{"id":7535,"date":"2023-01-26T20:43:43","date_gmt":"2023-01-26T20:43:43","guid":{"rendered":"https:\/\/moverdb.com\/?page_id=7535"},"modified":"2026-01-08T14:47:07","modified_gmt":"2026-01-08T14:47:07","slug":"xe-review","status":"publish","type":"page","link":"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/","title":{"rendered":"XE International Money Transfer Review 2026"},"content":{"rendered":"<figure class=\"wp-block-embed aligncenter is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\nhttps:\/\/www.youtube.com\/watch?v=OYGSiA0dwD4\n<\/div><\/figure>\n\n\n\n<p><a href=\"https:\/\/xe-money-transfer.sjv.io\/eKER1g\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>XE<\/strong><\/a><strong> <\/strong>je najlep\u0161ou vo\u013ebou pre medzin\u00e1rodn\u00e9 prevody pe\u0148az\u00ed so spo\u013eahliv\u00fdmi v\u00fdsledkami a konkurencieschopn\u00fdmi sadzbami. \u010co v\u0161ak z nich rob\u00ed dobr\u00fa vo\u013ebu najm\u00e4 pre v\u00e1s?<\/p>\n\n\n\n<p>V tomto \u010dl\u00e1nku sa bli\u017e\u0161ie pozrieme na v\u00fdhody, funkcie a jednoduchos\u0165 pou\u017e\u00edvania XE <a href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/\" data-internallinksmanager029f6b8e52c=\"239\" title=\"11 najlep\u0161\u00edch slu\u017eieb medzin\u00e1rodn\u00e9ho prevodu pe\u0148az\u00ed v roku 2026\">Prevod pe\u0148az\u00ed<\/a>, ako aj pr\u00edpadn\u00e9 nev\u00fdhody. Ak h\u013ead\u00e1te spo\u013eahliv\u00fd a efekt\u00edvny sp\u00f4sob medzin\u00e1rodn\u00e9ho posielania pe\u0148az\u00ed, pre\u010d\u00edtajte si, pre\u010do stoj\u00ed za to zv\u00e1\u017ei\u0165 XE Money Transfer.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sekcie<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Prep\u00ednanie tabu\u013eky obsahu\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Prep\u00edna\u010d<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#Who_are_XE\" >Kto s\u00fa XE?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#XE_Pros_Cons\" >Klady a z\u00e1pory XE<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#XE_Key_Attributes\" >K\u013e\u00fa\u010dov\u00e9 atrib\u00faty XE<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#XE_Features\" >Funkcie XE<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#XE_International_Money_Transfer_Costs\" >N\u00e1klady na medzin\u00e1rodn\u00fd prevod pe\u0148az\u00ed XE<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#Exchange_Rates\" >V\u00fdmenn\u00e9 kurzy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#Transfer_Fees\" >Poplatky za prenos<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#Additional_Fees\" >Dodato\u010dn\u00e9 poplatky<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#Summary\" >Zhrnutie<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#How_Safe_is_XE\" >Ako bezpe\u010dn\u00fd je XE?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#How_Fast_is_XE\" >Ako r\u00fdchly je XE?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#How_to_Use_XE\" >Ako pou\u017e\u00edva\u0165 XE<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#XE_Money_Transfer_Cancellation_Policy\" >Z\u00e1sady zru\u0161enia prevodu pe\u0148az\u00ed XE<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#XE_Customer_Service\" >Z\u00e1kazn\u00edcky servis XE<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#How_Does_XE_Compare_With_Its_Competitors\" >Ako sa XE porovn\u00e1va so svojimi konkurentmi?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#XE_vs_Currencies_Direct\" >XE vs. Currencies Direct<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#XE_vs_Wise\" >XE vs. Wise<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#XE_vs_TorFX\" >XE vs. TorFX<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#XE_Customer_Reviews\" >Recenzie z\u00e1kazn\u00edkov XE<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#Positive_XE_Customer_Reviews\" >Pozit\u00edvne recenzie z\u00e1kazn\u00edkov XE<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#Negative_XE_Customer_Reviews\" >Negat\u00edvne recenzie z\u00e1kazn\u00edkov XE<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#XE_Alternatives\" >Alternat\u00edvy XE<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#MoneyGram\" >MoneyGram<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#Wise\" >M\u00fadre<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#Revolut\" >Revolut<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#Conclusion\" >Z\u00e1ver<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#FAQ\" >F.A.Q.<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#How_does_XE_calculate_their_exchange_rates\" >Ako spolo\u010dnos\u0165 XE vypo\u010d\u00edtava svoje v\u00fdmenn\u00e9 kurzy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#Are_there_any_fees_for_using_XE_to_send_money_internationally\" >Existuj\u00fa nejak\u00e9 poplatky za pou\u017e\u00edvanie XE na medzin\u00e1rodn\u00e9 posielanie pe\u0148az\u00ed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#How_long_does_it_take_for_my_money_transfer_handled_by_XE_to_go_through\" >Ako dlho trv\u00e1, k\u00fdm sa m\u00f4j prevod pe\u0148az\u00ed spracovan\u00fd spolo\u010dnos\u0165ou XE zrealizuje?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#Can_I_track_my_XE_money_transfer\" >M\u00f4\u017eem sledova\u0165 svoj prevod pe\u0148az\u00ed XE?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#What_are_the_available_options_for_receiving_money_through_XE\" >Ak\u00e9 s\u00fa dostupn\u00e9 mo\u017enosti prij\u00edmania pe\u0148az\u00ed prostredn\u00edctvom XE?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/xe-review\/#Can_I_cancel_or_modify_an_international_money_transfer_that_I_made_using_XE\" >M\u00f4\u017eem zru\u0161i\u0165 alebo zmeni\u0165 medzin\u00e1rodn\u00fd prevod pe\u0148az\u00ed, ktor\u00fd som uskuto\u010dnil pomocou XE?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_are_XE\"><\/span>Kto s\u00fa XE?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Spolo\u010dnos\u0165 XE za\u010dala svoju \u010dinnos\u0165 ako xe.com v roku 1993, ke\u010f pon\u00fakala len slu\u017eby \u017eiv\u00fdch menov\u00fdch kurzov. Ke\u010f roz\u0161\u00edrila svoju \u010dinnos\u0165 a za\u010dala pon\u00faka\u0165 slu\u017eby prevodu pe\u0148az\u00ed, z\u00edskala ju skupina Euronet Worldwide Group a v roku 2019 sa zl\u00fa\u010dila so zn\u00e1mou spolo\u010dnos\u0165ou HiFX, ktor\u00e1 sa zaober\u00e1 prevodmi pe\u0148az\u00ed.<\/p>\n\n\n\n<p>Odvtedy sa spolo\u010dnos\u0165 XE stala uzn\u00e1van\u00fdm a etablovan\u00fdm poskytovate\u013eom medzin\u00e1rodn\u00fdch prevodov pe\u0148az\u00ed, ktor\u00fd p\u00f4sob\u00ed na trhu u\u017e viac ako 20 rokov. V\u010faka p\u00f4sobiv\u00fdm v\u00fdsledkom ako \u0161pecialista v tejto oblasti spolo\u010dnos\u0165 XE ro\u010dne prevedie viac ako 115 mili\u00e1rd libier po celom svete pre viac ako 150 000 z\u00e1kazn\u00edkov.<\/p>\n\n\n\n<p>XE si vybudoval dobr\u00fa poves\u0165 spo\u013eahliv\u00e9ho rie\u0161enia pre inform\u00e1cie o v\u00fdmenn\u00fdch kurzoch mien, ktor\u00e9mu d\u00f4veruj\u00fa mnoh\u00e9 banky, podniky a finan\u010dn\u00e9 in\u0161tit\u00facie. Pon\u00fakaj\u00fa <strong>komplexn\u00e1 online platforma, ktor\u00e1 umo\u017e\u0148uje z\u00e1kazn\u00edkom prev\u00e1dza\u0165 peniaze do v\u00e4\u010d\u0161ieho po\u010dtu kraj\u00edn a mien ako v\u00e4\u010d\u0161ina ostatn\u00fdch poskytovate\u013eov<\/strong>, \u010do z nej rob\u00ed ide\u00e1lnu vo\u013ebu na konverziu pe\u0148az\u00ed do menej obchodovan\u00fdch mien.<\/p>\n\n\n\n<p>Spolo\u010dnos\u0165 XE pon\u00faka cel\u00fd rad slu\u017eieb vr\u00e1tane telefonickej a e-mailovej z\u00e1kazn\u00edckej podpory a vynikaj\u00facej, pou\u017e\u00edvate\u013esky pr\u00edvetivej webovej str\u00e1nky. Na port\u00e1li Trustpilot maj\u00fa skvel\u00e9 hodnotenie, \u010do sved\u010d\u00ed o ich ob\u013e\u00fabenosti a spo\u013eahlivosti. M\u00f4\u017eu sa tie\u017e pochv\u00e1li\u0165 r\u00fdchlou a intuit\u00edvnou mobilnou aplik\u00e1ciou, ktor\u00e1 je k dispoz\u00edcii pre zariadenia so syst\u00e9mom Android aj Apple a pon\u00faka cel\u00fd rad bezplatn\u00fdch n\u00e1strojov.<\/p>\n\n\n\n<p>T\u00e1to platforma na prevod pe\u0148az\u00ed je tie\u017e ve\u013emi bezpe\u010dn\u00e1. Jej webov\u00e9 platformy a aplik\u00e1cie s\u00fa chr\u00e1nen\u00e9 syst\u00e9mom Norton Security a samotn\u00e1 spolo\u010dnos\u0165 m\u00e1 povolenie od FCA. Z\u00e1kazn\u00edci si tak m\u00f4\u017eu by\u0165 ist\u00ed, \u017ee zveren\u00edm svojich pe\u0148az\u00ed spolo\u010dnosti XE robia bezpe\u010dn\u00fa vo\u013ebu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"XE_Pros_Cons\"><\/span>Klady a z\u00e1pory XE<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th><\/th><th>Klady<\/th><th>Nev\u00fdhody<\/th><\/tr><\/thead><tbody><tr><td>1.<\/td><td><strong>Viacero mo\u017enost\u00ed platby <\/strong>- Z\u00e1kazn\u00edci m\u00f4\u017eu na posielanie pe\u0148az\u00ed pou\u017e\u00edva\u0165 bankov\u00e9 prevody, kreditn\u00e9\/debetn\u00e9 karty alebo in\u00e9 met\u00f3dy digit\u00e1lneho bankovn\u00edctva.<\/td><td><strong>\u017diadni \u0161pecializovan\u00ed mana\u017e\u00e9ri \u00fa\u010dtov pre v\u0161etk\u00fdch z\u00e1kazn\u00edkov<\/strong> - Klienti m\u00f4\u017eu z\u00edska\u0165 \u0161pecializovan\u00fdch predajcov od XE len vtedy, ak uskuto\u010d\u0148uj\u00fa ve\u013ek\u00e9 prevody pe\u0148az\u00ed v hodnote viac ako $70 000 ro\u010dne.<\/td><\/tr><tr><td>2.<\/td><td><strong>\u00da\u017easn\u00fd z\u00e1kazn\u00edcky servis<\/strong> - XE pon\u00faka viacjazy\u010dn\u00fa podporu vo viac ako 100 jazykoch pre e-mailov\u00e9 ot\u00e1zky a ot\u00e1zky chatbota.<\/td><td><strong>Obmedzen\u00e9 pokrytie exotick\u00fdch mien<\/strong> - XE nepon\u00faka podporu pre prevody v mnoh\u00fdch mal\u00fdch men\u00e1ch z kraj\u00edn nach\u00e1dzaj\u00facich sa v regi\u00f3noch vr\u00e1tane Afriky, \u00c1zie, v\u00fdchodnej Eur\u00f3py a Ju\u017enej Ameriky.<\/td><\/tr><tr><td>3.<\/td><td><strong>Vynikaj\u00faca webov\u00e1 platforma a mobiln\u00e1 aplik\u00e1cia<\/strong> - Spolo\u010dnos\u0165 XE venuje ve\u013ek\u00fa pozornos\u0165 poskytovaniu \u013eahko pou\u017eite\u013en\u00fdch, jednoduch\u00fdch, r\u00fdchlych a intuit\u00edvnych digit\u00e1lnych rie\u0161en\u00ed.<\/td><td><strong>Ch\u00fdbaj\u00face pravidl\u00e1 zru\u0161enia<\/strong> - Po uvo\u013enen\u00ed pr\u00edjemcovi nie je mo\u017en\u00e9 prevody ukon\u010di\u0165.<\/td><\/tr><tr><td>4.<\/td><td><strong>Mo\u017enos\u0165 okam\u017eit\u00fdch vlastn\u00fdch pon\u00fak<\/strong> - Hne\u010f po vstupe na webov\u00fa str\u00e1nku alebo do aplik\u00e1cie XE m\u00f4\u017eete vyplni\u0165 \u00fadaje o prevode a okam\u017eite z\u00edska\u0165 inform\u00e1cie o v\u00fd\u0161ke sadzieb a poplatkov.<\/td><td><strong>Priemern\u00e9 hodnotenie Trustpilot <\/strong>- Za nieko\u013eko rokov kleslo hodnotenie Trustpilot spolo\u010dnosti XE zo 4,5 na 4,2 hviezdi\u010dky (z 5).<\/td><\/tr><tr><td>5.<\/td><td><strong>Priazniv\u00e9 v\u00fdmenn\u00e9 kurzy<\/strong> - Spomedzi poskytovate\u013eov medzin\u00e1rodn\u00fdch pe\u0148a\u017en\u00fdch prevodov, ktor\u00ed si na svoje v\u00fdmenn\u00e9 kurzy uplat\u0148uj\u00fa prir\u00e1\u017eku, patr\u00ed XE k t\u00fdm najv\u00fdhodnej\u0161\u00edm a k stredn\u00fdm trhov\u00fdm kurzom si pripo\u010d\u00edtava od 0,2% do 1,4%.<\/td><td><strong>Poplatky za prevody niektor\u00fdch drobn\u00fdch pe\u0148az\u00ed<\/strong> - Z\u00e1kazn\u00edci v Eur\u00f3pe a <a href=\"https:\/\/moverdb.com\/sk\/moving-to-the-uk\/\" data-internallinksmanager029f6b8e52c=\"93\" title=\"S\u0165ahujete sa do Spojen\u00e9ho kr\u00e1\u013eovstva? 2022 \u017divotn\u00e9 n\u00e1klady a tipy na pres\u0165ahovanie\">UK<\/a> mus\u00edte zaplati\u0165 poplatok za prevod vo v\u00fd\u0161ke 2,00 \u20ac (2,00 \u00a3 v Spojenom kr\u00e1\u013eovstve) za odoslanie sumy ni\u017e\u0161ej ako 250 \u20ac v Eur\u00f3pe (250 \u00a3 v Spojenom kr\u00e1\u013eovstve).<\/td><\/tr><tr><td>6.<\/td><td><strong>Mo\u017enos\u0165 vyzdvihnutia hotovosti - <\/strong>Pr\u00edjemcovia m\u00f4\u017eu nav\u0161t\u00edvi\u0165 jedno z 500 000 miest XE a vyzdvihn\u00fa\u0165 si peniaze v hotovosti.<\/td><td><\/td><\/tr><tr><td>9.<\/td><td><strong>Glob\u00e1lne pokrytie slu\u017eieb<\/strong> - XE umo\u017e\u0148uje prevod finan\u010dn\u00fdch prostriedkov do \u0161irokej \u0161k\u00e1ly destin\u00e1ci\u00ed vr\u00e1tane viac ako 170 kraj\u00edn a \u00fazem\u00ed na v\u0161etk\u00fdch kontinentoch.<\/td><td><\/td><\/tr><tr><td>10.<\/td><td><strong>Pevn\u00e9 menov\u00e9 pokrytie<\/strong> - Z\u00e1kazn\u00edci m\u00f4\u017eu posiela\u0165 peniaze vo viac ako 70 r\u00f4znych men\u00e1ch.<\/td><td><\/td><\/tr><tr><td>11.<\/td><td><strong>Miestne pokrytie <\/strong>- Z\u00e1kazn\u00edci spolo\u010dnosti XE m\u00f4\u017eu z\u00edska\u0165 \u010fal\u0161iu pomoc, ak nav\u0161t\u00edvia jedno z jej fyzick\u00fdch pracov\u00edsk v <a href=\"https:\/\/moverdb.com\/sk\/moving-to-canada\/\" data-internallinksmanager029f6b8e52c=\"265\" title=\"S\u0165ahovanie do Kanady? 2026 N\u00e1klady na b\u00fdvanie a tipy na pres\u0165ahovanie\">Kanada<\/a>, Ve\u013ek\u00e1 Brit\u00e1nia. <a href=\"https:\/\/moverdb.com\/sk\/moving-to-the-united-states\/\" data-internallinksmanager029f6b8e52c=\"94\" title=\"S\u0165ahujete sa do Spojen\u00fdch \u0161t\u00e1tov? 2022 \u017divotn\u00e9 n\u00e1klady a tipy na pres\u0165ahovanie\">US<\/a>, <a href=\"https:\/\/moverdb.com\/sk\/moving-to-australia\/living-in-australia\/\" data-internallinksmanager029f6b8e52c=\"240\" title=\"21 tajomstiev o \u017eivote v Austr\u00e1lii, ktor\u00e9 by ste mali vedie\u0165 pred pres\u0165ahovan\u00edm\">Austr\u00e1lia<\/a>a <a href=\"https:\/\/moverdb.com\/sk\/moving-to-new-zealand\/\" data-internallinksmanager029f6b8e52c=\"324\" title=\"S\u0165ahujete sa na Nov\u00fd Z\u00e9land? 2026 N\u00e1klady na \u017eivot a tipy na pres\u0165ahovanie\">Nov\u00fd Z\u00e9land<\/a>.<\/td><td><\/td><\/tr><tr><td>12.<\/td><td><strong>Rozsiahle sk\u00fasenosti<\/strong> - Spolo\u010dnos\u0165 XE p\u00f4sob\u00ed na trhu u\u017e tri desa\u0165ro\u010dia a po roku 2019 \"zdedila\" obrovsk\u00e9 sk\u00fasenosti spolo\u010dnosti HiFX so spracovan\u00edm medzin\u00e1rodn\u00fdch finan\u010dn\u00fdch oper\u00e1ci\u00ed.<\/td><td><\/td><\/tr><tr><td>13.<\/td><td><strong>R\u00fdchle prevody pe\u0148az\u00ed<\/strong> - Spolo\u010dnos\u0165 XE dokon\u010d\u00ed polovicu v\u0161etk\u00fdch prevodov pe\u0148az\u00ed do nieko\u013ek\u00fdch min\u00fat.<\/td><td><\/td><\/tr><tr><td>14.<\/td><td><strong>Upozornenia na v\u00fdmenn\u00fd kurz <\/strong>- Z\u00e1kazn\u00edci maj\u00fa mo\u017enos\u0165 dost\u00e1va\u0165 ozn\u00e1menia o zmen\u00e1ch v\u00fdmenn\u00fdch kurzov prostredn\u00edctvom textov\u00fdch spr\u00e1v, upozornen\u00ed v mobilnej aplik\u00e1cii alebo e-mailu.<\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"XE_Key_Attributes\"><\/span>K\u013e\u00fa\u010dov\u00e9 atrib\u00faty XE<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Spolo\u010dnos\u0165 bola zalo\u017een\u00e1:<\/strong> 1993<\/li>\n\n\n\n<li><strong>S\u00eddlo spolo\u010dnosti:<\/strong> Newmarket, Ontario, Kanada<\/li>\n\n\n\n<li><strong>\u010eal\u0161ie kancel\u00e1rie:<\/strong> Spolo\u010dnos\u0165 XE m\u00e1 fyzick\u00e9 kancel\u00e1rie na viacer\u00fdch miestach v hlavn\u00fdch centr\u00e1ch po celom svete, najm\u00e4 v Kanade, Austr\u00e1lii, Spojen\u00fdch \u0161t\u00e1toch, Spojenom kr\u00e1\u013eovstve a na Novom Z\u00e9lande;<\/li>\n\n\n\n<li><strong>Ro\u010dn\u00fd objem obchodovania:<\/strong> V poslednej v\u00fdro\u010dnej spr\u00e1ve XE sa uv\u00e1dza, \u017ee spolo\u010dnos\u0165 previedla 115 mili\u00e1rd GBP v mal\u00fdch a ve\u013ek\u00fdch transakci\u00e1ch;<\/li>\n\n\n\n<li><strong>Po\u010det zamestnancov:<\/strong> Vzh\u013eadom na to, \u017ee XE je medzin\u00e1rodn\u00e1 spolo\u010dnos\u0165, m\u00f4\u017eeme ju vzh\u013eadom na po\u010det jej zamestnancov (v s\u00fa\u010dasnosti ich je pribli\u017ene 350) ozna\u010di\u0165 za stredne ve\u013ek\u00fd podnik;<\/li>\n\n\n\n<li><strong>Hodnotenie Trustpilot:<\/strong> Spolo\u010dnos\u0165 XE sa umiestnila pomerne vysoko na zozname najlep\u0161\u00edch medzin\u00e1rodn\u00fdch spolo\u010dnost\u00ed na prevod pe\u0148az\u00ed s hodnoten\u00edm Trustpilot 4,2 z 5 hviezdi\u010diek (janu\u00e1r 2023);<\/li>\n\n\n\n<li><strong>Po\u010det klientov:<\/strong> Ako spolo\u010dnos\u0165, ktor\u00e1 v priebehu rokov pon\u00fakla mnoho r\u00f4znych slu\u017eieb, XE sl\u00fa\u017eila mili\u00f3nom z\u00e1kazn\u00edkov. Dnes ro\u010dne spracuje medzin\u00e1rodn\u00e9 a vn\u00fatro\u0161t\u00e1tne prevody pe\u0148az\u00ed pre pribli\u017ene 150 000 klientov (m\u00f4\u017eu sa pochv\u00e1li\u0165 viac ako 280 mili\u00f3nmi n\u00e1v\u0161tevn\u00edkov online);<\/li>\n\n\n\n<li><strong>Dostupn\u00e9 krajiny:<\/strong> S v\u00fdnimkou pribli\u017ene 20 kraj\u00edn je XE k dispoz\u00edcii v podstate v\u0161ade. To z nich rob\u00ed vhodn\u00fa mo\u017enos\u0165 bezpe\u010dn\u00e9ho a spo\u013eahliv\u00e9ho prevodu pe\u0148az\u00ed pre obyvate\u013eov viac ako 170 kraj\u00edn;<\/li>\n\n\n\n<li><strong>Po\u010det mien:<\/strong> Z\u00e1kazn\u00edci spolo\u010dnosti XE m\u00f4\u017eu vyu\u017e\u00edva\u0165 svoju digit\u00e1lnu pe\u0148a\u017eenku s viacer\u00fdmi menami, v ktorej m\u00f4\u017eu uchov\u00e1va\u0165 alebo posiela\u0165\/prij\u00edma\u0165 peniaze vo viac ako 50 r\u00f4znych men\u00e1ch (v z\u00e1vislosti od krajiny bydliska);<\/li>\n\n\n\n<li><strong>Minim\u00e1lny limit prenosu:<\/strong> Syst\u00e9m XE nem\u00e1 \u017eiadne obmedzenie na to, ak\u00fd mal\u00fd m\u00f4\u017ee by\u0165 v\u00e1\u0161 prevod. Minim\u00e1lna suma, ktor\u00fa s nimi m\u00f4\u017eete posla\u0165, je 1 GBP;<\/li>\n\n\n\n<li><strong>Maxim\u00e1lny limit prenosu:<\/strong> V z\u00e1vislosti od toho, kde ste zaregistrovan\u00ed, XE stanovuje limit na maxim\u00e1lnu sumu pe\u0148az\u00ed, ktor\u00fa m\u00f4\u017eete posiela\u0165 prostredn\u00edctvom nich. Pre obyvate\u013eov Spojen\u00e9ho kr\u00e1\u013eovstva a Eur\u00f3pskej \u00fanie je tento limit 350 000 GBP, obyvatelia USA m\u00f4\u017eu posla\u0165 a\u017e $535 000, Kana\u010fania m\u00f4\u017eu previes\u0165 a\u017e $535 000 CAD a t\u00ed, ktor\u00ed sa nach\u00e1dzaj\u00fa na Novom Z\u00e9lande, m\u00f4\u017eu uskuto\u010dni\u0165 prevody a\u017e do v\u00fd\u0161ky $750 000 NZD;<\/li>\n\n\n\n<li><strong>Poplatok za prestup:<\/strong> Spolo\u010dnos\u0165 XE uklad\u00e1 poplatky za prevody pre z\u00e1kazn\u00edkov v Eur\u00f3pe, ale len za prevody mal\u00fdch pe\u0148az\u00ed. Poplatok za prevod sumy do 250 GBP v Spojenom kr\u00e1\u013eovstve je 2,00 GBP a za prevod sumy do 250 EUR je poplatok 2,00 EUR. T\u00ed, ktor\u00ed vykon\u00e1vaj\u00fa prevody vy\u0161\u0161ie ako tieto sumy, a v\u0161etci, ktor\u00ed sa nach\u00e1dzaj\u00fa inde, nebud\u00fa plati\u0165 \u017eiadne poplatky za prevod;<\/li>\n\n\n\n<li><strong>Kurzov\u00e1 prir\u00e1\u017eka<\/strong>: Prir\u00e1\u017eka, ktor\u00fa spolo\u010dnos\u0165 XE pripo\u010d\u00edtava k svojim v\u00fdmenn\u00fdm kurzom, z\u00e1vis\u00ed od toho, kde sa nach\u00e1dzate, kde sa nach\u00e1dza v\u00e1\u0161 pr\u00edjemca, ktor\u00e9 meny chcete pou\u017ei\u0165 na prevod a od zvolen\u00e9ho sp\u00f4sobu platby. Priemern\u00e1 prir\u00e1\u017eka k ich v\u00fdmenn\u00fdm kurzom sa pohybuje od 0,2% do 1,4% pri stredn\u00fdch trhov\u00fdch kurzoch;<\/li>\n\n\n\n<li><strong>Posielanie pe\u0148az\u00ed prostredn\u00edctvom:<\/strong> Ke\u010f potrebujete uskuto\u010dni\u0165 prevod pe\u0148az\u00ed pomocou XE, m\u00f4\u017eete ho financova\u0165 pripojen\u00edm svojho bankov\u00e9ho \u00fa\u010dtu alebo pridan\u00edm kreditnej \u010di debetnej karty k svojmu online \u00fa\u010dtu. K dispoz\u00edcii s\u00fa aj \u010fal\u0161ie platobn\u00e9 met\u00f3dy, ktor\u00e9 s\u00fa tie\u017e viazan\u00e9 na bankov\u00e9 prevody, napr\u00edklad inkaso, BillPay, BPAY, PayID a Interac;<\/li>\n\n\n\n<li><strong>Prij\u00edmanie pe\u0148az\u00ed prostredn\u00edctvom:<\/strong> Pr\u00edjemcovia dostan\u00fa svoje peniaze na svoj \u00fa\u010det XE online. Odtia\u013e si m\u00f4\u017eu vybra\u0165, \u010di si ich vyber\u00fa na svoj bankov\u00fd \u00fa\u010det prostredn\u00edctvom pripojenia, alebo si napl\u00e1nuj\u00fa vyzdvihnutie hotovosti na jednom z 500 000 miest XE po celom svete;<\/li>\n\n\n\n<li><strong>Flexibilita platieb:<\/strong> Z\u00e1kazn\u00edci m\u00f4\u017eu vyu\u017ei\u0165 vynikaj\u00facu webov\u00fa platformu alebo mobiln\u00fa aplik\u00e1ciu XE na iniciovanie prevodov a ich r\u00fdchle zaplatenie jednoduch\u00fdm prepojen\u00edm svojho bankov\u00e9ho \u00fa\u010dtu alebo kreditnej\/debetnej karty;<\/li>\n\n\n\n<li><strong>Podporovan\u00e9 jazyky:<\/strong> Webov\u00e9 str\u00e1nky a z\u00e1kazn\u00edcku podporu spolo\u010dnosti XE m\u00f4\u017eete pou\u017e\u00edva\u0165 v angli\u010dtine, nem\u010dine, \u0161paniel\u010dine, franc\u00faz\u0161tine, portugal\u010dine, talian\u010dine, \u0161v\u00e9d\u010dine, arab\u010dine, japon\u010dine a \u010d\u00edn\u0161tine;<\/li>\n\n\n\n<li><strong>Reguluje:<\/strong> V s\u00fa\u010dasnosti je spolo\u010dnos\u0165 XE autorizovan\u00e1:\n<ul class=\"wp-block-list\">\n<li>Kanadsk\u00e9 centrum pre anal\u00fdzu finan\u010dn\u00fdch transakci\u00ed a spr\u00e1v (FINTRAC) a \u00darad pre doh\u013ead nad finan\u010dn\u00fdmi in\u0161tit\u00faciami (OSFI) v Kanade;<\/li>\n\n\n\n<li>Financial Conduct Authority (FCA) v Spojenom kr\u00e1\u013eovstve;<\/li>\n\n\n\n<li>Sie\u0165 na presadzovanie finan\u010dnej kriminality (FinCEN) v USA;<\/li>\n\n\n\n<li>Austr\u00e1lska komisia pre cenn\u00e9 papiere a invest\u00edcie (ASIC) v Austr\u00e1lii.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Mobiln\u00e1 aplik\u00e1cia:<\/strong> Spolo\u010dnos\u0165 XE pon\u00faka skvel\u00fa mobiln\u00fa aplik\u00e1ciu, ktor\u00fa m\u00f4\u017eete z\u00edska\u0165 prostredn\u00edctvom <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.xe.currency\" target=\"_blank\" rel=\"noreferrer noopener\">Google Play pre Android<\/a> (hodnotenie 3,5 \/ 5 hviezdi\u010diek) a <a href=\"https:\/\/apps.apple.com\/app\/apple-store\/id315241195?pt=211875&amp;ct=Website%20-%20QR%20Code&amp;mt=8\" target=\"_blank\" rel=\"noreferrer noopener\">Obchod s aplik\u00e1ciami pre iOS<\/a> (hodnotenie 4,3 \/ 5 hviezdi\u010diek). T\u00e1to aplik\u00e1cia poskytuje z\u00e1kazn\u00edkom mnoho mo\u017enost\u00ed prevodu a financovania vr\u00e1tane:\n<ul class=\"wp-block-list\">\n<li>Vykon\u00e1vanie medzin\u00e1rodn\u00fdch a dom\u00e1cich prevodov pe\u0148az\u00ed;<\/li>\n\n\n\n<li>Zabezpe\u010denie prevodov pe\u0148az\u00ed pri vyzdvihnut\u00ed hotovosti;<\/li>\n\n\n\n<li>Sledovanie stavu ka\u017ed\u00e9ho transferu;<\/li>\n\n\n\n<li>Sledovanie kurzov mien na\u017eivo;<\/li>\n\n\n\n<li>Dr\u017eanie pe\u0148az\u00ed v digit\u00e1lnej pe\u0148a\u017eenke s viacer\u00fdmi menami;<\/li>\n\n\n\n<li>Prevod medzi r\u00f4znymi menami;<\/li>\n\n\n\n<li>Nastavenie kurzov\u00fdch upozornen\u00ed.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Ocenenia: <\/strong>Spolo\u010dnos\u0165 XE sa nem\u00f4\u017ee pochv\u00e1li\u0165 mnoh\u00fdmi ofici\u00e1lnymi oceneniami za svoju pr\u00e1cu v oblasti medzin\u00e1rodn\u00fdch prevodov pe\u0148az\u00ed. Jedn\u00fdm z ocenen\u00ed, ktor\u00e9 ned\u00e1vno z\u00edskali, je International Money Transfers Outstanding Value Award (Canstar, 2021);<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/xe-money-transfer.sjv.io\/eKER1g\" target=\"_blank\" rel=\"nofollow noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"652\" src=\"https:\/\/moverdb.com\/wp-content\/uploads\/xe-money-transfer-1024x652.png\" alt=\"Domovsk\u00e1 str\u00e1nka Xe\" class=\"wp-image-7322\" srcset=\"https:\/\/moverdb.com\/wp-content\/uploads\/xe-money-transfer-1024x652.png 1024w, https:\/\/moverdb.com\/wp-content\/uploads\/xe-money-transfer-300x191.png 300w, https:\/\/moverdb.com\/wp-content\/uploads\/xe-money-transfer-18x12.png 18w, https:\/\/moverdb.com\/wp-content\/uploads\/xe-money-transfer-600x382.png 600w, https:\/\/moverdb.com\/wp-content\/uploads\/xe-money-transfer.png 1247w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"XE_Features\"><\/span>Funkcie XE<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Spolo\u010dnos\u0165 XE je popredn\u00fdm poskytovate\u013eom slu\u017eieb medzin\u00e1rodn\u00e9ho prevodu pe\u0148az\u00ed a pon\u00faka svojim z\u00e1kazn\u00edkom r\u00f4zne mo\u017enosti. Medzi k\u013e\u00fa\u010dov\u00e9 vlastnosti slu\u017eby patria:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Bankov\u00e9 prevody<\/strong>: XE umo\u017e\u0148uje z\u00e1kazn\u00edkom posiela\u0165 peniaze priamo na bankov\u00fd \u00fa\u010det vo viac ako 170 krajin\u00e1ch. Je to pohodln\u00e1 mo\u017enos\u0165 pre t\u00fdch, ktor\u00ed potrebuj\u00fa vykon\u00e1va\u0165 pravideln\u00e9 platby, napr\u00edklad za hypot\u00e9ku alebo n\u00e1jom, alebo pre t\u00fdch, ktor\u00ed chc\u00fa previes\u0165 peniaze rodinn\u00fdm pr\u00edslu\u0161n\u00edkom \u017eij\u00facim v zahrani\u010d\u00ed;<\/li>\n\n\n\n<li><strong>Online prevody<\/strong>: Okrem bankov\u00fdch prevodov pon\u00faka spolo\u010dnos\u0165 XE aj mo\u017enos\u0165 posiela\u0165 peniaze online. Z\u00e1kazn\u00edci tak m\u00f4\u017eu previes\u0165 peniaze na \u00fa\u010det elektronickej pe\u0148a\u017eenky alebo mobiln\u00fdch pe\u0148az\u00ed pr\u00edjemcu, ktor\u00fd ich potom m\u00f4\u017ee pou\u017ei\u0165 na n\u00e1kupy alebo v\u00fdber hotovosti;<\/li>\n\n\n\n<li><strong>Vyzdvihnutie hotovosti<\/strong>: Tento typ prevodu umo\u017e\u0148uje z\u00e1kazn\u00edkom posiela\u0165 peniaze na miesto vyzdvihnutia hotovosti, kam si pr\u00edjemca m\u00f4\u017ee \u00eds\u0165 peniaze vyzdvihn\u00fa\u0165. Je to pohodln\u00e1 mo\u017enos\u0165 pre \u013eud\u00ed, ktor\u00ed \u017eij\u00fa v od\u013eahl\u00fdch oblastiach alebo nemaj\u00fa pr\u00edstup k bankov\u00e9mu \u00fa\u010dtu;<\/li>\n\n\n\n<li><strong>Sledovanie v re\u00e1lnom \u010dase<\/strong>: Online platforma spolo\u010dnosti XE umo\u017e\u0148uje z\u00e1kazn\u00edkom sledova\u0165 svoje prevody v re\u00e1lnom \u010dase, \u010do im poskytuje pokoj a mo\u017enos\u0165 zisti\u0165, kde presne sa ich peniaze v danom \u010dase nach\u00e1dzaj\u00fa;<\/li>\n\n\n\n<li><strong>Viacero mo\u017enost\u00ed platby<\/strong>: Z\u00e1kazn\u00edci si m\u00f4\u017eu vybra\u0165 z viacer\u00fdch mo\u017enost\u00ed platby vr\u00e1tane bankov\u00fdch prevodov, debetn\u00fdch a kreditn\u00fdch kariet, aby bol ich prevod jednoduch\u00fd a pohodln\u00fd;<\/li>\n<\/ul>\n\n\n\n<p>Pokia\u013e ide o typ \u00fa\u010dtu, ktor\u00fd si m\u00f4\u017eete otvori\u0165 v spolo\u010dnosti XE, spolo\u010dnos\u0165 m\u00e1 jeden typ online \u00fa\u010dtu, ktor\u00fd m\u00f4\u017eu z\u00e1kazn\u00edci pou\u017e\u00edva\u0165 na pr\u00edstup ku v\u0161etk\u00fdm svojim slu\u017eb\u00e1m. Pre podniky, ktor\u00e9 potrebuj\u00fa vykon\u00e1va\u0165 medzin\u00e1rodn\u00e9 platby, v\u0161ak Xe pon\u00faka cel\u00fd rad firemn\u00fdch rie\u0161en\u00ed. Medzi tieto rie\u0161enia patria napr:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Forwardov\u00e9 zmluvy<\/strong>: Tento typ prevodu umo\u017e\u0148uje podnikom uzamkn\u00fa\u0165 v\u00fdmenn\u00fd kurz na bud\u00faci d\u00e1tum, \u010do ich m\u00f4\u017ee ochr\u00e1ni\u0165 pred v\u00fdkyvmi meny. Je to u\u017eito\u010dn\u00e9 najm\u00e4 pre podniky, ktor\u00e9 potrebuj\u00fa vykon\u00e1va\u0165 pravideln\u00e9 platby, alebo pre podniky, ktor\u00e9 s\u00fa vystaven\u00e9 menov\u00e9mu riziku;<\/li>\n\n\n\n<li><strong>Hromadn\u00e9 a opakuj\u00face sa platby<\/strong>: Tento typ prevodu umo\u017e\u0148uje podnikom vykona\u0165 viacero platieb naraz, \u010do m\u00f4\u017ee u\u0161etri\u0165 \u010das a zn\u00ed\u017ei\u0165 administrat\u00edvne n\u00e1klady. Je ide\u00e1lny pre podniky, ktor\u00e9 potrebuj\u00fa uskuto\u010dni\u0165 viacero platieb dod\u00e1vate\u013eom alebo zamestnancom v r\u00f4znych krajin\u00e1ch;<\/li>\n\n\n\n<li><strong>Pr\u00edstup pre viacer\u00fdch pou\u017e\u00edvate\u013eov<\/strong>: T\u00e1to funkcia umo\u017e\u0148uje pr\u00edstup k medzin\u00e1rodn\u00fdm platb\u00e1m a ich realiz\u00e1ciu viacer\u00fdm pou\u017e\u00edvate\u013eom v r\u00e1mci podniku. To m\u00f4\u017ee by\u0165 u\u017eito\u010dn\u00e9 pre podniky s viacer\u00fdmi pobo\u010dkami a oddeleniami;<\/li>\n\n\n\n<li><strong>\u0160pecializovan\u00fd mana\u017e\u00e9r \u00fa\u010dtu<\/strong>: Firemn\u00ed klienti, ktor\u00ed vykon\u00e1vaj\u00fa ve\u013ek\u00e9 prevody pe\u0148az\u00ed (minim\u00e1lne $70 000 ro\u010dne), z\u00edskaj\u00fa \u0161pecializovan\u00e9ho mana\u017e\u00e9ra \u00fa\u010dtu, ktor\u00fd poskytuje individu\u00e1lne slu\u017eby a podporu. To m\u00f4\u017ee podnikom pom\u00f4c\u0165 zefekt\u00edvni\u0165 ich medzin\u00e1rodn\u00e9 platby a zabezpe\u010di\u0165 hladk\u00fd priebeh procesu.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"XE_International_Money_Transfer_Costs\"><\/span>N\u00e1klady na medzin\u00e1rodn\u00fd prevod pe\u0148az\u00ed XE<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Xe je n\u00e1kladovo efekt\u00edvna a pohodln\u00e1 alternat\u00edva k tradi\u010dn\u00fdm bank\u00e1m pri medzin\u00e1rodn\u00fdch prevodoch pe\u0148az\u00ed. Konkuren\u010dn\u00e9 v\u00fdmenn\u00e9 kurzy a n\u00edzke poplatky spolo\u010dnosti m\u00f4\u017eu z\u00e1kazn\u00edkom prinies\u0165 zna\u010dn\u00e9 \u00faspory a jej r\u00fdchla a \u013eahko pou\u017eite\u013en\u00e1 online platforma je pohodlnou vo\u013ebou pre t\u00fdch, ktor\u00ed potrebuj\u00fa previes\u0165 peniaze do zahrani\u010dia.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Exchange_Rates\"><\/span>V\u00fdmenn\u00e9 kurzy<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Xe zvy\u010dajne pon\u00faka v\u00fdhodnej\u0161ie v\u00fdmenn\u00e9 kurzy ako tradi\u010dn\u00e9 banky. Je to preto, \u017ee Xe sa \u0161pecializuje na v\u00fdmenu mien a m\u00e1 ve\u013ek\u00fd objem transakci\u00ed, \u010do jej umo\u017e\u0148uje pon\u00faka\u0165 v\u00fdhodnej\u0161ie kurzy.<\/p>\n\n\n\n<p>V z\u00e1vislosti od sumy pe\u0148az\u00ed, ktor\u00fa prev\u00e1dzate, sa poplatky za v\u00fdmenu v spolo\u010dnosti XE m\u00f4\u017eu pohybova\u0165 od <strong>od 0,2% pri ve\u013ek\u00fdch prevodoch pe\u0148az\u00ed a\u017e po 1,4% pri mal\u00fdch prevodoch pe\u0148az\u00ed<\/strong>. Do \u00favahy sa ber\u00fa aj faktory, ako s\u00fa krajiny p\u00f4vodu a ur\u010denia a meny, ktor\u00fdch sa prevod t\u00fdka.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Transfer_Fees\"><\/span>Poplatky za prenos<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Slu\u017eba prenosu spolo\u010dnosti XE je jedine\u010dn\u00e1 v tom, \u017ee <strong>ne\u00fa\u010dtuje z\u00e1kazn\u00edkom \u017eiadne poplatky za prevod<\/strong>bez oh\u013eadu na cie\u013eov\u00fa krajinu alebo menu, na ktor\u00fa sa rozhodn\u00fa konvertova\u0165. T\u00fdm sa l\u00ed\u0161i od tradi\u010dn\u00fdch b\u00e1nk, ktor\u00e9 si za medzin\u00e1rodn\u00e9 prevody pe\u0148az\u00ed \u010dasto \u00fa\u010dtuj\u00fa poplatky.<\/p>\n\n\n\n<p>Jedinou v\u00fdnimkou s\u00fa z\u00e1kazn\u00edci v Eur\u00f3pe, ktor\u00ed vykon\u00e1vaj\u00fa mal\u00e9 prevody pe\u0148az\u00ed. <strong>Poplatok za prevod sumy do 250 GBP v Spojenom kr\u00e1\u013eovstve je 2,00 GBP a za prevod sumy do 250 EUR je poplatok 2,00 EUR.<\/strong>. T\u00ed, ktor\u00ed vykon\u00e1vaj\u00fa prevody vy\u0161\u0161ie ako tieto sumy, a v\u0161etci, ktor\u00ed sa nach\u00e1dzaj\u00fa inde, nebud\u00fa plati\u0165 \u017eiadne poplatky za prevod.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Additional_Fees\"><\/span>Dodato\u010dn\u00e9 poplatky<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Spolo\u010dnos\u0165 XE nem\u00e1 \u017eiadne \u010fal\u0161ie alebo skryt\u00e9 poplatky za svoje slu\u017eby okrem kurzov\u00e9ho rozp\u00e4tia. Klientom v\u0161ak m\u00f4\u017eu by\u0165 \u00fa\u010dtovan\u00e9 poplatky tret\u00edch str\u00e1n zo strany b\u00e1nk, ktor\u00e9 sprac\u00favaj\u00fa \u010dasti transakcie, ako napr\u00edklad poplatok SWIFT. Tieto poplatky ne\u00fa\u010dtuje priamo spolo\u010dnos\u0165 XE, ale banky, ktor\u00e9 vyu\u017e\u00edva na poskytovanie svojich slu\u017eieb.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Summary\"><\/span>Zhrnutie<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Tu s\u00fa poplatky, ktor\u00e9 by si mali z\u00e1kazn\u00edci uvedomi\u0165 pri vykon\u00e1van\u00ed medzin\u00e1rodn\u00e9ho prevodu pe\u0148az\u00ed prostredn\u00edctvom XE:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Poplatky za prevod<\/strong>: 0% (2,00 GBP do 250 GBP (UK) a 2,00 EUR do 250 EUR (E\u00da));<\/li>\n\n\n\n<li><strong>V\u00fdmenn\u00e9 kurzy<\/strong>: prir\u00e1\u017eka pridan\u00e1 k strednej trhovej sadzbe, ktor\u00e1 sa pohybuje od 0,2% do 1,4% v z\u00e1vislosti od sumy, krajiny a meny prevodu;<\/li>\n\n\n\n<li><strong>Poplatky tret\u00edch str\u00e1n<\/strong>: Poplatky SWIFT, ktor\u00e9 si \u00fa\u010dtuj\u00fa banky sprac\u00favaj\u00face \u010dasti transakcie.<\/li>\n<\/ul>\n\n\n\n<p>Niektor\u00ed klienti XE m\u00f4\u017eu ma\u0165 \u0165a\u017ekosti s ur\u010den\u00edm sadzieb a poplatkov za konkr\u00e9tny prevod z d\u00f4vodu absencie \u0161pecializovan\u00e9ho spr\u00e1vcu \u00fa\u010dtu, pokia\u013e neprev\u00e1dzaj\u00fa minim\u00e1lne $70 000 ro\u010dne.<\/p>\n\n\n\n<p>Na z\u00e1ver mo\u017eno poveda\u0165, \u017ee XE je skvelou mo\u017enos\u0165ou na vykon\u00e1vanie medzin\u00e1rodn\u00fdch prevodov pe\u0148az\u00ed akejko\u013evek ve\u013ekosti. Ak m\u00e1te z\u00e1ujem spozna\u0165 \u010fal\u0161ie spolo\u010dnosti zaoberaj\u00face sa prevodmi pe\u0148az\u00ed, m\u00f4\u017eete si pozrie\u0165 \u010fal\u0161\u00edch poskytovate\u013eov v na\u0161ej <a href=\"https:\/\/moverdb.com\/sk\/najlepsie-medzinarodne-sluzby-prevodu-penazi\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/\" rel=\"noreferrer noopener\">preh\u013ead najlep\u0161\u00edch medzin\u00e1rodn\u00fdch slu\u017eieb prevodu pe\u0148az\u00ed<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Safe_is_XE\"><\/span>Ako bezpe\u010dn\u00fd je XE?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>XE je jednou z mo\u017enost\u00ed medzin\u00e1rodn\u00e9ho prevodu pe\u0148az\u00ed. V oblasti finan\u010dn\u00fdch prevodov a v\u00fdmeny mien nazbierala viac ako 30 rokov sk\u00fasenost\u00ed, pri\u010dom pre\u0161la pr\u00edsnymi regul\u00e1ciami mnoh\u00fdch \u0161t\u00e1tnych org\u00e1nov.<\/p>\n\n\n\n<p>V s\u00fa\u010dasnosti spolo\u010dnos\u0165 XE sprostredk\u00fava prevody v hodnote 115 mili\u00e1rd GBP a ro\u010dne obsl\u00fa\u017ei viac ako 150 000 s\u00fakromn\u00fdch a firemn\u00fdch klientov.<\/p>\n\n\n\n<p>V roku 2019 sa poskytovate\u013e zl\u00fa\u010dil s renomovanou spolo\u010dnos\u0165ou HiFX, ktor\u00e1 sa zaober\u00e1 medzin\u00e1rodn\u00fdmi prevodmi pe\u0148az\u00ed. T\u00e1to spolo\u010dnos\u0165 u\u017e bola dobre etablovan\u00e1 na medzin\u00e1rodnom trhu a regulovan\u00e1 ofici\u00e1lnymi autoriza\u010dn\u00fdmi org\u00e1nmi v krajin\u00e1ch, kde p\u00f4sobila.<\/p>\n\n\n\n<p>Spolo\u010dnos\u0165 Xe tieto oper\u00e1cie predbehla a predpisy t\u00fdkaj\u00face sa jej finan\u010dn\u00fdch \u010dinnost\u00ed boli bu\u010f prenesen\u00e9 zo spolo\u010dnosti HiFX, alebo boli \u013eahko z\u00edskan\u00e9. V\u00fdsledkom toho v\u0161etk\u00e9ho s\u00fa protokoly s vysokou \u00farov\u0148ou bezpe\u010dnosti, ktor\u00e9 spolo\u010dnos\u0165 XE uplat\u0148uje pri v\u0161etk\u00fdch prevodoch pe\u0148az\u00ed a v\u00fdmen\u00e1ch mien, ktor\u00e9 realizuje.<\/p>\n\n\n\n<p>Spolo\u010dnos\u0165 XE je regulovan\u00e1 v t\u00fdchto hlavn\u00fdch krajin\u00e1ch:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kanadsk\u00e9 centrum pre anal\u00fdzu finan\u010dn\u00fdch transakci\u00ed a spr\u00e1v (FINTRAC) a \u00darad pre doh\u013ead nad finan\u010dn\u00fdmi in\u0161tit\u00faciami (OSFI) v Kanade;<\/li>\n\n\n\n<li>Financial Conduct Authority (FCA) v Spojenom kr\u00e1\u013eovstve;<\/li>\n\n\n\n<li>Sie\u0165 na presadzovanie finan\u010dnej kriminality (FinCEN) v USA;<\/li>\n\n\n\n<li>Austr\u00e1lska komisia pre cenn\u00e9 papiere a invest\u00edcie (ASIC) v Austr\u00e1lii.<\/li>\n<\/ul>\n\n\n\n<p>Okrem toho je XE dc\u00e9rskou spolo\u010dnos\u0165ou Euronet Worldwide, verejne obchodovate\u013enej spolo\u010dnosti, ktor\u00e1 je k\u00f3tovan\u00e1 na burze NASDAQ. To znamen\u00e1, \u017ee mus\u00ed pod\u00e1va\u0165 spr\u00e1vy svojim akcion\u00e1rom a regula\u010dn\u00fdm org\u00e1nom a podlieha r\u00f4znym finan\u010dn\u00fdm a prev\u00e1dzkov\u00fdm auditom, \u010do je dobr\u00fdm ukazovate\u013eom jej finan\u010dnej stability.<\/p>\n\n\n\n<p>Okrem toho pou\u017e\u00edvaj\u00fa na ochranu osobn\u00fdch a finan\u010dn\u00fdch \u00fadajov svojich z\u00e1kazn\u00edkov pri online transakci\u00e1ch \u0161ifrovanie na \u00farovni banky.<\/p>\n\n\n\n<p>V\u010faka svojej povesti spo\u013eahlivej spolo\u010dnosti a dodr\u017eiavaniu predpisov zaznamenala spolo\u010dnos\u0165 XE v\u00fdrazn\u00fd rast. Do roku 2023 sa spolo\u010dnosti podarilo roz\u0161\u00edri\u0165 svoje slu\u017eby prevodu pe\u0148az\u00ed do viac ako 170 kraj\u00edn a vo viac ako 50 men\u00e1ch, pri\u010dom jej t\u00edm tvor\u00ed viac ako 350 zamestnancov.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Fast_is_XE\"><\/span>Ako r\u00fdchly je XE?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Spolo\u010dnos\u0165 XE sa pova\u017euje za r\u00fdchleho poskytovate\u013ea medzin\u00e1rodn\u00fdch prevodov pe\u0148az\u00ed. R\u00fdchlos\u0165 prevodu z\u00e1vis\u00ed od viacer\u00fdch faktorov vr\u00e1tane prev\u00e1dzanej sumy, pr\u00edslu\u0161n\u00fdch mien a pou\u017eit\u00e9ho sp\u00f4sobu platby.<\/p>\n\n\n\n<p>Online platforma spolo\u010dnosti XE je v\u0161ak navrhnut\u00e1 tak, aby bola u\u017e\u00edvate\u013esky pr\u00edvetiv\u00e1 a efekt\u00edvna a umo\u017e\u0148ovala z\u00e1kazn\u00edkom r\u00fdchlo a jednoducho iniciova\u0165 prevod. Okrem toho m\u00e1 spolo\u010dnos\u0165 XE ve\u013ek\u00fd objem transakci\u00ed, \u010do jej umo\u017e\u0148uje r\u00fdchle spracovanie prevodov. Niektor\u00e9 prevody m\u00f4\u017eu by\u0165 dokon\u010den\u00e9 v priebehu nieko\u013ek\u00fdch min\u00fat, zatia\u013e \u010do in\u00e9 m\u00f4\u017eu trva\u0165 nieko\u013eko dn\u00ed.&nbsp;<\/p>\n\n\n\n<p>\u010cas prevodu medzi bankami je zvy\u010dajne 1 a\u017e 4 pracovn\u00e9 dni. V niektor\u00fdch krajin\u00e1ch a men\u00e1ch v\u0161ak m\u00f4\u017ee by\u0165 \u010das prevodu v ojedinel\u00fdch pr\u00edpadoch dlh\u0161\u00ed. XE pon\u00faka mo\u017enosti expresn\u00fdch prevodov, ktor\u00e9 m\u00f4\u017eu by\u0165 dokon\u010den\u00e9 u\u017e za 30 min\u00fat, ale tieto slu\u017eby m\u00f4\u017eu by\u0165 spoplatnen\u00e9.<\/p>\n\n\n\n<p>Be\u017en\u00ed z\u00e1kazn\u00edci, ktor\u00ed vykon\u00e1vaj\u00fa mal\u00e9 a\u017e stredne ve\u013ek\u00e9 prevody v niektor\u00fdch z hlavn\u00fdch mien (CNH, GBP, AUD, EUR, CHF, JPY, NZD, USD, CAD alebo HKD) a medzi hlavn\u00fdmi krajinami, m\u00f4\u017eu o\u010dak\u00e1va\u0165, \u017ee ich prevod bude dokon\u010den\u00fd v priebehu nieko\u013ek\u00fdch min\u00fat.<\/p>\n\n\n\n<p>Ak potrebujete presn\u00fd odhad, kedy bude v\u00e1\u0161 prevod dokon\u010den\u00fd, m\u00f4\u017eete sa obr\u00e1ti\u0165 na t\u00edm slu\u017eieb z\u00e1kazn\u00edkom spolo\u010dnosti XE. Okrem toho m\u00f4\u017eete pou\u017ei\u0165 mobiln\u00fa aplik\u00e1ciu XE na sledovanie priebehu v\u00e1\u0161ho prevodu v re\u00e1lnom \u010dase. Ozn\u00e1menia o za\u010dat\u00ed a dokon\u010den\u00ed prevodu budete dost\u00e1va\u0165 aj prostredn\u00edctvom e-mailu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Use_XE\"><\/span>Ako pou\u017e\u00edva\u0165 XE<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ak chcete pou\u017e\u00edva\u0165 XE na medzin\u00e1rodn\u00e9 prevody pe\u0148az\u00ed, mus\u00edte si najprv vytvori\u0165 \u00fa\u010det na webovej lokalite alebo v mobilnej aplik\u00e1cii XE. To od v\u00e1s bude vy\u017eadova\u0165 poskytnutie niektor\u00fdch osobn\u00fdch a finan\u010dn\u00fdch inform\u00e1ci\u00ed, ako je va\u0161e meno, adresa a inform\u00e1cie o bankovom \u00fa\u010dte.<\/p>\n\n\n\n<p>Po nastaven\u00ed \u00fa\u010dtu m\u00f4\u017eete iniciova\u0165 prevod v\u00fdberom mien, s\u00fam, ktor\u00e9 chcete previes\u0165, a miesta ur\u010denia prevodu. Budete si tie\u017e musie\u0165 vybra\u0165 sp\u00f4sob platby, napr\u00edklad bankov\u00fd prevod alebo kreditn\u00fa\/debetn\u00fa kartu.<\/p>\n\n\n\n<p>XE potom zobraz\u00ed va\u0161u vlastn\u00fa ponuku, ktor\u00e1 bude obsahova\u0165 v\u00fdmenn\u00fd kurz a v\u0161etky poplatky spojen\u00e9 s prevodom. Ak s\u00fahlas\u00edte s podmienkami, m\u00f4\u017eete pokra\u010dova\u0165 v prevode.<\/p>\n\n\n\n<p>XE potom spracuje prevod a finan\u010dn\u00e9 prostriedky sa odo\u0161l\u00fa na cie\u013eov\u00fd \u00fa\u010det. Priebeh prevodu m\u00f4\u017eete sledova\u0165 v re\u00e1lnom \u010dase pomocou mobilnej aplik\u00e1cie XE a po za\u010dat\u00ed a dokon\u010den\u00ed prevodu dostanete aj upozornenia prostredn\u00edctvom e-mailu.<\/p>\n\n\n\n<p>Ak m\u00e1te ak\u00e9ko\u013evek ot\u00e1zky alebo potrebujete pomoc s prevodom, m\u00f4\u017eete sa obr\u00e1ti\u0165 na t\u00edm slu\u017eieb z\u00e1kazn\u00edkom spolo\u010dnosti XE.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"XE_Money_Transfer_Cancellation_Policy\"><\/span>Z\u00e1sady zru\u0161enia prevodu pe\u0148az\u00ed XE<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Pravidl\u00e1 spolo\u010dnosti XE t\u00fdkaj\u00face sa zru\u0161enia prevodu sa m\u00f4\u017eu l\u00ed\u0161i\u0165 v z\u00e1vislosti od stavu prevodu a pou\u017eit\u00e9ho sp\u00f4sobu platby. Ak prevod nebol dokon\u010den\u00fd, z\u00e1kazn\u00edci m\u00f4\u017eu ma\u0165 mo\u017enos\u0165 prevod zru\u0161i\u0165 a z\u00edska\u0165 n\u00e1hradu. Ak v\u0161ak bol prevod dokon\u010den\u00fd, z\u00e1kazn\u00edci nemusia ma\u0165 mo\u017enos\u0165 prevod zru\u0161i\u0165 ani z\u00edska\u0165 n\u00e1hradu.<\/p>\n\n\n\n<p>Odpor\u00fa\u010dame v\u00e1m kontaktova\u0165 z\u00e1kazn\u00edcky servis spolo\u010dnosti XE a informova\u0165 sa o konkr\u00e9tnych podmienkach zru\u0161enia v\u00e1\u0161ho transferu. Pre r\u00f4zne typy transferov a za r\u00f4znych okolnost\u00ed m\u00f4\u017eu plati\u0165 r\u00f4zne pravidl\u00e1. M\u00f4\u017eu ma\u0165 tie\u017e r\u00f4zne z\u00e1sady pre mal\u00e9 a ve\u013ek\u00e9 sumy a pre r\u00f4zne meny, ako aj pre r\u00f4zne sp\u00f4soby platby.<\/p>\n\n\n\n<p>Je d\u00f4le\u017eit\u00e9 vedie\u0165, \u017ee po dokon\u010den\u00ed prevodu a odoslan\u00ed pe\u0148az\u00ed u\u017e nie je mo\u017en\u00e9 prevod vr\u00e1ti\u0165 sp\u00e4\u0165, preto\u017ee peniaze s\u00fa u\u017e na ceste k pr\u00edjemcovi.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"XE_Customer_Service\"><\/span>Z\u00e1kazn\u00edcky servis XE<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Spolo\u010dnos\u0165 XE pon\u00faka z\u00e1kazn\u00edcku podporu prostredn\u00edctvom viacer\u00fdch met\u00f3d vr\u00e1tane telef\u00f3nu, \u017eiv\u00e9ho chatu (zvy\u010dajne prostredn\u00edctvom svojho chatbota) a online spr\u00e1v (online kontaktn\u00fd formul\u00e1r a e-mail). Z\u00e1kazn\u00edcku podporu pre prevody pe\u0148az\u00ed m\u00f4\u017eete kontaktova\u0165 telefonicky 24 hod\u00edn denne, od pondelka do piatku.<\/p>\n\n\n\n<p>Ke\u010f\u017ee sme fyzicky pr\u00edtomn\u00ed v Kanade, USA, Austr\u00e1lii, Spojenom kr\u00e1\u013eovstve a na Novom Z\u00e9lande, z\u00e1kazn\u00edci sa m\u00f4\u017eu rozhodn\u00fa\u0165 pre \u010fal\u0161iu pomoc od \u00faradn\u00edkov spolo\u010dnosti XE. Spolo\u010dnos\u0165 XE tvrd\u00ed, \u017ee na e-maily z\u00e1kazn\u00edckej podpory odpoved\u00e1 do 24 hod\u00edn a odpovede poskytuje vo viac ako 100 jazykoch (viacjazy\u010dn\u00e1 podpora je k dispoz\u00edcii aj pri kontaktovan\u00ed ich n\u00e1stroja chatbot).<\/p>\n\n\n\n<p>Ru\u010d\u00edme za to, \u017ee webov\u00e9 str\u00e1nky a aplik\u00e1cie spolo\u010dnosti XE s\u00fa dostupn\u00e9 v angli\u010dtine, nem\u010dine, \u0161paniel\u010dine, franc\u00faz\u0161tine, portugal\u010dine, talian\u010dine, \u0161v\u00e9d\u010dine, arab\u010dine, japon\u010dine a \u010d\u00edn\u0161tine, av\u0161ak telefonick\u00e1 podpora je k dispoz\u00edcii len v angli\u010dtine.<\/p>\n\n\n\n<p>Na z\u00e1klade online recenzi\u00ed s\u00fa z\u00e1stupcovia z\u00e1kazn\u00edckeho servisu ve\u013emi n\u00e1pomocn\u00ed pri poskytovan\u00ed presn\u00fdch inform\u00e1ci\u00ed o \u010dase prevodu, ktor\u00fd zvy\u010dajne trv\u00e1 1 a\u017e 4 dni v z\u00e1vislosti od cie\u013eovej krajiny.<\/p>\n\n\n\n<p>Ni\u017e\u0161ie uv\u00e1dzame telef\u00f3nne \u010d\u00edsla podpory spolo\u010dnosti Xe t\u00fdkaj\u00face sa prevodov pe\u0148az\u00ed:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kanada: +1-416-642-6590;<\/li>\n\n\n\n<li>USA: +1-877-932-6640;<\/li>\n\n\n\n<li>SPOJEN\u00c9 KR\u00c1\u013dOVSTVO: +44-1753-441844;<\/li>\n\n\n\n<li>Austr\u00e1lia: +61-2-8270-4500;<\/li>\n\n\n\n<li>Nov\u00fd Z\u00e9land: +64-9-306-3700;<\/li>\n\n\n\n<li><a href=\"https:\/\/moverdb.com\/sk\/moving-to-germany\/\" data-internallinksmanager029f6b8e52c=\"321\" title=\"S\u0165ahovanie do Nemecka? 2026 N\u00e1klady na b\u00fdvanie a tipy na pres\u0165ahovanie\">Nemecko<\/a>: +44-1753-441844;<\/li>\n\n\n\n<li><a href=\"https:\/\/moverdb.com\/sk\/moving-to-spain\/\" data-internallinksmanager029f6b8e52c=\"266\" title=\"S\u0165ahovanie do \u0160panielska? 2026 N\u00e1klady na b\u00fdvanie a tipy na pres\u0165ahovanie\">\u0160panielsko<\/a>: +44-1753-441844.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Does_XE_Compare_With_Its_Competitors\"><\/span>Ako sa XE porovn\u00e1va so svojimi konkurentmi?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>V porovnan\u00ed s konkurenciou m\u00e1 XE dobr\u00fa poves\u0165, preto\u017ee poskytuje presn\u00e9 a aktu\u00e1lne v\u00fdmenn\u00e9 kurzy a jej n\u00e1stroj na konverziu mien je \u0161iroko pou\u017e\u00edvan\u00fd jednotlivcami aj firmami.<\/p>\n\n\n\n<p>Ostatn\u00ed konkurenti, ako napr. <strong><a href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/currencies-direct-review\/\" data-internallinksmanager029f6b8e52c=\"237\" title=\"Medzin\u00e1rodn\u00fd prevod pe\u0148az\u00ed Currencies Direct Review 2026\">Meny Direct<\/a><\/strong>, <strong><a href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/wise-review\/\" data-internallinksmanager029f6b8e52c=\"243\" title=\"M\u00fadry medzin\u00e1rodn\u00fd prevod pe\u0148az\u00ed Review 2026\">M\u00fadre<\/a><\/strong>a <strong><a href=\"https:\/\/www.torfx.com\/affiliate\/register?afflno=0302110000681579\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">TorFX<\/a><\/strong> pon\u00fakaj\u00fa ni\u017e\u0161ie poplatky za ur\u010dit\u00e9 typy transakci\u00ed a niektor\u00e9 z nich pon\u00fakaj\u00fa aj \u010fal\u0161ie funkcie, napr\u00edklad limitn\u00e9 pr\u00edkazy, ktor\u00e9 XE nepon\u00faka.<\/p>\n\n\n\n<p>V\u00fdber medzi XE a jeho konkurentmi bude nakoniec z\u00e1visie\u0165 od va\u0161ich konkr\u00e9tnych potrieb a preferenci\u00ed. Je dobr\u00e9 porovna\u0165 poplatky, v\u00fdmenn\u00e9 kurzy a funkcie viacer\u00fdch poskytovate\u013eov a ur\u010di\u0165, ktor\u00fd z nich je pre v\u00e1s najvhodnej\u0161\u00ed. Pozrite si porovnanie ni\u017e\u0161ie a urobte si lep\u0161\u00ed obraz o XE.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"XE_vs_Currencies_Direct\"><\/span>XE vs. Currencies Direct<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Funkcia<\/th><th>XE<\/th><th>Meny Direct<\/th><\/tr><\/thead><tbody><tr><td>Zalo\u017een\u00e9 v roku<\/td><td>1993<\/td><td>1996<\/td><\/tr><tr><td>Objem obchodovania<\/td><td>$115 mili\u00e1rd v roku 2018<\/td><td>9,5 miliardy GBP v roku 2021<\/td><\/tr><tr><td>Hodnotenie Trustpilot<\/td><td>4.2 \/ 5<\/td><td>4.9 \/ 5<\/td><\/tr><tr><td>Vhodn\u00e9 pre<\/td><td>Mal\u00e9 aj ve\u013ek\u00e9 prevody pe\u0148az\u00ed<\/td><td>Ve\u013ek\u00e9 prevody pe\u0148az\u00ed<\/td><\/tr><tr><td>Poplatok za prevod<\/td><td>\u00a32.00 pod \u00a3250 (UK);<br>2,00 \u20ac do 250 \u20ac (E\u00da);<br>Za ostatn\u00e9 sumy sa neplat\u00ed \u017eiadny poplatok.<\/td><td>Bez poplatku<\/td><\/tr><tr><td>Priemern\u00e1 kurzov\u00e1 prir\u00e1\u017eka<\/td><td>0,2% a\u017e 1,4% pri stredn\u00fdch trhov\u00fdch sadzb\u00e1ch<\/td><td>0,4% a\u017e 1,4% pri stredn\u00fdch trhov\u00fdch sadzb\u00e1ch<\/td><\/tr><tr><td>Minim\u00e1lna suma prevodu<\/td><td>\u00a31<\/td><td>\u00a31<\/td><\/tr><tr><td>Maxim\u00e1lna suma prevodu<\/td><td>350 000 GBP (Spojen\u00e9 kr\u00e1\u013eovstvo a E\u00da);<br>$535,000 (US);<br>CAD $535,000 (Kanada);<br>NZD $750,000 (Nov\u00fd Z\u00e9land).<\/td><td>25 000 GBP prostredn\u00edctvom mobilnej aplik\u00e1cie;<br>300 000 GBP prostredn\u00edctvom podania osobitnej \u017eiadosti.<\/td><\/tr><tr><td>R\u00fdchlos\u0165 prenosu<\/td><td>1-4 pracovn\u00e9 dni<\/td><td>12-24 hod\u00edn v r\u00e1mci Eur\u00f3py;<br>24-48 hod\u00edn pre zahrani\u010dn\u00e9 transfery<\/td><\/tr><tr><td>\u0160pecializovan\u00fd predajca<\/td><td>Len pre t\u00fdch, ktor\u00ed prev\u00e1dzaj\u00fa viac ako $70,000<\/td><td>\u00c1no<\/td><\/tr><tr><td>Pokryt\u00e9 krajiny<\/td><td>Viac ako 130 kraj\u00edn<\/td><td>Viac ako 200 kraj\u00edn<\/td><\/tr><tr><td>Zahrnut\u00e9 meny<\/td><td>Takmer 100 mien<\/td><td>Viac ako 70 mien<\/td><\/tr><tr><td>Sp\u00f4soby platby<\/td><td>Bankov\u00fd \u00fa\u010det alebo kreditn\u00e1\/debetn\u00e1 karta<\/td><td>Bankov\u00fd \u00fa\u010det, kreditn\u00e1\/debetn\u00e1 karta alebo \u0161ek<\/td><\/tr><tr><td>Met\u00f3dy prij\u00edmania<\/td><td>Bankov\u00fd \u00fa\u010det a hotovos\u0165<\/td><td>Bankov\u00fd \u00fa\u010det<\/td><\/tr><tr><td>Mo\u017enos\u0165 vyzdvihnutia hotovosti<\/td><td>\u00c1no<\/td><td>Nie<\/td><\/tr><tr><td>Okam\u017eit\u00e1 vlastn\u00e1 ponuka<\/td><td>\u00c1no<\/td><td>Nie. Cenov\u00e9 ponuky s\u00fa k dispoz\u00edcii prostredn\u00edctvom e-mailu pre registrovan\u00fdch pou\u017e\u00edvate\u013eov<\/td><\/tr><tr><td>Obchodn\u00e9 funkcie<\/td><td>Spotov\u00e9 kontrakty, forwardov\u00e9 kontrakty, trhov\u00e9 objedn\u00e1vky, digit\u00e1lna pe\u0148a\u017eenka s viacer\u00fdmi menami, kurzov\u00e9 upozornenia a port\u00e1l API<\/td><td>Spotov\u00e9 kontrakty, forwardov\u00e9 kontrakty, limitn\u00e9 pr\u00edkazy, stop-loss pr\u00edkazy, opakovan\u00e9 prevody, digit\u00e1lna pe\u0148a\u017eenka pre viacero mien, upozornenia na kurzy a port\u00e1l API<\/td><\/tr><tr><td>Vlajkov\u00e1 debetn\u00e1 karta<\/td><td>Nie<\/td><td>Nie. karta pre zahrani\u010dn\u00fdch cestuj\u00facich je k dispoz\u00edcii prostredn\u00edctvom slu\u017eby tretej strany (<a href=\"https:\/\/www.weswap.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">WeSwap<\/a>)<\/td><\/tr><tr><td>Mobiln\u00e1 aplik\u00e1cia<\/td><td>\u00c1no<\/td><td>\u00c1no<\/td><\/tr><tr><td>Z\u00e1sady zru\u0161enia<\/td><td>Iba v pr\u00edpade prevodov na vyzdvihnutie hotovosti, ke\u010f si pr\u00edjemca hotovos\u0165 nevyzdvihol.<\/td><td>Nie<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Pre\u010d\u00edtajte si na\u0161e <a href=\"https:\/\/moverdb.com\/sk\/najlepsie-medzinarodne-sluzby-prevodu-penazi\/meny-priamy-prehlad\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/currencies-direct-review\/\" rel=\"noreferrer noopener\">\u00fapln\u00e1 recenzia Currencies Direct<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"XE_vs_Wise\"><\/span>XE vs. Wise<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Funkcia<\/th><th>XE<\/th><th>M\u00fadre<\/th><\/tr><\/thead><tbody><tr><td>Zalo\u017een\u00e9 v roku<\/td><td>1993<\/td><td>2011<\/td><\/tr><tr><td>Objem obchodovania<\/td><td>$115 mili\u00e1rd v roku 2018<\/td><td>76,4 miliardy GBP v roku 2022<\/td><\/tr><tr><td>Hodnotenie Trustpilot<\/td><td>4.2 \/ 5<\/td><td>4.5 \/ 5<\/td><\/tr><tr><td>Vhodn\u00e9 pre<\/td><td>Mal\u00e9 aj ve\u013ek\u00e9 prevody pe\u0148az\u00ed<\/td><td>Prevody mal\u00fdch pe\u0148az\u00ed<\/td><\/tr><tr><td>Poplatok za prevod<\/td><td>\u00a32.00 pod \u00a3250 (UK);<br>2,00 \u20ac do 250 \u20ac (E\u00da);<br>Za ostatn\u00e9 sumy sa neplat\u00ed \u017eiadny poplatok.<\/td><td>Variabiln\u00fd poplatok - 0,4% - 0,6% z celkovej sumy (v priemere);<br>Fixn\u00fd poplatok - v priemere 0,2 - 0,3 GBP<\/td><\/tr><tr><td>Priemern\u00e1 kurzov\u00e1 prir\u00e1\u017eka<\/td><td>0,2% a\u017e 1,4% pri stredn\u00fdch trhov\u00fdch sadzb\u00e1ch<\/td><td>\u017diadna prir\u00e1\u017eka k stredn\u00fdm trhov\u00fdm sadzb\u00e1m<\/td><\/tr><tr><td>Minim\u00e1lna suma prevodu<\/td><td>\u00a31<\/td><td>\u00a31<\/td><\/tr><tr><td>Maxim\u00e1lna suma prevodu<\/td><td>350 000 GBP (Spojen\u00e9 kr\u00e1\u013eovstvo a E\u00da);<br>$535,000 (US);<br>CAD $535,000 (Kanada);<br>NZD $750,000 (Nov\u00fd Z\u00e9land).<\/td><td>$6,000,000 USD;<br>$1,8 mili\u00f3na AUD;<br>$1,5 mili\u00f3na CAD;<br>6 000 000 EUR;<br>\u00a35,000,000 GBP.<\/td><\/tr><tr><td>R\u00fdchlos\u0165 prenosu<\/td><td>1-4 pracovn\u00e9 dni<\/td><td>0-2 dni (v priebehu nieko\u013ek\u00fdch min\u00fat pri viac ako 50% prenosov)<\/td><\/tr><tr><td>\u0160pecializovan\u00fd predajca<\/td><td>Len pre t\u00fdch, ktor\u00ed prev\u00e1dzaj\u00fa viac ako $70,000<\/td><td>Nie<\/td><\/tr><tr><td>Pokryt\u00e9 krajiny<\/td><td>Viac ako 130 kraj\u00edn<\/td><td>Viac ako 170 kraj\u00edn<\/td><\/tr><tr><td>Zahrnut\u00e9 meny<\/td><td>Takmer 100 mien<\/td><td>Viac ako 50 mien<\/td><\/tr><tr><td>Sp\u00f4soby platby<\/td><td>Bankov\u00fd \u00fa\u010det alebo kreditn\u00e1\/debetn\u00e1 karta<\/td><td>Bankov\u00fd \u00fa\u010det, kreditn\u00e1\/debetn\u00e1 karta, Apple\/Google Pay, PayPal<\/td><\/tr><tr><td>Met\u00f3dy prij\u00edmania<\/td><td>Bankov\u00fd \u00fa\u010det a hotovos\u0165<\/td><td>Bankov\u00fd \u00fa\u010det alebo bankomat (prostredn\u00edctvom online \u00fa\u010dtu)<\/td><\/tr><tr><td>Mo\u017enos\u0165 vyzdvihnutia hotovosti<\/td><td>\u00c1no<\/td><td>Nie<\/td><\/tr><tr><td>Okam\u017eit\u00e1 vlastn\u00e1 ponuka<\/td><td>\u00c1no<\/td><td>\u00c1no<\/td><\/tr><tr><td>Obchodn\u00e9 funkcie<\/td><td>Spotov\u00e9 kontrakty, forwardov\u00e9 kontrakty, trhov\u00e9 objedn\u00e1vky, digit\u00e1lna pe\u0148a\u017eenka s viacer\u00fdmi menami, kurzov\u00e9 upozornenia a port\u00e1l API<\/td><td>D\u00e1vkov\u00e9 platby, faktur\u00e1cia, pr\u00edstup pre viacer\u00fdch pou\u017e\u00edvate\u013eov, opakovan\u00e9 prevody, digit\u00e1lna pe\u0148a\u017eenka s viacer\u00fdmi menami, upozornenia na kurzy a integr\u00e1cia API<\/td><\/tr><tr><td>Vlajkov\u00e1 debetn\u00e1 karta<\/td><td>Nie<\/td><td>\u00c1no<\/td><\/tr><tr><td>Mobiln\u00e1 aplik\u00e1cia<\/td><td>\u00c1no<\/td><td>\u00c1no<\/td><\/tr><tr><td>Z\u00e1sady zru\u0161enia<\/td><td>Iba v pr\u00edpade prevodov na vyzdvihnutie hotovosti, ke\u010f si pr\u00edjemca hotovos\u0165 nevyzdvihol.<\/td><td>Pou\u017e\u00edvatelia m\u00f4\u017eu zru\u0161i\u0165 prenos, pokia\u013e vidia mo\u017enos\u0165 \"zru\u0161i\u0165 prenos\" na svojom prenose.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Pre\u010d\u00edtajte si na\u0161e <a href=\"https:\/\/moverdb.com\/sk\/najlepsie-medzinarodne-sluzby-prevodu-penazi\/mudra-recenzia\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/wise-review\/\" rel=\"noreferrer noopener\">\u00fapln\u00e1 recenzia Wise<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"XE_vs_TorFX\"><\/span>XE vs. TorFX<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Funkcia<\/th><th>XE<\/th><th><a href=\"https:\/\/www.torfx.com\/affiliate\/register?afflno=0302110000681579\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">TorFX<\/a><\/th><\/tr><\/thead><tbody><tr><td>Zalo\u017een\u00e9 v roku<\/td><td>1993<\/td><td>2004<\/td><\/tr><tr><td>Objem obchodovania<\/td><td>$115 mili\u00e1rd v roku 2018<\/td><td>7,5 miliardy libier ro\u010dne<\/td><\/tr><tr><td>Hodnotenie Trustpilot<\/td><td>4.2 \/ 5<\/td><td>4.9 \/ 5<\/td><\/tr><tr><td>Vhodn\u00e9 pre<\/td><td>Mal\u00e9 aj ve\u013ek\u00e9 prevody pe\u0148az\u00ed<\/td><td>Mal\u00e9 aj ve\u013ek\u00e9 prevody pe\u0148az\u00ed<\/td><\/tr><tr><td>Poplatok za prevod<\/td><td>\u00a32.00 pod \u00a3250 (UK);<br>2,00 \u20ac do 250 \u20ac (E\u00da);<br>Za ostatn\u00e9 sumy sa neplat\u00ed \u017eiadny poplatok.<\/td><td>Bez poplatku<\/td><\/tr><tr><td>Priemern\u00e1 kurzov\u00e1 prir\u00e1\u017eka<\/td><td>0,2% a\u017e 1,4% pri stredn\u00fdch trhov\u00fdch sadzb\u00e1ch<\/td><td>1% a\u017e 2% na stredn\u00fdch trhov\u00fdch sadzb\u00e1ch<\/td><\/tr><tr><td>Minim\u00e1lna suma prevodu<\/td><td>\u00a31<\/td><td>100 libier (alebo ekvivalent v inej mene)<\/td><\/tr><tr><td>Maxim\u00e1lna suma prevodu<\/td><td>350 000 GBP (Spojen\u00e9 kr\u00e1\u013eovstvo a E\u00da);<br>$535,000 (US);<br>CAD $535,000 (Kanada);<br>NZD $750,000 (Nov\u00fd Z\u00e9land).<\/td><td>\u017diadne<\/td><\/tr><tr><td>R\u00fdchlos\u0165 prenosu<\/td><td>1-4 pracovn\u00e9 dni<\/td><td>0-2 hodiny pre prevody SEPA;<br>24-48 hod\u00edn pre prevody ACH<\/td><\/tr><tr><td>\u0160pecializovan\u00fd predajca<\/td><td>Len pre t\u00fdch, ktor\u00ed prev\u00e1dzaj\u00fa viac ako $70,000<\/td><td>\u00c1no<\/td><\/tr><tr><td>Pokryt\u00e9 krajiny<\/td><td>Viac ako 130 kraj\u00edn<\/td><td>Viac ako 100 kraj\u00edn<\/td><\/tr><tr><td>Zahrnut\u00e9 meny<\/td><td>Takmer 100 mien<\/td><td>59 mien<\/td><\/tr><tr><td>Sp\u00f4soby platby<\/td><td>Bankov\u00fd \u00fa\u010det alebo kreditn\u00e1\/debetn\u00e1 karta<\/td><td>Bankov\u00fd \u00fa\u010det<\/td><\/tr><tr><td>Met\u00f3dy prij\u00edmania<\/td><td>Bankov\u00fd \u00fa\u010det a hotovos\u0165<\/td><td>Bankov\u00fd \u00fa\u010det<\/td><\/tr><tr><td>Mo\u017enos\u0165 vyzdvihnutia hotovosti<\/td><td>\u00c1no<\/td><td>Nie<\/td><\/tr><tr><td>Okam\u017eit\u00e1 vlastn\u00e1 ponuka<\/td><td>\u00c1no<\/td><td>Nie<\/td><\/tr><tr><td>Obchodn\u00e9 funkcie<\/td><td>Spotov\u00e9 kontrakty, forwardov\u00e9 kontrakty, trhov\u00e9 objedn\u00e1vky, digit\u00e1lna pe\u0148a\u017eenka s viacer\u00fdmi menami, kurzov\u00e9 upozornenia a port\u00e1l API<\/td><td>Spotov\u00e9 kontrakty, forwardov\u00e9 kontrakty, limitn\u00e9 pr\u00edkazy, stop-loss pr\u00edkazy, opakovan\u00e9 prevody, upozornenia na kurzy a port\u00e1l API<\/td><\/tr><tr><td>Vlajkov\u00e1 debetn\u00e1 karta<\/td><td>Nie<\/td><td>Nie<\/td><\/tr><tr><td>Mobiln\u00e1 aplik\u00e1cia<\/td><td>\u00c1no<\/td><td>\u00c1no<\/td><\/tr><tr><td>Z\u00e1sady zru\u0161enia<\/td><td>Iba v pr\u00edpade prevodov na vyzdvihnutie hotovosti, ke\u010f si pr\u00edjemca hotovos\u0165 nevyzdvihol.<\/td><td>Mo\u017en\u00e9 pri kontakte, pokia\u013e pr\u00edjemca nedostal peniaze (m\u00f4\u017eu sa \u00fa\u010dtova\u0165 \u010fal\u0161ie poplatky)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Pre\u010d\u00edtajte si na\u0161e <a href=\"https:\/\/moverdb.com\/sk\/najlepsie-medzinarodne-sluzby-prevodu-penazi\/torfx-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/torfx-review\/\" rel=\"noreferrer noopener\">\u00fapln\u00e1 recenzia TorFX<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"XE_Customer_Reviews\"><\/span>Recenzie z\u00e1kazn\u00edkov XE<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Hoci je spolo\u010dnos\u0165 XE renomovan\u00fdm poskytovate\u013eom prevodov pe\u0148az\u00ed, ktor\u00fd je zn\u00e1my svojimi konkurencieschopn\u00fdmi v\u00fdmenn\u00fdmi kurzami, n\u00edzkymi poplatkami za prevody a r\u00fdchlymi a spo\u013eahliv\u00fdmi slu\u017ebami prevodu pe\u0148az\u00ed, na internete sa stret\u00e1vaj\u00fa pozit\u00edvne aj negat\u00edvne recenzie.<\/p>\n\n\n\n<p>Pribli\u017ene 4% ich online recenzi\u00ed je negat\u00edvnych a s\u0165a\u017enosti sa zvy\u010dajne t\u00fdkaj\u00fa vysok\u00fdch sadzieb v niektor\u00fdch pr\u00edpadoch, nereaguj\u00facich zamestnancov a probl\u00e9mov s ich online platformou. Napriek tomu m\u00e1 XE viac ako 50 000 pozit\u00edvnych recenzi\u00ed, \u010do je pomerne viac ako v\u00e4\u010d\u0161ina ostatn\u00fdch spolo\u010dnost\u00ed. V\u00e4\u010d\u0161ina recenzi\u00ed chv\u00e1li ich jednoduch\u00e9 pou\u017e\u00edvanie, n\u00edzke v\u00fdmenn\u00e9 kurzy a skvel\u00fd z\u00e1kazn\u00edcky servis poskytovan\u00fd spolo\u010dnos\u0165ou.<\/p>\n\n\n\n<p>Niektor\u00e9 \u010fal\u0161ie zmie\u0161an\u00e9 recenzie uv\u00e1dzaj\u00fa v\u00fdrazn\u00e9 oneskorenia pri presunoch. Celkovo sa spolo\u010dnos\u0165 XE osved\u010dila ako siln\u00e1 slu\u017eba a sna\u017eila sa vyrie\u0161i\u0165 v\u0161etky probl\u00e9my, ktor\u00e9 jej z\u00e1kazn\u00edci mohli ma\u0165.<\/p>\n\n\n\n<p>Ni\u017e\u0161ie si m\u00f4\u017eete pre\u010d\u00edta\u0165 nieko\u013eko skuto\u010dn\u00fdch pozit\u00edvnych a negat\u00edvnych sk\u00fasenost\u00ed niektor\u00fdch z\u00e1kazn\u00edkov s XE.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Positive_XE_Customer_Reviews\"><\/span>Pozit\u00edvne recenzie z\u00e1kazn\u00edkov XE<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>U\u017e druh\u00fdkr\u00e1t pou\u017e\u00edvam XE na posielanie pe\u0148az\u00ed do zahrani\u010dia. Prv\u00fdkr\u00e1t som sa trochu b\u00e1l kv\u00f4li niektor\u00fdm recenzi\u00e1m. V\u0161etko prebehlo viac ne\u017e dobre, tak\u017ee teraz pou\u017e\u00edvam XE znova. Zatia\u013e \u017eiadne probl\u00e9my. Ur\u010dite ich budem pou\u017e\u00edva\u0165 aj v bud\u00facnosti. Je to r\u00fdchle, bezpe\u010dn\u00e9 a dobre vysvetlen\u00e9 (\u010do bolo pre m\u0148a ve\u013emi d\u00f4le\u017eit\u00e9, preto\u017ee nie som technick\u00fd maniak). Aj konverzn\u00e9 kurzy s\u00fa ve\u013emi dobr\u00e9.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63ae5e372338b6d417aada38\" target=\"_blank\" rel=\"noreferrer noopener\">SASA<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Nev\u00e1hajte ich pou\u017ei\u0165. U\u017e roky pou\u017e\u00edvam XE.com na prevod pe\u0148az\u00ed do USA. Nikdy ma nesklamali a poskytuj\u00fa ve\u013emi spo\u013eahliv\u00e9 slu\u017eby. Prevod sa d\u00e1 \u013eahko vybavi\u0165, trv\u00e1 p\u00e1r dn\u00ed a peniaze s\u00fa v banke. Vyu\u017eil som ju aj na prevod pe\u0148az\u00ed rodine v Eur\u00f3pe a s transak\u010dn\u00fdm poplatkom len 2,00 GBP mi ve\u013emi u\u013eah\u010duje \u017eivot. XE.com by som bez v\u00fdhrad odporu\u010dil.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c6dc1c4d0773066a3afa44\" target=\"_blank\" rel=\"noreferrer noopener\">Chris<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>V\u017edy je rados\u0165 ho pou\u017e\u00edva\u0165. Dobr\u00e9 rozhranie. Spo\u013eahliv\u00e9. S dobrou sp\u00e4tnou v\u00e4zbou. R\u00fdchle. Nie je jasn\u00e9, pre\u010do prevod zo Spojen\u00e9ho kr\u00e1\u013eovstva do \u0160panielska trv\u00e1 2-3 dni a zo Spojen\u00e9ho kr\u00e1\u013eovstva do \u0160panielska len nieko\u013eko min\u00fat. <a href=\"https:\/\/moverdb.com\/sk\/moving-companies\/moving-companies-colombia\/\" data-internallinksmanager029f6b8e52c=\"204\" title=\"14 najlep\u0161\u00edch medzin\u00e1rodn\u00fdch s\u0165ahovac\u00edch spolo\u010dnost\u00ed v Kolumbii\">Kolumbia<\/a>. Hoci aplik\u00e1cia hovor\u00ed, \u017ee je hotov\u00e1 po nieko\u013ek\u00fdch min\u00fatach, m\u00e1 odkaz na upozornenie, \u017ee to m\u00f4\u017ee trva\u0165 2 dni. Nie som si ist\u00fd, \u010di ide o pracovn\u00e9 alebo kalend\u00e1rne dni.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63bed13d2338b6d417b6a4e4\" target=\"_blank\" rel=\"noreferrer noopener\">Kevin Kissack<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>V\u017edy bezprobl\u00e9mov\u00fd prenos s XE.com<\/em><\/p>\n\n\n\n<p><em>Spolo\u010dnos\u0165 XE.com (a pred \u0148ou spolo\u010dnos\u0165 HiFX) mi v\u017edy u\u013eah\u010dovala presun mojich pe\u0148az\u00ed do a zo Spojen\u00e9ho kr\u00e1\u013eovstva. Ke\u010f\u017ee sa to zvy\u010dajne deje len p\u00e1rkr\u00e1t do roka, v\u017edy som trochu neist\u00fd, ale platforma XE.com mi jasne ukazuje, ak\u00e9 sadzby s\u00fa uzamknut\u00e9, a v\u017edy ich dodr\u017eiava. Vrelo odpor\u00fa\u010dam.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63bc76392338b6d417b4c630\" target=\"_blank\" rel=\"noreferrer noopener\">David Morris<\/a><\/cite><\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Negative_XE_Customer_Reviews\"><\/span>Negat\u00edvne recenzie z\u00e1kazn\u00edkov XE<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>XE pou\u017e\u00edvam u\u017e takmer 20 rokov bez ak\u00fdchko\u013evek \u0165a\u017ekost\u00ed. Tentoraz sa moja platba oneskorila, neviem pre\u010do, ke\u010f\u017ee som nedostal \u017eiadnu komunik\u00e1ciu. Musel som zavola\u0165 do XE, aby som ur\u00fdchlil platbu, a bolo mi povedan\u00e9, \u017ee mi zavolaj\u00fa sp\u00e4\u0165. \u017diadny sp\u00e4tn\u00fd telefon\u00e1t som nedostal, ale platba sa uskuto\u010dnila. V d\u00f4sledku tohto oneskorenia neboli vykonan\u00e9 niektor\u00e9 platby, ktor\u00e9 som nastavil v \u0160panielsku, a teraz sa musia vyrie\u0161i\u0165. Spoliehal som sa na obvykl\u00e9 r\u00fdchle slu\u017eby spolo\u010dnosti XE, ktor\u00e9 tentoraz ch\u00fdbali.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63bc36972338b6d417b4772a\" target=\"_blank\" rel=\"noreferrer noopener\">Michael<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Prihl\u00e1sil som sa do svojho online \u00fa\u010dtu na svojom notebooku, aby som nak\u00fapil a previedol 8000 eur. Napriek mnoh\u00fdm pokusom sa mi podarilo dokon\u010di\u0165 transakciu len na jednej tretine cesty. Zavolal som a KONE\u010cNE som sa telefonicky spojil so spolo\u010dnos\u0165ou a vymazal som vyrovn\u00e1vaciu pam\u00e4\u0165 pod\u013ea pokynov osoby, s ktorou som hovoril - v\u0161etko bezv\u00fdsledne. Agentka tie\u017e potvrdila, \u017ee m\u00f4j \u00fa\u010det je v poriadku a \u017ee o mojich \u0165a\u017ekostiach bude informova\u0165 technick\u00e9 oddelenie. Nakoniec som pou\u017eila mobiln\u00fa aplik\u00e1ciu a \u00faspe\u0161ne dokon\u010dila n\u00e1kup. Cel\u00fd proces trval viac ako hodinu. <\/em><em>Od spolo\u010dnosti XE som dostal u\u017eito\u010dn\u00fa odpove\u010f a budem ju sledova\u0165, ke\u010f sa vr\u00e1tim do Kanady.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63b4acdb2338b6d417af06ea\" target=\"_blank\" rel=\"noreferrer noopener\">Jack<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Po tom, \u010do som bol s XE od \u010dias HiFX, som zistil, \u017ee v\u0161eobecn\u00e1 \u00farove\u0148 slu\u017eieb sa zhor\u0161ila, odkedy sa stala XE. Nieko\u013ekokr\u00e1t sa m\u00f4j pravideln\u00fd prevod pe\u0148az\u00ed oneskoril, nieko\u013ekokr\u00e1t som musel nah\u00e1\u0148a\u0165 XE za \u010dinnosti okolo pravideln\u00fdch prevodov pe\u0148az\u00ed. \u010cas kontaktu je pr\u00ed\u0161ern\u00fd, niekedy \u010dak\u00e1m 20 min\u00fat na odpove\u010f \u010dloveka. \u010casto sa nikdy neuskuto\u010dn\u00ed sp\u00e4tn\u00fd hovor a na e-maily sa \u010dasto odpoved\u00e1 ve\u013emi neskoro alebo v\u00f4bec. V skuto\u010dnosti mi dnes m\u00f4j pravideln\u00fd kontakt s\u013e\u00fabil, \u017ee mi zavol\u00e1 oh\u013eadom kurzu banky a n\u00e1kupu \u010fal\u0161\u00edch 6 mesiacov pe\u0148az\u00ed - nikdy sa tak nestalo. V skuto\u010dnosti teraz na okam\u017eit\u00e9 n\u00e1kupy vyu\u017e\u00edvam in\u00fa spolo\u010dnos\u0165.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/639b43dfd075435bd8dd12b8\" target=\"_blank\" rel=\"noreferrer noopener\">Nigel Dent<\/a><\/cite><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"XE_Alternatives\"><\/span>Alternat\u00edvy XE<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ni\u017e\u0161ie uv\u00e1dzame tri alternat\u00edvy XE, ktor\u00e9 s\u00fa pova\u017eovan\u00e9 za skvel\u00e9 mo\u017enosti, preto\u017ee pon\u00fakaj\u00fa n\u00edzke poplatky, konkurencieschopn\u00e9 v\u00fdmenn\u00e9 kurzy a \u013eahko pou\u017eite\u013en\u00e9 platformy. Nie ka\u017ed\u00fd m\u00f4\u017ee vyu\u017e\u00edva\u0165 slu\u017eby prevodu pe\u0148az\u00ed XE, tak\u017ee poskytovatelia uveden\u00ed ni\u017e\u0161ie m\u00f4\u017eu pom\u00f4c\u0165 t\u00fdm, \u017ee pon\u00fakaj\u00fa funkcie, ako s\u00fa n\u00e1stroje na zostavovanie rozpo\u010dtu, \u00fa\u010dty vo viacer\u00fdch men\u00e1ch a mo\u017enosti okam\u017eit\u00e9ho prevodu pe\u0148az\u00ed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"MoneyGram\"><\/span><a href=\"https:\/\/moverdb.com\/sk\/najlepsie-medzinarodne-sluzby-prevodu-penazi\/moneygram-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/moneygram-review\" rel=\"noreferrer noopener\">MoneyGram<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><a href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/moneygram-review\/\" data-internallinksmanager029f6b8e52c=\"368\" title=\"MoneyGram International Money Transfer Review 2026\">MoneyGram<\/a> je slu\u017eba prevodu pe\u0148az\u00ed, ktor\u00e1 je zn\u00e1ma svoj\u00edm \u0161irok\u00fdm dosahom. Spolo\u010dnos\u0165 MoneyGram p\u00f4sob\u00ed vo viac ako 200 krajin\u00e1ch a \u00fazemiach a mo\u017eno ju vyu\u017e\u00edva\u0165 na viac ako 350 000 miestach na celom svete. Pon\u00faka r\u00f4zne mo\u017enosti posielania a prij\u00edmania pe\u0148az\u00ed vr\u00e1tane online, osobn\u00fdch a mobiln\u00fdch prevodov. MoneyGram pon\u00faka aj konkurencieschopn\u00e9 v\u00fdmenn\u00e9 kurzy a relat\u00edvne n\u00edzke poplatky.<\/p>\n\n\n\n<p>Okrem toho spolo\u010dnos\u0165 MoneyGram poskytuje z\u00e1kazn\u00edkom nieko\u013eko mo\u017enost\u00ed na sledovanie a spr\u00e1vu prevodov pe\u0148az\u00ed vr\u00e1tane upozornen\u00ed SMS, telefonick\u00e9ho a e-mailov\u00e9ho z\u00e1kazn\u00edckeho servisu a mo\u017enosti zru\u0161i\u0165 alebo upravi\u0165 prevod.<\/p>\n\n\n\n<p>\u010eal\u0161ou v\u00fdhodou slu\u017eby MoneyGram je, \u017ee pon\u00faka viacero mo\u017enost\u00ed v\u00fdplaty, ako s\u00fa hotovos\u0165, vklad na bankov\u00fd \u00fa\u010det a prevody z mobilnej pe\u0148a\u017eenky. Pon\u00faka aj funkciu nazvan\u00fa expresn\u00e1 platobn\u00e1 slu\u017eba, ktor\u00e1 umo\u017e\u0148uje okam\u017eite plati\u0165 \u00fa\u010dty alebo nab\u00edja\u0165 mobiln\u00e9 pe\u0148a\u017eenky.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise\"><\/span><a href=\"https:\/\/moverdb.com\/sk\/najlepsie-medzinarodne-sluzby-prevodu-penazi\/mudra-recenzia\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/wise-review\" rel=\"noreferrer noopener\">M\u00fadre<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Ide o popul\u00e1rnu online platformu, ktor\u00e1 pou\u017e\u00edvate\u013eom umo\u017e\u0148uje posiela\u0165 peniaze do zahrani\u010dia za zlomok ceny tradi\u010dn\u00fdch b\u00e1nk. Vyu\u017e\u00edva syst\u00e9m peer-to-peer, ktor\u00fd sp\u00e1ja \u013eud\u00ed, ktor\u00ed chc\u00fa posiela\u0165 peniaze v jednej mene, s t\u00fdmi, ktor\u00ed chc\u00fa prij\u00edma\u0165 peniaze v inej mene, \u010d\u00edm sa \u00fa\u010dinne odstr\u00e1ni sprostredkovate\u013e a dosiahnu sa ni\u017e\u0161ie poplatky.<\/p>\n\n\n\n<p>Spolo\u010dnos\u0165 Wise pon\u00faka aj debetn\u00fa kartu vo viacer\u00fdch men\u00e1ch, ktor\u00fa m\u00f4\u017eete pou\u017e\u00edva\u0165 na m\u00ed\u0148anie pe\u0148az\u00ed v zahrani\u010d\u00ed bez platenia \u010fal\u0161\u00edch poplatkov. Ich vyu\u017e\u00edvanie skuto\u010dn\u00fdch stredn\u00fdch trhov\u00fdch kurzov m\u00f4\u017ee z\u00e1kazn\u00edkom pom\u00f4c\u0165 z\u00edska\u0165 lep\u0161ie v\u00fdmenn\u00e9 kurzy pri posielan\u00ed pe\u0148az\u00ed do zahrani\u010dia.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut\"><\/span><a href=\"https:\/\/moverdb.com\/sk\/najlepsie-medzinarodne-sluzby-prevodu-penazi\/revolut-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/revolut-review\" rel=\"noreferrer noopener\">Revolut<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><a href=\"https:\/\/moverdb.com\/sk\/international-money-transfer-services\/revolut-review\/\" data-internallinksmanager029f6b8e52c=\"369\" title=\"Revolut International Money Transfer Review 2026\">Revolut<\/a> je alternat\u00edvou digit\u00e1lneho bankovn\u00edctva, ktor\u00e1 pon\u00faka mno\u017estvo funkci\u00ed vr\u00e1tane mo\u017enosti dr\u017ea\u0165 a vymie\u0148a\u0165 viacero mien, ako aj vykon\u00e1va\u0165 medzin\u00e1rodn\u00e9 prevody pe\u0148az\u00ed. Aplik\u00e1cia obsahuje aj n\u00e1stroj na zostavovanie rozpo\u010dtu, ktor\u00fd v\u00e1m pom\u00f4\u017ee sledova\u0165 va\u0161e v\u00fddavky, a funkciu, ktor\u00e1 v\u00e1m umo\u017en\u00ed nastavi\u0165 rozpo\u010dty pre r\u00f4zne kateg\u00f3rie v\u00fddavkov.<\/p>\n\n\n\n<p>Revolut obsahuje aj funkciu, ktor\u00e1 v\u00e1m umo\u017e\u0148uje okam\u017eite a bezplatne previes\u0165 peniaze in\u00fdm pou\u017e\u00edvate\u013eom Revolutu bez oh\u013eadu na to, kde sa nach\u00e1dzaj\u00fa. Poskytovate\u013e je prepojen\u00fd s rozsiahlou sie\u0165ou klientov a obchodn\u00edkov po celom svete, v\u010faka \u010domu s\u00fa jeho slu\u017eby dostupn\u00e9 kdeko\u013evek a kedyko\u013evek.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Z\u00e1ver<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Prejdime si, \u010do sme sa dozvedeli o spolo\u010dnosti XE v tejto rozsiahlej recenzii XE International Money Transfer Review na rok 2023.<\/p>\n\n\n\n<p>XE je zn\u00e1ma a uzn\u00e1van\u00e1 zna\u010dka v oblasti medzin\u00e1rodn\u00fdch prevodov pe\u0148az\u00ed so \u0161irokou \u0161k\u00e1lou z\u00fa\u010dastnen\u00fdch kraj\u00edn, mien a jazykov. M\u00f4\u017ee sa pochv\u00e1li\u0165 vysok\u00fdm po\u010dtom hodnoten\u00ed klientov a ve\u013emi vysok\u00fdm sk\u00f3re spokojnosti, \u010do ju stavia do dobrej poz\u00edcie na trhu.<\/p>\n\n\n\n<p>Pre s\u00fakromn\u00fdch klientov, ktor\u00ed h\u013eadaj\u00fa len online slu\u017eby, to v\u0161ak nemus\u00ed by\u0165 najlep\u0161ia vo\u013eba, preto\u017ee in\u00ed poskytovatelia, ako napr\u00edklad Wise a Currencies Direct, m\u00f4\u017eu pon\u00faka\u0165 lep\u0161ie v\u00fdmenn\u00e9 kurzy a \u0161ir\u0161\u00ed rozsah slu\u017eieb.<\/p>\n\n\n\n<p>Na druhej strane, podniky m\u00f4\u017eu oceni\u0165 komplexn\u00fd bal\u00edk platobn\u00fdch mo\u017enost\u00ed XE, prieskum trhu a mo\u017enos\u0165 pon\u00faka\u0165 \u00faverov\u00e9 linky. Celkovo je XE spo\u013eahlivou a pohodlnou mo\u017enos\u0165ou pre t\u00fdch, ktor\u00ed chc\u00fa previes\u0165 peniaze na medzin\u00e1rodnej \u00farovni.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQ\"><\/span>F.A.Q.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list\">\n<div id=\"faq-question-1689851188812\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"How_does_XE_calculate_their_exchange_rates\"><\/span>Ako spolo\u010dnos\u0165 XE vypo\u010d\u00edtava svoje v\u00fdmenn\u00e9 kurzy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Spolo\u010dnos\u0165 XE vypo\u010d\u00edtava svoje v\u00fdmenn\u00e9 kurzy pomocou kombin\u00e1cie bankov\u00fdch a trhov\u00fdch \u00fadajov. Kurzy s\u00fa zalo\u017een\u00e9 na strednom trhovom kurze a aktualizuj\u00fa sa ka\u017ed\u00fdch 60 sek\u00fand. <\/p>\n<p>To znamen\u00e1, \u017ee v\u00fdmenn\u00fd kurz, ktor\u00fd vid\u00edte na webovej lokalite a v aplik\u00e1cii XE, je kurz, za ktor\u00fd si banky navz\u00e1jom kupuj\u00fa a pred\u00e1vaj\u00fa menu. XE zoh\u013ead\u0148uje aj mal\u00fa prir\u00e1\u017eku na pokrytie svojich prev\u00e1dzkov\u00fdch n\u00e1kladov a generovanie zisku.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689851201123\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Are_there_any_fees_for_using_XE_to_send_money_internationally\"><\/span>Existuj\u00fa nejak\u00e9 poplatky za pou\u017e\u00edvanie XE na medzin\u00e1rodn\u00e9 posielanie pe\u0148az\u00ed?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Spolo\u010dnos\u0165 XE ne\u00fa\u010dtuje za svoje slu\u017eby medzin\u00e1rodn\u00fdch prevodov pe\u0148az\u00ed \u017eiadne pau\u0161\u00e1lne poplatky s v\u00fdnimkou niektor\u00fdch mal\u00fdch prevodov pe\u0148az\u00ed pre z\u00e1kazn\u00edkov v E\u00da a Spojenom kr\u00e1\u013eovstve. <\/p>\n<p>Za ostatn\u00e9 prevody sa neplat\u00ed \u017eiadny poplatok, rovnako ako za v\u0161etky prevody vo v\u0161etk\u00fdch ostatn\u00fdch krajin\u00e1ch.<\/p>\n<p>Na pokrytie n\u00e1kladov v\u0161ak m\u00f4\u017ee by\u0165 pripo\u010d\u00edtan\u00e1 mal\u00e1 prir\u00e1\u017eka k v\u00fdmenn\u00e9mu kurzu. To znamen\u00e1, \u017ee kurz, ktor\u00fd vid\u00edte na platforme XE, nie je presn\u00fd stredn\u00fd trhov\u00fd kurz, ale st\u00e1le sa pova\u017euje za ve\u013emi konkurencieschopn\u00fd.<\/p>\n<p>V z\u00e1vislosti od sp\u00f4sobu platby a krajiny, do ktorej posielate peniaze, m\u00f4\u017eu navy\u0161e banky alebo in\u00ed sprostredkovatelia zapojen\u00ed do procesu prevodu \u00fa\u010dtova\u0165 \u010fal\u0161ie poplatky, ktor\u00e9 sa naz\u00fdvaj\u00fa poplatky tret\u00edch str\u00e1n.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689851228304\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"How_long_does_it_take_for_my_money_transfer_handled_by_XE_to_go_through\"><\/span>Ako dlho trv\u00e1, k\u00fdm sa m\u00f4j prevod pe\u0148az\u00ed spracovan\u00fd spolo\u010dnos\u0165ou XE zrealizuje?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\u010cas potrebn\u00fd na uskuto\u010dnenie prevodu pe\u0148az\u00ed spracovan\u00e9ho spolo\u010dnos\u0165ou XE sa m\u00f4\u017ee l\u00ed\u0161i\u0165 v z\u00e1vislosti od krajiny a sp\u00f4sobu platby, ktor\u00fd ste si vybrali. Zvy\u010dajne s\u00fa prevody dokon\u010den\u00e9 do 1 a\u017e 2 pracovn\u00fdch dn\u00ed.<\/p>\n<p>V niektor\u00fdch destin\u00e1ci\u00e1ch alebo sp\u00f4soboch v\u0161ak m\u00f4\u017ee by\u0165 \u010das spracovania dlh\u0161\u00ed, a to a\u017e 4 pracovn\u00e9 dni. <\/p>\n<p>Ak sa napr\u00edklad rozhodnete posla\u0165 peniaze na bankov\u00fd \u00fa\u010det, m\u00f4\u017ee trva\u0165 o nie\u010do dlh\u0161ie, k\u00fdm bud\u00fa prostriedky prip\u00edsan\u00e9, preto\u017ee banka potrebuje \u010das na spracovanie vkladu.<\/p>\n<p>V\u017edy je dobr\u00e9 overi\u0165 si v spolo\u010dnosti XE odhadovan\u00fd \u010das prepravy alebo skontrolova\u0165 sledovacie \u010d\u00edslo poskytnut\u00e9 spolo\u010dnos\u0165ou XE a sledova\u0165 stav va\u0161ej prepravy.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689851275785\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Can_I_track_my_XE_money_transfer\"><\/span>M\u00f4\u017eem sledova\u0165 svoj prevod pe\u0148az\u00ed XE?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\u00c1no, spolo\u010dnos\u0165 XE poskytuje sledovacie \u010d\u00edsla pre ka\u017ed\u00fd prevod pe\u0148az\u00ed, ktor\u00e9 mo\u017eno pou\u017ei\u0165 na sledovanie stavu prevodu. Po iniciovan\u00ed prevodu v\u00e1m bude pridelen\u00e9 jedine\u010dn\u00e9 sledovacie \u010d\u00edslo, ktor\u00e9 m\u00f4\u017eete pou\u017ei\u0165 na kontrolu stavu prevodu.<\/p>\n<p>Stav svojho prevodu si m\u00f4\u017eete skontrolova\u0165 online prostredn\u00edctvom webovej str\u00e1nky XE alebo mobilnej aplik\u00e1cie tak, \u017ee sa prihl\u00e1site do svojho \u00fa\u010dtu a skontrolujete \u010das\u0165 \"Hist\u00f3ria\". <\/p>\n<p>Treba tie\u017e poznamena\u0165, \u017ee spolo\u010dnos\u0165 XE v\u00e1m m\u00f4\u017ee posiela\u0165 ozn\u00e1menia prostredn\u00edctvom e-mailu alebo SMS, aby v\u00e1s informovala o stave v\u00e1\u0161ho prevodu.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689851292993\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"What_are_the_available_options_for_receiving_money_through_XE\"><\/span>Ak\u00e9 s\u00fa dostupn\u00e9 mo\u017enosti prij\u00edmania pe\u0148az\u00ed prostredn\u00edctvom XE?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>XE pon\u00faka r\u00f4zne mo\u017enosti prij\u00edmania pe\u0148az\u00ed vr\u00e1tane:<\/p>\n<p><strong>Vklad na bankov\u00fd \u00fa\u010det:<\/strong> Finan\u010dn\u00e9 prostriedky si m\u00f4\u017eete necha\u0165 previes\u0165 priamo na svoj bankov\u00fd \u00fa\u010det v miestnej mene krajiny pr\u00edjemcu;<\/p>\n<p><strong>Vyzvednutie v hotovosti:<\/strong> Finan\u010dn\u00e9 prostriedky si m\u00f4\u017eete vyzdvihn\u00fa\u0165 na niektorom z partnersk\u00fdch miest spolo\u010dnosti XE, ako s\u00fa banky alebo zmen\u00e1rne;<\/p>\n<p><strong>Prenos mobilnej pe\u0148a\u017eenky:<\/strong> Finan\u010dn\u00e9 prostriedky m\u00f4\u017eete previes\u0165 do mobilnej pe\u0148a\u017eenky pod\u013ea vlastn\u00e9ho v\u00fdberu, t\u00e1to mo\u017enos\u0165 je zvy\u010dajne obmedzen\u00e1 na ur\u010dit\u00e9 krajiny a poskytovate\u013eov mobiln\u00fdch pe\u0148a\u017eeniek.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689851340567\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Can_I_cancel_or_modify_an_international_money_transfer_that_I_made_using_XE\"><\/span>M\u00f4\u017eem zru\u0161i\u0165 alebo zmeni\u0165 medzin\u00e1rodn\u00fd prevod pe\u0148az\u00ed, ktor\u00fd som uskuto\u010dnil pomocou XE?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\u00c1no, medzin\u00e1rodn\u00fd prevod pe\u0148az\u00ed, ktor\u00fd ste uskuto\u010dnili pomocou XE, m\u00f4\u017eete zru\u0161i\u0165 alebo zmeni\u0165, pokia\u013e e\u0161te nebol spracovan\u00fd.<\/p>\n<p>Ak bol prevod u\u017e odoslan\u00fd, jeho zru\u0161enie alebo zmena z\u00e1vis\u00ed od cie\u013eovej krajiny, sp\u00f4sobu platby a stavu prevodu. <\/p>\n<p>Ak bol prevod spracovan\u00fd syst\u00e9mom XE a je na ceste k pr\u00edjemcovi alebo u\u017e bol dokon\u010den\u00fd, zru\u0161enie nie je mo\u017en\u00e9.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p>Pozri tie\u017e: <\/p>\n\n\n<br \/>\n<a href=\"https:\/\/moverdb.com\/sk\/najlepsie-medzinarodne-sluzby-prevodu-penazi\/xe-vs-wise\/\">XE vs Wise<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/sk\/najlepsie-medzinarodne-sluzby-prevodu-penazi\/xe-vs-revolut\/\">XE vs Revolut<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/sk\/najlepsie-medzinarodne-sluzby-prevodu-penazi\/xe-vs-moneygram\/\">XE vs MoneyGram<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/sk\/najlepsie-medzinarodne-sluzby-prevodu-penazi\/xe-vs-remitly\/\">XE vs Remitly<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/sk\/najlepsie-medzinarodne-sluzby-prevodu-penazi\/xe-vs-ofx\/\">XE vs OFX<\/a>","protected":false},"excerpt":{"rendered":"<p>XE stands out as a top choice for international money transfers, with a solid track record and competitive rates. But what makes them a good choice for you in particular? In this article, we\u2019ll take a closer look at the advantages, features, and ease of use of XE Money Transfer, as well as any potential [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":7537,"parent":7319,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"class_list":{"0":"post-7535","1":"page","2":"type-page","3":"status-publish","4":"has-post-thumbnail","6":"entry"},"_links":{"self":[{"href":"https:\/\/moverdb.com\/sk\/wp-json\/wp\/v2\/pages\/7535","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moverdb.com\/sk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/moverdb.com\/sk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/moverdb.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/moverdb.com\/sk\/wp-json\/wp\/v2\/comments?post=7535"}],"version-history":[{"count":15,"href":"https:\/\/moverdb.com\/sk\/wp-json\/wp\/v2\/pages\/7535\/revisions"}],"predecessor-version":[{"id":11850,"href":"https:\/\/moverdb.com\/sk\/wp-json\/wp\/v2\/pages\/7535\/revisions\/11850"}],"up":[{"embeddable":true,"href":"https:\/\/moverdb.com\/sk\/wp-json\/wp\/v2\/pages\/7319"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moverdb.com\/sk\/wp-json\/wp\/v2\/media\/7537"}],"wp:attachment":[{"href":"https:\/\/moverdb.com\/sk\/wp-json\/wp\/v2\/media?parent=7535"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}