\u0165 transakciu. Po potvrden\u00ed prevodu spolo\u010dnos\u0165 Wise iniciuje prevod a bude v\u00e1s informova\u0165 o jeho stave;<\/li>\n\n\n\n<li>Prijatie finan\u010dn\u00fdch prostriedkov. Pr\u00edjemca dostane finan\u010dn\u00e9 prostriedky na svoj bankov\u00fd \u00fa\u010det alebo \u00fa\u010det Wise, ak ho m\u00e1. Spolo\u010dnos\u0165 Wise ozn\u00e1mi odosielate\u013eovi aj pr\u00edjemcovi dokon\u010denie prevodu.<\/li>\n<\/ol>\n\n\n\n<p>Je d\u00f4le\u017eit\u00e9 poznamena\u0165, \u017ee spolo\u010dnos\u0165 Wise m\u00f4\u017ee pri niektor\u00fdch prevodoch vy\u017eadova\u0165 \u010fal\u0161ie inform\u00e1cie alebo dokument\u00e1ciu, napr\u00edklad doklad o zaplaten\u00ed transakcie alebo doklad o toto\u017enosti pr\u00edjemcu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"When_to_Use_Wise\"><\/span>Kedy pou\u017e\u00edva\u0165 Wise<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Slu\u017eba Wise je vhodn\u00e1 pre s\u00fakromn\u00fdch klientov aj firmy, ktor\u00e9 chc\u00fa posiela\u0165 peniaze do zahrani\u010dia. Existuj\u00fa v\u0161ak niektor\u00e9 aspekty slu\u017eby, ktor\u00e9 s\u00fa vhodnej\u0161ie pre jednotliv\u00e9 typy klientov, a in\u00e9, ktor\u00e9 m\u00f4\u017eu by\u0165 pre pou\u017e\u00edvate\u013eov v\u00fdhodnej\u0161ie, ak sa obr\u00e1tia na in\u00e9ho poskytovate\u013ea medzin\u00e1rodn\u00fdch prevodov pe\u0148az\u00ed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Private_clients\"><\/span>S\u00fakromn\u00ed klienti<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise je skvelou vo\u013ebou pre osobn\u00e9 transakcie, ako je platba za zahrani\u010dn\u00e9 n\u00e1kupy, podpora priate\u013eov alebo rodiny v zahrani\u010d\u00ed, platba \u0161koln\u00e9ho alebo poplatkov za \u0161t\u00fadium alebo posielanie pe\u0148az\u00ed do inej krajiny z ak\u00e9hoko\u013evek in\u00e9ho d\u00f4vodu. V\u010faka n\u00edzkym poplatkom a r\u00fdchlym \u010dasom prevodu je atrakt\u00edvnou mo\u017enos\u0165ou na individu\u00e1lne pou\u017eitie.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Business_clients\"><\/span>Obchodn\u00ed klienti<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Pre firemn\u00fdch klientov pon\u00faka spolo\u010dnos\u0165 Wise n\u00e1kladovo efekt\u00edvne rie\u0161enie na realiz\u00e1ciu medzin\u00e1rodn\u00fdch platieb za tovar alebo slu\u017eby. Funkcia \u00fa\u010dtu bez hran\u00edc, ktor\u00e1 umo\u017e\u0148uje podnikom dr\u017ea\u0165 a spravova\u0165 peniaze vo viacer\u00fdch men\u00e1ch, je vhodnou vo\u013ebou pre podniky, ktor\u00e9 p\u00f4sobia glob\u00e1lne alebo potrebuj\u00fa vykon\u00e1va\u0165 platby v r\u00f4znych men\u00e1ch.<\/p>\n\n\n\n<p>\u010eal\u0161ou v\u00fdhodou pre podniky je mo\u017enos\u0165 posiela\u0165 a prij\u00edma\u0165 medzin\u00e1rodn\u00e9 platby s re\u00e1lnym stredn\u00fdm trhov\u00fdm v\u00fdmenn\u00fdm kurzom bez skryt\u00fdch poplatkov. M\u00f4\u017eu tie\u017e vyu\u017ei\u0165 svoje faktura\u010dn\u00e9 n\u00e1stroje a nastavi\u0165 opakovan\u00e9, d\u00e1vkov\u00e9 platby na posielanie pe\u0148az\u00ed zamestnancom alebo dod\u00e1vate\u013eom do zahrani\u010dia.<\/p>\n\n\n\n<p>Na z\u00e1ver mo\u017eno poveda\u0165, \u017ee slu\u017eba Wise je najlep\u0161ia, ak ju pou\u017e\u00edvaj\u00fa jednotlivci a mal\u00e9 podniky na uskuto\u010d\u0148ovanie mal\u00fdch pe\u0148a\u017en\u00fdch prevodov, preto\u017ee pri posielan\u00ed ve\u013ek\u00fdch s\u00fam m\u00f4\u017eu by\u0165 \u00fa\u010dtovan\u00e9 vy\u0161\u0161ie poplatky za prevod.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Money_Transfer_Cancellation_Policy\"><\/span>Z\u00e1sady zru\u0161enia prevodu pe\u0148az\u00ed Wise Money Transfer<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Pokia\u013e ide o zru\u0161enie prevodu, spolo\u010dnos\u0165 Wise pon\u00faka svojim z\u00e1kazn\u00edkom jednoduch\u00e9 pravidl\u00e1. V pr\u00edpade, \u017ee prevod nebol spracovan\u00fd, z\u00e1kazn\u00edk ho m\u00f4\u017ee jednoducho zru\u0161i\u0165 a finan\u010dn\u00e9 prostriedky bud\u00fa vr\u00e1ten\u00e9 do p\u00f4vodn\u00e9ho zdroja. Zvy\u010dajne sa tak deje v pr\u00edpade, ak je prevod zru\u0161en\u00fd do nieko\u013ek\u00fdch hod\u00edn od jeho iniciovania.<\/p>\n\n\n\n<p>Ak v\u0161ak u\u017e bol prevod spracovan\u00fd a je v procese prepravy, nie je mo\u017en\u00e9 ho zru\u0161i\u0165. V takom pr\u00edpade sa pr\u00edjemca prevodu m\u00f4\u017ee rozhodn\u00fa\u0165 vr\u00e1ti\u0165 prevod sp\u00e4\u0165 odosielate\u013eovi, ak e\u0161te nedostal finan\u010dn\u00e9 prostriedky. Spolo\u010dnos\u0165 Wise si ne\u00fa\u010dtuje \u017eiadne poplatky za zru\u0161enie alebo vr\u00e1tenie pe\u0148az\u00ed.<\/p>\n\n\n\n<p>V pr\u00edpade zru\u0161en\u00e9ho alebo vr\u00e1ten\u00e9ho prevodu je d\u00f4le\u017eit\u00e9 si uvedomi\u0165, \u017ee \u010das potrebn\u00fd na vr\u00e1tenie finan\u010dn\u00fdch prostriedkov sa m\u00f4\u017ee l\u00ed\u0161i\u0165 v z\u00e1vislosti od krajiny a pou\u017eit\u00e9ho sp\u00f4sobu platby. Ak m\u00e1te ak\u00e9ko\u013evek ot\u00e1zky alebo obavy t\u00fdkaj\u00face sa zru\u0161enia prevodu, v\u017edy sa m\u00f4\u017eete obr\u00e1ti\u0165 na z\u00e1kazn\u00edcku podporu spolo\u010dnosti Wise prostredn\u00edctvom jej webovej str\u00e1nky alebo aplik\u00e1cie.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Customer_Service\"><\/span>M\u00fadry z\u00e1kazn\u00edcky servis<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Spolo\u010dnos\u0165 Wise je zn\u00e1ma svoj\u00edm vynikaj\u00facim z\u00e1kazn\u00edckym servisom, ktor\u00fd je k dispoz\u00edcii 24 hod\u00edn denne, 7 dn\u00ed v t\u00fd\u017edni prostredn\u00edctvom e-mailu a \u017eiv\u00e9ho chatu. Spolo\u010dnos\u0165 m\u00e1 dobr\u00fa poves\u0165 v\u010faka r\u00fdchlym a \u00fastretov\u00fdm odpovediam na ot\u00e1zky a probl\u00e9my z\u00e1kazn\u00edkov, pri\u010dom mnoh\u00ed z\u00e1kazn\u00edci si pochva\u013euj\u00fa efekt\u00edvnos\u0165 a \u00fastretovos\u0165 t\u00edmu slu\u017eieb z\u00e1kazn\u00edkom.<\/p>\n\n\n\n<p>Spolo\u010dnos\u0165 Wise m\u00e1 tie\u017e komplexn\u00fa <a href=\"https:\/\/wise.com\/help\/\" target=\"_blank\" rel=\"noreferrer noopener\">centrum pomoci<\/a>, ktor\u00e1 obsahuje podrobn\u00e9 \u010dasto kladen\u00e9 ot\u00e1zky a \u010dl\u00e1nky na r\u00f4zne t\u00e9my t\u00fdkaj\u00face sa pou\u017e\u00edvania slu\u017eby. Okrem toho sa spolo\u010dnos\u0165 te\u0161\u00ed mnoh\u00fdm \u017eiv\u00fdm komunitn\u00fdm f\u00f3ram, kde z\u00e1kazn\u00edci klad\u00fa ot\u00e1zky a dost\u00e1vaj\u00fa odpovede od in\u00fdch pou\u017e\u00edvate\u013eov, ako aj od zamestnancov spolo\u010dnosti Wise.<\/p>\n\n\n\n<p>Spolo\u010dnos\u0165 sa riadi pr\u00edsnou politikou, pod\u013ea ktorej s\u00fa jej z\u00e1kazn\u00edci na prvom mieste, \u010do sa odr\u00e1\u017ea v kvalite jej slu\u017eieb z\u00e1kazn\u00edkom. \u010ci u\u017e z\u00e1kazn\u00edk potrebuje pomoc s prevodom pe\u0148az\u00ed, m\u00e1 ot\u00e1zku t\u00fdkaj\u00facu sa svojho \u00fa\u010dtu alebo m\u00e1 technick\u00fd probl\u00e9m, t\u00edm z\u00e1kazn\u00edckeho servisu spolo\u010dnosti Wise je pripraven\u00fd poskytn\u00fa\u0165 pomoc a podporu.<\/p>\n\n\n\n<p>Spolo\u010dnos\u0165 Wise je glob\u00e1lna spolo\u010dnos\u0165 a je k dispoz\u00edcii v 15 jazykoch vr\u00e1tane angli\u010dtiny, franc\u00faz\u0161tiny, \u0161paniel\u010diny, portugal\u010diny, talian\u010diny, nem\u010diny, \u010d\u00edn\u0161tiny, japon\u010diny, indon\u00e9z\u0161tiny, ma\u010far\u010diny, ukrajin\u010diny, po\u013e\u0161tiny, rumun\u010diny, ture\u010dtiny a ru\u0161tiny.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Does_Wise_Compare_With_Its_Competitors\"><\/span>Ako sa spolo\u010dnos\u0165 Wise porovn\u00e1va so svojimi konkurentmi?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Spolo\u010dnos\u0165 Wise nie je jedin\u00fdm hr\u00e1\u010dom v oblasti medzin\u00e1rodn\u00fdch prevodov pe\u0148az\u00ed a je d\u00f4le\u017eit\u00e9 porovna\u0165 ju s ostatn\u00fdmi poskytovate\u013emi, aby ste zistili, ktor\u00fd z nich je najvhodnej\u0161\u00ed pre va\u0161e potreby. V tejto \u010dasti porovn\u00e1me spolo\u010dnos\u0165 Wise s tromi jej konkurentmi: <a href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/\" data-internallinksmanager029f6b8e52c=\"238\" title=\"XE International Money Transfer Review 2026\">Xe<\/a>, <a href=\"https:\/\/www.torfx.com\/affiliate\/register?afflno=0302110000681579\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">TorFx<\/a>a <a href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/instarem-review\/\" data-internallinksmanager029f6b8e52c=\"362\" title=\"Instarem Preh\u013ead medzin\u00e1rodn\u00fdch prevodov pe\u0148az\u00ed 2023\">Instarem<\/a>. Pozrite sa, \u010di niektor\u00fd z nich viac vyhovuje va\u0161im konkr\u00e9tnym po\u017eiadavk\u00e1m.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_vs_XE\"><\/span>Wise vs. XE<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Funkcia<\/th><th>M\u00fadre<\/th><th>XE<\/th><\/tr><\/thead><tbody><tr><td>Zalo\u017een\u00e9 v roku<\/td><td>2011<\/td><td>1993<\/td><\/tr><tr><td>Objem obchodovania<\/td><td>76,4 miliardy GBP v roku 2022<\/td><td>$115 mili\u00e1rd v roku 2018<\/td><\/tr><tr><td>Hodnotenie Trustpilot<\/td><td>4.5 \/ 5<\/td><td>4.2 \/ 5<\/td><\/tr><tr><td>Vhodn\u00e9 pre<\/td><td>Prevody mal\u00fdch pe\u0148az\u00ed<\/td><td>Mal\u00e9 aj ve\u013ek\u00e9 prevody pe\u0148az\u00ed<\/td><\/tr><tr><td>Poplatok za prevod<\/td><td>Variabiln\u00fd poplatok - 0,4% - 0,6% z celkovej sumy (v priemere);<br>Fixn\u00fd poplatok - v priemere 0,2 - 0,3 GBP<\/td><td>\u00a32.00 pod \u00a3250 (UK);<br>2,00 \u20ac do 250 \u20ac (E\u00da);<br>\u017diadny poplatok za in\u00e9 sumy<\/td><\/tr><tr><td>Priemern\u00e1 kurzov\u00e1 prir\u00e1\u017eka<\/td><td>\u017diadna prir\u00e1\u017eka k stredn\u00fdm trhov\u00fdm sadzb\u00e1m<\/td><td>0,2% a\u017e 1,4% pri stredn\u00fdch trhov\u00fdch sadzb\u00e1ch<\/td><\/tr><tr><td>Minim\u00e1lna suma prevodu<\/td><td>\u00a31<\/td><td>\u00a31<\/td><\/tr><tr><td>Maxim\u00e1lna suma prevodu<\/td><td>$6,000,000 USD;<br>$1,8 mili\u00f3na AUD;<br>$1,5 mili\u00f3na CAD;<br>6 000 000 EUR;<br>\u00a35,000,000 GBP.<\/td><td>350 000 GBP (Spojen\u00e9 kr\u00e1\u013eovstvo a E\u00da);<br>$535,000 (US);<br>CAD $535,000 (Kanada);<br>NZD $750,000 (<a href=\"https:\/\/moverdb.com\/sk\/moving-to-new-zealand\/\" data-internallinksmanager029f6b8e52c=\"324\" title=\"S\u0165ahujete sa na Nov\u00fd Z\u00e9land? 2026 N\u00e1klady na \u017eivot a tipy na pres\u0165ahovanie\">Nov\u00fd Z\u00e9land<\/a>).<\/td><\/tr><tr><td>R\u00fdchlos\u0165 prenosu<\/td><td>0-2 dni (v priebehu nieko\u013ek\u00fdch min\u00fat pri viac ako 50% prenosov)<\/td><td>1-4 pracovn\u00e9 dni<\/td><\/tr><tr><td>\u0160pecializovan\u00fd predajca<\/td><td>Nie<\/td><td>Len pre t\u00fdch, ktor\u00ed prev\u00e1dzaj\u00fa viac ako $70,000<\/td><\/tr><tr><td>Pokryt\u00e9 krajiny<\/td><td>Viac ako 170 kraj\u00edn<\/td><td>Viac ako 130 kraj\u00edn<\/td><\/tr><tr><td>Zahrnut\u00e9 meny<\/td><td>Viac ako 50 mien<\/td><td>Takmer 100 mien<\/td><\/tr><tr><td>Sp\u00f4soby platby<\/td><td>Bankov\u00fd \u00fa\u010det, kreditn\u00e1\/debetn\u00e1 karta, Apple\/Google Pay, PayPal<\/td><td>Bankov\u00fd \u00fa\u010det alebo kreditn\u00e1\/debetn\u00e1 karta<\/td><\/tr><tr><td>Met\u00f3dy prij\u00edmania<\/td><td>Bankov\u00fd \u00fa\u010det alebo bankomat (prostredn\u00edctvom online \u00fa\u010dtu)<\/td><td>Bankov\u00fd \u00fa\u010det a hotovos\u0165<\/td><\/tr><tr><td>Mo\u017enos\u0165 vyzdvihnutia hotovosti<\/td><td>Nie<\/td><td>\u00c1no<\/td><\/tr><tr><td>Okam\u017eit\u00e1 vlastn\u00e1 ponuka<\/td><td>\u00c1no<\/td><td>\u00c1no<\/td><\/tr><tr><td>Obchodn\u00e9 funkcie<\/td><td>D\u00e1vkov\u00e9 platby, faktur\u00e1cia, pr\u00edstup pre viacer\u00fdch pou\u017e\u00edvate\u013eov, opakovan\u00e9 prevody, digit\u00e1lna pe\u0148a\u017eenka s viacer\u00fdmi menami, upozornenia na kurzy a integr\u00e1cia API<\/td><td>Spotov\u00e9 kontrakty, forwardov\u00e9 kontrakty, trhov\u00e9 objedn\u00e1vky, digit\u00e1lna pe\u0148a\u017eenka s viacer\u00fdmi menami, kurzov\u00e9 upozornenia a port\u00e1l API<\/td><\/tr><tr><td>Vlajkov\u00e1 debetn\u00e1 karta<\/td><td>\u00c1no<\/td><td>Nie<\/td><\/tr><tr><td>Mobiln\u00e1 aplik\u00e1cia<\/td><td>\u00c1no<\/td><td>\u00c1no<\/td><\/tr><tr><td>Z\u00e1sady zru\u0161enia<\/td><td>Pou\u017e\u00edvatelia m\u00f4\u017eu zru\u0161i\u0165 prenos, pokia\u013e vidia mo\u017enos\u0165 \"zru\u0161i\u0165 prenos\" na svojom prenose.<\/td><td>Iba v pr\u00edpade prevodov na vyzdvihnutie hotovosti, ke\u010f si pr\u00edjemca hotovos\u0165 nevyzdvihol.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Pre\u010d\u00edtajte si na\u0161e <a href=\"https:\/\/moverdb.com\/sk\/najlepsie-medzinarodne-sluzby-prevodu-penazi\/xe-review\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u00fapln\u00e1 recenzia XE<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_vs_TorFX\"><\/span>Wise vs. TorFX<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Funkcia<\/th><th>M\u00fadre<\/th><th><a href=\"https:\/\/www.torfx.com\/affiliate\/register?afflno=0302110000681579\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">TorFX<\/a><\/th><\/tr><\/thead><tbody><tr><td>Zalo\u017een\u00e9 v roku<\/td><td>2011<\/td><td>2004<\/td><\/tr><tr><td>Objem obchodovania<\/td><td>76,4 miliardy GBP v roku 2022<\/td><td>7,5 miliardy libier ro\u010dne<\/td><\/tr><tr><td>Hodnotenie Trustpilot<\/td><td>4.5 \/ 5<\/td><td>4.9 \/ 5<\/td><\/tr><tr><td>Vhodn\u00e9 pre<\/td><td>Prevody mal\u00fdch pe\u0148az\u00ed<\/td><td>Mal\u00e9 aj ve\u013ek\u00e9 prevody pe\u0148az\u00ed<\/td><\/tr><tr><td>Poplatok za prevod<\/td><td>Variabiln\u00fd poplatok - 0,4% - 0,6% z celkovej sumy (v priemere);<br>Fixn\u00fd poplatok - v priemere 0,2 - 0,3 GBP<\/td><td>Bez poplatku<\/td><\/tr><tr><td>Priemern\u00e1 kurzov\u00e1 prir\u00e1\u017eka<\/td><td>\u017diadna prir\u00e1\u017eka k stredn\u00fdm trhov\u00fdm sadzb\u00e1m<\/td><td>1% a\u017e 2% na stredn\u00fdch trhov\u00fdch sadzb\u00e1ch<\/td><\/tr><tr><td>Minim\u00e1lna suma prevodu<\/td><td>\u00a31<\/td><td>100 libier (alebo ekvivalent v inej mene)<\/td><\/tr><tr><td>Maxim\u00e1lna suma prevodu<\/td><td>$6,000,000 USD;<br>$1,8 mili\u00f3na AUD;<br>$1,5 mili\u00f3na CAD;<br>6 000 000 EUR;<br>\u00a35,000,000 GBP.<\/td><td>\u017diadne<\/td><\/tr><tr><td>R\u00fdchlos\u0165 prenosu<\/td><td>0-2 dni (v priebehu nieko\u013ek\u00fdch min\u00fat pri viac ako 50% prenosov)<\/td><td>0-2 hodiny pre prevody SEPA;<br>24-48 hod\u00edn pre prevody ACH<\/td><\/tr><tr><td>\u0160pecializovan\u00fd predajca<\/td><td>Nie<\/td><td>\u00c1no<\/td><\/tr><tr><td>Pokryt\u00e9 krajiny<\/td><td>Viac ako 170 kraj\u00edn<\/td><td>Viac ako 100 kraj\u00edn<\/td><\/tr><tr><td>Zahrnut\u00e9 meny<\/td><td>Viac ako 50 mien<\/td><td>59 mien<\/td><\/tr><tr><td>Sp\u00f4soby platby<\/td><td>Bankov\u00fd \u00fa\u010det, kreditn\u00e1\/debetn\u00e1 karta, Apple\/Google Pay, PayPal<\/td><td>Bankov\u00fd \u00fa\u010det<\/td><\/tr><tr><td>Met\u00f3dy prij\u00edmania<\/td><td>Bankov\u00fd \u00fa\u010det alebo bankomat (prostredn\u00edctvom online \u00fa\u010dtu)<\/td><td>Bankov\u00fd \u00fa\u010det<\/td><\/tr><tr><td>Mo\u017enos\u0165 vyzdvihnutia hotovosti<\/td><td>Nie<\/td><td>Nie<\/td><\/tr><tr><td>Okam\u017eit\u00e1 vlastn\u00e1 ponuka<\/td><td>\u00c1no<\/td><td>Nie<\/td><\/tr><tr><td>Obchodn\u00e9 funkcie<\/td><td>D\u00e1vkov\u00e9 platby, faktur\u00e1cia, pr\u00edstup pre viacer\u00fdch pou\u017e\u00edvate\u013eov, opakovan\u00e9 prevody, digit\u00e1lna pe\u0148a\u017eenka s viacer\u00fdmi menami, upozornenia na kurzy a integr\u00e1cia API<\/td><td>Spotov\u00e9 kontrakty, forwardov\u00e9 kontrakty, limitn\u00e9 pr\u00edkazy, stop-loss pr\u00edkazy, opakovan\u00e9 prevody, upozornenia na kurzy a port\u00e1l API<\/td><\/tr><tr><td>Vlajkov\u00e1 debetn\u00e1 karta<\/td><td>\u00c1no<\/td><td>Nie<\/td><\/tr><tr><td>Mobiln\u00e1 aplik\u00e1cia<\/td><td>\u00c1no<\/td><td>\u00c1no<\/td><\/tr><tr><td>Z\u00e1sady zru\u0161enia<\/td><td>Pou\u017e\u00edvatelia m\u00f4\u017eu zru\u0161i\u0165 prenos, pokia\u013e vidia mo\u017enos\u0165 \"zru\u0161i\u0165 prenos\" na svojom prenose.<\/td><td>Mo\u017en\u00e9 pri kontakte, pokia\u013e pr\u00edjemca nedostal peniaze (m\u00f4\u017eu sa \u00fa\u010dtova\u0165 \u010fal\u0161ie poplatky)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Pre\u010d\u00edtajte si na\u0161e <a href=\"https:\/\/moverdb.com\/sk\/najlepsie-medzinarodne-sluzby-prevodu-penazi\/torfx-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/torfx-review\/\" rel=\"noreferrer noopener\">\u00fapln\u00e1 recenzia TorFX<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_vs_Instarem\"><\/span>Wise vs. Instarem<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Funkcia<\/th><th>M\u00fadre<\/th><th>Instarem<\/th><\/tr><\/thead><tbody><tr><td>Zalo\u017een\u00e9 v roku<\/td><td>2011<\/td><td>2014<\/td><\/tr><tr><td>Objem obchodovania<\/td><td>76,4 miliardy GBP v roku 2022<\/td><td>$4 mili\u00e1rd ro\u010dne&nbsp;<\/td><\/tr><tr><td>Hodnotenie Trustpilot<\/td><td>4.5 \/ 5<\/td><td>4.4 \/ 5<\/td><\/tr><tr><td>Vhodn\u00e9 pre<\/td><td>Prevody mal\u00fdch pe\u0148az\u00ed<\/td><td>Mal\u00e9 aj ve\u013ek\u00e9 prevody pe\u0148az\u00ed<\/td><\/tr><tr><td>Poplatok za prevod<\/td><td>Variabiln\u00fd poplatok - 0,4% - 0,6% z celkovej sumy (v priemere);<br>Fixn\u00fd poplatok - v priemere 0,2 - 0,3 GBP<\/td><td>Z\u00e1vis\u00ed od vybran\u00fdch kraj\u00edn, sumy prevodu a sp\u00f4sobu platby.<\/td><\/tr><tr><td>Priemern\u00e1 kurzov\u00e1 prir\u00e1\u017eka<\/td><td>\u017diadna prir\u00e1\u017eka k stredn\u00fdm trhov\u00fdm sadzb\u00e1m<\/td><td><\/td><\/tr><tr><td>Minim\u00e1lna suma prevodu<\/td><td>\u00a31<\/td><td>$50 pre IndiuNijak\u00fd pre ostatn\u00e9 krajiny<\/td><\/tr><tr><td>Maxim\u00e1lna suma prevodu<\/td><td>$6,000,000 USD;<br>$1,8 mili\u00f3na AUD;<br>$1,5 mili\u00f3na CAD;<br>6 000 000 EUR;<br>\u00a35,000,000 GBP.<\/td><td>Z\u00e1vis\u00ed od vybranej krajiny odoslania a sp\u00f4sobu platby<\/td><\/tr><tr><td>R\u00fdchlos\u0165 prenosu<\/td><td>0-2 dni (v priebehu nieko\u013ek\u00fdch min\u00fat pri viac ako 50% prenosov)<\/td><td>V z\u00e1vislosti od \u010dasu spracovania v banke<\/td><\/tr><tr><td>\u0160pecializovan\u00fd predajca<\/td><td>Nie<\/td><td>Nie<\/td><\/tr><tr><td>Pokryt\u00e9 krajiny<\/td><td>Viac ako 170 kraj\u00edn<\/td><td>Viac ako 110 kraj\u00edn<\/td><\/tr><tr><td>Zahrnut\u00e9 meny<\/td><td>Viac ako 50 mien<\/td><td>Pribli\u017ene 30 mien<\/td><\/tr><tr><td>Sp\u00f4soby platby<\/td><td>Bankov\u00fd \u00fa\u010det, kreditn\u00e1\/debetn\u00e1 karta, Apple\/Google Pay, PayPal<\/td><td>Bankov\u00fd \u00fa\u010det alebo kreditn\u00e1\/debetn\u00e1 karta<\/td><\/tr><tr><td>Met\u00f3dy prij\u00edmania<\/td><td>Bankov\u00fd \u00fa\u010det alebo bankomat (prostredn\u00edctvom online \u00fa\u010dtu)<\/td><td>Bankov\u00fd \u00fa\u010det<\/td><\/tr><tr><td>Mo\u017enos\u0165 vyzdvihnutia hotovosti<\/td><td>Nie<\/td><td>Len pre Filip\u00edny<\/td><\/tr><tr><td>Okam\u017eit\u00e1 vlastn\u00e1 ponuka<\/td><td>\u00c1no<\/td><td>\u00c1no<\/td><\/tr><tr><td>Obchodn\u00e9 funkcie<\/td><td>D\u00e1vkov\u00e9 platby, faktur\u00e1cia, pr\u00edstup pre viacer\u00fdch pou\u017e\u00edvate\u013eov, opakovan\u00e9 prevody, digit\u00e1lna pe\u0148a\u017eenka s viacer\u00fdmi menami, upozornenia na kurzy a integr\u00e1cia API<\/td><td>D\u00e1vkov\u00e9 platby, digit\u00e1lna pe\u0148a\u017eenka s viacer\u00fdmi menami, kurzov\u00e9 upozornenia<\/td><\/tr><tr><td>Vlajkov\u00e1 debetn\u00e1 karta<\/td><td>\u00c1no<\/td><td>Nie<\/td><\/tr><tr><td>Mobiln\u00e1 aplik\u00e1cia<\/td><td>\u00c1no<\/td><td>\u00c1no<\/td><\/tr><tr><td>Z\u00e1sady zru\u0161enia<\/td><td>Pou\u017e\u00edvatelia m\u00f4\u017eu zru\u0161i\u0165 prenos, pokia\u013e vidia mo\u017enos\u0165 \"zru\u0161i\u0165 prenos\" na svojom prenose.<\/td><td>Mo\u017en\u00e9 pri kontakte, pokia\u013e pr\u00edjemca nedostal peniaze (m\u00f4\u017eu sa \u00fa\u010dtova\u0165 \u010fal\u0161ie poplatky)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Pre\u010d\u00edtajte si na\u0161e <a href=\"https:\/\/moverdb.com\/sk\/najlepsie-medzinarodne-sluzby-prevodu-penazi\/instarem-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/instarem-review\/\" rel=\"noreferrer noopener\">\u00fapln\u00e1 recenzia Instarem<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Customer_Reviews\"><\/span>M\u00fadre recenzie z\u00e1kazn\u00edkov<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Spolo\u010dnos\u0165 Wise z\u00edskala na port\u00e1li Trustpilot stovky tis\u00edc recenzi\u00ed, \u010d\u00edm sa stala najrecenzovanej\u0161ou spolo\u010dnos\u0165ou v oblasti platieb v cudzej mene s hodnoten\u00edm 4,5\/5 k janu\u00e1ru 2023, \u010do je pokles z 4,7\/5 na konci roka 2020. Pri sk\u00faman\u00ed sme si v\u0161imli, \u017ee 91% v\u0161etk\u00fdch recenzi\u00ed je pozit\u00edvnych, 7% s\u00fa negat\u00edvne s\u0165a\u017enosti a 2% je na neutr\u00e1lnej strane.<\/p>\n\n\n\n<p>Vo v\u00e4\u010d\u0161ine pozit\u00edvnych recenzi\u00ed sa uv\u00e1dza, \u017ee hlavnou v\u00fdhodou slu\u017eby Wise je plynulos\u0165 cel\u00e9ho procesu prevodu pe\u0148az\u00ed, ale existuj\u00fa obavy z nadmern\u00fdch po\u017eiadaviek na dokumenty, oneskoren\u00fdch prevodov a pred\u010dasn\u00e9ho z\u00e1kazn\u00edckeho servisu.<\/p>\n\n\n\n<p>Po\u010det negat\u00edvnych recenzi\u00ed rastie, najm\u00e4 v d\u00f4sledku deaktivovan\u00fdch \u00fa\u010dtov. Firma \u010del\u00ed kritike majite\u013eov \u00fa\u010dtov, ktor\u00ed sa nem\u00f4\u017eu dosta\u0165 k svojim peniazom napriek tomu, \u017ee poskytli v\u0161etky po\u017eadovan\u00e9 inform\u00e1cie. Zatia\u013e \u010do niektor\u00e9 s\u0165a\u017enosti s\u00fa nedostatkom vynikaj\u00faceho z\u00e1kazn\u00edckeho servisu, niektor\u00e9 recenzie zrejme umiestnili obchodn\u00edci s cie\u013eom po\u0161pini\u0165 slu\u017ebu, ale ich po\u010det je pomerne mal\u00fd.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Positive_Wise_Customer_Reviews\"><\/span>Pozit\u00edvne recenzie m\u00fadrych z\u00e1kazn\u00edkov<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Spolo\u010dnos\u0165 Wise by som vrelo odporu\u010dil na osobn\u00e9 aj pracovn\u00e9 pou\u017eitie. Slu\u017eba sa jednoducho pou\u017e\u00edva, pon\u00faka konkurencieschopn\u00e9 v\u00fdmenn\u00e9 kurzy a poplatky v porovnan\u00ed s tradi\u010dn\u00fdmi bankami a umo\u017e\u0148uje r\u00fdchle a bezpe\u010dn\u00e9 medzin\u00e1rodn\u00e9 prevody pe\u0148az\u00ed. Ve\u013emi n\u00e1pomocn\u00e1 je aj transparentnos\u0165 a jasn\u00fd rozpis n\u00e1kladov. Celkovo m\u00e1m so slu\u017ebou Wise pozit\u00edvne sk\u00fasenosti a s istotou ju odpor\u00fa\u010dam ka\u017ed\u00e9mu, kto h\u013ead\u00e1 n\u00e1kladovo efekt\u00edvny sp\u00f4sob medzin\u00e1rodn\u00e9ho prevodu pe\u0148az\u00ed.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63d01dcd9b64b1bdaf41cc78\" target=\"_blank\" rel=\"noreferrer noopener\">Arulkumar Msc<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Roky skvel\u00fdch sk\u00fasenost\u00ed! Slu\u017ebu Wise pou\u017e\u00edvam u\u017e roky, ke\u010f sa e\u0161te volala TransferWise. Po cel\u00fa dobu v\u0161etko fungovalo bez komplik\u00e1ci\u00ed. Pou\u017e\u00edvate\u013esk\u00e9 rozhranie je pr\u00edjemn\u00e9 na pou\u017e\u00edvanie - r\u00fdchlos\u0165 transakci\u00ed je ve\u013emi vysok\u00e1. Bola to ve\u013ek\u00e1 rados\u0165 ho pou\u017e\u00edva\u0165. Jedinou nev\u00fdhodou je, \u017ee nie je mo\u017en\u00e9 vykon\u00e1va\u0165 transakcie na kryptografick\u00e9 burzy, ako je Kraken. (Mo\u017eno sa t\u00e1to politika v bl\u00edzkej bud\u00facnosti zmen\u00ed). Ak nem\u00e1te t\u00fato konkr\u00e9tnu potrebu, potom ju ve\u013emi odpor\u00fa\u010dame.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c6b0ee2338b6d417bcae62\" target=\"_blank\" rel=\"noopener\">Lenard Frommelt<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Bol som ve\u013emi spokojn\u00fd s t\u00fdm, ako \u013eahko Wise umo\u017e\u0148uje prevod a konverziu mojich pe\u0148az\u00ed v mnoh\u00fdch r\u00f4znych men\u00e1ch! Je to m\u00f4j prv\u00fd \u00fa\u010det s viacer\u00fdmi menami a pri pou\u017e\u00edvan\u00ed karty (Apple Pay alebo fyzickej karty) som ohromen\u00e1 t\u00fdm, ako automaticky vyber\u00e1 miestnu menu na m\u00ed\u0148anie. Nemus\u00edm takmer ani pohn\u00fa\u0165 prstom - jednoducho sa uist\u00edm, \u017ee m\u00e1m dostatok prostriedkov, \u0165uknem na kartu a Wise sa postar\u00e1 o v\u0161etko ostatn\u00e9! T\u00fato spolo\u010dnos\u0165 ur\u010dite odpor\u00fa\u010dam, najm\u00e4 na cestovanie!<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c3d8de2338b6d417ba8069\" target=\"_blank\" rel=\"noreferrer noopener\">Jasmine<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Chcel som prejs\u0165 od Payoneer, preto\u017ee ich syst\u00e9m \u00fa\u010dtov m\u00e1 obrovsk\u00e9 probl\u00e9my a trvalo mesiace, k\u00fdm mi to podpora opravila, len aby to sp\u00f4sobilo nov\u00e9 probl\u00e9my. R\u00fdchlo som sa overil na Wise, nastavil v\u00fdber z PayPalu na Wise v priebehu jedn\u00e9ho d\u0148a (presne to, \u010do som sa sna\u017eil dosiahnu\u0165 na Payoneer a ne\u0161lo to) a podarilo sa mi bez probl\u00e9mov posla\u0165 peniaze priate\u013eovi. Konverzn\u00e9 kurzy a poplatky, ktor\u00e9 s\u00fa dobr\u00e9, s\u00fa tie\u017e pr\u00edjemn\u00fdm bonusom. Okrem toho mal m\u00f4j priate\u013e odpor\u00fa\u010dac\u00ed k\u00f3d, ktor\u00fd som zabudol zada\u0165 pri vytv\u00e1ran\u00ed \u00fa\u010dtu, ale kr\u00e1tko po \u0148om je tam okienko na jeho zadanie. Ve\u013emi dobr\u00e9.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c2f2ec2338b6d417ba195b\" target=\"_blank\" rel=\"noreferrer noopener\">Androoideka<\/a><\/cite><\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Negative_Wise_Customer_Reviews\"><\/span>Negat\u00edvne recenzie z\u00e1kazn\u00edkov Wise<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Kvalita slu\u017eieb spolo\u010dnosti Wise sa ka\u017ed\u00fdm d\u0148om zni\u017euje. Prenos trv\u00e1 pr\u00edli\u0161 dlho, ke\u010f sa op\u00fdtam podpory Wise, pre\u010do prenos trv\u00e1 pr\u00edli\u0161 dlho? Podpora Wise m\u00e1 jednoduch\u00fa odpove\u010f; bank\u00e1m trv\u00e1 spracovanie platby. ale ke\u010f po\u0161lem peniaze do tej istej banky pomocou prevodu ACE, peniaze pr\u00eddu do 30 min\u00fat! M\u00fadra podpora teda hovor\u00ed l\u017ei a predpoklad\u00e1, \u017ee ich klamstvu ver\u00edm! Uva\u017eujem o zru\u0161en\u00ed svojho \u00fa\u010dtu Wise kv\u00f4li zlej kvalite a z\u00e1kazn\u00edckemu servisu!<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c7c0f12338b6d417bd7ac5\" target=\"_blank\" rel=\"noreferrer noopener\">Muhammad Luqman<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>D\u00fafam, \u017ee nepotrebujete z\u00e1kazn\u00edcku podporu. M\u00f4j \u00fa\u010det dr\u017eia u\u017e asi mesiac. Prich\u00e1dzam o peniaze a ch\u00fdbaj\u00fa mi platby kv\u00f4li ich pomal\u00fdm a nepozorn\u00fdm slu\u017eb\u00e1m. Som ich z\u00e1kazn\u00edkom od prv\u00e9ho roku a veci sa len zhor\u0161uj\u00fa. V\u00fdmenn\u00e9 kurzy s\u00fa dobr\u00e9, ale nie s\u00fa najlep\u0161ie a na\u0161\u0165astie m\u00f4\u017eem \u013eahko n\u00e1js\u0165 podobn\u00fa a\/alebo lep\u0161iu slu\u017ebu. \u010eakujeme, \u017ee ste odohnali \u010fal\u0161ieho z\u00e1kazn\u00edka. Prehodno\u0165te svoje obchodn\u00e9 \u0161kolstvo<\/em>.<\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63bcf5654d0773066a331048\" target=\"_blank\" rel=\"noreferrer noopener\">Aaron<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Wise zablokoval V\u0160ETKY na\u0161e transakcie kv\u00f4li \"presk\u00famaniu\" jednej konkr\u00e9tnej transakcie?! Pre\u010do? Cel\u00fd obchod sa jednoducho zastavil kv\u00f4li zablokovaniu v\u0161etk\u00fdch transakci\u00ed. Podpora neposkytne \u017eiadne podrobnosti, len \"po\u010dkajte, presk\u00famame va\u0161u transakciu\" bez ak\u00e9hoko\u013evek potenci\u00e1lneho \u010dasov\u00e9ho pl\u00e1nu\/term\u00ednu at\u010f. Najhor\u0161ia podpora, ak\u00fa som kedy mal.<\/em><\/p>\n\n\n\n<p><em>PS. Prid\u00e1vam nieko\u013eko vysvetlen\u00ed pre osobu, ktor\u00e1 tu reaguje po obdr\u017ean\u00ed odpovede: Nikto mi nebol schopn\u00fd poskytn\u00fa\u0165 aspo\u0148 pribli\u017en\u00fd odhad\/\u010dasov\u00fd harmonogram rev\u00edzie. V r\u00e1mci webovej str\u00e1nky Wise je inform\u00e1cia, \u017ee presk\u00famanie m\u00f4\u017ee trva\u0165 2-10 dn\u00ed a v \u00favodnom e-maile o procese presk\u00famania sme dostali lehotu 5-10 dn\u00ed, av\u0161ak u\u017e s\u00fa to takmer 3 t\u00fd\u017edne bez odpovede. Nikto sa n\u00e1s nep\u00fdtal na \u010fal\u0161ie podrobnosti, nikto n\u00e1s neinformoval o stave at\u010f.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63bd2fbe2338b6d417b51fc7\" target=\"_blank\" rel=\"noreferrer noopener\">Andrii Kornytskyi<\/a><\/cite><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Alternatives\"><\/span>M\u00fadre alternat\u00edvy<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise nie je jedinou mo\u017enos\u0165ou pre jednotlivcov a firmy, ktor\u00e9 chc\u00fa uskuto\u010d\u0148ova\u0165 medzin\u00e1rodn\u00e9 prevody pe\u0148az\u00ed. Existuje nieko\u013eko alternat\u00edv k slu\u017ebe Wise, z ktor\u00fdch ka\u017ed\u00e1 m\u00e1 svoje vlastn\u00e9 jedine\u010dn\u00e9 funkcie a v\u00fdhody. Tu si rozoberieme tri z najob\u013e\u00fabenej\u0161\u00edch alternat\u00edv: <a href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/ofx-review\/\" data-internallinksmanager029f6b8e52c=\"364\" title=\"Preh\u013ead medzin\u00e1rodn\u00fdch prevodov pe\u0148az\u00ed spolo\u010dnosti OFX na rok 2023\">OFX<\/a>, <a href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/moneygram-review\/\" data-internallinksmanager029f6b8e52c=\"368\" title=\"MoneyGram International Money Transfer Review 2026\">MoneyGram<\/a>a <a href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/revolut-review\/\" data-internallinksmanager029f6b8e52c=\"369\" title=\"Revolut International Money Transfer Review 2026\">Revolut<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"OFX\"><\/span><a href=\"https:\/\/moverdb.com\/sk\/najlepsie-medzinarodne-sluzby-prevodu-penazi\/ofx-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/ofx-review\" rel=\"noreferrer noopener\">OFX<\/a>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>OFX (predt\u00fdm OzForex) je dobre zaveden\u00e1 spolo\u010dnos\u0165 na prevod pe\u0148az\u00ed, ktor\u00e1 p\u00f4sob\u00ed na trhu u\u017e viac ako 20 rokov. Spolo\u010dnos\u0165 pon\u00faka cel\u00fd rad slu\u017eieb vr\u00e1tane medzin\u00e1rodn\u00fdch prevodov pe\u0148az\u00ed, v\u00fdmeny mien a dev\u00edzov\u00fdch \u00fa\u010dtov. Pre firemn\u00fdch z\u00e1kazn\u00edkov pon\u00faka aj spotov\u00e9 kontrakty, forwardov\u00e9 kontrakty a trhov\u00e9 objedn\u00e1vky.&nbsp;<\/p>\n\n\n\n<p>OFX je spo\u013eahlivou vo\u013ebou pre jednotlivcov a firmy, ktor\u00e9 h\u013eadaj\u00fa tradi\u010dnej\u0161\u00ed pr\u00edstup k medzin\u00e1rodn\u00fdm prevodom pe\u0148az\u00ed, so slu\u017ebami podobn\u00fdmi t\u00fdm, ktor\u00e9 pon\u00fakaj\u00fa tradi\u010dn\u00e9 banky. V\u00fdmenn\u00e9 kurzy a poplatky spolo\u010dnosti OFX v\u0161ak nemusia by\u0165 tak\u00e9 konkurencieschopn\u00e9 ako tie, ktor\u00e9 pon\u00fakaj\u00fa in\u00ed poskytovatelia vr\u00e1tane spolo\u010dnosti Wise.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"MoneyGram\"><\/span><a href=\"https:\/\/moverdb.com\/sk\/najlepsie-medzinarodne-sluzby-prevodu-penazi\/moneygram-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/moneygram-review\" rel=\"noreferrer noopener\">MoneyGram<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Spolo\u010dnos\u0165 MoneyGram je poprednou spolo\u010dnos\u0165ou v oblasti pe\u0148a\u017en\u00fdch prevodov, ktor\u00e1 m\u00e1 viac ako 350 000 pobo\u010diek vo viac ako 200 krajin\u00e1ch a oblastiach na celom svete. Spolo\u010dnos\u0165 pon\u00faka cel\u00fd rad slu\u017eieb vr\u00e1tane medzin\u00e1rodn\u00fdch prevodov pe\u0148az\u00ed, platieb \u00fa\u010dtov, pe\u0148a\u017en\u00fdch pr\u00edkazov a mo\u017enost\u00ed vyzdvihnutia hotovosti.<\/p>\n\n\n\n<p>MoneyGram je dobrou vo\u013ebou pre v\u0161etk\u00fdch, ktor\u00ed h\u013eadaj\u00fa pohodln\u00e9 a dostupn\u00e9 rie\u0161enie na posielanie pe\u0148az\u00ed priate\u013eom a rodine v in\u00fdch krajin\u00e1ch. V\u00fdmenn\u00e9 kurzy a poplatky spolo\u010dnosti MoneyGram s\u00fa v\u0161ak vo v\u0161eobecnosti vy\u0161\u0161ie ako tie, ktor\u00e9 pon\u00fakaj\u00fa spolo\u010dnos\u0165 Wise a in\u00ed poskytovatelia.<\/p>\n\n\n\n<p>Jednou z ich najlep\u0161\u00edch v\u00fdhod je slu\u017eba expresn\u00fdch platieb, ktor\u00e1 je skvel\u00e1 na bleskov\u00e9 platenie \u00fa\u010dtov v zahrani\u010d\u00ed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut\"><\/span><a href=\"https:\/\/moverdb.com\/sk\/najlepsie-medzinarodne-sluzby-prevodu-penazi\/revolut-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/revolut-review\" rel=\"noreferrer noopener\">Revolut<\/a>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Revolut je digit\u00e1lna bankov\u00e1 platforma, ktor\u00e1 pon\u00faka mno\u017estvo finan\u010dn\u00fdch slu\u017eieb. Okrem medzin\u00e1rodn\u00fdch prevodov pe\u0148az\u00ed poskytuje n\u00e1stroje na v\u00fdmenu mien a mimoriadne pohodln\u00e9 debetn\u00e9 karty.<\/p>\n\n\n\n<p>Revolut je \u00fa\u017easn\u00fd ako komplexnej\u0161ie rie\u0161enie na spr\u00e1vu pe\u0148az\u00ed z\u00e1kazn\u00edkov vo viacer\u00fdch men\u00e1ch. Ich online platforma a mobiln\u00e1 aplik\u00e1cia s\u00fa mimoriadne modern\u00e9 a jednoduch\u00e9 a ich predplaten\u00e9 debetn\u00e9 karty s\u00fa ob\u013e\u00fabenou vo\u013ebou pre mnoh\u00fdch, ktor\u00ed chc\u00fa vykon\u00e1va\u0165 r\u00fdchle a bezpe\u010dn\u00e9 transakcie v obchodoch alebo online.<\/p>\n\n\n\n<p>Vzh\u013eadom na to nie s\u00fa v\u00fdmenn\u00e9 kurzy a poplatky spolo\u010dnosti Revolut tak\u00e9 transparentn\u00e9 ako u mnoh\u00fdch jej konkurentov a spolo\u010dnos\u0165 nemus\u00ed by\u0165 dostupn\u00e1 vo v\u0161etk\u00fdch krajin\u00e1ch.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Z\u00e1ver<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>V tejto recenzii sme zistili, \u017ee spolo\u010dnos\u0165 Wise je popredn\u00fdm hr\u00e1\u010dom na trhu medzin\u00e1rodn\u00fdch prevodov pe\u0148az\u00ed. V\u010faka vysokej \u00farovni transparentnosti a siln\u00e9mu online obchodn\u00e9mu syst\u00e9mu a mobilnej aplik\u00e1cii pril\u00e1kala spolo\u010dnos\u0165 Wise mnoho z\u00e1kazn\u00edkov na celom svete.&nbsp;<\/p>\n\n\n\n<p>Wise poskytuje online \u00fa\u010det, ktor\u00fd pou\u017e\u00edvate\u013eom umo\u017e\u0148uje uskuto\u010d\u0148ova\u0165 cenovo dostupn\u00e9 medzin\u00e1rodn\u00e9 platby a prij\u00edma\u0165 dev\u00edzov\u00e9 platby na \u00fa\u010det Wise. Pou\u017e\u00edvate\u013esk\u00e1 sk\u00fasenos\u0165 sa pova\u017euje za jednu z najlep\u0161\u00edch v oblasti prevodov pe\u0148az\u00ed a debetn\u00e1 karta, ktor\u00fa Wise poskytuje v\u0161etk\u00fdm firemn\u00fdm pou\u017e\u00edvate\u013eom, je vysokokvalitn\u00fdm pr\u00ednosom na \u00fa\u010dely zahrani\u010dn\u00fdch v\u00fddavkov.<\/p>\n\n\n\n<p>Niektor\u00ed z\u00e1kazn\u00edci v\u0161ak maj\u00fa pocit, \u017ee pr\u00edstup \"urob si s\u00e1m\" pri prevode pe\u0148az\u00ed do zahrani\u010dia nemus\u00ed by\u0165 vhodn\u00fd pre ve\u013ek\u00e9 sumy a uprednost\u0148uj\u00fa podporu ur\u010den\u00e9ho spr\u00e1vcu \u00fa\u010dtu s odborn\u00fdmi znalos\u0165ami v oblasti dev\u00edz. Okrem toho sa spolo\u010dnos\u0165 Wise ako verejn\u00e1 spolo\u010dnos\u0165 stret\u00e1va s niektor\u00fdmi probl\u00e9mami, ako s\u00fa vy\u0161\u0161ie poplatky pre niektor\u00fdch pou\u017e\u00edvate\u013eov, pomal\u0161ie platby a deaktiv\u00e1cia \u00fa\u010dtu v d\u00f4sledku po\u017eiadaviek na rozsiahlu dokument\u00e1ciu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQ\"><\/span>F.A.Q.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list\">\n<div id=\"faq-question-1689848029575\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Who_is_Wise_most_suitable_for\"><\/span>Pre koho je Wise najvhodnej\u0161\u00ed?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Wise je vhodn\u00fdm rie\u0161en\u00edm pre cel\u00fd rad jednotlivcov a firiem, ktor\u00e9 potrebuj\u00fa posiela\u0165 alebo prij\u00edma\u0165 peniaze na medzin\u00e1rodnej \u00farovni. <\/p>\n<p>Patria sem s\u00fakromn\u00e9 osoby na mal\u00e9 a\u017e stredne ve\u013ek\u00e9 prevody pe\u0148az\u00ed, mal\u00e9 podniky na medzin\u00e1rodn\u00e9 platby, osoby v slobodnom povolan\u00ed a samostatne z\u00e1robkovo \u010dinn\u00e9 osoby na prij\u00edmanie platieb zo zahrani\u010dia a expati a cestovatelia na spr\u00e1vu financi\u00ed v zahrani\u010d\u00ed.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848045550\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"What_information_do_I_need_to_provide_to_make_a_money_transfer_using_Wise\"><\/span>Ak\u00e9 inform\u00e1cie mus\u00edm poskytn\u00fa\u0165, ak chcem uskuto\u010dni\u0165 prevod pe\u0148az\u00ed pomocou slu\u017eby Wise?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Ak chcete uskuto\u010dni\u0165 prevod pomocou slu\u017eby Wise, mali by ste pr\u00edjemcu po\u017eiada\u0165 o tieto inform\u00e1cie:<\/p>\n<p>- Va\u0161e cel\u00e9 z\u00e1konn\u00e9 meno;<br \/>- \u010c\u00edslo v\u00e1\u0161ho bankov\u00e9ho \u00fa\u010dtu;<br \/>- smerovacie \u010d\u00edslo v\u00e1\u0161ho bankov\u00e9ho \u00fa\u010dtu;<br \/>- K\u00f3d BIC\/SWIFT va\u0161ej banky (v z\u00e1vislosti od miesta prevodu).<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848123837\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Are_Wise_users_able_to_make_money_transfers_in_another_name\"><\/span>M\u00f4\u017eu pou\u017e\u00edvatelia slu\u017eby Wise vykon\u00e1va\u0165 prevody pe\u0148az\u00ed na in\u00e9 meno?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Nie, Wise vy\u017eaduje, aby sa meno pr\u00edjemcu zhodovalo s menom na prij\u00edmaj\u00facom bankovom \u00fa\u010dte. Ide o bezpe\u010dnostn\u00e9 opatrenie, ktor\u00e9 m\u00e1 zabr\u00e1ni\u0165 podvodom a chr\u00e1ni\u0165 finan\u010dn\u00e9 prostriedky z\u00e1kazn\u00edkov.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848168748\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Can_I_transfer_money_to_a_mobile_wallet_with_Wise\"><\/span>M\u00f4\u017eem previes\u0165 peniaze do mobilnej pe\u0148a\u017eenky pomocou slu\u017eby Wise?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Nie, spolo\u010dnos\u0165 Wise v s\u00fa\u010dasnosti nepodporuje prevody do mobiln\u00fdch pe\u0148a\u017eeniek. Spolo\u010dnos\u0165 v s\u00fa\u010dasnosti podporuje len prevody na bankov\u00e9 \u00fa\u010dty.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848195268\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Can_I_get_a_free_money_transfer_quote_from_Wise\"><\/span>M\u00f4\u017eem z\u00edska\u0165 bezplatn\u00fa ponuku na prevod pe\u0148az\u00ed od spolo\u010dnosti Wise?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\u00c1no, spolo\u010dnos\u0165 Wise pon\u00faka bezplatn\u00e9 ponuky na prevod pe\u0148az\u00ed. Z\u00e1kazn\u00edci m\u00f4\u017eu pou\u017ei\u0165 online kalkula\u010dku spolo\u010dnosti na odhad n\u00e1kladov na prevod vr\u00e1tane v\u00fdmenn\u00fdch kurzov a poplatkov. <\/p>\n<p>Ponuka sa poskytuje v re\u00e1lnom \u010dase a je zalo\u017een\u00e1 na najnov\u0161\u00edch v\u00fdmenn\u00fdch kurzoch a poplatkoch pre konkr\u00e9tny prevod. <\/p>\n<p>Z\u00e1kazn\u00edci m\u00f4\u017eu tie\u017e vyu\u017ei\u0165 cenov\u00fa ponuku na porovnanie n\u00e1kladov na prevod s in\u00fdmi poskytovate\u013emi a urobi\u0165 informovan\u00e9 rozhodnutie o najlep\u0161ej mo\u017enosti pre svoje potreby.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848228031\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Is_TransferWise_better_than_Wise\"><\/span>Je TransferWise lep\u0161\u00ed ako Wise?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\"Wise\" a \"TransferWise\" je t\u00e1 ist\u00e1 spolo\u010dnos\u0165. Spolo\u010dnos\u0165 TransferWise bola v septembri 2021 premenovan\u00e1 na spolo\u010dnos\u0165 Wise. <\/p>\n<p>Tak\u017ee medzi nimi nie je \u017eiadny rozdiel. Spolo\u010dnos\u0165 TransferWise poskytovala aj slu\u017eby medzin\u00e1rodn\u00fdch prevodov pe\u0148az\u00ed, pri\u010dom sa zameriavala na ponuku transparentn\u00fdch a lacn\u00fdch prevodov. <\/p>\n<p>Spolo\u010dnos\u0165 TransferWise bola v\u0161eobecne uzn\u00e1van\u00e1 ako jeden z popredn\u00fdch poskytovate\u013eov medzin\u00e1rodn\u00fdch prevodov pe\u0148az\u00ed a vyu\u017e\u00edvali ju mili\u00f3ny jednotlivcov a podnikov na celom svete.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848257380\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Does_Wise_offer_discounts_and_coupons\"><\/span>Pon\u00faka spolo\u010dnos\u0165 Wise z\u013eavy a kup\u00f3ny?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\u00c1no, spolo\u010dnos\u0165 Wise pr\u00edle\u017eitostne pon\u00faka z\u013eavy a kup\u00f3ny pre svojich z\u00e1kazn\u00edkov. Tieto akcie m\u00f4\u017eu zah\u0155\u0148a\u0165 z\u013eavy z poplatkov za prevod, \u0161peci\u00e1lne v\u00fdmenn\u00e9 kurzy alebo pe\u0148a\u017en\u00e9 bonusy za vykonanie prevodu. <\/p>\n<p>Spolo\u010dnos\u0165 m\u00e1 aj program odpor\u00fa\u010dan\u00ed, v r\u00e1mci ktor\u00e9ho m\u00f4\u017eu z\u00e1kazn\u00edci z\u00edska\u0165 pe\u0148a\u017en\u00fa odmenu za to, \u017ee na platformu odporu\u010dia svojich priate\u013eov a rodinu. <\/p>\n<p>Spolo\u010dnos\u0165 Wise m\u00f4\u017ee pon\u00faka\u0165 aj sez\u00f3nne akcie a z\u013eavy, preto je vhodn\u00e9 pravidelne kontrolova\u0165 webov\u00e9 str\u00e1nky spolo\u010dnosti, aby ste zistili najnov\u0161ie ponuky.<\/p>\n<p><strong>Aktu\u00e1lne ponuky:<\/strong><\/p>\n<p><a href=\"https:\/\/wise.com\/invite\/dic\/ianw199\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>\u0160peci\u00e1lna ponuka Kliknite sem a preve\u010fte a\u017e 500 GBP bez poplatkov<\/strong><\/a> (len pre nov\u00fdch z\u00e1kazn\u00edkov)<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p>Pozri tie\u017e: <\/p>\n\n\n<br \/>\n<a href=\"https:\/\/moverdb.com\/sk\/najlepsie-medzinarodne-sluzby-prevodu-penazi\/wise-vs-revolut\/\">Wise vs Revolut<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/sk\/najlepsie-medzinarodne-sluzby-prevodu-penazi\/wise-vs-moneygram\/\">Wise vs MoneyGram<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/sk\/najlepsie-medzinarodne-sluzby-prevodu-penazi\/wise-vs-remitly\/\">Wise vs Remitly<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/sk\/najlepsie-medzinarodne-sluzby-prevodu-penazi\/wise-vs-ofx\/\">Wise vs OFX<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/sk\/najlepsie-medzinarodne-sluzby-prevodu-penazi\/wise-vs-currencies-direct\/\">Wise vs Currencies Direct<\/a>","protected":false},"excerpt":{"rendered":"<p>International money transfers have become an increasingly important aspect of our globalized world. With the rise of remote work and cross-border commerce, the possibility to easily and securely send and receive money across borders has become a crucial need for individuals and businesses alike. In this context, Wise (formerly TransferWise) has emerged as one of [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":7541,"parent":7319,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"class_list":{"0":"post-7601","1":"page","2":"type-page","3":"status-publish","4":"has-post-thumbnail","6":"entry"},"_links":{"self":[{"href":"https:\/\/moverdb.com\/sk\/wp-json\/wp\/v2\/pages\/7601","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moverdb.com\/sk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/moverdb.com\/sk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/moverdb.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/moverdb.com\/sk\/wp-json\/wp\/v2\/comments?post=7601"}],"version-history":[{"count":8,"href":"https:\/\/moverdb.com\/sk\/wp-json\/wp\/v2\/pages\/7601\/revisions"}],"predecessor-version":[{"id":11851,"href":"https:\/\/moverdb.com\/sk\/wp-json\/wp\/v2\/pages\/7601\/revisions\/11851"}],"up":[{"embeddable":true,"href":"https:\/\/moverdb.com\/sk\/wp-json\/wp\/v2\/pages\/7319"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moverdb.com\/sk\/wp-json\/wp\/v2\/media\/7541"}],"wp:attachment":[{"href":"https:\/\/moverdb.com\/sk\/wp-json\/wp\/v2\/media?parent=7601"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}