{"id":7601,"date":"2023-02-09T01:17:59","date_gmt":"2023-02-09T01:17:59","guid":{"rendered":"https:\/\/moverdb.com\/?page_id=7601"},"modified":"2026-01-08T14:47:02","modified_gmt":"2026-01-08T14:47:02","slug":"wise-review","status":"publish","type":"page","link":"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/","title":{"rendered":"Wise International Money Transfer Review 2026"},"content":{"rendered":"<figure class=\"wp-block-embed aligncenter is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Cum se utilizeaz\u0103 Wise: Transferuri de bani - pas cu pas (2024)\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/oVG-p27bHkE?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>Transferurile interna\u021bionale de bani au devenit un aspect din ce \u00een ce mai important al lumii noastre globalizate. Odat\u0103 cu cre\u0219terea muncii la distan\u021b\u0103 \u0219i a comer\u021bului transfrontalier, posibilitatea de a trimite \u0219i de a primi cu u\u0219urin\u021b\u0103 \u0219i \u00een siguran\u021b\u0103 bani peste grani\u021be a devenit o necesitate crucial\u0103 at\u00e2t pentru persoanele fizice, c\u00e2t \u0219i pentru \u00eentreprinderi.<\/p>\n\n\n\n<p>\u00cen acest context, <a href=\"https:\/\/wise.com\/invite\/dic\/ianw199\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>\u00cen\u021belept<\/strong><\/a> (fostul TransferWise) s-a impus ca unul dintre principalii juc\u0103tori de pe pia\u021b\u0103, oferind o solu\u021bie rapid\u0103, ieftin\u0103 \u0219i transparent\u0103 pentru transferurile interna\u021bionale de bani.<\/p>\n\n\n\n<p>\u00cen r\u00e2ndurile de mai jos, vom vedea ce ofer\u0103 Wise pentru transferurile interna\u021bionale de bani \u0219i vom evalua c\u00e2t de bine se ridic\u0103 \u00een fa\u021ba concuren\u021bei. Vom examina principalele caracteristici ale serviciului, inclusiv ratele de schimb valutar, comisioanele, m\u0103surile de securitate \u0219i u\u0219urin\u021ba de utilizare.<\/p>\n\n\n\n<p>\u00cen plus, vom explora recenziile \u0219i feedback-ul clien\u021bilor pentru a oferi o imagine de ansamblu cuprinz\u0103toare a experien\u021bei utilizatorilor. Scopul nostru este s\u0103 v\u0103 ajut\u0103m s\u0103 determina\u021bi dac\u0103 Wise este alegerea potrivit\u0103 pentru dvs. <a href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/\" data-internallinksmanager029f6b8e52c=\"239\" title=\"11 Cele mai bune servicii interna\u021bionale de transfer de bani \u00een 2026\">transfer interna\u021bional de bani<\/a> \u0219i pentru a \u00een\u021belege \u00een ce m\u0103sur\u0103 contribuie la pia\u021ba mai larg\u0103 a transferurilor interna\u021bionale de bani.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sec\u021biuni<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Comuta\u021bi tabelul de con\u021binut\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Who_are_Wise\" >Cine sunt Wise?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Wise_Pros_Cons\" >Pro \u0219i contra \u00een\u021belept<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Wise_Key_Attributes\" >Atribute cheie \u00een\u021belepte<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Wise_Features\" >Caracteristici \u00een\u021belepte<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Types_of_Accounts\" >Tipuri de conturi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Money_Transfers\" >Transferuri de bani<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Borderless_Account\" >Cont f\u0103r\u0103 frontiere<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Wise_Debit_Card\" >Card de debit Wise<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Wise_for_Teams\" >\u00cen\u021belept pentru echipe<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Wise_API\" >Wise API<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Wise_International_Money_Transfer_Costs\" >Costurile transferului interna\u021bional de bani Wise<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Exchange_Rates\" >Cursuri de schimb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Transfer_Fees\" >Taxe de transfer<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Additional_Fees_on_International_Money_Transfers\" >Taxe suplimentare pentru transferurile interna\u021bionale de bani<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Other_Fees\" >Alte taxe<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#How_Safe_is_Wise\" >C\u00e2t de sigur este Wise?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#How_Fast_is_Wise\" >C\u00e2t de rapid este Wise?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#How_to_Use_Wise\" >Cum se utilizeaz\u0103 Wise<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#When_to_Use_Wise\" >C\u00e2nd s\u0103 utiliza\u021bi Wise<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Private_clients\" >Clien\u021bi priva\u021bi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Business_clients\" >Clien\u021bi de afaceri<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Wise_Money_Transfer_Cancellation_Policy\" >Politica de anulare a transferului de bani Wise Money Transfer<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Wise_Customer_Service\" >Serviciul clien\u021bi Wise<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#How_Does_Wise_Compare_With_Its_Competitors\" >Cum se compar\u0103 Wise cu concuren\u021bii s\u0103i?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Wise_vs_XE\" >\u00cen\u021belept vs. XE<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Wise_vs_TorFX\" >Wise vs. TorFX<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Wise_vs_Instarem\" >Wise vs. Instarem<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Wise_Customer_Reviews\" >Recenzii ale clien\u021bilor \u00een\u021belep\u021bi<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Positive_Wise_Customer_Reviews\" >Recenzii pozitive ale clien\u021bilor Wise<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Negative_Wise_Customer_Reviews\" >Recenzii negative ale clien\u021bilor Wise<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Wise_Alternatives\" >Alternative \u00een\u021belepte<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#OFX\" >OFX&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#MoneyGram\" >MoneyGram<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Revolut\" >Revolut&nbsp;<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Conclusion\" >Concluzie<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#FAQ\" >F.A.Q.<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-37\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Who_is_Wise_most_suitable_for\" >Pentru cine este Wise cel mai potrivit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-38\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#What_information_do_I_need_to_provide_to_make_a_money_transfer_using_Wise\" >Ce informa\u021bii trebuie s\u0103 furnizez pentru a efectua un transfer de bani folosind Wise?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-39\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Are_Wise_users_able_to_make_money_transfers_in_another_name\" >Pot utilizatorii Wise s\u0103 fac\u0103 transferuri de bani pe alt nume?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-40\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Can_I_transfer_money_to_a_mobile_wallet_with_Wise\" >Pot s\u0103 transfer bani c\u0103tre un portofel mobil cu Wise?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-41\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Can_I_get_a_free_money_transfer_quote_from_Wise\" >Pot ob\u021bine o ofert\u0103 gratuit\u0103 de transfer de bani de la Wise?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-42\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Is_TransferWise_better_than_Wise\" >Este TransferWise mai bun dec\u00e2t Wise?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-43\" href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/wise-review\/#Does_Wise_offer_discounts_and_coupons\" >Ofer\u0103 Wise reduceri \u0219i cupoane?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_are_Wise\"><\/span>Cine sunt Wise?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise este o companie FinTech \u00eenfiin\u021bat\u0103 \u00een 2011 cu scopul de a face transferurile interna\u021bionale de bani mai rapide, mai ieftine \u0219i mai transparente. Compania a crescut rapid de-a lungul anilor, deservind \u00een prezent peste 16 milioane de clien\u021bi din peste 70 de \u021b\u0103ri. Wise ofer\u0103 o gam\u0103 larg\u0103 de servicii, inclusiv transferuri interna\u021bionale de bani, conturi f\u0103r\u0103 frontiere \u0219i carduri de debit, toate acestea av\u00e2nd ca scop facilitarea \u0219i accesibilizarea tranzac\u021biilor transfrontaliere.<\/p>\n\n\n\n<p>Modelul unic peer-to-peer al Wise \u00eei permite s\u0103 ocoleasc\u0103 sistemul bancar tradi\u021bional \u0219i s\u0103 ofere rate de schimb de p\u00e2n\u0103 la 8 ori mai mici dec\u00e2t cele oferite de b\u0103nci, ceea ce face din Wise o op\u021biune atractiv\u0103 pentru persoanele fizice \u0219i \u00eentreprinderile mici care doresc s\u0103 transfere bani la nivel interna\u021bional. \u00cen plus, platforma online u\u0219or de utilizat \u0219i structura transparent\u0103 a comisioanelor i-au adus reputa\u021bia de a fi unul dintre principalii juc\u0103tori din industria transferurilor interna\u021bionale de bani.<\/p>\n\n\n\n<p>Wise este potrivit pentru o gam\u0103 larg\u0103 de utilizatori, inclusiv pentru persoanele care c\u0103l\u0103toresc \u00een str\u0103in\u0103tate, pentru \u00eentreprinderile mici cu clien\u021bi sau furnizori interna\u021bionali, precum \u0219i pentru liber-profesioni\u0219tii \u0219i lucr\u0103torii la distan\u021b\u0103 care trebuie s\u0103 trimit\u0103 sau s\u0103 primeasc\u0103 pl\u0103\u021bi din mai multe \u021b\u0103ri.<\/p>\n\n\n\n<p>Comisioanele reduse \u0219i ratele de schimb competitive ale companiei fac din aceasta o op\u021biune accesibil\u0103 pentru transferurile regulate de bani, \u00een timp ce contul \u0219i cardul de debit f\u0103r\u0103 frontiere le permit utilizatorilor s\u0103 \u00ee\u0219i gestioneze cu u\u0219urin\u021b\u0103 banii \u00een mai multe valute.<\/p>\n\n\n\n<p>\u00cen concluzie, Wise este un juc\u0103tor cu un impact puternic pe pia\u021ba transferurilor interna\u021bionale de bani, oferind o gam\u0103 de servicii care faciliteaz\u0103 tranzac\u021biile transfrontaliere \u0219i le fac foarte accesibile.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Pros_Cons\"><\/span>Pro \u0219i contra \u00een\u021belept<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th><\/th><th>Pro<\/th><th>Contra<\/th><\/tr><\/thead><tbody><tr><td>1.<\/td><td><strong>Mai multe op\u021biuni de plat\u0103 <\/strong>- Clien\u021bii pot efectua transferuri interna\u021bionale de bani utiliz\u00e2nd cardurile de debit sau de credit, conturile bancare, PayPal, Apple Pay, Google Pay sau alte sisteme de plat\u0103 locale specifice anumitor \u021b\u0103ri.<\/td><td><strong>Nu exist\u0103 op\u021biuni de ridicare \u00een numerar<\/strong> - Destinatarii \u00ee\u0219i pot primi banii cu Wise doar \u00een contul lor online personal\/de afaceri sau \u00een contul lor bancar.<\/td><\/tr><tr><td>2.<\/td><td><strong>F\u0103r\u0103 marje de schimb valutar<\/strong> - Exist\u0103 marje de profit 0% la ratele de schimb ale lui Wise. Clien\u021bii se pot bucura de transferul de bani \u00een diferite valute folosind ratele medii ale pie\u021bei din momentul actual.<\/td><td><strong>Probleme cu serviciul clien\u021bi<\/strong> - Recentele recenzii ale clien\u021bilor de pe internet au fost \u00een mare parte negative \u0219i men\u021bioneaz\u0103 serviciul clien\u021bi ca fiind principala problem\u0103.<\/td><\/tr><tr><td>3.<\/td><td><strong>Rating ridicat Trustpilot <\/strong>- 4.5 \/ 5 (ianuarie 2023).<\/td><td><strong>Nu exist\u0103 dealeri dedica\u021bi<\/strong> - Wise nu ofer\u0103 manageri de cont personal nici pentru clien\u021bii priva\u021bi, nici pentru cei corporativi.<\/td><\/tr><tr><td>4.<\/td><td><strong>Acoperire global\u0103 a serviciilor<\/strong> - Wise faciliteaz\u0103 transferurile interna\u021bionale de bani \u00een peste 170 de \u021b\u0103ri din \u00eentreaga lume.<\/td><td><strong>Nu este potrivit pentru transferuri mari de bani<\/strong> - Wise impune dou\u0103 tipuri de comisioane de transfer, care pot fi destul de mari atunci c\u00e2nd se trimit sume mari de bani, \u00een compara\u021bie cu alte alternative din industrie.<\/td><\/tr><tr><td>5.<\/td><td><strong>Baza de cuno\u0219tin\u021be extins\u0103<\/strong> - Sec\u021biunea de ajutor \u0219i blogul Wise cuprind o bibliotec\u0103 bogat\u0103 de informa\u021bii utile pe care utilizatorii le pot folosi pentru a ob\u021bine ajutor pentru toate \u00eentreb\u0103rile \u0219i preocup\u0103rile lor.<\/td><td><strong>Unele comisioane de transfer ridicate<\/strong> - Unele transferuri care implic\u0103 \u021b\u0103ri \u0219i valute exotice pot atrage comisioane de transfer ridicate.<\/td><\/tr><tr><td>6.<\/td><td><strong>Acoperire valutar\u0103 solid\u0103<\/strong> - Peste 50 de valute sunt acceptate atunci c\u00e2nd efectua\u021bi transferuri de bani Wise.<\/td><td><strong>F\u0103r\u0103 acoperire pentru monedele exotice<\/strong> - Clien\u021bii care doresc s\u0103 efectueze transferuri \u00een unele valute mai pu\u021bin utilizate nu vor putea face acest lucru cu Wise.<\/td><\/tr><tr><td>7.<\/td><td><strong>Cel mai potrivit pentru transferuri mici <\/strong>- Wise este extraordinar pentru remiten\u021be, pentru a face cump\u0103r\u0103turi mici, pentru a pl\u0103ti facturi sau pentru a transfera sume lunare mici de bani c\u0103tre contractori sau angaja\u021bi.<\/td><td><\/td><\/tr><tr><td>9.<\/td><td><strong>Acoperire local\u0103 extins\u0103<\/strong> - Wise este una dintre cele mai r\u0103sp\u00e2ndite companii de transfer de bani din lume, cu sucursale \u0219i birouri \u00een peste 28 de \u021b\u0103ri.&nbsp;<\/td><td><\/td><\/tr><tr><td>10.<\/td><td><strong>Transferuri rapide de bani<\/strong> - Jum\u0103tate dintre transferurile de bani Wise sunt finalizate \u00een c\u00e2teva minute (cele care sunt facilitate de obicei prin intermediul cardurilor de debit\/credit). Restul dureaz\u0103 \u00eentre 0 \u0219i 2 zile lucr\u0103toare pentru a fi finalizate (\u00een medie).<\/td><td><\/td><\/tr><tr><td>11.<\/td><td><strong>Citate personalizate instantanee<\/strong> - Wise ofer\u0103 gratuit online oferte personalizate pentru revizuirea tuturor comisioanelor de transfer legate de fiecare transfer planificat, f\u0103r\u0103 a fi nevoie s\u0103 v\u0103 \u00eenregistra\u021bi pentru un cont.<\/td><td><\/td><\/tr><tr><td>13.<\/td><td><strong>Platform\u0103 web \u0219i aplica\u021bie mobil\u0103 de excep\u021bie <\/strong>- Wise ofer\u0103 una dintre cele mai bine cotate aplica\u021bii mobile de transfer de bani dintre furnizorii de acest tip.<\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Key_Attributes\"><\/span>Atribute cheie \u00een\u021belepte<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Fondat\u0103:<\/strong> 2011<\/li>\n\n\n\n<li><strong>Sediul central:<\/strong> Londra, <a href=\"https:\/\/moverdb.com\/ro\/moving-to-the-uk\/\" data-internallinksmanager029f6b8e52c=\"93\" title=\"V\u0103 muta\u021bi \u00een Regatul Unit? 2026 Costurile vie\u021bii \u0219i sfaturi de relocare\">MAREA BRITANIE<\/a><\/li>\n\n\n\n<li><strong>Alte birouri:<\/strong> Wise este disponibil \u00een persoan\u0103 \u00een peste 28 de loca\u021bii din \u00eentreaga lume, inclusiv \u00een Londra (Marea Britanie), Austin, <a href=\"https:\/\/moverdb.com\/ro\/moving-to-dallas\/\" data-internallinksmanager029f6b8e52c=\"41\" title=\"Te mu\u021bi \u00een Dallas? 2026 Costuri de trai \u0219i sfaturi de relocare\">Dallas<\/a>, Tampa, \u0219i <a href=\"https:\/\/moverdb.com\/ro\/moving-to-the-united-states\/moving-to-new-york\/\" data-internallinksmanager029f6b8e52c=\"332\" title=\"V\u0103 muta\u021bi \u00een New York (stat)? 2026 Costuri de trai \u0219i sfaturi de relocare\">New York<\/a> (<a href=\"https:\/\/moverdb.com\/ro\/moving-to-the-united-states\/\" data-internallinksmanager029f6b8e52c=\"94\" title=\"V\u0103 muta\u021bi \u00een Statele Unite? 2026 Costurile vie\u021bii \u0219i sfaturi de relocare\">SUA<\/a>), Bangkok (<a href=\"https:\/\/moverdb.com\/ro\/moving-to-thailand\/\" data-internallinksmanager029f6b8e52c=\"318\" title=\"V\u0103 muta\u021bi \u00een Thailanda? 2026 Costuri de trai \u0219i sfaturi de relocare\">Thailanda<\/a>), <a href=\"https:\/\/moverdb.com\/ro\/moving-to-dubai\/\" data-internallinksmanager029f6b8e52c=\"246\" title=\"Mutarea \u00een Dubai? 2026 Costurile de trai \u0219i sfaturi de relocare\">Dubai<\/a> (<a href=\"https:\/\/moverdb.com\/ro\/moving-to-the-uae\/\" data-internallinksmanager029f6b8e52c=\"329\" title=\"V\u0103 muta\u021bi \u00een Emiratele Arabe Unite (EAU)? 2026 Costurile vie\u021bii \u0219i sfaturi de relocare\">EAU<\/a>), Riyadh (<a href=\"https:\/\/moverdb.com\/ro\/moving-to-saudi-arabia\/\" data-internallinksmanager029f6b8e52c=\"319\" title=\"V\u0103 muta\u021bi \u00een Arabia Saudit\u0103? 2026 Costurile vie\u021bii \u0219i sfaturi de relocare\">Arabia Saudit\u0103<\/a>), <a href=\"https:\/\/moverdb.com\/ro\/container-shipping\/hong-kong\/\" data-internallinksmanager029f6b8e52c=\"123\" title=\"2026 Taxe de expediere a containerelor de transport maritim de marf\u0103 c\u0103tre \u0219i din Hong Kong\">Hong Kong (Hong Kong)<\/a>, Shanghai (<a href=\"https:\/\/moverdb.com\/ro\/moving-to-china\/\" data-internallinksmanager029f6b8e52c=\"357\" title=\"V\u0103 muta\u021bi \u00een China? 2026 Costurile de trai \u0219i sfaturi de relocare\">China<\/a>), <a href=\"https:\/\/moverdb.com\/ro\/container-shipping\/singapore\/\" data-internallinksmanager029f6b8e52c=\"179\" title=\"2026 Transport maritim de marf\u0103 container Taxe de transport maritim c\u0103tre \u0219i din Singapore\">Singapore (Singapore)<\/a>, Tokyo (<a href=\"https:\/\/moverdb.com\/ro\/moving-to-japan\/\" data-internallinksmanager029f6b8e52c=\"342\" title=\"V\u0103 muta\u021bi \u00een Japonia? 2026 Costuri de trai \u0219i sfaturi de relocare\">Japonia<\/a>), Seoul (Coreea de Sud), Jakarta (<a href=\"https:\/\/moverdb.com\/ro\/moving-to-indonesia\/\" data-internallinksmanager029f6b8e52c=\"375\" title=\"V\u0103 muta\u021bi \u00een Indonezia? 2026 Costuri de trai \u0219i sfaturi de relocare\">Indonezia<\/a>), Kuala Lumpur (<a href=\"https:\/\/moverdb.com\/ro\/moving-to-malaysia\/\" data-internallinksmanager029f6b8e52c=\"379\" title=\"V\u0103 muta\u021bi \u00een Malaezia? 2026 Costuri de trai \u0219i sfaturi de relocare\">Malaezia<\/a>), Manila (ora\u0219ul <a href=\"https:\/\/moverdb.com\/ro\/moving-to-the-philippines\/\" data-internallinksmanager029f6b8e52c=\"376\" title=\"V\u0103 muta\u021bi \u00een Filipine? 2026 Costurile vie\u021bii \u0219i sfaturi de relocare\">Filipine<\/a>), Mumbai (<a href=\"https:\/\/moverdb.com\/ro\/moving-to-india\/\" data-internallinksmanager029f6b8e52c=\"356\" title=\"V\u0103 muta\u021bi \u00een India? 2026 Costurile de trai \u0219i sfaturi de relocare\">India<\/a>), Bruxelles (<a href=\"https:\/\/moverdb.com\/ro\/moving-to-belgium\/\" data-internallinksmanager029f6b8e52c=\"323\" title=\"V\u0103 muta\u021bi \u00een Belgia? 2026 Costuri de trai \u0219i sfaturi de relocare\">Belgia<\/a>), Budapesta (<a href=\"https:\/\/moverdb.com\/ro\/moving-to-hungary\/\" data-internallinksmanager029f6b8e52c=\"341\" title=\"Mutarea \u00een Ungaria? 2026 Costurile de trai \u0219i sfaturi de relocare\">Ungaria<\/a>), Cherkasy (Ucraina), Tallinn \u0219i Tartu (<a href=\"https:\/\/moverdb.com\/ro\/moving-to-estonia\/\" data-internallinksmanager029f6b8e52c=\"430\" title=\"V\u0103 muta\u021bi \u00een Estonia? 2026 Costuri de trai \u0219i sfaturi de relocare\">Estonia<\/a>), Z\u00fcrich (<a href=\"https:\/\/moverdb.com\/ro\/moving-to-switzerland\/\" data-internallinksmanager029f6b8e52c=\"327\" title=\"V\u0103 muta\u021bi \u00een Elve\u021bia? 2026 Costurile vie\u021bii \u0219i sfaturi de relocare\">Elve\u021bia<\/a>), S\u00e3o Paulo (<a href=\"https:\/\/moverdb.com\/ro\/moving-to-brazil\/\" data-internallinksmanager029f6b8e52c=\"422\" title=\"V\u0103 muta\u021bi \u00een Brazilia? 2026 Costurile de trai \u0219i sfaturi de relocare\">Brazilia<\/a>), <a href=\"https:\/\/moverdb.com\/ro\/moving-to-mexico\/\" data-internallinksmanager029f6b8e52c=\"348\" title=\"V\u0103 muta\u021bi \u00een Mexic? 2026 Costuri de trai \u0219i sfaturi de relocare\">Mexic<\/a> City (Mexic), <a href=\"https:\/\/moverdb.com\/ro\/moving-to-cape-town\/\" data-internallinksmanager029f6b8e52c=\"259\" title=\"V\u0103 muta\u021bi \u00een Cape Town? 2026 Costurile vie\u021bii \u0219i sfaturi de relocare\">Cape Town<\/a> (<a href=\"https:\/\/moverdb.com\/ro\/moving-to-south-africa\/\" data-internallinksmanager029f6b8e52c=\"347\" title=\"V\u0103 muta\u021bi \u00een Africa de Sud? 2026 Costurile vie\u021bii \u0219i sfaturi de relocare\">Africa de Sud<\/a>), <a href=\"https:\/\/moverdb.com\/ro\/moving-to-sydney\/\" data-internallinksmanager029f6b8e52c=\"70\" title=\"Mutarea la Sydney? 2026 Costuri de trai \u0219i sfaturi de relocare\">Sydney<\/a> \u0219i Melbourne (<a href=\"https:\/\/moverdb.com\/ro\/moving-to-australia\/living-in-australia\/\" data-internallinksmanager029f6b8e52c=\"240\" title=\"21 Secretele despre via\u021ba \u00een Australia pe care trebuie s\u0103 le \u0219tii \u00eenainte de a te muta\">Australia<\/a>);<\/li>\n\n\n\n<li><strong>Volumul anual de tranzac\u021bionare:<\/strong> \u00cen 2022, Wise a gestionat tranzac\u021bii interna\u021bionale \u00een valoare de 76,4 miliarde de lire sterline, o sum\u0103 impresionant\u0103. Veniturile lor \u00een 2022 au fost de aproape 450 de milioane de lire sterline;<\/li>\n\n\n\n<li><strong>Num\u0103rul de angaja\u021bi:<\/strong> Wise este un lider \u00een sectorul de ocupare a for\u021bei de munc\u0103 \u00een industria lor, cu peste 4.500 de angaja\u021bi care lucreaz\u0103 \u00een birouri din 17 \u021b\u0103ri diferite de pe 4 continente;<\/li>\n\n\n\n<li><strong>Rating Trustpilot:<\/strong> 4,5 \/ 5 \u00een ianuarie 2023 - o not\u0103 solid\u0103 \u00een compara\u021bie cu furnizorii de servicii de transfer interna\u021bional de bani concuren\u021bi;<\/li>\n\n\n\n<li><strong>Num\u0103rul de clien\u021bi:<\/strong> Wise a deservit peste 16 milioane de clien\u021bi \u00een 2022 (un num\u0103r care cre\u0219te constant \u00een fiecare an);<\/li>\n\n\n\n<li><strong>\u021a\u0103ri disponibile:<\/strong> Cu Wise, clien\u021bii pot utiliza transferul de bani \u00een peste 170 de \u021b\u0103ri din \u00eentreaga lume;<\/li>\n\n\n\n<li><strong>Num\u0103rul de monede:<\/strong> \u00cen prezent, Wise ofer\u0103 suport pentru transferuri \u00een peste 50 de valute diferite;<\/li>\n\n\n\n<li><strong>Limita minim\u0103 de transfer:<\/strong> Wise nu impune o limit\u0103 privind suma pe care o pute\u021bi trimite atunci c\u00e2nd efectua\u021bi un transfer cu ei (1 \u00a3);<\/li>\n\n\n\n<li><strong>Limita maxim\u0103 de transfer:<\/strong> Cu Wise, exist\u0103 limite \u00een ceea ce prive\u0219te suma pe care o pute\u021bi trimite prin intermediul lor, \u00een func\u021bie de care <a href=\"https:\/\/wise.com\/help\/articles\/2571907\/what-currencies-can-i-send-to-and-from\" target=\"_blank\" rel=\"noreferrer noopener\">moned\u0103<\/a> alege\u021bi. Principalele valute au urm\u0103toarele limite:\n<ul class=\"wp-block-list\">\n<li>$6,000,000 USD;<\/li>\n\n\n\n<li>$1,8 milioane de dolari australieni;<\/li>\n\n\n\n<li>$1,5 milioane CAD;<\/li>\n\n\n\n<li>6.000.000 DE EURO;<\/li>\n\n\n\n<li>5.000.000 DE LIRE STERLINE.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Taxa de transfer:<\/strong> Wise impune dou\u0103 tipuri de comisioane de transfer:\n<ul class=\"wp-block-list\">\n<li>Comision variabil - un procent din suma total\u0103 a transferului. Acesta poate varia de la 0,35% la 3%, \u00een func\u021bie de monedele selectate \u0219i de tipul de metod\u0103 de plat\u0103 (\u00een medie 0,4% - 0,6%);<\/li>\n\n\n\n<li>Comision fix - o sum\u0103 fix\u0103 mic\u0103, indiferent c\u00e2t de mare este suma transferat\u0103. Acesta poate varia de la 0,2 la 2 lire sterline, \u00een func\u021bie de valutele selectate \u0219i de tipul de metod\u0103 de plat\u0103 (\u00een medie 0,2 - 0,3 lire sterline).<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Marja de ajustare a cursului de schimb<\/strong>: Wise este unul dintre cele mai convenabile servicii de transfer interna\u021bional de bani atunci c\u00e2nd vine vorba de a avea adaosuri suplimentare la cursul de schimb. Ei nu fac acest lucru \u0219i p\u0103streaz\u0103 ratele de schimb la fel ca ratele medii ale pie\u021bei;<\/li>\n\n\n\n<li><strong>Trimiterea de bani prin:<\/strong> Clien\u021bii Wise pot utiliza un cont bancar, carduri de credit\/debit, Apple\/Google Pay sau alte sisteme de plat\u0103 locale pentru a ini\u021bia un transfer interna\u021bional de bani;<\/li>\n\n\n\n<li><strong>Primirea de bani prin:<\/strong> Cu Wise, beneficiarii primesc banii prin intermediul contului personal sau de afaceri Wise. De acolo, ace\u0219tia au op\u021biunea de a-\u0219i retrage soldul \u00eentr-un cont bancar sau la un bancomat, sau de a-i converti \u00eentr-o alt\u0103 moned\u0103 \u0219i de a-i trimite altor utilizatori Wise; compania nu are op\u021biuni de ridicare de numerar;<\/li>\n\n\n\n<li><strong>Limbi acceptate:<\/strong> Wise este disponibil \u00een 15 limbi, inclusiv englez\u0103, spaniol\u0103, francez\u0103, portughez\u0103, italian\u0103, german\u0103, chinez\u0103, japonez\u0103, indonezian\u0103, maghiar\u0103, ucrainean\u0103, polonez\u0103, rom\u00e2n\u0103, turc\u0103 \u0219i rus\u0103;<\/li>\n\n\n\n<li><strong>Reglementat de:<\/strong> Wise este unul dintre cele mai reglementate servicii de transfer de bani din lume. Iat\u0103 c\u00e2teva dintre \u021b\u0103rile \u0219i institu\u021biile de top care autorizeaz\u0103 opera\u021biunile Wise:\n<ul class=\"wp-block-list\">\n<li>Banca Na\u021bional\u0103 a Belgiei \u00een Spa\u021biul Economic European;<\/li>\n\n\n\n<li>Autoritatea de Conduit\u0103 Financiar\u0103 (FCA) din Regatul Unit;<\/li>\n\n\n\n<li>Financial Crimes Enforcement Network (FinCEN) din SUA;<\/li>\n\n\n\n<li>Centrul de analiz\u0103 a tranzac\u021biilor \u0219i rapoartelor financiare al <a href=\"https:\/\/moverdb.com\/ro\/moving-to-canada\/\" data-internallinksmanager029f6b8e52c=\"265\" title=\"Mutarea \u00een Canada? 2026 Costurile de trai \u0219i sfaturi de relocare\">Canada<\/a> (FINTRAC) din Canada;<\/li>\n\n\n\n<li>Comisia australian\u0103 pentru valori mobiliare \u0219i investi\u021bii (ASIC) din Australia.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Aplica\u021bie mobil\u0103:<\/strong> Oricine poate desc\u0103rca minunata aplica\u021bie mobil\u0103 Wise de la <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.transferwise.android&amp;hl=en_US&amp;gl=US\" target=\"_blank\" rel=\"noreferrer noopener\">Google Play pentru Android<\/a> (rating de 4,1 \/ 5 stele) \u0219i <a href=\"https:\/\/apps.apple.com\/gb\/app\/wise-ex-transferwise\/id612261027\" target=\"_blank\" rel=\"noreferrer noopener\">App Store pentru iOS<\/a> (rating de 4,7 \/ 5 stele). Aceast\u0103 aplica\u021bie foarte sigur\u0103 poate fi folosit\u0103 pentru:\n<ul class=\"wp-block-list\">\n<li>Prezentare general\u0103 a cursurilor de schimb;<\/li>\n\n\n\n<li>Configura\u021bi metodele de plat\u0103;<\/li>\n\n\n\n<li>Efectua\u021bi transferuri interna\u021bionale de bani;<\/li>\n\n\n\n<li>Pl\u0103ti\u021bi cu Google Pay sau Apple Pay;<\/li>\n\n\n\n<li>Repeta\u021bi transferurile anterioare;<\/li>\n\n\n\n<li>De\u021bine\u021bi bani \u00een mai multe valute;<\/li>\n\n\n\n<li>Configura\u021bi alerte privind cursul de schimb;<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Premii: <\/strong>Wise este premiat\u0103 \u00een mod constant pentru realiz\u0103rile sale \u00een industrie, inclusiv pentru urm\u0103toarele:\n<ul class=\"wp-block-list\">\n<li>Cel mai bun start-up european cu v\u00e2rsta sub 3 ani (Europas, 2013);<\/li>\n\n\n\n<li>Una dintre primele 10 cele mai inovatoare companii din lume \u00een domeniul financiar (Fast Company Magazine, 2014);<\/li>\n\n\n\n<li>Cea mai \u00eendr\u0103znea\u021b\u0103 companie mai mic\u0103 (FT's Boldness in Business Awards, 2014);<\/li>\n\n\n\n<li>Ernst and Young UK Entrepreneurs (2015);<\/li>\n\n\n\n<li>Top 20 din 50 \u00een topul celor mai bune locuri de munc\u0103 din Marea Britanie, realizat de Glassdoor (2022);<\/li>\n\n\n\n<li>A fost inclus\u0103 \u00een lista FinTech50 \u00een 2013, 2014, 2017, 2018, 2019 \u0219i 2021.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><a href=\"https:\/\/wise.com\/invite\/dic\/ianw199\" target=\"_blank\" rel=\"nofollow noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"686\" src=\"https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-1024x686.png\" alt=\"wise international money transfer review\" class=\"wp-image-7320\" srcset=\"https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-1024x686.png 1024w, https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-300x200.png 300w, https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-18x12.png 18w, https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-600x402.png 600w, https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer.png 1331w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Features\"><\/span>Caracteristici \u00een\u021belepte<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise ofer\u0103 o serie de caracteristici pentru a face transferurile interna\u021bionale de bani rapide, u\u0219oare \u0219i convenabile pentru clien\u021bii s\u0103i. Iat\u0103 c\u00e2teva caracteristici esen\u021biale oferite de Wise:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Types_of_Accounts\"><\/span>Tipuri de conturi<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise permite clien\u021bilor s\u0103 deschid\u0103 dou\u0103 tipuri de conturi: conturi personale \u0219i conturi de afaceri.&nbsp;<\/p>\n\n\n\n<p><strong>Conturi personale<\/strong> sunt concepute pentru persoanele fizice care doresc s\u0103 trimit\u0103 bani \u00een str\u0103in\u0103tate din motive personale, cum ar fi prietenilor \u0219i familiei, sau pentru a pl\u0103ti bunuri \u0219i servicii online. <strong>Conturi de afaceri<\/strong> sunt concepute pentru \u00eentreprinderile mici \u0219i mijlocii care trebuie s\u0103 efectueze pl\u0103\u021bi interna\u021bionale \u00een mod regulat. Exist\u0103, de asemenea, op\u021biuni pentru marile corpora\u021bii care trebuie s\u0103 pl\u0103teasc\u0103 p\u00e2n\u0103 la 1.000 de angaja\u021bi sau contractori situa\u021bi \u00een mai multe \u021b\u0103ri diferite.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Money_Transfers\"><\/span>Transferuri de bani<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise le faciliteaz\u0103 clien\u021bilor trimiterea de bani \u00een peste 170 de \u021b\u0103ri din \u00eentreaga lume. Transferurile pot fi efectuate utiliz\u00e2nd fie un cont bancar, fie un card de debit, cu anumite op\u021biuni locale, cum ar fi Apple Pay, Google Pay, PayPal \u0219i altele.&nbsp;<\/p>\n\n\n\n<p>Wise ofer\u0103 actualiz\u0103ri \u00een timp real cu privire la starea transferului, astfel \u00eenc\u00e2t clien\u021bii \u0219tiu exact c\u00e2nd vor fi disponibile fondurile. Clien\u021bii pot alege s\u0103 fac\u0103 pl\u0103\u021bi pe loturi \u0219i pl\u0103\u021bi recurente pentru a ini\u021bia acela\u0219i tip de plat\u0103 de mai multe ori c\u0103tre destinatarii din lista lor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Borderless_Account\"><\/span>Cont f\u0103r\u0103 frontiere<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Contul Wise Borderless Account le permite clien\u021bilor s\u0103 de\u021bin\u0103, s\u0103 trimit\u0103 \u0219i s\u0103 primeasc\u0103 bani \u00een mai multe valute, f\u0103r\u0103 a fi nevoi\u021bi s\u0103 pl\u0103teasc\u0103 taxe de conversie sau comisioane ascunse. Acest lucru \u00eel face ideal pentru clien\u021bii care trebuie s\u0103 fac\u0103 pl\u0103\u021bi interna\u021bionale regulate \u00een diferite valute.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Debit_Card\"><\/span>Card de debit Wise<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise ofer\u0103, de asemenea, un card de debit, care le permite clien\u021bilor s\u0103 \u00ee\u0219i cheltuiasc\u0103 banii \u00een str\u0103in\u0103tate, f\u0103r\u0103 taxe \u0219i comisioane ascunse. Cardul de debit poate fi utilizat oriunde este acceptat Mastercard, iar clien\u021bii pot decide s\u0103 \u00ee\u0219i p\u0103streze banii \u00eentr-o varietate de valute.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_for_Teams\"><\/span>\u00cen\u021belept pentru echipe<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise for Teams este o func\u021bie conceput\u0103 pentru companii, care permite echipelor s\u0103 \u00ee\u0219i gestioneze transferurile interna\u021bionale de bani dintr-un singur cont centralizat. Astfel, este mai u\u0219or pentru \u00eentreprinderi s\u0103 \u00ee\u0219i urm\u0103reasc\u0103 cheltuielile \u0219i s\u0103 \u00ee\u0219i gestioneze fluxul de numerar, indiferent de locul \u00een care se afl\u0103 membrii echipei lor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_API\"><\/span>Wise API<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise ofer\u0103, de asemenea, un API pentru \u00eentreprinderi, permi\u021b\u00e2ndu-le acestora s\u0103 \u00ee\u0219i integreze sistemele cu Wise \u0219i s\u0103 \u00ee\u0219i automatizeze pl\u0103\u021bile interna\u021bionale. Acest lucru poate ajuta \u00eentreprinderile s\u0103 \u00ee\u0219i sporeasc\u0103 eficien\u021ba \u0219i banii, precum \u0219i s\u0103 creasc\u0103 eficien\u021ba.<\/p>\n\n\n\n<p>\u00cen concluzie, Wise ofer\u0103 o gam\u0103 de caracteristici care s\u0103 r\u0103spund\u0103 nevoilor at\u00e2t ale persoanelor fizice, c\u00e2t \u0219i ale \u00eentreprinderilor. Indiferent dac\u0103 clien\u021bii trebuie s\u0103 efectueze un transfer interna\u021bional de bani o singur\u0103 dat\u0103 sau trebuie s\u0103 gestioneze pl\u0103\u021bi regulate \u00een mai multe valute, Wise are o solu\u021bie care s\u0103 le satisfac\u0103 nevoile. Cu actualiz\u0103ri \u00een timp real \u0219i o gam\u0103 de op\u021biuni de plat\u0103, Wise face ca transferurile interna\u021bionale de bani s\u0103 fie rapide, u\u0219oare \u0219i convenabile.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_International_Money_Transfer_Costs\"><\/span>Costurile transferului interna\u021bional de bani Wise<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise ofer\u0103 rate de schimb competitive \u0219i comisioane de transfer sc\u0103zute pentru a face transferurile interna\u021bionale de bani accesibile \u0219i accesibile tuturor. Iat\u0103 o privire mai atent\u0103 la costurile asociate cu utilizarea Wise.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Exchange_Rates\"><\/span>Cursuri de schimb<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise ofer\u0103 rate de schimb competitive, care sunt actualizate \u00een timp real, astfel \u00eenc\u00e2t clien\u021bii pot vedea exact c\u00e2t de mult vor primi pentru banii lor atunci c\u00e2nd efectueaz\u0103 un transfer. Wise folose\u0219te un curs de schimb mediu al pie\u021bei, care este cursul pe care b\u0103ncile \u00eel folosesc atunci c\u00e2nd tranzac\u021bioneaz\u0103 \u00eentre ele, astfel \u00eenc\u00e2t clien\u021bii pot fi siguri c\u0103 primesc o ofert\u0103 corect\u0103. Nu exist\u0103 nicio marj\u0103 de profit ad\u0103ugat\u0103 la aceste rate, a\u0219a cum se \u00eent\u00e2mpl\u0103 \u00een cazul majorit\u0103\u021bii concuren\u021bilor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Transfer_Fees\"><\/span>Taxe de transfer<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise percepe un mic comision de transfer pentru fiecare tranzac\u021bie, care este afi\u0219at \u00een mod clar \u00eenainte de efectuarea transferului. Comisionul exact depinde de suma transferat\u0103 \u0219i de \u021bara \u00een care se trimite, dar Wise \u00ee\u0219i propune s\u0103 men\u021bin\u0103 comisioanele c\u00e2t mai mici posibil pentru a face transferurile interna\u021bionale accesibile tuturor.<\/p>\n\n\n\n<p>Wise impune dou\u0103 tipuri de comisioane de transfer:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Comision variabil - un procent din suma total\u0103 a transferului. Acesta poate varia de la 0,35% la 3%, \u00een func\u021bie de monedele selectate \u0219i de tipul de metod\u0103 de plat\u0103 (\u00een medie 0,4% - 0,6%);<\/li>\n\n\n\n<li>Comision fix - o sum\u0103 fix\u0103 mic\u0103, indiferent c\u00e2t de mare este suma transferat\u0103. Acesta poate varia de la 0,2 la 2 lire sterline, \u00een func\u021bie de valutele selectate \u0219i de tipul de metod\u0103 de plat\u0103 (\u00een medie 0,2 - 0,3 lire sterline).<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Additional_Fees_on_International_Money_Transfers\"><\/span>Taxe suplimentare pentru transferurile interna\u021bionale de bani<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise nu percepe comisioane suplimentare, cum ar fi comisioane ascunse sau comisioane de conversie, ceea ce \u00eenseamn\u0103 c\u0103 clien\u021bii pot fi siguri c\u0103 vor \u0219ti exact c\u00e2t vor pl\u0103ti pentru transferul lor. De asemenea, nu exist\u0103 comisioane pentru primirea de bani \u00eentr-un cont Wise.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Other_Fees\"><\/span>Alte taxe<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Cardul de debit Wise poate fi supus unor comisioane, cum ar fi comisioanele de retragere de la bancomat sau comisioanele pentru tranzac\u021bii \u00een str\u0103in\u0103tate, \u00een func\u021bie de \u021bara \u00een care este utilizat cardul. Wise ofer\u0103 o prezentare clar\u0103 a tuturor comisioanelor asociate cardului s\u0103u de debit, astfel \u00eenc\u00e2t clien\u021bii s\u0103 poat\u0103 lua decizii \u00een cuno\u0219tin\u021b\u0103 de cauz\u0103 atunci c\u00e2nd \u00eel utilizeaz\u0103.<\/p>\n\n\n\n<p>\u00cen concluzie, ratele de schimb competitive \u0219i comisioanele de transfer sc\u0103zute ale Wise fac din acest furnizor o solu\u021bie rentabil\u0103 pentru transferurile de bani mici, ceea ce este deosebit de benefic pentru clien\u021bii care trebuie s\u0103 trimit\u0103 \u00een mod regulat sume mai mici de bani sau pentru clien\u021bii care abia \u00eencep s\u0103 transfere bani la nivel interna\u021bional. Cu Wise, clien\u021bii pot efectua transferuri mici de bani f\u0103r\u0103 a se \u00eengrijora de comisioanele mari sau de ratele de schimb nefavorabile.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Safe_is_Wise\"><\/span>C\u00e2t de sigur este Wise?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise acord\u0103 o prioritate ridicat\u0103 securit\u0103\u021bii fondurilor \u0219i informa\u021biilor personale ale clien\u021bilor s\u0103i. Pentru a se asigura c\u0103 transferurile sunt sigure \u0219i securizate, Wise implementeaz\u0103 o serie de m\u0103suri \u0219i protocoale de securitate.<\/p>\n\n\n\n<p>Wise utilizeaz\u0103 tehnologia de criptare pentru a proteja informa\u021biile sensibile ale clien\u021bilor s\u0103i, cum ar fi parolele \u0219i detaliile personale. De asemenea, compania \u00ee\u0219i monitorizeaz\u0103 \u00een mod regulat sistemele pentru a detecta \u0219i preveni activit\u0103\u021bile frauduloase.<\/p>\n\n\n\n<p>Clien\u021bii \u00een\u021belep\u021bi sunt proteja\u021bi de sistemul de compensare al FCA (Financial Conduct Authority), care ofer\u0103 desp\u0103gubiri de p\u00e2n\u0103 la 85.000 de lire sterline pentru fiecare persoan\u0103 \u0219i pentru fiecare firm\u0103.<\/p>\n\n\n\n<p>De asemenea, Wise ofer\u0103 clien\u021bilor s\u0103i posibilitatea de a configura autentificarea cu doi factori pentru contul lor, oferind un nivel suplimentar de securitate pentru transferurile lor.<\/p>\n\n\n\n<p>\u00cen continuare sunt prezentate toate institu\u021biile na\u021bionale care reglementeaz\u0103 \u00een\u021belepciunea:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Banca Na\u021bional\u0103 a Belgiei \u00een Spa\u021biul Economic European;<\/li>\n\n\n\n<li>Autoritatea de conduit\u0103 financiar\u0103 (FCA) din Regatul Unit;<\/li>\n\n\n\n<li>Financial Crimes Enforcement Network (FinCEN) din SUA;<\/li>\n\n\n\n<li>Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) din Canada;<\/li>\n\n\n\n<li>Comisia australian\u0103 pentru valori mobiliare \u0219i investi\u021bii (ASIC) din Australia;<\/li>\n\n\n\n<li>Autoritatea de reglementare a serviciilor financiare (FSRA) din EAU;<\/li>\n\n\n\n<li>Departamentul pentru vam\u0103 \u0219i accize (CCE) din Hong Kong;<\/li>\n\n\n\n<li>Biroul financiar local Kanto din Japonia;<\/li>\n\n\n\n<li>Banca Central\u0103 a Braziliei \u00een Brazilia;<\/li>\n\n\n\n<li>Reserve Bank of India (RBI) \u00een India;<\/li>\n\n\n\n<li>Bank Indonesia \u00een Indonezia;<\/li>\n\n\n\n<li>Bank Negara Malaysia din Malaezia;<\/li>\n\n\n\n<li>Bangko Sentral Ng Pilipinas (BSP) din Filipine;<\/li>\n\n\n\n<li>Autoritatea monetar\u0103 din Singapore (MAS) din Singapore.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Fast_is_Wise\"><\/span>C\u00e2t de rapid este Wise?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Unul dintre avantajele cheie ale utiliz\u0103rii Wise pentru transferurile interna\u021bionale de bani este viteza. Timpul necesar pentru finalizarea unui transfer depinde de c\u00e2\u021biva factori, cum ar fi valutele implicate, metodele de plat\u0103 utilizate \u0219i \u021bara destinatarului.<\/p>\n\n\n\n<p>Pentru transferurile \u00eentre conturi bancare, Wise are nevoie de obicei de 0-2 zile lucr\u0103toare pentru a finaliza transferul. Acest lucru se datoreaz\u0103 faptului c\u0103 fondurile trebuie s\u0103 fie procesate at\u00e2t de banca expeditoare, c\u00e2t \u0219i de cea destinatar\u0103, ceea ce poate dura ceva timp. \u00cen unele cazuri, transferul poate fi efectuat mai repede sau poate dura mai mult, \u00een func\u021bie de b\u0103ncile \u0219i \u021b\u0103rile specifice implicate.<\/p>\n\n\n\n<p>\u00cen cazul transferurilor efectuate cu ajutorul unui card de debit, Wise finalizeaz\u0103 de obicei transferul \u00een doar c\u00e2teva minute. Totu\u0219i, acest lucru poate varia \u00een func\u021bie de emitentul cardului \u0219i de al\u021bi factori.<\/p>\n\n\n\n<p>Este important de re\u021binut c\u0103 timpul necesar pentru ca destinatarul s\u0103 primeasc\u0103 fondurile poate varia, de asemenea, \u00een func\u021bie de metoda de plat\u0103 utilizat\u0103 \u0219i de loca\u021bia acestuia. \u00cen unele cazuri, destinatarul poate primi fondurile \u00een aceea\u0219i zi \u00een care este ini\u021biat transferul, \u00een timp ce \u00een alte cazuri poate dura c\u00e2teva zile, \u00eens\u0103 aproape \u00eentotdeauna este mai rapid dec\u00e2t un transfer prin intermediul unei b\u0103nci tradi\u021bionale.<\/p>\n\n\n\n<p>Wise ofer\u0103 actualiz\u0103ri \u00een timp real cu privire la starea unui transfer, astfel \u00eenc\u00e2t at\u00e2t expeditorul, c\u00e2t \u0219i destinatarul pot urm\u0103ri transferul \u0219i pot \u0219ti exact c\u00e2nd vor fi disponibile fondurile.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Use_Wise\"><\/span>Cum se utilizeaz\u0103 Wise<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Efectuarea unui transfer interna\u021bional de bani cu Wise este u\u0219oar\u0103 \u0219i simpl\u0103. Iat\u0103 care sunt pa\u0219ii pe care trebuie s\u0103-i urmeze un client:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Crea\u021bi un cont. Primul pas este s\u0103 v\u0103 crea\u021bi un cont Wise vizit\u00e2nd site-ul web sau aplica\u021bia Wise \u0219i urm\u00e2nd instruc\u021biunile de \u00eenregistrare. Va trebui s\u0103 include\u021bi informa\u021bii personale, cum ar fi numele, adresa \u0219i un act de identitate eliberat de guvern pentru a v\u0103 verifica identitatea;<\/li>\n\n\n\n<li>Ad\u0103uga\u021bi o surs\u0103 de finan\u021bare. La crearea contului dvs., va trebui s\u0103 ad\u0103uga\u021bi o surs\u0103 de finan\u021bare, cum ar fi un cont bancar sau un card de debit, din care s\u0103 trimite\u021bi bani. Wise folose\u0219te aceste informa\u021bii pentru a retrage fondurile din contul dvs. \u0219i pentru a ini\u021bia transferul;<\/li>\n\n\n\n<li>Alege\u021bi destinatarul \u0219i introduce\u021bi suma. \u00cen tabloul de bord Wise, ve\u021bi putea alege destinatarul, introduce\u021bi suma pe care dori\u021bi s\u0103 o trimite\u021bi \u0219i selecta\u021bi monedele implicate \u00een transfer. Wise va calcula automat cursul de schimb \u0219i v\u0103 va ar\u0103ta comisioanele aferente transferului;<\/li>\n\n\n\n<li>Examina\u021bi \u0219i confirma\u021bi. \u00cenainte ca transferul s\u0103 fie finalizat, ve\u021bi avea posibilitatea de a revizui toate detaliile \u0219i de a confirma tranzac\u021bia. Odat\u0103 ce transferul este confirmat, Wise va ini\u021bia transferul \u0219i v\u0103 va \u021bine la curent cu stadiul acestuia;<\/li>\n\n\n\n<li>Primi\u021bi fondurile. Beneficiarul va primi fondurile \u00een contul s\u0103u bancar sau \u00een contul Wise, dac\u0103 are unul. Wise va notifica at\u00e2t expeditorul, c\u00e2t \u0219i destinatarul atunci c\u00e2nd transferul este finalizat.<\/li>\n<\/ol>\n\n\n\n<p>Este important s\u0103 re\u021bine\u021bi c\u0103 Wise poate solicita informa\u021bii sau documente suplimentare pentru anumite transferuri, cum ar fi dovada pl\u0103\u021bii tranzac\u021biei sau dovada identit\u0103\u021bii destinatarului.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"When_to_Use_Wise\"><\/span>C\u00e2nd s\u0103 utiliza\u021bi Wise<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise este potrivit at\u00e2t pentru clien\u021bii priva\u021bi, c\u00e2t \u0219i pentru \u00eentreprinderile care doresc s\u0103 trimit\u0103 bani la nivel interna\u021bional. Cu toate acestea, exist\u0103 unele aspecte ale serviciului care sunt mai potrivite pentru fiecare tip de client \u0219i altele pe care utilizatorii le-ar putea g\u0103si mai favorabile dac\u0103 se orienteaz\u0103 c\u0103tre un alt furnizor de transferuri interna\u021bionale de bani.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Private_clients\"><\/span>Clien\u021bi priva\u021bi<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise este o alegere excelent\u0103 pentru tranzac\u021biile personale, cum ar fi plata cump\u0103r\u0103turilor \u00een str\u0103in\u0103tate, sprijinirea prietenilor sau a familiei \u00een str\u0103in\u0103tate, plata taxelor de \u0219colarizare sau a \u0219colariz\u0103rii la facultate sau trimiterea de bani \u00een alt\u0103 \u021bar\u0103 din orice alt motiv. Comisioanele reduse \u0219i timpii rapizi de transfer \u00eel fac o op\u021biune atractiv\u0103 pentru utilizarea individual\u0103.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Business_clients\"><\/span>Clien\u021bi de afaceri<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Pentru clien\u021bii de afaceri, Wise ofer\u0103 o solu\u021bie rentabil\u0103 pentru efectuarea de pl\u0103\u021bi interna\u021bionale pentru bunuri sau servicii. Func\u021bia de cont f\u0103r\u0103 frontiere a companiei, care permite \u00eentreprinderilor s\u0103 de\u021bin\u0103 \u0219i s\u0103 gestioneze bani \u00een mai multe valute, este o op\u021biune convenabil\u0103 pentru \u00eentreprinderile care \u00ee\u0219i desf\u0103\u0219oar\u0103 activitatea la nivel global sau care trebuie s\u0103 fac\u0103 pl\u0103\u021bi \u00een diferite valute.<\/p>\n\n\n\n<p>Un alt avantaj pentru \u00eentreprinderi este capacitatea de a trimite \u0219i de a primi pl\u0103\u021bi interna\u021bionale la cursul de schimb real de pe pia\u021b\u0103, f\u0103r\u0103 comisioane ascunse. De asemenea, acestea pot profita de instrumentele lor de facturare \u0219i pot configura pl\u0103\u021bi recurente, pe loturi, pentru a trimite bani angaja\u021bilor sau contractorilor din str\u0103in\u0103tate.<\/p>\n\n\n\n<p>\u00cen concluzie, Wise este cel mai bine utilizat de persoanele fizice \u0219i de \u00eentreprinderile mici pentru transferuri de bani mici, deoarece trimiterea de sume mari poate atrage comisioane de transfer mai mari.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Money_Transfer_Cancellation_Policy\"><\/span>Politica de anulare a transferului de bani Wise Money Transfer<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>C\u00e2nd vine vorba de anularea unui transfer, Wise ofer\u0103 o politic\u0103 simpl\u0103 pentru clien\u021bii s\u0103i. \u00cen cazul \u00een care un transfer nu a fost procesat, clientul \u00eel poate anula cu u\u0219urin\u021b\u0103, iar fondurile vor fi rambursate c\u0103tre sursa ini\u021bial\u0103. Acest lucru se \u00eent\u00e2mpl\u0103 de obicei dac\u0103 transferul este anulat \u00een c\u00e2teva ore de la ini\u021biere.<\/p>\n\n\n\n<p>Cu toate acestea, \u00een cazul \u00een care un transfer a fost deja procesat \u0219i se afl\u0103 \u00een tranzit, acesta nu poate fi anulat. \u00cen acest caz, destinatarul transferului poate alege s\u0103 ramburseze transferul \u00eenapoi la expeditor dac\u0103 nu a primit \u00eenc\u0103 fondurile. Wise nu percepe niciun comision pentru anul\u0103ri sau ramburs\u0103ri.<\/p>\n\n\n\n<p>\u00cen cazul unui transfer anulat sau rambursat, este important s\u0103 re\u021bine\u021bi c\u0103 timpul necesar pentru returnarea fondurilor poate varia \u00een func\u021bie de \u021bar\u0103 \u0219i de metoda de plat\u0103 utilizat\u0103. Dac\u0103 ave\u021bi \u00eentreb\u0103ri sau nel\u0103muriri cu privire la anularea unui transfer, pute\u021bi contacta \u00eentotdeauna serviciul de asisten\u021b\u0103 pentru clien\u021bi Wise prin intermediul site-ului sau al aplica\u021biei lor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Customer_Service\"><\/span>Serviciul clien\u021bi Wise<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise este bine cunoscut pentru serviciul s\u0103u excelent de asisten\u021b\u0103 pentru clien\u021bi, care este disponibil 24\/7 prin e-mail \u0219i chat live. Compania are o reputa\u021bie solid\u0103 pentru r\u0103spunsurile rapide \u0219i utile la \u00eentreb\u0103rile \u0219i preocup\u0103rile clien\u021bilor, mul\u021bi clien\u021bi l\u0103ud\u00e2nd eficien\u021ba \u0219i amabilitatea echipei de servicii pentru clien\u021bi.<\/p>\n\n\n\n<p>Wise are, de asemenea, o list\u0103 cuprinz\u0103toare <a href=\"https:\/\/wise.com\/help\/\" target=\"_blank\" rel=\"noreferrer noopener\">centru de asisten\u021b\u0103<\/a>, care include \u00eentreb\u0103ri frecvente detaliate \u0219i articole pe o serie de subiecte legate de utilizarea serviciului. \u00cen plus, compania se bucur\u0103 de numeroase forumuri comunitare pline de via\u021b\u0103, unde clien\u021bii pun \u00eentreb\u0103ri \u0219i primesc r\u0103spunsuri de la al\u021bi utilizatori, precum \u0219i de la membrii personalului Wise.<\/p>\n\n\n\n<p>Compania are o politic\u0103 strict\u0103 de a pune clien\u021bii pe primul loc, iar acest lucru se reflect\u0103 \u00een calitatea serviciilor sale pentru clien\u021bi. Indiferent dac\u0103 un client are nevoie de ajutor pentru un transfer de bani, are o \u00eentrebare despre contul s\u0103u sau se confrunt\u0103 cu o problem\u0103 tehnic\u0103, echipa de servicii pentru clien\u021bi de la Wise este acolo pentru a-i oferi asisten\u021b\u0103 \u0219i sprijin.<\/p>\n\n\n\n<p>Fiind o companie global\u0103, Wise este disponibil \u00een 15 limbi, inclusiv englez\u0103, francez\u0103, spaniol\u0103, portughez\u0103, italian\u0103, german\u0103, chinez\u0103, japonez\u0103, indonezian\u0103, maghiar\u0103, ucrainean\u0103, polonez\u0103, rom\u00e2n\u0103, turc\u0103 \u0219i rus\u0103.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Does_Wise_Compare_With_Its_Competitors\"><\/span>Cum se compar\u0103 Wise cu concuren\u021bii s\u0103i?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise nu este singurul juc\u0103tor \u00een domeniul transferurilor interna\u021bionale de bani \u0219i este important s\u0103 \u00eel compara\u021bi cu al\u021bi furnizori pentru a stabili care este cel mai potrivit pentru nevoile dumneavoastr\u0103. \u00cen aceast\u0103 sec\u021biune, vom compara Wise cu trei dintre concuren\u021bii s\u0103i: <a href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/xe-review\/\" data-internallinksmanager029f6b8e52c=\"238\" title=\"XE International Money Transfer Review 2026\">Xe<\/a>, <a href=\"https:\/\/www.torfx.com\/affiliate\/register?afflno=0302110000681579\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">TorFx<\/a>, \u0219i <a href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/instarem-review\/\" data-internallinksmanager029f6b8e52c=\"362\" title=\"Instarem International Money Transfer Review 2026\">Instarem<\/a>. Arunca\u021bi o privire pentru a afla dac\u0103 vreunul dintre ele este mai potrivit pentru cerin\u021bele dumneavoastr\u0103.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_vs_XE\"><\/span>\u00cen\u021belept vs. XE<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Caracteristic\u0103<\/th><th>\u00cen\u021belept<\/th><th>XE<\/th><\/tr><\/thead><tbody><tr><td>\u00cenfiin\u021bat\u0103 \u00een<\/td><td>2011<\/td><td>1993<\/td><\/tr><tr><td>Volumul de tranzac\u021bionare<\/td><td>76,4 miliarde de lire sterline \u00een 2022<\/td><td>$115 miliarde de euro \u00een 2018<\/td><\/tr><tr><td>Evaluarea Trustpilot<\/td><td>4.5 \/ 5<\/td><td>4.2 \/ 5<\/td><\/tr><tr><td>Potrivit pentru<\/td><td>Transferuri de bani mici<\/td><td>At\u00e2t transferuri de bani mici, c\u00e2t \u0219i mari<\/td><\/tr><tr><td>Taxa de transfer<\/td><td>Comision variabil - 0,4% - 0,6% din suma total\u0103 (\u00een medie);<br>Onorariu fix - 0,2 - 0,3 lire sterline \u00een medie<\/td><td>2,00 \u00a3 sub 250 de lire sterline (Marea Britanie);<br>2,00 EUR sub 250 EUR (UE);<br>F\u0103r\u0103 tax\u0103 pentru alte sume<\/td><\/tr><tr><td>Marj\u0103 medie de profit la cursul de schimb<\/td><td>F\u0103r\u0103 majorare a ratelor medii de pia\u021b\u0103<\/td><td>0,2% p\u00e2n\u0103 la 1,4% la ratele medii ale pie\u021bei<\/td><\/tr><tr><td>Suma minim\u0103 de transfer<\/td><td>\u00a31<\/td><td>\u00a31<\/td><\/tr><tr><td>Suma maxim\u0103 de transfer<\/td><td>$6,000,000 USD;<br>$1,8 milioane de dolari australieni;<br>$1,5 milioane CAD;<br>6.000.000 DE EURO;<br>5.000.000 DE LIRE STERLINE.<\/td><td>350.000 de lire sterline (Marea Britanie \u0219i UE);<br>$535,000 (US);<br>CAD $535,000 (Canada);<br>NZD $750,000 (<a href=\"https:\/\/moverdb.com\/ro\/moving-to-new-zealand\/\" data-internallinksmanager029f6b8e52c=\"324\" title=\"V\u0103 muta\u021bi \u00een Noua Zeeland\u0103? 2026 Costurile vie\u021bii \u0219i sfaturi de relocare\">Noua Zeeland\u0103<\/a>).<\/td><\/tr><tr><td>Viteza de transfer<\/td><td>0-2 zile (\u00een c\u00e2teva minute pentru peste 50% din transferuri)<\/td><td>1-4 zile lucr\u0103toare<\/td><\/tr><tr><td>Dealer dedicat<\/td><td>Nu<\/td><td>Numai pentru cei care transfer\u0103 peste $70.000 de euro<\/td><\/tr><tr><td>\u021a\u0103ri acoperite<\/td><td>Peste 170 de \u021b\u0103ri<\/td><td>Peste 130 de \u021b\u0103ri<\/td><\/tr><tr><td>Monedele acoperite<\/td><td>Peste 50 de monede<\/td><td>Aproape 100 de monede<\/td><\/tr><tr><td>Metode de plat\u0103<\/td><td>Cont bancar, card de credit\/debit, Apple\/Google Pay, PayPal<\/td><td>Cont bancar sau card de credit\/debit<\/td><\/tr><tr><td>Metode de recep\u021bie<\/td><td>Cont bancar sau ATM (prin intermediul contului online)<\/td><td>Cont bancar \u0219i numerar<\/td><\/tr><tr><td>Op\u021biunea de ridicare \u00een numerar<\/td><td>Nu<\/td><td>Da<\/td><\/tr><tr><td>Citat instantaneu personalizat<\/td><td>Da<\/td><td>Da<\/td><\/tr><tr><td>Caracteristici de afaceri<\/td><td>Pl\u0103\u021bi pe loturi, facturare, acces multiutilizator, transferuri recurente, portofel digital \u00een mai multe valute, alerte de rat\u0103 \u0219i integrare API<\/td><td>Contracte la vedere, contracte la termen, ordine de pia\u021b\u0103, portofel digital cu mai multe valute, alerte de curs \u0219i portal API<\/td><\/tr><tr><td>Card de debit emblematic<\/td><td>Da<\/td><td>Nu<\/td><\/tr><tr><td>Aplica\u021bie mobil\u0103<\/td><td>Da<\/td><td>Da<\/td><\/tr><tr><td>Politica de anulare<\/td><td>Utilizatorii pot anula un transfer at\u00e2ta timp c\u00e2t pot vedea op\u021biunea \"anuleaz\u0103 transferul\" pe transferul lor.<\/td><td>Numai pentru transferurile de ridicare de numerar atunci c\u00e2nd numerarul nu a fost ridicat de c\u0103tre destinatar.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Cite\u0219te-ne <a href=\"https:\/\/moverdb.com\/ro\/cele-mai-bune-servicii-de-transfer-international-de-bani\/xe-review\/\" target=\"_blank\" rel=\"noreferrer noopener\">Versiune complet\u0103 XE<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_vs_TorFX\"><\/span>Wise vs. TorFX<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Caracteristic\u0103<\/th><th>\u00cen\u021belept<\/th><th><a href=\"https:\/\/www.torfx.com\/affiliate\/register?afflno=0302110000681579\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">TorFX<\/a><\/th><\/tr><\/thead><tbody><tr><td>\u00cenfiin\u021bat\u0103 \u00een<\/td><td>2011<\/td><td>2004<\/td><\/tr><tr><td>Volumul de tranzac\u021bionare<\/td><td>76,4 miliarde de lire sterline \u00een 2022<\/td><td>7,5 miliarde de lire sterline anual<\/td><\/tr><tr><td>Evaluarea Trustpilot<\/td><td>4.5 \/ 5<\/td><td>4.9 \/ 5<\/td><\/tr><tr><td>Potrivit pentru<\/td><td>Transferuri de bani mici<\/td><td>At\u00e2t transferuri de bani mici, c\u00e2t \u0219i mari<\/td><\/tr><tr><td>Taxa de transfer<\/td><td>Comision variabil - 0,4% - 0,6% din suma total\u0103 (\u00een medie);<br>Onorariu fix - 0,2 - 0,3 lire sterline \u00een medie<\/td><td>F\u0103r\u0103 tax\u0103<\/td><\/tr><tr><td>Marj\u0103 medie de profit la cursul de schimb<\/td><td>F\u0103r\u0103 majorare a ratelor medii de pia\u021b\u0103<\/td><td>1% p\u00e2n\u0103 la 2% la ratele medii de pe pia\u021b\u0103<\/td><\/tr><tr><td>Suma minim\u0103 de transfer<\/td><td>\u00a31<\/td><td>100 de lire sterline (sau echivalentul \u00een valut\u0103)<\/td><\/tr><tr><td>Suma maxim\u0103 de transfer<\/td><td>$6,000,000 USD;<br>$1,8 milioane de dolari australieni;<br>$1,5 milioane CAD;<br>6.000.000 DE EURO;<br>5.000.000 DE LIRE STERLINE.<\/td><td>Nici unul<\/td><\/tr><tr><td>Viteza de transfer<\/td><td>0-2 zile (\u00een c\u00e2teva minute pentru peste 50% din transferuri)<\/td><td>0-2 ore pentru transferurile SEPA;<br>24-48 de ore pentru transferurile ACH<\/td><\/tr><tr><td>Dealer dedicat<\/td><td>Nu<\/td><td>Da<\/td><\/tr><tr><td>\u021a\u0103ri acoperite<\/td><td>Peste 170 de \u021b\u0103ri<\/td><td>Peste 100 de \u021b\u0103ri<\/td><\/tr><tr><td>Monedele acoperite<\/td><td>Peste 50 de monede<\/td><td>59 monede<\/td><\/tr><tr><td>Metode de plat\u0103<\/td><td>Cont bancar, card de credit\/debit, Apple\/Google Pay, PayPal<\/td><td>Cont bancar<\/td><\/tr><tr><td>Metode de recep\u021bie<\/td><td>Cont bancar sau ATM (prin intermediul contului online)<\/td><td>Cont bancar<\/td><\/tr><tr><td>Op\u021biunea de ridicare \u00een numerar<\/td><td>Nu<\/td><td>Nu<\/td><\/tr><tr><td>Citat instantaneu personalizat<\/td><td>Da<\/td><td>Nu<\/td><\/tr><tr><td>Caracteristici de afaceri<\/td><td>Pl\u0103\u021bi pe loturi, facturare, acces multiutilizator, transferuri recurente, portofel digital \u00een mai multe valute, alerte de rat\u0103 \u0219i integrare API<\/td><td>Contracte spot, contracte forward, ordine limit\u0103, ordine stop-loss, transferuri recurente, alerte de curs \u0219i portal API<\/td><\/tr><tr><td>Card de debit emblematic<\/td><td>Da<\/td><td>Nu<\/td><\/tr><tr><td>Aplica\u021bie mobil\u0103<\/td><td>Da<\/td><td>Da<\/td><\/tr><tr><td>Politica de anulare<\/td><td>Utilizatorii pot anula un transfer at\u00e2ta timp c\u00e2t pot vedea op\u021biunea \"anuleaz\u0103 transferul\" pe transferul lor.<\/td><td>Posibil la contact, cu excep\u021bia cazului \u00een care destinatarul a primit banii (se pot aplica taxe suplimentare)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Cite\u0219te-ne <a href=\"https:\/\/moverdb.com\/ro\/cele-mai-bune-servicii-de-transfer-international-de-bani\/torfx-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/torfx-review\/\" rel=\"noreferrer noopener\">recenzie complet\u0103 TorFX<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_vs_Instarem\"><\/span>Wise vs. Instarem<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Caracteristic\u0103<\/th><th>\u00cen\u021belept<\/th><th>Instarem<\/th><\/tr><\/thead><tbody><tr><td>\u00cenfiin\u021bat\u0103 \u00een<\/td><td>2011<\/td><td>2014<\/td><\/tr><tr><td>Volumul de tranzac\u021bionare<\/td><td>76,4 miliarde de lire sterline \u00een 2022<\/td><td>$4 miliarde anual&nbsp;<\/td><\/tr><tr><td>Evaluarea Trustpilot<\/td><td>4.5 \/ 5<\/td><td>4.4 \/ 5<\/td><\/tr><tr><td>Potrivit pentru<\/td><td>Transferuri de bani mici<\/td><td>At\u00e2t transferuri de bani mici, c\u00e2t \u0219i mari<\/td><\/tr><tr><td>Taxa de transfer<\/td><td>Comision variabil - 0,4% - 0,6% din suma total\u0103 (\u00een medie);<br>Onorariu fix - 0,2 - 0,3 lire sterline \u00een medie<\/td><td>Depinde de \u021b\u0103rile selectate, de suma de transfer \u0219i de metodele de plat\u0103.<\/td><\/tr><tr><td>Marj\u0103 medie de profit la cursul de schimb<\/td><td>F\u0103r\u0103 majorare a ratelor medii de pia\u021b\u0103<\/td><td><\/td><\/tr><tr><td>Suma minim\u0103 de transfer<\/td><td>\u00a31<\/td><td>$50 pentru IndiaNimic pentru restul<\/td><\/tr><tr><td>Suma maxim\u0103 de transfer<\/td><td>$6,000,000 USD;<br>$1,8 milioane de dolari australieni;<br>$1,5 milioane CAD;<br>6.000.000 DE EURO;<br>5.000.000 DE LIRE STERLINE.<\/td><td>Depinde de \u021bara de expediere \u0219i de metodele de plat\u0103 selectate<\/td><\/tr><tr><td>Viteza de transfer<\/td><td>0-2 zile (\u00een c\u00e2teva minute pentru peste 50% din transferuri)<\/td><td>\u00cen func\u021bie de timpul de procesare al b\u0103ncii<\/td><\/tr><tr><td>Dealer dedicat<\/td><td>Nu<\/td><td>Nu<\/td><\/tr><tr><td>\u021a\u0103ri acoperite<\/td><td>Peste 170 de \u021b\u0103ri<\/td><td>Peste 110 \u021b\u0103ri<\/td><\/tr><tr><td>Monedele acoperite<\/td><td>Peste 50 de monede<\/td><td>Aproximativ 30 de monede<\/td><\/tr><tr><td>Metode de plat\u0103<\/td><td>Cont bancar, card de credit\/debit, Apple\/Google Pay, PayPal<\/td><td>Cont bancar sau card de credit\/debit<\/td><\/tr><tr><td>Metode de recep\u021bie<\/td><td>Cont bancar sau ATM (prin intermediul contului online)<\/td><td>Cont bancar<\/td><\/tr><tr><td>Op\u021biunea de ridicare \u00een numerar<\/td><td>Nu<\/td><td>Doar pentru Filipine<\/td><\/tr><tr><td>Citat instantaneu personalizat<\/td><td>Da<\/td><td>Da<\/td><\/tr><tr><td>Caracteristici de afaceri<\/td><td>Pl\u0103\u021bi pe loturi, facturare, acces multiutilizator, transferuri recurente, portofel digital \u00een mai multe valute, alerte de rat\u0103 \u0219i integrare API<\/td><td>Pl\u0103\u021bi pe loturi, portofel digital \u00een mai multe valute, alerte de rat\u0103<\/td><\/tr><tr><td>Card de debit emblematic<\/td><td>Da<\/td><td>Nu<\/td><\/tr><tr><td>Aplica\u021bie mobil\u0103<\/td><td>Da<\/td><td>Da<\/td><\/tr><tr><td>Politica de anulare<\/td><td>Utilizatorii pot anula un transfer at\u00e2ta timp c\u00e2t pot vedea op\u021biunea \"anuleaz\u0103 transferul\" pe transferul lor.<\/td><td>Posibil la contact, cu excep\u021bia cazului \u00een care destinatarul a primit banii (se pot aplica taxe suplimentare)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Cite\u0219te-ne <a href=\"https:\/\/moverdb.com\/ro\/cele-mai-bune-servicii-de-transfer-international-de-bani\/instarem-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/instarem-review\/\" rel=\"noreferrer noopener\">recenzie complet\u0103 Instarem<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Customer_Reviews\"><\/span>Recenzii ale clien\u021bilor \u00een\u021belep\u021bi<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise a primit sute de mii de recenzii pe Trustpilot, ceea ce o face s\u0103 fie cea mai recenzat\u0103 companie din industria pl\u0103\u021bilor \u00een valut\u0103, cu un rating de 4,5\/5 \u00een ianuarie 2023, \u00een sc\u0103dere de la 4,7\/5 la sf\u00e2r\u0219itul anului 2020. \u00cen timpul cercet\u0103rii, am observat c\u0103 91% din toate recenziile sunt pozitive, 7% sunt pl\u00e2ngeri negative, iar 2% sunt pe partea neutr\u0103.<\/p>\n\n\n\n<p>Majoritatea recenziilor pozitive afirm\u0103 c\u0103 principalul avantaj al Wise este fluiditatea \u00eentregii experien\u021be de transfer de bani, dar exist\u0103 \u00eengrijor\u0103ri legate de cerin\u021bele excesive de documente, transferurile \u00eent\u00e2rziate \u0219i serviciul clien\u021bi inoportun.<\/p>\n\n\n\n<p>Num\u0103rul recenziilor negative este \u00een cre\u0219tere, \u00een principal din cauza conturilor dezactivate. Firma se confrunt\u0103 cu probleme din cauza de\u021bin\u0103torilor de conturi care nu \u00ee\u0219i pot accesa banii \u00een ciuda faptului c\u0103 au furnizat toate informa\u021biile solicitate. \u00cen timp ce unele pl\u00e2ngeri se refer\u0103 la lipsa unui serviciu clien\u021bi superb, unele recenzii par a fi plasate de comercian\u021bi cu scopul de a pune o pat\u0103 pe serviciu, dar num\u0103rul lor este destul de mic.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Positive_Wise_Customer_Reviews\"><\/span>Recenzii pozitive ale clien\u021bilor Wise<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>A\u0219 recomanda cu c\u0103ldur\u0103 Wise at\u00e2t pentru uz personal, c\u00e2t \u0219i pentru afaceri. Serviciul este u\u0219or de utilizat, ofer\u0103 rate de schimb \u0219i comisioane competitive \u00een compara\u021bie cu b\u0103ncile tradi\u021bionale \u0219i permite efectuarea rapid\u0103 \u0219i sigur\u0103 a transferurilor interna\u021bionale de bani. Transparen\u021ba \u0219i defalcarea clar\u0103 a costurilor sunt, de asemenea, foarte utile. \u00cen general, am avut o experien\u021b\u0103 pozitiv\u0103 cu Wise \u0219i l-a\u0219 recomanda cu \u00eencredere oricui caut\u0103 o modalitate rentabil\u0103 de a transfera bani la nivel interna\u021bional.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63d01dcd9b64b1bdaf41cc78\" target=\"_blank\" rel=\"noreferrer noopener\">Arulkumar Msc<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Ani de mare experien\u021b\u0103! Folosesc Wise de ani de zile, c\u00e2nd se numea TransferWise. \u00cen tot acest timp totul a func\u021bionat f\u0103r\u0103 complica\u021bii. Interfa\u021ba cu utilizatorul este o pl\u0103cere de utilizat - viteza de tranzac\u021bionare este foarte rapid\u0103. A fost o mare pl\u0103cere s\u0103 \u00eel folosesc. Singurul dezavantaj este c\u0103 nu se pot face tranzac\u021bii c\u0103tre burse criptografice precum Kraken. (Poate c\u0103 politica se schimb\u0103 \u00een viitorul apropiat). Dac\u0103 nu ave\u021bi aceast\u0103 nevoie special\u0103, atunci este foarte recomandat.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c6b0ee2338b6d417bcae62\" target=\"_blank\" rel=\"noopener\">Lenard Frommelt<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Am fost at\u00e2t de mul\u021bumit\u0103 de c\u00e2t de u\u0219or \u00eemi permite Wise s\u0103 transfer \u0219i s\u0103 \u00eemi convertesc banii \u00een mai multe valute diferite! Acesta este primul meu cont \u00een mai multe valute \u0219i sunt uimit c\u00e2nd folosesc cardul (Apple Pay sau cardul fizic) de modul \u00een care acesta alege automat moneda local\u0103 pentru a cheltui. Abia dac\u0103 trebuie s\u0103 mi\u0219c un deget - pur \u0219i simplu m\u0103 asigur c\u0103 exist\u0103 suficiente fonduri, ating cardul, iar Wise se ocup\u0103 de tot restul! A\u0219 recomanda cu siguran\u021b\u0103 aceast\u0103 companie, mai ales pentru c\u0103l\u0103torii!<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c3d8de2338b6d417ba8069\" target=\"_blank\" rel=\"noreferrer noopener\">Jasmine<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>A vrut s\u0103 treac\u0103 de la Payoneer, deoarece sistemul lor de cont are probleme masive \u0219i a durat luni de zile pentru suport pentru a rezolva pentru mine, doar pentru a provoca noi probleme. Am fost verificat pe Wise rapid, am configurat retragerea de la PayPal la Wise \u00eentr-o zi (exact ceea ce \u00eencercam s\u0103 realizez pe Payoneer \u0219i nu puteam) \u0219i am reu\u0219it s\u0103 trimit bani unui prieten f\u0103r\u0103 probleme. Faptul c\u0103 ratele de conversie \u0219i comisioanele sunt bune este \u0219i un bonus pl\u0103cut. De asemenea, prietenul meu avea un cod de recomandare pe care am uitat s\u0103-l introduc la crearea contului, dar exist\u0103 o fereastr\u0103 pentru a-l introduce la scurt timp dup\u0103. Foarte bun.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c2f2ec2338b6d417ba195b\" target=\"_blank\" rel=\"noreferrer noopener\">Androoideka<\/a><\/cite><\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Negative_Wise_Customer_Reviews\"><\/span>Recenzii negative ale clien\u021bilor Wise<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Calitatea serviciilor oferite de Wise scade pe zi ce trece. Transferul dureaz\u0103 prea mult timp, c\u00e2nd \u00eentreb suportul wise de ce dureaz\u0103 prea mult transferul? Suportul Wise are un r\u0103spuns simplu; b\u0103ncile au nevoie de timp pentru a procesa plata. dar c\u00e2nd trimit banii \u00een aceea\u0219i banc\u0103 cu ACE money transfer, banii ajung \u00een 30 de minute! Astfel, wise support spune minciuni \u0219i presupune c\u0103 eu cred \u00een minciuna lor! M\u0103 g\u00e2ndesc s\u0103-mi \u00eenchid contul Wise din cauza calit\u0103\u021bii \u0219i a serviciului clien\u021bi slab!<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c7c0f12338b6d417bd7ac5\" target=\"_blank\" rel=\"noreferrer noopener\">Muhammad Luqman<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Sper c\u0103 nu ave\u021bi nevoie de asisten\u021b\u0103 pentru clien\u021bi. Mi-au blocat contul de aproximativ o lun\u0103. Pierd bani \u0219i ratez pl\u0103\u021bi din cauza serviciului lor lent \u0219i neatent. Am fost un client \u00eenc\u0103 din primul lor an \u0219i lucrurile se \u00eenr\u0103ut\u0103\u021besc. Ratele de schimb sunt bune, dar nu sunt cele mai bune \u0219i, din fericire, pot g\u0103si cu u\u0219urin\u021b\u0103 un serviciu similar \u0219i\/sau mai bun. V\u0103 mul\u021bumim c\u0103 a\u021bi \u00eendep\u0103rtat \u00eenc\u0103 un client. Reevalua\u021bi-v\u0103 \u0219colarizarea afacerii<\/em>.<\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63bcf5654d0773066a331048\" target=\"_blank\" rel=\"noreferrer noopener\">Aaron<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Wise a blocat TOATE tranzac\u021biile noastre din cauza \"revizuirii\" unei anumite tranzac\u021bii?! De ce? \u00centreaga afacere s-a oprit pur \u0219i simplu din cauza bloc\u0103rii tuturor tranzac\u021biilor. Serviciul de asisten\u021b\u0103 nu a oferit niciun detaliu, doar \"a\u0219tepta\u021bi, v\u0103 revizuim tranzac\u021bia\", f\u0103r\u0103 niciun fel de termen limit\u0103 etc. Cel mai prost suport pe care l-am avut vreodat\u0103.<\/em><\/p>\n\n\n\n<p><em>PS. Ad\u0103ugarea unor clarific\u0103ri pentru persoana care r\u0103spunde aici dup\u0103 ce a primit r\u0103spunsul: Am contactat suportul de mai multe ori \u0219i nimeni nu a fost \u00een m\u0103sur\u0103 s\u0103 ofere m\u0103car o estimare aproximativ\u0103\/un termen limit\u0103 pentru revizuire. Exist\u0103 informa\u021bii \u00een cadrul site-ului Wise c\u0103 revizuirea ar putea dura \u00eentre 2-10 zile, iar \u00een e-mailul ini\u021bial despre procesul de revizuire am primit un termen de 5-10 zile, \u00eens\u0103 au trecut aproape 3 s\u0103pt\u0103m\u00e2ni f\u0103r\u0103 niciun r\u0103spuns. Nimeni nu a cerut detalii suplimentare, nimeni nu ne-a actualizat cu statusul etc.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63bd2fbe2338b6d417b51fc7\" target=\"_blank\" rel=\"noreferrer noopener\">Andrii Kornytskyi<\/a><\/cite><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Alternatives\"><\/span>Alternative \u00een\u021belepte<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise nu este singura op\u021biune pentru persoanele fizice \u0219i juridice care doresc s\u0103 efectueze transferuri interna\u021bionale de bani. Exist\u0103 mai multe alternative la Wise, fiecare cu propriile caracteristici \u0219i beneficii unice. Aici, vom discuta trei dintre cele mai populare alternative: <a href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/ofx-review\/\" data-internallinksmanager029f6b8e52c=\"364\" title=\"OFX International Money Transfer Review 2026\">OFX<\/a>, <a href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/moneygram-review\/\" data-internallinksmanager029f6b8e52c=\"368\" title=\"MoneyGram International Money Transfer Review 2026\">MoneyGram<\/a>, \u0219i <a href=\"https:\/\/moverdb.com\/ro\/international-money-transfer-services\/revolut-review\/\" data-internallinksmanager029f6b8e52c=\"369\" title=\"Revizuirea transferului interna\u021bional de bani Revolut 2023\">Revolut<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"OFX\"><\/span><a href=\"https:\/\/moverdb.com\/ro\/cele-mai-bune-servicii-de-transfer-international-de-bani\/ofx-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/ofx-review\" rel=\"noreferrer noopener\">OFX<\/a>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>OFX (fost\u0103 OzForex) este o companie de transfer de bani bine stabilit\u0103, care func\u021bioneaz\u0103 de peste 20 de ani. Compania ofer\u0103 o gam\u0103 de servicii, inclusiv transferuri interna\u021bionale de bani, schimb valutar \u0219i conturi \u00een valut\u0103. Pentru clien\u021bii de afaceri, ace\u0219tia ofer\u0103, de asemenea, contracte spot, contracte la termen \u0219i ordine de pia\u021b\u0103.&nbsp;<\/p>\n\n\n\n<p>OFX este o op\u021biune solid\u0103 pentru persoanele fizice \u0219i juridice care caut\u0103 o abordare mai tradi\u021bional\u0103 a transferurilor interna\u021bionale de bani, cu servicii similare celor oferite de b\u0103ncile tradi\u021bionale. Cu toate acestea, este posibil ca ratele de schimb \u0219i comisioanele OFX s\u0103 nu fie la fel de competitive ca cele oferite de al\u021bi furnizori, inclusiv Wise.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"MoneyGram\"><\/span><a href=\"https:\/\/moverdb.com\/ro\/cele-mai-bune-servicii-de-transfer-international-de-bani\/moneygram-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/moneygram-review\" rel=\"noreferrer noopener\">MoneyGram<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>MoneyGram este o companie lider \u00een domeniul transferurilor de bani, care opereaz\u0103 cu peste 350.000 de sucursale \u00een peste 200 de \u021b\u0103ri \u0219i teritorii din \u00eentreaga lume. Compania ofer\u0103 o gam\u0103 de servicii, inclusiv transferuri interna\u021bionale de bani, pl\u0103\u021bi de facturi, mandate po\u0219tale \u0219i op\u021biuni de ridicare de numerar.<\/p>\n\n\n\n<p>MoneyGram este o op\u021biune bun\u0103 pentru to\u021bi cei care caut\u0103 o solu\u021bie convenabil\u0103 \u0219i accesibil\u0103 pentru a trimite bani prietenilor \u0219i familiei din alte \u021b\u0103ri. Cu toate acestea, ratele de schimb \u0219i comisioanele MoneyGram sunt, \u00een general, mai mari dec\u00e2t cele oferite de Wise \u0219i de al\u021bi furnizori.<\/p>\n\n\n\n<p>Unul dintre cele mai bune atuuri ale acestora este serviciul de plat\u0103 expres, care este excelent pentru plata facturilor \u00een str\u0103in\u0103tate la o vitez\u0103 fulminant\u0103.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut\"><\/span><a href=\"https:\/\/moverdb.com\/ro\/cele-mai-bune-servicii-de-transfer-international-de-bani\/revolut-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/revolut-review\" rel=\"noreferrer noopener\">Revolut<\/a>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Revolut este o platform\u0103 bancar\u0103 digital\u0103 care ofer\u0103 o multitudine de servicii financiare. Pe l\u00e2ng\u0103 transferurile interna\u021bionale de bani, ofer\u0103 instrumente de schimb valutar \u0219i carduri de debit super-convenabile.<\/p>\n\n\n\n<p>Revolut este uimitor ca o solu\u021bie mai cuprinz\u0103toare pentru gestionarea banilor clien\u021bilor \u00een mai multe valute. Platforma lor online \u0219i aplica\u021bia mobil\u0103 sunt ultramoderne \u0219i simple, iar cardurile lor de debit prepl\u0103tite sunt o alegere popular\u0103 pentru mul\u021bi dintre cei care doresc s\u0103 fac\u0103 tranzac\u021bii rapide \u0219i sigure \u00een magazine sau online.<\/p>\n\n\n\n<p>Acestea fiind spuse, ratele de schimb \u0219i comisioanele Revolut nu sunt la fel de transparente ca mul\u021bi dintre concuren\u021bii lor, iar compania nu este disponibil\u0103 \u00een toate \u021b\u0103rile.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Concluzie<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>De-a lungul acestei analize, am aflat c\u0103 Wise este un juc\u0103tor important pe pia\u021ba transferurilor interna\u021bionale de bani. Cu un nivel ridicat de transparen\u021b\u0103 \u0219i un sistem puternic de tranzac\u021bionare online \u0219i o aplica\u021bie mobil\u0103, Wise a atras mul\u021bi clien\u021bi la nivel global.&nbsp;<\/p>\n\n\n\n<p>Wise ofer\u0103 un cont online care le permite utilizatorilor s\u0103 efectueze pl\u0103\u021bi interna\u021bionale la pre\u021buri accesibile \u0219i s\u0103 primeasc\u0103 pl\u0103\u021bi \u00een valut\u0103 \u00een contul lor Wise. Experien\u021ba utilizatorului este considerat\u0103 una dintre cele mai bune din domeniul transferurilor de bani, iar cardul de debit pe care Wise \u00eel ofer\u0103 tuturor utilizatorilor de afaceri este un atu de \u00eenalt\u0103 calitate pentru cheltuieli \u00een str\u0103in\u0103tate.<\/p>\n\n\n\n<p>Cu toate acestea, unii clien\u021bi consider\u0103 c\u0103 abordarea \"DIY\" pentru transferul de bani \u00een str\u0103in\u0103tate nu este potrivit\u0103 pentru sume mari \u0219i prefer\u0103 s\u0103 beneficieze de sprijinul unui manager de cont desemnat, cu experien\u021b\u0103 \u00een domeniul schimburilor valutare. \u00cen plus, Wise se confrunt\u0103 cu unele provoc\u0103ri \u00een calitate de companie public\u0103, cum ar fi comisioane mai mari pentru unii utilizatori, pl\u0103\u021bi mai lente \u0219i dezactivarea conturilor din cauza solicit\u0103rilor de documente ample.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQ\"><\/span>F.A.Q.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list\">\n<div id=\"faq-question-1689848029575\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Who_is_Wise_most_suitable_for\"><\/span>Pentru cine este Wise cel mai potrivit?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Wise este o solu\u021bie potrivit\u0103 pentru o serie de persoane fizice \u0219i juridice care trebuie s\u0103 trimit\u0103 sau s\u0103 primeasc\u0103 bani la nivel interna\u021bional. <\/p>\n<p>Printre acestea se num\u0103r\u0103 persoanele fizice pentru transferuri de bani de dimensiuni mici \u0219i medii, \u00eentreprinderile mici pentru pl\u0103\u021bi interna\u021bionale, liber-profesioni\u0219tii \u0219i persoanele care desf\u0103\u0219oar\u0103 activit\u0103\u021bi independente pentru a primi pl\u0103\u021bi din str\u0103in\u0103tate, precum \u0219i expatria\u021bii \u0219i c\u0103l\u0103torii pentru gestionarea finan\u021belor \u00een str\u0103in\u0103tate.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848045550\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"What_information_do_I_need_to_provide_to_make_a_money_transfer_using_Wise\"><\/span>Ce informa\u021bii trebuie s\u0103 furnizez pentru a efectua un transfer de bani folosind Wise?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Pentru a efectua un transfer cu ajutorul Wise, trebuie s\u0103 solicita\u021bi destinatarului urm\u0103toarele informa\u021bii:<\/p>\n<p>- Numele dvs. legal complet;<br \/>- Num\u0103rul de cont bancar;<br \/>- Num\u0103rul de rutare al contului dvs. bancar;<br \/>- Codul BIC\/SWIFT al b\u0103ncii dvs. (\u00een func\u021bie de locul unde se efectueaz\u0103 transferul).<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848123837\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Are_Wise_users_able_to_make_money_transfers_in_another_name\"><\/span>Pot utilizatorii Wise s\u0103 fac\u0103 transferuri de bani pe alt nume?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Nu, Wise cere ca numele destinatarului s\u0103 corespund\u0103 cu numele din contul bancar destinatar. Aceasta este o m\u0103sur\u0103 de securitate pentru a preveni frauda \u0219i a proteja fondurile clien\u021bilor.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848168748\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Can_I_transfer_money_to_a_mobile_wallet_with_Wise\"><\/span>Pot s\u0103 transfer bani c\u0103tre un portofel mobil cu Wise?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Nu, Wise nu accept\u0103 transferuri c\u0103tre portofele mobile \u00een acest moment. \u00cen prezent, compania accept\u0103 doar transferurile c\u0103tre conturi bancare.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848195268\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Can_I_get_a_free_money_transfer_quote_from_Wise\"><\/span>Pot ob\u021bine o ofert\u0103 gratuit\u0103 de transfer de bani de la Wise?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Da, Wise ofer\u0103 cota\u021bii gratuite pentru transferuri de bani. Clien\u021bii pot folosi calculatorul online al companiei pentru a estima costul unui transfer, inclusiv ratele de schimb \u0219i comisioanele. <\/p>\n<p>Cota\u021bia este furnizat\u0103 \u00een timp real \u0219i se bazeaz\u0103 pe cele mai recente cursuri de schimb \u0219i comisioane pentru transferul respectiv. <\/p>\n<p>De asemenea, clien\u021bii pot utiliza oferta pentru a compara costul unui transfer cu cel al altor furnizori \u0219i pentru a lua o decizie \u00een cuno\u0219tin\u021b\u0103 de cauz\u0103 cu privire la cea mai bun\u0103 op\u021biune pentru nevoile lor.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848228031\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Is_TransferWise_better_than_Wise\"><\/span>Este TransferWise mai bun dec\u00e2t Wise?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\"Wise\" \u0219i \"TransferWise\" sunt aceea\u0219i companie. TransferWise a fost redenumit Wise \u00een septembrie 2021. <\/p>\n<p>A\u0219adar, nu exist\u0103 nicio diferen\u021b\u0103 \u00eentre cele dou\u0103. TransferWise a oferit, de asemenea, servicii de transfer interna\u021bional de bani, pun\u00e2nd accentul pe oferirea de transferuri transparente \u0219i cu costuri reduse. <\/p>\n<p>TransferWise a fost recunoscut pe scar\u0103 larg\u0103 ca fiind unul dintre cei mai importan\u021bi furnizori de transferuri interna\u021bionale de bani \u0219i a fost, de asemenea, utilizat de milioane de persoane fizice \u0219i juridice la nivel mondial.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848257380\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Does_Wise_offer_discounts_and_coupons\"><\/span>Ofer\u0103 Wise reduceri \u0219i cupoane?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Da, Wise ofer\u0103 ocazional reduceri \u0219i cupoane pentru clien\u021bii s\u0103i. Aceste promo\u021bii pot include reduceri la comisioanele de transfer, rate de schimb speciale sau bonusuri \u00een numerar pentru efectuarea unui transfer. <\/p>\n<p>Compania are, de asemenea, un program de recomandare, \u00een cadrul c\u0103ruia clien\u021bii pot c\u00e2\u0219tiga recompense \u00een bani pentru c\u0103 \u00ee\u0219i recomand\u0103 prietenii \u0219i familia pe platform\u0103. <\/p>\n<p>Wise poate oferi, de asemenea, promo\u021bii \u0219i reduceri sezoniere, a\u0219a c\u0103 este recomandabil s\u0103 verifica\u021bi \u00een mod regulat site-ul web al companiei pentru cele mai recente oferte.<\/p>\n<p><strong>Oferte curente:<\/strong><\/p>\n<p><a href=\"https:\/\/wise.com\/invite\/dic\/ianw199\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Ofert\u0103 special\u0103 Face\u021bi clic aici transfera\u021bi p\u00e2n\u0103 la 500 GBP f\u0103r\u0103 comisioane<\/strong><\/a> (numai pentru clien\u021bii noi)<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p>A se vedea \u0219i: <\/p>\n\n\n<br \/>\n<a href=\"https:\/\/moverdb.com\/ro\/cele-mai-bune-servicii-de-transfer-international-de-bani\/wise-vs-revolut\/\">Wise vs Revolut<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/ro\/cele-mai-bune-servicii-de-transfer-international-de-bani\/wise-vs-moneygram\/\">Wise vs MoneyGram<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/ro\/cele-mai-bune-servicii-de-transfer-international-de-bani\/wise-vs-remitly\/\">Wise vs Remitly<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/ro\/cele-mai-bune-servicii-de-transfer-international-de-bani\/wise-vs-ofx\/\">Wise vs OFX<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/ro\/cele-mai-bune-servicii-de-transfer-international-de-bani\/wise-vs-currencies-direct\/\">Wise vs Currencies Direct<\/a>","protected":false},"excerpt":{"rendered":"<p>International money transfers have become an increasingly important aspect of our globalized world. With the rise of remote work and cross-border commerce, the possibility to easily and securely send and receive money across borders has become a crucial need for individuals and businesses alike. In this context, Wise (formerly TransferWise) has emerged as one of [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":7541,"parent":7319,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"class_list":{"0":"post-7601","1":"page","2":"type-page","3":"status-publish","4":"has-post-thumbnail","6":"entry"},"_links":{"self":[{"href":"https:\/\/moverdb.com\/ro\/wp-json\/wp\/v2\/pages\/7601","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moverdb.com\/ro\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/moverdb.com\/ro\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/moverdb.com\/ro\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/moverdb.com\/ro\/wp-json\/wp\/v2\/comments?post=7601"}],"version-history":[{"count":8,"href":"https:\/\/moverdb.com\/ro\/wp-json\/wp\/v2\/pages\/7601\/revisions"}],"predecessor-version":[{"id":11851,"href":"https:\/\/moverdb.com\/ro\/wp-json\/wp\/v2\/pages\/7601\/revisions\/11851"}],"up":[{"embeddable":true,"href":"https:\/\/moverdb.com\/ro\/wp-json\/wp\/v2\/pages\/7319"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moverdb.com\/ro\/wp-json\/wp\/v2\/media\/7541"}],"wp:attachment":[{"href":"https:\/\/moverdb.com\/ro\/wp-json\/wp\/v2\/media?parent=7601"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}