{"id":7601,"date":"2023-02-09T01:17:59","date_gmt":"2023-02-09T01:17:59","guid":{"rendered":"https:\/\/moverdb.com\/?page_id=7601"},"modified":"2026-01-08T14:47:02","modified_gmt":"2026-01-08T14:47:02","slug":"ismintinga-apzvalga","status":"publish","type":"page","link":"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/","title":{"rendered":"I\u0161mintinga tarptautini\u0173 pinig\u0173 pervedim\u0173 ap\u017evalga 2023 m."},"content":{"rendered":"<figure class=\"wp-block-embed aligncenter is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Kaip naudoti &quot;Wise&quot;: Pinig\u0173 pervedimai - \u017eingsnis po \u017eingsnio (2024)\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/oVG-p27bHkE?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>Tarptautiniai pinig\u0173 pervedimai tampa vis svarbesniu m\u016bs\u0173 globalizuoto pasaulio aspektu. Daug\u0117jant nuotolinio darbo ir tarpvalstybin\u0117s prekybos atvej\u0173, galimyb\u0117 lengvai ir saugiai si\u0173sti ir gauti pinigus tarp valstybi\u0173 tapo labai svarbi tiek privatiems asmenims, tiek \u012fmon\u0117ms.<\/p>\n\n\n\n<p>\u0160iame kontekste, <a href=\"https:\/\/wise.com\/invite\/dic\/ianw199\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>I\u0161mintingas<\/strong><\/a> (buvusi \"TransferWise\") tapo viena i\u0161 pirmaujan\u010di\u0173 rinkos dalyvi\u0173, si\u016blanti greit\u0105, pig\u0173 ir skaidr\u0173 tarptautini\u0173 pinig\u0173 pervedim\u0173 sprendim\u0105.<\/p>\n\n\n\n<p>Toliau pateikiamose eilut\u0117se pamatysime, k\u0105 \"Wise\" si\u016blo tarptautiniams pinig\u0173 pervedimams, ir \u012fvertinsime, kaip gerai ji atsilieka nuo konkurent\u0173. I\u0161nagrin\u0117sime pagrindines paslaugos savybes, \u012fskaitant valiut\u0173 keitimo kursus, mokes\u010dius, saugumo priemones ir naudojimo paprastum\u0105.<\/p>\n\n\n\n<p>Be to, i\u0161nagrin\u0117sime klient\u0173 atsiliepimus ir atsiliepimus, kad i\u0161samiai ap\u017evelgtume naudotoj\u0173 patirt\u012f. M\u016bs\u0173 tikslas - pad\u0117ti jums nustatyti, ar \"Wise\" yra tinkamas pasirinkimas j\u016bs\u0173 <a href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/\" data-internallinksmanager029f6b8e52c=\"239\" title=\"11 geriausi\u0173 tarptautini\u0173 pinig\u0173 pervedimo paslaug\u0173 2026 m.\">tarptautinis pinig\u0173 pervedimas<\/a> poreikius ir suprasti, kokiu mastu ji prisideda prie platesn\u0117s tarptautini\u0173 pinig\u0173 pervedim\u0173 rinkos.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Skyriai<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Perjungti turinio lentel\u0119\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Perjungti<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Who_are_Wise\" >Kas yra I\u0161mintingieji?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Wise_Pros_Cons\" >I\u0161mintingi privalumai ir tr\u016bkumai<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Wise_Key_Attributes\" >I\u0161mintingi pagrindiniai po\u017eymiai<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Wise_Features\" >I\u0161mintingos funkcijos<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Types_of_Accounts\" >S\u0105skait\u0173 tipai<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Money_Transfers\" >Pinig\u0173 pervedimai<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Borderless_Account\" >Paskyra be sien\u0173<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Wise_Debit_Card\" >\"Wise\" debeto kortel\u0117<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Wise_for_Teams\" >I\u0161mintinga komandoms<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Wise_API\" >\"Wise API<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Wise_International_Money_Transfer_Costs\" >I\u0161mintingos tarptautinio pinig\u0173 pervedimo i\u0161laidos<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Exchange_Rates\" >Valiut\u0173 kursai<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Transfer_Fees\" >Pervedimo mokes\u010diai<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Additional_Fees_on_International_Money_Transfers\" >Papildomi mokes\u010diai u\u017e tarptautinius pinig\u0173 pervedimus<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Other_Fees\" >Kiti mokes\u010diai<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#How_Safe_is_Wise\" >Kiek saugus yra \"Wise\"?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#How_Fast_is_Wise\" >Kaip greitai yra i\u0161mintingas?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#How_to_Use_Wise\" >Kaip naudoti \"Wise<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#When_to_Use_Wise\" >Kada naudoti \"Wise<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Private_clients\" >Privat\u016bs klientai<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Business_clients\" >Verslo klientai<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Wise_Money_Transfer_Cancellation_Policy\" >\"Wise Money Transfer\" at\u0161aukimo politika<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Wise_Customer_Service\" >I\u0161mintingas klient\u0173 aptarnavimas<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#How_Does_Wise_Compare_With_Its_Competitors\" >Kaip \"Wise\" lyginama su konkurentais?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Wise_vs_XE\" >\"Wise\" ir XE<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Wise_vs_TorFX\" >\"Wise\" ir \"TorFX<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Wise_vs_Instarem\" >\"Wise\" ir \"Instarem<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Wise_Customer_Reviews\" >I\u0161minting\u0173 klient\u0173 atsiliepimai<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Positive_Wise_Customer_Reviews\" >Teigiamos \"Wise\" klient\u0173 ap\u017evalgos<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Negative_Wise_Customer_Reviews\" >Neigiamos \"Wise\" klient\u0173 ap\u017evalgos<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Wise_Alternatives\" >I\u0161mintingos alternatyvos<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#OFX\" >OFX&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#MoneyGram\" >MoneyGram<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Revolut\" >\"Revolut\"&nbsp;<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Conclusion\" >I\u0161vada<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#FAQ\" >F.A.Q.<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-37\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Who_is_Wise_most_suitable_for\" >Kam labiausiai tinka \"Wise\"?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-38\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#What_information_do_I_need_to_provide_to_make_a_money_transfer_using_Wise\" >Koki\u0105 informacij\u0105 turiu pateikti nor\u0117damas atlikti pinig\u0173 pervedim\u0105 naudodamasis \"Wise\"?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-39\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Are_Wise_users_able_to_make_money_transfers_in_another_name\" >Ar \"Wise\" naudotojai gali atlikti pinig\u0173 pervedimus kitu vardu?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-40\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Can_I_transfer_money_to_a_mobile_wallet_with_Wise\" >Ar galiu pervesti pinigus \u012f mobili\u0105j\u0105 pinigin\u0119 su \"Wise\"?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-41\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Can_I_get_a_free_money_transfer_quote_from_Wise\" >Ar galiu gauti nemokam\u0105 pinig\u0173 pervedimo pasi\u016blym\u0105 i\u0161 \"Wise\"?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-42\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Is_TransferWise_better_than_Wise\" >Ar \"TransferWise\" yra geresn\u0117 u\u017e \"Wise\"?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-43\" href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/wise-review\/#Does_Wise_offer_discounts_and_coupons\" >Ar \"Wise\" si\u016blo nuolaidas ir kuponus?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_are_Wise\"><\/span>Kas yra I\u0161mintingieji?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\"Wise\" yra 2011 m. \u012fkurta FinTech bendrov\u0117, kurios tikslas - padaryti tarptautinius pinig\u0173 pervedimus greitesnius, pigesnius ir skaidresnius. B\u0117gant metams \u012fmon\u0117 spar\u010diai augo ir dabar aptarnauja daugiau nei 16 mln. klient\u0173 daugiau nei 70 \u0161ali\u0173. \"Wise\" si\u016blo plat\u0173 paslaug\u0173 spektr\u0105, \u012fskaitant tarptautinius pinig\u0173 pervedimus, s\u0105skaitas be sien\u0173 ir debetines korteles, kuriomis siekiama palengvinti ir padaryti prieinamesnes tarptautines operacijas.<\/p>\n\n\n\n<p>Unikalus \"Wise\" tarpusavio santyki\u0173 modelis leid\u017eia apeiti tradicin\u0119 bank\u0173 sistem\u0105 ir pasi\u016blyti iki 8 kart\u0173 pigesnius valiutos keitimo kursus nei bankai, tod\u0117l tai yra patraukli galimyb\u0117 asmenims ir ma\u017eoms \u012fmon\u0117ms, norin\u010dioms pervesti pinigus tarptautiniu mastu. Be to, d\u0117l lengvai naudojamos internetin\u0117s platformos ir skaidrios mokes\u010di\u0173 strukt\u016bros bendrov\u0117 peln\u0117 vieno i\u0161 pirmaujan\u010di\u0173 tarptautini\u0173 pinig\u0173 pervedim\u0173 sektoriaus dalyvi\u0173 reputacij\u0105.<\/p>\n\n\n\n<p>\"Wise\" tinka \u012fvairiems naudotojams, \u012fskaitant u\u017esienyje keliaujan\u010dius asmenis, ma\u017e\u0105sias \u012fmones, turin\u010dias tarptautini\u0173 klient\u0173 ar tiek\u0117j\u0173, laisvai samdomus darbuotojus ir nuotolinius darbuotojus, kuriems reikia si\u0173sti ar gauti mok\u0117jimus i\u0161 keli\u0173 \u0161ali\u0173.<\/p>\n\n\n\n<p>D\u0117l ma\u017e\u0173 mokes\u010di\u0173 ir konkurencing\u0173 valiut\u0173 keitimo kurs\u0173 bendrov\u0117 yra nebrangi reguliaraus pinig\u0173 pervedimo galimyb\u0117, o jos s\u0105skaita be sien\u0173 ir debeto kortel\u0117 leid\u017eia naudotojams lengvai valdyti pinigus \u012fvairiomis valiutomis.<\/p>\n\n\n\n<p>Apibendrinant galima teigti, kad \"Wise\" yra labai \u012ftakingas tarptautini\u0173 pinig\u0173 pervedim\u0173 rinkos dalyvis, teikiantis \u012fvairias paslaugas, kurios palengvina tarpvalstybines operacijas ir padaro jas itin prieinamas.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Pros_Cons\"><\/span>I\u0161mintingi privalumai ir tr\u016bkumai<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th><\/th><th>Privalumai<\/th><th>Tr\u016bkumai<\/th><\/tr><\/thead><tbody><tr><td>1.<\/td><td><strong>Kelios mok\u0117jimo parinktys <\/strong>- Klientai gali atlikti tarptautinius pinig\u0173 pervedimus naudodamiesi savo debeto ar kredito kortel\u0117mis, banko s\u0105skaitomis, \"PayPal\", \"Apple Pay\", \"Google Pay\" ar kitomis vietin\u0117mis mok\u0117jimo sistemomis, kurios b\u016bdingos tam tikroms \u0161alims.<\/td><td><strong>N\u0117ra gryn\u0173j\u0173 pinig\u0173 pa\u0117mimo galimybi\u0173<\/strong> - Gav\u0117jai gali gauti pinigus su \"Wise\" tik \u012f savo asmenin\u0119 \/ verslo interneto s\u0105skait\u0105 arba banko s\u0105skait\u0105.<\/td><\/tr><tr><td>2.<\/td><td><strong>N\u0117ra valiut\u0173 kurs\u0173 mar\u017e\u0173<\/strong> - Yra 0% antkainiai pagal \"Wise\" valiut\u0173 keitimo kursus. Klientai gali m\u0117gautis pinig\u0173 pervedimu \u012fvairiomis valiutomis pagal \u0161iuo metu galiojan\u010dius vidutinius rinkos kursus.<\/td><td><strong>Problemos su klient\u0173 aptarnavimu<\/strong> - Naujausi klient\u0173 atsiliepimai internete buvo daugiausia neigiami ir juose kaip pagrindin\u0117 problema minimas klient\u0173 aptarnavimas.<\/td><\/tr><tr><td>3.<\/td><td><strong>Auk\u0161tas \"Trustpilot\" reitingas <\/strong>- 4,5 \/ 5 (2023 m. sausio m\u0117n.).<\/td><td><strong>N\u0117ra specializuot\u0173 prekybos atstov\u0173<\/strong> - \"Wise\" neteikia asmenini\u0173 s\u0105skait\u0173 tvarkytoj\u0173 nei privatiems, nei verslo klientams.<\/td><\/tr><tr><td>4.<\/td><td><strong>Pasaulin\u0117 paslaug\u0173 apr\u0117ptis<\/strong> - \"Wise\" palengvina tarptautinius pinig\u0173 pervedimus daugiau nei 170 pasaulio \u0161ali\u0173.<\/td><td><strong>Netinka dideliems pinig\u0173 pervedimams<\/strong> - \"Wise\" taiko dviej\u0173 r\u016b\u0161i\u0173 pervedimo mokes\u010dius, kurie gali b\u016bti gana dideli siun\u010diant dideles pinig\u0173 sumas, palyginti su kitomis alternatyvomis \u0161ioje srityje.<\/td><\/tr><tr><td>5.<\/td><td><strong>Plati \u017eini\u0173 baz\u0117<\/strong> - \"Wise\" pagalbos skyriuje ir tinklara\u0161tyje pateikiama daug naudingos informacijos, kuria naudodamiesi naudotojai gali gauti pagalbos visais r\u016bpimais klausimais.<\/td><td><strong>Kai kurie dideli pervedimo mokes\u010diai<\/strong> - U\u017e kai kuriuos pervedimus, susijusius su egzotin\u0117mis \u0161alimis ir valiutomis, gali b\u016bti taikomi dideli pervedimo mokes\u010diai.<\/td><\/tr><tr><td>6.<\/td><td><strong>Tvirtas valiutos padengimas<\/strong> - Atliekant i\u0161maniuosius pinig\u0173 pervedimus palaikoma daugiau kaip 50 valiut\u0173.<\/td><td><strong>Neapima egzotini\u0173 valiut\u0173<\/strong> - Klientai, norintys atlikti pervedimus kai kuriomis ma\u017eiau naudojamomis valiutomis, negal\u0117s to padaryti naudodamiesi \"Wise\".<\/td><\/tr><tr><td>7.<\/td><td><strong>Labiausiai tinka ma\u017eiems perdavimams <\/strong>- \"Wise\" puikiai tinka perlaidoms, nedideliems pirkiniams, s\u0105skaitoms apmok\u0117ti arba nedidel\u0117ms m\u0117nesio pinig\u0173 sumoms pervesti rangovams ar darbuotojams.<\/td><td><\/td><\/tr><tr><td>9.<\/td><td><strong>Platus vietinis apr\u0117ptis<\/strong> - \"Wise\" yra viena i\u0161 labiausiai paplitusi\u0173 pinig\u0173 pervedimo bendrovi\u0173 pasaulyje, turinti filial\u0173 ir atstovybi\u0173 daugiau nei 28 \u0161alyse.&nbsp;<\/td><td><\/td><\/tr><tr><td>10.<\/td><td><strong>Greiti pinig\u0173 pervedimai<\/strong> - Pus\u0117 vis\u0173 i\u0161mani\u0173j\u0173 pinig\u0173 pervedim\u0173 atliekami per kelias minutes (tie, kurie paprastai atliekami debeto ir (arba) kredito kortel\u0117mis). Likusiems pervedimams atlikti vidutini\u0161kai prireikia nuo 0 iki 2 darbo dien\u0173.<\/td><td><\/td><\/tr><tr><td>11.<\/td><td><strong>Momentin\u0117s pasirinktin\u0117s citatos<\/strong> - \"Wise\" teikia nemokamas individualias internetines kainas, kad gal\u0117tum\u0117te per\u017ei\u016br\u0117ti visus su kiekvienu planuojamu pervedimu susijusius mokes\u010dius ir nereik\u0117t\u0173 registruoti s\u0105skaitos.<\/td><td><\/td><\/tr><tr><td>13.<\/td><td><strong>I\u0161skirtin\u0117 \u017einiatinklio platforma ir mobilioji program\u0117l\u0117 <\/strong>- \"Wise\" teikia vien\u0105 geriausiai \u012fvertint\u0173 pinig\u0173 pervedimo mobili\u0173j\u0173 program\u0117li\u0173 tarp tokio tipo paslaug\u0173 teik\u0117j\u0173.<\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Key_Attributes\"><\/span>I\u0161mintingi pagrindiniai po\u017eymiai<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u012ekurta:<\/strong> 2011<\/li>\n\n\n\n<li><strong>Pagrindin\u0117 b\u016bstin\u0117:<\/strong> Londonas, <a href=\"https:\/\/moverdb.com\/lt\/moving-to-the-uk\/\" data-internallinksmanager029f6b8e52c=\"93\" title=\"Persik\u0117limas \u012f Jungtin\u0119 Karalyst\u0119? 2022 Gyvenimo i\u0161laidos ir persikraustymo patarimai\">JK<\/a><\/li>\n\n\n\n<li><strong>Kiti biurai:<\/strong> \"Wise\" asmeni\u0161kai galima rasti daugiau nei 28 vietose visame pasaulyje, \u012fskaitant London\u0105 (JK), Ostin\u0105, <a href=\"https:\/\/moverdb.com\/lt\/moving-to-dallas\/\" data-internallinksmanager029f6b8e52c=\"41\" title=\"Persik\u0117limas \u012f Dalas\u0105? 2022 Gyvenimo i\u0161laidos ir persik\u0117limo patarimai\">Dalasas<\/a>, Tampa, ir <a href=\"https:\/\/moverdb.com\/lt\/moving-to-the-united-states\/moving-to-new-york\/\" data-internallinksmanager029f6b8e52c=\"332\" title=\"Persik\u0117limas \u012f Niujork\u0105 (valstija)? 2023 m. pragyvenimo i\u0161laidos ir persik\u0117limo patarimai\">Niujorkas<\/a> (<a href=\"https:\/\/moverdb.com\/lt\/moving-to-the-united-states\/\" data-internallinksmanager029f6b8e52c=\"94\" title=\"Persik\u0117limas \u012f Jungtines Amerikos Valstijas? 2022 Gyvenimo i\u0161laidos ir persik\u0117limo patarimai\">JAV<\/a>), Bankokas (<a href=\"https:\/\/moverdb.com\/lt\/moving-to-thailand\/\" data-internallinksmanager029f6b8e52c=\"318\" title=\"Persik\u0117limas \u012f Tailand\u0105? 2023 Gyvenimo i\u0161laidos ir persik\u0117limo patarimai\">Tailandas<\/a>), <a href=\"https:\/\/moverdb.com\/lt\/moving-to-dubai\/\" data-internallinksmanager029f6b8e52c=\"246\" title=\"Persik\u0117limas \u012f Dubaj\u0173? 2023 m. Gyvenimo i\u0161laidos ir persik\u0117limo patarimai\">Dubajus<\/a> (<a href=\"https:\/\/moverdb.com\/lt\/moving-to-the-uae\/\" data-internallinksmanager029f6b8e52c=\"329\" title=\"Persikeliate \u012f Jungtinius Arab\u0173 Emyratus (JAE)? 2024 Gyvenimo i\u0161laidos ir persik\u0117limo patarimai\">JAE<\/a>), Rijadas (<a href=\"https:\/\/moverdb.com\/lt\/moving-to-saudi-arabia\/\" data-internallinksmanager029f6b8e52c=\"319\" title=\"Persik\u0117limas \u012f Saudo Arabij\u0105? 2023 m. pragyvenimo i\u0161laidos ir persik\u0117limo patarimai\">Saudo Arabija<\/a>), <a href=\"https:\/\/moverdb.com\/lt\/container-shipping\/hong-kong\/\" data-internallinksmanager029f6b8e52c=\"123\" title=\"2023 m. J\u016br\u0173 krovini\u0173 gabenimo konteineriais \u012f Honkong\u0105 ir i\u0161 jo kainos\">Honkongas (Honkongas)<\/a>, \u0160anchajus (<a href=\"https:\/\/moverdb.com\/lt\/moving-to-china\/\" data-internallinksmanager029f6b8e52c=\"357\" title=\"Persik\u0117limas \u012f Kinij\u0105? 2023 m. pragyvenimo i\u0161laidos ir persik\u0117limo patarimai\">Kinija<\/a>), <a href=\"https:\/\/moverdb.com\/lt\/container-shipping\/singapore\/\" data-internallinksmanager029f6b8e52c=\"179\" title=\"2023 m. J\u016br\u0173 krovini\u0173 gabenimo konteineriais \u012f Singap\u016br\u0105 ir i\u0161 jo \u012fkainiai\">Singap\u016bras (Singap\u016bras)<\/a>, Tokijas (<a href=\"https:\/\/moverdb.com\/lt\/moving-to-japan\/\" data-internallinksmanager029f6b8e52c=\"342\" title=\"Persik\u0117limas \u012f Japonij\u0105? 2023 m. pragyvenimo i\u0161laidos ir persik\u0117limo patarimai\">Japonija<\/a>), Seule (Piet\u0173 Kor\u0117ja), D\u017eakartoje (<a href=\"https:\/\/moverdb.com\/lt\/moving-to-indonesia\/\" data-internallinksmanager029f6b8e52c=\"375\" title=\"Persik\u0117limas \u012f Indonezij\u0105? 2023 m. pragyvenimo i\u0161laidos ir persik\u0117limo patarimai\">Indonezija<\/a>), Kvala Lump\u016bre (<a href=\"https:\/\/moverdb.com\/lt\/moving-to-malaysia\/\" data-internallinksmanager029f6b8e52c=\"379\" title=\"Persik\u0117limas \u012f Malaizij\u0105? 2023 m. pragyvenimo i\u0161laidos ir persik\u0117limo patarimai\">Malaizija<\/a>), Maniloje (angl. <a href=\"https:\/\/moverdb.com\/lt\/moving-to-the-philippines\/\" data-internallinksmanager029f6b8e52c=\"376\" title=\"Persik\u0117limas \u012f Filipinus? 2023 m. pragyvenimo i\u0161laidos ir persik\u0117limo patarimai\">Filipinai<\/a>), Mumbajus (<a href=\"https:\/\/moverdb.com\/lt\/moving-to-india\/\" data-internallinksmanager029f6b8e52c=\"356\" title=\"Persik\u0117limas \u012f Indij\u0105? 2023 m. pragyvenimo i\u0161laidos ir persik\u0117limo patarimai\">Indija<\/a>), Briuselis (<a href=\"https:\/\/moverdb.com\/lt\/moving-to-belgium\/\" data-internallinksmanager029f6b8e52c=\"323\" title=\"Persik\u0117limas \u012f Belgij\u0105? 2023 Gyvenimo i\u0161laidos ir persik\u0117limo patarimai\">Belgija<\/a>), Budape\u0161tas (angl.<a href=\"https:\/\/moverdb.com\/lt\/moving-to-hungary\/\" data-internallinksmanager029f6b8e52c=\"341\" title=\"Persik\u0117limas \u012f Vengrij\u0105? 2023 Gyvenimo i\u0161laidos ir persik\u0117limo patarimai\">Vengrija<\/a>), \u010cerkasai (Ukraina), Talinas ir Tartu (<a href=\"https:\/\/moverdb.com\/lt\/moving-to-estonia\/\" data-internallinksmanager029f6b8e52c=\"430\" title=\"Persik\u0117limas \u012f Estij\u0105? 2023 Gyvenimo i\u0161laidos ir persik\u0117limo patarimai\">Estija<\/a>), Ciuriche (<a href=\"https:\/\/moverdb.com\/lt\/moving-to-switzerland\/\" data-internallinksmanager029f6b8e52c=\"327\" title=\"Persik\u0117limas \u012f \u0160veicarij\u0105? 2023 Gyvenimo i\u0161laidos ir persik\u0117limo patarimai\">\u0160veicarija<\/a>), San Paule (<a href=\"https:\/\/moverdb.com\/lt\/moving-to-brazil\/\" data-internallinksmanager029f6b8e52c=\"422\" title=\"Persik\u0117limas \u012f Brazilij\u0105? 2023 m. gyvenimo i\u0161laidos ir persik\u0117limo patarimai\">Brazilija<\/a>), <a href=\"https:\/\/moverdb.com\/lt\/moving-to-mexico\/\" data-internallinksmanager029f6b8e52c=\"348\" title=\"Persik\u0117limas \u012f Meksik\u0105? 2023 m. pragyvenimo i\u0161laidos ir persik\u0117limo patarimai\">Meksika<\/a> Miestas (Meksika), <a href=\"https:\/\/moverdb.com\/lt\/moving-to-cape-town\/\" data-internallinksmanager029f6b8e52c=\"259\" title=\"Persikraustote \u012f Keiptaun\u0105? 2023 m. pragyvenimo i\u0161laidos ir persik\u0117limo patarimai\">Keiptaunas<\/a> (<a href=\"https:\/\/moverdb.com\/lt\/moving-to-south-africa\/\" data-internallinksmanager029f6b8e52c=\"347\" title=\"Persik\u0117limas \u012f Piet\u0173 Afrik\u0105? 2023 m. pragyvenimo i\u0161laidos ir persik\u0117limo patarimai\">Piet\u0173 Afrika<\/a>), <a href=\"https:\/\/moverdb.com\/lt\/moving-to-sydney\/\" data-internallinksmanager029f6b8e52c=\"70\" title=\"Persik\u0117limas \u012f Sidn\u0117j\u0173? 2023 m. Gyvenimo i\u0161laidos ir persik\u0117limo patarimai\">Sidn\u0117jus<\/a> ir Melburne (<a href=\"https:\/\/moverdb.com\/lt\/moving-to-australia\/living-in-australia\/\" data-internallinksmanager029f6b8e52c=\"240\" title=\"21 paslap\u010di\u0173 apie gyvenim\u0105 Australijoje, kurias reikia \u017einoti prie\u0161 persikeliant\">Australija<\/a>);<\/li>\n\n\n\n<li><strong>Metin\u0117 prekybos apimtis:<\/strong> 2022 m. \"Wise\" tvark\u0117 76,4 mlrd. svar\u0173 sterling\u0173 vert\u0117s tarptautinius sandorius. J\u0173 pajamos 2022 m. sudar\u0117 beveik 450 mln. svar\u0173 sterling\u0173;<\/li>\n\n\n\n<li><strong>Darbuotoj\u0173 skai\u010dius:<\/strong> \"Wise\" yra \u012fdarbinimo sektoriaus lyder\u0117, turinti daugiau nei 4500 darbuotoj\u0173, dirban\u010di\u0173 biuruose 17 skirting\u0173 \u0161ali\u0173 4 \u017eemynuose;<\/li>\n\n\n\n<li><strong>\"Trustpilot\" \u012fvertinimas:<\/strong> 4,5 \/ 5 2023 m. sausio m\u0117n. - geras \u012fvertinimas, palyginti su konkuruojan\u010diais tarptautiniais pinig\u0173 pervedimo paslaug\u0173 teik\u0117jais;<\/li>\n\n\n\n<li><strong>Klient\u0173 skai\u010dius:<\/strong> 2022 m. \"Wise\" aptarnavo daugiau nei 16 mln. klient\u0173 (\u0161is skai\u010dius kasmet nuolat did\u0117ja);<\/li>\n\n\n\n<li><strong>Galimos \u0161alys:<\/strong> Naudodamiesi \"Wise\" klientai gali naudotis pinig\u0173 pervedimu daugiau nei 170 pasaulio \u0161ali\u0173;<\/li>\n\n\n\n<li><strong>Valiut\u0173 skai\u010dius:<\/strong> \u0160iuo metu \"Wise\" palaiko pervedimus daugiau nei 50 skirting\u0173 valiut\u0173;<\/li>\n\n\n\n<li><strong>Minimali pervedimo riba:<\/strong> \"Wise\" neriboja, kokia ma\u017ea gali b\u016bti j\u016bs\u0173 siun\u010diama suma atliekant pervedim\u0105 su jais (1 \u00a3);<\/li>\n\n\n\n<li><strong>Did\u017eiausia perdavimo riba:<\/strong> Naudojant \"Wise\" yra apribojim\u0173, kiek galite si\u0173sti per juos, priklausomai nuo to, koki\u0105 <a href=\"https:\/\/wise.com\/help\/articles\/2571907\/what-currencies-can-i-send-to-and-from\" target=\"_blank\" rel=\"noreferrer noopener\">valiuta<\/a> galite pasirinkti. Pagrindin\u0117ms valiutoms taikomos \u0161ios ribos:\n<ul class=\"wp-block-list\">\n<li>$6,000,000 USD;<\/li>\n\n\n\n<li>$1,8 mln;<\/li>\n\n\n\n<li>$1,5 milijono Kanados doleri\u0173;<\/li>\n\n\n\n<li>6 000 000 EUR;<\/li>\n\n\n\n<li>\u00a35,000,000 GBP.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Pervedimo mokestis:<\/strong> \"Wise\" taiko dviej\u0173 r\u016b\u0161i\u0173 pervedimo mokes\u010dius:\n<ul class=\"wp-block-list\">\n<li>Kintamas mokestis - procentin\u0117 visos pervedimo sumos dalis. Jis gali svyruoti nuo 0,35% iki 3%, priklausomai nuo pasirinkt\u0173 valiut\u0173 ir mok\u0117jimo b\u016bdo tipo (vidutini\u0161kai 0,4% - 0,6%);<\/li>\n\n\n\n<li>Fiksuotas mokestis - nedidel\u0117 fiksuota suma, nesvarbu, kokio dyd\u017eio yra pervedama suma. Jis gali svyruoti nuo 0,2 iki 2 svar\u0173 sterling\u0173, priklausomai nuo pasirinktos valiutos ir mok\u0117jimo b\u016bdo tipo (vidutini\u0161kai 0,2-0,3 svar\u0173 sterling\u0173).<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Valiutos kurso antkainis<\/strong>: \"Wise\" yra viena i\u0161 patogiausi\u0173 tarptautini\u0173 pinig\u0173 pervedimo paslaug\u0173, kai kalbama apie papildomus valiutos kurso antkainius. Jie to nedaro ir i\u0161laiko tokius pa\u010dius valiut\u0173 keitimo kursus kaip ir vidutiniai rinkos kursai;<\/li>\n\n\n\n<li><strong>Pinig\u0173 siuntimas per:<\/strong> Nor\u0117dami inicijuoti tarptautin\u012f pinig\u0173 pervedim\u0105, \"Wise\" klientai gali naudotis banko s\u0105skaita, kredito \/ debeto kortel\u0117mis, \"Apple\" \/ \"Google Pay\" ar kitomis vietin\u0117mis mok\u0117jimo sistemomis;<\/li>\n\n\n\n<li><strong>Pinig\u0173 gavimas per:<\/strong> Naudodamiesi \"Wise\", gav\u0117jai pinigus gauna per \"Wise\" asmenin\u0119 arba verslo s\u0105skait\u0105. I\u0161 ten jie gali i\u0161sigryninti pinig\u0173 likut\u012f \u012f banko s\u0105skait\u0105 ar bankomat\u0105 arba konvertuoti juos \u012f kit\u0105 valiut\u0105 ir si\u0173sti kitiems \"Wise\" naudotojams;<\/li>\n\n\n\n<li><strong>Palaikomos kalbos:<\/strong> \"Wise\" yra 15 kalb\u0173, \u012fskaitant angl\u0173, ispan\u0173, pranc\u016bz\u0173, portugal\u0173, ital\u0173, vokie\u010di\u0173, kin\u0173, japon\u0173, indonezie\u010di\u0173, vengr\u0173, ukrainie\u010di\u0173, lenk\u0173, rumun\u0173, turk\u0173 ir rus\u0173;<\/li>\n\n\n\n<li><strong>Reguliuoja:<\/strong> \"Wise\" yra viena i\u0161 labiausiai reguliuojam\u0173 pinig\u0173 pervedimo paslaug\u0173 pasaulyje. \u0160tai keletas svarbiausi\u0173 \u0161ali\u0173 ir institucij\u0173, kurios leid\u017eia \"Wise\" operacijas:\n<ul class=\"wp-block-list\">\n<li>Belgijos nacionalinis bankas Europos ekonomin\u0117je erdv\u0117je;<\/li>\n\n\n\n<li>Jungtin\u0117s Karalyst\u0117s Finans\u0173 elgesio institucija (FCA) Jungtin\u0117je Karalyst\u0117je;<\/li>\n\n\n\n<li>Finansini\u0173 nusikaltim\u0173 vykdymo u\u017etikrinimo tinklas (FinCEN) JAV;<\/li>\n\n\n\n<li>Finansini\u0173 sandori\u0173 ir ataskait\u0173 analiz\u0117s centras <a href=\"https:\/\/moverdb.com\/lt\/moving-to-canada\/\" data-internallinksmanager029f6b8e52c=\"265\" title=\"Persik\u0117limas \u012f Kanad\u0105? 2023 m. gyvenimo i\u0161laidos ir persik\u0117limo patarimai\">Kanada<\/a> (FINTRAC) Kanadoje;<\/li>\n\n\n\n<li>Australijos vertybini\u0173 popieri\u0173 ir investicij\u0173 komisija (ASIC) Australijoje.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Mobilioji program\u0117l\u0117:<\/strong> Kiekvienas gali atsisi\u0173sti puiki\u0105 \"Wise\" mobili\u0105j\u0105 program\u0117l\u0119 i\u0161 <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.transferwise.android&amp;hl=en_US&amp;gl=US\" target=\"_blank\" rel=\"noreferrer noopener\">\"Google Play\" \"Android<\/a> (\u012fvertinimas 4,1 \/ 5 \u017evaig\u017edut\u0117s) ir <a href=\"https:\/\/apps.apple.com\/gb\/app\/wise-ex-transferwise\/id612261027\" target=\"_blank\" rel=\"noreferrer noopener\">\"iOS\" skirt\u0105 \"App Store<\/a> (\u012fvertinimas 4,7 \/ 5 \u017evaig\u017edut\u0117s). \u0160i\u0105 ypa\u010d saugi\u0105 program\u0105 galima naudoti:\n<ul class=\"wp-block-list\">\n<li>Valiut\u0173 kurs\u0173 ap\u017evalga;<\/li>\n\n\n\n<li>Nustatykite mok\u0117jimo b\u016bdus;<\/li>\n\n\n\n<li>Atlikite tarptautinius pinig\u0173 pervedimus;<\/li>\n\n\n\n<li>Mok\u0117kite naudodami \"Google Pay\" arba \"Apple Pay\";<\/li>\n\n\n\n<li>Pakartokite ankstesnius perk\u0117limus;<\/li>\n\n\n\n<li>Tur\u0117kite pinig\u0173 keliomis valiutomis;<\/li>\n\n\n\n<li>Nustatykite valiut\u0173 kurs\u0173 \u012fsp\u0117jimus;<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Apdovanojimai: <\/strong>Bendrov\u0117 \"Wise\" nuolat apdovanojama u\u017e pasiekimus \u0161ioje srityje, pvz:\n<ul class=\"wp-block-list\">\n<li>Geriausia Europos jaunesn\u0117 nei 3 met\u0173 am\u017eiaus startuol\u0117 (\"Europas\", 2013 m.);<\/li>\n\n\n\n<li>Viena i\u0161 10 novatori\u0161kiausi\u0173 pasaulio finans\u0173 bendrovi\u0173 (\u017eurnalas \"Fast Company\", 2014 m.);<\/li>\n\n\n\n<li>Dr\u0105siausia ma\u017eesn\u0117 \u012fmon\u0117 (FT \"Dr\u0105sos versle apdovanojimai\", 2014 m.);<\/li>\n\n\n\n<li>\"Ernst and Young UK Entrepreneurs\" (2015);<\/li>\n\n\n\n<li>\"Glassdoor\" geriausi\u0173 darbo viet\u0173 Jungtin\u0117je Karalyst\u0117je reitinge (2022 m.) u\u017e\u0117m\u0117 20 viet\u0105 i\u0161 50;<\/li>\n\n\n\n<li>2013, 2014, 2017, 2018, 2019 ir 2021 m. pateko \u012f FinTech50 s\u0105ra\u0161\u0105.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><a href=\"https:\/\/wise.com\/invite\/dic\/ianw199\" target=\"_blank\" rel=\"nofollow noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"686\" src=\"https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-1024x686.png\" alt=\"i\u0161mintingas tarptautinis pinig\u0173 pervedimas ap\u017evalga\" class=\"wp-image-7320\" srcset=\"https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-1024x686.png 1024w, https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-300x200.png 300w, https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-18x12.png 18w, https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-600x402.png 600w, https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer.png 1331w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Features\"><\/span>I\u0161mintingos funkcijos<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\"Wise\" si\u016blo daugyb\u0119 funkcij\u0173, kad tarptautiniai pinig\u0173 pervedimai klientams b\u016bt\u0173 greiti, paprasti ir patog\u016bs. \u0160tai keletas svarbiausi\u0173 \"Wise\" si\u016blom\u0173 funkcij\u0173:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Types_of_Accounts\"><\/span>S\u0105skait\u0173 tipai<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\"Wise\" leid\u017eia klientams atsidaryti dviej\u0173 tip\u0173 s\u0105skaitas: asmenines ir verslo s\u0105skaitas.&nbsp;<\/p>\n\n\n\n<p><strong>Asmenin\u0117s s\u0105skaitos<\/strong> skirtos asmenims, kurie nori si\u0173sti pinigus \u012f u\u017esien\u012f d\u0117l asmenini\u0173 prie\u017eas\u010di\u0173, pavyzd\u017eiui, draugams ir \u0161eimai, arba atsiskaityti u\u017e prekes ir paslaugas internetu. <strong>Verslo s\u0105skaitos<\/strong> skirtos ma\u017eoms ir vidutin\u0117ms \u012fmon\u0117ms, kurioms reikia reguliariai atlikti tarptautinius mok\u0117jimus. Taip pat yra galimybi\u0173 didel\u0117ms korporacijoms, kurioms reikia mok\u0117ti iki 1000 darbuotoj\u0173 arba rangovams, esantiems daugelyje skirting\u0173 \u0161ali\u0173.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Money_Transfers\"><\/span>Pinig\u0173 pervedimai<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\"Wise\" leid\u017eia klientams lengvai si\u0173sti pinigus \u012f daugiau nei 170 pasaulio \u0161ali\u0173. Pervedimus galima atlikti naudojantis banko s\u0105skaita arba debetine kortele, taip pat tam tikromis vietin\u0117mis galimyb\u0117mis, pavyzd\u017eiui, \"Apple Pay\", \"Google Pay\", \"PayPal\" ir kt.&nbsp;<\/p>\n\n\n\n<p>\"Wise\" realiuoju laiku pateikia naujausi\u0105 informacij\u0105 apie pervedimo b\u016bsen\u0105, kad klientai tiksliai \u017einot\u0173, kada l\u0117\u0161os bus gautos. Klientai gali rinktis paketinius mok\u0117jimus ir pasikartojan\u010dius mok\u0117jimus, nor\u0117dami kelis kartus inicijuoti to paties tipo mok\u0117jimus savo s\u0105ra\u0161e esantiems gav\u0117jams.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Borderless_Account\"><\/span>Paskyra be sien\u0173<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\"Wise\" s\u0105skaita be sien\u0173 leid\u017eia klientams laikyti, si\u0173sti ir gauti pinigus \u012fvairiomis valiutomis, nemokant konvertavimo mokes\u010di\u0173 ar pasl\u0117pt\u0173 mokes\u010di\u0173. D\u0117l to ji idealiai tinka klientams, kuriems reikia reguliariai atlikti tarptautinius mok\u0117jimus \u012fvairiomis valiutomis.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Debit_Card\"><\/span>\"Wise\" debeto kortel\u0117<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\"Wise\" taip pat si\u016blo debeto kortel\u0119, kuri leid\u017eia klientams leisti pinigus u\u017esienyje be pasl\u0117pt\u0173 mokes\u010di\u0173 ir \u012fkaini\u0173. Debetine kortele galima naudotis visur, kur priimamos \"Mastercard\" kortel\u0117s, o klientai gali nuspr\u0119sti laikyti pinigus \u012fvairiomis valiutomis.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_for_Teams\"><\/span>I\u0161mintinga komandoms<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\"Wise for Teams\" - tai \u012fmon\u0117ms skirta funkcija, leid\u017eianti komandoms valdyti tarptautinius pinig\u0173 pervedimus i\u0161 vienos centralizuotos s\u0105skaitos. Taip \u012fmon\u0117ms lengviau sekti savo i\u0161laidas ir valdyti pinig\u0173 srautus, nepriklausomai nuo to, kur yra j\u0173 komandos nariai.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_API\"><\/span>\"Wise API<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\"Wise\" taip pat teikia API verslui, kad jis gal\u0117t\u0173 integruoti savo sistemas su \"Wise\" ir automatizuoti tarptautinius mok\u0117jimus. Tai gali pad\u0117ti \u012fmon\u0117ms padidinti na\u0161um\u0105 ir pinigus bei padidinti efektyvum\u0105.<\/p>\n\n\n\n<p>Apibendrinant galima pasakyti, kad \"Wise\" si\u016blo daugyb\u0119 funkcij\u0173, atitinkan\u010di\u0173 tiek priva\u010di\u0173 asmen\u0173, tiek \u012fmoni\u0173 poreikius. Nesvarbu, ar klientams reikia atlikti vienkartin\u012f tarptautin\u012f pinig\u0173 pervedim\u0105, ar tvarkyti reguliarius mok\u0117jimus keliomis valiutomis, \"Wise\" turi j\u0173 poreikius atitinkant\u012f sprendim\u0105. Su realiuoju laiku atnaujinamais duomenimis ir \u012fvairiomis mok\u0117jimo parinktimis \"Wise\" leid\u017eia greitai, lengvai ir patogiai atlikti tarptautinius pinig\u0173 pervedimus.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_International_Money_Transfer_Costs\"><\/span>I\u0161mintingos tarptautinio pinig\u0173 pervedimo i\u0161laidos<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\"Wise\" si\u016blo konkurencingus valiut\u0173 keitimo kursus ir ma\u017eus pervedimo mokes\u010dius, kad tarptautiniai pinig\u0173 pervedimai b\u016bt\u0173 \u012fperkami ir prieinami visiems. \u010cia i\u0161samiau ap\u017evelgiamos su \"Wise\" naudojimu susijusios i\u0161laidos.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Exchange_Rates\"><\/span>Valiut\u0173 kursai<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\"Wise\" si\u016blo konkurencingus valiut\u0173 keitimo kursus, kurie atnaujinami realiuoju laiku, tod\u0117l klientai, atlikdami pervedim\u0105, gali tiksliai matyti, kiek gaus u\u017e savo pinigus. \"Wise\" naudoja vidutin\u012f rinkos valiutos keitimo kurs\u0105, t. y. kurs\u0105, kur\u012f bankai naudoja prekiaudami tarpusavyje, tod\u0117l klientai gali b\u016bti tikri, kad gauna s\u0105\u017eining\u0105 pasi\u016blym\u0105. \u0160iems kursams netaikomas joks papildomas antkainis, kaip tai daro dauguma konkurent\u0173.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Transfer_Fees\"><\/span>Pervedimo mokes\u010diai<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>U\u017e kiekvien\u0105 operacij\u0105 \"Wise\" ima nedidel\u012f pervedimo mokest\u012f, kuris ai\u0161kiai nurodomas prie\u0161 atliekant pervedim\u0105. Tikslus mokestis priklauso nuo pervedamos sumos ir \u0161alies, \u012f kuri\u0105 ji siun\u010diama, ta\u010diau \"Wise\" siekia, kad mokes\u010diai b\u016bt\u0173 kuo ma\u017eesni ir tarptautiniai pervedimai b\u016bt\u0173 prieinami visiems.<\/p>\n\n\n\n<p>\"Wise\" taiko dviej\u0173 r\u016b\u0161i\u0173 pervedimo mokes\u010dius:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kintamas mokestis - procentin\u0117 visos pervedimo sumos dalis. Jis gali svyruoti nuo 0,35% iki 3%, priklausomai nuo pasirinkt\u0173 valiut\u0173 ir mok\u0117jimo b\u016bdo tipo (vidutini\u0161kai 0,4% - 0,6%);<\/li>\n\n\n\n<li>Fiksuotas mokestis - nedidel\u0117 fiksuota suma, nesvarbu, kokio dyd\u017eio yra pervedama suma. Jis gali svyruoti nuo 0,2 iki 2 svar\u0173 sterling\u0173, priklausomai nuo pasirinktos valiutos ir mok\u0117jimo b\u016bdo tipo (vidutini\u0161kai 0,2-0,3 svar\u0173 sterling\u0173).<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Additional_Fees_on_International_Money_Transfers\"><\/span>Papildomi mokes\u010diai u\u017e tarptautinius pinig\u0173 pervedimus<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\"Wise\" netaiko joki\u0173 papildom\u0173 mokes\u010di\u0173, pavyzd\u017eiui, pasl\u0117pt\u0173 mokes\u010di\u0173 ar konvertavimo mokes\u010di\u0173, tod\u0117l klientai gali b\u016bti tikri, kad tiksliai \u017einos, kiek mok\u0117s u\u017e pervedim\u0105. U\u017e pinig\u0173 gavim\u0105 \u012f \"Wise\" s\u0105skait\u0105 taip pat netaikomi jokie mokes\u010diai.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Other_Fees\"><\/span>Kiti mokes\u010diai<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Priklausomai nuo \u0161alies, kurioje naudojama \"Wise\" debeto kortel\u0117, gali b\u016bti taikomi tam tikri mokes\u010diai, pavyzd\u017eiui, i\u0161\u0117mimo i\u0161 bankomato ar u\u017esienio operacij\u0173 mokes\u010diai. \"Wise\" pateikia ai\u0161ki\u0105 vis\u0173 su jos debeto kortele susijusi\u0173 mokes\u010di\u0173 ap\u017evalg\u0105, kad klientai, naudodamiesi kortele, gal\u0117t\u0173 priimti informacija pagr\u012fstus sprendimus.<\/p>\n\n\n\n<p>Apibendrinant galima teigti, kad d\u0117l konkurencing\u0173 \"Wise\" valiut\u0173 keitimo kurs\u0173 ir ma\u017e\u0173 pervedimo mokes\u010di\u0173 \u0161is paslaug\u0173 teik\u0117jas yra ekonomi\u0161kai efektyvus sprendimas nedideliems pinig\u0173 pervedimams, o tai ypa\u010d naudinga klientams, kuriems reikia reguliariai si\u0173sti ma\u017eesnes pinig\u0173 sumas, arba klientams, kurie tik pradeda pervesti pinigus tarptautiniu mastu. Naudodamiesi \"Wise\", klientai gali atlikti nedidelius pinig\u0173 pervedimus nesijaudindami d\u0117l dideli\u0173 mokes\u010di\u0173 ar nepalanki\u0173 valiutos keitimo kurs\u0173.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Safe_is_Wise\"><\/span>Kiek saugus yra \"Wise\"?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\"Wise\" teikia didel\u012f prioritet\u0105 savo klient\u0173 l\u0117\u0161\u0173 ir asmenin\u0117s informacijos saugumui. Siekdama u\u017etikrinti, kad pervedimai b\u016bt\u0173 saug\u016bs ir patikimi, \"Wise\" taiko \u012fvairias saugumo priemones ir protokolus.<\/p>\n\n\n\n<p>\"Wise\" naudoja \u0161ifravimo technologij\u0105, kad apsaugot\u0173 slapt\u0105 klient\u0173 informacij\u0105, pvz., slapta\u017eod\u017eius ir asmeninius duomenis. Bendrov\u0117 taip pat reguliariai stebi savo sistemas, kad aptikt\u0173 ir u\u017ekirst\u0173 keli\u0105 suk\u010diavimui.<\/p>\n\n\n\n<p>I\u0161mintingus klientus saugo FCA (Finansinio elgesio institucijos) kompensavimo sistema, pagal kuri\u0105 vienam asmeniui ir vienai \u012fmonei skiriama iki 85 000 svar\u0173 sterling\u0173 kompensacija.<\/p>\n\n\n\n<p>\"Wise\" taip pat si\u016blo savo klientams galimyb\u0119 nustatyti dviej\u0173 veiksni\u0173 autentifikavim\u0105 savo paskyroje, taip u\u017etikrinant papildom\u0105 pervedim\u0173 saugumo lyg\u012f.<\/p>\n\n\n\n<p>Toliau i\u0161vardytos visos nacionalin\u0117s institucijos, reguliuojan\u010dios i\u0161mint\u012f:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Belgijos nacionalinis bankas Europos ekonomin\u0117je erdv\u0117je;<\/li>\n\n\n\n<li>Finans\u0173 elgesio institucija (FCA) Jungtin\u0117je Karalyst\u0117je;<\/li>\n\n\n\n<li>Finansini\u0173 nusikaltim\u0173 vykdymo u\u017etikrinimo tinklas (FinCEN) JAV;<\/li>\n\n\n\n<li>Kanados finansini\u0173 sandori\u0173 ir ataskait\u0173 analiz\u0117s centras (FINTRAC) Kanadoje;<\/li>\n\n\n\n<li>Australijos vertybini\u0173 popieri\u0173 ir investicij\u0173 komisija (ASIC) Australijoje;<\/li>\n\n\n\n<li>Finansini\u0173 paslaug\u0173 reguliavimo institucija (FSRA) JAE;<\/li>\n\n\n\n<li>Honkongo Muitin\u0117s ir akciz\u0173 departamentas (CCE);<\/li>\n\n\n\n<li>Kanto vietos finans\u0173 biuras Japonijoje;<\/li>\n\n\n\n<li>Brazilijos centrinis bankas Brazilijoje;<\/li>\n\n\n\n<li>Indijos rezerv\u0173 bankas (angl. Reserve Bank of India, RBI) Indijoje;<\/li>\n\n\n\n<li>Indonezijos bankas Indonezijoje;<\/li>\n\n\n\n<li>Bank Negara Malaysia Malaizijoje;<\/li>\n\n\n\n<li>Bangko Sentral Ng Pilipinas (BSP) Filipinuose;<\/li>\n\n\n\n<li>Singap\u016bro pinig\u0173 institucija (MAS) Singap\u016bre.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Fast_is_Wise\"><\/span>Kaip greitai yra i\u0161mintingas?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Vienas i\u0161 pagrindini\u0173 privalum\u0173 naudojant \"Wise\" tarptautiniams pinig\u0173 pervedimams yra greitis. Pervedimo atlikimo laikas priklauso nuo keli\u0173 veiksni\u0173, pavyzd\u017eiui, nuo valiut\u0173, naudojam\u0173 mok\u0117jimo b\u016bd\u0173 ir gav\u0117jo \u0161alies.<\/p>\n\n\n\n<p>Atliekant pervedimus i\u0161 vienos banko s\u0105skaitos \u012f kit\u0105, \"Wise\" paprastai u\u017etrunka nuo 0 iki 2 darbo dien\u0173. Taip yra tod\u0117l, kad l\u0117\u0161as turi apdoroti ir siun\u010diantysis, ir gaunantysis bankai, o tai gali u\u017etrukti. Kai kuriais atvejais, priklausomai nuo konkre\u010di\u0173 bank\u0173 ir \u0161ali\u0173, pervedimas gali b\u016bti atliktas grei\u010diau arba gali u\u017etrukti ilgiau.<\/p>\n\n\n\n<p>Debetine kortele atliekamus pervedimus \"Wise\" paprastai atlieka vos per kelias minutes. Ta\u010diau tai gali skirtis priklausomai nuo kortel\u0117s i\u0161dav\u0117jo ir kit\u0173 veiksni\u0173.<\/p>\n\n\n\n<p>Svarbu pa\u017eym\u0117ti, kad laikas, per kur\u012f gav\u0117jas gaus l\u0117\u0161as, taip pat gali skirtis, priklausomai nuo jo naudojamo mok\u0117jimo b\u016bdo ir vietos. Kai kuriais atvejais gav\u0117jas l\u0117\u0161as gali gauti t\u0105 pa\u010di\u0105 dien\u0105, kai inicijuojamas pervedimas, o kitais atvejais tai gali u\u017etrukti kelias dienas, ta\u010diau beveik visada grei\u010diau nei atliekant pervedim\u0105 per tradicin\u012f bank\u0105.<\/p>\n\n\n\n<p>\"Wise\" realiuoju laiku atnaujina informacij\u0105 apie pervedimo b\u016bsen\u0105, tod\u0117l ir siunt\u0117jas, ir gav\u0117jas gali steb\u0117ti pervedim\u0105 ir tiksliai \u017einoti, kada l\u0117\u0161os bus gautos.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Use_Wise\"><\/span>Kaip naudoti \"Wise<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Atlikti tarptautin\u012f pinig\u0173 pervedim\u0105 su \"Wise\" yra paprasta ir paprasta. \u0160tai kokius veiksmus turi atlikti klientas:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Sukurkite paskyr\u0105. Pirmiausia reikia sukurti \"Wise\" paskyr\u0105 apsilankius \"Wise\" interneto svetain\u0117je arba program\u0117l\u0117je ir pagal nurodymus u\u017esiregistruoti. Tur\u0117site nurodyti asmenin\u0119 informacij\u0105, pavyzd\u017eiui, vard\u0105, pavard\u0119, adres\u0105 ir vyriausyb\u0117s i\u0161duot\u0105 asmens tapatyb\u0119 patvirtinant\u012f dokument\u0105;<\/li>\n\n\n\n<li>Prid\u0117ti finansavimo \u0161altin\u012f. Suk\u016br\u0119 paskyr\u0105 tur\u0117site prid\u0117ti finansavimo \u0161altin\u012f, pavyzd\u017eiui, banko s\u0105skait\u0105 arba debeto kortel\u0119, i\u0161 kurios gal\u0117site si\u0173sti pinigus. \u0160i\u0105 informacij\u0105 \"Wise\" naudoja l\u0117\u0161oms i\u0161 j\u016bs\u0173 s\u0105skaitos paimti ir pervedimui inicijuoti;<\/li>\n\n\n\n<li>Pasirinkite gav\u0117j\u0105 ir \u012fveskite sum\u0105. \"Wise\" prietais\u0173 skydelyje gal\u0117site pasirinkti gav\u0117j\u0105, \u012fvesti sum\u0105, kuri\u0105 norite si\u0173sti, ir pasirinkti pervedimo valiutas. Wise automati\u0161kai apskai\u010diuos valiutos kurs\u0105 ir parodys pervedimo mokes\u010dius;<\/li>\n\n\n\n<li>Per\u017ei\u016br\u0117kite ir patvirtinkite. Prie\u0161 atlikdami pervedim\u0105 tur\u0117site galimyb\u0119 per\u017ei\u016br\u0117ti visas detales ir patvirtinti sandor\u012f. Kai pervedimas bus patvirtintas, \"Wise\" inicijuos pervedim\u0105 ir informuos jus apie jo b\u016bsen\u0105;<\/li>\n\n\n\n<li>Gauti l\u0117\u0161as. Gav\u0117jas gaus l\u0117\u0161as \u012f savo banko s\u0105skait\u0105 arba \"Wise\" s\u0105skait\u0105, jei j\u0105 turi. Baigus pervedim\u0105 \"Wise\" apie tai prane\u0161 tiek siunt\u0117jui, tiek gav\u0117jui.<\/li>\n<\/ol>\n\n\n\n<p>Svarbu atkreipti d\u0117mes\u012f, kad \"Wise\" gali reikalauti papildomos informacijos ar dokument\u0173 tam tikriems pervedimams, pavyzd\u017eiui, mok\u0117jimo u\u017e operacij\u0105 \u012frodymo arba gav\u0117jo tapatyb\u0119 patvirtinan\u010dio dokumento.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"When_to_Use_Wise\"><\/span>Kada naudoti \"Wise<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\"Wise\" tinka ir privatiems klientams, ir \u012fmon\u0117ms, norin\u010dioms si\u0173sti pinigus tarptautiniu mastu. Ta\u010diau yra keletas paslaugos aspekt\u0173, kurie labiau tinka kiekvieno tipo klientams, o kiti, kuriuos naudotojai gali rasti palankiau, jei kreipsis \u012f kit\u0105 tarptautinio pinig\u0173 pervedimo paslaug\u0173 teik\u0117j\u0105.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Private_clients\"><\/span>Privat\u016bs klientai<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\"Wise\" yra puikus pasirinkimas asmenin\u0117ms operacijoms, pavyzd\u017eiui, mokant u\u017e pirkinius u\u017esienyje, remiant draugus ar \u0161eim\u0105 u\u017esienyje, mokant u\u017e studijas ar moksl\u0105 arba siun\u010diant pinigus \u012f kit\u0105 \u0161al\u012f d\u0117l bet kokios kitos prie\u017easties. D\u0117l nedideli\u0173 mokes\u010di\u0173 ir greito pervedimo laiko tai yra patrauklus pasirinkimas individualiam naudojimui.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Business_clients\"><\/span>Verslo klientai<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Verslo klientams \"Wise\" si\u016blo ekonomi\u0161k\u0105 sprendim\u0105, kaip atlikti tarptautinius mok\u0117jimus u\u017e prekes ar paslaugas. \u012emon\u0117s \"Wise\" s\u0105skaitos be sien\u0173 funkcija, leid\u017eianti \u012fmon\u0117ms laikyti ir valdyti pinigus keliomis valiutomis, yra patogi galimyb\u0117 \u012fmon\u0117ms, kurios veikia visame pasaulyje arba kurioms reikia atlikti mok\u0117jimus skirtingomis valiutomis.<\/p>\n\n\n\n<p>Kitas \u012fmoni\u0173 privalumas - galimyb\u0117 si\u0173sti ir gauti tarptautinius mok\u0117jimus realiu vidutiniu rinkos kursu be pasl\u0117pt\u0173 mokes\u010di\u0173. Jos taip pat gali pasinaudoti s\u0105skait\u0173 fakt\u016br\u0173 i\u0161ra\u0161ymo \u012frankiais ir nustatyti pasikartojan\u010dius paketinius mok\u0117jimus, kad gal\u0117t\u0173 si\u0173sti pinigus darbuotojams ar rangovams u\u017esienyje.<\/p>\n\n\n\n<p>Apibendrinant galima teigti, kad \"Wise\" geriausia naudoti fiziniams asmenims ir ma\u017eoms \u012fmon\u0117ms nedideliems pinig\u0173 pervedimams atlikti, nes siun\u010diant dideles sumas gali b\u016bti taikomi didesni pervedimo mokes\u010diai.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Money_Transfer_Cancellation_Policy\"><\/span>\"Wise Money Transfer\" at\u0161aukimo politika<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\"Wise\" klientams si\u016blo paprast\u0105 pervedimo at\u0161aukimo tvark\u0105. Jei pervedimas nebuvo apdorotas, klientas gali lengvai j\u012f at\u0161aukti, o l\u0117\u0161os bus gr\u0105\u017eintos \u012f pradin\u012f \u0161altin\u012f. Paprastai taip nutinka, jei pervedimas at\u0161aukiamas per kelias valandas nuo jo inicijavimo.<\/p>\n\n\n\n<p>Ta\u010diau, jei pervedimas jau apdorotas ir yra perve\u017eamas, jo at\u0161aukti negalima. Tokiu atveju pervedimo gav\u0117jas gali pasirinkti gr\u0105\u017einti pervedim\u0105 atgal siunt\u0117jui, jei jis dar negavo l\u0117\u0161\u0173. U\u017e pervedimo at\u0161aukim\u0105 ar gr\u0105\u017einim\u0105 \"Wise\" netaiko joki\u0173 mokes\u010di\u0173.<\/p>\n\n\n\n<p>At\u0161aukto ar gr\u0105\u017einto pervedimo atveju svarbu atkreipti d\u0117mes\u012f, kad l\u0117\u0161\u0173 gr\u0105\u017einimo laikas gali skirtis priklausomai nuo \u0161alies ir naudoto mok\u0117jimo b\u016bdo. Jei turite klausim\u0173 ar abejoni\u0173 d\u0117l pervedimo at\u0161aukimo, visada galite kreiptis \u012f \"Wise\" klient\u0173 aptarnavimo skyri\u0173 per j\u0173 svetain\u0119 arba program\u0117l\u0119.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Customer_Service\"><\/span>I\u0161mintingas klient\u0173 aptarnavimas<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\"Wise\" yra gerai \u017einoma d\u0117l savo puikaus klient\u0173 aptarnavimo, kuriuo galima naudotis 24 valandas per par\u0105, 7 dienas per savait\u0119 el. pa\u0161tu ir pokalbiais. Bendrov\u0117 turi ger\u0105 reputacij\u0105 d\u0117l greit\u0173 ir nauding\u0173 atsakym\u0173 \u012f klient\u0173 u\u017eklausas ir problemas, o daugelis klient\u0173 giria klient\u0173 aptarnavimo komandos efektyvum\u0105 ir draugi\u0161kum\u0105.<\/p>\n\n\n\n<p>\"Wise\" taip pat turi i\u0161sami\u0105 <a href=\"https:\/\/wise.com\/help\/\" target=\"_blank\" rel=\"noreferrer noopener\">pagalbos centras<\/a>, kuriame pateikiami i\u0161sam\u016bs DUK ir straipsniai \u012fvairiomis su naudojimusi paslauga susijusiomis temomis. Be to, bendrov\u0117 turi daug gyv\u0173 bendruomen\u0117s forum\u0173, kuriuose klientai u\u017eduoda klausimus ir gauna atsakymus i\u0161 kit\u0173 naudotoj\u0173 bei \"Wise\" darbuotoj\u0173.<\/p>\n\n\n\n<p>\u012emon\u0117 grie\u017etai laikosi politikos, pagal kuri\u0105 klientai yra svarbiausi, ir tai atsispindi klient\u0173 aptarnavimo kokyb\u0117je. Nesvarbu, ar klientui reikia pagalbos atliekant pinig\u0173 pervedim\u0105, ar jam kyla klausim\u0173 apie jo s\u0105skait\u0105, ar jis susiduria su technine problema, \"Wise\" klient\u0173 aptarnavimo komanda yra pasirengusi suteikti pagalb\u0105 ir param\u0105.<\/p>\n\n\n\n<p>Kadangi \"Wise\" yra pasaulin\u0117 \u012fmon\u0117, ji veikia 15 kalb\u0173, \u012fskaitant angl\u0173, pranc\u016bz\u0173, ispan\u0173, portugal\u0173, ital\u0173, vokie\u010di\u0173, kin\u0173, japon\u0173, indonezie\u010di\u0173, vengr\u0173, ukrainie\u010di\u0173, lenk\u0173, rumun\u0173, turk\u0173 ir rus\u0173.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Does_Wise_Compare_With_Its_Competitors\"><\/span>Kaip \"Wise\" lyginama su konkurentais?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\"Wise\" n\u0117ra vienintelis tarptautini\u0173 pinig\u0173 pervedim\u0173 rinkos dalyvis, tod\u0117l svarbu palyginti j\u012f su kitais paslaug\u0173 teik\u0117jais ir nustatyti, kuris i\u0161 j\u0173 geriausiai atitinka j\u016bs\u0173 poreikius. \u0160iame skyriuje palyginsime \"Wise\" su trimis jos konkurentais: <a href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/xe-review\/\" data-internallinksmanager029f6b8e52c=\"238\" title=\"&quot;XE&quot; tarptautinio pinig\u0173 pervedimo ap\u017evalga 2023 m.\">Xe<\/a>, <a href=\"https:\/\/www.torfx.com\/affiliate\/register?afflno=0302110000681579\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">TorFx<\/a>, ir <a href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/instarem-review\/\" data-internallinksmanager029f6b8e52c=\"362\" title=\"&quot;Instarem&quot; tarptautinio pinig\u0173 pervedimo ap\u017evalga 2023 m.\">Instarem<\/a>. Pasidom\u0117kite, ar kuri nors i\u0161 j\u0173 labiau atitinka j\u016bs\u0173 konkre\u010dius reikalavimus.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_vs_XE\"><\/span>\"Wise\" ir XE<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Funkcija<\/th><th>I\u0161mintingas<\/th><th>XE<\/th><\/tr><\/thead><tbody><tr><td>\u012ekurta<\/td><td>2011<\/td><td>1993<\/td><\/tr><tr><td>Prekybos apimtis<\/td><td>76,4 mlrd. svar\u0173 sterling\u0173 2022 m.<\/td><td>$115 mlrd. 2018 m.<\/td><\/tr><tr><td>\"Trustpilot\" \u012fvertinimas<\/td><td>4.5 \/ 5<\/td><td>4.2 \/ 5<\/td><\/tr><tr><td>Tinka<\/td><td>Smulk\u016bs pinig\u0173 pervedimai<\/td><td>Tiek ma\u017ei, tiek dideli pinig\u0173 pervedimai<\/td><\/tr><tr><td>Perdavimo mokestis<\/td><td>Kintamas mokestis - 0,4% - 0,6% visos sumos (vidutini\u0161kai);<br>Fiksuotas mokestis - vidutini\u0161kai 0,2-0,3 GBP<\/td><td>\u00a32.00 iki \u00a3250 (JK);<br>2,00 EUR iki 250 EUR (ES);<br>U\u017e kitas sumas mokestis nemokamas<\/td><\/tr><tr><td>Vidutinis valiutos kurso antkainis<\/td><td>Jokio antkainio vidutin\u0117ms rinkos kainoms<\/td><td>nuo 0,2% iki 1,4% pagal vidutines rinkos pal\u016bkan\u0173 normas<\/td><\/tr><tr><td>Minimali pervedimo suma<\/td><td>\u00a31<\/td><td>\u00a31<\/td><\/tr><tr><td>Did\u017eiausia pervedimo suma<\/td><td>$6,000,000 USD;<br>$1,8 mln;<br>$1,5 milijono Kanados doleri\u0173;<br>6 000 000 EUR;<br>\u00a35,000,000 GBP.<\/td><td>350 000 svar\u0173 sterling\u0173 (JK ir ES);<br>$535,000 (JAV);<br>$535,000 CAD (Kanada);<br>NZD $750,000 (<a href=\"https:\/\/moverdb.com\/lt\/moving-to-new-zealand\/\" data-internallinksmanager029f6b8e52c=\"324\" title=\"Persik\u0117limas \u012f Nauj\u0105j\u0105 Zelandij\u0105? 2023 Gyvenimo i\u0161laidos ir persik\u0117limo patarimai\">Naujoji Zelandija<\/a>).<\/td><\/tr><tr><td>Perdavimo greitis<\/td><td>0-2 dienos (daugiau kaip 50% pervedim\u0173 - per kelias minutes)<\/td><td>1-4 darbo dienos<\/td><\/tr><tr><td>Specializuotas platintojas<\/td><td>Ne<\/td><td>Tik tiems, kurie perveda daugiau nei $70,000<\/td><\/tr><tr><td>Aptariamos \u0161alys<\/td><td>Daugiau nei 170 \u0161ali\u0173<\/td><td>Daugiau nei 130 \u0161ali\u0173<\/td><\/tr><tr><td>Apimamos valiutos<\/td><td>Daugiau nei 50 valiut\u0173<\/td><td>Beveik 100 valiut\u0173<\/td><\/tr><tr><td>Mok\u0117jimo b\u016bdai<\/td><td>Banko s\u0105skaita, kredito \/ debeto kortel\u0117, \"Apple\/Google Pay\", \"PayPal<\/td><td>Banko s\u0105skaita arba kredito ir (arba) debeto kortel\u0117<\/td><\/tr><tr><td>Gavimo b\u016bdai<\/td><td>Banko s\u0105skaita arba bankomatas (per internetin\u0119 paskyr\u0105)<\/td><td>Banko s\u0105skaita ir grynieji pinigai<\/td><\/tr><tr><td>Gryn\u0173j\u0173 pinig\u0173 pa\u0117mimo galimyb\u0117<\/td><td>Ne<\/td><td>Taip<\/td><\/tr><tr><td>Momentinis pasirinktinis citata<\/td><td>Taip<\/td><td>Taip<\/td><\/tr><tr><td>Verslo funkcijos<\/td><td>Paketiniai mok\u0117jimai, s\u0105skait\u0173 fakt\u016br\u0173 i\u0161ra\u0161ymas, keli\u0173 naudotoj\u0173 prieiga, pasikartojantys pervedimai, skaitmenin\u0117 keli\u0173 valiut\u0173 pinigin\u0117, \u012fsp\u0117jimai apie kursus ir API integracija.<\/td><td>Neatid\u0117liotin\u0173 sandori\u0173 sutartys, i\u0161ankstiniai sandoriai, rinkos pavedimai, skaitmenin\u0117 keli\u0173 valiut\u0173 pinigin\u0117, \u012fsp\u0117jimai apie kursus ir API portalas.<\/td><\/tr><tr><td>Pavyzdin\u0117 debeto kortel\u0117<\/td><td>Taip<\/td><td>Ne<\/td><\/tr><tr><td>Mobilioji program\u0117l\u0117<\/td><td>Taip<\/td><td>Taip<\/td><\/tr><tr><td>At\u0161aukimo politika<\/td><td>Vartotojai gali at\u0161aukti pervedim\u0105, jei jie gali matyti pervedimo at\u0161aukimo parinkt\u012f.<\/td><td>Tik gryn\u0173j\u0173 pinig\u0173 pa\u0117mimo pervedimams, kai gav\u0117jas gryn\u0173j\u0173 pinig\u0173 neatsi\u0117m\u0117.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Skaitykite m\u016bs\u0173 <a href=\"https:\/\/moverdb.com\/lt\/geriausios-tarptautines-pinigu-pervedimo-paslaugos\/xe-review\/\" target=\"_blank\" rel=\"noreferrer noopener\">i\u0161sami XE ap\u017evalga<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_vs_TorFX\"><\/span>\"Wise\" ir \"TorFX<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Funkcija<\/th><th>I\u0161mintingas<\/th><th><a href=\"https:\/\/www.torfx.com\/affiliate\/register?afflno=0302110000681579\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">TorFX<\/a><\/th><\/tr><\/thead><tbody><tr><td>\u012ekurta<\/td><td>2011<\/td><td>2004<\/td><\/tr><tr><td>Prekybos apimtis<\/td><td>76,4 mlrd. svar\u0173 sterling\u0173 2022 m.<\/td><td>7,5 mlrd. svar\u0173 sterling\u0173 per metus<\/td><\/tr><tr><td>\"Trustpilot\" \u012fvertinimas<\/td><td>4.5 \/ 5<\/td><td>4.9 \/ 5<\/td><\/tr><tr><td>Tinka<\/td><td>Smulk\u016bs pinig\u0173 pervedimai<\/td><td>Tiek ma\u017ei, tiek dideli pinig\u0173 pervedimai<\/td><\/tr><tr><td>Perdavimo mokestis<\/td><td>Kintamas mokestis - 0,4% - 0,6% visos sumos (vidutini\u0161kai);<br>Fiksuotas mokestis - vidutini\u0161kai 0,2-0,3 GBP<\/td><td>Mokes\u010dio n\u0117ra<\/td><\/tr><tr><td>Vidutinis valiutos kurso antkainis<\/td><td>Jokio antkainio vidutin\u0117ms rinkos kainoms<\/td><td>Nuo 1% iki 2% pagal vidutines rinkos pal\u016bkan\u0173 normas<\/td><\/tr><tr><td>Minimali pervedimo suma<\/td><td>\u00a31<\/td><td>100 svar\u0173 sterling\u0173 (arba lygiavert\u0117 valiuta)<\/td><\/tr><tr><td>Did\u017eiausia pervedimo suma<\/td><td>$6,000,000 USD;<br>$1,8 mln;<br>$1,5 milijono Kanados doleri\u0173;<br>6 000 000 EUR;<br>\u00a35,000,000 GBP.<\/td><td>N\u0117ra<\/td><\/tr><tr><td>Perdavimo greitis<\/td><td>0-2 dienos (daugiau kaip 50% pervedim\u0173 - per kelias minutes)<\/td><td>0-2 valandos SEPA pervedimams;<br>24-48 valandos ACH pervedimams<\/td><\/tr><tr><td>Specializuotas platintojas<\/td><td>Ne<\/td><td>Taip<\/td><\/tr><tr><td>Aptariamos \u0161alys<\/td><td>Daugiau nei 170 \u0161ali\u0173<\/td><td>Daugiau nei 100 \u0161ali\u0173<\/td><\/tr><tr><td>Apimamos valiutos<\/td><td>Daugiau nei 50 valiut\u0173<\/td><td>59 valiutos<\/td><\/tr><tr><td>Mok\u0117jimo b\u016bdai<\/td><td>Banko s\u0105skaita, kredito \/ debeto kortel\u0117, \"Apple\/Google Pay\", \"PayPal<\/td><td>Banko s\u0105skaita<\/td><\/tr><tr><td>Gavimo b\u016bdai<\/td><td>Banko s\u0105skaita arba bankomatas (per internetin\u0119 paskyr\u0105)<\/td><td>Banko s\u0105skaita<\/td><\/tr><tr><td>Gryn\u0173j\u0173 pinig\u0173 pa\u0117mimo galimyb\u0117<\/td><td>Ne<\/td><td>Ne<\/td><\/tr><tr><td>Momentinis pasirinktinis citata<\/td><td>Taip<\/td><td>Ne<\/td><\/tr><tr><td>Verslo funkcijos<\/td><td>Paketiniai mok\u0117jimai, s\u0105skait\u0173 fakt\u016br\u0173 i\u0161ra\u0161ymas, keli\u0173 naudotoj\u0173 prieiga, pasikartojantys pervedimai, skaitmenin\u0117 keli\u0173 valiut\u0173 pinigin\u0117, \u012fsp\u0117jimai apie kursus ir API integracija.<\/td><td>Neatid\u0117liotin\u0173 sandori\u0173 sutartys, i\u0161ankstiniai sandoriai, limito pavedimai, stop-loss pavedimai, periodiniai pervedimai, \u012fsp\u0117jimai apie kursus ir API portalas.<\/td><\/tr><tr><td>Pavyzdin\u0117 debeto kortel\u0117<\/td><td>Taip<\/td><td>Ne<\/td><\/tr><tr><td>Mobilioji program\u0117l\u0117<\/td><td>Taip<\/td><td>Taip<\/td><\/tr><tr><td>At\u0161aukimo politika<\/td><td>Vartotojai gali at\u0161aukti pervedim\u0105, jei jie gali matyti pervedimo at\u0161aukimo parinkt\u012f.<\/td><td>Galima susisiekus, nebent gav\u0117jas gavo pinigus (gali b\u016bti taikomi papildomi mokes\u010diai)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Skaitykite m\u016bs\u0173 <a href=\"https:\/\/moverdb.com\/lt\/geriausios-tarptautines-pinigu-pervedimo-paslaugos\/torfx-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/torfx-review\/\" rel=\"noreferrer noopener\">i\u0161sami TorFX ap\u017evalga<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_vs_Instarem\"><\/span>\"Wise\" ir \"Instarem<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Funkcija<\/th><th>I\u0161mintingas<\/th><th>Instarem<\/th><\/tr><\/thead><tbody><tr><td>\u012ekurta<\/td><td>2011<\/td><td>2014<\/td><\/tr><tr><td>Prekybos apimtis<\/td><td>76,4 mlrd. svar\u0173 sterling\u0173 2022 m.<\/td><td>$4 mlrd. per metus&nbsp;<\/td><\/tr><tr><td>\"Trustpilot\" \u012fvertinimas<\/td><td>4.5 \/ 5<\/td><td>4.4 \/ 5<\/td><\/tr><tr><td>Tinka<\/td><td>Smulk\u016bs pinig\u0173 pervedimai<\/td><td>Tiek ma\u017ei, tiek dideli pinig\u0173 pervedimai<\/td><\/tr><tr><td>Perdavimo mokestis<\/td><td>Kintamas mokestis - 0,4% - 0,6% visos sumos (vidutini\u0161kai);<br>Fiksuotas mokestis - vidutini\u0161kai 0,2-0,3 GBP<\/td><td>Priklauso nuo pasirinkt\u0173 \u0161ali\u0173, pervedimo sumos ir mok\u0117jimo b\u016bd\u0173.<\/td><\/tr><tr><td>Vidutinis valiutos kurso antkainis<\/td><td>Jokio antkainio vidutin\u0117ms rinkos kainoms<\/td><td><\/td><\/tr><tr><td>Minimali pervedimo suma<\/td><td>\u00a31<\/td><td>$50 - IndijaiNei vienai kitai \u0161aliai<\/td><\/tr><tr><td>Did\u017eiausia pervedimo suma<\/td><td>$6,000,000 USD;<br>$1,8 mln;<br>$1,5 milijono Kanados doleri\u0173;<br>6 000 000 EUR;<br>\u00a35,000,000 GBP.<\/td><td>Priklauso nuo pasirinktos siun\u010dian\u010diosios \u0161alies ir mok\u0117jimo b\u016bd\u0173.<\/td><\/tr><tr><td>Perdavimo greitis<\/td><td>0-2 dienos (daugiau kaip 50% pervedim\u0173 - per kelias minutes)<\/td><td>Priklausomai nuo banko apdorojimo laiko<\/td><\/tr><tr><td>Specializuotas platintojas<\/td><td>Ne<\/td><td>Ne<\/td><\/tr><tr><td>Aptariamos \u0161alys<\/td><td>Daugiau nei 170 \u0161ali\u0173<\/td><td>Daugiau nei 110 \u0161ali\u0173<\/td><\/tr><tr><td>Apimamos valiutos<\/td><td>Daugiau nei 50 valiut\u0173<\/td><td>Apie 30 valiut\u0173<\/td><\/tr><tr><td>Mok\u0117jimo b\u016bdai<\/td><td>Banko s\u0105skaita, kredito \/ debeto kortel\u0117, \"Apple\/Google Pay\", \"PayPal<\/td><td>Banko s\u0105skaita arba kredito ir (arba) debeto kortel\u0117<\/td><\/tr><tr><td>Gavimo b\u016bdai<\/td><td>Banko s\u0105skaita arba bankomatas (per internetin\u0119 paskyr\u0105)<\/td><td>Banko s\u0105skaita<\/td><\/tr><tr><td>Gryn\u0173j\u0173 pinig\u0173 pa\u0117mimo galimyb\u0117<\/td><td>Ne<\/td><td>Tik Filipinams<\/td><\/tr><tr><td>Momentinis pasirinktinis citata<\/td><td>Taip<\/td><td>Taip<\/td><\/tr><tr><td>Verslo funkcijos<\/td><td>Paketiniai mok\u0117jimai, s\u0105skait\u0173 fakt\u016br\u0173 i\u0161ra\u0161ymas, keli\u0173 naudotoj\u0173 prieiga, pasikartojantys pervedimai, skaitmenin\u0117 keli\u0173 valiut\u0173 pinigin\u0117, \u012fsp\u0117jimai apie kursus ir API integracija.<\/td><td>Partijos mok\u0117jimai, skaitmenin\u0117 keli\u0173 valiut\u0173 pinigin\u0117, \u012fsp\u0117jimai apie kurs\u0105<\/td><\/tr><tr><td>Pavyzdin\u0117 debeto kortel\u0117<\/td><td>Taip<\/td><td>Ne<\/td><\/tr><tr><td>Mobilioji program\u0117l\u0117<\/td><td>Taip<\/td><td>Taip<\/td><\/tr><tr><td>At\u0161aukimo politika<\/td><td>Vartotojai gali at\u0161aukti pervedim\u0105, jei jie gali matyti pervedimo at\u0161aukimo parinkt\u012f.<\/td><td>Galima susisiekus, nebent gav\u0117jas gavo pinigus (gali b\u016bti taikomi papildomi mokes\u010diai)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Skaitykite m\u016bs\u0173 <a href=\"https:\/\/moverdb.com\/lt\/geriausios-tarptautines-pinigu-pervedimo-paslaugos\/instarem-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/instarem-review\/\" rel=\"noreferrer noopener\">visa \"Instarem\" ap\u017evalga<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Customer_Reviews\"><\/span>I\u0161minting\u0173 klient\u0173 atsiliepimai<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\"Trustpilot\" svetain\u0117je \"Wise\" sulauk\u0117 \u0161imt\u0173 t\u016bkstan\u010di\u0173 atsiliepim\u0173, tod\u0117l 2023 m. sausio m\u0117n. \"Wise\" yra labiausiai vertinama u\u017esienio valiutos mok\u0117jim\u0173 pramon\u0117s \u012fmon\u0117, kurios reitingas yra 4,5\/5, palyginti su 4,7\/5 2020 m. pabaigoje. Tyrin\u0117dami pasteb\u0117jome, kad 91% vis\u0173 atsiliepim\u0173 yra teigiami, 7% - neigiami skundai, o 2% - neutral\u016bs.<\/p>\n\n\n\n<p>Daugumoje teigiam\u0173 atsiliepim\u0173 teigiama, kad pagrindinis \"Wise\" privalumas - sklandi pinig\u0173 pervedimo patirtis, ta\u010diau nerimaujama d\u0117l pernelyg dideli\u0173 dokument\u0173 reikalavim\u0173, v\u0117luojan\u010di\u0173 pervedim\u0173 ir nesavalaikio klient\u0173 aptarnavimo.<\/p>\n\n\n\n<p>Neigiam\u0173 atsiliepim\u0173 skai\u010dius auga, daugiausia d\u0117l deaktyvuot\u0173 paskyr\u0173. \u012emon\u0117 susiduria su kar\u0161\u010diu d\u0117l s\u0105skait\u0173 tur\u0117toj\u0173, kurie negali pasiekti savo pinig\u0173, nors ir pateik\u0117 vis\u0105 reikiam\u0105 informacij\u0105. Nors kai kurie skundai susij\u0119 su puiki\u0173 klient\u0173 aptarnavimo paslaug\u0173 tr\u016bkumu, atrodo, kad kai kuriuos atsiliepimus patalpino rinkodaros specialistai, siekdami apjuodinti paslaug\u0105, ta\u010diau j\u0173 skai\u010dius yra gana ma\u017eas.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Positive_Wise_Customer_Reviews\"><\/span>Teigiamos \"Wise\" klient\u0173 ap\u017evalgos<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Labai rekomenduoju \"Wise\" tiek asmeniniam, tiek verslo naudojimui. \u0160ia paslauga paprasta naudotis, ji si\u016blo konkurencingus valiut\u0173 keitimo kursus ir mokes\u010dius, palyginti su tradiciniais bankais, ir leid\u017eia greitai ir saugiai atlikti tarptautinius pinig\u0173 pervedimus. Taip pat labai naudingas skaidrumas ir ai\u0161kus i\u0161laid\u0173 suskirstymas. Apskritai su \"Wise\" tur\u0117jau teigiamos patirties ir dr\u0105siai rekomenduo\u010diau j\u0105 visiems, ie\u0161kantiems ekonomi\u0161ko b\u016bdo tarptautiniam pinig\u0173 pervedimui.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63d01dcd9b64b1bdaf41cc78\" target=\"_blank\" rel=\"noreferrer noopener\">Arulkumar Msc<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Ilgamet\u0117 puiki patirtis! \"Wise\" naudoju jau daugel\u012f met\u0173, kai ji dar vadinosi \"TransferWise\". Vis\u0105 laik\u0105 viskas veik\u0117 be komplikacij\u0173. Naudotojo s\u0105saja malonu naudotis - sandori\u0173 greitis labai didelis. Naudotis ja buvo labai malonu. Vienintelis tr\u016bkumas yra tas, kad negalima atlikti sandori\u0173 \u012f tokias kriptovaliut\u0173 bir\u017eas kaip \"Kraken\". (Galb\u016bt artimiausiu metu politika pasikeis). Jei neturite \u0161io konkretaus poreikio, tuomet ji labai rekomenduojama.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c6b0ee2338b6d417bcae62\" target=\"_blank\" rel=\"noopener\">Lenardas Frommeltas<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Buvau labai patenkintas, kaip lengvai \"Wise\" leid\u017eia pervesti ir konvertuoti pinigus \u012fvairiomis valiutomis! Tai mano pirmoji keli\u0173 valiut\u0173 s\u0105skaita, ir kai naudoju kortel\u0119 (\"Apple Pay\" arba fizin\u0119 kortel\u0119), stebiuosi, kaip ji automati\u0161kai pasirenka vietin\u0119 valiut\u0105, kuri\u0105 reikia i\u0161leisti. Man beveik nereikia n\u0117 pir\u0161to pajudinti - tiesiog \u012fsitikinu, kad turiu pakankamai l\u0117\u0161\u0173, palie\u010diu kortel\u0119, ir \"Wise\" pasir\u016bpina visu kitu! Tikrai rekomenduo\u010diau \u0161i\u0105 \u012fmon\u0119, ypa\u010d kelion\u0117ms!<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c3d8de2338b6d417ba8069\" target=\"_blank\" rel=\"noreferrer noopener\">Jasmine<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Nor\u0117jau pereiti nuo \"Payoneer\", nes j\u0173 paskyros sistema turi did\u017eiuli\u0173 problem\u0173 ir u\u017etruko kelis m\u0117nesius, kol palaikymas man j\u0105 i\u0161tais\u0117, tik d\u0117l to, kad ji suk\u0117l\u0117 nauj\u0173 problem\u0173. Greitai patikrinau \"Wise\" s\u0105skait\u0105, per vien\u0105 dien\u0105 sukonfig\u016bravau pinig\u0173 i\u0161\u0117mim\u0105 i\u0161 \"PayPal\" \u012f \"Wise\" (b\u016btent tai, k\u0105 band\u017eiau padaryti \"Payoneer\", bet negal\u0117jau) ir be joki\u0173 problem\u0173 i\u0161siun\u010diau pinigus draugui. Geri konvertavimo kursai ir mokes\u010diai taip pat yra malonus bonusas. Be to, mano draugas tur\u0117jo rekomendacin\u012f kod\u0105, kur\u012f pamir\u0161au \u012fvesti kuriant s\u0105skait\u0105, ta\u010diau netrukus po to yra langas, kuriame galima j\u012f \u012fvesti. Labai gerai.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c2f2ec2338b6d417ba195b\" target=\"_blank\" rel=\"noreferrer noopener\">Androoideka<\/a><\/cite><\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Negative_Wise_Customer_Reviews\"><\/span>Neigiamos \"Wise\" klient\u0173 ap\u017evalgos<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>\"Wise\" paslaug\u0173 kokyb\u0117 kasdien prast\u0117ja. Perk\u0117limas u\u017etrunka per ilgai, kai paklausiu \"Wise\" pagalbos tarnybos, kod\u0117l perk\u0117limas u\u017etrunka per ilgai? Wise\" palaikymas pateikia paprast\u0105 atsakym\u0105; bankams reikia laiko apdoroti mok\u0117jim\u0105. ta\u010diau kai siun\u010diu pinigus \u012f t\u0105 pat\u012f bank\u0105 su \"ACE\" pinig\u0173 pervedimu, pinigai atkeliauja per 30 minu\u010di\u0173! Taigi \"Wise Support\" meluoja ir daro prielaid\u0105, kad a\u0161 tikiu j\u0173 melu! Galvoju u\u017edaryti \"Wise\" paskyr\u0105 d\u0117l prastos kokyb\u0117s ir prasto klient\u0173 aptarnavimo!<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c7c0f12338b6d417bd7ac5\" target=\"_blank\" rel=\"noreferrer noopener\">Muhammad Luqman<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Tikiuosi, kad jums nereikia klient\u0173 aptarnavimo. Jie mano paskyr\u0105 laik\u0117 ma\u017edaug m\u0117nes\u012f. D\u0117l j\u0173 l\u0117to ir neatidaus aptarnavimo prarandu pinigus ir praleid\u017eiu mok\u0117jimus. Esu j\u0173 klientas nuo pirm\u0173j\u0173 met\u0173 ir viskas tik blog\u0117ja. Valiut\u0173 keitimo kursai geri, bet jie n\u0117ra geriausi, ir, laimei, galiu lengvai rasti pana\u0161i\u0105 ir (arba) geresn\u0119 paslaug\u0105. A\u010di\u016b, kad atst\u016bm\u0117te dar vien\u0105 klient\u0105. I\u0161 naujo \u012fvertinkite savo verslo mokym\u0105<\/em>.<\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63bcf5654d0773066a331048\" target=\"_blank\" rel=\"noreferrer noopener\">Aaronas<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>\"Wise\" u\u017eblokavo VISUS m\u016bs\u0173 sandorius d\u0117l vieno konkretaus sandorio \"per\u017ei\u016bros\"?! Kod\u0117l? Visas verslas tiesiog sustojo d\u0117l vis\u0173 sandori\u0173 blokavimo. Paramos tarnyba nepateikia jokios informacijos, tik \"palaukite, mes per\u017ei\u016brime j\u016bs\u0173 sandor\u012f\" be jokio galimo termino ir pan. Blogiausias kada nors tur\u0117tas palaikymas.<\/em><\/p>\n\n\n\n<p><em>PS. Pridedu kelet\u0105 paai\u0161kinim\u0173 asmeniui, kuris \u010dia atsako gav\u0119s atsakym\u0105: A\u0161 daug kart\u0173 kreipiausi \u012f palaikymo tarnyb\u0105 ir niekas negal\u0117jo pateikti bent apytikslio apytikrio \u012fvertinimo ir (arba) termino d\u0117l per\u017ei\u016bros. Wise svetain\u0117je yra informacija, kad per\u017ei\u016bra gali u\u017etrukti nuo 2 iki 10 dien\u0173, o pirminiame el. lai\u0161ke apie per\u017ei\u016bros proces\u0105 gavome 5-10 dien\u0173 termin\u0105, ta\u010diau jau pra\u0117jo beveik 3 savait\u0117s be jokio atsakymo. Niekas nepra\u0161\u0117 pateikti papildomos informacijos, niekas m\u016bs\u0173 neinformavo apie status\u0105 ir pan.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63bd2fbe2338b6d417b51fc7\" target=\"_blank\" rel=\"noreferrer noopener\">Andrii Kornytskyi<\/a><\/cite><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Alternatives\"><\/span>I\u0161mintingos alternatyvos<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\"Wise\" n\u0117ra vienintel\u0117 galimyb\u0117 asmenims ir \u012fmon\u0117ms, norintiems atlikti tarptautinius pinig\u0173 pervedimus. Yra kelios \"Wise\" alternatyvos, kuri\u0173 kiekviena pasi\u017eymi unikaliomis savyb\u0117mis ir privalumais. \u010cia aptarsime tris populiariausias alternatyvas: <a href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/ofx-review\/\" data-internallinksmanager029f6b8e52c=\"364\" title=\"&quot;OFX&quot; tarptautini\u0173 pinig\u0173 pervedim\u0173 ap\u017evalga 2023 m.\">OFX<\/a>, <a href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/moneygram-review\/\" data-internallinksmanager029f6b8e52c=\"368\" title=\"&quot;MoneyGram&quot; tarptautinio pinig\u0173 pervedimo ap\u017evalga 2023 m.\">MoneyGram<\/a>, ir <a href=\"https:\/\/moverdb.com\/lt\/international-money-transfer-services\/revolut-review\/\" data-internallinksmanager029f6b8e52c=\"369\" title=\"&quot;Revolut&quot; tarptautinio pinig\u0173 pervedimo ap\u017evalga 2023 m.\">\"Revolut\"<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"OFX\"><\/span><a href=\"https:\/\/moverdb.com\/lt\/geriausios-tarptautines-pinigu-pervedimo-paslaugos\/ofx-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/ofx-review\" rel=\"noreferrer noopener\">OFX<\/a>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>OFX (buvusi \"OzForex\") yra gerai \u017einoma pinig\u0173 pervedimo bendrov\u0117, veikianti jau daugiau nei 20 met\u0173. \u012emon\u0117 teikia \u012fvairias paslaugas, \u012fskaitant tarptautinius pinig\u0173 pervedimus, valiutos keitim\u0105 ir s\u0105skaitas u\u017esienio valiuta. Verslo klientams ji taip pat si\u016blo neatid\u0117liotin\u0173 sandori\u0173, i\u0161ankstini\u0173 sandori\u0173 ir rinkos pavedim\u0173.&nbsp;<\/p>\n\n\n\n<p>OFX yra geras pasirinkimas asmenims ir \u012fmon\u0117ms, ie\u0161kantiems tradici\u0161kesnio po\u017ei\u016brio \u012f tarptautinius pinig\u0173 pervedimus ir teikiantiems paslaugas, pana\u0161ias \u012f tas, kurias si\u016blo tradiciniai bankai. Ta\u010diau OFX valiutos keitimo kursai ir mokes\u010diai gali b\u016bti ne tokie konkurencingi kaip kit\u0173 paslaug\u0173 teik\u0117j\u0173, \u012fskaitant \"Wise\", si\u016blomi kursai ir mokes\u010diai.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"MoneyGram\"><\/span><a href=\"https:\/\/moverdb.com\/lt\/geriausios-tarptautines-pinigu-pervedimo-paslaugos\/moneygram-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/moneygram-review\" rel=\"noreferrer noopener\">MoneyGram<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\"MoneyGram\" yra pirmaujanti pinig\u0173 pervedimo bendrov\u0117, turinti daugiau nei 350 000 filial\u0173 daugiau nei 200 \u0161ali\u0173 ir teritorij\u0173 visame pasaulyje. \u012emon\u0117 si\u016blo \u012fvairias paslaugas, \u012fskaitant tarptautinius pinig\u0173 pervedimus, s\u0105skait\u0173 apmok\u0117jim\u0105, pinig\u0173 perlaidas ir gryn\u0173j\u0173 pinig\u0173 atsi\u0117mimo galimybes.<\/p>\n\n\n\n<p>\"MoneyGram\" yra geras pasirinkimas visiems, ie\u0161kantiems patogaus ir prieinamo sprendimo, kaip si\u0173sti pinigus draugams ir \u0161eimos nariams kitose \u0161alyse. Ta\u010diau \"MoneyGram\" valiutos keitimo kursai ir mokes\u010diai paprastai yra didesni nei \"Wise\" ir kit\u0173 paslaug\u0173 teik\u0117j\u0173.<\/p>\n\n\n\n<p>Vienas geriausi\u0173 j\u0173 privalum\u0173 - greit\u0173j\u0173 mok\u0117jim\u0173 paslauga, kuri puikiai tinka \u017eaibi\u0161kai apmok\u0117ti s\u0105skaitas u\u017esienyje.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut\"><\/span><a href=\"https:\/\/moverdb.com\/lt\/geriausios-tarptautines-pinigu-pervedimo-paslaugos\/revolut-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/revolut-review\" rel=\"noreferrer noopener\">\"Revolut\"<\/a>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\"Revolut\" yra skaitmenin\u0117s bankininkyst\u0117s platforma, kurioje si\u016bloma daugyb\u0117 finansini\u0173 paslaug\u0173. Be tarptautini\u0173 pinig\u0173 pervedim\u0173, ji teikia valiutos keitimo priemones ir itin patogias debeto korteles.<\/p>\n\n\n\n<p>\"Revolut\" stebina kaip i\u0161samesnis klient\u0173 pinig\u0173 \u012fvairiomis valiutomis valdymo sprendimas. J\u0173 internetin\u0117 platforma ir mobilioji program\u0117l\u0117 yra itin modernios ir paprastos, o i\u0161 anksto apmok\u0117tos debeto kortel\u0117s yra populiarus pasirinkimas daugeliui norin\u010di\u0173 greitai ir saugiai atlikti operacijas parduotuv\u0117se ar internete.<\/p>\n\n\n\n<p>Ta\u010diau \"Revolut\" valiut\u0173 keitimo kursai ir mokes\u010diai n\u0117ra tokie skaidr\u016bs kaip daugelio konkurent\u0173, be to, bendrov\u0117 gali b\u016bti prieinama ne visose \u0161alyse.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>I\u0161vada<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0160ioje ap\u017evalgoje su\u017einojome, kad \"Wise\" yra pirmaujanti tarptautini\u0173 pinig\u0173 pervedim\u0173 rinkos dalyv\u0117. D\u0117l auk\u0161to skaidrumo lygio ir stiprios internetin\u0117s prekybos sistemos bei mobiliosios program\u0117l\u0117s \"Wise\" pritrauk\u0117 daug klient\u0173 visame pasaulyje.&nbsp;<\/p>\n\n\n\n<p>\"Wise\" teikia internetin\u0119 s\u0105skait\u0105, kurioje naudotojai gali atlikti tarptautinius mok\u0117jimus u\u017e prieinam\u0105 kain\u0105 ir gauti mok\u0117jimus u\u017esienio valiuta \u012f savo \"Wise\" s\u0105skait\u0105. Vartotojo patirtis laikoma viena geriausi\u0173 pinig\u0173 pervedimo srityje, o \"Wise\" visiems verslo naudotojams suteikiama debetin\u0117 kortel\u0117 yra auk\u0161tos kokyb\u0117s turtas u\u017esienio i\u0161laidoms.<\/p>\n\n\n\n<p>Ta\u010diau kai kurie klientai mano, kad \"pasidaryk pats\" metodas pervedant pinigus \u012f u\u017esien\u012f gali b\u016bti netinkamas didel\u0117ms sumoms, ir pageidauja paskirto s\u0105skaitos valdytojo, turin\u010dio patirties u\u017esienio valiutos keitimo srityje, pagalbos. Be to, \"Wise\", kaip vie\u0161oji \u012fmon\u0117, susiduria su tam tikrais sunkumais, pavyzd\u017eiui, didesniais mokes\u010diais kai kuriems naudotojams, l\u0117tesniais mok\u0117jimais ir s\u0105skaitos deaktyvavimu d\u0117l pra\u0161ym\u0173 pateikti i\u0161samius dokumentus.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQ\"><\/span>F.A.Q.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list\">\n<div id=\"faq-question-1689848029575\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Who_is_Wise_most_suitable_for\"><\/span>Kam labiausiai tinka \"Wise\"?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\"Wise\" yra tinkamas sprendimas \u012fvairiems asmenims ir \u012fmon\u0117ms, kuriems reikia si\u0173sti arba gauti pinigus tarptautiniu mastu. <\/p>\n<p>Tai apima priva\u010dius asmenis, atliekan\u010dius ma\u017eus ir vidutinio dyd\u017eio pinig\u0173 pervedimus, ma\u017eas \u012fmones, atliekan\u010dias tarptautinius mok\u0117jimus, laisvai samdomus darbuotojus ir savaranki\u0161kai dirban\u010dius asmenis, gaunan\u010dius mok\u0117jimus i\u0161 u\u017esienio, ir emigrantus bei keliautojus, valdan\u010dius finansus u\u017esienyje.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848045550\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"What_information_do_I_need_to_provide_to_make_a_money_transfer_using_Wise\"><\/span>Koki\u0105 informacij\u0105 turiu pateikti nor\u0117damas atlikti pinig\u0173 pervedim\u0105 naudodamasis \"Wise\"?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Nor\u0117dami atlikti pervedim\u0105 naudodami \"Wise\", tur\u0117tum\u0117te papra\u0161yti gav\u0117jo pateikti \u0161i\u0105 informacij\u0105:<\/p>\n<p>- J\u016bs\u0173 pilnas juridinis vardas ir pavard\u0117;<br \/>- J\u016bs\u0173 banko s\u0105skaitos numeris;<br \/>- J\u016bs\u0173 banko s\u0105skaitos einamasis numeris;<br \/>- J\u016bs\u0173 banko BIC\/SWIFT kodas (priklausomai nuo pervedimo vietos).<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848123837\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Are_Wise_users_able_to_make_money_transfers_in_another_name\"><\/span>Ar \"Wise\" naudotojai gali atlikti pinig\u0173 pervedimus kitu vardu?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Ne, \"Wise\" reikalauja, kad gav\u0117jo vardas ir pavard\u0117 sutapt\u0173 su gaunan\u010diojo banko s\u0105skaitoje nurodytu vardu ir pavarde. Tai yra saugumo priemon\u0117, kuria siekiama u\u017ekirsti keli\u0105 suk\u010diavimui ir apsaugoti klient\u0173 l\u0117\u0161as.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848168748\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Can_I_transfer_money_to_a_mobile_wallet_with_Wise\"><\/span>Ar galiu pervesti pinigus \u012f mobili\u0105j\u0105 pinigin\u0119 su \"Wise\"?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Ne, \u0161iuo metu \"Wise\" nepalaiko pervedim\u0173 \u012f mobili\u0105sias pinigines. \u0160iuo metu bendrov\u0117 palaiko tik pervedimus \u012f banko s\u0105skaitas.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848195268\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Can_I_get_a_free_money_transfer_quote_from_Wise\"><\/span>Ar galiu gauti nemokam\u0105 pinig\u0173 pervedimo pasi\u016blym\u0105 i\u0161 \"Wise\"?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Taip, \"Wise\" si\u016blo nemokamas pinig\u0173 pervedimo citatas. Klientai gali naudotis bendrov\u0117s internetine citat\u0173 skai\u010diuokle, kad apskai\u010diuot\u0173 pervedimo kain\u0105, \u012fskaitant valiut\u0173 keitimo kursus ir mokes\u010dius. <\/p>\n<p>\u012ekainiai pateikiami realiuoju laiku ir yra pagr\u012fsti naujausiais valiut\u0173 keitimo kursais bei mokes\u010diais u\u017e konkret\u0173 pervedim\u0105. <\/p>\n<p>Klientai taip pat gali pasinaudoti pasi\u016blymu, kad gal\u0117t\u0173 palyginti pervedimo kain\u0105 su kitais paslaug\u0173 teik\u0117jais ir priimti pagr\u012fst\u0105 sprendim\u0105 d\u0117l geriausiai j\u0173 poreikius atitinkan\u010dio varianto.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848228031\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Is_TransferWise_better_than_Wise\"><\/span>Ar \"TransferWise\" yra geresn\u0117 u\u017e \"Wise\"?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\"Wise\" ir \"TransferWise\" yra ta pati \u012fmon\u0117. 2021 m. rugs\u0117j\u012f \"TransferWise\" buvo pervadinta \u012f \"Wise\". <\/p>\n<p>Taigi tarp j\u0173 n\u0117ra jokio skirtumo. \"TransferWise\" taip pat teik\u0117 tarptautinio pinig\u0173 pervedimo paslaugas, daugiausia d\u0117mesio skirdama skaidriems ir pigiems pervedimams. <\/p>\n<p>\"TransferWise\" buvo pla\u010diai pripa\u017einta kaip viena i\u0161 pirmaujan\u010di\u0173 tarptautini\u0173 pinig\u0173 pervedimo paslaug\u0173 teik\u0117j\u0173, be to, ja naudojosi milijonai asmen\u0173 ir \u012fmoni\u0173 visame pasaulyje.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848257380\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Does_Wise_offer_discounts_and_coupons\"><\/span>Ar \"Wise\" si\u016blo nuolaidas ir kuponus?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Taip, \"Wise\" kartais si\u016blo nuolaidas ir kuponus savo klientams. \u0160ios akcijos gali apimti pervedimo mokes\u010di\u0173 nuolaidas, specialius valiutos keitimo kursus arba pinigines premijas u\u017e pervedim\u0105. <\/p>\n<p>\u012emon\u0117 taip pat taiko rekomendacij\u0173 program\u0105, pagal kuri\u0105 klientai gali u\u017edirbti pinigin\u012f atlyg\u012f u\u017e tai, kad \u012f platform\u0105 nukreipia draugus ir \u0161eimos narius. <\/p>\n<p>\"Wise\" taip pat gali si\u016blyti sezonines akcijas ir nuolaidas, tod\u0117l patartina reguliariai tikrinti \u012fmon\u0117s svetain\u0119 ir ie\u0161koti naujausi\u0173 pasi\u016blym\u0173.<\/p>\n<p><strong>Dabartiniai pasi\u016blymai:<\/strong><\/p>\n<p><a href=\"https:\/\/wise.com\/invite\/dic\/ianw199\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Specialus pasi\u016blymas Spauskite \u010dia perveskite iki 500 GBP be joki\u0173 mokes\u010di\u0173<\/strong><\/a> (tik naujiems klientams)<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p>Taip pat \u017er: <\/p>\n\n\n<br \/>\n<a href=\"https:\/\/moverdb.com\/lt\/geriausios-tarptautines-pinigu-pervedimo-paslaugos\/wise-vs-revolut\/\">Wise vs \"Revolut<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/lt\/geriausios-tarptautines-pinigu-pervedimo-paslaugos\/wise-vs-moneygram\/\">Wise vs \"MoneyGram<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/lt\/geriausios-tarptautines-pinigu-pervedimo-paslaugos\/wise-vs-remitly\/\">Wise vs \"Remitly<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/lt\/geriausios-tarptautines-pinigu-pervedimo-paslaugos\/wise-vs-ofx\/\">\"Wise\" ir OFX<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/lt\/geriausios-tarptautines-pinigu-pervedimo-paslaugos\/wise-vs-currencies-direct\/\">\"Wise\" vs \"Currencies Direct<\/a>","protected":false},"excerpt":{"rendered":"<p>International money transfers have become an increasingly important aspect of our globalized world. With the rise of remote work and cross-border commerce, the possibility to easily and securely send and receive money across borders has become a crucial need for individuals and businesses alike. In this context, Wise (formerly TransferWise) has emerged as one of [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":7541,"parent":7319,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"class_list":{"0":"post-7601","1":"page","2":"type-page","3":"status-publish","4":"has-post-thumbnail","6":"entry"},"_links":{"self":[{"href":"https:\/\/moverdb.com\/lt\/wp-json\/wp\/v2\/pages\/7601","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moverdb.com\/lt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/moverdb.com\/lt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/moverdb.com\/lt\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/moverdb.com\/lt\/wp-json\/wp\/v2\/comments?post=7601"}],"version-history":[{"count":8,"href":"https:\/\/moverdb.com\/lt\/wp-json\/wp\/v2\/pages\/7601\/revisions"}],"predecessor-version":[{"id":11851,"href":"https:\/\/moverdb.com\/lt\/wp-json\/wp\/v2\/pages\/7601\/revisions\/11851"}],"up":[{"embeddable":true,"href":"https:\/\/moverdb.com\/lt\/wp-json\/wp\/v2\/pages\/7319"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moverdb.com\/lt\/wp-json\/wp\/v2\/media\/7541"}],"wp:attachment":[{"href":"https:\/\/moverdb.com\/lt\/wp-json\/wp\/v2\/media?parent=7601"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}