{"id":7601,"date":"2023-02-09T01:17:59","date_gmt":"2023-02-09T01:17:59","guid":{"rendered":"https:\/\/moverdb.com\/?page_id=7601"},"modified":"2026-05-15T14:55:15","modified_gmt":"2026-05-15T14:55:15","slug":"gudrs-parskats","status":"publish","type":"page","link":"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/","title":{"rendered":"Gudrs starptautisko naudas p\u0101rvedumu p\u0101rskats 2023"},"content":{"rendered":"<figure class=\"wp-block-embed aligncenter is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"K\u0101 lietot Wise: Naudas p\u0101rvedumi - soli pa solim (2024)\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/oVG-p27bHkE?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>Starptautiskie naudas p\u0101rvedumi k\u013c\u016bst par arvien svar\u012bg\u0101ku m\u016bsu globaliz\u0113t\u0101s pasaules aspektu. Palielinoties att\u0101lin\u0101tajam darbam un p\u0101rrobe\u017eu tirdzniec\u012bbai, iesp\u0113ja viegli un dro\u0161i s\u016bt\u012bt un sa\u0146emt naudu p\u0101ri robe\u017e\u0101m ir k\u013cuvusi par b\u016btisku nepiecie\u0161am\u012bbu gan priv\u0101tperson\u0101m, gan uz\u0146\u0113mumiem.<\/p>\n\n\n\n<p>\u0160aj\u0101 kontekst\u0101, <a href=\"https:\/\/wise.com\/invite\/dic\/ianw199\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Gudrs<\/strong><\/a> (agr\u0101k TransferWise) ir k\u013cuvusi par vienu no vado\u0161ajiem tirgus dal\u012bbniekiem, kas pied\u0101v\u0101 \u0101tru, l\u0113tu un p\u0101rredzamu risin\u0101jumu starptautiskiem naudas p\u0101rvedumiem.<\/p>\n\n\n\n<p>Turpm\u0101kaj\u0101s rindi\u0146\u0101s apskat\u012bsim, ko Wise pied\u0101v\u0101 starptautiskajiem naudas p\u0101rskait\u012bjumiem, un nov\u0113rt\u0113sim, cik labi tas sp\u0113j konkur\u0113t ar citiem. M\u0113s apl\u016bkosim pakalpojuma galven\u0101s iez\u012bmes, tostarp val\u016btas mai\u0146as kursus, komisijas maksas, dro\u0161\u012bbas pas\u0101kumus un lieto\u0161anas \u0113rtumu.<\/p>\n\n\n\n<p>Turkl\u0101t m\u0113s izp\u0113t\u012bsim klientu atsauksmes un atsauksmes, lai sniegtu visaptvero\u0161u p\u0101rskatu par lietot\u0101ju pieredzi. M\u016bsu m\u0113r\u0137is ir pal\u012bdz\u0113t jums noteikt, vai Wise ir pareiz\u0101 izv\u0113le j\u016bsu uz\u0146\u0113mumam. <a href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/\" data-internallinksmanager029f6b8e52c=\"239\" title=\"11 Lab\u0101kie starptautiskie naudas p\u0101rvedumu pakalpojumi 2026. gad\u0101\">starptautiskais naudas p\u0101rvedums<\/a> vajadz\u012bb\u0101m un saprast, cik liel\u0101 m\u0113r\u0101 tas veicina pla\u0161\u0101ku starptautisko naudas p\u0101rvedumu tirgu.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sada\u013cas<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"P\u0101rsl\u0113gt satura tabulu\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">P\u0101rsl\u0113gt<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Who_are_Wise\" >Kas ir Gudrie?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Wise_Pros_Cons\" >Gudri plusi un m\u012bnusi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Wise_Key_Attributes\" >Gudri galvenie atrib\u016bti<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Wise_Features\" >Gudras funkcijas<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Types_of_Accounts\" >Kontu veidi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Money_Transfers\" >Naudas p\u0101rvedumi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Borderless_Account\" >Konts bez robe\u017e\u0101m<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Wise_Debit_Card\" >Gudra debetkarte<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Wise_for_Teams\" >Gudrs komand\u0101m<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Wise_API\" >Wise API<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Wise_International_Money_Transfer_Costs\" >Gudras starptautisk\u0101 naudas p\u0101rveduma izmaksas<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Exchange_Rates\" >Val\u016btas mai\u0146as kursi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Transfer_Fees\" >P\u0101rs\u016bt\u012b\u0161anas maksa<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Additional_Fees_on_International_Money_Transfers\" >Papildu maksa par starptautiskajiem naudas p\u0101rvedumiem<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Other_Fees\" >Citas maksas<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#How_Safe_is_Wise\" >Cik dro\u0161s ir Wise?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#How_Fast_is_Wise\" >Cik \u0101trs ir gudrs?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#How_to_Use_Wise\" >K\u0101 lietot Wise<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#When_to_Use_Wise\" >Kad lietot Wise<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Private_clients\" >Priv\u0101tklienti<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Business_clients\" >Biznesa klienti<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Wise_Money_Transfer_Cancellation_Policy\" >Wise Money Transfer atcel\u0161anas politika<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Wise_Customer_Service\" >Gudrs klientu apkalpo\u0161anas dienests<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#How_Does_Wise_Compare_With_Its_Competitors\" >K\u0101 Wise ir sal\u012bdzin\u0101ms ar konkurentiem?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Wise_vs_XE\" >Wise vs. XE<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Wise_vs_TorFX\" >Wise vs. TorFX<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Wise_vs_Instarem\" >Wise vs. Instarem<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Wise_Customer_Reviews\" >Gudri klientu atsauksmes<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Positive_Wise_Customer_Reviews\" >Pozit\u012bvas gudru klientu atsauksmes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Negative_Wise_Customer_Reviews\" >Negat\u012bvi gudri klientu apskati<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Wise_Alternatives\" >Gudras alternat\u012bvas<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#OFX\" >OFX&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#MoneyGram\" >MoneyGram<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Revolut\" >Revolut&nbsp;<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Conclusion\" >Secin\u0101jums<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#FAQ\" >F.A.Q.<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-37\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Who_is_Wise_most_suitable_for\" >Kam Wise ir vispiem\u0113rot\u0101kais?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-38\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#What_information_do_I_need_to_provide_to_make_a_money_transfer_using_Wise\" >K\u0101da inform\u0101cija man ir j\u0101sniedz, lai veiktu naudas p\u0101rskait\u012bjumu, izmantojot Wise?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-39\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Are_Wise_users_able_to_make_money_transfers_in_another_name\" >Vai Wise lietot\u0101ji var veikt naudas p\u0101rskait\u012bjumus cit\u0101 v\u0101rd\u0101?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-40\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Can_I_transfer_money_to_a_mobile_wallet_with_Wise\" >Vai ar Wise varu p\u0101rskait\u012bt naudu uz mobilo maku?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-41\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Can_I_get_a_free_money_transfer_quote_from_Wise\" >Vai es varu sa\u0146emt bezmaksas naudas p\u0101rveduma pied\u0101v\u0101jumu no Wise?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-42\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Is_TransferWise_better_than_Wise\" >Vai TransferWise ir lab\u0101ks par Wise?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-43\" href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/wise-review\/#Does_Wise_offer_discounts_and_coupons\" >Vai Wise pied\u0101v\u0101 atlaides un kuponus?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_are_Wise\"><\/span>Kas ir Gudrie?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise ir 2011. gad\u0101 dibin\u0101ts FinTech uz\u0146\u0113mums, kura m\u0113r\u0137is ir padar\u012bt starptautiskos naudas p\u0101rskait\u012bjumus \u0101tr\u0101kus, l\u0113t\u0101kus un p\u0101rredzam\u0101kus. Gadu gait\u0101 uz\u0146\u0113mums ir strauji att\u012bst\u012bjies un \u0161obr\u012bd apkalpo vair\u0101k nek\u0101 16 miljonus klientu vair\u0101k nek\u0101 70 valst\u012bs. Wise pied\u0101v\u0101 pla\u0161u pakalpojumu kl\u0101stu, tostarp starptautiskus naudas p\u0101rskait\u012bjumus, bezrobe\u017eu kontus un debetkartes, kuru m\u0113r\u0137is ir atvieglot un padar\u012bt pieejam\u0101kus p\u0101rrobe\u017eu dar\u012bjumus.<\/p>\n\n\n\n<p>Wise unik\u0101lais savstarp\u0113jo p\u0101rskait\u012bjumu modelis \u013cauj apiet tradicion\u0101lo banku sist\u0113mu un pied\u0101v\u0101t l\u012bdz pat asto\u0146as reizes l\u0113t\u0101kus val\u016btas mai\u0146as kursus nek\u0101 bankas, padarot to par pievilc\u012bgu risin\u0101jumu priv\u0101tperson\u0101m un mazajiem uz\u0146\u0113mumiem, kas v\u0113las veikt starptautiskus naudas p\u0101rskait\u012bjumus. Turkl\u0101t uz\u0146\u0113muma viegli lietojam\u0101 tie\u0161saistes platforma un p\u0101rredzam\u0101 maksu strukt\u016bra ir nodro\u0161in\u0101jusi tam reput\u0101ciju k\u0101 vienam no vado\u0161ajiem starptautisko naudas p\u0101rvedumu nozares dal\u012bbniekiem.<\/p>\n\n\n\n<p>Wise ir piem\u0113rots pla\u0161am lietot\u0101ju lokam, tostarp \u0101rzem\u0113s ce\u013cojo\u0161iem priv\u0101tperson\u0101m, maziem uz\u0146\u0113mumiem, kuriem ir starptautiski klienti vai pieg\u0101d\u0101t\u0101ji, k\u0101 ar\u012b \u0101r\u0161tata darbiniekiem un att\u0101lin\u0101ti str\u0101d\u0101jo\u0161iem, kuriem nepiecie\u0161ams nos\u016bt\u012bt vai sa\u0146emt maks\u0101jumus no vair\u0101k\u0101m valst\u012bm.<\/p>\n\n\n\n<p>Uz\u0146\u0113muma zem\u0101s komisijas maksas un konkur\u0113tsp\u0113j\u012bgie val\u016btas mai\u0146as kursi padara to par pieejamu risin\u0101jumu regul\u0101riem naudas p\u0101rskait\u012bjumiem, savuk\u0101rt bezrobe\u017eu konts un debetkarte \u013cauj lietot\u0101jiem \u0113rti p\u0101rvald\u012bt naudu vair\u0101k\u0101s val\u016bt\u0101s.<\/p>\n\n\n\n<p>Kopum\u0101 Wise ir \u013coti ietekm\u012bgs starptautisko naudas p\u0101rvedumu tirgus dal\u012bbnieks, kas pied\u0101v\u0101 virkni pakalpojumu, kas p\u0101rrobe\u017eu dar\u012bjumus padara vienk\u0101r\u0161us un \u013coti pieejamus.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Pros_Cons\"><\/span>Gudri plusi un m\u012bnusi<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th><\/th><th>Plusi<\/th><th>M\u012bnusi<\/th><\/tr><\/thead><tbody><tr><td>1.<\/td><td><strong>Vair\u0101kas maks\u0101jumu iesp\u0113jas <\/strong>- Klienti var veikt starptautiskus naudas p\u0101rskait\u012bjumus, izmantojot savas debetkartes vai kred\u012btkartes, bankas kontus, PayPal, Apple Pay, Google Pay vai citas viet\u0113j\u0101s maks\u0101jumu sist\u0113mas, kas ir specifiskas konkr\u0113t\u0101m valst\u012bm.<\/td><td><strong>Nav skaidras naudas sa\u0146em\u0161anas iesp\u0113ju<\/strong> - Sa\u0146\u0113m\u0113ji var sa\u0146emt naudu ar Wise tikai sav\u0101 person\u012bgaj\u0101\/uz\u0146\u0113muma tie\u0161saistes kont\u0101 vai bankas kont\u0101.<\/td><\/tr><tr><td>2.<\/td><td><strong>Nav val\u016btas mai\u0146as kursa starp\u012bbas<\/strong> - Wise val\u016btas mai\u0146as kursiem ir 0% uzcenojumi. Klienti var veikt naudas p\u0101rskait\u012bjumus da\u017e\u0101d\u0101s val\u016bt\u0101s, izmantojot pa\u0161reiz\u0113jos vid\u0113jos tirgus kursus.<\/td><td><strong>Probl\u0113mas ar klientu apkalpo\u0161anu<\/strong> - Nesen internet\u0101 public\u0113t\u0101s klientu atsauksmes ir biju\u0161as liel\u0101koties negat\u012bvas, un taj\u0101s k\u0101 galven\u0101 probl\u0113ma ir min\u0113ts klientu apkalpo\u0161ana.<\/td><\/tr><tr><td>3.<\/td><td><strong>Augsts Trustpilot v\u0113rt\u0113jums <\/strong>- 4,5 \/ 5 (2023. gada janv\u0101ris).<\/td><td><strong>Nav specializ\u0113tu d\u012bleru<\/strong> - Wise nenodro\u0161ina person\u012bgo kontu p\u0101rvaldniekus ne priv\u0101tajiem, ne korporat\u012bvajiem klientiem.<\/td><\/tr><tr><td>4.<\/td><td><strong>Pakalpojumu p\u0101rkl\u0101jums vis\u0101 pasaul\u0113<\/strong> - Wise atvieglo starptautiskos naudas p\u0101rskait\u012bjumus vair\u0101k nek\u0101 170 pasaules valst\u012bs.<\/td><td><strong>Nav piem\u0113rots lieliem naudas p\u0101rskait\u012bjumiem<\/strong> - Wise piem\u0113ro divu veidu p\u0101rskait\u012bjumu komisijas maksu, kas, sal\u012bdzinot ar cit\u0101m alternat\u012bv\u0101m \u0161aj\u0101 nozar\u0113, var b\u016bt diezgan augstas, ja tiek s\u016bt\u012btas lielas naudas summas.<\/td><\/tr><tr><td>5.<\/td><td><strong>Pla\u0161a zin\u0101\u0161anu b\u0101ze<\/strong> - Wise pal\u012bdz\u012bbas sada\u013c\u0101 un emu\u0101r\u0101 ir bag\u0101t\u012bga noder\u012bgas inform\u0101cijas bibliot\u0113ka, ko lietot\u0101ji var izmantot, lai sa\u0146emtu pal\u012bdz\u012bbu visos jaut\u0101jumos un probl\u0113mjaut\u0101jumos.<\/td><td><strong>Da\u017eas augstas p\u0101rskait\u012b\u0161anas maksas<\/strong> - Par da\u017eiem p\u0101rskait\u012bjumiem, kas saist\u012bti ar eksotisk\u0101m valst\u012bm un val\u016bt\u0101m, var b\u016bt j\u0101maks\u0101 augsta p\u0101rskait\u012bjuma maksa.<\/td><\/tr><tr><td>6.<\/td><td><strong>Cie\u0161s val\u016btas p\u0101rkl\u0101jums<\/strong> - Veicot gudros naudas p\u0101rskait\u012bjumus, tiek atbalst\u012btas vair\u0101k nek\u0101 50 val\u016btas.<\/td><td><strong>Nav seguma eksotisk\u0101m val\u016bt\u0101m<\/strong> - Klienti, kas v\u0113las veikt p\u0101rskait\u012bjumus da\u017e\u0101s maz\u0101k lietot\u0101s val\u016bt\u0101s, nevar\u0113s to izdar\u012bt ar Wise.<\/td><\/tr><tr><td>7.<\/td><td><strong>Vispiem\u0113rot\u0101kais nelieliem p\u0101rvedumiem <\/strong>- Wise ir lieliski piem\u0113rots naudas p\u0101rvedumiem, nelielu pirkumu veik\u0161anai, r\u0113\u0137inu apmaksai vai nelielu ikm\u0113ne\u0161a naudas summu p\u0101rskait\u012b\u0161anai darbuz\u0146\u0113m\u0113jiem vai darbiniekiem.<\/td><td><\/td><\/tr><tr><td>9.<\/td><td><strong>Pla\u0161s viet\u0113jais p\u0101rkl\u0101jums<\/strong> - Wise ir viens no visizplat\u012bt\u0101kajiem naudas p\u0101rvedumu uz\u0146\u0113mumiem pasaul\u0113 ar fili\u0101l\u0113m un birojiem vair\u0101k nek\u0101 28 valst\u012bs.&nbsp;<\/td><td><\/td><\/tr><tr><td>10.<\/td><td><strong>\u0100tri naudas p\u0101rskait\u012bjumi<\/strong> - Puse no visiem gudrajiem naudas p\u0101rvedumiem tiek pabeigta da\u017eu min\u016b\u0161u laik\u0101 (tie, kurus parasti veic, izmantojot debetkartes\/kred\u012btkartes). P\u0101r\u0113jie p\u0101rskait\u012bjumi tiek veikti no 0 l\u012bdz 2 darba dien\u0101m (vid\u0113ji).<\/td><td><\/td><\/tr><tr><td>11.<\/td><td><strong>T\u016bl\u012bt\u0113ji piel\u0101gotie cit\u0101ti<\/strong> - Wise pied\u0101v\u0101 bezmaksas tie\u0161saistes piel\u0101gotus pied\u0101v\u0101jumus, lai p\u0101rskat\u012btu visas p\u0101rskait\u012bjumu maksas, kas saist\u012btas ar katru pl\u0101noto p\u0101rskait\u012bjumu, bez nepiecie\u0161am\u012bbas re\u0123istr\u0113ties kont\u0101.<\/td><td><\/td><\/tr><tr><td>13.<\/td><td><strong>Izcila t\u012bmek\u013ca platforma un mobil\u0101 lietotne <\/strong>- Wise pied\u0101v\u0101 vienu no vislab\u0101k nov\u0113rt\u0113taj\u0101m naudas p\u0101rskait\u012bjumu mobilaj\u0101m lietotn\u0113m starp \u0161\u0101da veida pakalpojumu sniedz\u0113jiem.<\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Key_Attributes\"><\/span>Gudri galvenie atrib\u016bti<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Dibin\u0101ts:<\/strong> 2011<\/li>\n\n\n\n<li><strong>Galven\u0101 m\u012btne:<\/strong> Londona, <a href=\"https:\/\/moverdb.com\/lv\/moving-to-the-uk\/\" data-internallinksmanager029f6b8e52c=\"93\" title=\"P\u0101rce\u013caties uz Apvienoto Karalisti? 2022 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">APVIENOT\u0100 KARALISTE<\/a><\/li>\n\n\n\n<li><strong>Citi biroji:<\/strong> Wise ir pieejams person\u012bgi vair\u0101k nek\u0101 28 viet\u0101s vis\u0101 pasaul\u0113, tostarp London\u0101 (Apvienot\u0101 Karaliste), Ostin\u0101, <a href=\"https:\/\/moverdb.com\/lv\/moving-to-dallas\/\" data-internallinksmanager029f6b8e52c=\"41\" title=\"P\u0101rcel\u0161an\u0101s uz Dalasu? 2022 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">Dallas<\/a>, Tampa un <a href=\"https:\/\/moverdb.com\/lv\/moving-to-the-united-states\/moving-to-new-york\/\" data-internallinksmanager029f6b8e52c=\"332\" title=\"P\u0101rcel\u0161an\u0101s uz \u0145ujorku (\u0161tats)? 2023 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">\u0145ujorka<\/a> (<a href=\"https:\/\/moverdb.com\/lv\/moving-to-the-united-states\/\" data-internallinksmanager029f6b8e52c=\"94\" title=\"P\u0101rce\u013caties uz Amerikas Savienotaj\u0101m Valst\u012bm? 2022 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">ASV<\/a>), Bangkoka (<a href=\"https:\/\/moverdb.com\/lv\/moving-to-thailand\/\" data-internallinksmanager029f6b8e52c=\"318\" title=\"P\u0101rcel\u0161an\u0101s uz Taizemi? 2023 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">Taizeme<\/a>), <a href=\"https:\/\/moverdb.com\/lv\/moving-to-dubai\/\" data-internallinksmanager029f6b8e52c=\"246\" title=\"P\u0101rcel\u0161an\u0101s uz Dubaiju? 2023 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">Dubaija<\/a> (<a href=\"https:\/\/moverdb.com\/lv\/moving-to-the-uae\/\" data-internallinksmanager029f6b8e52c=\"329\" title=\"P\u0101rce\u013caties uz Apvienotajiem Ar\u0101bu Emir\u0101tiem (AAE)? 2024 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">AAE<\/a>), Rij\u0101d\u0113 (<a href=\"https:\/\/moverdb.com\/lv\/moving-to-saudi-arabia\/\" data-internallinksmanager029f6b8e52c=\"319\" title=\"P\u0101rcel\u0161an\u0101s uz Sa\u016bda Ar\u0101biju? 2023 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">Sa\u016bda Ar\u0101bija<\/a>), <a href=\"https:\/\/moverdb.com\/lv\/container-shipping\/hong-kong\/\" data-internallinksmanager029f6b8e52c=\"123\" title=\"2023 J\u016bras kravu p\u0101rvad\u0101jumu konteineru p\u0101rvad\u0101jumu cenas uz Honkongu un no t\u0101s\">Honkonga (Honkonga)<\/a>, \u0160anhaj\u0101 (<a href=\"https:\/\/moverdb.com\/lv\/moving-to-china\/\" data-internallinksmanager029f6b8e52c=\"357\" title=\"P\u0101rcel\u0161an\u0101s uz \u0136\u012bnu? 2023 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">\u0136\u012bna<\/a>), <a href=\"https:\/\/moverdb.com\/lv\/container-shipping\/singapore\/\" data-internallinksmanager029f6b8e52c=\"179\" title=\"2023 J\u016bras kravu p\u0101rvad\u0101jumu konteineru p\u0101rvad\u0101jumu cenas uz Singap\u016bru un no t\u0101s\">Singap\u016bra (Singap\u016bra)<\/a>, Tokija (<a href=\"https:\/\/moverdb.com\/lv\/moving-to-japan\/\" data-internallinksmanager029f6b8e52c=\"342\" title=\"P\u0101rcel\u0161an\u0101s uz Jap\u0101nu? 2023 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">Jap\u0101na<\/a>), Seula (Dienvidkoreja), D\u017eakarta (<a href=\"https:\/\/moverdb.com\/lv\/moving-to-indonesia\/\" data-internallinksmanager029f6b8e52c=\"375\" title=\"P\u0101rcel\u0161an\u0101s uz Indon\u0113ziju? 2023 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">Indon\u0113zija<\/a>), Kualalumpura (<a href=\"https:\/\/moverdb.com\/lv\/moving-to-malaysia\/\" data-internallinksmanager029f6b8e52c=\"379\" title=\"P\u0101rcel\u0161an\u0101s uz Malaiziju? 2023 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">Malaizija<\/a>), Manila (pils\u0113ta <a href=\"https:\/\/moverdb.com\/lv\/moving-to-the-philippines\/\" data-internallinksmanager029f6b8e52c=\"376\" title=\"P\u0101rce\u013caties uz Filip\u012bn\u0101m? 2023 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">Filip\u012bnas<\/a>), Mumbaj\u0101 (<a href=\"https:\/\/moverdb.com\/lv\/moving-to-india\/\" data-internallinksmanager029f6b8e52c=\"356\" title=\"P\u0101rcel\u0161an\u0101s uz Indiju? 2023 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">Indija<\/a>), Brisel\u0113 (<a href=\"https:\/\/moverdb.com\/lv\/moving-to-belgium\/\" data-internallinksmanager029f6b8e52c=\"323\" title=\"P\u0101rcel\u0161an\u0101s uz Be\u013c\u0123iju? 2023 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">Be\u013c\u0123ija<\/a>), Budape\u0161ta (<a href=\"https:\/\/moverdb.com\/lv\/moving-to-hungary\/\" data-internallinksmanager029f6b8e52c=\"341\" title=\"P\u0101rcel\u0161an\u0101s uz Ung\u0101riju? 2023 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">Ung\u0101rija<\/a>), \u010cerkasy (Ukraina), Tallina un Tartu (<a href=\"https:\/\/moverdb.com\/lv\/moving-to-estonia\/\" data-internallinksmanager029f6b8e52c=\"430\" title=\"P\u0101rcel\u0161an\u0101s uz Igauniju? 2023 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">Igaunija<\/a>), C\u012brihe (<a href=\"https:\/\/moverdb.com\/lv\/moving-to-switzerland\/\" data-internallinksmanager029f6b8e52c=\"327\" title=\"P\u0101rcel\u0161an\u0101s uz \u0160veici? 2023 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">\u0160veice<\/a>), Sanpaulu (<a href=\"https:\/\/moverdb.com\/lv\/moving-to-brazil\/\" data-internallinksmanager029f6b8e52c=\"422\" title=\"P\u0101rcel\u0161an\u0101s uz Braz\u012bliju? 2023 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">Braz\u012blija<\/a>), <a href=\"https:\/\/moverdb.com\/lv\/moving-to-mexico\/\" data-internallinksmanager029f6b8e52c=\"348\" title=\"P\u0101rcel\u0161an\u0101s uz Meksiku? 2023 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">Meksika<\/a> Pils\u0113ta (Meksika), <a href=\"https:\/\/moverdb.com\/lv\/moving-to-cape-town\/\" data-internallinksmanager029f6b8e52c=\"259\" title=\"P\u0101rce\u013caties uz Keiptaunu? 2023 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">Keiptauna<\/a> (<a href=\"https:\/\/moverdb.com\/lv\/moving-to-south-africa\/\" data-internallinksmanager029f6b8e52c=\"347\" title=\"P\u0101rcel\u0161an\u0101s uz Dienvid\u0101friku? 2023 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">Dienvid\u0101frika<\/a>), <a href=\"https:\/\/moverdb.com\/lv\/moving-to-sydney\/\" data-internallinksmanager029f6b8e52c=\"70\" title=\"P\u0101rcel\u0161an\u0101s uz Sidneju? 2022 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">Sidneja<\/a> un Melburn\u0101 (<a href=\"https:\/\/moverdb.com\/lv\/moving-to-australia\/living-in-australia\/\" data-internallinksmanager029f6b8e52c=\"240\" title=\"21 nosl\u0113pums par dz\u012bvi Austr\u0101lij\u0101, kas j\u0101zina pirms p\u0101rcel\u0161an\u0101s\">Austr\u0101lija<\/a>);<\/li>\n\n\n\n<li><strong>Gada tirdzniec\u012bbas apjoms:<\/strong> 2022. gad\u0101 Wise starptautiskajos dar\u012bjumos apstr\u0101d\u0101ja 76,4 miljardus m\u0101rci\u0146u. To ie\u0146\u0113mumi 2022. gad\u0101 bija gandr\u012bz 450 miljoni m\u0101rci\u0146u;<\/li>\n\n\n\n<li><strong>Darbinieku skaits:<\/strong> Wise ir l\u012bderis nodarbin\u0101t\u012bbas nozar\u0113 sav\u0101 nozar\u0113 ar vair\u0101k nek\u0101 4500 darbiniekiem, kas str\u0101d\u0101 birojos 17 da\u017e\u0101d\u0101s valst\u012bs 4 kontinentos;<\/li>\n\n\n\n<li><strong>Trustpilot v\u0113rt\u0113jums:<\/strong> 4,5 \/ 5 2023. gada janv\u0101r\u012b - tas ir stabils nov\u0113rt\u0113jums sal\u012bdzin\u0101jum\u0101 ar konkur\u0113jo\u0161iem starptautiskajiem naudas p\u0101rvedumu pakalpojumu sniedz\u0113jiem;<\/li>\n\n\n\n<li><strong>Klientu skaits:<\/strong> 2022. gad\u0101 Wise apkalpoja vair\u0101k nek\u0101 16 miljonus klientu (\u0161is skaits katru gadu nep\u0101rtraukti pieaug);<\/li>\n\n\n\n<li><strong>Pieejam\u0101s valstis:<\/strong> Izmantojot Wise, klienti var izmantot naudas p\u0101rskait\u012bjumus vair\u0101k nek\u0101 170 valst\u012bs vis\u0101 pasaul\u0113;<\/li>\n\n\n\n<li><strong>Val\u016btu skaits:<\/strong> Pa\u0161laik Wise atbalsta p\u0101rskait\u012bjumus vair\u0101k nek\u0101 50 da\u017e\u0101d\u0101s val\u016bt\u0101s;<\/li>\n\n\n\n<li><strong>Minim\u0101lais p\u0101rskait\u012bjuma limits:<\/strong> Wise nenosaka ierobe\u017eojumus attiec\u012bb\u0101 uz to, cik maza var b\u016bt j\u016bsu s\u016bt\u012bjuma summa, veicot p\u0101rskait\u012bjumu ar to (1 \u00a3);<\/li>\n\n\n\n<li><strong>Maksim\u0101lais p\u0101rs\u016bt\u012b\u0161anas limits:<\/strong> Izmantojot pakalpojumu Wise, ir noteikti ierobe\u017eojumi attiec\u012bb\u0101 uz to, cik daudz s\u016bt\u012bjumu varat nos\u016bt\u012bt, atkar\u012bb\u0101 no t\u0101, kuru <a href=\"https:\/\/wise.com\/help\/articles\/2571907\/what-currencies-can-i-send-to-and-from\" target=\"_blank\" rel=\"noreferrer noopener\">val\u016bta<\/a> j\u016bs izv\u0113laties. Galvenaj\u0101m val\u016bt\u0101m ir \u0161\u0101di ierobe\u017eojumi:\n<ul class=\"wp-block-list\">\n<li>$6,000,000,000 USD;<\/li>\n\n\n\n<li>$1,8 miljoni AUD;<\/li>\n\n\n\n<li>$1,5 miljoni CAD;<\/li>\n\n\n\n<li>\u20ac6 000 000 000 EUR;<\/li>\n\n\n\n<li>\u00a35,000,000 GBP.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>P\u0101rskait\u012bjuma maksa:<\/strong> Wise piem\u0113ro divu veidu p\u0101rskait\u012b\u0161anas maksu:\n<ul class=\"wp-block-list\">\n<li>Main\u012bga maksa - procentu\u0101l\u0101 da\u013ca no kop\u0113j\u0101s p\u0101rskait\u012bjuma summas. T\u0101 var sv\u0101rst\u012bties no 0,35% l\u012bdz 3% atkar\u012bb\u0101 no izv\u0113l\u0113t\u0101s val\u016btas un maks\u0101juma metodes veida (vid\u0113ji 0,4% - 0,6%);<\/li>\n\n\n\n<li>Fiks\u0113ta maksa - neliela fiks\u0113ta summa neatkar\u012bgi no p\u0101rskait\u012bjuma summas lieluma. T\u0101 var sv\u0101rst\u012bties no \u00a30,2 l\u012bdz \u00a32 atkar\u012bb\u0101 no izv\u0113l\u0113t\u0101s val\u016btas un maks\u0101juma metodes veida (vid\u0113ji \u00a30,2 - \u00a30,3).<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Val\u016btas kursa uzcenojums<\/strong>: Wise ir viens no \u0113rt\u0101kajiem starptautiskajiem naudas p\u0101rvedumu pakalpojumiem, ja runa ir par papildu val\u016btas kursa uzcenojumiem. Vi\u0146i to nedara un uztur val\u016btas mai\u0146as kursus t\u0101dus pa\u0161us k\u0101 vid\u0113jie tirgus kursi;<\/li>\n\n\n\n<li><strong>Naudas nos\u016bt\u012b\u0161ana, izmantojot:<\/strong> Wise klienti var izmantot bankas kontu, kred\u012btkartes\/debetkartes, Apple\/Google Pay vai citas viet\u0113j\u0101s maks\u0101jumu sist\u0113mas, lai inici\u0113tu starptautisku naudas p\u0101rskait\u012bjumu;<\/li>\n\n\n\n<li><strong>Naudas sa\u0146em\u0161ana, izmantojot:<\/strong> Izmantojot Wise, sa\u0146\u0113m\u0113ji sa\u0146em naudu, izmantojot Wise person\u012bgo vai uz\u0146\u0113muma kontu. No turienes vi\u0146i var iz\u0146emt naudu no konta bank\u0101 vai bankom\u0101t\u0101 vai konvert\u0113t to cit\u0101 val\u016bt\u0101 un nos\u016bt\u012bt citiem Wise lietot\u0101jiem; uz\u0146\u0113mumam nav skaidras naudas sa\u0146em\u0161anas iesp\u0113ju;<\/li>\n\n\n\n<li><strong>Atbalst\u012bt\u0101s valodas:<\/strong> Wise ir pieejams 15 valod\u0101s, tostarp ang\u013cu, sp\u0101\u0146u, fran\u010du, portug\u0101\u013cu, it\u0101\u013cu, v\u0101cu, \u0137\u012bnie\u0161u, jap\u0101\u0146u, indon\u0113zie\u0161u, ung\u0101ru, ukrai\u0146u, po\u013cu, po\u013cu, rum\u0101\u0146u, turku, un krievu;<\/li>\n\n\n\n<li><strong>Regul\u0113:<\/strong> Wise ir viens no visvair\u0101k regul\u0113tajiem naudas p\u0101rvedumu pakalpojumiem pasaul\u0113. \u0160eit ir uzskait\u012btas da\u017eas no galvenaj\u0101m valst\u012bm un iest\u0101d\u0113m, kas ir at\u013c\u0101vu\u0161as Wise darb\u012bbu:\n<ul class=\"wp-block-list\">\n<li>Be\u013c\u0123ijas Nacion\u0101l\u0101 banka Eiropas Ekonomikas zon\u0101;<\/li>\n\n\n\n<li>Apvienot\u0101s Karalistes Finan\u0161u uzraudz\u012bbas iest\u0101de (FCA) Apvienotaj\u0101 Karalist\u0113;<\/li>\n\n\n\n<li>Finan\u0161u noziegumu apkaro\u0161anas t\u012bklu (FinCEN) ASV;<\/li>\n\n\n\n<li>Finan\u0161u dar\u012bjumu un p\u0101rskatu anal\u012bzes centrs <a href=\"https:\/\/moverdb.com\/lv\/moving-to-canada\/\" data-internallinksmanager029f6b8e52c=\"265\" title=\"P\u0101rcel\u0161an\u0101s uz Kan\u0101du? 2023 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">Kan\u0101da<\/a> (FINTRAC) Kan\u0101d\u0101;<\/li>\n\n\n\n<li>Austr\u0101lijas V\u0113rtspap\u012bru un invest\u012bciju komisija (ASIC) Austr\u0101lij\u0101.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Mobil\u0101 lietotne:<\/strong> Ikviens var lejupiel\u0101d\u0113t Wise lielisko mobilo lietotni no <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.transferwise.android&amp;hl=en_US&amp;gl=US\" target=\"_blank\" rel=\"noreferrer noopener\">Google Play oper\u0113t\u0101jsist\u0113mai Android<\/a> (v\u0113rt\u0113jums 4,1 \/ 5 zvaigznes) un <a href=\"https:\/\/apps.apple.com\/gb\/app\/wise-ex-transferwise\/id612261027\" target=\"_blank\" rel=\"noreferrer noopener\">App Store iOS oper\u0113t\u0101jsist\u0113mai<\/a> (v\u0113rt\u0113jums 4,7 \/ 5 zvaigznes). \u0160o \u012bpa\u0161i dro\u0161o lietotni var izmantot, lai:\n<ul class=\"wp-block-list\">\n<li>P\u0101rskats par val\u016btas mai\u0146as kursiem;<\/li>\n\n\n\n<li>Maks\u0101jumu meto\u017eu iestat\u012b\u0161ana;<\/li>\n\n\n\n<li>Veiciet starptautiskus naudas p\u0101rskait\u012bjumus;<\/li>\n\n\n\n<li>Maks\u0101 ar Google Pay vai Apple Pay;<\/li>\n\n\n\n<li>Atk\u0101rtojiet iepriek\u0161\u0113jos p\u0101rs\u016bt\u012bjumus;<\/li>\n\n\n\n<li>Turiet naudu vair\u0101k\u0101s val\u016bt\u0101s;<\/li>\n\n\n\n<li>Iestatiet val\u016btas kursa br\u012bdin\u0101jumus;<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Apbalvojumi: <\/strong>Wise tiek past\u0101v\u012bgi apbalvoti par sasniegumiem nozar\u0113, tostarp par \u0161\u0101diem sasniegumiem:\n<ul class=\"wp-block-list\">\n<li>Lab\u0101kais Eiropas jaunuz\u0146\u0113mums l\u012bdz 3 gadu vecumam (Europas, 2013);<\/li>\n\n\n\n<li>Viens no 10 pasaules 10 inovat\u012bv\u0101kajiem uz\u0146\u0113mumiem finan\u0161u jom\u0101 (Fast Company Magazine, 2014);<\/li>\n\n\n\n<li>\"Drosm\u012bg\u0101kais maz\u0101kais uz\u0146\u0113mums\" (FT \"Drosmes biznesa balva\", 2014);<\/li>\n\n\n\n<li>Ernst and Young UK Entrepreneurs (2015);<\/li>\n\n\n\n<li>20. vieta no 50 Glassdoor veidotaj\u0101 Best Places to Work in the UK (2022);<\/li>\n\n\n\n<li>2013., 2014., 2017., 2018., 2019. un 2021. gad\u0101 iek\u013cauta FinTech50 sarakst\u0101.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><a href=\"https:\/\/wise.com\/invite\/dic\/ianw199\" target=\"_blank\" rel=\"nofollow noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"686\" src=\"https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-1024x686.png\" alt=\"gudrs starptautiskais naudas p\u0101rvedums p\u0101rskats\" class=\"wp-image-7320\" srcset=\"https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-1024x686.png 1024w, https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-300x200.png 300w, https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-18x12.png 18w, https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-600x402.png 600w, https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer.png 1331w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Features\"><\/span>Gudras funkcijas<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise pied\u0101v\u0101 virkni funkciju, lai klientiem padar\u012btu starptautiskos naudas p\u0101rskait\u012bjumus \u0101trus, vienk\u0101r\u0161us un \u0113rtus. \u0160eit ir uzskait\u012btas da\u017eas b\u016btisk\u0101k\u0101s Wise pied\u0101v\u0101t\u0101s funkcijas:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Types_of_Accounts\"><\/span>Kontu veidi<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise \u013cauj klientiem atv\u0113rt divu veidu kontus: person\u012bgos un biznesa kontus.&nbsp;<\/p>\n\n\n\n<p><strong>Person\u012bgie konti<\/strong> ir paredz\u0113tas priv\u0101tperson\u0101m, kas v\u0113las s\u016bt\u012bt naudu uz \u0101rzem\u0113m personisku iemeslu d\u0113\u013c, piem\u0113ram, draugiem un \u0123imenei, vai lai tie\u0161saist\u0113 samaks\u0101tu par prec\u0113m un pakalpojumiem. <strong>Uz\u0146\u0113mumu konti<\/strong> ir paredz\u0113tas maziem un vid\u0113jiem uz\u0146\u0113mumiem, kuriem regul\u0101ri j\u0101veic starptautiski maks\u0101jumi. Past\u0101v ar\u012b iesp\u0113jas lieliem uz\u0146\u0113mumiem, kuriem ir j\u0101maks\u0101 l\u012bdz 1000 darbiniekiem vai darbuz\u0146\u0113m\u0113jiem, kas atrodas daudz\u0101s da\u017e\u0101d\u0101s valst\u012bs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Money_Transfers\"><\/span>Naudas p\u0101rvedumi<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise \u013cauj klientiem viegli s\u016bt\u012bt naudu uz vair\u0101k nek\u0101 170 pasaules valst\u012bm. P\u0101rskait\u012bjumus var veikt, izmantojot bankas kontu vai debetkarti, k\u0101 ar\u012b da\u017eas viet\u0113j\u0101s iesp\u0113jas, piem\u0113ram, Apple Pay, Google Pay, PayPal un citas.&nbsp;<\/p>\n\n\n\n<p>Wise re\u0101llaik\u0101 sniedz jaun\u0101ko inform\u0101ciju par p\u0101rskait\u012bjuma statusu, lai klienti prec\u012bzi zin\u0101tu, kad l\u012bdzek\u013ci b\u016bs pieejami. Klienti var izv\u0113l\u0113ties veikt s\u0113rijveida maks\u0101jumus un periodiskus maks\u0101jumus, lai vair\u0101kk\u0101rt inici\u0113tu viena veida maks\u0101jumus sa\u0146\u0113m\u0113jiem, kas iek\u013cauti vi\u0146u sarakst\u0101.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Borderless_Account\"><\/span>Konts bez robe\u017e\u0101m<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise's Borderless konts \u013cauj klientiem tur\u0113t, s\u016bt\u012bt un sa\u0146emt naudu vair\u0101k\u0101s val\u016bt\u0101s, nemaks\u0101jot konvert\u0101cijas maksu vai sl\u0113pt\u0101s maksas. Tas ir ide\u0101li piem\u0113rots klientiem, kuriem regul\u0101ri j\u0101veic starptautiski maks\u0101jumi da\u017e\u0101d\u0101s val\u016bt\u0101s.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Debit_Card\"><\/span>Gudra debetkarte<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise pied\u0101v\u0101 ar\u012b debetkarti, kas \u013cauj klientiem t\u0113r\u0113t naudu \u0101rzem\u0113s bez sl\u0113ptiem maks\u0101jumiem un komisijas maksas. Debetkarti var izmantot visur, kur tiek pie\u0146emta Mastercard karte, un klienti var izv\u0113l\u0113ties, vai savu naudu tur\u0113t da\u017e\u0101d\u0101s val\u016bt\u0101s.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_for_Teams\"><\/span>Gudrs komand\u0101m<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise for Teams ir uz\u0146\u0113mumiem paredz\u0113ta funkcija, kas \u013cauj komand\u0101m p\u0101rvald\u012bt starptautiskos naudas p\u0101rskait\u012bjumus no viena centraliz\u0113ta konta. T\u0101d\u0113j\u0101di uz\u0146\u0113mumiem ir viegl\u0101k sekot l\u012bdzi saviem izdevumiem un p\u0101rvald\u012bt naudas pl\u016bsmu neatkar\u012bgi no komandas locek\u013cu atra\u0161an\u0101s vietas.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_API\"><\/span>Wise API<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise nodro\u0161ina ar\u012b API uz\u0146\u0113mumiem, \u013caujot tiem integr\u0113t savas sist\u0113mas ar Wise un automatiz\u0113t starptautiskos maks\u0101jumus. Tas var pal\u012bdz\u0113t uz\u0146\u0113mumiem palielin\u0101t efektivit\u0101ti un naudas l\u012bdzek\u013cu izlietojumu, k\u0101 ar\u012b palielin\u0101t efektivit\u0101ti.<\/p>\n\n\n\n<p>Visbeidzot, Wise pied\u0101v\u0101 virkni funkciju, kas atbilst gan priv\u0101tpersonu, gan uz\u0146\u0113mumu vajadz\u012bb\u0101m. Neatkar\u012bgi no t\u0101, vai klientiem nepiecie\u0161ams veikt vienreiz\u0113ju starptautisku naudas p\u0101rskait\u012bjumu vai p\u0101rvald\u012bt regul\u0101rus maks\u0101jumus vair\u0101k\u0101s val\u016bt\u0101s, Wise pied\u0101v\u0101 risin\u0101jumu, kas atbilst vi\u0146u vajadz\u012bb\u0101m. Ar re\u0101llaika atjaunin\u0101jumiem un da\u017e\u0101d\u0101m maks\u0101jumu iesp\u0113j\u0101m Wise nodro\u0161ina \u0101trus, vienk\u0101r\u0161us un \u0113rtus starptautiskos naudas p\u0101rskait\u012bjumus.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_International_Money_Transfer_Costs\"><\/span>Gudras starptautisk\u0101 naudas p\u0101rveduma izmaksas<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise pied\u0101v\u0101 konkur\u0113tsp\u0113j\u012bgus val\u016btas mai\u0146as kursus un zemas p\u0101rskait\u012bjumu maksas, lai starptautiskie naudas p\u0101rskait\u012bjumi b\u016btu pieejami ikvienam. L\u016bk, tuv\u0101k apl\u016bkojiet izmaksas, kas saist\u012btas ar Wise izmanto\u0161anu.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Exchange_Rates\"><\/span>Val\u016btas mai\u0146as kursi<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise pied\u0101v\u0101 konkur\u0113tsp\u0113j\u012bgus val\u016btas mai\u0146as kursus, kas tiek atjaunin\u0101ti re\u0101llaik\u0101, t\u0101p\u0113c klienti, veicot p\u0101rskait\u012bjumu, var prec\u012bzi redz\u0113t, cik daudz vi\u0146i sa\u0146ems par savu naudu. Wise izmanto vid\u0113jo tirgus mai\u0146as kursu, kas ir mai\u0146as kurss, kuru bankas izmanto, veicot savstarp\u0113jo tirdzniec\u012bbu, t\u0101p\u0113c klienti var b\u016bt dro\u0161i, ka vi\u0146i sa\u0146em god\u012bgu pied\u0101v\u0101jumu. \u0160iem kursiem netiek piem\u0113rots papildu uzcenojums, k\u0101 tas ir liel\u0101kaj\u0101 da\u013c\u0101 konkurentu.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Transfer_Fees\"><\/span>P\u0101rs\u016bt\u012b\u0161anas maksa<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise par katru dar\u012bjumu iekas\u0113 nelielu p\u0101rskait\u012bjuma maksu, kas ir skaidri nor\u0101d\u012bta pirms p\u0101rskait\u012bjuma veik\u0161anas. Prec\u012bza maksa ir atkar\u012bga no p\u0101rskait\u0101m\u0101s summas un valsts, uz kuru t\u0101 tiek s\u016bt\u012bta, ta\u010du Wise cen\u0161as saglab\u0101t p\u0113c iesp\u0113jas zem\u0101ku maksu, lai starptautiskie p\u0101rskait\u012bjumi b\u016btu pieejami ikvienam.<\/p>\n\n\n\n<p>Wise piem\u0113ro divu veidu p\u0101rskait\u012b\u0161anas maksu:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Main\u012bga maksa - procentu\u0101l\u0101 da\u013ca no kop\u0113j\u0101s p\u0101rskait\u012bjuma summas. T\u0101 var sv\u0101rst\u012bties no 0,35% l\u012bdz 3% atkar\u012bb\u0101 no izv\u0113l\u0113t\u0101s val\u016btas un maks\u0101juma metodes veida (vid\u0113ji 0,4% - 0,6%);<\/li>\n\n\n\n<li>Fiks\u0113ta maksa - neliela fiks\u0113ta summa neatkar\u012bgi no p\u0101rskait\u012bjuma summas lieluma. T\u0101 var sv\u0101rst\u012bties no \u00a30,2 l\u012bdz \u00a32 atkar\u012bb\u0101 no izv\u0113l\u0113t\u0101s val\u016btas un maks\u0101juma metodes veida (vid\u0113ji \u00a30,2 - \u00a30,3).<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Additional_Fees_on_International_Money_Transfers\"><\/span>Papildu maksa par starptautiskajiem naudas p\u0101rvedumiem<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise neiekas\u0113 nek\u0101das papildu maksas, piem\u0113ram, sl\u0113pt\u0101s maksas vai konvert\u0101cijas komisijas maksas, un tas noz\u012bm\u0113, ka klienti var b\u016bt dro\u0161i, ka vi\u0146i prec\u012bzi zin\u0101s, cik daudz maks\u0101s par savu p\u0101rskait\u012bjumu. Nav ar\u012b maksas par naudas sa\u0146em\u0161anu Wise kont\u0101.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Other_Fees\"><\/span>Citas maksas<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Atkar\u012bb\u0101 no valsts, kur\u0101 karte tiek izmantota, par Wise's debetkarti var tikt piem\u0113rotas da\u017eas maksas, piem\u0113ram, maksa par iz\u0146em\u0161anu no bankom\u0101ta vai maksa par \u0101rvalstu dar\u012bjumiem. Wise sniedz skaidru p\u0101rskatu par vis\u0101m ar debetkarti saist\u012btaj\u0101m komisijas maks\u0101m, lai klienti, izmantojot debetkarti, var\u0113tu pie\u0146emt pamatotus l\u0113mumus.<\/p>\n\n\n\n<p>Apkopojot var secin\u0101t, ka Wise konkur\u0113tsp\u0113j\u012bgie val\u016btas mai\u0146as kursi un zem\u0101s p\u0101rskait\u012bjumu komisijas maksas padara \u0161o pakalpojumu sniedz\u0113ju par rentablu risin\u0101jumu nelieliem naudas p\u0101rskait\u012bjumiem, kas ir \u012bpa\u0161i izdev\u012bgi klientiem, kuriem regul\u0101ri j\u0101s\u016bta maz\u0101kas naudas summas, vai klientiem, kuri tikai s\u0101k veikt starptautiskus naudas p\u0101rskait\u012bjumus. Izmantojot Wise, klienti var veikt nelielus naudas p\u0101rvedumus, neuztraucoties par augst\u0101m komisijas maks\u0101m vai nelabv\u0113l\u012bgiem val\u016btas mai\u0146as kursiem.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Safe_is_Wise\"><\/span>Cik dro\u0161s ir Wise?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise pie\u0161\u0137ir augstu priorit\u0101ti savu klientu l\u012bdzek\u013cu un personisk\u0101s inform\u0101cijas dro\u0161\u012bbai. Lai nodro\u0161in\u0101tu, ka p\u0101rskait\u012bjumi ir dro\u0161i un aizsarg\u0101ti, Wise \u012bsteno vair\u0101kus dro\u0161\u012bbas pas\u0101kumus un protokolus.<\/p>\n\n\n\n<p>Wise izmanto \u0161ifr\u0113\u0161anas tehnolo\u0123iju, lai aizsarg\u0101tu savu klientu sensit\u012bvo inform\u0101ciju, piem\u0113ram, paroles un personas datus. Uz\u0146\u0113mums ar\u012b regul\u0101ri uzrauga savas sist\u0113mas, lai atkl\u0101tu un nov\u0113rstu kr\u0101pnieciskas darb\u012bbas.<\/p>\n\n\n\n<p>Gudrus klientus aizsarg\u0101 FCA (Finan\u0161u uzraudz\u012bbas iest\u0101des) kompens\u0101cijas sist\u0113ma, kas nodro\u0161ina l\u012bdz 85 000 sterli\u0146u m\u0101rci\u0146u kompens\u0101ciju vienai personai un vienam uz\u0146\u0113mumam.<\/p>\n\n\n\n<p>Wise saviem klientiem pied\u0101v\u0101 ar\u012b iesp\u0113ju iestat\u012bt divu faktoru autentifik\u0101ciju kont\u0101, t\u0101d\u0113j\u0101di nodro\u0161inot papildu dro\u0161\u012bbas l\u012bmeni p\u0101rskait\u012bjumiem.<\/p>\n\n\n\n<p>Turpm\u0101k ir uzskait\u012btas visas valsts iest\u0101des, kas regul\u0113 gudr\u012bbu:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Be\u013c\u0123ijas Nacion\u0101l\u0101 banka Eiropas Ekonomikas zon\u0101;<\/li>\n\n\n\n<li>Finan\u0161u uzraudz\u012bbas iest\u0101de (FCA) Apvienotaj\u0101 Karalist\u0113;<\/li>\n\n\n\n<li>Finan\u0161u noziegumu apkaro\u0161anas t\u012bklu (FinCEN) ASV;<\/li>\n\n\n\n<li>Kan\u0101das Finan\u0161u dar\u012bjumu un zi\u0146ojumu anal\u012bzes centrs (FINTRAC) Kan\u0101d\u0101;<\/li>\n\n\n\n<li>Austr\u0101lijas V\u0113rtspap\u012bru un invest\u012bciju komisija (ASIC) Austr\u0101lij\u0101;<\/li>\n\n\n\n<li>Finan\u0161u pakalpojumu regulat\u012bv\u0101 iest\u0101de (FSRA) AAE;<\/li>\n\n\n\n<li>Honkongas Muitas un akc\u012bzes departaments (CCE);<\/li>\n\n\n\n<li>Kanto viet\u0113jais finan\u0161u birojs Jap\u0101n\u0101;<\/li>\n\n\n\n<li>Braz\u012blijas Centr\u0101l\u0101 banka Braz\u012blij\u0101;<\/li>\n\n\n\n<li>Indijas Rezervju banka (RBI) Indij\u0101;<\/li>\n\n\n\n<li>Bank Indonesia Indon\u0113zij\u0101;<\/li>\n\n\n\n<li>Bank Negara Malaysia Malaizij\u0101;<\/li>\n\n\n\n<li>Bangko Sentral Ng Pilipinas (BSP) Filip\u012bn\u0101s;<\/li>\n\n\n\n<li>Singap\u016bras Monetary Authority of Singapore (MAS) Singap\u016br\u0101.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Fast_is_Wise\"><\/span>Cik \u0101trs ir gudrs?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Viena no galvenaj\u0101m priek\u0161roc\u012bb\u0101m, izmantojot Wise starptautiskajiem naudas p\u0101rvedumiem, ir \u0101trums. Laiks, kas nepiecie\u0161ams p\u0101rskait\u012bjuma pabeig\u0161anai, ir atkar\u012bgs no vair\u0101kiem faktoriem, piem\u0113ram, iesaist\u012btaj\u0101m val\u016bt\u0101m, izmantotaj\u0101m maks\u0101jumu metod\u0113m un sa\u0146\u0113m\u0113ja valsts.<\/p>\n\n\n\n<p>P\u0101rskait\u012bjumiem starp bankas kontiem Wise p\u0101rskait\u012bjuma pabeig\u0161ana parasti aiz\u0146em no 0 l\u012bdz 2 darba dien\u0101m. Tas ir t\u0101p\u0113c, ka l\u012bdzek\u013ci j\u0101apstr\u0101d\u0101 gan nos\u016bt\u012bt\u0101ja, gan sa\u0146\u0113m\u0113ja bank\u0101, un tas var aiz\u0146emt laiku. Da\u017eos gad\u012bjumos p\u0101rskait\u012bjumu var veikt \u0101tr\u0101k vai ar\u012b tas var aiz\u0146emt ilg\u0101ku laiku atkar\u012bb\u0101 no konkr\u0113taj\u0101m iesaist\u012btaj\u0101m bank\u0101m un valst\u012bm.<\/p>\n\n\n\n<p>Ja p\u0101rskait\u012bjumi tiek veikti, izmantojot debetkarti, Wise parasti pabeidz p\u0101rskait\u012bjumu tikai da\u017eu min\u016b\u0161u laik\u0101. Tom\u0113r tas var at\u0161\u0137irties atkar\u012bb\u0101 no kartes izdev\u0113ja un citiem faktoriem.<\/p>\n\n\n\n<p>Svar\u012bgi atz\u012bm\u0113t, ka laiks, kas vajadz\u012bgs, lai sa\u0146\u0113m\u0113js sa\u0146emtu l\u012bdzek\u013cus, var at\u0161\u0137irties atkar\u012bb\u0101 no izmantot\u0101s maks\u0101jumu metodes un sa\u0146\u0113m\u0113ja atra\u0161an\u0101s vietas. Da\u017eos gad\u012bjumos sa\u0146\u0113m\u0113js var sa\u0146emt l\u012bdzek\u013cus taj\u0101 pa\u0161\u0101 dien\u0101, kad p\u0101rskait\u012bjums ir inici\u0113ts, bet citos gad\u012bjumos tas var aiz\u0146emt vair\u0101kas dienas, tom\u0113r gandr\u012bz vienm\u0113r tas ir \u0101tr\u0101k nek\u0101 veicot p\u0101rskait\u012bjumu tradicion\u0101laj\u0101 bank\u0101.<\/p>\n\n\n\n<p>Wise re\u0101llaik\u0101 atjaunina inform\u0101ciju par p\u0101rskait\u012bjuma statusu, t\u0101p\u0113c gan s\u016bt\u012bt\u0101js, gan sa\u0146\u0113m\u0113js var sekot l\u012bdzi p\u0101rskait\u012bjumam un prec\u012bzi zin\u0101t, kad l\u012bdzek\u013ci b\u016bs pieejami.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Use_Wise\"><\/span>K\u0101 lietot Wise<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Veikt starptautisku naudas p\u0101rskait\u012bjumu ar Wise ir vienk\u0101r\u0161i un vienk\u0101r\u0161i. \u0160eit ir aprakst\u012bti so\u013ci, kas klientam j\u0101veic:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Izveidot kontu. Pirmais solis ir izveidot Wise kontu, apmekl\u0113jot Wise t\u012bmek\u013ca vietni vai lietotni un sekojot nor\u0101d\u012bjumiem, lai re\u0123istr\u0113tos. Jums b\u016bs j\u0101nor\u0101da personisk\u0101 inform\u0101cija, piem\u0113ram, v\u0101rds, uzv\u0101rds, adrese un vald\u012bbas izdots personu apliecino\u0161s dokuments, lai p\u0101rbaud\u012btu j\u016bsu identit\u0101ti;<\/li>\n\n\n\n<li>Pievienojiet finans\u0113juma avotu. Kad konts ir izveidots, jums b\u016bs j\u0101pievieno finans\u0113juma avots, piem\u0113ram, bankas konts vai debetkarte, no kura nos\u016bt\u012bt naudu. Wise izmanto \u0161o inform\u0101ciju, lai iz\u0146emtu l\u012bdzek\u013cus no j\u016bsu konta un uzs\u0101ktu p\u0101rskait\u012bjumu;<\/li>\n\n\n\n<li>Izv\u0113lieties sa\u0146\u0113m\u0113ju un ievadiet summu. Wise panel\u012b var\u0113siet izv\u0113l\u0113ties sa\u0146\u0113m\u0113ju, ievad\u012bt summu, ko v\u0113laties nos\u016bt\u012bt, un izv\u0113l\u0113ties p\u0101rskait\u012bjum\u0101 iesaist\u012bt\u0101s val\u016btas. Wise autom\u0101tiski apr\u0113\u0137in\u0101s val\u016btas mai\u0146as kursu un par\u0101d\u012bs p\u0101rskait\u012bjuma maksu;<\/li>\n\n\n\n<li>P\u0101rbaudiet un apstipriniet. Pirms p\u0101rskait\u012bjuma pabeig\u0161anas jums b\u016bs iesp\u0113ja p\u0101rskat\u012bt visu inform\u0101ciju un apstiprin\u0101t dar\u012bjumu. Kad p\u0101rskait\u012bjums b\u016bs apstiprin\u0101ts, Wise uzs\u0101ks p\u0101rskait\u012bjumu un inform\u0113s j\u016bs par t\u0101 statusu;<\/li>\n\n\n\n<li>Sa\u0146emt l\u012bdzek\u013cus. Sa\u0146\u0113m\u0113js sa\u0146ems l\u012bdzek\u013cus sav\u0101 bankas kont\u0101 vai Wise kont\u0101, ja t\u0101ds ir. Wise inform\u0113s gan s\u016bt\u012bt\u0101ju, gan sa\u0146\u0113m\u0113ju, kad p\u0101rskait\u012bjums b\u016bs pabeigts.<\/li>\n<\/ol>\n\n\n\n<p>Svar\u012bgi \u0146emt v\u0113r\u0101, ka Wise var piepras\u012bt papildu inform\u0101ciju vai dokumentus par noteiktiem p\u0101rskait\u012bjumiem, piem\u0113ram, maks\u0101juma apliecin\u0101jumu par dar\u012bjumu vai sa\u0146\u0113m\u0113ja identit\u0101tes apliecin\u0101jumu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"When_to_Use_Wise\"><\/span>Kad lietot Wise<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise ir piem\u0113rots gan priv\u0101tiem klientiem, gan uz\u0146\u0113mumiem, kas v\u0113las s\u016bt\u012bt naudu starptautiski. Tom\u0113r ir da\u017ei pakalpojuma aspekti, kas ir piem\u0113rot\u0101ki katram klientu veidam, un citi, kas lietot\u0101jiem var\u0113tu b\u016bt izdev\u012bg\u0101ki, ja vi\u0146i v\u0113rstos pie cita starptautisko naudas p\u0101rvedumu pakalpojumu sniedz\u0113ja.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Private_clients\"><\/span>Priv\u0101tklienti<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise ir lieliska izv\u0113le person\u012bgiem dar\u012bjumiem, piem\u0113ram, maks\u0101jot par pirkumiem \u0101rzem\u0113s, atbalstot draugus vai \u0123imeni \u0101rzem\u0113s, maks\u0101jot par studiju maksu vai m\u0101c\u012bbu maksu vai s\u016btot naudu uz citu valsti k\u0101da cita iemesla d\u0113\u013c. Zem\u0101s komisijas maksas un \u0101trais p\u0101rskait\u012bjumu veik\u0161anas laiks padara to par pievilc\u012bgu risin\u0101jumu individu\u0101lai lieto\u0161anai.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Business_clients\"><\/span>Biznesa klienti<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Uz\u0146\u0113mumu klientiem Wise pied\u0101v\u0101 rentablu risin\u0101jumu starptautisko maks\u0101jumu veik\u0161anai par prec\u0113m vai pakalpojumiem. Uz\u0146\u0113muma bezrobe\u017eu konta funkcija, kas \u013cauj uz\u0146\u0113mumiem tur\u0113t un p\u0101rvald\u012bt naudu vair\u0101k\u0101s val\u016bt\u0101s, ir \u0113rta iesp\u0113ja uz\u0146\u0113mumiem, kuri darbojas vis\u0101 pasaul\u0113 vai kuriem nepiecie\u0161ams veikt maks\u0101jumus da\u017e\u0101d\u0101s val\u016bt\u0101s.<\/p>\n\n\n\n<p>V\u0113l viena priek\u0161roc\u012bba uz\u0146\u0113mumiem ir iesp\u0113ja s\u016bt\u012bt un sa\u0146emt starptautiskos maks\u0101jumus ar re\u0101lu vid\u0113j\u0101 tirgus val\u016btas mai\u0146as kursu bez sl\u0113pt\u0101s maksas. Tie var ar\u012b izmantot r\u0113\u0137inu izrakst\u012b\u0161anas r\u012bkus un iestat\u012bt periodiskus, s\u0113rijveida maks\u0101jumus, lai nos\u016bt\u012btu naudu darbiniekiem vai darbuz\u0146\u0113m\u0113jiem \u0101rzem\u0113s.<\/p>\n\n\n\n<p>Visbeidzot, Wise vislab\u0101k ir izmantot priv\u0101tperson\u0101m un maziem uz\u0146\u0113mumiem, lai veiktu nelielus naudas p\u0101rskait\u012bjumus, jo lielu summu nos\u016bt\u012b\u0161ana var b\u016bt saist\u012bta ar liel\u0101k\u0101m p\u0101rskait\u012bjumu nodev\u0101m.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Money_Transfer_Cancellation_Policy\"><\/span>Wise Money Transfer atcel\u0161anas politika<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Attiec\u012bb\u0101 uz p\u0101rskait\u012bjuma atcel\u0161anu Wise saviem klientiem pied\u0101v\u0101 vienk\u0101r\u0161u politiku. Ja p\u0101rskait\u012bjums nav apstr\u0101d\u0101ts, klients to var viegli atcelt, un l\u012bdzek\u013ci tiks atgriezti s\u0101kotn\u0113jam avotam. Tas parasti notiek, ja p\u0101rskait\u012bjums tiek atcelts da\u017eu stundu laik\u0101 p\u0113c t\u0101 inici\u0113\u0161anas.<\/p>\n\n\n\n<p>Tom\u0113r, ja p\u0101rskait\u012bjums jau ir apstr\u0101d\u0101ts un ir ce\u013c\u0101, to nevar atcelt. \u0160\u0101d\u0101 gad\u012bjum\u0101 p\u0101rskait\u012bjuma sa\u0146\u0113m\u0113js var izv\u0113l\u0113ties atmaks\u0101t p\u0101rskait\u012bjumu atpaka\u013c s\u016bt\u012bt\u0101jam, ja vi\u0146\u0161 v\u0113l nav sa\u0146\u0113mis l\u012bdzek\u013cus. Wise neiekas\u0113 maksu par atcel\u0161anu vai atmaksu.<\/p>\n\n\n\n<p>Atcelta vai atmaks\u0101ta p\u0101rskait\u012bjuma gad\u012bjum\u0101 ir svar\u012bgi \u0146emt v\u0113r\u0101, ka laiks, kas nepiecie\u0161ams, lai l\u012bdzek\u013ci tiktu atgriezti, var at\u0161\u0137irties atkar\u012bb\u0101 no valsts un izmantot\u0101s maks\u0101jumu metodes. Ja jums ir k\u0101di jaut\u0101jumi vai ba\u017eas par p\u0101rskait\u012bjuma atcel\u0161anu, vienm\u0113r varat sazin\u0101ties ar Wise klientu atbalsta dienestu, izmantojot t\u0101 t\u012bmek\u013ca vietni vai lietotni.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Customer_Service\"><\/span>Gudrs klientu apkalpo\u0161anas dienests<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise ir labi paz\u012bstama ar savu izcilo klientu apkalpo\u0161anu, kas ir pieejama 24 stundas diennakt\u012b, 7 dienas ned\u0113\u013c\u0101, 7 dienas ned\u0113\u013c\u0101, izmantojot e-pastu un t\u0113rz\u0113\u0161anu tie\u0161saist\u0113. Uz\u0146\u0113mumam ir laba reput\u0101cija, jo tas \u0101tri un atsauc\u012bgi atbild uz klientu jaut\u0101jumiem un ba\u017e\u0101m, un daudzi klienti slav\u0113 klientu apkalpo\u0161anas komandas efektivit\u0101ti un draudz\u012bgumu.<\/p>\n\n\n\n<p>Wise ir ar\u012b visaptvero\u0161a <a href=\"https:\/\/wise.com\/help\/\" target=\"_blank\" rel=\"noreferrer noopener\">pal\u012bdz\u012bbas centrs<\/a>, kur\u0101 iek\u013cauti s\u012bki izstr\u0101d\u0101ti bie\u017ei uzdotie jaut\u0101jumi un raksti par da\u017e\u0101diem ar pakalpojuma lieto\u0161anu saist\u012btiem jaut\u0101jumiem. Turkl\u0101t uz\u0146\u0113mums izmanto daudzus akt\u012bvus kopienas forumus, kuros klienti uzdod jaut\u0101jumus un sa\u0146em atbildes no citiem lietot\u0101jiem, k\u0101 ar\u012b no Wise darbiniekiem.<\/p>\n\n\n\n<p>Uz\u0146\u0113mums stingri iev\u0113ro politiku, kas paredz, ka klienti ir pirmaj\u0101 viet\u0101, un tas atspogu\u013cojas t\u0101 klientu apkalpo\u0161anas kvalit\u0101t\u0113. Neatkar\u012bgi no t\u0101, vai klientam ir nepiecie\u0161ama pal\u012bdz\u012bba naudas p\u0101rskait\u012bjuma veik\u0161an\u0101, vai vi\u0146am ir jaut\u0101jums par savu kontu, vai ar\u012b rodas tehniska probl\u0113ma, Wise klientu apkalpo\u0161anas komanda ir gatava sniegt pal\u012bdz\u012bbu un atbalstu.<\/p>\n\n\n\n<p>Wise ir glob\u0101ls uz\u0146\u0113mums, t\u0101p\u0113c ir pieejams 15 valod\u0101s, tostarp ang\u013cu, fran\u010du, sp\u0101\u0146u, portug\u0101\u013cu, it\u0101\u013cu, v\u0101cu, \u0137\u012bnie\u0161u, jap\u0101\u0146u, indon\u0113zie\u0161u, ung\u0101ru, ukrai\u0146u, po\u013cu, po\u013cu, rum\u0101\u0146u, turku un krievu valod\u0101.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Does_Wise_Compare_With_Its_Competitors\"><\/span>K\u0101 Wise ir sal\u012bdzin\u0101ms ar konkurentiem?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise nav vien\u012bgais sp\u0113l\u0113t\u0101js starptautisko naudas p\u0101rvedumu jom\u0101, un ir svar\u012bgi to sal\u012bdzin\u0101t ar citiem pakalpojumu sniedz\u0113jiem, lai noteiktu, kur\u0161 no tiem vislab\u0101k atbilst j\u016bsu vajadz\u012bb\u0101m. \u0160aj\u0101 sada\u013c\u0101 m\u0113s sal\u012bdzin\u0101sim Wise ar trim t\u0101 konkurentiem: <a href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/xe-review\/\" data-internallinksmanager029f6b8e52c=\"238\" title=\"XE starptautisko naudas p\u0101rvedumu p\u0101rskats 2023\">Xe<\/a>, <a href=\"https:\/\/www.torfx.com\/affiliate\/register?afflno=0302110000681579\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">TorFx<\/a>, un <a href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/instarem-review\/\" data-internallinksmanager029f6b8e52c=\"362\" title=\"Instarem starptautisko naudas p\u0101rvedumu p\u0101rskats 2023\">Instarem<\/a>. Apskatiet, vai k\u0101ds no tiem ir piem\u0113rot\u0101ks j\u016bsu konkr\u0113taj\u0101m pras\u012bb\u0101m.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_vs_XE\"><\/span>Wise vs. XE<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Funkcija<\/th><th>Gudrs<\/th><th>XE<\/th><\/tr><\/thead><tbody><tr><td>Dibin\u0101ts<\/td><td>2011<\/td><td>1993<\/td><\/tr><tr><td>Tirdzniec\u012bbas apjoms<\/td><td>76,4 miljardi sterli\u0146u m\u0101rci\u0146u 2022. gad\u0101<\/td><td>$115 miljardi 2018. gad\u0101<\/td><\/tr><tr><td>Trustpilot v\u0113rt\u0113jums<\/td><td>4.5 \/ 5<\/td><td>4.2 \/ 5<\/td><\/tr><tr><td>Piem\u0113rots<\/td><td>Nelieli naudas p\u0101rvedumi<\/td><td>Gan mazi, gan lieli naudas p\u0101rvedumi<\/td><\/tr><tr><td>P\u0101rs\u016bt\u012b\u0161anas maksa<\/td><td>Main\u012bg\u0101 maksa - 0,4% - 0,6% no kop\u0113j\u0101s summas (vid\u0113ji);<br>Fiks\u0113ta maksa - vid\u0113ji \u00a30,2 - \u00a30,3<\/td><td>\u00a32.00 zem \u00a3250 (Apvienot\u0101 Karaliste);<br>2,00 \u20ac l\u012bdz 250 \u20ac (ES);<br>Par cit\u0101m summ\u0101m maksa netiek iekas\u0113ta<\/td><\/tr><tr><td>Vid\u0113jais val\u016btas kursa uzcenojums<\/td><td>Nav uzcenojuma vid\u0113j\u0101m tirgus likm\u0113m<\/td><td>0,2% l\u012bdz 1,4% par vid\u0113j\u0101m tirgus likm\u0113m<\/td><\/tr><tr><td>Minim\u0101l\u0101 p\u0101rskait\u012bjuma summa<\/td><td>\u00a31<\/td><td>\u00a31<\/td><\/tr><tr><td>Maksim\u0101l\u0101 p\u0101rskait\u012bjuma summa<\/td><td>$6,000,000,000 USD;<br>$1,8 miljoni AUD;<br>$1,5 miljoni CAD;<br>\u20ac6 000 000 000 EUR;<br>\u00a35,000,000 GBP.<\/td><td>350 000 \u00a3 (Apvienotaj\u0101 Karalist\u0113 un ES);<br>$535,000 (ASV);<br>CAD $535,000 (Kan\u0101da);<br>NZD $750,000 (<a href=\"https:\/\/moverdb.com\/lv\/moving-to-new-zealand\/\" data-internallinksmanager029f6b8e52c=\"324\" title=\"P\u0101rcel\u0161an\u0101s uz Jaunz\u0113landi? 2023 Dz\u012bves izmaksas un p\u0101rcel\u0161an\u0101s padomi\">Jaunz\u0113lande<\/a>).<\/td><\/tr><tr><td>P\u0101rs\u016bt\u012b\u0161anas \u0101trums<\/td><td>0-2 dienas (vair\u0101k nek\u0101 50% p\u0101rs\u016bt\u012bjumu - da\u017eu min\u016b\u0161u laik\u0101).<\/td><td>1-4 darba dienas<\/td><\/tr><tr><td>Specializ\u0113tais d\u012bleris<\/td><td>N\u0113<\/td><td>Tikai tiem, kas p\u0101rskaita vair\u0101k nek\u0101 $70 000<\/td><\/tr><tr><td>Iesaist\u012bt\u0101s valstis<\/td><td>Vair\u0101k nek\u0101 170 valstis<\/td><td>Vair\u0101k nek\u0101 130 valstis<\/td><\/tr><tr><td>Iesaist\u012bt\u0101s val\u016btas<\/td><td>Vair\u0101k nek\u0101 50 val\u016btas<\/td><td>Gandr\u012bz 100 val\u016btas<\/td><\/tr><tr><td>Maks\u0101jumu metodes<\/td><td>Bankas konts, kred\u012btkarte\/debetkarte, Apple\/Google Pay, PayPal<\/td><td>Bankas konts vai kred\u012btkarte\/debetkarte<\/td><\/tr><tr><td>Sa\u0146em\u0161anas metodes<\/td><td>Bankas konts vai bankom\u0101ts (izmantojot tie\u0161saistes kontu)<\/td><td>Bankas konts un skaidra nauda<\/td><\/tr><tr><td>Skaidras naudas sa\u0146em\u0161anas iesp\u0113ja<\/td><td>N\u0113<\/td><td>J\u0101<\/td><\/tr><tr><td>Instant Custom cit\u0101ts<\/td><td>J\u0101<\/td><td>J\u0101<\/td><\/tr><tr><td>Biznesa funkcijas<\/td><td>Partijas maks\u0101jumi, r\u0113\u0137inu izrakst\u012b\u0161ana, vair\u0101ku lietot\u0101ju piek\u013cuve, periodiski p\u0101rskait\u012bjumi, digit\u0101lais vair\u0101ku val\u016btu maci\u0146\u0161, br\u012bdin\u0101jumi par kursu un API integr\u0101cija.<\/td><td>Spot l\u012bgumi, nestandartiz\u0113ti n\u0101kotnes l\u012bgumi, tirgus r\u012bkojumi, digit\u0101lais vair\u0101ku val\u016btu maks, br\u012bdin\u0101jumi par kursu un API port\u0101ls.<\/td><\/tr><tr><td>Galven\u0101 debetkarte<\/td><td>J\u0101<\/td><td>N\u0113<\/td><\/tr><tr><td>Mobil\u0101 lietotne<\/td><td>J\u0101<\/td><td>J\u0101<\/td><\/tr><tr><td>Atcel\u0161anas politika<\/td><td>Lietot\u0101ji var atcelt p\u0101rskait\u012bjumu, ja vien vi\u0146i var redz\u0113t iesp\u0113ju \"atcelt p\u0101rskait\u012bjumu\" p\u0101rskait\u012bjum\u0101.<\/td><td>Tikai skaidras naudas sa\u0146em\u0161anas p\u0101rskait\u012bjumiem, ja sa\u0146\u0113m\u0113js nav sa\u0146\u0113mis skaidru naudu.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Lasiet m\u016bsu <a href=\"https:\/\/moverdb.com\/lv\/labakie-starptautiskie-naudas-parvedumu-pakalpojumi\/xe-review\/\" target=\"_blank\" rel=\"noreferrer noopener\">pilns XE p\u0101rskats<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_vs_TorFX\"><\/span>Wise vs. TorFX<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Funkcija<\/th><th>Gudrs<\/th><th><a href=\"https:\/\/www.torfx.com\/affiliate\/register?afflno=0302110000681579\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">TorFX<\/a><\/th><\/tr><\/thead><tbody><tr><td>Dibin\u0101ts<\/td><td>2011<\/td><td>2004<\/td><\/tr><tr><td>Tirdzniec\u012bbas apjoms<\/td><td>76,4 miljardi sterli\u0146u m\u0101rci\u0146u 2022. gad\u0101<\/td><td>7,5 miljardi m\u0101rci\u0146u gad\u0101<\/td><\/tr><tr><td>Trustpilot v\u0113rt\u0113jums<\/td><td>4.5 \/ 5<\/td><td>4.9 \/ 5<\/td><\/tr><tr><td>Piem\u0113rots<\/td><td>Nelieli naudas p\u0101rvedumi<\/td><td>Gan mazi, gan lieli naudas p\u0101rvedumi<\/td><\/tr><tr><td>P\u0101rs\u016bt\u012b\u0161anas maksa<\/td><td>Main\u012bg\u0101 maksa - 0,4% - 0,6% no kop\u0113j\u0101s summas (vid\u0113ji);<br>Fiks\u0113ta maksa - vid\u0113ji \u00a30,2 - \u00a30,3<\/td><td>Bez maksas<\/td><\/tr><tr><td>Vid\u0113jais val\u016btas kursa uzcenojums<\/td><td>Nav uzcenojuma vid\u0113j\u0101m tirgus likm\u0113m<\/td><td>1% l\u012bdz 2% par vid\u0113j\u0101m tirgus likm\u0113m<\/td><\/tr><tr><td>Minim\u0101l\u0101 p\u0101rskait\u012bjuma summa<\/td><td>\u00a31<\/td><td>100 \u00a3 (vai ekvivalents val\u016bt\u0101)<\/td><\/tr><tr><td>Maksim\u0101l\u0101 p\u0101rskait\u012bjuma summa<\/td><td>$6,000,000,000 USD;<br>$1,8 miljoni AUD;<br>$1,5 miljoni CAD;<br>\u20ac6 000 000 000 EUR;<br>\u00a35,000,000 GBP.<\/td><td>Nav<\/td><\/tr><tr><td>P\u0101rs\u016bt\u012b\u0161anas \u0101trums<\/td><td>0-2 dienas (vair\u0101k nek\u0101 50% p\u0101rs\u016bt\u012bjumu - da\u017eu min\u016b\u0161u laik\u0101).<\/td><td>0-2 stundas SEPA p\u0101rskait\u012bjumiem;<br>24-48 stundas ACH p\u0101rskait\u012bjumiem<\/td><\/tr><tr><td>Specializ\u0113tais d\u012bleris<\/td><td>N\u0113<\/td><td>J\u0101<\/td><\/tr><tr><td>Iesaist\u012bt\u0101s valstis<\/td><td>Vair\u0101k nek\u0101 170 valstis<\/td><td>Vair\u0101k nek\u0101 100 valstis<\/td><\/tr><tr><td>Iesaist\u012bt\u0101s val\u016btas<\/td><td>Vair\u0101k nek\u0101 50 val\u016btas<\/td><td>59 val\u016btas<\/td><\/tr><tr><td>Maks\u0101jumu metodes<\/td><td>Bankas konts, kred\u012btkarte\/debetkarte, Apple\/Google Pay, PayPal<\/td><td>Bankas konts<\/td><\/tr><tr><td>Sa\u0146em\u0161anas metodes<\/td><td>Bankas konts vai bankom\u0101ts (izmantojot tie\u0161saistes kontu)<\/td><td>Bankas konts<\/td><\/tr><tr><td>Skaidras naudas sa\u0146em\u0161anas iesp\u0113ja<\/td><td>N\u0113<\/td><td>N\u0113<\/td><\/tr><tr><td>Instant Custom cit\u0101ts<\/td><td>J\u0101<\/td><td>N\u0113<\/td><\/tr><tr><td>Biznesa funkcijas<\/td><td>Partijas maks\u0101jumi, r\u0113\u0137inu izrakst\u012b\u0161ana, vair\u0101ku lietot\u0101ju piek\u013cuve, periodiski p\u0101rskait\u012bjumi, digit\u0101lais vair\u0101ku val\u016btu maci\u0146\u0161, br\u012bdin\u0101jumi par kursu un API integr\u0101cija.<\/td><td>Spot l\u012bgumi, nestandartiz\u0113ti n\u0101kotnes l\u012bgumi, limita r\u012bkojumi, stop-loss r\u012bkojumi, periodiski p\u0101rskait\u012bjumi, likmju br\u012bdin\u0101jumi un API port\u0101ls.<\/td><\/tr><tr><td>Galven\u0101 debetkarte<\/td><td>J\u0101<\/td><td>N\u0113<\/td><\/tr><tr><td>Mobil\u0101 lietotne<\/td><td>J\u0101<\/td><td>J\u0101<\/td><\/tr><tr><td>Atcel\u0161anas politika<\/td><td>Lietot\u0101ji var atcelt p\u0101rskait\u012bjumu, ja vien vi\u0146i var redz\u0113t iesp\u0113ju \"atcelt p\u0101rskait\u012bjumu\" p\u0101rskait\u012bjum\u0101.<\/td><td>Iesp\u0113jams p\u0113c sazin\u0101\u0161an\u0101s, ja vien sa\u0146\u0113m\u0113js nav sa\u0146\u0113mis naudu (var tikt piem\u0113rota papildu maksa).<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Lasiet m\u016bsu <a href=\"https:\/\/moverdb.com\/lv\/labakie-starptautiskie-naudas-parvedumu-pakalpojumi\/torfx-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/torfx-review\/\" rel=\"noreferrer noopener\">pilns TorFX p\u0101rskats<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_vs_Instarem\"><\/span>Wise vs. Instarem<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Funkcija<\/th><th>Gudrs<\/th><th>Instarem<\/th><\/tr><\/thead><tbody><tr><td>Dibin\u0101ts<\/td><td>2011<\/td><td>2014<\/td><\/tr><tr><td>Tirdzniec\u012bbas apjoms<\/td><td>76,4 miljardi sterli\u0146u m\u0101rci\u0146u 2022. gad\u0101<\/td><td>$4 miljardi gad\u0101&nbsp;<\/td><\/tr><tr><td>Trustpilot v\u0113rt\u0113jums<\/td><td>4.5 \/ 5<\/td><td>4.4 \/ 5<\/td><\/tr><tr><td>Piem\u0113rots<\/td><td>Nelieli naudas p\u0101rvedumi<\/td><td>Gan mazi, gan lieli naudas p\u0101rvedumi<\/td><\/tr><tr><td>P\u0101rs\u016bt\u012b\u0161anas maksa<\/td><td>Main\u012bg\u0101 maksa - 0,4% - 0,6% no kop\u0113j\u0101s summas (vid\u0113ji);<br>Fiks\u0113ta maksa - vid\u0113ji \u00a30,2 - \u00a30,3<\/td><td>Atkar\u012bb\u0101 no izv\u0113l\u0113taj\u0101m valst\u012bm, p\u0101rskait\u012bjuma summas un maks\u0101\u0161anas metodes.<\/td><\/tr><tr><td>Vid\u0113jais val\u016btas kursa uzcenojums<\/td><td>Nav uzcenojuma vid\u0113j\u0101m tirgus likm\u0113m<\/td><td><\/td><\/tr><tr><td>Minim\u0101l\u0101 p\u0101rskait\u012bjuma summa<\/td><td>\u00a31<\/td><td>$50 Indijai p\u0101r\u0113j\u0101 gad\u012bjum\u0101 - nav<\/td><\/tr><tr><td>Maksim\u0101l\u0101 p\u0101rskait\u012bjuma summa<\/td><td>$6,000,000,000 USD;<br>$1,8 miljoni AUD;<br>$1,5 miljoni CAD;<br>\u20ac6 000 000 000 EUR;<br>\u00a35,000,000 GBP.<\/td><td>Atkar\u012bb\u0101 no izv\u0113l\u0113t\u0101s s\u016bt\u012bt\u0101jvalsts un maks\u0101\u0161anas metodes.<\/td><\/tr><tr><td>P\u0101rs\u016bt\u012b\u0161anas \u0101trums<\/td><td>0-2 dienas (vair\u0101k nek\u0101 50% p\u0101rs\u016bt\u012bjumu - da\u017eu min\u016b\u0161u laik\u0101).<\/td><td>Atkar\u012bb\u0101 no bankas apstr\u0101des laika<\/td><\/tr><tr><td>Specializ\u0113tais d\u012bleris<\/td><td>N\u0113<\/td><td>N\u0113<\/td><\/tr><tr><td>Iesaist\u012bt\u0101s valstis<\/td><td>Vair\u0101k nek\u0101 170 valstis<\/td><td>Vair\u0101k nek\u0101 110 valstis<\/td><\/tr><tr><td>Iesaist\u012bt\u0101s val\u016btas<\/td><td>Vair\u0101k nek\u0101 50 val\u016btas<\/td><td>Aptuveni 30 val\u016btas<\/td><\/tr><tr><td>Maks\u0101jumu metodes<\/td><td>Bankas konts, kred\u012btkarte\/debetkarte, Apple\/Google Pay, PayPal<\/td><td>Bankas konts vai kred\u012btkarte\/debetkarte<\/td><\/tr><tr><td>Sa\u0146em\u0161anas metodes<\/td><td>Bankas konts vai bankom\u0101ts (izmantojot tie\u0161saistes kontu)<\/td><td>Bankas konts<\/td><\/tr><tr><td>Skaidras naudas sa\u0146em\u0161anas iesp\u0113ja<\/td><td>N\u0113<\/td><td>Tikai Filip\u012bn\u0101m<\/td><\/tr><tr><td>Instant Custom cit\u0101ts<\/td><td>J\u0101<\/td><td>J\u0101<\/td><\/tr><tr><td>Biznesa funkcijas<\/td><td>Partijas maks\u0101jumi, r\u0113\u0137inu izrakst\u012b\u0161ana, vair\u0101ku lietot\u0101ju piek\u013cuve, periodiski p\u0101rskait\u012bjumi, digit\u0101lais vair\u0101ku val\u016btu maci\u0146\u0161, br\u012bdin\u0101jumi par kursu un API integr\u0101cija.<\/td><td>Partijas maks\u0101jumi, digit\u0101lais vair\u0101ku val\u016btu maks, kursa br\u012bdin\u0101jumi<\/td><\/tr><tr><td>Galven\u0101 debetkarte<\/td><td>J\u0101<\/td><td>N\u0113<\/td><\/tr><tr><td>Mobil\u0101 lietotne<\/td><td>J\u0101<\/td><td>J\u0101<\/td><\/tr><tr><td>Atcel\u0161anas politika<\/td><td>Lietot\u0101ji var atcelt p\u0101rskait\u012bjumu, ja vien vi\u0146i var redz\u0113t iesp\u0113ju \"atcelt p\u0101rskait\u012bjumu\" p\u0101rskait\u012bjum\u0101.<\/td><td>Iesp\u0113jams p\u0113c sazin\u0101\u0161an\u0101s, ja vien sa\u0146\u0113m\u0113js nav sa\u0146\u0113mis naudu (var tikt piem\u0113rota papildu maksa).<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Lasiet m\u016bsu <a href=\"https:\/\/moverdb.com\/lv\/labakie-starptautiskie-naudas-parvedumu-pakalpojumi\/instarem-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/instarem-review\/\" rel=\"noreferrer noopener\">pilns Instarem p\u0101rskats<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Customer_Reviews\"><\/span>Gudri klientu atsauksmes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise ir sa\u0146\u0113mis simtiem t\u016bksto\u0161u atsauksmju Trustpilot vietn\u0113, kas to padara par visvair\u0101k recenz\u0113to uz\u0146\u0113mumu \u0101rvalstu val\u016btas maks\u0101jumu nozar\u0113 ar 4,5\/5 v\u0113rt\u0113jumu 2023. gada janv\u0101r\u012b, kas ir samazin\u0101jies no 4,7\/5 2020. gada beig\u0101s. Veicot izp\u0113ti, m\u0113s paman\u012bj\u0101m, ka 91% no vis\u0101m atsauksm\u0113m ir pozit\u012bvas, 7% ir negat\u012bvas s\u016bdz\u012bbas, bet 2% ir neitr\u0101las.<\/p>\n\n\n\n<p>Liel\u0101kaj\u0101 da\u013c\u0101 pozit\u012bvo atsauksmju teikts, ka Wise galven\u0101 priek\u0161roc\u012bba ir naudas p\u0101rskait\u012bjumu veik\u0161anas vienm\u0113r\u012bgums, ta\u010du ir ba\u017eas par p\u0101rm\u0113r\u012bg\u0101m dokumentu pras\u012bb\u0101m, kav\u0113tiem p\u0101rskait\u012bjumiem un nelaik\u0101 veiktu klientu apkalpo\u0161anu.<\/p>\n\n\n\n<p>Negat\u012bvo atsauksmju skaits pieaug, galvenok\u0101rt deaktiviz\u0113to kontu d\u0113\u013c. Uz\u0146\u0113mums saskaras ar nepatiku par to, ka kontu \u012bpa\u0161nieki nevar piek\u013c\u016bt savai naudai, lai gan ir sniegu\u0161i visu nepiecie\u0161amo inform\u0101ciju. Lai gan da\u017eas s\u016bdz\u012bbas ir par izcilas klientu apkalpo\u0161anas tr\u016bkumu, da\u017eas atsauksmes, \u0161\u0137iet, ir ievietoju\u0161i tirgot\u0101ji ar m\u0113r\u0137i aizkr\u0101sot pakalpojumu, ta\u010du to skaits ir diezgan neliels.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Positive_Wise_Customer_Reviews\"><\/span>Pozit\u012bvas gudru klientu atsauksmes<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Es \u013coti ieteiktu Wise gan person\u012bgai, gan lieti\u0161\u0137ai lieto\u0161anai. Pakalpojumu ir viegli izmantot, tas pied\u0101v\u0101 konkur\u0113tsp\u0113j\u012bgus val\u016btas mai\u0146as kursus un komisijas maksas sal\u012bdzin\u0101jum\u0101 ar tradicion\u0101laj\u0101m bank\u0101m un \u013cauj \u0101tri un dro\u0161i veikt starptautiskus naudas p\u0101rskait\u012bjumus. \u013boti noder\u012bga ir ar\u012b p\u0101rredzam\u012bba un skaidrs izmaksu sadal\u012bjums. Kopum\u0101 man ir bijusi pozit\u012bva pieredze ar Wise, un es dro\u0161i ieteiktu to ikvienam, kas mekl\u0113 rentablu veidu, k\u0101 veikt starptautiskus naudas p\u0101rskait\u012bjumus.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63d01dcd9b64b1bdaf41cc78\" target=\"_blank\" rel=\"noreferrer noopener\">Arulkumar Msc<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Lieliska pieredze vair\u0101ku gadu garum\u0101! Es izmantoju Wise jau gadiem ilgi, kad tas v\u0113l sauc\u0101s TransferWise. Visu laiku viss darboj\u0101s bez sare\u017e\u0123\u012bjumiem. Lietot\u0101ja saskarne ir pat\u012bkama lieto\u0161an\u0101 - dar\u012bjumu \u0101trums ir \u013coti liels. Ir bijis liels prieks to izmantot. Vien\u012bgais m\u012bnuss ir tas, ka nav iesp\u0113jams veikt dar\u012bjumus uz t\u0101d\u0101m kriptoval\u016btu bir\u017e\u0101m k\u0101 Kraken. (Varb\u016bt politika main\u012bsies tuv\u0101kaj\u0101 n\u0101kotn\u0113). Ja jums nav \u0161\u012bs \u012bpa\u0161\u0101s vajadz\u012bbas, tad tas ir \u013coti ieteicams.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c6b0ee2338b6d417bcae62\" target=\"_blank\" rel=\"noopener\">Lenards Frommelt<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Esmu \u013coti apmierin\u0101ts ar to, cik viegli Wise \u013cauj p\u0101rskait\u012bt un konvert\u0113t naudu da\u017e\u0101d\u0101s val\u016bt\u0101s! \u0160is ir mans pirmais vair\u0101ku val\u016btu konts, un es esmu p\u0101rsteigts, kad izmantoju karti (Apple Pay vai fizisko karti), k\u0101 t\u0101 autom\u0101tiski izv\u0113las viet\u0113jo val\u016btu, ko t\u0113r\u0113t. Man gandr\u012bz nav ne pirksta - es vienk\u0101r\u0161i p\u0101rliecinos, ka ir pietiekami daudz l\u012bdzek\u013cu, pieskar\u0161os kartei, un Wise par visu p\u0101r\u0113jo par\u016bp\u0113sies pats! Es noteikti ieteiktu \u0161o uz\u0146\u0113mumu, \u012bpa\u0161i ce\u013cojumiem!<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c3d8de2338b6d417ba8069\" target=\"_blank\" rel=\"noreferrer noopener\">Jasm\u012bna<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Grib\u0113ju p\u0101riet no Payoneer, jo vi\u0146u konta sist\u0113mai ir milz\u012bgas probl\u0113mas, un bija nepiecie\u0161ami m\u0113ne\u0161i, lai atbalsts to man salabotu, tikai t\u0101p\u0113c, lai tas rad\u012btu jaunas probl\u0113mas. Es \u0101tri verific\u0113jos Wise, vienas dienas laik\u0101 iestat\u012bju naudas iz\u0146em\u0161anu no PayPal uz Wise (tie\u0161i to es m\u0113\u0123in\u0101ju pan\u0101kt Payoneer, bet nevar\u0113ju) un bez probl\u0113m\u0101m nos\u016bt\u012bju naudu draugam. Labs bonuss ir ar\u012b konversijas likmes un maksas. Turkl\u0101t manam draugam bija ieteikuma kods, ko es aizmirsu ievad\u012bt konta izveides laik\u0101, bet ir logs, kur\u0101 to ievad\u012bt neilgi p\u0113c tam. \u013boti labi.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c2f2ec2338b6d417ba195b\" target=\"_blank\" rel=\"noreferrer noopener\">Androoideka<\/a><\/cite><\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Negative_Wise_Customer_Reviews\"><\/span>Negat\u012bvi gudri klientu apskati<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Wise pakalpojumu kvalit\u0101te ar katru dienu pasliktin\u0101s. P\u0101rs\u016bt\u012b\u0161ana aiz\u0146em p\u0101r\u0101k daudz laika, kad es jaut\u0101ju Wise atbalsta dienestam, k\u0101p\u0113c p\u0101rs\u016bt\u012b\u0161ana aiz\u0146em p\u0101r\u0101k daudz laika? Wise atbalsta atbilde ir vienk\u0101r\u0161a - bank\u0101m ir nepiecie\u0161ams laiks, lai apstr\u0101d\u0101tu maks\u0101jumu. bet, kad es s\u016btu naudu uz to pa\u0161u banku ar ACE naudas p\u0101rvedumu, nauda pien\u0101k 30 min\u016b\u0161u laik\u0101! T\u0101d\u0113j\u0101di gudrais atbalsts run\u0101 melus un pie\u0146em, ka es ticu vi\u0146u meliem! Es dom\u0101ju sl\u0113gt savu Wise kontu slikt\u0101s kvalit\u0101tes un klientu apkalpo\u0161anas d\u0113\u013c!<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c7c0f12338b6d417bd7ac5\" target=\"_blank\" rel=\"noreferrer noopener\">Muhameds Lukmans<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Ceru, ka jums nav nepiecie\u0161ams klientu atbalsts. Vi\u0146i ir aiztur\u0113ju\u0161i manu kontu jau apm\u0113ram m\u0113nesi. Es zaud\u0113ju naudu un kav\u0113ju maks\u0101jumus vi\u0146u l\u0113n\u0101 un neuzman\u012bg\u0101 servisa d\u0113\u013c. Esmu vi\u0146u klients kop\u0161 pirm\u0101 gada, un situ\u0101cija tikai pasliktin\u0101s. Mai\u0146as kursi ir labi, bet tie nav lab\u0101kie, un, par laimi, es varu viegli atrast l\u012bdz\u012bgu un\/vai lab\u0101ku pakalpojumu. Paldies par v\u0113l viena klienta atbaid\u012b\u0161anu. P\u0101rv\u0113rt\u0113jiet savu biznesa skolu<\/em>.<\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63bcf5654d0773066a331048\" target=\"_blank\" rel=\"noreferrer noopener\">\u0100rons<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Wise blo\u0137\u0113ja VISUS m\u016bsu dar\u012bjumus viena konkr\u0113ta dar\u012bjuma \"p\u0101rskat\u012b\u0161anas\" d\u0113\u013c?! K\u0101p\u0113c? Viss dar\u012bjums vienk\u0101r\u0161i apst\u0101j\u0101s visu dar\u012bjumu blo\u0137\u0113\u0161anas d\u0113\u013c. Atbalsta dienests nesniedz nek\u0101du inform\u0101ciju, tikai \"pagaidiet, m\u0113s p\u0101rskat\u0101m j\u016bsu dar\u012bjumu\", nenor\u0101dot nek\u0101dus iesp\u0113jamos termi\u0146us\/termi\u0146us utt. Visslikt\u0101kais atbalsts, k\u0101ds man jebkad ir bijis.<\/em><\/p>\n\n\n\n<p><em>PS. Pievienojot da\u017eus paskaidrojumus personai, kas atbild \u0161eit p\u0113c atbildes sa\u0146em\u0161anas: Esmu vair\u0101kk\u0101rt sazin\u0101jies ar atbalsta dienestu, un neviens nesp\u0113ja sniegt vismaz aptuvenu apl\u0113si\/termi\u0146u par p\u0101rskat\u012b\u0161anu. Wise t\u012bmek\u013ca vietn\u0113 ir inform\u0101cija, ka p\u0101rskat\u012b\u0161ana var aiz\u0146emt no 2 l\u012bdz 10 dien\u0101m, un s\u0101kotn\u0113j\u0101 e-pasta v\u0113stul\u0113 par p\u0101rskat\u012b\u0161anas procesu m\u0113s sa\u0146\u0113m\u0101m 5-10 dienu termi\u0146u, tom\u0113r ir pag\u0101ju\u0161as gandr\u012bz 3 ned\u0113\u013cas bez atbildes. Neviens nepras\u012bja papildu inform\u0101ciju, neviens m\u016bs neinform\u0113ja par statusu utt.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63bd2fbe2338b6d417b51fc7\" target=\"_blank\" rel=\"noreferrer noopener\">Andrii Kornytskyi<\/a><\/cite><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Alternatives\"><\/span>Gudras alternat\u012bvas<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise nav vien\u012bg\u0101 iesp\u0113ja priv\u0101tperson\u0101m un uz\u0146\u0113mumiem, kas v\u0113las veikt starptautiskus naudas p\u0101rskait\u012bjumus. Ir vair\u0101kas Wise alternat\u012bvas, un katrai no t\u0101m ir savas unik\u0101las funkcijas un priek\u0161roc\u012bbas. \u0160eit m\u0113s apl\u016bkosim tr\u012bs popul\u0101r\u0101k\u0101s alternat\u012bvas: <a href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/ofx-review\/\" data-internallinksmanager029f6b8e52c=\"364\" title=\"OFX starptautisko naudas p\u0101rvedumu p\u0101rskats 2023\">OFX<\/a>, <a href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/moneygram-review\/\" data-internallinksmanager029f6b8e52c=\"368\" title=\"MoneyGram starptautiskais naudas p\u0101rvedumu p\u0101rskats 2023\">MoneyGram<\/a>, un <a href=\"https:\/\/moverdb.com\/lv\/international-money-transfer-services\/revolut-review\/\" data-internallinksmanager029f6b8e52c=\"369\" title=\"Revolut starptautisko naudas p\u0101rvedumu p\u0101rskats 2023\">Revolut<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"OFX\"><\/span><a href=\"https:\/\/moverdb.com\/lv\/labakie-starptautiskie-naudas-parvedumu-pakalpojumi\/ofx-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/ofx-review\" rel=\"noreferrer noopener\">OFX<\/a>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>OFX (agr\u0101k OzForex) ir labi paz\u012bstams naudas p\u0101rvedumu uz\u0146\u0113mums, kas darbojas jau vair\u0101k nek\u0101 20 gadus. Uz\u0146\u0113mums pied\u0101v\u0101 virkni pakalpojumu, tostarp starptautiskus naudas p\u0101rvedumus, val\u016btas mai\u0146u un \u0101rvalstu val\u016btas kontus. Uz\u0146\u0113mumu klientiem tiek pied\u0101v\u0101ti ar\u012b tagadnes l\u012bgumi, nestandartiz\u0113ti n\u0101kotnes l\u012bgumi un tirgus pas\u016bt\u012bjumi.&nbsp;<\/p>\n\n\n\n<p>OFX ir labs risin\u0101jums priv\u0101tperson\u0101m un uz\u0146\u0113mumiem, kas v\u0113las izmantot tradicion\u0101l\u0101ku pieeju starptautiskajiem naudas p\u0101rvedumiem, un pied\u0101v\u0101 pakalpojumus, kas ir l\u012bdz\u012bgi tradicion\u0101lo banku pied\u0101v\u0101tajiem pakalpojumiem. Tom\u0113r OFX val\u016btas mai\u0146as kursi un komisijas maksas var neb\u016bt tik konkur\u0113tsp\u0113j\u012bgas k\u0101 citu pakalpojumu sniedz\u0113ju, tostarp Wise, pied\u0101v\u0101tie.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"MoneyGram\"><\/span><a href=\"https:\/\/moverdb.com\/lv\/labakie-starptautiskie-naudas-parvedumu-pakalpojumi\/moneygram-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/moneygram-review\" rel=\"noreferrer noopener\">MoneyGram<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>MoneyGram ir vado\u0161ais naudas p\u0101rvedumu uz\u0146\u0113mums, kas darbojas ar vair\u0101k nek\u0101 350 000 fili\u0101\u013cu vair\u0101k nek\u0101 200 valst\u012bs un teritorij\u0101s vis\u0101 pasaul\u0113. Uz\u0146\u0113mums pied\u0101v\u0101 virkni pakalpojumu, tostarp starptautiskus naudas p\u0101rvedumus, r\u0113\u0137inu maks\u0101jumus, naudas p\u0101rvedumus un skaidras naudas sa\u0146em\u0161anas iesp\u0113jas.<\/p>\n\n\n\n<p>MoneyGram ir labs risin\u0101jums ikvienam, kas mekl\u0113 \u0113rtu un pieejamu risin\u0101jumu naudas s\u016bt\u012b\u0161anai draugiem un \u0123imenei cit\u0101s valst\u012bs. Tom\u0113r MoneyGram val\u016btas mai\u0146as kursi un komisijas maksa parasti ir augst\u0101ka nek\u0101 Wise un citu pakalpojumu sniedz\u0113ju pied\u0101v\u0101tie.<\/p>\n\n\n\n<p>Viena no lab\u0101kaj\u0101m priek\u0161roc\u012bb\u0101m ir ekspress maks\u0101jumu pakalpojums, kas ir lieliski noder\u012bgs, lai r\u0113\u0137inus \u0101rzem\u0113s apmaks\u0101tu zibens \u0101trum\u0101.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut\"><\/span><a href=\"https:\/\/moverdb.com\/lv\/labakie-starptautiskie-naudas-parvedumu-pakalpojumi\/revolut-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/revolut-review\" rel=\"noreferrer noopener\">Revolut<\/a>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Revolut ir digit\u0101l\u0101s bankas platforma, kas pied\u0101v\u0101 daudzus finan\u0161u pakalpojumus. Papildus starptautiskajiem naudas p\u0101rvedumiem t\u0101 pied\u0101v\u0101 val\u016btas mai\u0146as r\u012bkus un \u012bpa\u0161i \u0113rtas debetkartes.<\/p>\n\n\n\n<p>Revolut ir p\u0101rsteidzo\u0161s k\u0101 visaptvero\u0161\u0101ks risin\u0101jums klientu naudas p\u0101rvald\u012b\u0161anai vair\u0101k\u0101s val\u016bt\u0101s. Tie\u0161saistes platforma un mobil\u0101 lietotne ir \u012bpa\u0161i moderna un vienk\u0101r\u0161a, un t\u0101s priek\u0161apmaksas debetkartes ir popul\u0101ra izv\u0113le daudziem, kas v\u0113las veikt \u0101trus un dro\u0161us dar\u012bjumus veikalos vai tie\u0161saist\u0113.<\/p>\n\n\n\n<p>\u0145emot to v\u0113r\u0101, Revolut val\u016btas mai\u0146as kursi un komisijas maksas nav tik p\u0101rredzamas k\u0101 daudziem konkurentiem, un uz\u0146\u0113mums var neb\u016bt pieejams vis\u0101s valst\u012bs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Secin\u0101jums<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0160aj\u0101 p\u0101rskat\u0101 m\u0113s uzzin\u0101j\u0101m, ka Wise ir vado\u0161ais starptautisko naudas p\u0101rvedumu tirgus dal\u012bbnieks. Ar savu augsto p\u0101rredzam\u012bbas l\u012bmeni un sp\u0113c\u012bgo tie\u0161saistes tirdzniec\u012bbas sist\u0113mu un mobilo lietotni Wise ir piesaist\u012bjis daudzus klientus vis\u0101 pasaul\u0113.&nbsp;<\/p>\n\n\n\n<p>Wise nodro\u0161ina tie\u0161saistes kontu, kas \u013cauj lietot\u0101jiem veikt starptautiskos maks\u0101jumus par pie\u0146emamu cenu un sa\u0146emt \u0101rvalstu val\u016btas maks\u0101jumus sav\u0101 Wise kont\u0101. Lietot\u0101ju pieredze tiek uzskat\u012bta par vienu no lab\u0101kaj\u0101m naudas p\u0101rvedumu jom\u0101, un debetkarte, ko Wise nodro\u0161ina visiem biznesa lietot\u0101jiem, ir augstas kvalit\u0101tes akt\u012bvs \u0101rzemju t\u0113ri\u0146iem.<\/p>\n\n\n\n<p>Tom\u0113r da\u017ei klienti uzskata, ka DIY pieeja naudas p\u0101rskait\u012b\u0161anai uz \u0101rzem\u0113m var neb\u016bt piem\u0113rota lielu summu p\u0101rskait\u012b\u0161anai, un dod priek\u0161roku izraudz\u012bta konta p\u0101rvaldnieka ar pieredzi \u0101rvalstu val\u016btas mai\u0146as jom\u0101 atbalstam. Turkl\u0101t Wise k\u0101 publisks uz\u0146\u0113mums saskaras ar da\u017e\u0101m probl\u0113m\u0101m, piem\u0113ram, liel\u0101k\u0101m maks\u0101m da\u017eiem lietot\u0101jiem, l\u0113n\u0101kiem maks\u0101jumiem un konta deaktiviz\u0113\u0161anu, jo tiek piepras\u012bta apjom\u012bga dokument\u0101cija.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQ\"><\/span>F.A.Q.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list\">\n<div id=\"faq-question-1689848029575\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Who_is_Wise_most_suitable_for\"><\/span>Kam Wise ir vispiem\u0113rot\u0101kais?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Wise ir piem\u0113rots risin\u0101jums da\u017e\u0101d\u0101m priv\u0101tperson\u0101m un uz\u0146\u0113mumiem, kuriem nepiecie\u0161ams s\u016bt\u012bt vai sa\u0146emt naudu starptautisk\u0101 m\u0113rog\u0101. <\/p>\n<p>Tas attiecas uz priv\u0101tperson\u0101m, kas veic nelielus un vid\u0113ja lieluma naudas p\u0101rskait\u012bjumus, maziem uz\u0146\u0113mumiem, kas veic starptautiskus maks\u0101jumus, \u0101r\u0161tata darbiniekiem un pa\u0161nodarbin\u0101t\u0101m person\u0101m, kas sa\u0146em maks\u0101jumus no \u0101rzem\u0113m, k\u0101 ar\u012b \u0101rvalstniekiem un ce\u013cot\u0101jiem, kas p\u0101rvalda finanses, atrodoties \u0101rzem\u0113s.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848045550\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"What_information_do_I_need_to_provide_to_make_a_money_transfer_using_Wise\"><\/span>K\u0101da inform\u0101cija man ir j\u0101sniedz, lai veiktu naudas p\u0101rskait\u012bjumu, izmantojot Wise?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Lai veiktu p\u0101rskait\u012bjumu, izmantojot Wise, sa\u0146\u0113m\u0113jam ir j\u0101nor\u0101da \u0161\u0101da inform\u0101cija:<\/p>\n<p>- J\u016bsu pilns juridiskais nosaukums;<br \/>- J\u016bsu bankas konta numurs;<br \/>- J\u016bsu bankas konta virz\u012bbas numurs;<br \/>- J\u016bsu bankas BIC\/SWIFT kods (atkar\u012bb\u0101 no p\u0101rskait\u012bjuma vietas).<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848123837\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Are_Wise_users_able_to_make_money_transfers_in_another_name\"><\/span>Vai Wise lietot\u0101ji var veikt naudas p\u0101rskait\u012bjumus cit\u0101 v\u0101rd\u0101?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>N\u0113, Wise pieprasa, lai sa\u0146\u0113m\u0113ja v\u0101rds sakristu ar sa\u0146\u0113m\u0113ja bankas kont\u0101 nor\u0101d\u012bto v\u0101rdu. Tas ir dro\u0161\u012bbas pas\u0101kums, lai nov\u0113rstu kr\u0101p\u0161anu un aizsarg\u0101tu klientu l\u012bdzek\u013cus.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848168748\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Can_I_transfer_money_to_a_mobile_wallet_with_Wise\"><\/span>Vai ar Wise varu p\u0101rskait\u012bt naudu uz mobilo maku?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>N\u0113, Wise pa\u0161laik neatbalsta p\u0101rskait\u012bjumus uz mobilajiem makiem. Pa\u0161laik uz\u0146\u0113mums atbalsta tikai p\u0101rskait\u012bjumus uz bankas kontiem.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848195268\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Can_I_get_a_free_money_transfer_quote_from_Wise\"><\/span>Vai es varu sa\u0146emt bezmaksas naudas p\u0101rveduma pied\u0101v\u0101jumu no Wise?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>J\u0101, Wise pied\u0101v\u0101 bezmaksas naudas p\u0101rvedumu cit\u0101tus. Klienti var izmantot uz\u0146\u0113muma tie\u0161saistes cenu kalkulatoru, lai apr\u0113\u0137in\u0101tu p\u0101rskait\u012bjuma izmaksas, tostarp val\u016btas mai\u0146as kursu un komisijas maksu. <\/p>\n<p>Cenu pied\u0101v\u0101jums tiek sniegts re\u0101llaik\u0101, un t\u0101 pamat\u0101 ir jaun\u0101kie val\u016btas mai\u0146as kursi un komisijas maksas konkr\u0113tajam p\u0101rskait\u012bjumam. <\/p>\n<p>Klienti var ar\u012b izmantot pied\u0101v\u0101jumu, lai sal\u012bdzin\u0101tu p\u0101rskait\u012bjuma izmaksas ar citiem pakalpojumu sniedz\u0113jiem un pie\u0146emtu pamatotu l\u0113mumu par sav\u0101m vajadz\u012bb\u0101m piem\u0113rot\u0101ko variantu.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848228031\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Is_TransferWise_better_than_Wise\"><\/span>Vai TransferWise ir lab\u0101ks par Wise?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\"Wise\" un \"TransferWise\" ir viens un tas pats uz\u0146\u0113mums. 2021. gada septembr\u012b TransferWise tika p\u0101rd\u0113v\u0113ts par Wise. <\/p>\n<p>T\u0101tad starp abiem nav nek\u0101das at\u0161\u0137ir\u012bbas. TransferWise sniedza ar\u012b starptautiskus naudas p\u0101rvedumu pakalpojumus, koncentr\u0113joties uz p\u0101rredzamu un l\u0113tu p\u0101rvedumu pied\u0101v\u0101jumu. <\/p>\n<p>TransferWise bija pla\u0161i atz\u012bts par vienu no vado\u0161ajiem starptautisko naudas p\u0101rskait\u012bjumu pakalpojumu sniedz\u0113jiem, un to izmantoja miljoniem priv\u0101tpersonu un uz\u0146\u0113mumu vis\u0101 pasaul\u0113.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848257380\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Does_Wise_offer_discounts_and_coupons\"><\/span>Vai Wise pied\u0101v\u0101 atlaides un kuponus?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>J\u0101, Wise saviem klientiem reiz\u0113m pied\u0101v\u0101 atlaides un kuponus. \u0160\u012bs akcijas var ietvert atlaides p\u0101rskait\u012bjumu komisijas maksai, \u012bpa\u0161us val\u016btas mai\u0146as kursus vai naudas pr\u0113mijas par p\u0101rskait\u012bjumu veik\u0161anu. <\/p>\n<p>Uz\u0146\u0113mumam ir ar\u012b ieteikumu programma, kur\u0101 klienti var nopeln\u012bt naudas balvas par draugu un \u0123imenes locek\u013cu ieteik\u0161anu platformai. <\/p>\n<p>Wise var pied\u0101v\u0101t ar\u012b sezon\u0101las akcijas un atlaides, t\u0101p\u0113c ieteicams regul\u0101ri p\u0101rbaud\u012bt uz\u0146\u0113muma t\u012bmek\u013ca vietni, lai uzzin\u0101tu jaun\u0101kos pied\u0101v\u0101jumus.<\/p>\n<p><strong>Pa\u0161reiz\u0113jie pied\u0101v\u0101jumi:<\/strong><\/p>\n<p><a href=\"https:\/\/wise.com\/invite\/dic\/ianw199\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>\u012apa\u0161ais pied\u0101v\u0101jums Noklik\u0161\u0137iniet \u0161eit p\u0101rskait\u012bt l\u012bdz 500 GBP bez komisijas maksas<\/strong><\/a> (tikai jauniem klientiem)<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p>Skatiet ar\u012b: <\/p>\n\n\n<br \/>\n<a href=\"https:\/\/moverdb.com\/lv\/labakie-starptautiskie-naudas-parvedumu-pakalpojumi\/wise-vs-revolut\/\">Wise vs Revolut<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/lv\/labakie-starptautiskie-naudas-parvedumu-pakalpojumi\/wise-vs-moneygram\/\">Wise vs MoneyGram<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/lv\/labakie-starptautiskie-naudas-parvedumu-pakalpojumi\/wise-vs-remitly\/\">Wise vs Remitly<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/lv\/labakie-starptautiskie-naudas-parvedumu-pakalpojumi\/wise-vs-ofx\/\">Wise vs OFX<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/lv\/labakie-starptautiskie-naudas-parvedumu-pakalpojumi\/wise-vs-currencies-direct\/\">Wise vs Currencies Direct<\/a>","protected":false},"excerpt":{"rendered":"<p>International money transfers have become an increasingly important aspect of our globalized world. With the rise of remote work and cross-border commerce, the possibility to easily and securely send and receive money across borders has become a crucial need for individuals and businesses alike. In this context, Wise (formerly TransferWise) has emerged as one of [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":7541,"parent":7319,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"class_list":{"0":"post-7601","1":"page","2":"type-page","3":"status-publish","4":"has-post-thumbnail","6":"entry"},"_links":{"self":[{"href":"https:\/\/moverdb.com\/lv\/wp-json\/wp\/v2\/pages\/7601","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moverdb.com\/lv\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/moverdb.com\/lv\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/moverdb.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/moverdb.com\/lv\/wp-json\/wp\/v2\/comments?post=7601"}],"version-history":[{"count":8,"href":"https:\/\/moverdb.com\/lv\/wp-json\/wp\/v2\/pages\/7601\/revisions"}],"predecessor-version":[{"id":11851,"href":"https:\/\/moverdb.com\/lv\/wp-json\/wp\/v2\/pages\/7601\/revisions\/11851"}],"up":[{"embeddable":true,"href":"https:\/\/moverdb.com\/lv\/wp-json\/wp\/v2\/pages\/7319"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moverdb.com\/lv\/wp-json\/wp\/v2\/media\/7541"}],"wp:attachment":[{"href":"https:\/\/moverdb.com\/lv\/wp-json\/wp\/v2\/media?parent=7601"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}