{"id":7601,"date":"2023-02-09T01:17:59","date_gmt":"2023-02-09T01:17:59","guid":{"rendered":"https:\/\/moverdb.com\/?page_id=7601"},"modified":"2026-01-08T14:47:02","modified_gmt":"2026-01-08T14:47:02","slug":"moudra-recenze","status":"publish","type":"page","link":"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/","title":{"rendered":"P\u0159ehled mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz Wise 2023"},"content":{"rendered":"<figure class=\"wp-block-embed aligncenter is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Jak pou\u017e\u00edvat aplikaci Wise: P\u0159evody pen\u011bz - krok za krokem (2024)\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/oVG-p27bHkE?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>Mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz se st\u00e1vaj\u00ed st\u00e1le d\u016fle\u017eit\u011bj\u0161\u00edm aspektem na\u0161eho globalizovan\u00e9ho sv\u011bta. S n\u00e1r\u016fstem pr\u00e1ce na d\u00e1lku a p\u0159eshrani\u010dn\u00edho obchodu se mo\u017enost snadno a bezpe\u010dn\u011b pos\u00edlat a p\u0159ij\u00edmat pen\u00edze p\u0159es hranice stala pro jednotlivce i podniky z\u00e1sadn\u00ed pot\u0159ebou.<\/p>\n\n\n\n<p>V t\u00e9to souvislosti, <a href=\"https:\/\/wise.com\/invite\/dic\/ianw199\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Moudr\u00e9<\/strong><\/a> (d\u0159\u00edve TransferWise) se stala jedn\u00edm z p\u0159edn\u00edch hr\u00e1\u010d\u016f na trhu a nab\u00edz\u00ed rychl\u00e9, levn\u00e9 a transparentn\u00ed \u0159e\u0161en\u00ed pro mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz.<\/p>\n\n\n\n<p>V n\u00e1sleduj\u00edc\u00edch \u0159\u00e1dc\u00edch se pod\u00edv\u00e1me, co Wise nab\u00edz\u00ed pro mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz, a zhodnot\u00edme, jak si stoj\u00ed v porovn\u00e1n\u00ed s konkurenc\u00ed. Prozkoum\u00e1me kl\u00ed\u010dov\u00e9 vlastnosti slu\u017eby, v\u010detn\u011b jej\u00edch sm\u011bnn\u00fdch kurz\u016f, poplatk\u016f, bezpe\u010dnostn\u00edch opat\u0159en\u00ed a snadn\u00e9ho pou\u017e\u00edv\u00e1n\u00ed.<\/p>\n\n\n\n<p>Krom\u011b toho prozkoum\u00e1me recenze a zp\u011btnou vazbu od z\u00e1kazn\u00edk\u016f, abychom z\u00edskali ucelen\u00fd p\u0159ehled o zku\u0161enostech u\u017eivatel\u016f. Na\u0161\u00edm c\u00edlem je pomoci v\u00e1m zjistit, zda je spole\u010dnost Wise tou spr\u00e1vnou volbou pro va\u0161e pot\u0159eby. <a href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/\" data-internallinksmanager029f6b8e52c=\"239\" title=\"11 nejlep\u0161\u00edch slu\u017eeb mezin\u00e1rodn\u00edho p\u0159evodu pen\u011bz v roce 2026\">mezin\u00e1rodn\u00ed p\u0159evod pen\u011bz<\/a> a pochopit, do jak\u00e9 m\u00edry p\u0159isp\u00edv\u00e1 k \u0161ir\u0161\u00edmu trhu mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sekce<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"P\u0159epnut\u00ed tabulky obsahu\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">P\u0159ep\u00edna\u010d<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Who_are_Wise\" >Kdo jsou Moud\u0159\u00ed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Wise_Pros_Cons\" >Moudr\u00e9 v\u00fdhody a nev\u00fdhody<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Wise_Key_Attributes\" >Moudr\u00e9 kl\u00ed\u010dov\u00e9 atributy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Wise_Features\" >Moudr\u00e9 funkce<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Types_of_Accounts\" >Typy \u00fa\u010dt\u016f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Money_Transfers\" >P\u0159evody pen\u011bz<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Borderless_Account\" >\u00da\u010det bez hranic<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Wise_Debit_Card\" >Debetn\u00ed karta Wise<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Wise_for_Teams\" >Moudr\u00e9 pro t\u00fdmy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Wise_API\" >Rozumn\u00e9 API<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Wise_International_Money_Transfer_Costs\" >Moudr\u00e9 n\u00e1klady na mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Exchange_Rates\" >Sm\u011bnn\u00e9 kurzy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Transfer_Fees\" >Poplatky za p\u0159evod<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Additional_Fees_on_International_Money_Transfers\" >Dal\u0161\u00ed poplatky za mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Other_Fees\" >Ostatn\u00ed poplatky<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#How_Safe_is_Wise\" >Jak bezpe\u010dn\u00fd je Wise?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#How_Fast_is_Wise\" >Jak rychl\u00fd je Wise?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#How_to_Use_Wise\" >Jak pou\u017e\u00edvat aplikaci Wise<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#When_to_Use_Wise\" >Kdy pou\u017e\u00edvat aplikaci Wise<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Private_clients\" >Soukrom\u00ed klienti<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Business_clients\" >Obchodn\u00ed klienti<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Wise_Money_Transfer_Cancellation_Policy\" >Z\u00e1sady zru\u0161en\u00ed p\u0159evodu pen\u011bz Wise Money Transfer<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Wise_Customer_Service\" >Moudr\u00fd z\u00e1kaznick\u00fd servis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#How_Does_Wise_Compare_With_Its_Competitors\" >Jak si spole\u010dnost Wise vede ve srovn\u00e1n\u00ed s konkurenc\u00ed?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Wise_vs_XE\" >Wise vs. XE<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Wise_vs_TorFX\" >Wise vs. TorFX<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Wise_vs_Instarem\" >Wise vs. Instarem<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Wise_Customer_Reviews\" >Recenze moudr\u00fdch z\u00e1kazn\u00edk\u016f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Positive_Wise_Customer_Reviews\" >Pozitivn\u00ed hodnocen\u00ed z\u00e1kazn\u00edk\u016f Wise<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Negative_Wise_Customer_Reviews\" >Negativn\u00ed hodnocen\u00ed z\u00e1kazn\u00edk\u016f Wise<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Wise_Alternatives\" >Moudr\u00e9 alternativy<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#OFX\" >OFX&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#MoneyGram\" >MoneyGram<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Revolut\" >Revolut&nbsp;<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Conclusion\" >Z\u00e1v\u011br<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#FAQ\" >F.A.Q.<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-37\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Who_is_Wise_most_suitable_for\" >Pro koho je Wise nejvhodn\u011bj\u0161\u00ed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-38\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#What_information_do_I_need_to_provide_to_make_a_money_transfer_using_Wise\" >Jak\u00e9 informace mus\u00edm poskytnout, abych mohl\/a prov\u00e9st p\u0159evod pen\u011bz pomoc\u00ed slu\u017eby Wise?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-39\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Are_Wise_users_able_to_make_money_transfers_in_another_name\" >Mohou u\u017eivatel\u00e9 slu\u017eby Wise prov\u00e1d\u011bt p\u0159evody pen\u011bz pod jin\u00fdm jm\u00e9nem?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-40\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Can_I_transfer_money_to_a_mobile_wallet_with_Wise\" >Mohu pomoc\u00ed slu\u017eby Wise p\u0159ev\u00e9st pen\u00edze do mobiln\u00ed pen\u011b\u017eenky?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-41\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Can_I_get_a_free_money_transfer_quote_from_Wise\" >Mohu od spole\u010dnosti Wise z\u00edskat bezplatnou nab\u00eddku p\u0159evodu pen\u011bz?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-42\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Is_TransferWise_better_than_Wise\" >Je TransferWise lep\u0161\u00ed ne\u017e Wise?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-43\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/#Does_Wise_offer_discounts_and_coupons\" >Nab\u00edz\u00ed spole\u010dnost Wise slevy a kup\u00f3ny?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_are_Wise\"><\/span>Kdo jsou Moud\u0159\u00ed?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise je FinTech spole\u010dnost zalo\u017een\u00e1 v roce 2011 s c\u00edlem zrychlit, zlevnit a zpr\u016fhlednit mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz. V pr\u016fb\u011bhu let se spole\u010dnost rychle rozrostla a nyn\u00ed obsluhuje v\u00edce ne\u017e 16 milion\u016f z\u00e1kazn\u00edk\u016f ve v\u00edce ne\u017e 70 zem\u00edch. Wise nab\u00edz\u00ed \u0161irokou \u0161k\u00e1lu slu\u017eeb, v\u010detn\u011b mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz, \u00fa\u010dt\u016f bez hranic a debetn\u00edch karet, jejich\u017e c\u00edlem je usnadnit a zp\u0159\u00edstupnit p\u0159eshrani\u010dn\u00ed transakce.<\/p>\n\n\n\n<p>Jedine\u010dn\u00fd peer-to-peer model spole\u010dnosti Wise j\u00ed umo\u017e\u0148uje obej\u00edt tradi\u010dn\u00ed bankovn\u00ed syst\u00e9m a nab\u00edzet sm\u011bnn\u00e9 kurzy, kter\u00e9 jsou a\u017e osmkr\u00e1t levn\u011bj\u0161\u00ed ne\u017e kurzy nab\u00edzen\u00e9 bankami, co\u017e z n\u00ed \u010din\u00ed atraktivn\u00ed mo\u017enost pro jednotlivce a mal\u00e9 podniky, kter\u00e9 cht\u011bj\u00ed p\u0159ev\u00e1d\u011bt pen\u00edze do zahrani\u010d\u00ed. Krom\u011b toho si spole\u010dnost d\u00edky sv\u00e9 snadno pou\u017eiteln\u00e9 online platform\u011b a transparentn\u00ed struktu\u0159e poplatk\u016f z\u00edskala pov\u011bst jednoho z p\u0159edn\u00edch hr\u00e1\u010d\u016f v oblasti mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz.<\/p>\n\n\n\n<p>Slu\u017eba Wise je vhodn\u00e1 pro \u0161irokou \u0161k\u00e1lu u\u017eivatel\u016f, v\u010detn\u011b jednotlivc\u016f cestuj\u00edc\u00edch do zahrani\u010d\u00ed, mal\u00fdch firem se zahrani\u010dn\u00edmi z\u00e1kazn\u00edky nebo dodavateli a pracovn\u00edk\u016f na voln\u00e9 noze a pracovn\u00edk\u016f na d\u00e1lku, kte\u0159\u00ed pot\u0159ebuj\u00ed pos\u00edlat nebo p\u0159ij\u00edmat platby z v\u00edce zem\u00ed.<\/p>\n\n\n\n<p>D\u00edky n\u00edzk\u00fdm poplatk\u016fm a konkurenceschopn\u00fdm sm\u011bnn\u00fdm kurz\u016fm je tato spole\u010dnost cenov\u011b dostupnou variantou pro pravideln\u00e9 p\u0159evody pen\u011bz a jej\u00ed \u00fa\u010det bez hranic a debetn\u00ed karta umo\u017e\u0148uj\u00ed u\u017eivatel\u016fm snadno spravovat sv\u00e9 pen\u00edze ve v\u00edce m\u011bn\u00e1ch.<\/p>\n\n\n\n<p>Spole\u010dnost Wise je velmi vlivn\u00fdm hr\u00e1\u010dem na trhu mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz a nab\u00edz\u00ed \u0159adu slu\u017eeb, kter\u00e9 usnad\u0148uj\u00ed a zp\u0159\u00edstup\u0148uj\u00ed p\u0159eshrani\u010dn\u00ed transakce.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Pros_Cons\"><\/span>Moudr\u00e9 v\u00fdhody a nev\u00fdhody<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th><\/th><th>Klady<\/th><th>Nev\u00fdhody<\/th><\/tr><\/thead><tbody><tr><td>1.<\/td><td><strong>V\u00edce mo\u017enost\u00ed platby <\/strong>- Z\u00e1kazn\u00edci mohou prov\u00e1d\u011bt mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz pomoc\u00ed sv\u00fdch debetn\u00edch nebo kreditn\u00edch karet, bankovn\u00edch \u00fa\u010dt\u016f, slu\u017eeb PayPal, Apple Pay, Google Pay nebo jin\u00fdch m\u00edstn\u00edch platebn\u00edch syst\u00e9m\u016f, kter\u00e9 jsou specifick\u00e9 pro ur\u010dit\u00e9 zem\u011b.<\/td><td><strong>\u017d\u00e1dn\u00e1 mo\u017enost vyzvednut\u00ed v hotovosti<\/strong> - P\u0159\u00edjemci mohou obdr\u017eet sv\u00e9 pen\u00edze pomoc\u00ed slu\u017eby Wise pouze na sv\u016fj osobn\u00ed\/firemn\u00ed online \u00fa\u010det nebo na sv\u016fj bankovn\u00ed \u00fa\u010det.<\/td><\/tr><tr><td>2.<\/td><td><strong>\u017d\u00e1dn\u00e9 kurzov\u00e9 mar\u017ee<\/strong> - Na sm\u011bnn\u00fdch kurzech spole\u010dnosti Wise jsou uvedeny p\u0159ir\u00e1\u017eky 0%. Z\u00e1kazn\u00edci mohou vyu\u017e\u00edvat p\u0159evody pen\u011bz v r\u016fzn\u00fdch m\u011bn\u00e1ch podle aktu\u00e1ln\u00edch st\u0159edn\u00edch tr\u017en\u00edch kurz\u016f.<\/td><td><strong>Probl\u00e9my se z\u00e1kaznick\u00fdm servisem<\/strong> - Ned\u00e1vn\u00e9 recenze z\u00e1kazn\u00edk\u016f na internetu byly p\u0159ev\u00e1\u017en\u011b negativn\u00ed a jako hlavn\u00ed probl\u00e9m uv\u00e1d\u011bly z\u00e1kaznick\u00fd servis.<\/td><\/tr><tr><td>3.<\/td><td><strong>Vysok\u00e9 hodnocen\u00ed Trustpilot <\/strong>- 4,5 \/ 5 (leden 2023).<\/td><td><strong>\u017d\u00e1dn\u00ed specializovan\u00ed prodejci<\/strong> - Spole\u010dnost Wise neposkytuje osobn\u00ed spr\u00e1vce \u00fa\u010dt\u016f pro soukrom\u00e9 ani firemn\u00ed klienty.<\/td><\/tr><tr><td>4.<\/td><td><strong>Glob\u00e1ln\u00ed pokryt\u00ed slu\u017eeb<\/strong> - Spole\u010dnost Wise zprost\u0159edkov\u00e1v\u00e1 mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz ve v\u00edce ne\u017e 170 zem\u00edch sv\u011bta.<\/td><td><strong>Nevhodn\u00e9 pro velk\u00e9 p\u0159evody pen\u011bz<\/strong> - Spole\u010dnost Wise \u00fa\u010dtuje dva druhy poplatk\u016f za p\u0159evod, kter\u00e9 mohou b\u00fdt p\u0159i pos\u00edl\u00e1n\u00ed velk\u00fdch \u010d\u00e1stek pen\u011bz ve srovn\u00e1n\u00ed s jin\u00fdmi alternativami v oboru pom\u011brn\u011b vysok\u00e9.<\/td><\/tr><tr><td>5.<\/td><td><strong>Rozs\u00e1hl\u00e1 znalostn\u00ed b\u00e1ze<\/strong> - N\u00e1pov\u011bda a blog Wise obsahuj\u00ed bohatou knihovnu u\u017eite\u010dn\u00fdch informac\u00ed, kter\u00e9 mohou u\u017eivatel\u00e9 vyu\u017e\u00edt k z\u00edsk\u00e1n\u00ed pomoci se v\u0161emi sv\u00fdmi dotazy a probl\u00e9my.<\/td><td><strong>N\u011bkter\u00e9 vysok\u00e9 poplatky za p\u0159evod<\/strong> - Za n\u011bkter\u00e9 p\u0159evody do exotick\u00fdch zem\u00ed a m\u011bn mohou b\u00fdt \u00fa\u010dtov\u00e1ny vysok\u00e9 poplatky za p\u0159evod.<\/td><\/tr><tr><td>6.<\/td><td><strong>Solidn\u00ed m\u011bnov\u00e9 pokryt\u00ed<\/strong> - P\u0159i prov\u00e1d\u011bn\u00ed moudr\u00fdch p\u0159evod\u016f pen\u011bz je podporov\u00e1no v\u00edce ne\u017e 50 m\u011bn.<\/td><td><strong>\u017d\u00e1dn\u00e9 pokryt\u00ed exotick\u00fdch m\u011bn<\/strong> - Z\u00e1kazn\u00edci, kte\u0159\u00ed cht\u011bj\u00ed prov\u00e1d\u011bt p\u0159evody v n\u011bkter\u00fdch m\u00e9n\u011b pou\u017e\u00edvan\u00fdch m\u011bn\u00e1ch, nebudou m\u00edt mo\u017enost je prov\u00e1d\u011bt pomoc\u00ed slu\u017eby Wise.<\/td><\/tr><tr><td>7.<\/td><td><strong>Nejvhodn\u011bj\u0161\u00ed pro mal\u00e9 transfery <\/strong>- Slu\u017eba Wise je \u00fa\u017easn\u00e1 pro p\u0159evody pen\u011bz, mal\u00e9 n\u00e1kupy, placen\u00ed \u00fa\u010dt\u016f nebo p\u0159evody n\u00edzk\u00fdch m\u011bs\u00ed\u010dn\u00edch \u010d\u00e1stek dodavatel\u016fm \u010di zam\u011bstnanc\u016fm.<\/td><td><\/td><\/tr><tr><td>9.<\/td><td><strong>Rozs\u00e1hl\u00e9 m\u00edstn\u00ed pokryt\u00ed<\/strong> - Spole\u010dnost Wise je jednou z nejroz\u0161\u00ed\u0159en\u011bj\u0161\u00edch spole\u010dnost\u00ed pro p\u0159evody pen\u011bz na sv\u011bt\u011b s pobo\u010dkami a kancel\u00e1\u0159emi ve v\u00edce ne\u017e 28 zem\u00edch.&nbsp;<\/td><td><\/td><\/tr><tr><td>10.<\/td><td><strong>Rychl\u00e9 p\u0159evody pen\u011bz<\/strong> - Polovina v\u0161ech moudr\u00fdch p\u0159evod\u016f pen\u011bz je dokon\u010dena b\u011bhem n\u011bkolika minut (ty, kter\u00e9 jsou obvykle realizov\u00e1ny prost\u0159ednictv\u00edm debetn\u00edch\/kreditn\u00edch karet). Zbytek trv\u00e1 v pr\u016fm\u011bru 0 a\u017e 2 pracovn\u00ed dny.<\/td><td><\/td><\/tr><tr><td>11.<\/td><td><strong>Okam\u017eit\u00e9 vlastn\u00ed nab\u00eddky<\/strong> - Spole\u010dnost Wise poskytuje bezplatn\u00e9 online nab\u00eddky na m\u00edru pro kontrolu v\u0161ech poplatk\u016f za p\u0159evod, kter\u00e9 se v\u00e1\u017eou ke ka\u017ed\u00e9mu pl\u00e1novan\u00e9mu p\u0159evodu, ani\u017e by bylo nutn\u00e9 se registrovat k \u00fa\u010dtu.<\/td><td><\/td><\/tr><tr><td>13.<\/td><td><strong>V\u00fdjime\u010dn\u00e1 webov\u00e1 platforma a mobiln\u00ed aplikace <\/strong>- Spole\u010dnost Wise poskytuje jednu z nejl\u00e9pe hodnocen\u00fdch mobiln\u00edch aplikac\u00ed pro p\u0159evody pen\u011bz mezi poskytovateli tohoto typu.<\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Key_Attributes\"><\/span>Moudr\u00e9 kl\u00ed\u010dov\u00e9 atributy<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Zalo\u017eeno:<\/strong> 2011<\/li>\n\n\n\n<li><strong>S\u00eddlo spole\u010dnosti:<\/strong> Lond\u00fdn, <a href=\"https:\/\/moverdb.com\/cs\/moving-to-the-uk\/\" data-internallinksmanager029f6b8e52c=\"93\" title=\"St\u011bhujete se do Spojen\u00e9ho kr\u00e1lovstv\u00ed? 2022 \u017divotn\u00ed n\u00e1klady a tipy na st\u011bhov\u00e1n\u00ed\">UK<\/a><\/li>\n\n\n\n<li><strong>Dal\u0161\u00ed kancel\u00e1\u0159e:<\/strong> Wise je k dispozici osobn\u011b na v\u00edce ne\u017e 28 m\u00edstech po cel\u00e9m sv\u011bt\u011b, v\u010detn\u011b Lond\u00fdna (Velk\u00e1 Brit\u00e1nie), Austinu, <a href=\"https:\/\/moverdb.com\/cs\/moving-to-dallas\/\" data-internallinksmanager029f6b8e52c=\"41\" title=\"St\u011bhujete se do Dallasu? 2022 N\u00e1klady na bydlen\u00ed a tipy na st\u011bhov\u00e1n\u00ed\">Dallas<\/a>, Tampa a <a href=\"https:\/\/moverdb.com\/cs\/moving-to-the-united-states\/moving-to-new-york\/\" data-internallinksmanager029f6b8e52c=\"332\" title=\"St\u011bhov\u00e1n\u00ed do New Yorku (st\u00e1t)? 2026 N\u00e1klady na bydlen\u00ed a tipy na st\u011bhov\u00e1n\u00ed\">New York<\/a> (<a href=\"https:\/\/moverdb.com\/cs\/moving-to-the-united-states\/\" data-internallinksmanager029f6b8e52c=\"94\" title=\"St\u011bhujete se do Spojen\u00fdch st\u00e1t\u016f? 2022 \u017divotn\u00ed n\u00e1klady a tipy na st\u011bhov\u00e1n\u00ed\">USA<\/a>), Bangkok (<a href=\"https:\/\/moverdb.com\/cs\/moving-to-thailand\/\" data-internallinksmanager029f6b8e52c=\"318\" title=\"St\u011bhov\u00e1n\u00ed do Thajska? 2026 N\u00e1klady na bydlen\u00ed a tipy na p\u0159est\u011bhov\u00e1n\u00ed\">Thajsko<\/a>), <a href=\"https:\/\/moverdb.com\/cs\/moving-to-dubai\/\" data-internallinksmanager029f6b8e52c=\"246\" title=\"St\u011bhov\u00e1n\u00ed do Dubaje? 2026 N\u00e1klady na bydlen\u00ed a tipy na p\u0159est\u011bhov\u00e1n\u00ed\">Dubaj<\/a> (<a href=\"https:\/\/moverdb.com\/cs\/moving-to-the-uae\/\" data-internallinksmanager029f6b8e52c=\"329\" title=\"St\u011bhujete se do Spojen\u00fdch arabsk\u00fdch emir\u00e1t\u016f (SAE)? 2024 \u017divotn\u00ed n\u00e1klady a tipy na st\u011bhov\u00e1n\u00ed\">SAE<\/a>), Rij\u00e1du (<a href=\"https:\/\/moverdb.com\/cs\/moving-to-saudi-arabia\/\" data-internallinksmanager029f6b8e52c=\"319\" title=\"St\u011bhov\u00e1n\u00ed do Sa\u00fadsk\u00e9 Ar\u00e1bie? 2026 N\u00e1klady na bydlen\u00ed a tipy na st\u011bhov\u00e1n\u00ed\">Sa\u00fadsk\u00e1 Ar\u00e1bie<\/a>), <a href=\"https:\/\/moverdb.com\/cs\/container-shipping\/hong-kong\/\" data-internallinksmanager029f6b8e52c=\"123\" title=\"2026 Sazby n\u00e1mo\u0159n\u00ed kontejnerov\u00e9 dopravy do Hongkongu a z n\u011bj\">Hongkong (Hongkong)<\/a>, \u0160anghaj (<a href=\"https:\/\/moverdb.com\/cs\/moving-to-china\/\" data-internallinksmanager029f6b8e52c=\"357\" title=\"St\u011bhov\u00e1n\u00ed do \u010c\u00edny? 2026 N\u00e1klady na bydlen\u00ed a tipy na st\u011bhov\u00e1n\u00ed\">\u010c\u00edna<\/a>), <a href=\"https:\/\/moverdb.com\/cs\/container-shipping\/singapore\/\" data-internallinksmanager029f6b8e52c=\"179\" title=\"2026 Sazby n\u00e1mo\u0159n\u00ed kontejnerov\u00e9 dopravy do a ze Singapuru\">Singapur (Singapur)<\/a>, Tokio (<a href=\"https:\/\/moverdb.com\/cs\/moving-to-japan\/\" data-internallinksmanager029f6b8e52c=\"342\" title=\"St\u011bhov\u00e1n\u00ed do Japonska? 2026 N\u00e1klady na bydlen\u00ed a tipy na p\u0159est\u011bhov\u00e1n\u00ed\">Japonsko<\/a>), Soul (Ji\u017en\u00ed Korea), Jakarta (<a href=\"https:\/\/moverdb.com\/cs\/moving-to-indonesia\/\" data-internallinksmanager029f6b8e52c=\"375\" title=\"St\u011bhov\u00e1n\u00ed do Indon\u00e9sie? 2023 \u017divotn\u00ed n\u00e1klady a tipy na st\u011bhov\u00e1n\u00ed\">Indon\u00e9sie<\/a>), Kuala Lumpur (<a href=\"https:\/\/moverdb.com\/cs\/moving-to-malaysia\/\" data-internallinksmanager029f6b8e52c=\"379\" title=\"St\u011bhov\u00e1n\u00ed do Malajsie? 2026 N\u00e1klady na bydlen\u00ed a tipy na p\u0159est\u011bhov\u00e1n\u00ed\">Malajsie<\/a>), Manila (m\u011bsto <a href=\"https:\/\/moverdb.com\/cs\/moving-to-the-philippines\/\" data-internallinksmanager029f6b8e52c=\"376\" title=\"St\u011bhujete se na Filip\u00edny? 2026 N\u00e1klady na bydlen\u00ed a tipy na p\u0159est\u011bhov\u00e1n\u00ed\">Filip\u00edny<\/a>), Bombaj (<a href=\"https:\/\/moverdb.com\/cs\/moving-to-india\/\" data-internallinksmanager029f6b8e52c=\"356\" title=\"St\u011bhov\u00e1n\u00ed do Indie? 2026 N\u00e1klady na bydlen\u00ed a tipy na st\u011bhov\u00e1n\u00ed\">Indie<\/a>), Brusel (<a href=\"https:\/\/moverdb.com\/cs\/moving-to-belgium\/\" data-internallinksmanager029f6b8e52c=\"323\" title=\"St\u011bhov\u00e1n\u00ed do Belgie? 2026 N\u00e1klady na bydlen\u00ed a tipy na st\u011bhov\u00e1n\u00ed\">Belgie<\/a>), Budape\u0161\u0165 (<a href=\"https:\/\/moverdb.com\/cs\/moving-to-hungary\/\" data-internallinksmanager029f6b8e52c=\"341\" title=\"St\u011bhov\u00e1n\u00ed do Ma\u010farska? 2023 \u017divotn\u00ed n\u00e1klady a tipy na st\u011bhov\u00e1n\u00ed\">Ma\u010farsko<\/a>), \u010cerkasy (Ukrajina), Tallinn a Tartu (<a href=\"https:\/\/moverdb.com\/cs\/moving-to-estonia\/\" data-internallinksmanager029f6b8e52c=\"430\" title=\"St\u011bhov\u00e1n\u00ed do Estonska? 2026 N\u00e1klady na bydlen\u00ed a tipy na st\u011bhov\u00e1n\u00ed\">Estonsko<\/a>), Curych (<a href=\"https:\/\/moverdb.com\/cs\/moving-to-switzerland\/\" data-internallinksmanager029f6b8e52c=\"327\" title=\"St\u011bhov\u00e1n\u00ed do \u0160v\u00fdcarska? 2026 N\u00e1klady na bydlen\u00ed a tipy na st\u011bhov\u00e1n\u00ed\">\u0160v\u00fdcarsko<\/a>), S\u00e3o Paulo (<a href=\"https:\/\/moverdb.com\/cs\/moving-to-brazil\/\" data-internallinksmanager029f6b8e52c=\"422\" title=\"St\u011bhov\u00e1n\u00ed do Braz\u00edlie? 2023 \u017divotn\u00ed n\u00e1klady a tipy na st\u011bhov\u00e1n\u00ed\">Braz\u00edlie<\/a>), <a href=\"https:\/\/moverdb.com\/cs\/moving-to-mexico\/\" data-internallinksmanager029f6b8e52c=\"348\" title=\"St\u011bhov\u00e1n\u00ed do Mexika? 2026 N\u00e1klady na bydlen\u00ed a tipy na st\u011bhov\u00e1n\u00ed\">Mexiko<\/a> M\u011bsto (Mexiko), <a href=\"https:\/\/moverdb.com\/cs\/moving-to-cape-town\/\" data-internallinksmanager029f6b8e52c=\"259\" title=\"St\u011bhujete se do Kapsk\u00e9ho M\u011bsta? 2026 N\u00e1klady na bydlen\u00ed a tipy na st\u011bhov\u00e1n\u00ed\">Kapsk\u00e9 M\u011bsto<\/a> (<a href=\"https:\/\/moverdb.com\/cs\/moving-to-south-africa\/\" data-internallinksmanager029f6b8e52c=\"347\" title=\"St\u011bhov\u00e1n\u00ed do Jihoafrick\u00e9 republiky? 2026 N\u00e1klady na bydlen\u00ed a tipy na st\u011bhov\u00e1n\u00ed\">Jihoafrick\u00e1 republika<\/a>), <a href=\"https:\/\/moverdb.com\/cs\/moving-to-sydney\/\" data-internallinksmanager029f6b8e52c=\"70\" title=\"St\u011bhov\u00e1n\u00ed do Sydney? 2022 \u017divotn\u00ed n\u00e1klady a tipy na st\u011bhov\u00e1n\u00ed\">Sydney<\/a> a Melbourne (<a href=\"https:\/\/moverdb.com\/cs\/moving-to-australia\/living-in-australia\/\" data-internallinksmanager029f6b8e52c=\"240\" title=\"21 tajemstv\u00ed o \u017eivot\u011b v Austr\u00e1lii, kter\u00e1 je t\u0159eba zn\u00e1t p\u0159ed st\u011bhov\u00e1n\u00edm\">Austr\u00e1lie<\/a>);<\/li>\n\n\n\n<li><strong>Ro\u010dn\u00ed objem obchod\u016f:<\/strong> V roce 2022 spole\u010dnost Wise zpracovala mezin\u00e1rodn\u00ed transakce v hodnot\u011b 76,4 miliardy liber. Jejich p\u0159\u00edjmy v roce 2022 \u010dinily t\u00e9m\u011b\u0159 450 milion\u016f liber;<\/li>\n\n\n\n<li><strong>Po\u010det zam\u011bstnanc\u016f:<\/strong> Spole\u010dnost Wise je l\u00eddrem v oblasti zam\u011bstn\u00e1v\u00e1n\u00ed ve sv\u00e9m oboru s v\u00edce ne\u017e 4 500 zam\u011bstnanci, kte\u0159\u00ed pracuj\u00ed v kancel\u00e1\u0159\u00edch v 17 r\u016fzn\u00fdch zem\u00edch na 4 kontinentech;<\/li>\n\n\n\n<li><strong>Hodnocen\u00ed Trustpilot:<\/strong> 4,5 \/ 5 v lednu 2023 - solidn\u00ed zn\u00e1mka ve srovn\u00e1n\u00ed s konkuren\u010dn\u00edmi poskytovateli mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz;<\/li>\n\n\n\n<li><strong>Po\u010det klient\u016f:<\/strong> V roce 2022 spole\u010dnost Wise obslou\u017eila v\u00edce ne\u017e 16 milion\u016f klient\u016f (toto \u010d\u00edslo se ka\u017edoro\u010dn\u011b neust\u00e1le zvy\u0161uje);<\/li>\n\n\n\n<li><strong>Dostupn\u00e9 zem\u011b:<\/strong> Pomoc\u00ed slu\u017eby Wise mohou z\u00e1kazn\u00edci vyu\u017e\u00edvat p\u0159evody pen\u011bz ve v\u00edce ne\u017e 170 zem\u00edch po cel\u00e9m sv\u011bt\u011b;<\/li>\n\n\n\n<li><strong>Po\u010det m\u011bn:<\/strong> V sou\u010dasn\u00e9 dob\u011b nab\u00edz\u00ed spole\u010dnost Wise podporu p\u0159evod\u016f ve v\u00edce ne\u017e 50 r\u016fzn\u00fdch m\u011bn\u00e1ch;<\/li>\n\n\n\n<li><strong>Minim\u00e1ln\u00ed limit p\u0159enosu:<\/strong> Spole\u010dnost Wise neomezuje v\u00fd\u0161i odes\u00edlan\u00e9 \u010d\u00e1stky p\u0159i p\u0159evodu (1 \u00a3);<\/li>\n\n\n\n<li><strong>Maxim\u00e1ln\u00ed limit p\u0159enosu:<\/strong> V p\u0159\u00edpad\u011b slu\u017eby Wise existuj\u00ed limity, kolik m\u016f\u017eete prost\u0159ednictv\u00edm t\u00e9to slu\u017eby odeslat, v z\u00e1vislosti na tom, kter\u00e9 <a href=\"https:\/\/wise.com\/help\/articles\/2571907\/what-currencies-can-i-send-to-and-from\" target=\"_blank\" rel=\"noreferrer noopener\">m\u011bna<\/a> si m\u016f\u017eete vybrat. Hlavn\u00ed m\u011bny maj\u00ed n\u00e1sleduj\u00edc\u00ed limity:\n<ul class=\"wp-block-list\">\n<li>$6,000,000 USD;<\/li>\n\n\n\n<li>$1,8 milionu AUD;<\/li>\n\n\n\n<li>$1,5 milionu CAD;<\/li>\n\n\n\n<li>6 000 000 EUR;<\/li>\n\n\n\n<li>\u00a35,000,000 GBP.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Poplatek za p\u0159estup:<\/strong> Spole\u010dnost Wise ukl\u00e1d\u00e1 dva druhy poplatk\u016f za p\u0159evod:\n<ul class=\"wp-block-list\">\n<li>Variabiln\u00ed poplatek - procento z celkov\u00e9 \u010d\u00e1stky p\u0159evodu. M\u016f\u017ee se pohybovat od 0,35% do 3% v z\u00e1vislosti na zvolen\u00fdch m\u011bn\u00e1ch a typu platebn\u00ed metody (v pr\u016fm\u011bru 0,4% - 0,6%);<\/li>\n\n\n\n<li>Pevn\u00fd poplatek - mal\u00e1 pevn\u00e1 \u010d\u00e1stka bez ohledu na v\u00fd\u0161i p\u0159evodu. M\u016f\u017ee se pohybovat od 0,2 do 2 GBP v z\u00e1vislosti na zvolen\u00fdch m\u011bn\u00e1ch a typu platebn\u00ed metody (v pr\u016fm\u011bru 0,2 - 0,3 GBP).<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Kurzov\u00e1 p\u0159ir\u00e1\u017eka<\/strong>: Wise je jednou z nejv\u00fdhodn\u011bj\u0161\u00edch slu\u017eeb pro mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz, pokud jde o dodate\u010dn\u00e9 kurzov\u00e9 p\u0159ir\u00e1\u017eky. Ned\u011blaj\u00ed to a udr\u017euj\u00ed sm\u011bnn\u00e9 kurzy stejn\u00e9 jako kurzy na st\u0159edn\u00edm trhu;<\/li>\n\n\n\n<li><strong>Zas\u00edl\u00e1n\u00ed pen\u011bz prost\u0159ednictv\u00edm:<\/strong> Moud\u0159\u00ed z\u00e1kazn\u00edci mohou k zah\u00e1jen\u00ed mezin\u00e1rodn\u00edho p\u0159evodu pen\u011bz pou\u017e\u00edt bankovn\u00ed \u00fa\u010det, kreditn\u00ed\/debetn\u00ed karty, Apple\/Google Pay nebo jin\u00e9 m\u00edstn\u00ed platebn\u00ed syst\u00e9my;<\/li>\n\n\n\n<li><strong>P\u0159\u00edjem pen\u011bz prost\u0159ednictv\u00edm:<\/strong> P\u0159\u00edjemci dost\u00e1vaj\u00ed pen\u00edze prost\u0159ednictv\u00edm sv\u00e9ho osobn\u00edho nebo firemn\u00edho \u00fa\u010dtu Wise. Odtud maj\u00ed mo\u017enost vybrat si z\u016fstatek na bankovn\u00ed \u00fa\u010det nebo do bankomatu nebo je p\u0159ev\u00e9st na jinou m\u011bnu a poslat jin\u00fdm u\u017eivatel\u016fm Wise; spole\u010dnost nem\u00e1 mo\u017enost vyzvednut\u00ed hotovosti;<\/li>\n\n\n\n<li><strong>Podporovan\u00e9 jazyky:<\/strong> Wise je k dispozici v 15 jazyc\u00edch, v\u010detn\u011b angli\u010dtiny, \u0161pan\u011bl\u0161tiny, francouz\u0161tiny, portugal\u0161tiny, ital\u0161tiny, n\u011bm\u010diny, \u010d\u00edn\u0161tiny, japon\u0161tiny, indon\u00e9\u0161tiny, ma\u010far\u0161tiny, ukrajin\u0161tiny, pol\u0161tiny, rumun\u0161tiny, ture\u010dtiny a ru\u0161tiny;<\/li>\n\n\n\n<li><strong>Reguluje:<\/strong> Wise je jednou z nejregulovan\u011bj\u0161\u00edch slu\u017eeb p\u0159evodu pen\u011bz na sv\u011bt\u011b. Zde jsou n\u011bkter\u00e9 z nejv\u00fdznamn\u011bj\u0161\u00edch zem\u00ed a instituc\u00ed, kter\u00e9 povoluj\u00ed operace spole\u010dnosti Wise:\n<ul class=\"wp-block-list\">\n<li>Belgick\u00e1 n\u00e1rodn\u00ed banka v Evropsk\u00e9m hospod\u00e1\u0159sk\u00e9m prostoru;<\/li>\n\n\n\n<li>\u00da\u0159ad pro finan\u010dn\u00ed etiku Spojen\u00e9ho kr\u00e1lovstv\u00ed (FCA) ve Spojen\u00e9m kr\u00e1lovstv\u00ed;<\/li>\n\n\n\n<li>Financial Crimes Enforcement Network (FinCEN) v USA;<\/li>\n\n\n\n<li>St\u0159edisko pro anal\u00fdzu finan\u010dn\u00edch transakc\u00ed a v\u00fdkaz\u016f <a href=\"https:\/\/moverdb.com\/cs\/moving-to-canada\/\" data-internallinksmanager029f6b8e52c=\"265\" title=\"St\u011bhov\u00e1n\u00ed do Kanady? 2026 N\u00e1klady na bydlen\u00ed a tipy na p\u0159est\u011bhov\u00e1n\u00ed\">Kanada<\/a> (FINTRAC) v Kanad\u011b;<\/li>\n\n\n\n<li>Australsk\u00e1 komise pro cenn\u00e9 pap\u00edry a investice (ASIC) v Austr\u00e1lii.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Mobiln\u00ed aplikace:<\/strong> Skv\u011blou mobiln\u00ed aplikaci Wise si m\u016f\u017ee kdokoli st\u00e1hnout ze str\u00e1nek <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.transferwise.android&amp;hl=en_US&amp;gl=US\" target=\"_blank\" rel=\"noreferrer noopener\">Google Play pro Android<\/a> (hodnocen\u00ed 4,1 \/ 5 hv\u011bzdi\u010dek) a <a href=\"https:\/\/apps.apple.com\/gb\/app\/wise-ex-transferwise\/id612261027\" target=\"_blank\" rel=\"noreferrer noopener\">App Store pro iOS<\/a> (hodnocen\u00ed 4,7 \/ 5 hv\u011bzdi\u010dek). Tuto mimo\u0159\u00e1dn\u011b bezpe\u010dnou aplikaci lze pou\u017e\u00edt k:\n<ul class=\"wp-block-list\">\n<li>P\u0159ehled sm\u011bnn\u00fdch kurz\u016f;<\/li>\n\n\n\n<li>Nastaven\u00ed platebn\u00edch metod;<\/li>\n\n\n\n<li>Prov\u00e1d\u011bjte mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz;<\/li>\n\n\n\n<li>Pla\u0165te pomoc\u00ed Google Pay nebo Apple Pay;<\/li>\n\n\n\n<li>Zopakujte p\u0159edchoz\u00ed p\u0159enosy;<\/li>\n\n\n\n<li>Dr\u017ete pen\u00edze ve v\u00edce m\u011bn\u00e1ch;<\/li>\n\n\n\n<li>Nastaven\u00ed upozorn\u011bn\u00ed na sm\u011bnn\u00e9 kurzy;<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Ocen\u011bn\u00ed: <\/strong>Spole\u010dnost Wise je neust\u00e1le oce\u0148ov\u00e1na za sv\u00e9 \u00fasp\u011bchy v oboru, v\u010detn\u011b n\u00e1sleduj\u00edc\u00edch:\n<ul class=\"wp-block-list\">\n<li>Nejlep\u0161\u00ed evropsk\u00fd startup do 3 let (Europas, 2013);<\/li>\n\n\n\n<li>Jedna z 10 nejinovativn\u011bj\u0161\u00edch spole\u010dnost\u00ed v oblasti financ\u00ed na sv\u011bt\u011b (\u010dasopis Fast Company, 2014);<\/li>\n\n\n\n<li>Nejodv\u00e1\u017en\u011bj\u0161\u00ed men\u0161\u00ed spole\u010dnost (ocen\u011bn\u00ed FT Boldness in Business Awards, 2014);<\/li>\n\n\n\n<li>Ernst and Young UK Entrepreneurs (2015);<\/li>\n\n\n\n<li>20. m\u00edsto z 50 v \u017eeb\u0159\u00ed\u010dku nejlep\u0161\u00edch pracovn\u00edch m\u00edst ve Velk\u00e9 Brit\u00e1nii podle spole\u010dnosti Glassdoor (2022);<\/li>\n\n\n\n<li>V letech 2013, 2014, 2017, 2018, 2019 a 2021 se dostala na seznam FinTech50.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><a href=\"https:\/\/wise.com\/invite\/dic\/ianw199\" target=\"_blank\" rel=\"nofollow noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"686\" src=\"https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-1024x686.png\" alt=\"moudr\u00fd mezin\u00e1rodn\u00ed p\u0159evod pen\u011bz recenze\" class=\"wp-image-7320\" srcset=\"https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-1024x686.png 1024w, https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-300x200.png 300w, https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-18x12.png 18w, https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer-600x402.png 600w, https:\/\/moverdb.com\/wp-content\/uploads\/wise-money-transfer.png 1331w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Features\"><\/span>Moudr\u00e9 funkce<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Spole\u010dnost Wise nab\u00edz\u00ed \u0159adu funkc\u00ed, d\u00edky kter\u00fdm jsou mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz pro z\u00e1kazn\u00edky rychl\u00e9, snadn\u00e9 a pohodln\u00e9. Zde jsou n\u011bkter\u00e9 z\u00e1kladn\u00ed funkce, kter\u00e9 spole\u010dnost Wise nab\u00edz\u00ed:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Types_of_Accounts\"><\/span>Typy \u00fa\u010dt\u016f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise umo\u017e\u0148uje z\u00e1kazn\u00edk\u016fm otev\u0159\u00edt dva typy \u00fa\u010dt\u016f: osobn\u00ed a podnikatelsk\u00e9.&nbsp;<\/p>\n\n\n\n<p><strong>Osobn\u00ed \u00fa\u010dty<\/strong> jsou ur\u010deny pro jednotlivce, kte\u0159\u00ed cht\u011bj\u00ed pos\u00edlat pen\u00edze do zahrani\u010d\u00ed z osobn\u00edch d\u016fvod\u016f, nap\u0159\u00edklad p\u0159\u00e1tel\u016fm a rodin\u011b, nebo platit za zbo\u017e\u00ed a slu\u017eby online. <strong>Podnikov\u00e9 \u00fa\u010dty<\/strong> jsou ur\u010deny pro mal\u00e9 a st\u0159edn\u00ed podniky, kter\u00e9 pot\u0159ebuj\u00ed pravideln\u011b prov\u00e1d\u011bt mezin\u00e1rodn\u00ed platby. Existuj\u00ed tak\u00e9 mo\u017enosti pro velk\u00e9 spole\u010dnosti, kter\u00e9 pot\u0159ebuj\u00ed platit a\u017e 1 000 zam\u011bstnanc\u016fm nebo dodavatel\u016fm nach\u00e1zej\u00edc\u00edm se v mnoha r\u016fzn\u00fdch zem\u00edch.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Money_Transfers\"><\/span>P\u0159evody pen\u011bz<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise usnad\u0148uje klient\u016fm pos\u00edl\u00e1n\u00ed pen\u011bz do v\u00edce ne\u017e 170 zem\u00ed sv\u011bta. P\u0159evody lze prov\u00e1d\u011bt bu\u010f pomoc\u00ed bankovn\u00edho \u00fa\u010dtu, nebo platebn\u00ed karty, p\u0159i\u010dem\u017e n\u011bkter\u00e9 m\u00edstn\u00ed mo\u017enosti zahrnuj\u00ed nap\u0159\u00edklad Apple Pay, Google Pay, PayPal a dal\u0161\u00ed.&nbsp;<\/p>\n\n\n\n<p>Slu\u017eba Wise poskytuje aktualizace stavu p\u0159evodu v re\u00e1ln\u00e9m \u010dase, tak\u017ee z\u00e1kazn\u00edci p\u0159esn\u011b v\u011bd\u00ed, kdy budou m\u00edt prost\u0159edky k dispozici. Z\u00e1kazn\u00edci si mohou zvolit d\u00e1vkov\u00e9 platby a opakovan\u00e9 platby a iniciovat stejn\u00fd typ platby v\u00edcekr\u00e1t p\u0159\u00edjemc\u016fm na sv\u00e9m seznamu.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Borderless_Account\"><\/span>\u00da\u010det bez hranic<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Bezhrani\u010dn\u00ed \u00fa\u010det Wise umo\u017e\u0148uje klient\u016fm dr\u017eet, pos\u00edlat a p\u0159ij\u00edmat pen\u00edze ve v\u00edce m\u011bn\u00e1ch, ani\u017e by museli platit poplatky za konverzi nebo skryt\u00e9 poplatky. Je tak ide\u00e1ln\u00ed pro klienty, kte\u0159\u00ed pot\u0159ebuj\u00ed prov\u00e1d\u011bt pravideln\u00e9 mezin\u00e1rodn\u00ed platby v r\u016fzn\u00fdch m\u011bn\u00e1ch.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Debit_Card\"><\/span>Debetn\u00ed karta Wise<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Spole\u010dnost Wise nab\u00edz\u00ed tak\u00e9 debetn\u00ed kartu, kter\u00e1 umo\u017e\u0148uje z\u00e1kazn\u00edk\u016fm utr\u00e1cet pen\u00edze v zahrani\u010d\u00ed bez skryt\u00fdch poplatk\u016f. Debetn\u00ed kartu lze pou\u017e\u00edt kdekoli, kde je p\u0159ij\u00edm\u00e1na karta Mastercard, a klienti se mohou rozhodnout, zda cht\u011bj\u00ed m\u00edt sv\u00e9 pen\u00edze v r\u016fzn\u00fdch m\u011bn\u00e1ch.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_for_Teams\"><\/span>Moudr\u00e9 pro t\u00fdmy<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise for Teams je funkce ur\u010den\u00e1 pro firmy, kter\u00e1 t\u00fdm\u016fm umo\u017e\u0148uje spravovat mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz z jedin\u00e9ho centralizovan\u00e9ho \u00fa\u010dtu. Podniky tak mohou sn\u00e1ze sledovat sv\u00e9 v\u00fddaje a \u0159\u00eddit pen\u011b\u017en\u00ed toky bez ohledu na to, kde se \u010dlenov\u00e9 jejich t\u00fdmu nach\u00e1zej\u00ed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_API\"><\/span>Rozumn\u00e9 API<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Spole\u010dnost Wise tak\u00e9 poskytuje rozhran\u00ed API pro podniky, kter\u00e9 jim umo\u017e\u0148uje integrovat sv\u00e9 syst\u00e9my se spole\u010dnost\u00ed Wise a automatizovat mezin\u00e1rodn\u00ed platby. To m\u016f\u017ee podnik\u016fm pomoci zv\u00fd\u0161it efektivitu a pen\u00edze a zv\u00fd\u0161it v\u00fdkonnost.<\/p>\n\n\n\n<p>Na z\u00e1v\u011br lze \u0159\u00edci, \u017ee slu\u017eba Wise nab\u00edz\u00ed \u0159adu funkc\u00ed, kter\u00e9 vyhovuj\u00ed pot\u0159eb\u00e1m jednotlivc\u016f i firem. A\u0165 u\u017e z\u00e1kazn\u00edci pot\u0159ebuj\u00ed prov\u00e9st jednor\u00e1zov\u00fd mezin\u00e1rodn\u00ed p\u0159evod pen\u011bz, nebo pot\u0159ebuj\u00ed spravovat pravideln\u00e9 platby ve v\u00edce m\u011bn\u00e1ch, Wise m\u00e1 \u0159e\u0161en\u00ed, kter\u00e9 spln\u00ed jejich pot\u0159eby. D\u00edky aktualizac\u00edm v re\u00e1ln\u00e9m \u010dase a \u0159ad\u011b mo\u017enost\u00ed plateb jsou mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz ve slu\u017eb\u011b Wise rychl\u00e9, snadn\u00e9 a pohodln\u00e9.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_International_Money_Transfer_Costs\"><\/span>Moudr\u00e9 n\u00e1klady na mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Spole\u010dnost Wise nab\u00edz\u00ed konkurenceschopn\u00e9 sm\u011bnn\u00e9 kurzy a n\u00edzk\u00e9 poplatky za p\u0159evody, aby byly mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz cenov\u011b dostupn\u00e9 a p\u0159\u00edstupn\u00e9 pro ka\u017ed\u00e9ho. Zde je bli\u017e\u0161\u00ed p\u0159ehled n\u00e1klad\u016f spojen\u00fdch s pou\u017e\u00edv\u00e1n\u00edm slu\u017eby Wise.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Exchange_Rates\"><\/span>Sm\u011bnn\u00e9 kurzy<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Spole\u010dnost Wise nab\u00edz\u00ed konkurenceschopn\u00e9 sm\u011bnn\u00e9 kurzy, kter\u00e9 jsou aktualizov\u00e1ny v re\u00e1ln\u00e9m \u010dase, tak\u017ee z\u00e1kazn\u00edci p\u0159i p\u0159evodu p\u0159esn\u011b vid\u00ed, kolik za sv\u00e9 pen\u00edze dostanou. Wise pou\u017e\u00edv\u00e1 st\u0159edn\u00ed tr\u017en\u00ed sm\u011bnn\u00fd kurz, co\u017e je kurz, kter\u00fd pou\u017e\u00edvaj\u00ed banky p\u0159i vz\u00e1jemn\u00e9m obchodov\u00e1n\u00ed, tak\u017ee si z\u00e1kazn\u00edci mohou b\u00fdt jisti, \u017ee dostanou f\u00e9rovou nab\u00eddku. K t\u011bmto kurz\u016fm nen\u00ed p\u0159ipo\u010d\u00edt\u00e1v\u00e1na \u017e\u00e1dn\u00e1 p\u0159ir\u00e1\u017eka, jako je tomu u v\u011bt\u0161iny konkurent\u016f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Transfer_Fees\"><\/span>Poplatky za p\u0159evod<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Spole\u010dnost Wise si za ka\u017edou transakci \u00fa\u010dtuje mal\u00fd poplatek za p\u0159evod, kter\u00fd je jasn\u011b uveden p\u0159ed proveden\u00edm p\u0159evodu. P\u0159esn\u00e1 v\u00fd\u0161e poplatku z\u00e1vis\u00ed na p\u0159ev\u00e1d\u011bn\u00e9 \u010d\u00e1stce a zemi, do kter\u00e9 je pos\u00edl\u00e1na, ale Wise se sna\u017e\u00ed udr\u017eet sv\u00e9 poplatky co nejni\u017e\u0161\u00ed, aby byly mezin\u00e1rodn\u00ed p\u0159evody dostupn\u00e9 v\u0161em.<\/p>\n\n\n\n<p>Spole\u010dnost Wise ukl\u00e1d\u00e1 dva druhy poplatk\u016f za p\u0159evod:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Variabiln\u00ed poplatek - procento z celkov\u00e9 \u010d\u00e1stky p\u0159evodu. M\u016f\u017ee se pohybovat od 0,35% do 3% v z\u00e1vislosti na zvolen\u00fdch m\u011bn\u00e1ch a typu platebn\u00ed metody (v pr\u016fm\u011bru 0,4% - 0,6%);<\/li>\n\n\n\n<li>Pevn\u00fd poplatek - mal\u00e1 pevn\u00e1 \u010d\u00e1stka bez ohledu na v\u00fd\u0161i p\u0159evodu. M\u016f\u017ee se pohybovat od 0,2 do 2 GBP v z\u00e1vislosti na zvolen\u00fdch m\u011bn\u00e1ch a typu platebn\u00ed metody (v pr\u016fm\u011bru 0,2 - 0,3 GBP).<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Additional_Fees_on_International_Money_Transfers\"><\/span>Dal\u0161\u00ed poplatky za mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Spole\u010dnost Wise si ne\u00fa\u010dtuje \u017e\u00e1dn\u00e9 dal\u0161\u00ed poplatky, jako jsou skryt\u00e9 poplatky nebo poplatky za konverzi, co\u017e znamen\u00e1, \u017ee z\u00e1kazn\u00edci maj\u00ed jistotu, \u017ee p\u0159esn\u011b v\u011bd\u00ed, kolik za p\u0159evod zaplat\u00ed. \u017d\u00e1dn\u00e9 poplatky nejsou \u00fa\u010dtov\u00e1ny ani za p\u0159\u00edjem pen\u011bz na \u00fa\u010det Wise.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Other_Fees\"><\/span>Ostatn\u00ed poplatky<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Debetn\u00ed karta Wise m\u016f\u017ee podl\u00e9hat n\u011bkter\u00fdm poplatk\u016fm, nap\u0159\u00edklad za v\u00fdb\u011br z bankomatu nebo za zahrani\u010dn\u00ed transakce, v z\u00e1vislosti na zemi, kde je karta pou\u017e\u00edv\u00e1na. Spole\u010dnost Wise poskytuje jasn\u00fd p\u0159ehled v\u0161ech poplatk\u016f spojen\u00fdch s jej\u00ed debetn\u00ed kartou, aby se z\u00e1kazn\u00edci mohli p\u0159i jej\u00edm pou\u017e\u00edv\u00e1n\u00ed rozhodovat na z\u00e1klad\u011b informac\u00ed.<\/p>\n\n\n\n<p>Z\u00e1v\u011brem lze \u0159\u00edci, \u017ee d\u00edky konkurenceschopn\u00fdm sm\u011bnn\u00fdm kurz\u016fm a n\u00edzk\u00fdm poplatk\u016fm za p\u0159evody je tento poskytovatel cenov\u011b v\u00fdhodn\u00fdm \u0159e\u0161en\u00edm pro p\u0159evody mal\u00fdch \u010d\u00e1stek, co\u017e je v\u00fdhodn\u00e9 zejm\u00e9na pro z\u00e1kazn\u00edky, kte\u0159\u00ed pot\u0159ebuj\u00ed pravideln\u011b pos\u00edlat men\u0161\u00ed \u010d\u00e1stky pen\u011bz, nebo pro z\u00e1kazn\u00edky, kte\u0159\u00ed s mezin\u00e1rodn\u00edmi p\u0159evody teprve za\u010d\u00ednaj\u00ed. Se slu\u017ebou Wise mohou z\u00e1kazn\u00edci prov\u00e1d\u011bt mal\u00e9 p\u0159evody pen\u011bz, ani\u017e by se museli ob\u00e1vat vysok\u00fdch poplatk\u016f nebo nev\u00fdhodn\u00fdch sm\u011bnn\u00fdch kurz\u016f.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Safe_is_Wise\"><\/span>Jak bezpe\u010dn\u00fd je Wise?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Spole\u010dnost Wise klade velk\u00fd d\u016fraz na bezpe\u010dnost finan\u010dn\u00edch prost\u0159edk\u016f a osobn\u00edch \u00fadaj\u016f sv\u00fdch z\u00e1kazn\u00edk\u016f. Aby byly p\u0159evody bezpe\u010dn\u00e9, zav\u00e1d\u00ed spole\u010dnost Wise \u0159adu bezpe\u010dnostn\u00edch opat\u0159en\u00ed a protokol\u016f.<\/p>\n\n\n\n<p>Spole\u010dnost Wise pou\u017e\u00edv\u00e1 k ochran\u011b citliv\u00fdch informac\u00ed sv\u00fdch z\u00e1kazn\u00edk\u016f, jako jsou hesla a osobn\u00ed \u00fadaje, \u0161ifrovac\u00ed technologii. Spole\u010dnost tak\u00e9 pravideln\u011b monitoruje sv\u00e9 syst\u00e9my, aby odhalila podvodn\u00e9 aktivity a zabr\u00e1nila jim.<\/p>\n\n\n\n<p>Moudr\u00e9 z\u00e1kazn\u00edky chr\u00e1n\u00ed syst\u00e9m od\u0161kodn\u011bn\u00ed FCA (Financial Conduct Authority), kter\u00fd poskytuje od\u0161kodn\u011bn\u00ed a\u017e do v\u00fd\u0161e 85 000 liber na osobu a firmu.<\/p>\n\n\n\n<p>Spole\u010dnost Wise tak\u00e9 nab\u00edz\u00ed sv\u00fdm z\u00e1kazn\u00edk\u016fm mo\u017enost nastavit si dvoufaktorov\u00e9 ov\u011b\u0159ov\u00e1n\u00ed \u00fa\u010dtu, kter\u00e9 poskytuje dal\u0161\u00ed \u00farove\u0148 zabezpe\u010den\u00ed p\u0159evod\u016f.<\/p>\n\n\n\n<p>N\u00ed\u017ee jsou uvedeny v\u0161echny vnitrost\u00e1tn\u00ed instituce, kter\u00e9 reguluj\u00ed oblast moudrosti:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Belgick\u00e1 n\u00e1rodn\u00ed banka v Evropsk\u00e9m hospod\u00e1\u0159sk\u00e9m prostoru;<\/li>\n\n\n\n<li>Financial Conduct Authority (FCA) ve Spojen\u00e9m kr\u00e1lovstv\u00ed;<\/li>\n\n\n\n<li>Financial Crimes Enforcement Network (FinCEN) v USA;<\/li>\n\n\n\n<li>Kanadsk\u00e9 centrum pro anal\u00fdzu finan\u010dn\u00edch transakc\u00ed a zpr\u00e1v (FINTRAC) v Kanad\u011b;<\/li>\n\n\n\n<li>Australsk\u00e1 komise pro cenn\u00e9 pap\u00edry a investice (ASIC) v Austr\u00e1lii;<\/li>\n\n\n\n<li>\u00da\u0159ad pro regulaci finan\u010dn\u00edch slu\u017eeb (FSRA) v SAE;<\/li>\n\n\n\n<li>Odd\u011blen\u00ed cel a spot\u0159ebn\u00edch dan\u00ed (CCE) v Hongkongu;<\/li>\n\n\n\n<li>M\u00edstn\u00ed finan\u010dn\u00ed \u00fa\u0159ad Kanto v Japonsku;<\/li>\n\n\n\n<li>Brazilsk\u00e1 centr\u00e1ln\u00ed banka v Braz\u00edlii;<\/li>\n\n\n\n<li>Reserve Bank of India (RBI) v Indii;<\/li>\n\n\n\n<li>Bank Indonesia v Indon\u00e9sii;<\/li>\n\n\n\n<li>Bank Negara Malaysia v Malajsii;<\/li>\n\n\n\n<li>Bangko Sentral Ng Pilipinas (BSP) na Filip\u00edn\u00e1ch;<\/li>\n\n\n\n<li>Singapursk\u00fd m\u011bnov\u00fd \u00fa\u0159ad (MAS) v Singapuru.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Fast_is_Wise\"><\/span>Jak rychl\u00fd je Wise?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Jednou z hlavn\u00edch v\u00fdhod pou\u017e\u00edv\u00e1n\u00ed slu\u017eby Wise pro mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz je jej\u00ed rychlost. Doba, za kterou je p\u0159evod dokon\u010den, z\u00e1vis\u00ed na n\u011bkolika faktorech, jako jsou p\u0159\u00edslu\u0161n\u00e9 m\u011bny, pou\u017eit\u00e9 platebn\u00ed metody a zem\u011b p\u0159\u00edjemce.<\/p>\n\n\n\n<p>U p\u0159evod\u016f mezi bankovn\u00edmi \u00fa\u010dty trv\u00e1 dokon\u010den\u00ed p\u0159evodu u spole\u010dnosti Wise obvykle 0-2 pracovn\u00ed dny. Je to proto, \u017ee prost\u0159edky mus\u00ed zpracovat jak odes\u00edlaj\u00edc\u00ed, tak p\u0159ij\u00edmaj\u00edc\u00ed banka, co\u017e m\u016f\u017ee trvat del\u0161\u00ed dobu. V n\u011bkter\u00fdch p\u0159\u00edpadech m\u016f\u017ee b\u00fdt p\u0159evod proveden rychleji nebo m\u016f\u017ee trvat d\u00e9le, v z\u00e1vislosti na konkr\u00e9tn\u00edch bank\u00e1ch a zem\u00edch.<\/p>\n\n\n\n<p>U p\u0159evod\u016f proveden\u00fdch pomoc\u00ed debetn\u00ed karty spole\u010dnost Wise obvykle dokon\u010d\u00ed p\u0159evod b\u011bhem n\u011bkolika minut. To se v\u0161ak m\u016f\u017ee li\u0161it v z\u00e1vislosti na vydavateli karty a dal\u0161\u00edch faktorech.<\/p>\n\n\n\n<p>Je d\u016fle\u017eit\u00e9 si uv\u011bdomit, \u017ee doba, za kterou p\u0159\u00edjemce obdr\u017e\u00ed finan\u010dn\u00ed prost\u0159edky, se m\u016f\u017ee li\u0161it v z\u00e1vislosti na zp\u016fsobu platby, kter\u00fd pou\u017e\u00edv\u00e1, a na jeho poloze. V n\u011bkter\u00fdch p\u0159\u00edpadech m\u016f\u017ee p\u0159\u00edjemce obdr\u017eet prost\u0159edky je\u0161t\u011b t\u00fd\u017e den, kdy je p\u0159evod iniciov\u00e1n, zat\u00edmco v jin\u00fdch p\u0159\u00edpadech to m\u016f\u017ee trvat n\u011bkolik dn\u00ed, nicm\u00e9n\u011b t\u00e9m\u011b\u0159 v\u017edy je to rychlej\u0161\u00ed ne\u017e p\u0159evod prost\u0159ednictv\u00edm tradi\u010dn\u00ed banky.<\/p>\n\n\n\n<p>Slu\u017eba Wise poskytuje aktualizace stavu p\u0159evodu v re\u00e1ln\u00e9m \u010dase, tak\u017ee odes\u00edlatel i p\u0159\u00edjemce mohou p\u0159evod sledovat a p\u0159esn\u011b v\u011bd\u011bt, kdy budou prost\u0159edky k dispozici.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Use_Wise\"><\/span>Jak pou\u017e\u00edvat aplikaci Wise<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Mezin\u00e1rodn\u00ed p\u0159evod pen\u011bz pomoc\u00ed slu\u017eby Wise je snadn\u00fd a jednoduch\u00fd. Zde jsou kroky, kter\u00e9 mus\u00ed z\u00e1kazn\u00edk prov\u00e9st:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Vytvo\u0159en\u00ed \u00fa\u010dtu. Prvn\u00edm krokem je vytvo\u0159en\u00ed \u00fa\u010dtu Wise na webov\u00fdch str\u00e1nk\u00e1ch nebo v aplikaci Wise a n\u00e1sledov\u00e1n\u00ed pokyn\u016f k registraci. Budete muset uv\u00e9st sv\u00e9 osobn\u00ed \u00fadaje, jako je jm\u00e9no, adresa a ob\u010dansk\u00fd pr\u016fkaz vydan\u00fd vl\u00e1dou, aby bylo mo\u017en\u00e9 ov\u011b\u0159it va\u0161i toto\u017enost;<\/li>\n\n\n\n<li>P\u0159idejte zdroj financov\u00e1n\u00ed. Po vytvo\u0159en\u00ed \u00fa\u010dtu je t\u0159eba p\u0159idat zdroj financov\u00e1n\u00ed, nap\u0159\u00edklad bankovn\u00ed \u00fa\u010det nebo debetn\u00ed kartu, ze kter\u00fdch chcete pos\u00edlat pen\u00edze. Slu\u017eba Wise tyto informace pou\u017eije k v\u00fdb\u011bru prost\u0159edk\u016f z va\u0161eho \u00fa\u010dtu a k zah\u00e1jen\u00ed p\u0159evodu;<\/li>\n\n\n\n<li>Vyberte p\u0159\u00edjemce a zadejte \u010d\u00e1stku. Na panelu Wise si budete moci vybrat p\u0159\u00edjemce, zadat \u010d\u00e1stku, kterou chcete poslat, a vybrat m\u011bny, kter\u00fdch se p\u0159evod t\u00fdk\u00e1. Slu\u017eba Wise automaticky vypo\u010d\u00edt\u00e1 sm\u011bnn\u00fd kurz a zobraz\u00ed v\u00e1m poplatky za p\u0159evod;<\/li>\n\n\n\n<li>Zkontrolujte a potvr\u010fte. P\u0159ed dokon\u010den\u00edm p\u0159evodu budete m\u00edt mo\u017enost zkontrolovat v\u0161echny podrobnosti a potvrdit transakci. Po potvrzen\u00ed p\u0159evodu spole\u010dnost Wise zah\u00e1j\u00ed p\u0159evod a bude v\u00e1s informovat o jeho stavu;<\/li>\n\n\n\n<li>P\u0159ijmout finan\u010dn\u00ed prost\u0159edky. P\u0159\u00edjemce obdr\u017e\u00ed finan\u010dn\u00ed prost\u0159edky na sv\u016fj bankovn\u00ed \u00fa\u010det nebo \u00fa\u010det Wise, pokud jej m\u00e1. Spole\u010dnost Wise ozn\u00e1m\u00ed odes\u00edlateli i p\u0159\u00edjemci dokon\u010den\u00ed p\u0159evodu.<\/li>\n<\/ol>\n\n\n\n<p>Je d\u016fle\u017eit\u00e9 si uv\u011bdomit, \u017ee spole\u010dnost Wise m\u016f\u017ee u n\u011bkter\u00fdch p\u0159evod\u016f vy\u017eadovat dal\u0161\u00ed informace nebo dokumentaci, nap\u0159\u00edklad doklad o zaplacen\u00ed transakce nebo doklad o toto\u017enosti p\u0159\u00edjemce.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"When_to_Use_Wise\"><\/span>Kdy pou\u017e\u00edvat aplikaci Wise<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Slu\u017eba Wise je vhodn\u00e1 jak pro soukrom\u00e9 klienty, tak pro firmy, kter\u00e9 cht\u011bj\u00ed pos\u00edlat pen\u00edze do zahrani\u010d\u00ed. Existuj\u00ed v\u0161ak n\u011bkter\u00e9 aspekty slu\u017eby, kter\u00e9 jsou vhodn\u011bj\u0161\u00ed pro jednotliv\u00e9 typy klient\u016f, a jin\u00e9, kter\u00e9 by u\u017eivatel\u00e9 mohli pova\u017eovat za v\u00fdhodn\u011bj\u0161\u00ed, kdyby se obr\u00e1tili na jin\u00e9ho poskytovatele mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Private_clients\"><\/span>Soukrom\u00ed klienti<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Wise je skv\u011blou volbou pro osobn\u00ed transakce, jako je platba za zahrani\u010dn\u00ed n\u00e1kupy, podpora p\u0159\u00e1tel nebo rodiny v zahrani\u010d\u00ed, platba \u0161koln\u00e9ho nebo pos\u00edl\u00e1n\u00ed pen\u011bz do jin\u00e9 zem\u011b z jak\u00e9hokoli jin\u00e9ho d\u016fvodu. D\u00edky n\u00edzk\u00fdm poplatk\u016fm a rychl\u00fdm \u010das\u016fm p\u0159evodu je atraktivn\u00ed volbou pro individu\u00e1ln\u00ed pou\u017eit\u00ed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Business_clients\"><\/span>Obchodn\u00ed klienti<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Pro firemn\u00ed klienty nab\u00edz\u00ed Wise cenov\u011b v\u00fdhodn\u00e9 \u0159e\u0161en\u00ed pro prov\u00e1d\u011bn\u00ed mezin\u00e1rodn\u00edch plateb za zbo\u017e\u00ed nebo slu\u017eby. Funkce \u00fa\u010dtu bez hranic, kter\u00e1 podnik\u016fm umo\u017e\u0148uje dr\u017eet a spravovat pen\u00edze ve v\u00edce m\u011bn\u00e1ch, je vhodnou volbou pro podniky, kter\u00e9 p\u016fsob\u00ed glob\u00e1ln\u011b nebo pot\u0159ebuj\u00ed prov\u00e1d\u011bt platby v r\u016fzn\u00fdch m\u011bn\u00e1ch.<\/p>\n\n\n\n<p>Dal\u0161\u00ed v\u00fdhodou pro podniky je mo\u017enost odes\u00edlat a p\u0159ij\u00edmat mezin\u00e1rodn\u00ed platby s re\u00e1ln\u00fdm st\u0159edn\u00edm kurzem bez skryt\u00fdch poplatk\u016f. Mohou tak\u00e9 vyu\u017e\u00edt sv\u00e9 n\u00e1stroje pro fakturaci a nastavit opakovan\u00e9, d\u00e1vkov\u00e9 platby pro zas\u00edl\u00e1n\u00ed pen\u011bz zam\u011bstnanc\u016fm nebo dodavatel\u016fm do zahrani\u010d\u00ed.<\/p>\n\n\n\n<p>Z\u00e1v\u011brem lze \u0159\u00edci, \u017ee slu\u017eba Wise je nejvhodn\u011bj\u0161\u00ed pro jednotlivce a mal\u00e9 firmy, kter\u00e9 ji vyu\u017e\u00edvaj\u00ed k mal\u00fdm p\u0159evod\u016fm pen\u011bz, proto\u017ee p\u0159i zas\u00edl\u00e1n\u00ed velk\u00fdch \u010d\u00e1stek mohou b\u00fdt \u00fa\u010dtov\u00e1ny vy\u0161\u0161\u00ed poplatky za p\u0159evod.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Money_Transfer_Cancellation_Policy\"><\/span>Z\u00e1sady zru\u0161en\u00ed p\u0159evodu pen\u011bz Wise Money Transfer<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Pokud jde o zru\u0161en\u00ed p\u0159evodu, spole\u010dnost Wise nab\u00edz\u00ed sv\u00fdm z\u00e1kazn\u00edk\u016fm jednoduch\u00e9 z\u00e1sady. V p\u0159\u00edpad\u011b, \u017ee p\u0159evod nebyl zpracov\u00e1n, m\u016f\u017ee jej z\u00e1kazn\u00edk snadno zru\u0161it a finan\u010dn\u00ed prost\u0159edky budou vr\u00e1ceny do p\u016fvodn\u00edho zdroje. Obvykle se tak d\u011bje v p\u0159\u00edpad\u011b, \u017ee je p\u0159evod zru\u0161en do n\u011bkolika hodin od jeho zah\u00e1jen\u00ed.<\/p>\n\n\n\n<p>Pokud v\u0161ak byl p\u0159evod ji\u017e zpracov\u00e1n a je v procesu p\u0159epravy, nelze jej zru\u0161it. V takov\u00e9m p\u0159\u00edpad\u011b se p\u0159\u00edjemce p\u0159evodu m\u016f\u017ee rozhodnout, \u017ee p\u0159evod vr\u00e1t\u00ed zp\u011bt odes\u00edlateli, pokud je\u0161t\u011b neobdr\u017eel finan\u010dn\u00ed prost\u0159edky. Spole\u010dnost Wise ne\u00fa\u010dtuje \u017e\u00e1dn\u00e9 poplatky za zru\u0161en\u00ed nebo vr\u00e1cen\u00ed pen\u011bz.<\/p>\n\n\n\n<p>V p\u0159\u00edpad\u011b zru\u0161en\u00e9ho nebo vr\u00e1cen\u00e9ho p\u0159evodu je d\u016fle\u017eit\u00e9 si uv\u011bdomit, \u017ee doba, za kterou budou prost\u0159edky vr\u00e1ceny, se m\u016f\u017ee li\u0161it v z\u00e1vislosti na zemi a pou\u017eit\u00e9m zp\u016fsobu platby. Pokud m\u00e1te jak\u00e9koli dotazy nebo obavy ohledn\u011b zru\u0161en\u00ed p\u0159evodu, m\u016f\u017eete se v\u017edy obr\u00e1tit na z\u00e1kaznickou podporu spole\u010dnosti Wise prost\u0159ednictv\u00edm jejich webov\u00fdch str\u00e1nek nebo aplikace.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Customer_Service\"><\/span>Moudr\u00fd z\u00e1kaznick\u00fd servis<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Spole\u010dnost Wise je zn\u00e1m\u00e1 sv\u00fdm vynikaj\u00edc\u00edm z\u00e1kaznick\u00fdm servisem, kter\u00fd je k dispozici 24 hodin denn\u011b, 7 dn\u00ed v t\u00fddnu prost\u0159ednictv\u00edm e-mailu a \u017eiv\u00e9ho chatu. Spole\u010dnost m\u00e1 dobrou pov\u011bst d\u00edky rychl\u00fdm a vst\u0159\u00edcn\u00fdm reakc\u00edm na dotazy a obavy z\u00e1kazn\u00edk\u016f a mnoho z\u00e1kazn\u00edk\u016f si pochvaluje efektivitu a vst\u0159\u00edcnost t\u00fdmu z\u00e1kaznick\u00e9ho servisu.<\/p>\n\n\n\n<p>Spole\u010dnost Wise m\u00e1 tak\u00e9 komplexn\u00ed <a href=\"https:\/\/wise.com\/help\/\" target=\"_blank\" rel=\"noreferrer noopener\">centrum n\u00e1pov\u011bdy<\/a>, kter\u00e1 obsahuje podrobn\u00e9 odpov\u011bdi na nej\u010dast\u011bj\u0161\u00ed dotazy a \u010dl\u00e1nky na r\u016fzn\u00e1 t\u00e9mata souvisej\u00edc\u00ed s pou\u017e\u00edv\u00e1n\u00edm slu\u017eby. Krom\u011b toho se spole\u010dnost t\u011b\u0161\u00ed mnoha \u017eiv\u00fdm komunitn\u00edm f\u00f3r\u016fm, kde z\u00e1kazn\u00edci kladou dotazy a dost\u00e1vaj\u00ed odpov\u011bdi od ostatn\u00edch u\u017eivatel\u016f i od zam\u011bstnanc\u016f spole\u010dnosti Wise.<\/p>\n\n\n\n<p>Spole\u010dnost se striktn\u011b \u0159\u00edd\u00ed z\u00e1sadou, \u017ee z\u00e1kazn\u00edci jsou pro ni na prvn\u00edm m\u00edst\u011b, co\u017e se odr\u00e1\u017e\u00ed v kvalit\u011b z\u00e1kaznick\u00e9ho servisu. A\u0165 u\u017e z\u00e1kazn\u00edk pot\u0159ebuje pomoci s p\u0159evodem pen\u011bz, m\u00e1 dotaz ohledn\u011b sv\u00e9ho \u00fa\u010dtu nebo se pot\u00fdk\u00e1 s technick\u00fdm probl\u00e9mem, t\u00fdm z\u00e1kaznick\u00e9ho servisu spole\u010dnosti Wise je p\u0159ipraven poskytnout pomoc a podporu.<\/p>\n\n\n\n<p>Wise je glob\u00e1ln\u00ed spole\u010dnost a je k dispozici v 15 jazyc\u00edch, v\u010detn\u011b angli\u010dtiny, francouz\u0161tiny, \u0161pan\u011bl\u0161tiny, portugal\u0161tiny, ital\u0161tiny, n\u011bm\u010diny, \u010d\u00edn\u0161tiny, japon\u0161tiny, indon\u00e9\u0161tiny, ma\u010far\u0161tiny, ukrajin\u0161tiny, pol\u0161tiny, rumun\u0161tiny, ture\u010dtiny a ru\u0161tiny.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Does_Wise_Compare_With_Its_Competitors\"><\/span>Jak si spole\u010dnost Wise vede ve srovn\u00e1n\u00ed s konkurenc\u00ed?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Spole\u010dnost Wise nen\u00ed jedin\u00fdm hr\u00e1\u010dem v oblasti mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz a je d\u016fle\u017eit\u00e9 ji porovnat s ostatn\u00edmi poskytovateli, abyste zjistili, kter\u00fd z nich je pro va\u0161e pot\u0159eby nejvhodn\u011bj\u0161\u00ed. V t\u00e9to \u010d\u00e1sti porovn\u00e1me spole\u010dnost Wise se t\u0159emi jej\u00edmi konkurenty: <a href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/\" data-internallinksmanager029f6b8e52c=\"238\" title=\"XE International Money Transfer Review 2026\">Xe<\/a>, <a href=\"https:\/\/www.torfx.com\/affiliate\/register?afflno=0302110000681579\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">TorFx<\/a>a <a href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/instarem-review\/\" data-internallinksmanager029f6b8e52c=\"362\" title=\"Instarem International Money Transfer Review 2026\">Instarem<\/a>. Pod\u00edvejte se, zda n\u011bkter\u00fd z nich l\u00e9pe vyhovuje va\u0161im konkr\u00e9tn\u00edm po\u017eadavk\u016fm.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_vs_XE\"><\/span>Wise vs. XE<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Funkce<\/th><th>Moudr\u00e9<\/th><th>XE<\/th><\/tr><\/thead><tbody><tr><td>Zalo\u017eeno v roce<\/td><td>2011<\/td><td>1993<\/td><\/tr><tr><td>Objem obchodov\u00e1n\u00ed<\/td><td>76,4 miliardy liber v roce 2022<\/td><td>$115 miliard v roce 2018<\/td><\/tr><tr><td>Hodnocen\u00ed Trustpilot<\/td><td>4.5 \/ 5<\/td><td>4.2 \/ 5<\/td><\/tr><tr><td>Vhodn\u00e9 pro<\/td><td>P\u0159evody mal\u00fdch \u010d\u00e1stek<\/td><td>Mal\u00e9 i velk\u00e9 p\u0159evody pen\u011bz<\/td><\/tr><tr><td>Poplatek za p\u0159evod<\/td><td>Variabiln\u00ed poplatek - 0,4% - 0,6% z celkov\u00e9 \u010d\u00e1stky (v pr\u016fm\u011bru);<br>Fixn\u00ed poplatek - v pr\u016fm\u011bru 0,2 - 0,3 GBP<\/td><td>\u00a32.00 pod \u00a3250 (UK);<br>2,00 \u20ac do 250 \u20ac (EU);<br>\u017d\u00e1dn\u00fd poplatek za jin\u00e9 \u010d\u00e1stky<\/td><\/tr><tr><td>Pr\u016fm\u011brn\u00e1 kurzov\u00e1 p\u0159ir\u00e1\u017eka<\/td><td>\u017d\u00e1dn\u00e1 p\u0159ir\u00e1\u017eka ke st\u0159edn\u00edm tr\u017en\u00edm sazb\u00e1m<\/td><td>0,2% a\u017e 1,4% na st\u0159edn\u00edch tr\u017en\u00edch sazb\u00e1ch<\/td><\/tr><tr><td>Minim\u00e1ln\u00ed \u010d\u00e1stka p\u0159evodu<\/td><td>\u00a31<\/td><td>\u00a31<\/td><\/tr><tr><td>Maxim\u00e1ln\u00ed \u010d\u00e1stka p\u0159evodu<\/td><td>$6,000,000 USD;<br>$1,8 milionu AUD;<br>$1,5 milionu CAD;<br>6 000 000 EUR;<br>\u00a35,000,000 GBP.<\/td><td>350 000 liber (Velk\u00e1 Brit\u00e1nie a EU);<br>$535,000 (USA);<br>CAD $535,000 (Kanada);<br>NZD $750,000 (<a href=\"https:\/\/moverdb.com\/cs\/moving-to-new-zealand\/\" data-internallinksmanager029f6b8e52c=\"324\" title=\"St\u011bhujete se na Nov\u00fd Z\u00e9land? 2026 N\u00e1klady na bydlen\u00ed a tipy na p\u0159est\u011bhov\u00e1n\u00ed\">Nov\u00fd Z\u00e9land<\/a>).<\/td><\/tr><tr><td>Rychlost p\u0159enosu<\/td><td>0-2 dny (b\u011bhem n\u011bkolika minut u v\u00edce ne\u017e 50% p\u0159enos\u016f)<\/td><td>1-4 pracovn\u00ed dny<\/td><\/tr><tr><td>Specializovan\u00fd prodejce<\/td><td>Ne<\/td><td>Pouze pro ty, kte\u0159\u00ed p\u0159ev\u00e1d\u011bj\u00ed v\u00edce ne\u017e $70,000<\/td><\/tr><tr><td>Pokryt\u00e9 zem\u011b<\/td><td>V\u00edce ne\u017e 170 zem\u00ed<\/td><td>V\u00edce ne\u017e 130 zem\u00ed<\/td><\/tr><tr><td>Zahrnut\u00e9 m\u011bny<\/td><td>V\u00edce ne\u017e 50 m\u011bn<\/td><td>T\u00e9m\u011b\u0159 100 m\u011bn<\/td><\/tr><tr><td>Platebn\u00ed metody<\/td><td>Bankovn\u00ed \u00fa\u010det, kreditn\u00ed\/debetn\u00ed karta, Apple\/Google Pay, PayPal<\/td><td>Bankovn\u00ed \u00fa\u010det nebo kreditn\u00ed\/debetn\u00ed karta<\/td><\/tr><tr><td>Metody p\u0159\u00edjmu<\/td><td>Bankovn\u00ed \u00fa\u010det nebo bankomat (prost\u0159ednictv\u00edm online \u00fa\u010dtu)<\/td><td>Bankovn\u00ed \u00fa\u010det a hotovost<\/td><\/tr><tr><td>Mo\u017enost vyzvednut\u00ed hotovosti<\/td><td>Ne<\/td><td>Ano<\/td><\/tr><tr><td>Okam\u017eit\u00e1 vlastn\u00ed nab\u00eddka<\/td><td>Ano<\/td><td>Ano<\/td><\/tr><tr><td>Obchodn\u00ed funkce<\/td><td>D\u00e1vkov\u00e9 platby, fakturace, p\u0159\u00edstup pro v\u00edce u\u017eivatel\u016f, opakovan\u00e9 p\u0159evody, digit\u00e1ln\u00ed pen\u011b\u017eenka pro v\u00edce m\u011bn, upozorn\u011bn\u00ed na kurzy a integrace API.<\/td><td>Spotov\u00e9 kontrakty, forwardov\u00e9 kontrakty, tr\u017en\u00ed objedn\u00e1vky, digit\u00e1ln\u00ed pen\u011b\u017eenka pro v\u00edce m\u011bn, upozorn\u011bn\u00ed na kurzy a port\u00e1l API.<\/td><\/tr><tr><td>Vlajkov\u00e1 debetn\u00ed karta<\/td><td>Ano<\/td><td>Ne<\/td><\/tr><tr><td>Mobiln\u00ed aplikace<\/td><td>Ano<\/td><td>Ano<\/td><\/tr><tr><td>Storno podm\u00ednky<\/td><td>U\u017eivatel\u00e9 mohou zru\u0161it p\u0159evod, pokud na sv\u00e9m p\u0159evodu vid\u00ed mo\u017enost \"zru\u0161it p\u0159evod\".<\/td><td>Pouze pro p\u0159evody p\u0159i vyzvednut\u00ed hotovosti, pokud si p\u0159\u00edjemce hotovost nevyzvedl.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>P\u0159e\u010dt\u011bte si na\u0161e <a href=\"https:\/\/moverdb.com\/cs\/best-international-money-transfer-services\/xe-review\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u00fapln\u00e1 recenze XE<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_vs_TorFX\"><\/span>Wise vs. TorFX<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Funkce<\/th><th>Moudr\u00e9<\/th><th><a href=\"https:\/\/www.torfx.com\/affiliate\/register?afflno=0302110000681579\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">TorFX<\/a><\/th><\/tr><\/thead><tbody><tr><td>Zalo\u017eeno v roce<\/td><td>2011<\/td><td>2004<\/td><\/tr><tr><td>Objem obchodov\u00e1n\u00ed<\/td><td>76,4 miliardy liber v roce 2022<\/td><td>7,5 miliardy liber ro\u010dn\u011b<\/td><\/tr><tr><td>Hodnocen\u00ed Trustpilot<\/td><td>4.5 \/ 5<\/td><td>4.9 \/ 5<\/td><\/tr><tr><td>Vhodn\u00e9 pro<\/td><td>P\u0159evody mal\u00fdch \u010d\u00e1stek<\/td><td>Mal\u00e9 i velk\u00e9 p\u0159evody pen\u011bz<\/td><\/tr><tr><td>Poplatek za p\u0159evod<\/td><td>Variabiln\u00ed poplatek - 0,4% - 0,6% z celkov\u00e9 \u010d\u00e1stky (v pr\u016fm\u011bru);<br>Fixn\u00ed poplatek - v pr\u016fm\u011bru 0,2 - 0,3 GBP<\/td><td>Bez poplatku<\/td><\/tr><tr><td>Pr\u016fm\u011brn\u00e1 kurzov\u00e1 p\u0159ir\u00e1\u017eka<\/td><td>\u017d\u00e1dn\u00e1 p\u0159ir\u00e1\u017eka ke st\u0159edn\u00edm tr\u017en\u00edm sazb\u00e1m<\/td><td>1% a\u017e 2% na st\u0159edn\u00edch tr\u017en\u00edch sazb\u00e1ch<\/td><\/tr><tr><td>Minim\u00e1ln\u00ed \u010d\u00e1stka p\u0159evodu<\/td><td>\u00a31<\/td><td>100 liber (nebo ekvivalent v m\u011bn\u011b)<\/td><\/tr><tr><td>Maxim\u00e1ln\u00ed \u010d\u00e1stka p\u0159evodu<\/td><td>$6,000,000 USD;<br>$1,8 milionu AUD;<br>$1,5 milionu CAD;<br>6 000 000 EUR;<br>\u00a35,000,000 GBP.<\/td><td>\u017d\u00e1dn\u00e9<\/td><\/tr><tr><td>Rychlost p\u0159enosu<\/td><td>0-2 dny (b\u011bhem n\u011bkolika minut u v\u00edce ne\u017e 50% p\u0159enos\u016f)<\/td><td>0-2 hodiny pro p\u0159evody SEPA;<br>24-48 hodin pro p\u0159evody ACH<\/td><\/tr><tr><td>Specializovan\u00fd prodejce<\/td><td>Ne<\/td><td>Ano<\/td><\/tr><tr><td>Pokryt\u00e9 zem\u011b<\/td><td>V\u00edce ne\u017e 170 zem\u00ed<\/td><td>V\u00edce ne\u017e 100 zem\u00ed<\/td><\/tr><tr><td>Zahrnut\u00e9 m\u011bny<\/td><td>V\u00edce ne\u017e 50 m\u011bn<\/td><td>59 m\u011bn<\/td><\/tr><tr><td>Platebn\u00ed metody<\/td><td>Bankovn\u00ed \u00fa\u010det, kreditn\u00ed\/debetn\u00ed karta, Apple\/Google Pay, PayPal<\/td><td>Bankovn\u00ed \u00fa\u010det<\/td><\/tr><tr><td>Metody p\u0159\u00edjmu<\/td><td>Bankovn\u00ed \u00fa\u010det nebo bankomat (prost\u0159ednictv\u00edm online \u00fa\u010dtu)<\/td><td>Bankovn\u00ed \u00fa\u010det<\/td><\/tr><tr><td>Mo\u017enost vyzvednut\u00ed hotovosti<\/td><td>Ne<\/td><td>Ne<\/td><\/tr><tr><td>Okam\u017eit\u00e1 vlastn\u00ed nab\u00eddka<\/td><td>Ano<\/td><td>Ne<\/td><\/tr><tr><td>Obchodn\u00ed funkce<\/td><td>D\u00e1vkov\u00e9 platby, fakturace, p\u0159\u00edstup pro v\u00edce u\u017eivatel\u016f, opakovan\u00e9 p\u0159evody, digit\u00e1ln\u00ed pen\u011b\u017eenka pro v\u00edce m\u011bn, upozorn\u011bn\u00ed na kurzy a integrace API.<\/td><td>Spotov\u00e9 kontrakty, forwardov\u00e9 kontrakty, limitn\u00ed p\u0159\u00edkazy, stop-loss p\u0159\u00edkazy, opakovan\u00e9 p\u0159evody, upozorn\u011bn\u00ed na kurzy a port\u00e1l API.<\/td><\/tr><tr><td>Vlajkov\u00e1 debetn\u00ed karta<\/td><td>Ano<\/td><td>Ne<\/td><\/tr><tr><td>Mobiln\u00ed aplikace<\/td><td>Ano<\/td><td>Ano<\/td><\/tr><tr><td>Storno podm\u00ednky<\/td><td>U\u017eivatel\u00e9 mohou zru\u0161it p\u0159evod, pokud na sv\u00e9m p\u0159evodu vid\u00ed mo\u017enost \"zru\u0161it p\u0159evod\".<\/td><td>Mo\u017en\u00e9 p\u0159i kontaktu, pokud p\u0159\u00edjemce neobdr\u017eel pen\u00edze (mohou b\u00fdt \u00fa\u010dtov\u00e1ny dal\u0161\u00ed poplatky).<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>P\u0159e\u010dt\u011bte si na\u0161e <a href=\"https:\/\/moverdb.com\/cs\/best-international-money-transfer-services\/torfx-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/torfx-review\/\" rel=\"noreferrer noopener\">\u00fapln\u00e1 recenze TorFX<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_vs_Instarem\"><\/span>Wise vs. Instarem<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Funkce<\/th><th>Moudr\u00e9<\/th><th>Instarem<\/th><\/tr><\/thead><tbody><tr><td>Zalo\u017eeno v roce<\/td><td>2011<\/td><td>2014<\/td><\/tr><tr><td>Objem obchodov\u00e1n\u00ed<\/td><td>76,4 miliardy liber v roce 2022<\/td><td>$4 miliard ro\u010dn\u011b&nbsp;<\/td><\/tr><tr><td>Hodnocen\u00ed Trustpilot<\/td><td>4.5 \/ 5<\/td><td>4.4 \/ 5<\/td><\/tr><tr><td>Vhodn\u00e9 pro<\/td><td>P\u0159evody mal\u00fdch \u010d\u00e1stek<\/td><td>Mal\u00e9 i velk\u00e9 p\u0159evody pen\u011bz<\/td><\/tr><tr><td>Poplatek za p\u0159evod<\/td><td>Variabiln\u00ed poplatek - 0,4% - 0,6% z celkov\u00e9 \u010d\u00e1stky (v pr\u016fm\u011bru);<br>Fixn\u00ed poplatek - v pr\u016fm\u011bru 0,2 - 0,3 GBP<\/td><td>Z\u00e1le\u017e\u00ed na vybran\u00fdch zem\u00edch, v\u00fd\u0161i p\u0159evodu a zp\u016fsobu platby.<\/td><\/tr><tr><td>Pr\u016fm\u011brn\u00e1 kurzov\u00e1 p\u0159ir\u00e1\u017eka<\/td><td>\u017d\u00e1dn\u00e1 p\u0159ir\u00e1\u017eka ke st\u0159edn\u00edm tr\u017en\u00edm sazb\u00e1m<\/td><td><\/td><\/tr><tr><td>Minim\u00e1ln\u00ed \u010d\u00e1stka p\u0159evodu<\/td><td>\u00a31<\/td><td>$50 pro Indii\u017d\u00e1dn\u00e9 pro ostatn\u00ed zem\u011b<\/td><\/tr><tr><td>Maxim\u00e1ln\u00ed \u010d\u00e1stka p\u0159evodu<\/td><td>$6,000,000 USD;<br>$1,8 milionu AUD;<br>$1,5 milionu CAD;<br>6 000 000 EUR;<br>\u00a35,000,000 GBP.<\/td><td>Z\u00e1le\u017e\u00ed na zvolen\u00e9 zemi odesl\u00e1n\u00ed a zp\u016fsobu platby.<\/td><\/tr><tr><td>Rychlost p\u0159enosu<\/td><td>0-2 dny (b\u011bhem n\u011bkolika minut u v\u00edce ne\u017e 50% p\u0159enos\u016f)<\/td><td>V z\u00e1vislosti na dob\u011b zpracov\u00e1n\u00ed v bance<\/td><\/tr><tr><td>Specializovan\u00fd prodejce<\/td><td>Ne<\/td><td>Ne<\/td><\/tr><tr><td>Pokryt\u00e9 zem\u011b<\/td><td>V\u00edce ne\u017e 170 zem\u00ed<\/td><td>V\u00edce ne\u017e 110 zem\u00ed<\/td><\/tr><tr><td>Zahrnut\u00e9 m\u011bny<\/td><td>V\u00edce ne\u017e 50 m\u011bn<\/td><td>P\u0159ibli\u017en\u011b 30 m\u011bn<\/td><\/tr><tr><td>Platebn\u00ed metody<\/td><td>Bankovn\u00ed \u00fa\u010det, kreditn\u00ed\/debetn\u00ed karta, Apple\/Google Pay, PayPal<\/td><td>Bankovn\u00ed \u00fa\u010det nebo kreditn\u00ed\/debetn\u00ed karta<\/td><\/tr><tr><td>Metody p\u0159\u00edjmu<\/td><td>Bankovn\u00ed \u00fa\u010det nebo bankomat (prost\u0159ednictv\u00edm online \u00fa\u010dtu)<\/td><td>Bankovn\u00ed \u00fa\u010det<\/td><\/tr><tr><td>Mo\u017enost vyzvednut\u00ed hotovosti<\/td><td>Ne<\/td><td>Pouze pro Filip\u00edny<\/td><\/tr><tr><td>Okam\u017eit\u00e1 vlastn\u00ed nab\u00eddka<\/td><td>Ano<\/td><td>Ano<\/td><\/tr><tr><td>Obchodn\u00ed funkce<\/td><td>D\u00e1vkov\u00e9 platby, fakturace, p\u0159\u00edstup pro v\u00edce u\u017eivatel\u016f, opakovan\u00e9 p\u0159evody, digit\u00e1ln\u00ed pen\u011b\u017eenka pro v\u00edce m\u011bn, upozorn\u011bn\u00ed na kurzy a integrace API.<\/td><td>D\u00e1vkov\u00e9 platby, digit\u00e1ln\u00ed pen\u011b\u017eenka pro v\u00edce m\u011bn, kurzov\u00e1 upozorn\u011bn\u00ed<\/td><\/tr><tr><td>Vlajkov\u00e1 debetn\u00ed karta<\/td><td>Ano<\/td><td>Ne<\/td><\/tr><tr><td>Mobiln\u00ed aplikace<\/td><td>Ano<\/td><td>Ano<\/td><\/tr><tr><td>Storno podm\u00ednky<\/td><td>U\u017eivatel\u00e9 mohou zru\u0161it p\u0159evod, pokud na sv\u00e9m p\u0159evodu vid\u00ed mo\u017enost \"zru\u0161it p\u0159evod\".<\/td><td>Mo\u017en\u00e9 p\u0159i kontaktu, pokud p\u0159\u00edjemce neobdr\u017eel pen\u00edze (mohou b\u00fdt \u00fa\u010dtov\u00e1ny dal\u0161\u00ed poplatky).<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>P\u0159e\u010dt\u011bte si na\u0161e <a href=\"https:\/\/moverdb.com\/cs\/best-international-money-transfer-services\/instarem-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/instarem-review\/\" rel=\"noreferrer noopener\">\u00fapln\u00e1 recenze Instarem<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Customer_Reviews\"><\/span>Recenze moudr\u00fdch z\u00e1kazn\u00edk\u016f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Spole\u010dnost Wise z\u00edskala na serveru Trustpilot stovky tis\u00edc recenz\u00ed, co\u017e z n\u00ed \u010din\u00ed nejl\u00e9pe hodnocenou spole\u010dnost v oblasti plateb v ciz\u00edch m\u011bn\u00e1ch s hodnocen\u00edm 4,5\/5 k lednu 2023, co\u017e je m\u00e9n\u011b ne\u017e 4,7\/5 na konci roku 2020. P\u0159i zkoum\u00e1n\u00ed jsme si v\u0161imli, \u017ee 91% v\u0161ech recenz\u00ed je pozitivn\u00edch, 7% jsou negativn\u00ed st\u00ed\u017enosti a 2% je na neutr\u00e1ln\u00ed stran\u011b.<\/p>\n\n\n\n<p>V\u011bt\u0161ina pozitivn\u00edch recenz\u00ed uv\u00e1d\u00ed, \u017ee hlavn\u00ed v\u00fdhodou slu\u017eby Wise je hladk\u00fd pr\u016fb\u011bh cel\u00e9ho p\u0159evodu pen\u011bz, ale objevuj\u00ed se obavy z nadm\u011brn\u00fdch po\u017eadavk\u016f na dokumenty, zpo\u017ed\u011bn\u00fdch p\u0159evod\u016f a nev\u010dasn\u00e9ho z\u00e1kaznick\u00e9ho servisu.<\/p>\n\n\n\n<p>Po\u010det negativn\u00edch recenz\u00ed roste, v\u011bt\u0161inou kv\u016fli deaktivovan\u00fdm \u00fa\u010dt\u016fm. Firma se pot\u00fdk\u00e1 s nep\u0159\u00edzn\u00ed majitel\u016f \u00fa\u010dt\u016f, kte\u0159\u00ed se nemohou dostat ke sv\u00fdm pen\u011bz\u016fm, p\u0159esto\u017ee poskytli v\u0161echny po\u017eadovan\u00e9 informace. Zat\u00edmco n\u011bkter\u00e9 st\u00ed\u017enosti jsou nedostatkem vynikaj\u00edc\u00edho z\u00e1kaznick\u00e9ho servisu, n\u011bkter\u00e9 recenze z\u0159ejm\u011b um\u00edstili market\u00e9\u0159i s c\u00edlem slu\u017ebu po\u0161pinit, ale jejich po\u010det je pom\u011brn\u011b mal\u00fd.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Positive_Wise_Customer_Reviews\"><\/span>Pozitivn\u00ed hodnocen\u00ed z\u00e1kazn\u00edk\u016f Wise<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>V\u0159ele doporu\u010duji Wise pro osobn\u00ed i pracovn\u00ed pou\u017eit\u00ed. Slu\u017eba se snadno pou\u017e\u00edv\u00e1, nab\u00edz\u00ed konkurenceschopn\u00e9 sm\u011bnn\u00e9 kurzy a poplatky ve srovn\u00e1n\u00ed s tradi\u010dn\u00edmi bankami a umo\u017e\u0148uje rychl\u00e9 a bezpe\u010dn\u00e9 mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz. Velmi u\u017eite\u010dn\u00e1 je tak\u00e9 transparentnost a p\u0159ehledn\u00e9 \u010dlen\u011bn\u00ed n\u00e1klad\u016f. Celkov\u011b m\u00e1m se slu\u017ebou Wise pozitivn\u00ed zku\u0161enosti a s klidn\u00fdm sv\u011bdom\u00edm bych ji doporu\u010dil v\u0161em, kte\u0159\u00ed hledaj\u00ed n\u00e1kladov\u011b efektivn\u00ed zp\u016fsob mezin\u00e1rodn\u00edho p\u0159evodu pen\u011bz.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63d01dcd9b64b1bdaf41cc78\" target=\"_blank\" rel=\"noreferrer noopener\">Arulkumar Msc<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Roky skv\u011bl\u00fdch zku\u0161enost\u00ed! Slu\u017ebu Wise pou\u017e\u00edv\u00e1m u\u017e l\u00e9ta, kdy se je\u0161t\u011b jmenovala TransferWise. Po celou dobu v\u0161e fungovalo bez komplikac\u00ed. U\u017eivatelsk\u00e9 rozhran\u00ed je radost pou\u017e\u00edvat - rychlost transakc\u00ed je velmi vysok\u00e1. Bylo mi velk\u00fdm pot\u011b\u0161en\u00edm jej pou\u017e\u00edvat. Jedinou nev\u00fdhodou je, \u017ee nelze prov\u00e1d\u011bt transakce na kryptografick\u00e9 burzy, jako je Kraken. (Mo\u017en\u00e1 se tato politika v bl\u00edzk\u00e9 budoucnosti zm\u011bn\u00ed). Pokud nem\u00e1te tuto konkr\u00e9tn\u00ed pot\u0159ebu, pak ji lze velmi doporu\u010dit.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c6b0ee2338b6d417bcae62\" target=\"_blank\" rel=\"noopener\">Lenard Frommelt<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Jsem velmi spokojen\u00e1 s t\u00edm, jak snadno lze d\u00edky slu\u017eb\u011b Wise p\u0159ev\u00e1d\u011bt a konvertovat pen\u00edze v mnoha r\u016fzn\u00fdch m\u011bn\u00e1ch! Je to m\u016fj prvn\u00ed multim\u011bnov\u00fd \u00fa\u010det a p\u0159i pou\u017e\u00edv\u00e1n\u00ed karty (Apple Pay nebo fyzick\u00e9 karty) \u017easnu nad t\u00edm, jak automaticky vyb\u00edr\u00e1 m\u00edstn\u00ed m\u011bnu, ve kter\u00e9 m\u00e1m utr\u00e1cet. Nemus\u00edm skoro hnout prstem - prost\u011b se ujist\u00edm, \u017ee m\u00e1m dost pen\u011bz, klepnu na kartu a Wise se postar\u00e1 o v\u0161echno ostatn\u00ed! Rozhodn\u011b bych tuto spole\u010dnost doporu\u010dil, zejm\u00e9na na cesty!<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c3d8de2338b6d417ba8069\" target=\"_blank\" rel=\"noreferrer noopener\">Jasmine<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Cht\u011bl jsem p\u0159ej\u00edt od Payoneer, proto\u017ee jejich syst\u00e9m \u00fa\u010dt\u016f m\u00e1 obrovsk\u00e9 probl\u00e9my a trvalo m\u011bs\u00edce, ne\u017e mi to podpora opravila, jen aby to zp\u016fsobilo nov\u00e9 probl\u00e9my. Na Wise jsem se rychle nechal ov\u011b\u0159it, b\u011bhem jednoho dne jsem nastavil v\u00fdb\u011br z PayPalu na Wise (p\u0159esn\u011b to, \u010deho jsem se sna\u017eil dos\u00e1hnout na Payoneeru a ne\u0161lo to) a poda\u0159ilo se mi bez probl\u00e9m\u016f poslat pen\u00edze kamar\u00e1dovi. To, \u017ee jsou konverzn\u00ed kurzy a poplatky dobr\u00e9, je taky p\u0159\u00edjemn\u00fd bonus. Nav\u00edc m\u016fj p\u0159\u00edtel m\u011bl doporu\u010duj\u00edc\u00ed k\u00f3d, kter\u00fd jsem zapomn\u011bl zadat p\u0159i zakl\u00e1d\u00e1n\u00ed \u00fa\u010dtu, ale kr\u00e1tce pot\u00e9 se objevilo ok\u00e9nko pro jeho zad\u00e1n\u00ed. Velmi dobr\u00e9.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c2f2ec2338b6d417ba195b\" target=\"_blank\" rel=\"noreferrer noopener\">Androoideka<\/a><\/cite><\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Negative_Wise_Customer_Reviews\"><\/span>Negativn\u00ed hodnocen\u00ed z\u00e1kazn\u00edk\u016f Wise<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Kvalita slu\u017eeb spole\u010dnosti Wise se ka\u017ed\u00fdm dnem sni\u017euje. P\u0159enos trv\u00e1 p\u0159\u00edli\u0161 dlouho, kdy\u017e se zept\u00e1m podpory wise, pro\u010d p\u0159enos trv\u00e1 p\u0159\u00edli\u0161 dlouho? Podpora Wise m\u00e1 jednoduchou odpov\u011b\u010f; bank\u00e1m trv\u00e1 zpracov\u00e1n\u00ed platby. ale kdy\u017e po\u0161lu pen\u00edze do stejn\u00e9 banky pomoc\u00ed p\u0159evodu ACE, pen\u00edze doraz\u00ed do 30 minut! Moudr\u00e1 podpora tedy l\u017ee a p\u0159edpokl\u00e1d\u00e1, \u017ee jejich l\u017e\u00edm v\u011b\u0159\u00edm! Uva\u017euji o zru\u0161en\u00ed \u00fa\u010dtu Wise kv\u016fli \u0161patn\u00e9 kvalit\u011b a z\u00e1kaznick\u00e9mu servisu!<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c7c0f12338b6d417bd7ac5\" target=\"_blank\" rel=\"noreferrer noopener\">Muhammad Luqman<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Douf\u00e1m, \u017ee nepot\u0159ebujete z\u00e1kaznickou podporu. U\u017e asi m\u011bs\u00edc mi zdr\u017euj\u00ed \u00fa\u010det. P\u0159ich\u00e1z\u00edm o pen\u00edze a chyb\u00ed mi platby kv\u016fli jejich pomal\u00e9mu a nepozorn\u00e9mu servisu. Jsem jejich z\u00e1kazn\u00edkem od prvn\u00edho roku a je to jen hor\u0161\u00ed. Kurzy jsou dobr\u00e9, ale nejsou nejlep\u0161\u00ed a na\u0161t\u011bst\u00ed mohu snadno naj\u00edt podobnou a\/nebo lep\u0161\u00ed slu\u017ebu. D\u00edky za odstr\u010den\u00ed dal\u0161\u00edho z\u00e1kazn\u00edka. P\u0159ehodno\u0165te sv\u00e9 obchodn\u00ed \u0161kolstv\u00ed<\/em>.<\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63bcf5654d0773066a331048\" target=\"_blank\" rel=\"noreferrer noopener\">Aaron<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Wise zablokoval V\u0160ECHNY na\u0161e transakce kv\u016fli \"p\u0159ezkoum\u00e1n\u00ed\" jedn\u00e9 konkr\u00e9tn\u00ed transakce?! Pro\u010d? Cel\u00fd obchod se jednodu\u0161e zastavil kv\u016fli zablokov\u00e1n\u00ed v\u0161ech transakc\u00ed. Podpora neposkytne \u017e\u00e1dn\u00e9 podrobnosti, pouze \"po\u010dkejte, p\u0159ezkoum\u00e1me va\u0161i transakci\" bez jak\u00e9hokoli potenci\u00e1ln\u00edho \u010dasov\u00e9ho pl\u00e1nu\/term\u00ednu atd. Nejhor\u0161\u00ed podpora, jakou jsem kdy m\u011bl.<\/em><\/p>\n\n\n\n<p><em>PS. P\u0159id\u00e1v\u00e1m up\u0159esn\u011bn\u00ed pro osobu, kter\u00e1 zde reaguje po obdr\u017een\u00ed odpov\u011bdi: Nikdo mi nebyl schopen poskytnout alespo\u0148 hrub\u00fd odhad\/\u010dasov\u00fd r\u00e1mec recenze. V r\u00e1mci webu Wise je informace, \u017ee p\u0159ezkum m\u016f\u017ee trvat 2-10 dn\u00ed a v \u00favodn\u00edm e-mailu o procesu p\u0159ezkumu jsme obdr\u017eeli lh\u016ftu 5-10 dn\u00ed, nicm\u00e9n\u011b u\u017e jsou to t\u00e9m\u011b\u0159 3 t\u00fddny bez odpov\u011bdi. Nikdo se n\u00e1s nezeptal na dal\u0161\u00ed podrobnosti, nikdo n\u00e1s neinformoval o stavu atd.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63bd2fbe2338b6d417b51fc7\" target=\"_blank\" rel=\"noreferrer noopener\">Andrii Kornytskyi<\/a><\/cite><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise_Alternatives\"><\/span>Moudr\u00e9 alternativy<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wise nen\u00ed jedinou mo\u017enost\u00ed pro jednotlivce a firmy, kter\u00e9 cht\u011bj\u00ed prov\u00e1d\u011bt mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz. Existuje n\u011bkolik alternativ slu\u017eby Wise, z nich\u017e ka\u017ed\u00e1 m\u00e1 sv\u00e9 vlastn\u00ed jedine\u010dn\u00e9 funkce a v\u00fdhody. Zde se budeme zab\u00fdvat t\u0159emi nejobl\u00edben\u011bj\u0161\u00edmi alternativami: <a href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/ofx-review\/\" data-internallinksmanager029f6b8e52c=\"364\" title=\"P\u0159ehled mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz OFX 2023\">OFX<\/a>, <a href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/moneygram-review\/\" data-internallinksmanager029f6b8e52c=\"368\" title=\"MoneyGram International Money Transfer Review 2026\">MoneyGram<\/a>a <a href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/revolut-review\/\" data-internallinksmanager029f6b8e52c=\"369\" title=\"Revolut International Money Transfer Review 2026\">Revolut<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"OFX\"><\/span><a href=\"https:\/\/moverdb.com\/cs\/best-international-money-transfer-services\/ofx-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/ofx-review\" rel=\"noreferrer noopener\">OFX<\/a>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>OFX (d\u0159\u00edve OzForex) je zaveden\u00e1 spole\u010dnost zab\u00fdvaj\u00edc\u00ed se p\u0159evody pen\u011bz, kter\u00e1 p\u016fsob\u00ed na trhu ji\u017e v\u00edce ne\u017e 20 let. Spole\u010dnost nab\u00edz\u00ed \u0159adu slu\u017eeb, v\u010detn\u011b mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz, sm\u011bn\u00e1ren a devizov\u00fdch \u00fa\u010dt\u016f. Pro firemn\u00ed z\u00e1kazn\u00edky nab\u00edz\u00ed tak\u00e9 spotov\u00e9 kontrakty, forwardov\u00e9 kontrakty a tr\u017en\u00ed objedn\u00e1vky.&nbsp;<\/p>\n\n\n\n<p>OFX je solidn\u00ed volbou pro jednotlivce a firmy, kter\u00e9 hledaj\u00ed tradi\u010dn\u011bj\u0161\u00ed p\u0159\u00edstup k mezin\u00e1rodn\u00edm p\u0159evod\u016fm pen\u011bz, se slu\u017ebami podobn\u00fdmi t\u011bm, kter\u00e9 nab\u00edzej\u00ed tradi\u010dn\u00ed banky. Sm\u011bnn\u00e9 kurzy a poplatky spole\u010dnosti OFX v\u0161ak nemus\u00ed b\u00fdt tak konkurenceschopn\u00e9 jako kurzy a poplatky nab\u00edzen\u00e9 jin\u00fdmi poskytovateli, v\u010detn\u011b spole\u010dnosti Wise.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"MoneyGram\"><\/span><a href=\"https:\/\/moverdb.com\/cs\/best-international-money-transfer-services\/moneygram-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/moneygram-review\" rel=\"noreferrer noopener\">MoneyGram<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>MoneyGram je p\u0159edn\u00ed spole\u010dnost zab\u00fdvaj\u00edc\u00ed se p\u0159evody pen\u011bz, kter\u00e1 m\u00e1 v\u00edce ne\u017e 350 000 pobo\u010dek ve v\u00edce ne\u017e 200 zem\u00edch a teritori\u00edch po cel\u00e9m sv\u011bt\u011b. Spole\u010dnost nab\u00edz\u00ed \u0159adu slu\u017eeb, v\u010detn\u011b mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz, plateb \u00fa\u010dt\u016f, pen\u011b\u017en\u00edch pouk\u00e1zek a mo\u017enosti vyzvednut\u00ed hotovosti.<\/p>\n\n\n\n<p>MoneyGram je dobrou volbou pro v\u0161echny, kte\u0159\u00ed hledaj\u00ed pohodln\u00e9 a dostupn\u00e9 \u0159e\u0161en\u00ed pro pos\u00edl\u00e1n\u00ed pen\u011bz p\u0159\u00e1tel\u016fm a rodin\u011b do jin\u00fdch zem\u00ed. Sm\u011bnn\u00e9 kurzy a poplatky spole\u010dnosti MoneyGram jsou v\u0161ak obecn\u011b vy\u0161\u0161\u00ed ne\u017e kurzy a poplatky nab\u00edzen\u00e9 spole\u010dnost\u00ed Wise a dal\u0161\u00edmi poskytovateli.<\/p>\n\n\n\n<p>Jednou z jejich nejlep\u0161\u00edch v\u00fdhod je slu\u017eba expresn\u00edch plateb, kter\u00e1 je skv\u011bl\u00e1 pro bleskov\u00e9 placen\u00ed \u00fa\u010dt\u016f v zahrani\u010d\u00ed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut\"><\/span><a href=\"https:\/\/moverdb.com\/cs\/best-international-money-transfer-services\/revolut-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/revolut-review\" rel=\"noreferrer noopener\">Revolut<\/a>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Revolut je digit\u00e1ln\u00ed bankovn\u00ed platforma, kter\u00e1 nab\u00edz\u00ed \u0159adu finan\u010dn\u00edch slu\u017eeb. Krom\u011b mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz poskytuje n\u00e1stroje pro sm\u011bnu m\u011bn a velmi v\u00fdhodn\u00e9 debetn\u00ed karty.<\/p>\n\n\n\n<p>Revolut je \u00fa\u017easn\u00fd jako komplexn\u011bj\u0161\u00ed \u0159e\u0161en\u00ed pro spr\u00e1vu pen\u011bz z\u00e1kazn\u00edk\u016f ve v\u00edce m\u011bn\u00e1ch. Jejich online platforma a mobiln\u00ed aplikace jsou velmi modern\u00ed a p\u0159ehledn\u00e9 a jejich p\u0159edplacen\u00e9 debetn\u00ed karty jsou obl\u00edbenou volbou pro mnoho lid\u00ed, kte\u0159\u00ed cht\u011bj\u00ed prov\u00e1d\u011bt rychl\u00e9 a bezpe\u010dn\u00e9 transakce v obchodech nebo online.<\/p>\n\n\n\n<p>P\u0159esto nejsou sm\u011bnn\u00e9 kurzy a poplatky Revolutu tak transparentn\u00ed jako u mnoha konkurent\u016f a spole\u010dnost nemus\u00ed b\u00fdt dostupn\u00e1 ve v\u0161ech zem\u00edch.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Z\u00e1v\u011br<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>V tomto p\u0159ehledu jsme zjistili, \u017ee spole\u010dnost Wise je p\u0159edn\u00edm hr\u00e1\u010dem na trhu mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz. D\u00edky vysok\u00e9 m\u00ed\u0159e transparentnosti a siln\u00e9mu online obchodn\u00edmu syst\u00e9mu a mobiln\u00ed aplikaci p\u0159il\u00e1kala spole\u010dnost Wise mnoho z\u00e1kazn\u00edk\u016f po cel\u00e9m sv\u011bt\u011b.&nbsp;<\/p>\n\n\n\n<p>Wise poskytuje online \u00fa\u010det, kter\u00fd u\u017eivatel\u016fm umo\u017e\u0148uje prov\u00e1d\u011bt cenov\u011b dostupn\u00e9 mezin\u00e1rodn\u00ed platby a p\u0159ij\u00edmat devizov\u00e9 platby na \u00fa\u010det Wise. U\u017eivatelsk\u00e9 prost\u0159ed\u00ed je pova\u017eov\u00e1no za jedno z nejlep\u0161\u00edch v oblasti p\u0159evod\u016f pen\u011bz a debetn\u00ed karta, kterou Wise poskytuje v\u0161em firemn\u00edm u\u017eivatel\u016fm, je vysoce kvalitn\u00edm p\u0159\u00ednosem pro \u00fa\u010dely zahrani\u010dn\u00edch v\u00fddaj\u016f.<\/p>\n\n\n\n<p>N\u011bkte\u0159\u00ed z\u00e1kazn\u00edci se v\u0161ak domn\u00edvaj\u00ed, \u017ee DIY p\u0159\u00edstup k p\u0159evodu pen\u011bz do zahrani\u010d\u00ed nemus\u00ed b\u00fdt vhodn\u00fd pro velk\u00e9 \u010d\u00e1stky a d\u00e1vaj\u00ed p\u0159ednost podpo\u0159e ur\u010den\u00e9ho spr\u00e1vce \u00fa\u010dtu s odborn\u00fdmi znalostmi v oblasti sm\u011bn\u00e1renstv\u00ed. Krom\u011b toho se spole\u010dnost Wise jako ve\u0159ejn\u00e1 spole\u010dnost pot\u00fdk\u00e1 s n\u011bkter\u00fdmi probl\u00e9my, jako jsou vy\u0161\u0161\u00ed poplatky pro n\u011bkter\u00e9 u\u017eivatele, pomalej\u0161\u00ed platby a deaktivace \u00fa\u010dtu kv\u016fli po\u017eadavk\u016fm na rozs\u00e1hlou dokumentaci.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQ\"><\/span>F.A.Q.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list\">\n<div id=\"faq-question-1689848029575\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Who_is_Wise_most_suitable_for\"><\/span>Pro koho je Wise nejvhodn\u011bj\u0161\u00ed?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Slu\u017eba Wise je vhodn\u00fdm \u0159e\u0161en\u00edm pro \u0159adu jednotlivc\u016f i firem, kte\u0159\u00ed pot\u0159ebuj\u00ed pos\u00edlat nebo p\u0159ij\u00edmat pen\u00edze v mezin\u00e1rodn\u00edm m\u011b\u0159\u00edtku. <\/p>\n<p>Pat\u0159\u00ed sem soukrom\u00e9 osoby pro mal\u00e9 a\u017e st\u0159edn\u011b velk\u00e9 p\u0159evody pen\u011bz, mal\u00e9 podniky pro mezin\u00e1rodn\u00ed platby, osoby na voln\u00e9 noze a samostatn\u011b v\u00fdd\u011ble\u010dn\u011b \u010dinn\u00e9 osoby pro p\u0159\u00edjem plateb ze zahrani\u010d\u00ed a expati a cestovatel\u00e9 pro spr\u00e1vu financ\u00ed v zahrani\u010d\u00ed.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848045550\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"What_information_do_I_need_to_provide_to_make_a_money_transfer_using_Wise\"><\/span>Jak\u00e9 informace mus\u00edm poskytnout, abych mohl\/a prov\u00e9st p\u0159evod pen\u011bz pomoc\u00ed slu\u017eby Wise?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Chcete-li prov\u00e9st p\u0159evod pomoc\u00ed slu\u017eby Wise, m\u011bli byste p\u0159\u00edjemce po\u017e\u00e1dat o n\u00e1sleduj\u00edc\u00ed informace:<\/p>\n<p>- Va\u0161e cel\u00e9 z\u00e1konn\u00e9 jm\u00e9no;<br \/>- \u010c\u00edslo va\u0161eho bankovn\u00edho \u00fa\u010dtu;<br \/>- sm\u011brovac\u00ed \u010d\u00edslo va\u0161eho bankovn\u00edho \u00fa\u010dtu;<br \/>- BIC\/SWIFT k\u00f3d va\u0161\u00ed banky (v z\u00e1vislosti na m\u00edst\u011b p\u0159evodu).<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848123837\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Are_Wise_users_able_to_make_money_transfers_in_another_name\"><\/span>Mohou u\u017eivatel\u00e9 slu\u017eby Wise prov\u00e1d\u011bt p\u0159evody pen\u011bz pod jin\u00fdm jm\u00e9nem?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Ne, Wise vy\u017eaduje, aby se jm\u00e9no p\u0159\u00edjemce shodovalo se jm\u00e9nem na p\u0159ij\u00edmaj\u00edc\u00edm bankovn\u00edm \u00fa\u010dtu. Jedn\u00e1 se o bezpe\u010dnostn\u00ed opat\u0159en\u00ed, kter\u00e9 m\u00e1 zabr\u00e1nit podvod\u016fm a ochr\u00e1nit finan\u010dn\u00ed prost\u0159edky z\u00e1kazn\u00edk\u016f.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848168748\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Can_I_transfer_money_to_a_mobile_wallet_with_Wise\"><\/span>Mohu pomoc\u00ed slu\u017eby Wise p\u0159ev\u00e9st pen\u00edze do mobiln\u00ed pen\u011b\u017eenky?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Ne, spole\u010dnost Wise v tuto chv\u00edli nepodporuje p\u0159evody do mobiln\u00edch pen\u011b\u017eenek. Spole\u010dnost v sou\u010dasn\u00e9 dob\u011b podporuje pouze p\u0159evody na bankovn\u00ed \u00fa\u010dty.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848195268\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Can_I_get_a_free_money_transfer_quote_from_Wise\"><\/span>Mohu od spole\u010dnosti Wise z\u00edskat bezplatnou nab\u00eddku p\u0159evodu pen\u011bz?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Ano, spole\u010dnost Wise nab\u00edz\u00ed bezplatn\u00e9 nab\u00eddky p\u0159evodu pen\u011bz. Z\u00e1kazn\u00edci mohou vyu\u017e\u00edt online kalkula\u010dku spole\u010dnosti a odhadnout n\u00e1klady na p\u0159evod v\u010detn\u011b sm\u011bnn\u00fdch kurz\u016f a poplatk\u016f. <\/p>\n<p>Nab\u00eddka je poskytov\u00e1na v re\u00e1ln\u00e9m \u010dase a je zalo\u017eena na nejnov\u011bj\u0161\u00edch sm\u011bnn\u00fdch kurzech a poplatc\u00edch pro konkr\u00e9tn\u00ed p\u0159evod. <\/p>\n<p>Z\u00e1kazn\u00edci mohou nab\u00eddku vyu\u017e\u00edt tak\u00e9 k porovn\u00e1n\u00ed n\u00e1klad\u016f na p\u0159evod s jin\u00fdmi poskytovateli a u\u010dinit informovan\u00e9 rozhodnut\u00ed o nejlep\u0161\u00ed variant\u011b pro sv\u00e9 pot\u0159eby.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848228031\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Is_TransferWise_better_than_Wise\"><\/span>Je TransferWise lep\u0161\u00ed ne\u017e Wise?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\"Wise\" a \"TransferWise\" je stejn\u00e1 spole\u010dnost. Spole\u010dnost TransferWise byla v z\u00e1\u0159\u00ed 2021 p\u0159ejmenov\u00e1na na Wise. <\/p>\n<p>Tak\u017ee mezi nimi nen\u00ed \u017e\u00e1dn\u00fd rozd\u00edl. TransferWise tak\u00e9 poskytovala slu\u017eby mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz, p\u0159i\u010dem\u017e se zam\u011b\u0159ovala na nab\u00eddku transparentn\u00edch a levn\u00fdch p\u0159evod\u016f. <\/p>\n<p>Spole\u010dnost TransferWise byla \u0161iroce uzn\u00e1v\u00e1na jako jeden z p\u0159edn\u00edch poskytovatel\u016f mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz a vyu\u017e\u00edvali ji miliony jednotlivc\u016f a firem po cel\u00e9m sv\u011bt\u011b.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689848257380\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Does_Wise_offer_discounts_and_coupons\"><\/span>Nab\u00edz\u00ed spole\u010dnost Wise slevy a kup\u00f3ny?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Ano, spole\u010dnost Wise ob\u010das nab\u00edz\u00ed slevy a kup\u00f3ny pro sv\u00e9 z\u00e1kazn\u00edky. Tyto akce mohou zahrnovat slevy z poplatk\u016f za p\u0159evod, speci\u00e1ln\u00ed sm\u011bnn\u00e9 kurzy nebo pen\u011b\u017en\u00ed bonusy za proveden\u00ed p\u0159evodu. <\/p>\n<p>Spole\u010dnost m\u00e1 tak\u00e9 program doporu\u010den\u00ed, v jeho\u017e r\u00e1mci mohou z\u00e1kazn\u00edci z\u00edskat pen\u011b\u017en\u00ed odm\u011bnu za doporu\u010den\u00ed p\u0159\u00e1tel a rodiny na tuto platformu. <\/p>\n<p>Spole\u010dnost Wise m\u016f\u017ee tak\u00e9 nab\u00edzet sez\u00f3nn\u00ed akce a slevy, proto je vhodn\u00e9 pravideln\u011b kontrolovat webov\u00e9 str\u00e1nky spole\u010dnosti, abyste zjistili nejnov\u011bj\u0161\u00ed nab\u00eddky.<\/p>\n<p><strong>Aktu\u00e1ln\u00ed nab\u00eddky:<\/strong><\/p>\n<p><a href=\"https:\/\/wise.com\/invite\/dic\/ianw199\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Speci\u00e1ln\u00ed nab\u00eddka Klikn\u011bte zde p\u0159evod a\u017e 500 GBP bez poplatk\u016f<\/strong><\/a> (pouze pro nov\u00e9 z\u00e1kazn\u00edky)<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p>Viz tak\u00e9: <\/p>\n\n\n<br \/>\n<a href=\"https:\/\/moverdb.com\/cs\/best-international-money-transfer-services\/wise-vs-revolut\/\">Wise vs Revolut<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/cs\/best-international-money-transfer-services\/wise-vs-moneygram\/\">Wise vs MoneyGram<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/cs\/best-international-money-transfer-services\/wise-vs-remitly\/\">Wise vs Remitly<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/cs\/best-international-money-transfer-services\/wise-vs-ofx\/\">Wise vs OFX<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/cs\/best-international-money-transfer-services\/wise-vs-currencies-direct\/\">Wise vs Currencies Direct<\/a>","protected":false},"excerpt":{"rendered":"<p>International money transfers have become an increasingly important aspect of our globalized world. With the rise of remote work and cross-border commerce, the possibility to easily and securely send and receive money across borders has become a crucial need for individuals and businesses alike. In this context, Wise (formerly TransferWise) has emerged as one of [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":7541,"parent":7319,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"class_list":{"0":"post-7601","1":"page","2":"type-page","3":"status-publish","4":"has-post-thumbnail","6":"entry"},"_links":{"self":[{"href":"https:\/\/moverdb.com\/cs\/wp-json\/wp\/v2\/pages\/7601","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moverdb.com\/cs\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/moverdb.com\/cs\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/moverdb.com\/cs\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/moverdb.com\/cs\/wp-json\/wp\/v2\/comments?post=7601"}],"version-history":[{"count":8,"href":"https:\/\/moverdb.com\/cs\/wp-json\/wp\/v2\/pages\/7601\/revisions"}],"predecessor-version":[{"id":11851,"href":"https:\/\/moverdb.com\/cs\/wp-json\/wp\/v2\/pages\/7601\/revisions\/11851"}],"up":[{"embeddable":true,"href":"https:\/\/moverdb.com\/cs\/wp-json\/wp\/v2\/pages\/7319"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moverdb.com\/cs\/wp-json\/wp\/v2\/media\/7541"}],"wp:attachment":[{"href":"https:\/\/moverdb.com\/cs\/wp-json\/wp\/v2\/media?parent=7601"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}