{"id":7535,"date":"2023-01-26T20:43:43","date_gmt":"2023-01-26T20:43:43","guid":{"rendered":"https:\/\/moverdb.com\/?page_id=7535"},"modified":"2026-01-08T14:47:07","modified_gmt":"2026-01-08T14:47:07","slug":"xe-review","status":"publish","type":"page","link":"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/","title":{"rendered":"XE International Money Transfer Review 2026"},"content":{"rendered":"<figure class=\"wp-block-embed aligncenter is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\nhttps:\/\/www.youtube.com\/watch?v=OYGSiA0dwD4\n<\/div><\/figure>\n\n\n\n<p><a href=\"https:\/\/xe-money-transfer.sjv.io\/eKER1g\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>XE<\/strong><\/a><strong> <\/strong>je nejlep\u0161\u00ed volbou pro mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz se spolehliv\u00fdmi v\u00fdsledky a konkurenceschopn\u00fdmi sazbami. Co je v\u0161ak dobrou volbou pr\u00e1v\u011b pro v\u00e1s?<\/p>\n\n\n\n<p>V tomto \u010dl\u00e1nku se bl\u00ed\u017ee pod\u00edv\u00e1me na v\u00fdhody, funkce a snadnost pou\u017eit\u00ed XE. <a href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/\" data-internallinksmanager029f6b8e52c=\"239\" title=\"11 nejlep\u0161\u00edch slu\u017eeb mezin\u00e1rodn\u00edho p\u0159evodu pen\u011bz v roce 2026\">P\u0159evod pen\u011bz<\/a>, jako\u017e i p\u0159\u00edpadn\u00e9 nev\u00fdhody. Pokud hled\u00e1te spolehliv\u00fd a efektivn\u00ed zp\u016fsob, jak pos\u00edlat pen\u00edze do zahrani\u010d\u00ed, p\u0159e\u010dt\u011bte si, pro\u010d stoj\u00ed za to uva\u017eovat o slu\u017eb\u011b XE Money Transfer.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sekce<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"P\u0159epnut\u00ed tabulky obsahu\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">P\u0159ep\u00edna\u010d<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#Who_are_XE\" >Kdo jsou XE?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#XE_Pros_Cons\" >XE klady a z\u00e1pory<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#XE_Key_Attributes\" >Kl\u00ed\u010dov\u00e9 atributy XE<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#XE_Features\" >Funkce XE<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#XE_International_Money_Transfer_Costs\" >N\u00e1klady na mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz XE<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#Exchange_Rates\" >Sm\u011bnn\u00e9 kurzy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#Transfer_Fees\" >Poplatky za p\u0159evod<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#Additional_Fees\" >Dal\u0161\u00ed poplatky<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#Summary\" >Souhrn<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#How_Safe_is_XE\" >Jak bezpe\u010dn\u00fd je XE?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#How_Fast_is_XE\" >Jak rychl\u00fd je XE?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#How_to_Use_XE\" >Jak pou\u017e\u00edvat XE<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#XE_Money_Transfer_Cancellation_Policy\" >Storno podm\u00ednky p\u0159evodu pen\u011bz XE<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#XE_Customer_Service\" >Z\u00e1kaznick\u00fd servis XE<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#How_Does_XE_Compare_With_Its_Competitors\" >Jak si XE vede ve srovn\u00e1n\u00ed s konkurenc\u00ed?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#XE_vs_Currencies_Direct\" >XE vs. Currencies Direct<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#XE_vs_Wise\" >XE vs. Wise<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#XE_vs_TorFX\" >XE vs. TorFX<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#XE_Customer_Reviews\" >Hodnocen\u00ed z\u00e1kazn\u00edk\u016f XE<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#Positive_XE_Customer_Reviews\" >Pozitivn\u00ed hodnocen\u00ed z\u00e1kazn\u00edk\u016f XE<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#Negative_XE_Customer_Reviews\" >Negativn\u00ed hodnocen\u00ed z\u00e1kazn\u00edk\u016f XE<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#XE_Alternatives\" >Alternativy XE<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#MoneyGram\" >MoneyGram<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#Wise\" >Moudr\u00e9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#Revolut\" >Revolut<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#Conclusion\" >Z\u00e1v\u011br<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#FAQ\" >F.A.Q.<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#How_does_XE_calculate_their_exchange_rates\" >Jak spole\u010dnost XE vypo\u010d\u00edt\u00e1v\u00e1 sv\u00e9 sm\u011bnn\u00e9 kurzy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#Are_there_any_fees_for_using_XE_to_send_money_internationally\" >Jsou za mezin\u00e1rodn\u00ed pos\u00edl\u00e1n\u00ed pen\u011bz pomoc\u00ed XE \u00fa\u010dtov\u00e1ny n\u011bjak\u00e9 poplatky?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#How_long_does_it_take_for_my_money_transfer_handled_by_XE_to_go_through\" >Jak dlouho trv\u00e1, ne\u017e prob\u011bhne m\u016fj p\u0159evod pen\u011bz zpracovan\u00fd spole\u010dnost\u00ed XE?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#Can_I_track_my_XE_money_transfer\" >Mohu sledovat sv\u016fj p\u0159evod pen\u011bz XE?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#What_are_the_available_options_for_receiving_money_through_XE\" >Jak\u00e9 jsou mo\u017enosti p\u0159ij\u00edm\u00e1n\u00ed pen\u011bz prost\u0159ednictv\u00edm XE?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/xe-review\/#Can_I_cancel_or_modify_an_international_money_transfer_that_I_made_using_XE\" >Mohu zru\u0161it nebo zm\u011bnit mezin\u00e1rodn\u00ed p\u0159evod pen\u011bz, kter\u00fd jsem provedl pomoc\u00ed XE?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_are_XE\"><\/span>Kdo jsou XE?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Spole\u010dnost XE vznikla jako xe.com v roce 1993, kdy nab\u00edzela pouze slu\u017eby \u017eiv\u00fdch m\u011bnov\u00fdch kurz\u016f. Kdy\u017e roz\u0161\u00ed\u0159ila svou \u010dinnost a za\u010dala nab\u00edzet slu\u017eby p\u0159evodu pen\u011bz, p\u0159evzala ji skupina Euronet Worldwide Group a v roce 2019 se spojila se zn\u00e1mou spole\u010dnost\u00ed HiFX, kter\u00e1 se zab\u00fdv\u00e1 p\u0159evody pen\u011bz.<\/p>\n\n\n\n<p>Od t\u00e9 doby se spole\u010dnost XE stala renomovan\u00fdm a zaveden\u00fdm poskytovatelem mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz, kter\u00fd p\u016fsob\u00ed na trhu ji\u017e v\u00edce ne\u017e 20 let. D\u00edky sv\u00fdm p\u016fsobiv\u00fdm v\u00fdsledk\u016fm jako specialista v t\u00e9to oblasti p\u0159ev\u00e1d\u00ed XE ro\u010dn\u011b po cel\u00e9m sv\u011bt\u011b v\u00edce ne\u017e 115 miliard liber pro v\u00edce ne\u017e 150 000 z\u00e1kazn\u00edk\u016f.<\/p>\n\n\n\n<p>Spole\u010dnost XE si vybudovala dobrou pov\u011bst spolehliv\u00e9ho \u0159e\u0161en\u00ed pro informace o sm\u011bnn\u00fdch kurzech m\u011bn, kter\u00e9mu d\u016fv\u011b\u0159uje mnoho bank, podnik\u016f a finan\u010dn\u00edch instituc\u00ed. Nab\u00edzej\u00ed <strong>komplexn\u00ed online platforma, kter\u00e1 umo\u017e\u0148uje z\u00e1kazn\u00edk\u016fm p\u0159ev\u00e1d\u011bt pen\u00edze do v\u00edce zem\u00ed a m\u011bn ne\u017e v\u011bt\u0161ina ostatn\u00edch poskytovatel\u016f.<\/strong>, co\u017e z n\u011bj \u010din\u00ed ide\u00e1ln\u00ed volbu pro konverzi pen\u011bz do m\u00e9n\u011b obchodovan\u00fdch m\u011bn.<\/p>\n\n\n\n<p>Spole\u010dnost XE nab\u00edz\u00ed \u0159adu slu\u017eeb, v\u010detn\u011b z\u00e1kaznick\u00e9 podpory po telefonu a e-mailu a vynikaj\u00edc\u00ed, u\u017eivatelsky p\u0159\u00edv\u011btiv\u00e9 webov\u00e9 str\u00e1nky. Na serveru Trustpilot maj\u00ed skv\u011bl\u00e9 hodnocen\u00ed, co\u017e sv\u011bd\u010d\u00ed o jejich obl\u00edbenosti a spolehlivosti. Mohou se tak\u00e9 pochlubit rychlou a intuitivn\u00ed mobiln\u00ed aplikac\u00ed, kter\u00e1 je k dispozici pro za\u0159\u00edzen\u00ed Android i Apple a nab\u00edz\u00ed \u0159adu bezplatn\u00fdch n\u00e1stroj\u016f.<\/p>\n\n\n\n<p>Tato platforma pro p\u0159evod pen\u011bz je tak\u00e9 velmi bezpe\u010dn\u00e1. Jej\u00ed webov\u00e9 platformy a aplikace jsou chr\u00e1n\u011bny syst\u00e9mem Norton Security a samotn\u00e1 spole\u010dnost je autorizov\u00e1na \u00fa\u0159adem FCA. S t\u00edmto v\u011bdom\u00edm si mohou b\u00fdt z\u00e1kazn\u00edci jisti, \u017ee sv\u011b\u0159en\u00edm sv\u00fdch pen\u011bz spole\u010dnosti XE \u010din\u00ed bezpe\u010dnou volbu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"XE_Pros_Cons\"><\/span>XE klady a z\u00e1pory<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th><\/th><th>Klady<\/th><th>Nev\u00fdhody<\/th><\/tr><\/thead><tbody><tr><td>1.<\/td><td><strong>V\u00edce mo\u017enost\u00ed platby <\/strong>- Z\u00e1kazn\u00edci mohou k pos\u00edl\u00e1n\u00ed pen\u011bz pou\u017e\u00edvat bankovn\u00ed p\u0159evody, kreditn\u00ed\/debetn\u00ed karty nebo jin\u00e9 metody digit\u00e1ln\u00edho bankovnictv\u00ed.<\/td><td><strong>\u017d\u00e1dn\u00ed specializovan\u00ed spr\u00e1vci \u00fa\u010dt\u016f pro v\u0161echny z\u00e1kazn\u00edky<\/strong> - Klienti mohou z\u00edskat specializovan\u00e9 dealery od XE pouze v p\u0159\u00edpad\u011b, \u017ee prov\u00e1d\u011bj\u00ed velk\u00e9 p\u0159evody pen\u011bz nad $70 000 ro\u010dn\u011b.<\/td><\/tr><tr><td>2.<\/td><td><strong>\u00da\u017easn\u00fd z\u00e1kaznick\u00fd servis<\/strong> - XE nab\u00edz\u00ed v\u00edcejazy\u010dnou podporu ve v\u00edce ne\u017e 100 jazyc\u00edch pro e-mailov\u00e9 dotazy a dotazy p\u0159es chatbot.<\/td><td><strong>Omezen\u00e9 pokryt\u00ed exotick\u00fdch m\u011bn<\/strong> - Syst\u00e9m XE nenab\u00edz\u00ed podporu pro p\u0159evody v \u0159ad\u011b mal\u00fdch m\u011bn ze zem\u00ed v regionech, jako je Afrika, Asie, v\u00fdchodn\u00ed Evropa a Ji\u017en\u00ed Amerika.<\/td><\/tr><tr><td>3.<\/td><td><strong>Vynikaj\u00edc\u00ed webov\u00e1 platforma a mobiln\u00ed aplikace<\/strong> - Spole\u010dnost XE v\u011bnuje velkou pozornost poskytov\u00e1n\u00ed snadno pou\u017eiteln\u00fdch, p\u0159\u00edmo\u010dar\u00fdch, rychl\u00fdch a intuitivn\u00edch digit\u00e1ln\u00edch \u0159e\u0161en\u00ed.<\/td><td><strong>Chyb\u011bj\u00edc\u00ed storno podm\u00ednky<\/strong> - Jakmile jsou p\u0159evody uvoln\u011bny p\u0159\u00edjemci, nelze je ukon\u010dit.<\/td><\/tr><tr><td>4.<\/td><td><strong>Mo\u017enost okam\u017eit\u00fdch vlastn\u00edch nab\u00eddek<\/strong> - Jakmile vstoup\u00edte na webov\u00e9 str\u00e1nky nebo do aplikace XE, m\u016f\u017eete vyplnit \u00fadaje o p\u0159evodu a okam\u017eit\u011b z\u00edskat informace o v\u00fd\u0161i sazeb a poplatk\u016f.<\/td><td><strong>Pr\u016fm\u011brn\u00e9 hodnocen\u00ed Trustpilot <\/strong>- B\u011bhem n\u011bkolika let kleslo hodnocen\u00ed spole\u010dnosti XE na serveru Trustpilot ze 4,5 na 4,2 hv\u011bzdi\u010dky (z 5).<\/td><\/tr><tr><td>5.<\/td><td><strong>P\u0159\u00edzniv\u00e9 sm\u011bnn\u00e9 kurzy<\/strong> - Mezi poskytovateli mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz, kte\u0159\u00ed si ke sv\u00fdm sm\u011bnn\u00fdm kurz\u016fm \u00fa\u010dtuj\u00ed p\u0159ir\u00e1\u017eku, pat\u0159\u00ed XE k t\u011bm nejv\u00fdhodn\u011bj\u0161\u00edm a ke st\u0159edn\u00edm tr\u017en\u00edm kurz\u016fm si p\u0159ipo\u010d\u00edt\u00e1v\u00e1 0,21 a\u017e 1,41 USD.<\/td><td><strong>Poplatky za p\u0159evody n\u011bkter\u00fdch drobn\u00fdch pen\u011bz<\/strong> - Z\u00e1kazn\u00edci v Evrop\u011b a <a href=\"https:\/\/moverdb.com\/cs\/moving-to-the-uk\/\" data-internallinksmanager029f6b8e52c=\"93\" title=\"St\u011bhujete se do Spojen\u00e9ho kr\u00e1lovstv\u00ed? 2022 \u017divotn\u00ed n\u00e1klady a tipy na st\u011bhov\u00e1n\u00ed\">UK<\/a> mus\u00edte zaplatit poplatek 2,00 \u20ac za p\u0159evod (2,00 \u00a3 ve Velk\u00e9 Brit\u00e1nii) za odesl\u00e1n\u00ed \u010d\u00e1stky ni\u017e\u0161\u00ed ne\u017e 250 \u20ac v Evrop\u011b (250 \u00a3 ve Velk\u00e9 Brit\u00e1nii).<\/td><\/tr><tr><td>6.<\/td><td><strong>Mo\u017enost vyzvednut\u00ed v hotovosti - <\/strong>P\u0159\u00edjemci mohou nav\u0161t\u00edvit jedno z 500 000 m\u00edst XE a vyzvednout si pen\u00edze v hotovosti.<\/td><td><\/td><\/tr><tr><td>9.<\/td><td><strong>Glob\u00e1ln\u00ed pokryt\u00ed slu\u017eeb<\/strong> - XE umo\u017e\u0148uje p\u0159evody finan\u010dn\u00edch prost\u0159edk\u016f do \u0161irok\u00e9 \u0161k\u00e1ly destinac\u00ed, v\u010detn\u011b v\u00edce ne\u017e 170 zem\u00ed a \u00fazem\u00ed na v\u0161ech kontinentech.<\/td><td><\/td><\/tr><tr><td>10.<\/td><td><strong>Solidn\u00ed m\u011bnov\u00e9 pokryt\u00ed<\/strong> - Z\u00e1kazn\u00edci mohou pos\u00edlat pen\u00edze ve v\u00edce ne\u017e 70 r\u016fzn\u00fdch m\u011bn\u00e1ch.<\/td><td><\/td><\/tr><tr><td>11.<\/td><td><strong>M\u00edstn\u00ed pokryt\u00ed <\/strong>- Z\u00e1kazn\u00edci spole\u010dnosti XE mohou z\u00edskat dal\u0161\u00ed pomoc, pokud nav\u0161t\u00edv\u00ed jednu z jej\u00edch fyzick\u00fdch pobo\u010dek v. <a href=\"https:\/\/moverdb.com\/cs\/moving-to-canada\/\" data-internallinksmanager029f6b8e52c=\"265\" title=\"St\u011bhov\u00e1n\u00ed do Kanady? 2026 N\u00e1klady na bydlen\u00ed a tipy na p\u0159est\u011bhov\u00e1n\u00ed\">Kanada<\/a>, Velk\u00e1 Brit\u00e1nie. <a href=\"https:\/\/moverdb.com\/cs\/moving-to-the-united-states\/\" data-internallinksmanager029f6b8e52c=\"94\" title=\"St\u011bhujete se do Spojen\u00fdch st\u00e1t\u016f? 2022 \u017divotn\u00ed n\u00e1klady a tipy na st\u011bhov\u00e1n\u00ed\">US<\/a>, <a href=\"https:\/\/moverdb.com\/cs\/moving-to-australia\/living-in-australia\/\" data-internallinksmanager029f6b8e52c=\"240\" title=\"21 tajemstv\u00ed o \u017eivot\u011b v Austr\u00e1lii, kter\u00e1 je t\u0159eba zn\u00e1t p\u0159ed st\u011bhov\u00e1n\u00edm\">Austr\u00e1lie<\/a>a <a href=\"https:\/\/moverdb.com\/cs\/moving-to-new-zealand\/\" data-internallinksmanager029f6b8e52c=\"324\" title=\"St\u011bhujete se na Nov\u00fd Z\u00e9land? 2026 N\u00e1klady na bydlen\u00ed a tipy na p\u0159est\u011bhov\u00e1n\u00ed\">Nov\u00fd Z\u00e9land<\/a>.<\/td><td><\/td><\/tr><tr><td>12.<\/td><td><strong>Rozs\u00e1hl\u00e9 zku\u0161enosti<\/strong> - Spole\u010dnost XE p\u016fsob\u00ed na trhu ji\u017e t\u0159i desetilet\u00ed a po roce 2019 \"zd\u011bdila\" obrovsk\u00e9 zku\u0161enosti spole\u010dnosti HiFX se zvl\u00e1d\u00e1n\u00edm mezin\u00e1rodn\u00edch finan\u010dn\u00edch operac\u00ed.<\/td><td><\/td><\/tr><tr><td>13.<\/td><td><strong>Rychl\u00e9 p\u0159evody pen\u011bz<\/strong> - Spole\u010dnost XE dokon\u010d\u00ed polovinu v\u0161ech p\u0159evod\u016f pen\u011bz b\u011bhem n\u011bkolika minut.<\/td><td><\/td><\/tr><tr><td>14.<\/td><td><strong>Upozorn\u011bn\u00ed na sm\u011bnn\u00e9 kurzy <\/strong>- Z\u00e1kazn\u00edci maj\u00ed mo\u017enost dost\u00e1vat ozn\u00e1men\u00ed o zm\u011bn\u00e1ch sm\u011bnn\u00fdch kurz\u016f prost\u0159ednictv\u00edm textov\u00fdch zpr\u00e1v, upozorn\u011bn\u00ed v mobiln\u00ed aplikaci nebo e-mailu.<\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"XE_Key_Attributes\"><\/span>Kl\u00ed\u010dov\u00e9 atributy XE<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Zalo\u017eeno:<\/strong> 1993<\/li>\n\n\n\n<li><strong>S\u00eddlo spole\u010dnosti:<\/strong> Newmarket, Ontario, Kanada<\/li>\n\n\n\n<li><strong>Dal\u0161\u00ed kancel\u00e1\u0159e:<\/strong> Spole\u010dnost XE m\u00e1 fyzick\u00e9 pobo\u010dky na n\u011bkolika m\u00edstech v hlavn\u00edch centrech po cel\u00e9m sv\u011bt\u011b, zejm\u00e9na v Kanad\u011b, Austr\u00e1lii, Spojen\u00fdch st\u00e1tech, Velk\u00e9 Brit\u00e1nii a na Nov\u00e9m Z\u00e9landu;<\/li>\n\n\n\n<li><strong>Ro\u010dn\u00ed objem obchod\u016f:<\/strong> Posledn\u00ed v\u00fdro\u010dn\u00ed zpr\u00e1va spole\u010dnosti XE uv\u00e1d\u00ed, \u017ee spole\u010dnost p\u0159evedla 115 miliard liber v mal\u00fdch a velk\u00fdch transakc\u00edch;<\/li>\n\n\n\n<li><strong>Po\u010det zam\u011bstnanc\u016f:<\/strong> Vzhledem k tomu, \u017ee XE je mezin\u00e1rodn\u00ed spole\u010dnost, m\u016f\u017eeme ji s ohledem na po\u010det zam\u011bstnanc\u016f (v sou\u010dasn\u00e9 dob\u011b jich m\u00e1 asi 350) ozna\u010dit za st\u0159edn\u011b velk\u00fd podnik;<\/li>\n\n\n\n<li><strong>Hodnocen\u00ed Trustpilot:<\/strong> Spole\u010dnost XE se um\u00edstila pom\u011brn\u011b vysoko na seznamu nejlep\u0161\u00edch spole\u010dnost\u00ed pro mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz s hodnocen\u00edm Trustpilot 4,2 z 5 hv\u011bzdi\u010dek (leden 2023);<\/li>\n\n\n\n<li><strong>Po\u010det klient\u016f:<\/strong> Jako spole\u010dnost, kter\u00e1 v pr\u016fb\u011bhu let nab\u00edzela mnoho r\u016fzn\u00fdch slu\u017eeb, slou\u017eila XE milion\u016fm z\u00e1kazn\u00edk\u016f. Dnes ro\u010dn\u011b vy\u0159\u00edd\u00ed mezin\u00e1rodn\u00ed a vnitrost\u00e1tn\u00ed p\u0159evody pen\u011bz pro p\u0159ibli\u017en\u011b 150 000 klient\u016f (Chlub\u00ed se v\u00edce ne\u017e 280 miliony n\u00e1v\u0161t\u011bvn\u00edk\u016f online);<\/li>\n\n\n\n<li><strong>Dostupn\u00e9 zem\u011b:<\/strong> S v\u00fdjimkou asi 20 zem\u00ed je XE k dispozici v podstat\u011b v\u0161ude. To z nich \u010din\u00ed vhodnou mo\u017enost bezpe\u010dn\u00e9ho a spolehliv\u00e9ho p\u0159evodu pen\u011bz pro obyvatele v\u00edce ne\u017e 170 zem\u00ed;<\/li>\n\n\n\n<li><strong>Po\u010det m\u011bn:<\/strong> Z\u00e1kazn\u00edci spole\u010dnosti XE mohou vyu\u017e\u00edvat digit\u00e1ln\u00ed pen\u011b\u017eenku pro v\u00edce m\u011bn, kde mohou uchov\u00e1vat nebo pos\u00edlat\/p\u0159ij\u00edmat pen\u00edze ve v\u00edce ne\u017e 50 r\u016fzn\u00fdch m\u011bn\u00e1ch (v z\u00e1vislosti na zemi bydli\u0161t\u011b);<\/li>\n\n\n\n<li><strong>Minim\u00e1ln\u00ed limit p\u0159enosu:<\/strong> XE nem\u00e1 \u017e\u00e1dn\u00e9 omezen\u00ed, jak mal\u00fd m\u016f\u017ee b\u00fdt v\u00e1\u0161 p\u0159evod. Minim\u00e1ln\u00ed \u010d\u00e1stka, kterou s nimi m\u016f\u017eete poslat, je 1 \u00a3;<\/li>\n\n\n\n<li><strong>Maxim\u00e1ln\u00ed limit p\u0159enosu:<\/strong> V z\u00e1vislosti na tom, kde jste zaregistrov\u00e1ni, stanov\u00ed spole\u010dnost XE limit maxim\u00e1ln\u00ed \u010d\u00e1stky, kterou m\u016f\u017eete jej\u00edm prost\u0159ednictv\u00edm poslat. Pro obyvatele Spojen\u00e9ho kr\u00e1lovstv\u00ed a Evropsk\u00e9 unie je tento limit 350 000 GBP, obyvatel\u00e9 USA mohou pos\u00edlat a\u017e $535 000, Kana\u010fan\u00e9 mohou p\u0159ev\u00e1d\u011bt a\u017e $535 000 CAD a ti, kte\u0159\u00ed se nach\u00e1zej\u00ed na Nov\u00e9m Z\u00e9landu, mohou prov\u00e1d\u011bt p\u0159evody a\u017e do v\u00fd\u0161e $750 000 NZD;<\/li>\n\n\n\n<li><strong>Poplatek za p\u0159estup:<\/strong> Spole\u010dnost XE sice \u00fa\u010dtuje poplatky za p\u0159evody pro z\u00e1kazn\u00edky v Evrop\u011b, ale pouze za p\u0159evody mal\u00fdch \u010d\u00e1stek. Poplatek za p\u0159evod \u010d\u00e1stky ni\u017e\u0161\u00ed ne\u017e 250 GBP ve Spojen\u00e9m kr\u00e1lovstv\u00ed \u010din\u00ed 2,00 GBP a za p\u0159evod \u010d\u00e1stky do 250 EUR \u010din\u00ed poplatek 2,00 EUR. Ti, kdo prov\u00e1d\u011bj\u00ed p\u0159evody vy\u0161\u0161\u00ed ne\u017e tyto \u010d\u00e1stky, a v\u0161ichni, kdo se nach\u00e1zej\u00ed jinde, nebudou platit \u017e\u00e1dn\u00e9 poplatky za p\u0159evod;<\/li>\n\n\n\n<li><strong>Kurzov\u00e1 p\u0159ir\u00e1\u017eka<\/strong>: P\u0159ir\u00e1\u017eka, kterou spole\u010dnost XE p\u0159ipo\u010d\u00edt\u00e1v\u00e1 ke sv\u00fdm sm\u011bnn\u00fdm kurz\u016fm, z\u00e1vis\u00ed na tom, kde se nach\u00e1z\u00edte, kde se nach\u00e1z\u00ed v\u00e1\u0161 p\u0159\u00edjemce, kter\u00e9 m\u011bny chcete pro p\u0159evod pou\u017e\u00edt, a na zvolen\u00e9m zp\u016fsobu platby. Pr\u016fm\u011brn\u00e1 p\u0159ir\u00e1\u017eka k jejich sm\u011bnn\u00fdm kurz\u016fm se pohybuje od 0,2% do 1,4% u st\u0159edn\u00edch tr\u017en\u00edch kurz\u016f;<\/li>\n\n\n\n<li><strong>Zas\u00edl\u00e1n\u00ed pen\u011bz prost\u0159ednictv\u00edm:<\/strong> Kdy\u017e pot\u0159ebujete prov\u00e9st p\u0159evod pen\u011bz pomoc\u00ed XE, m\u016f\u017eete jej financovat p\u0159ipojen\u00edm bankovn\u00edho \u00fa\u010dtu nebo p\u0159id\u00e1n\u00edm kreditn\u00ed \u010di debetn\u00ed karty k online \u00fa\u010dtu. K dispozici jsou tak\u00e9 dal\u0161\u00ed platebn\u00ed metody, kter\u00e9 jsou rovn\u011b\u017e v\u00e1z\u00e1ny na bankovn\u00ed p\u0159evody, jako je inkaso, BillPay, BPAY, PayID a Interac;<\/li>\n\n\n\n<li><strong>P\u0159\u00edjem pen\u011bz prost\u0159ednictv\u00edm:<\/strong> P\u0159\u00edjemci obdr\u017e\u00ed pen\u00edze na sv\u016fj online \u00fa\u010det XE. Odtud si mohou vybrat, zda si je vyberou na sv\u016fj bankovn\u00ed \u00fa\u010det p\u0159ipojen\u00edm jednoho z nich, nebo si napl\u00e1novat vyzvednut\u00ed hotovosti na jednom z 500 000 m\u00edst XE po cel\u00e9m sv\u011bt\u011b;<\/li>\n\n\n\n<li><strong>Flexibilita plateb:<\/strong> Z\u00e1kazn\u00edci mohou pomoc\u00ed vynikaj\u00edc\u00ed webov\u00e9 platformy nebo mobiln\u00ed aplikace XE iniciovat p\u0159evody a rychle za n\u011b zaplatit jednoduch\u00fdm propojen\u00edm sv\u00e9ho bankovn\u00edho \u00fa\u010dtu nebo kreditn\u00ed\/debetn\u00ed karty;<\/li>\n\n\n\n<li><strong>Podporovan\u00e9 jazyky:<\/strong> Webov\u00e9 str\u00e1nky a z\u00e1kaznickou podporu spole\u010dnosti XE lze pou\u017e\u00edvat v angli\u010dtin\u011b, n\u011bm\u010din\u011b, \u0161pan\u011bl\u0161tin\u011b, francouz\u0161tin\u011b, portugal\u0161tin\u011b, ital\u0161tin\u011b, \u0161v\u00e9d\u0161tin\u011b, arab\u0161tin\u011b, japon\u0161tin\u011b a \u010d\u00edn\u0161tin\u011b;<\/li>\n\n\n\n<li><strong>Reguluje:<\/strong> V sou\u010dasn\u00e9 dob\u011b je spole\u010dnost XE autorizov\u00e1na:\n<ul class=\"wp-block-list\">\n<li>Kanadsk\u00e9 centrum pro anal\u00fdzu finan\u010dn\u00edch transakc\u00ed a zpr\u00e1v (FINTRAC) a \u00da\u0159ad pro dohled nad finan\u010dn\u00edmi institucemi (OSFI) v Kanad\u011b;<\/li>\n\n\n\n<li>Financial Conduct Authority (FCA) ve Spojen\u00e9m kr\u00e1lovstv\u00ed;<\/li>\n\n\n\n<li>Financial Crimes Enforcement Network (FinCEN) v USA;<\/li>\n\n\n\n<li>Australsk\u00e1 komise pro cenn\u00e9 pap\u00edry a investice (ASIC) v Austr\u00e1lii.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Mobiln\u00ed aplikace:<\/strong> Spole\u010dnost XE nab\u00edz\u00ed skv\u011blou mobiln\u00ed aplikaci, kterou m\u016f\u017eete z\u00edskat prost\u0159ednictv\u00edm <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.xe.currency\" target=\"_blank\" rel=\"noreferrer noopener\">Google Play pro Android<\/a> (hodnocen\u00ed 3,5 \/ 5 hv\u011bzdi\u010dek) a <a href=\"https:\/\/apps.apple.com\/app\/apple-store\/id315241195?pt=211875&amp;ct=Website%20-%20QR%20Code&amp;mt=8\" target=\"_blank\" rel=\"noreferrer noopener\">App Store pro iOS<\/a> (hodnocen\u00ed 4,3 \/ 5 hv\u011bzdi\u010dek). Tato aplikace poskytuje z\u00e1kazn\u00edk\u016fm mnoho mo\u017enost\u00ed p\u0159evodu a financov\u00e1n\u00ed, v\u010detn\u011b:\n<ul class=\"wp-block-list\">\n<li>Prov\u00e1d\u011bn\u00ed mezin\u00e1rodn\u00edch a vnitrost\u00e1tn\u00edch p\u0159evod\u016f pen\u011bz;<\/li>\n\n\n\n<li>Zprost\u0159edkov\u00e1n\u00ed p\u0159evod\u016f pen\u011bz p\u0159i vyzvednut\u00ed hotovosti;<\/li>\n\n\n\n<li>Sledov\u00e1n\u00ed stavu ka\u017ed\u00e9ho transferu;<\/li>\n\n\n\n<li>Sledov\u00e1n\u00ed m\u011bnov\u00fdch kurz\u016f v re\u00e1ln\u00e9m \u010dase;<\/li>\n\n\n\n<li>Dr\u017een\u00ed pen\u011bz v digit\u00e1ln\u00ed pen\u011b\u017eence s v\u00edce m\u011bnami;<\/li>\n\n\n\n<li>P\u0159evod mezi r\u016fzn\u00fdmi m\u011bnami;<\/li>\n\n\n\n<li>Nastaven\u00ed kurzov\u00fdch upozorn\u011bn\u00ed.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Ocen\u011bn\u00ed: <\/strong>Spole\u010dnost XE se nem\u016f\u017ee pochlubit mnoha ofici\u00e1ln\u00edmi uzn\u00e1n\u00edmi za svou pr\u00e1ci v oblasti mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz. Jedn\u00edm z ocen\u011bn\u00ed, kter\u00e9 ned\u00e1vno obdr\u017eeli, je International Money Transfers Outstanding Value Award (Canstar, 2021);<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/xe-money-transfer.sjv.io\/eKER1g\" target=\"_blank\" rel=\"nofollow noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"652\" src=\"https:\/\/moverdb.com\/wp-content\/uploads\/xe-money-transfer-1024x652.png\" alt=\"Domovsk\u00e1 str\u00e1nka Xe\" class=\"wp-image-7322\" srcset=\"https:\/\/moverdb.com\/wp-content\/uploads\/xe-money-transfer-1024x652.png 1024w, https:\/\/moverdb.com\/wp-content\/uploads\/xe-money-transfer-300x191.png 300w, https:\/\/moverdb.com\/wp-content\/uploads\/xe-money-transfer-18x12.png 18w, https:\/\/moverdb.com\/wp-content\/uploads\/xe-money-transfer-600x382.png 600w, https:\/\/moverdb.com\/wp-content\/uploads\/xe-money-transfer.png 1247w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"XE_Features\"><\/span>Funkce XE<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Spole\u010dnost XE je p\u0159edn\u00edm poskytovatelem slu\u017eeb mezin\u00e1rodn\u00edho p\u0159evodu pen\u011bz, kter\u00fd sv\u00fdm z\u00e1kazn\u00edk\u016fm nab\u00edz\u00ed celou \u0159adu mo\u017enost\u00ed. Mezi kl\u00ed\u010dov\u00e9 vlastnosti slu\u017eby pat\u0159\u00ed:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Bankovn\u00ed p\u0159evody<\/strong>: XE umo\u017e\u0148uje z\u00e1kazn\u00edk\u016fm pos\u00edlat pen\u00edze p\u0159\u00edmo na bankovn\u00ed \u00fa\u010det ve v\u00edce ne\u017e 170 zem\u00edch. Je to pohodln\u00e1 mo\u017enost pro ty, kte\u0159\u00ed pot\u0159ebuj\u00ed prov\u00e1d\u011bt pravideln\u00e9 platby, nap\u0159\u00edklad za hypot\u00e9ku nebo n\u00e1jem, nebo pro ty, kte\u0159\u00ed cht\u011bj\u00ed p\u0159ev\u00e9st pen\u00edze rodinn\u00fdm p\u0159\u00edslu\u0161n\u00edk\u016fm \u017eij\u00edc\u00edm v zahrani\u010d\u00ed;<\/li>\n\n\n\n<li><strong>Online p\u0159evody<\/strong>: Krom\u011b bankovn\u00edch p\u0159evod\u016f nab\u00edz\u00ed spole\u010dnost XE tak\u00e9 mo\u017enost pos\u00edlat pen\u00edze online. Z\u00e1kazn\u00edci tak mohou p\u0159ev\u00e9st pen\u00edze na \u00fa\u010det elektronick\u00e9 pen\u011b\u017eenky nebo mobiln\u00edch pen\u011bz p\u0159\u00edjemce, kter\u00fd je pak m\u016f\u017ee pou\u017e\u00edt k n\u00e1kup\u016fm nebo v\u00fdb\u011bru hotovosti;<\/li>\n\n\n\n<li><strong>Vyzvednut\u00ed hotovosti<\/strong>: Tento typ p\u0159evodu umo\u017e\u0148uje z\u00e1kazn\u00edk\u016fm poslat pen\u00edze na m\u00edsto pro vyzvednut\u00ed hotovosti, kam si p\u0159\u00edjemce m\u016f\u017ee j\u00edt pen\u00edze vyzvednout. Jedn\u00e1 se o pohodlnou mo\u017enost pro lidi, kte\u0159\u00ed \u017eij\u00ed v odlehl\u00fdch oblastech nebo nemaj\u00ed p\u0159\u00edstup k bankovn\u00edmu \u00fa\u010dtu;<\/li>\n\n\n\n<li><strong>Sledov\u00e1n\u00ed v re\u00e1ln\u00e9m \u010dase<\/strong>: Online platforma spole\u010dnosti XE umo\u017e\u0148uje z\u00e1kazn\u00edk\u016fm sledovat jejich p\u0159evody v re\u00e1ln\u00e9m \u010dase, co\u017e jim d\u00e1v\u00e1 klid a mo\u017enost zjistit, kde p\u0159esn\u011b se jejich pen\u00edze v dan\u00e9m okam\u017eiku nach\u00e1zej\u00ed;<\/li>\n\n\n\n<li><strong>V\u00edce mo\u017enost\u00ed platby<\/strong>: Z\u00e1kazn\u00edci si mohou vybrat z n\u011bkolika mo\u017enost\u00ed platby, v\u010detn\u011b bankovn\u00edch p\u0159evod\u016f, debetn\u00edch a kreditn\u00edch karet, aby byl jejich p\u0159evod snadn\u00fd a pohodln\u00fd;<\/li>\n<\/ul>\n\n\n\n<p>Pokud jde o typ \u00fa\u010dtu, kter\u00fd si m\u016f\u017eete u XE otev\u0159\u00edt, spole\u010dnost m\u00e1 jeden typ online \u00fa\u010dtu, kter\u00fd mohou z\u00e1kazn\u00edci pou\u017e\u00edvat pro p\u0159\u00edstup ke v\u0161em jej\u00edm slu\u017eb\u00e1m. Pro podniky, kter\u00e9 pot\u0159ebuj\u00ed prov\u00e1d\u011bt mezin\u00e1rodn\u00ed platby, v\u0161ak Xe nab\u00edz\u00ed \u0159adu firemn\u00edch \u0159e\u0161en\u00ed. Mezi tato \u0159e\u0161en\u00ed pat\u0159\u00ed nap\u0159:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Forwardov\u00e9 smlouvy<\/strong>: Tento typ p\u0159evodu umo\u017e\u0148uje podnik\u016fm uzamknout sm\u011bnn\u00fd kurz na budouc\u00ed datum, co\u017e je m\u016f\u017ee ochr\u00e1nit p\u0159ed v\u00fdkyvy m\u011bny. To je u\u017eite\u010dn\u00e9 zejm\u00e9na pro podniky, kter\u00e9 pot\u0159ebuj\u00ed prov\u00e1d\u011bt pravideln\u00e9 platby, nebo pro ty, kter\u00e9 jsou vystaveny m\u011bnov\u00e9mu riziku;<\/li>\n\n\n\n<li><strong>Hromadn\u00e9 a opakovan\u00e9 platby<\/strong>: Tento typ p\u0159evodu umo\u017e\u0148uje podnik\u016fm prov\u00e1d\u011bt v\u00edce plateb najednou, co\u017e m\u016f\u017ee u\u0161et\u0159it \u010das a sn\u00ed\u017eit administrativn\u00ed n\u00e1klady. Je ide\u00e1ln\u00ed pro podniky, kter\u00e9 pot\u0159ebuj\u00ed prov\u00e9st v\u00edce plateb dodavatel\u016fm nebo zam\u011bstnanc\u016fm v r\u016fzn\u00fdch zem\u00edch;<\/li>\n\n\n\n<li><strong>P\u0159\u00edstup pro v\u00edce u\u017eivatel\u016f<\/strong>: Tato funkce umo\u017e\u0148uje p\u0159\u00edstup k mezin\u00e1rodn\u00edm platb\u00e1m a jejich prov\u00e1d\u011bn\u00ed v\u00edce u\u017eivatel\u016fm v r\u00e1mci podniku. To m\u016f\u017ee b\u00fdt u\u017eite\u010dn\u00e9 pro podniky s v\u00edce pobo\u010dkami a odd\u011blen\u00edmi;<\/li>\n\n\n\n<li><strong>Vyhrazen\u00fd mana\u017eer \u00fa\u010dtu<\/strong>: Firemn\u00ed klienti, kte\u0159\u00ed prov\u00e1d\u011bj\u00ed velk\u00e9 p\u0159evody pen\u011bz (minim\u00e1ln\u011b $70 000 ro\u010dn\u011b), z\u00edskaj\u00ed specializovan\u00e9ho spr\u00e1vce \u00fa\u010dtu, kter\u00fd poskytuje individu\u00e1ln\u00ed slu\u017eby a podporu. To m\u016f\u017ee podnik\u016fm pomoci zefektivnit jejich mezin\u00e1rodn\u00ed platby a zajistit hladk\u00fd pr\u016fb\u011bh cel\u00e9ho procesu.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"XE_International_Money_Transfer_Costs\"><\/span>N\u00e1klady na mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz XE<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Xe je cenov\u011b v\u00fdhodnou a pohodlnou alternativou k tradi\u010dn\u00edm bank\u00e1m pro mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz. D\u00edky konkurenceschopn\u00fdm sm\u011bnn\u00fdm kurz\u016fm a n\u00edzk\u00fdm poplatk\u016fm mohou z\u00e1kazn\u00edci v\u00fdrazn\u011b u\u0161et\u0159it a jej\u00ed rychl\u00e1 a snadno pou\u017eiteln\u00e1 online platforma je pohodlnou volbou pro ty, kte\u0159\u00ed pot\u0159ebuj\u00ed p\u0159ev\u00e9st pen\u00edze do zahrani\u010d\u00ed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Exchange_Rates\"><\/span>Sm\u011bnn\u00e9 kurzy<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Xe obvykle nab\u00edz\u00ed v\u00fdhodn\u011bj\u0161\u00ed sm\u011bnn\u00e9 kurzy ne\u017e tradi\u010dn\u00ed banky. Je to proto, \u017ee se Xe specializuje na sm\u011bnu m\u011bn a m\u00e1 velk\u00fd objem transakc\u00ed, co\u017e j\u00ed umo\u017e\u0148uje nab\u00edzet v\u00fdhodn\u011bj\u0161\u00ed kurzy.<\/p>\n\n\n\n<p>V z\u00e1vislosti na v\u00fd\u0161i p\u0159ev\u00e1d\u011bn\u00fdch pen\u011bz se poplatky za sm\u011bnu u spole\u010dnosti XE mohou pohybovat v rozmez\u00ed od <strong>od 0,2% u velk\u00fdch p\u0159evod\u016f pen\u011bz a\u017e po 1,4% u mal\u00fdch p\u0159evod\u016f pen\u011bz.<\/strong>. V \u00favahu se berou tak\u00e9 faktory, jako jsou zem\u011b p\u016fvodu a ur\u010den\u00ed a m\u011bny, kter\u00e9 se na p\u0159evodu pod\u00edlej\u00ed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Transfer_Fees\"><\/span>Poplatky za p\u0159evod<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Slu\u017eba p\u0159enosu spole\u010dnosti XE je jedine\u010dn\u00e1 v tom, \u017ee <strong>ne\u00fa\u010dtuje z\u00e1kazn\u00edk\u016fm \u017e\u00e1dn\u00e9 poplatky za p\u0159evod<\/strong>, bez ohledu na c\u00edlovou zemi nebo m\u011bnu, do kter\u00e9 se rozhodnou prov\u00e9st konverzi. T\u00edm se li\u0161\u00ed od tradi\u010dn\u00edch bank, kter\u00e9 si za mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz \u010dasto \u00fa\u010dtuj\u00ed poplatky.<\/p>\n\n\n\n<p>Jedinou v\u00fdjimkou jsou z\u00e1kazn\u00edci v Evrop\u011b, kte\u0159\u00ed prov\u00e1d\u011bj\u00ed drobn\u00e9 p\u0159evody pen\u011bz. <strong>Poplatek za p\u0159evod \u010d\u00e1stky ni\u017e\u0161\u00ed ne\u017e 250 GBP ve Spojen\u00e9m kr\u00e1lovstv\u00ed \u010din\u00ed 2,00 GBP a poplatek za p\u0159evod \u010d\u00e1stky do 250 EUR \u010din\u00ed 2,00 EUR.<\/strong>. Ti, kte\u0159\u00ed prov\u00e1d\u011bj\u00ed p\u0159evody vy\u0161\u0161\u00ed ne\u017e tyto \u010d\u00e1stky, a v\u0161ichni, kte\u0159\u00ed se nach\u00e1zej\u00ed jinde, nebudou platit \u017e\u00e1dn\u00e9 poplatky za p\u0159evod.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Additional_Fees\"><\/span>Dal\u0161\u00ed poplatky<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Spole\u010dnost XE nem\u00e1 \u017e\u00e1dn\u00e9 dal\u0161\u00ed nebo skryt\u00e9 poplatky za sv\u00e9 slu\u017eby nad r\u00e1mec kurzov\u00e9ho rozp\u011bt\u00ed. Banky, kter\u00e9 zpracov\u00e1vaj\u00ed n\u011bkter\u00e9 \u010d\u00e1sti transakce, v\u0161ak mohou z\u00e1kazn\u00edk\u016fm \u00fa\u010dtovat poplatky t\u0159et\u00edch stran, nap\u0159\u00edklad poplatek za SWIFT. Tyto poplatky ne\u00fa\u010dtuje p\u0159\u00edmo spole\u010dnost XE, ale banky, kter\u00e9 vyu\u017e\u00edv\u00e1 k poskytov\u00e1n\u00ed sv\u00fdch slu\u017eeb.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Summary\"><\/span>Souhrn<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Zde jsou uvedeny poplatky, na kter\u00e9 by si z\u00e1kazn\u00edci m\u011bli d\u00e1t pozor p\u0159i prov\u00e1d\u011bn\u00ed mezin\u00e1rodn\u00edho p\u0159evodu pen\u011bz pomoc\u00ed XE:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>P\u0159estupn\u00ed poplatky<\/strong>: 0% (2,00 \u00a3 do 250 \u00a3 (UK) a 2,00 \u20ac do 250 \u20ac (EU));<\/li>\n\n\n\n<li><strong>Sm\u011bnn\u00e9 kurzy<\/strong>: p\u0159ir\u00e1\u017eka ke st\u0159edn\u00edmu tr\u017en\u00edmu kurzu, kter\u00fd se pohybuje mezi 0,2% a 1,4% v z\u00e1vislosti na \u010d\u00e1stce, zemi a m\u011bn\u011b p\u0159evodu;<\/li>\n\n\n\n<li><strong>Poplatky t\u0159et\u00edch stran<\/strong>: Poplatky SWIFT, kter\u00e9 si \u00fa\u010dtuj\u00ed banky zpracov\u00e1vaj\u00edc\u00ed \u010d\u00e1sti transakce.<\/li>\n<\/ul>\n\n\n\n<p>N\u011bkte\u0159\u00ed z\u00e1kazn\u00edci XE mohou m\u00edt pot\u00ed\u017ee s ur\u010den\u00edm sazeb a poplatk\u016f za konkr\u00e9tn\u00ed p\u0159evod, proto\u017ee nemaj\u00ed k dispozici specializovan\u00e9ho spr\u00e1vce \u00fa\u010dtu, pokud nep\u0159ev\u00e1d\u011bj\u00ed minim\u00e1ln\u011b $70 000 ro\u010dn\u011b.<\/p>\n\n\n\n<p>Z\u00e1v\u011brem lze \u0159\u00edci, \u017ee XE je skv\u011blou volbou pro prov\u00e1d\u011bn\u00ed mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz jak\u00e9koli velikosti. Pokud v\u00e1s zaj\u00edmaj\u00ed dal\u0161\u00ed spole\u010dnosti zab\u00fdvaj\u00edc\u00ed se p\u0159evody pen\u011bz, m\u016f\u017eete se pod\u00edvat na dal\u0161\u00ed poskytovatele v na\u0161\u00ed nab\u00eddce. <a href=\"https:\/\/moverdb.com\/cs\/best-international-money-transfer-services\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/\" rel=\"noreferrer noopener\">p\u0159ehled nejlep\u0161\u00edch slu\u017eeb pro mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Safe_is_XE\"><\/span>Jak bezpe\u010dn\u00fd je XE?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>XE je jednou z mo\u017enost\u00ed mezin\u00e1rodn\u00edho p\u0159evodu pen\u011bz. Nasb\u00edrala v\u00edce ne\u017e 30 let zku\u0161enost\u00ed v oblasti finan\u010dn\u00edch p\u0159evod\u016f a sm\u011bn\u00e1ren a z\u00e1rove\u0148 pro\u0161la p\u0159\u00edsn\u00fdmi regulacemi mnoha st\u00e1tn\u00edch org\u00e1n\u016f.<\/p>\n\n\n\n<p>V sou\u010dasn\u00e9 dob\u011b spole\u010dnost XE zprost\u0159edkov\u00e1v\u00e1 p\u0159evody v hodnot\u011b 115 miliard liber a ro\u010dn\u011b obslou\u017e\u00ed v\u00edce ne\u017e 150 000 soukrom\u00fdch a firemn\u00edch klient\u016f.<\/p>\n\n\n\n<p>V roce 2019 se poskytovatel spojil s renomovanou spole\u010dnost\u00ed HiFX, kter\u00e1 se zab\u00fdv\u00e1 mezin\u00e1rodn\u00edmi p\u0159evody pen\u011bz. Tato spole\u010dnost ji\u017e byla na mezin\u00e1rodn\u00edm trhu dob\u0159e zaveden\u00e1 a regulovan\u00e1 ofici\u00e1ln\u00edmi povolovac\u00edmi org\u00e1ny v zem\u00edch, kde p\u016fsobila.<\/p>\n\n\n\n<p>Spole\u010dnost Xe tyto operace p\u0159evzala a p\u0159edpisy pro jejich finan\u010dn\u00ed \u010dinnosti byly bu\u010f p\u0159evedeny z HiFX, nebo je snadno z\u00edskala. To v\u0161e m\u00e1 za n\u00e1sledek vysokou \u00farove\u0148 bezpe\u010dnostn\u00edch protokol\u016f, kter\u00e9 spole\u010dnost XE zav\u00e1d\u00ed pro v\u0161echny p\u0159evody pen\u011bz a sm\u011bny m\u011bn, kter\u00e9 zpracov\u00e1v\u00e1.<\/p>\n\n\n\n<p>Spole\u010dnost XE je regulov\u00e1na v n\u00e1sleduj\u00edc\u00edch hlavn\u00edch zem\u00edch:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kanadsk\u00e9 centrum pro anal\u00fdzu finan\u010dn\u00edch transakc\u00ed a zpr\u00e1v (FINTRAC) a \u00da\u0159ad pro dohled nad finan\u010dn\u00edmi institucemi (OSFI) v Kanad\u011b;<\/li>\n\n\n\n<li>Financial Conduct Authority (FCA) ve Spojen\u00e9m kr\u00e1lovstv\u00ed;<\/li>\n\n\n\n<li>Financial Crimes Enforcement Network (FinCEN) v USA;<\/li>\n\n\n\n<li>Australsk\u00e1 komise pro cenn\u00e9 pap\u00edry a investice (ASIC) v Austr\u00e1lii.<\/li>\n<\/ul>\n\n\n\n<p>Krom\u011b toho je XE dce\u0159inou spole\u010dnost\u00ed Euronet Worldwide, ve\u0159ejn\u011b obchodovan\u00e9 spole\u010dnosti, kter\u00e1 je k\u00f3tov\u00e1na na burze NASDAQ. To znamen\u00e1, \u017ee mus\u00ed pod\u00e1vat zpr\u00e1vy sv\u00fdm akcion\u00e1\u0159\u016fm a regula\u010dn\u00edm org\u00e1n\u016fm a podl\u00e9h\u00e1 r\u016fzn\u00fdm finan\u010dn\u00edm a provozn\u00edm audit\u016fm, co\u017e je dobr\u00fdm ukazatelem jej\u00ed finan\u010dn\u00ed stability.<\/p>\n\n\n\n<p>Krom\u011b toho pou\u017e\u00edvaj\u00ed \u0161ifrov\u00e1n\u00ed na \u00farovni banky, aby chr\u00e1nili osobn\u00ed a finan\u010dn\u00ed \u00fadaje sv\u00fdch z\u00e1kazn\u00edk\u016f p\u0159i prov\u00e1d\u011bn\u00ed online transakc\u00ed.<\/p>\n\n\n\n<p>D\u00edky sv\u00e9 pov\u011bsti spolehlivosti a dodr\u017eov\u00e1n\u00ed p\u0159edpis\u016f zaznamenala spole\u010dnost XE v\u00fdznamn\u00fd r\u016fst. Do roku 2023 se spole\u010dnosti poda\u0159ilo roz\u0161\u00ed\u0159it sv\u00e9 slu\u017eby p\u0159evodu pen\u011bz do v\u00edce ne\u017e 170 zem\u00ed a ve v\u00edce ne\u017e 50 m\u011bn\u00e1ch a jej\u00ed t\u00fdm \u010d\u00edtal p\u0159es 350 zam\u011bstnanc\u016f.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Fast_is_XE\"><\/span>Jak rychl\u00fd je XE?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Spole\u010dnost XE je pova\u017eov\u00e1na za rychl\u00e9ho poskytovatele mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz. Rychlost p\u0159evodu z\u00e1vis\u00ed na n\u011bkolika faktorech, v\u010detn\u011b p\u0159ev\u00e1d\u011bn\u00e9 \u010d\u00e1stky, p\u0159\u00edslu\u0161n\u00fdch m\u011bn a pou\u017eit\u00e9ho zp\u016fsobu platby.<\/p>\n\n\n\n<p>Online platforma spole\u010dnosti XE je v\u0161ak navr\u017eena tak, aby byla u\u017eivatelsky p\u0159\u00edv\u011btiv\u00e1 a efektivn\u00ed a umo\u017enila z\u00e1kazn\u00edk\u016fm rychle a snadno zah\u00e1jit p\u0159evod. Krom\u011b toho m\u00e1 XE velk\u00fd objem transakc\u00ed, co\u017e j\u00ed umo\u017e\u0148uje rychle zpracov\u00e1vat p\u0159evody. N\u011bkter\u00e9 p\u0159evody mohou b\u00fdt dokon\u010deny b\u011bhem n\u011bkolika minut, zat\u00edmco jin\u00e9 mohou trvat i n\u011bkolik dn\u00ed.&nbsp;<\/p>\n\n\n\n<p>Doba p\u0159evodu mezi bankami je obvykle 1 a\u017e 4 pracovn\u00ed dny. V n\u011bkter\u00fdch zem\u00edch a m\u011bn\u00e1ch v\u0161ak m\u016f\u017ee b\u00fdt doba p\u0159evodu ve v\u00fdjime\u010dn\u00fdch p\u0159\u00edpadech del\u0161\u00ed. XE nab\u00edz\u00ed mo\u017enosti expresn\u00edch p\u0159evod\u016f, kter\u00e9 mohou b\u00fdt dokon\u010deny ji\u017e za 30 minut, ale tyto slu\u017eby mohou b\u00fdt dra\u017e\u0161\u00ed.<\/p>\n\n\n\n<p>St\u00e1l\u00ed z\u00e1kazn\u00edci, kte\u0159\u00ed prov\u00e1d\u011bj\u00ed mal\u00e9 a\u017e st\u0159edn\u011b velk\u00e9 p\u0159evody v n\u011bkter\u00e9 z hlavn\u00edch m\u011bn (CNH, GBP, AUD, EUR, CHF, JPY, NZD, USD, CAD nebo HKD) a mezi hlavn\u00edmi zem\u011bmi, mohou o\u010dek\u00e1vat, \u017ee jejich p\u0159evod bude dokon\u010den b\u011bhem n\u011bkolika minut.<\/p>\n\n\n\n<p>Pokud pot\u0159ebujete p\u0159esn\u00fd odhad, kdy bude v\u00e1\u0161 p\u0159evod dokon\u010den, m\u016f\u017eete se obr\u00e1tit na z\u00e1kaznick\u00fd servis spole\u010dnosti XE. Krom\u011b toho m\u016f\u017eete pou\u017e\u00edt mobiln\u00ed aplikaci XE a sledovat pr\u016fb\u011bh sv\u00e9ho p\u0159evodu v re\u00e1ln\u00e9m \u010dase. Budete tak\u00e9 dost\u00e1vat ozn\u00e1men\u00ed e-mailem o zah\u00e1jen\u00ed a dokon\u010den\u00ed p\u0159evodu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Use_XE\"><\/span>Jak pou\u017e\u00edvat XE<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Chcete-li pou\u017e\u00edvat XE pro mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz, mus\u00edte si nejprve vytvo\u0159it \u00fa\u010det na webov\u00fdch str\u00e1nk\u00e1ch nebo v mobiln\u00ed aplikaci XE. K tomu budete muset poskytnout n\u011bkter\u00e9 osobn\u00ed a finan\u010dn\u00ed \u00fadaje, jako je va\u0161e jm\u00e9no, adresa a informace o bankovn\u00edm \u00fa\u010dtu.<\/p>\n\n\n\n<p>Po nastaven\u00ed \u00fa\u010dtu m\u016f\u017eete zah\u00e1jit p\u0159evod v\u00fdb\u011brem m\u011bn, \u010d\u00e1stek, kter\u00e9 chcete p\u0159ev\u00e9st, a m\u00edsta ur\u010den\u00ed p\u0159evodu. Budete tak\u00e9 muset zvolit zp\u016fsob platby, nap\u0159\u00edklad bankovn\u00ed p\u0159evod nebo kreditn\u00ed\/debetn\u00ed kartu.<\/p>\n\n\n\n<p>XE pot\u00e9 zobraz\u00ed va\u0161i vlastn\u00ed nab\u00eddku, kter\u00e1 bude obsahovat sm\u011bnn\u00fd kurz a p\u0159\u00edpadn\u00e9 poplatky spojen\u00e9 s p\u0159evodem. Pokud s podm\u00ednkami souhlas\u00edte, m\u016f\u017eete p\u0159evod prov\u00e9st.<\/p>\n\n\n\n<p>XE pot\u00e9 p\u0159evod zpracuje a prost\u0159edky ode\u0161le na c\u00edlov\u00fd \u00fa\u010det. Pr\u016fb\u011bh p\u0159evodu m\u016f\u017eete sledovat v re\u00e1ln\u00e9m \u010dase pomoc\u00ed mobiln\u00ed aplikace XE a po zah\u00e1jen\u00ed a dokon\u010den\u00ed p\u0159evodu obdr\u017e\u00edte tak\u00e9 ozn\u00e1men\u00ed e-mailem.<\/p>\n\n\n\n<p>Pokud m\u00e1te jak\u00e9koli dotazy nebo pot\u0159ebujete s p\u0159evodem pomoci, m\u016f\u017eete se obr\u00e1tit na z\u00e1kaznick\u00fd servis spole\u010dnosti XE.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"XE_Money_Transfer_Cancellation_Policy\"><\/span>Storno podm\u00ednky p\u0159evodu pen\u011bz XE<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Pravidla spole\u010dnosti XE pro zru\u0161en\u00ed p\u0159evodu se mohou li\u0161it v z\u00e1vislosti na stavu p\u0159evodu a pou\u017eit\u00e9m zp\u016fsobu platby. Pokud p\u0159evod nebyl dokon\u010den, mohou z\u00e1kazn\u00edci p\u0159evod zru\u0161it a z\u00edskat zp\u011bt pen\u00edze. Pokud v\u0161ak byl p\u0159evod dokon\u010den, z\u00e1kazn\u00edci nemus\u00ed m\u00edt mo\u017enost p\u0159evod zru\u0161it ani obdr\u017eet n\u00e1hradu.<\/p>\n\n\n\n<p>Doporu\u010dujeme kontaktovat z\u00e1kaznick\u00fd servis spole\u010dnosti XE a informovat se o konkr\u00e9tn\u00edch podm\u00ednk\u00e1ch zru\u0161en\u00ed va\u0161eho transferu. Pro r\u016fzn\u00e9 typy p\u0159estup\u016f a pro r\u016fzn\u00e9 okolnosti mohou platit r\u016fzn\u00e9 z\u00e1sady. Mohou m\u00edt tak\u00e9 odli\u0161n\u00e9 z\u00e1sady pro mal\u00e9 a velk\u00e9 \u010d\u00e1stky a pro r\u016fzn\u00e9 m\u011bny, stejn\u011b jako pro r\u016fzn\u00e9 zp\u016fsoby platby.<\/p>\n\n\n\n<p>Je d\u016fle\u017eit\u00e9 v\u011bd\u011bt, \u017ee po dokon\u010den\u00ed p\u0159evodu a odesl\u00e1n\u00ed pen\u011bz nen\u00ed mo\u017en\u00e9 p\u0159evod vr\u00e1tit zp\u011bt nebo z\u00edskat pen\u00edze zp\u011bt, proto\u017ee pen\u00edze jsou ji\u017e na cest\u011b k p\u0159\u00edjemci.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"XE_Customer_Service\"><\/span>Z\u00e1kaznick\u00fd servis XE<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Spole\u010dnost XE nab\u00edz\u00ed z\u00e1kaznickou podporu n\u011bkolika zp\u016fsoby, v\u010detn\u011b telefonu, chatu (obvykle prost\u0159ednictv\u00edm chatbota) a online zpr\u00e1v (online kontaktn\u00ed formul\u00e1\u0159 a e-mail). Z\u00e1kaznickou podporu pro p\u0159evody pen\u011bz lze kontaktovat telefonicky 24 hodin denn\u011b, od pond\u011bl\u00ed do p\u00e1tku.<\/p>\n\n\n\n<p>Vzhledem k fyzick\u00e9 p\u0159\u00edtomnosti v Kanad\u011b, USA, Austr\u00e1lii, Velk\u00e9 Brit\u00e1nii a na Nov\u00e9m Z\u00e9landu mohou z\u00e1kazn\u00edci po\u017e\u00e1dat o dal\u0161\u00ed pomoc \u00fa\u0159edn\u00edky spole\u010dnosti XE. Spole\u010dnost XE tvrd\u00ed, \u017ee na e-maily z\u00e1kaznick\u00e9 podpory odpov\u00edd\u00e1 do 24 hodin a poskytuje odpov\u011bdi ve v\u00edce ne\u017e 100 jazyc\u00edch (v\u00edcejazy\u010dn\u00e1 podpora je k dispozici tak\u00e9 p\u0159i kontaktu s jej\u00edm n\u00e1strojem chatbot).<\/p>\n\n\n\n<p>Ru\u010d\u00edme za to, \u017ee webov\u00e9 str\u00e1nky a aplikace spole\u010dnosti XE jsou k dispozici v angli\u010dtin\u011b, n\u011bm\u010din\u011b, \u0161pan\u011bl\u0161tin\u011b, francouz\u0161tin\u011b, portugal\u0161tin\u011b, ital\u0161tin\u011b, \u0161v\u00e9d\u0161tin\u011b, arab\u0161tin\u011b, japon\u0161tin\u011b a \u010d\u00edn\u0161tin\u011b, av\u0161ak telefonick\u00e1 podpora je k dispozici pouze v angli\u010dtin\u011b.<\/p>\n\n\n\n<p>Podle online recenz\u00ed jsou z\u00e1stupci z\u00e1kaznick\u00e9ho servisu pom\u011brn\u011b ochotn\u00ed poskytnout p\u0159esn\u00e9 informace o dob\u011b p\u0159evodu, kter\u00e1 obvykle trv\u00e1 1-4 dny v z\u00e1vislosti na c\u00edlov\u00e9 zemi.<\/p>\n\n\n\n<p>N\u00ed\u017ee uv\u00e1d\u00edme telefonn\u00ed \u010d\u00edsla podpory spole\u010dnosti Xe t\u00fdkaj\u00edc\u00ed se p\u0159evod\u016f pen\u011bz:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kanada: +1-416-642-6590;<\/li>\n\n\n\n<li>USA: +1-877-932-6640;<\/li>\n\n\n\n<li>VELK\u00c1 BRIT\u00c1NIE: +44-1753-441844;<\/li>\n\n\n\n<li>Austr\u00e1lie: +61-2-8270-4500;<\/li>\n\n\n\n<li>Nov\u00fd Z\u00e9land: +64-9-306-3700;<\/li>\n\n\n\n<li><a href=\"https:\/\/moverdb.com\/cs\/moving-to-germany\/\" data-internallinksmanager029f6b8e52c=\"321\" title=\"St\u011bhov\u00e1n\u00ed do N\u011bmecka? 2026 N\u00e1klady na bydlen\u00ed a tipy na st\u011bhov\u00e1n\u00ed\">N\u011bmecko<\/a>: +44-1753-441844;<\/li>\n\n\n\n<li><a href=\"https:\/\/moverdb.com\/cs\/moving-to-spain\/\" data-internallinksmanager029f6b8e52c=\"266\" title=\"St\u011bhov\u00e1n\u00ed do \u0160pan\u011blska? 2026 N\u00e1klady na bydlen\u00ed a tipy na st\u011bhov\u00e1n\u00ed\">\u0160pan\u011blsko<\/a>: +44-1753-441844.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Does_XE_Compare_With_Its_Competitors\"><\/span>Jak si XE vede ve srovn\u00e1n\u00ed s konkurenc\u00ed?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>V porovn\u00e1n\u00ed s konkurenc\u00ed m\u00e1 XE dobrou pov\u011bst, proto\u017ee poskytuje p\u0159esn\u00e9 a aktu\u00e1ln\u00ed sm\u011bnn\u00e9 kurzy a jej\u00ed n\u00e1stroj pro p\u0159evod m\u011bn je hojn\u011b vyu\u017e\u00edv\u00e1n jednotlivci i firmami.<\/p>\n\n\n\n<p>Ostatn\u00ed konkurenti, jako nap\u0159. <strong><a href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/currencies-direct-review\/\" data-internallinksmanager029f6b8e52c=\"237\" title=\"P\u0159ehled mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz Currencies Direct 2023\">M\u011bny Direct<\/a><\/strong>, <strong><a href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/wise-review\/\" data-internallinksmanager029f6b8e52c=\"243\" title=\"P\u0159ehled mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz Wise 2023\">Moudr\u00e9<\/a><\/strong>a <strong><a href=\"https:\/\/www.torfx.com\/affiliate\/register?afflno=0302110000681579\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">TorFX<\/a><\/strong> nab\u00edzej\u00ed ni\u017e\u0161\u00ed poplatky za ur\u010dit\u00e9 typy transakc\u00ed a n\u011bkter\u00e9 z nich nab\u00edzej\u00ed i dal\u0161\u00ed funkce, jako jsou limitn\u00ed p\u0159\u00edkazy, kter\u00e9 XE nenab\u00edz\u00ed.<\/p>\n\n\n\n<p>Volba mezi XE a jeho konkurenty bude nakonec z\u00e1viset na va\u0161ich konkr\u00e9tn\u00edch pot\u0159eb\u00e1ch a preferenc\u00edch. Je dobr\u00e9 porovnat poplatky, sm\u011bnn\u00e9 kurzy a funkce v\u00edce poskytovatel\u016f a ur\u010dit, kter\u00fd z nich je pro v\u00e1s nejvhodn\u011bj\u0161\u00ed. Pod\u00edvejte se na n\u00ed\u017ee uveden\u00e9 srovn\u00e1n\u00ed a ud\u011blejte si lep\u0161\u00ed p\u0159edstavu o XE.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"XE_vs_Currencies_Direct\"><\/span>XE vs. Currencies Direct<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Funkce<\/th><th>XE<\/th><th>M\u011bny Direct<\/th><\/tr><\/thead><tbody><tr><td>Zalo\u017eeno v roce<\/td><td>1993<\/td><td>1996<\/td><\/tr><tr><td>Objem obchodov\u00e1n\u00ed<\/td><td>$115 miliard v roce 2018<\/td><td>9,5 miliardy liber v roce 2021<\/td><\/tr><tr><td>Hodnocen\u00ed Trustpilot<\/td><td>4.2 \/ 5<\/td><td>4.9 \/ 5<\/td><\/tr><tr><td>Vhodn\u00e9 pro<\/td><td>Mal\u00e9 i velk\u00e9 p\u0159evody pen\u011bz<\/td><td>Velk\u00e9 p\u0159evody pen\u011bz<\/td><\/tr><tr><td>Poplatek za p\u0159evod<\/td><td>\u00a32.00 pod \u00a3250 (UK);<br>2,00 \u20ac do 250 \u20ac (EU);<br>Za ostatn\u00ed \u010d\u00e1stky se neplat\u00ed \u017e\u00e1dn\u00fd poplatek.<\/td><td>Bez poplatku<\/td><\/tr><tr><td>Pr\u016fm\u011brn\u00e1 kurzov\u00e1 p\u0159ir\u00e1\u017eka<\/td><td>0,2% a\u017e 1,4% na st\u0159edn\u00edch tr\u017en\u00edch sazb\u00e1ch<\/td><td>0,4% a\u017e 1,4% na st\u0159edn\u00edch tr\u017en\u00edch sazb\u00e1ch<\/td><\/tr><tr><td>Minim\u00e1ln\u00ed \u010d\u00e1stka p\u0159evodu<\/td><td>\u00a31<\/td><td>\u00a31<\/td><\/tr><tr><td>Maxim\u00e1ln\u00ed \u010d\u00e1stka p\u0159evodu<\/td><td>350 000 liber (Velk\u00e1 Brit\u00e1nie a EU);<br>$535,000 (USA);<br>CAD $535,000 (Kanada);<br>NZD $750,000 (Nov\u00fd Z\u00e9land).<\/td><td>25 000 liber prost\u0159ednictv\u00edm mobiln\u00ed aplikace;<br>300 000 liber na z\u00e1klad\u011b zvl\u00e1\u0161tn\u00ed \u017e\u00e1dosti.<\/td><\/tr><tr><td>Rychlost p\u0159enosu<\/td><td>1-4 pracovn\u00ed dny<\/td><td>12-24 hodin v r\u00e1mci Evropy;<br>24-48 hodin pro zahrani\u010dn\u00ed transfery<\/td><\/tr><tr><td>Specializovan\u00fd prodejce<\/td><td>Pouze pro ty, kte\u0159\u00ed p\u0159ev\u00e1d\u011bj\u00ed v\u00edce ne\u017e $70,000<\/td><td>Ano<\/td><\/tr><tr><td>Pokryt\u00e9 zem\u011b<\/td><td>V\u00edce ne\u017e 130 zem\u00ed<\/td><td>V\u00edce ne\u017e 200 zem\u00ed<\/td><\/tr><tr><td>Zahrnut\u00e9 m\u011bny<\/td><td>T\u00e9m\u011b\u0159 100 m\u011bn<\/td><td>V\u00edce ne\u017e 70 m\u011bn<\/td><\/tr><tr><td>Platebn\u00ed metody<\/td><td>Bankovn\u00ed \u00fa\u010det nebo kreditn\u00ed\/debetn\u00ed karta<\/td><td>Bankovn\u00ed \u00fa\u010det, kreditn\u00ed\/debetn\u00ed karta nebo \u0161ek<\/td><\/tr><tr><td>Metody p\u0159\u00edjmu<\/td><td>Bankovn\u00ed \u00fa\u010det a hotovost<\/td><td>Bankovn\u00ed \u00fa\u010det<\/td><\/tr><tr><td>Mo\u017enost vyzvednut\u00ed hotovosti<\/td><td>Ano<\/td><td>Ne<\/td><\/tr><tr><td>Okam\u017eit\u00e1 vlastn\u00ed nab\u00eddka<\/td><td>Ano<\/td><td>Ne, nab\u00eddky jsou k dispozici prost\u0159ednictv\u00edm e-mailu pro registrovan\u00e9 u\u017eivatele.<\/td><\/tr><tr><td>Obchodn\u00ed funkce<\/td><td>Spotov\u00e9 kontrakty, forwardov\u00e9 kontrakty, tr\u017en\u00ed objedn\u00e1vky, digit\u00e1ln\u00ed pen\u011b\u017eenka pro v\u00edce m\u011bn, upozorn\u011bn\u00ed na kurzy a port\u00e1l API.<\/td><td>Spotov\u00e9 kontrakty, forwardov\u00e9 kontrakty, limitn\u00ed p\u0159\u00edkazy, stop-loss p\u0159\u00edkazy, opakovan\u00e9 p\u0159evody, digit\u00e1ln\u00ed pen\u011b\u017eenka pro v\u00edce m\u011bn, upozorn\u011bn\u00ed na kurzy a port\u00e1l API.<\/td><\/tr><tr><td>Vlajkov\u00e1 debetn\u00ed karta<\/td><td>Ne<\/td><td>Ne, karta pro zahrani\u010dn\u00ed cestuj\u00edc\u00ed je k dispozici prost\u0159ednictv\u00edm slu\u017eby t\u0159et\u00ed strany (<a href=\"https:\/\/www.weswap.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">WeSwap<\/a>)<\/td><\/tr><tr><td>Mobiln\u00ed aplikace<\/td><td>Ano<\/td><td>Ano<\/td><\/tr><tr><td>Storno podm\u00ednky<\/td><td>Pouze pro p\u0159evody p\u0159i vyzvednut\u00ed hotovosti, pokud si p\u0159\u00edjemce hotovost nevyzvedl.<\/td><td>Ne<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>P\u0159e\u010dt\u011bte si na\u0161e <a href=\"https:\/\/moverdb.com\/cs\/best-international-money-transfer-services\/currency-direct-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/currencies-direct-review\/\" rel=\"noreferrer noopener\">\u00fapln\u00e1 recenze Currencies Direct<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"XE_vs_Wise\"><\/span>XE vs. Wise<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Funkce<\/th><th>XE<\/th><th>Moudr\u00e9<\/th><\/tr><\/thead><tbody><tr><td>Zalo\u017eeno v roce<\/td><td>1993<\/td><td>2011<\/td><\/tr><tr><td>Objem obchodov\u00e1n\u00ed<\/td><td>$115 miliard v roce 2018<\/td><td>76,4 miliardy liber v roce 2022<\/td><\/tr><tr><td>Hodnocen\u00ed Trustpilot<\/td><td>4.2 \/ 5<\/td><td>4.5 \/ 5<\/td><\/tr><tr><td>Vhodn\u00e9 pro<\/td><td>Mal\u00e9 i velk\u00e9 p\u0159evody pen\u011bz<\/td><td>P\u0159evody mal\u00fdch \u010d\u00e1stek<\/td><\/tr><tr><td>Poplatek za p\u0159evod<\/td><td>\u00a32.00 pod \u00a3250 (UK);<br>2,00 \u20ac do 250 \u20ac (EU);<br>Za ostatn\u00ed \u010d\u00e1stky se neplat\u00ed \u017e\u00e1dn\u00fd poplatek.<\/td><td>Variabiln\u00ed poplatek - 0,4% - 0,6% z celkov\u00e9 \u010d\u00e1stky (v pr\u016fm\u011bru);<br>Fixn\u00ed poplatek - v pr\u016fm\u011bru 0,2 - 0,3 GBP<\/td><\/tr><tr><td>Pr\u016fm\u011brn\u00e1 kurzov\u00e1 p\u0159ir\u00e1\u017eka<\/td><td>0,2% a\u017e 1,4% na st\u0159edn\u00edch tr\u017en\u00edch sazb\u00e1ch<\/td><td>\u017d\u00e1dn\u00e1 p\u0159ir\u00e1\u017eka ke st\u0159edn\u00edm tr\u017en\u00edm sazb\u00e1m<\/td><\/tr><tr><td>Minim\u00e1ln\u00ed \u010d\u00e1stka p\u0159evodu<\/td><td>\u00a31<\/td><td>\u00a31<\/td><\/tr><tr><td>Maxim\u00e1ln\u00ed \u010d\u00e1stka p\u0159evodu<\/td><td>350 000 liber (Velk\u00e1 Brit\u00e1nie a EU);<br>$535,000 (USA);<br>CAD $535,000 (Kanada);<br>NZD $750,000 (Nov\u00fd Z\u00e9land).<\/td><td>$6,000,000 USD;<br>$1,8 milionu AUD;<br>$1,5 milionu CAD;<br>6 000 000 EUR;<br>\u00a35,000,000 GBP.<\/td><\/tr><tr><td>Rychlost p\u0159enosu<\/td><td>1-4 pracovn\u00ed dny<\/td><td>0-2 dny (b\u011bhem n\u011bkolika minut u v\u00edce ne\u017e 50% p\u0159enos\u016f)<\/td><\/tr><tr><td>Specializovan\u00fd prodejce<\/td><td>Pouze pro ty, kte\u0159\u00ed p\u0159ev\u00e1d\u011bj\u00ed v\u00edce ne\u017e $70,000<\/td><td>Ne<\/td><\/tr><tr><td>Pokryt\u00e9 zem\u011b<\/td><td>V\u00edce ne\u017e 130 zem\u00ed<\/td><td>V\u00edce ne\u017e 170 zem\u00ed<\/td><\/tr><tr><td>Zahrnut\u00e9 m\u011bny<\/td><td>T\u00e9m\u011b\u0159 100 m\u011bn<\/td><td>V\u00edce ne\u017e 50 m\u011bn<\/td><\/tr><tr><td>Platebn\u00ed metody<\/td><td>Bankovn\u00ed \u00fa\u010det nebo kreditn\u00ed\/debetn\u00ed karta<\/td><td>Bankovn\u00ed \u00fa\u010det, kreditn\u00ed\/debetn\u00ed karta, Apple\/Google Pay, PayPal<\/td><\/tr><tr><td>Metody p\u0159\u00edjmu<\/td><td>Bankovn\u00ed \u00fa\u010det a hotovost<\/td><td>Bankovn\u00ed \u00fa\u010det nebo bankomat (prost\u0159ednictv\u00edm online \u00fa\u010dtu)<\/td><\/tr><tr><td>Mo\u017enost vyzvednut\u00ed hotovosti<\/td><td>Ano<\/td><td>Ne<\/td><\/tr><tr><td>Okam\u017eit\u00e1 vlastn\u00ed nab\u00eddka<\/td><td>Ano<\/td><td>Ano<\/td><\/tr><tr><td>Obchodn\u00ed funkce<\/td><td>Spotov\u00e9 kontrakty, forwardov\u00e9 kontrakty, tr\u017en\u00ed objedn\u00e1vky, digit\u00e1ln\u00ed pen\u011b\u017eenka pro v\u00edce m\u011bn, upozorn\u011bn\u00ed na kurzy a port\u00e1l API.<\/td><td>D\u00e1vkov\u00e9 platby, fakturace, p\u0159\u00edstup pro v\u00edce u\u017eivatel\u016f, opakovan\u00e9 p\u0159evody, digit\u00e1ln\u00ed pen\u011b\u017eenka pro v\u00edce m\u011bn, upozorn\u011bn\u00ed na kurzy a integrace API.<\/td><\/tr><tr><td>Vlajkov\u00e1 debetn\u00ed karta<\/td><td>Ne<\/td><td>Ano<\/td><\/tr><tr><td>Mobiln\u00ed aplikace<\/td><td>Ano<\/td><td>Ano<\/td><\/tr><tr><td>Storno podm\u00ednky<\/td><td>Pouze pro p\u0159evody p\u0159i vyzvednut\u00ed hotovosti, pokud si p\u0159\u00edjemce hotovost nevyzvedl.<\/td><td>U\u017eivatel\u00e9 mohou zru\u0161it p\u0159evod, pokud na sv\u00e9m p\u0159evodu vid\u00ed mo\u017enost \"zru\u0161it p\u0159evod\".<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>P\u0159e\u010dt\u011bte si na\u0161e <a href=\"https:\/\/moverdb.com\/cs\/best-international-money-transfer-services\/moudra-recenze\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/wise-review\/\" rel=\"noreferrer noopener\">\u00fapln\u00e1 recenze Wise<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"XE_vs_TorFX\"><\/span>XE vs. TorFX<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Funkce<\/th><th>XE<\/th><th><a href=\"https:\/\/www.torfx.com\/affiliate\/register?afflno=0302110000681579\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">TorFX<\/a><\/th><\/tr><\/thead><tbody><tr><td>Zalo\u017eeno v roce<\/td><td>1993<\/td><td>2004<\/td><\/tr><tr><td>Objem obchodov\u00e1n\u00ed<\/td><td>$115 miliard v roce 2018<\/td><td>7,5 miliardy liber ro\u010dn\u011b<\/td><\/tr><tr><td>Hodnocen\u00ed Trustpilot<\/td><td>4.2 \/ 5<\/td><td>4.9 \/ 5<\/td><\/tr><tr><td>Vhodn\u00e9 pro<\/td><td>Mal\u00e9 i velk\u00e9 p\u0159evody pen\u011bz<\/td><td>Mal\u00e9 i velk\u00e9 p\u0159evody pen\u011bz<\/td><\/tr><tr><td>Poplatek za p\u0159evod<\/td><td>\u00a32.00 pod \u00a3250 (UK);<br>2,00 \u20ac do 250 \u20ac (EU);<br>Za ostatn\u00ed \u010d\u00e1stky se neplat\u00ed \u017e\u00e1dn\u00fd poplatek.<\/td><td>Bez poplatku<\/td><\/tr><tr><td>Pr\u016fm\u011brn\u00e1 kurzov\u00e1 p\u0159ir\u00e1\u017eka<\/td><td>0,2% a\u017e 1,4% na st\u0159edn\u00edch tr\u017en\u00edch sazb\u00e1ch<\/td><td>1% a\u017e 2% na st\u0159edn\u00edch tr\u017en\u00edch sazb\u00e1ch<\/td><\/tr><tr><td>Minim\u00e1ln\u00ed \u010d\u00e1stka p\u0159evodu<\/td><td>\u00a31<\/td><td>100 liber (nebo ekvivalent v m\u011bn\u011b)<\/td><\/tr><tr><td>Maxim\u00e1ln\u00ed \u010d\u00e1stka p\u0159evodu<\/td><td>350 000 liber (Velk\u00e1 Brit\u00e1nie a EU);<br>$535,000 (USA);<br>CAD $535,000 (Kanada);<br>NZD $750,000 (Nov\u00fd Z\u00e9land).<\/td><td>\u017d\u00e1dn\u00e9<\/td><\/tr><tr><td>Rychlost p\u0159enosu<\/td><td>1-4 pracovn\u00ed dny<\/td><td>0-2 hodiny pro p\u0159evody SEPA;<br>24-48 hodin pro p\u0159evody ACH<\/td><\/tr><tr><td>Specializovan\u00fd prodejce<\/td><td>Pouze pro ty, kte\u0159\u00ed p\u0159ev\u00e1d\u011bj\u00ed v\u00edce ne\u017e $70,000<\/td><td>Ano<\/td><\/tr><tr><td>Pokryt\u00e9 zem\u011b<\/td><td>V\u00edce ne\u017e 130 zem\u00ed<\/td><td>V\u00edce ne\u017e 100 zem\u00ed<\/td><\/tr><tr><td>Zahrnut\u00e9 m\u011bny<\/td><td>T\u00e9m\u011b\u0159 100 m\u011bn<\/td><td>59 m\u011bn<\/td><\/tr><tr><td>Platebn\u00ed metody<\/td><td>Bankovn\u00ed \u00fa\u010det nebo kreditn\u00ed\/debetn\u00ed karta<\/td><td>Bankovn\u00ed \u00fa\u010det<\/td><\/tr><tr><td>Metody p\u0159\u00edjmu<\/td><td>Bankovn\u00ed \u00fa\u010det a hotovost<\/td><td>Bankovn\u00ed \u00fa\u010det<\/td><\/tr><tr><td>Mo\u017enost vyzvednut\u00ed hotovosti<\/td><td>Ano<\/td><td>Ne<\/td><\/tr><tr><td>Okam\u017eit\u00e1 vlastn\u00ed nab\u00eddka<\/td><td>Ano<\/td><td>Ne<\/td><\/tr><tr><td>Obchodn\u00ed funkce<\/td><td>Spotov\u00e9 kontrakty, forwardov\u00e9 kontrakty, tr\u017en\u00ed objedn\u00e1vky, digit\u00e1ln\u00ed pen\u011b\u017eenka pro v\u00edce m\u011bn, upozorn\u011bn\u00ed na kurzy a port\u00e1l API.<\/td><td>Spotov\u00e9 kontrakty, forwardov\u00e9 kontrakty, limitn\u00ed p\u0159\u00edkazy, stop-loss p\u0159\u00edkazy, opakovan\u00e9 p\u0159evody, upozorn\u011bn\u00ed na kurzy a port\u00e1l API.<\/td><\/tr><tr><td>Vlajkov\u00e1 debetn\u00ed karta<\/td><td>Ne<\/td><td>Ne<\/td><\/tr><tr><td>Mobiln\u00ed aplikace<\/td><td>Ano<\/td><td>Ano<\/td><\/tr><tr><td>Storno podm\u00ednky<\/td><td>Pouze pro p\u0159evody p\u0159i vyzvednut\u00ed hotovosti, pokud si p\u0159\u00edjemce hotovost nevyzvedl.<\/td><td>Mo\u017en\u00e9 p\u0159i kontaktu, pokud p\u0159\u00edjemce neobdr\u017eel pen\u00edze (mohou b\u00fdt \u00fa\u010dtov\u00e1ny dal\u0161\u00ed poplatky).<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>P\u0159e\u010dt\u011bte si na\u0161e <a href=\"https:\/\/moverdb.com\/cs\/best-international-money-transfer-services\/torfx-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/torfx-review\/\" rel=\"noreferrer noopener\">\u00fapln\u00e1 recenze TorFX<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"XE_Customer_Reviews\"><\/span>Hodnocen\u00ed z\u00e1kazn\u00edk\u016f XE<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Spole\u010dnost XE je renomovan\u00fd poskytovatel p\u0159evod\u016f pen\u011bz, kter\u00fd je zn\u00e1m\u00fd sv\u00fdmi konkurenceschopn\u00fdmi sm\u011bnn\u00fdmi kurzy, n\u00edzk\u00fdmi poplatky za p\u0159evody a rychl\u00fdmi a spolehliv\u00fdmi slu\u017ebami p\u0159evodu pen\u011bz, ale na internetu se objevuj\u00ed jak pozitivn\u00ed, tak negativn\u00ed recenze.<\/p>\n\n\n\n<p>P\u0159ibli\u017en\u011b 4% jejich online recenz\u00ed je negativn\u00edch a st\u00ed\u017enosti se obvykle t\u00fdkaj\u00ed vysok\u00fdch sazeb v n\u011bkter\u00fdch p\u0159\u00edpadech, nereaguj\u00edc\u00edho person\u00e1lu a probl\u00e9m\u016f s jejich online platformou. P\u0159esto m\u00e1 XE v\u00edce ne\u017e 50 000 pozitivn\u00edch recenz\u00ed, co\u017e je o dost v\u00edce ne\u017e v\u011bt\u0161ina ostatn\u00edch spole\u010dnost\u00ed. V\u011bt\u0161ina recenz\u00ed chv\u00e1l\u00ed jejich snadn\u00e9 pou\u017e\u00edv\u00e1n\u00ed, n\u00edzk\u00e9 sm\u011bnn\u00e9 kurzy a skv\u011bl\u00fd z\u00e1kaznick\u00fd servis poskytovan\u00fd spole\u010dnost\u00ed.<\/p>\n\n\n\n<p>N\u011bkter\u00e9 dal\u0161\u00ed sm\u00ed\u0161en\u00e9 recenze uv\u00e1d\u011bj\u00ed v\u00fdrazn\u00e9 zpo\u017ed\u011bn\u00ed p\u0159i p\u0159evodech. Celkov\u011b se spole\u010dnost XE osv\u011bd\u010dila jako siln\u00e1 slu\u017eba a sna\u017e\u00ed se vy\u0159e\u0161it v\u0161echny probl\u00e9my, kter\u00e9 jej\u00ed z\u00e1kazn\u00edci mohli m\u00edt.<\/p>\n\n\n\n<p>N\u00ed\u017ee si m\u016f\u017eete p\u0159e\u010d\u00edst n\u011bkter\u00e9 skute\u010dn\u00e9 pozitivn\u00ed i negativn\u00ed zku\u0161enosti n\u011bkter\u00fdch z\u00e1kazn\u00edk\u016f s XE.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Positive_XE_Customer_Reviews\"><\/span>Pozitivn\u00ed hodnocen\u00ed z\u00e1kazn\u00edk\u016f XE<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Je to ji\u017e podruh\u00e9, co pou\u017e\u00edv\u00e1m XE pro pos\u00edl\u00e1n\u00ed pen\u011bz do zahrani\u010d\u00ed. Poprv\u00e9 jsem se trochu b\u00e1l kv\u016fli n\u011bkter\u00fdm recenz\u00edm. V\u0161e prob\u011bhlo v\u00edce ne\u017e dob\u0159e, tak\u017ee XE pou\u017e\u00edv\u00e1m i nyn\u00ed. Zat\u00edm bez jak\u00fdchkoli probl\u00e9m\u016f. Ur\u010dit\u011b je budu pou\u017e\u00edvat i v budoucnu. Je to rychl\u00e9, bezpe\u010dn\u00e9 a dob\u0159e vysv\u011btlen\u00e9 (co\u017e pro m\u011b bylo velmi d\u016fle\u017eit\u00e9, proto\u017ee nejsem technick\u00fd maniak). Tak\u00e9 konverzn\u00ed pom\u011bry jsou velmi dobr\u00e9.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63ae5e372338b6d417aada38\" target=\"_blank\" rel=\"noreferrer noopener\">SASA<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Nev\u00e1hejte je vyu\u017e\u00edt. XE.com pou\u017e\u00edv\u00e1m k p\u0159evodu pen\u011bz do USA ji\u017e n\u011bkolik let. Nikdy m\u011b nezklamali a poskytuj\u00ed velmi spolehliv\u00e9 slu\u017eby. P\u0159evod se snadno za\u0159\u00edd\u00ed, trv\u00e1 p\u00e1r dn\u00ed a pen\u00edze jsou v bance. Pou\u017e\u00edv\u00e1m ji tak\u00e9 k p\u0159evodu pen\u011bz rodin\u011b v Evrop\u011b a d\u00edky poplatku za transakci ve v\u00fd\u0161i pouh\u00fdch 2,00 GBP je \u017eivot mnohem jednodu\u0161\u0161\u00ed. XE.com bych bez v\u00fdhrad doporu\u010dil.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63c6dc1c4d0773066a3afa44\" target=\"_blank\" rel=\"noreferrer noopener\">Chris<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>V\u017edy je radost ho pou\u017e\u00edvat. Dobr\u00e9 rozhran\u00ed. Spolehliv\u00e9. S dobrou zp\u011btnou vazbou. Rychl\u00e9. Nev\u00edm, pro\u010d p\u0159evod z Velk\u00e9 Brit\u00e1nie do \u0160pan\u011blska trv\u00e1 2-3 dny a z Velk\u00e9 Brit\u00e1nie do \u0160pan\u011blska jen n\u011bkolik minut. <a href=\"https:\/\/moverdb.com\/cs\/moving-companies\/moving-companies-colombia\/\" data-internallinksmanager029f6b8e52c=\"204\" title=\"14 Nejlep\u0161\u00ed mezin\u00e1rodn\u00ed st\u011bhovac\u00ed spole\u010dnosti v Kolumbii\">Kolumbie<\/a>. A\u010dkoli aplikace \u0159\u00edk\u00e1, \u017ee je to hotov\u00e9 po n\u011bkolika minut\u00e1ch, m\u00e1 odkaz na upozorn\u011bn\u00ed, \u017ee to m\u016f\u017ee trvat 2 dny. Nejsem si jist\u00fd, zda je to pracovn\u00ed nebo kalend\u00e1\u0159n\u00ed dny.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63bed13d2338b6d417b6a4e4\" target=\"_blank\" rel=\"noreferrer noopener\">Kevin Kissack<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>S XE.com v\u017edy bezprobl\u00e9mov\u00fd p\u0159enos<\/em><\/p>\n\n\n\n<p><em>Spole\u010dnost XE.com (a p\u0159ed n\u00ed HiFX) mi v\u017edy usnad\u0148ovala p\u0159esuny pen\u011bz do Spojen\u00e9ho kr\u00e1lovstv\u00ed a zp\u011bt. Proto\u017ee to obvykle d\u011bl\u00e1m jen p\u00e1rkr\u00e1t do roka, jsem v\u017edycky trochu nejist\u00fd, ale platforma XE.com mi jasn\u011b ukazuje, jak\u00e9 kurzy jsou uzam\u010den\u00e9, a v\u017edycky je dodr\u017eovala. V\u0159ele doporu\u010duji.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63bc76392338b6d417b4c630\" target=\"_blank\" rel=\"noreferrer noopener\">David Morris<\/a><\/cite><\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Negative_XE_Customer_Reviews\"><\/span>Negativn\u00ed hodnocen\u00ed z\u00e1kazn\u00edk\u016f XE<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Pou\u017e\u00edv\u00e1m XE ji\u017e t\u00e9m\u011b\u0159 20 let bez jak\u00fdchkoli pot\u00ed\u017e\u00ed. Tentokr\u00e1t se moje platba zpozdila, nev\u00edm pro\u010d, proto\u017ee jsem nedostal \u017e\u00e1dnou komunikaci. Musel jsem zavolat do XE, abych urychlil platbu, a bylo mi \u0159e\u010deno, \u017ee mi zavolaj\u00ed zp\u011bt. \u017d\u00e1dn\u00fd zp\u011btn\u00fd telefon\u00e1t jsem neobdr\u017eel, ale platba byla provedena. V d\u016fsledku tohoto zpo\u017ed\u011bn\u00ed nebyly provedeny n\u011bkter\u00e9 platby, kter\u00e9 jsem m\u011bl nastaven\u00e9 ve \u0160pan\u011blsku, a nyn\u00ed je mus\u00edm vy\u0159e\u0161it. Spol\u00e9hal jsem na obvykl\u00fd rychl\u00fd servis ze strany XE, kter\u00fd tentokr\u00e1t chyb\u011bl.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63bc36972338b6d417b4772a\" target=\"_blank\" rel=\"noreferrer noopener\">Michael<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Na sv\u00e9m notebooku jsem se p\u0159ihl\u00e1sil ke sv\u00e9mu online \u00fa\u010dtu, abych si koupil a p\u0159evedl 8000 eur. P\u0159es \u010detn\u00e9 pokusy se mi poda\u0159ilo dokon\u010dit transakci pouze z jedn\u00e9 t\u0159etiny. Zavolal jsem do spole\u010dnosti a KONE\u010cN\u011a se s n\u00ed spojil telefonicky a vymazal mezipam\u011b\u0165 podle pokyn\u016f osoby, se kterou jsem mluvil - v\u0161e bezv\u00fdsledn\u011b. Agentka tak\u00e9 potvrdila, \u017ee m\u016fj \u00fa\u010det je v po\u0159\u00e1dku a \u017ee o m\u00fdch pot\u00ed\u017e\u00edch informuje technick\u00e9 odd\u011blen\u00ed. Nakonec jsem pou\u017eila mobiln\u00ed aplikaci a n\u00e1kup \u00fasp\u011b\u0161n\u011b dokon\u010dila. Cel\u00fd proces trval v\u00edce ne\u017e hodinu. <\/em><em>Od spole\u010dnosti XE jsem obdr\u017eel vst\u0159\u00edcnou odpov\u011b\u010f a budu ji sledovat, jakmile se vr\u00e1t\u00edm do Kanady.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/63b4acdb2338b6d417af06ea\" target=\"_blank\" rel=\"noreferrer noopener\">Jack<\/a><\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Jeliko\u017e jsem byl u spole\u010dnosti XE od dob HiFX, zjistil jsem, \u017ee od doby, kdy se stala XE, se obecn\u00e1 \u00farove\u0148 slu\u017eeb zhor\u0161ila. N\u011bkolikr\u00e1t se mi stalo, \u017ee se m\u016fj pravideln\u00fd p\u0159evod pen\u011bz opozdil, n\u011bkolikr\u00e1t jsem musel XE nah\u00e1n\u011bt kv\u016fli \u010dinnostem kolem pravideln\u00fdch p\u0159evod\u016f pen\u011bz. Doba kontaktu je p\u0159\u00ed\u0161ern\u00e1, n\u011bkdy \u010dek\u00e1m 20 minut na odpov\u011b\u010f \u010dlov\u011bka. Zp\u011btn\u00e9 vol\u00e1n\u00ed se \u010dasto v\u016fbec nekon\u00e1 a na e-maily se \u010dasto odpov\u00edd\u00e1 velmi pozd\u011b nebo v\u016fbec. Ostatn\u011b dnes mi m\u016fj pravideln\u00fd kontakt sl\u00edbil, \u017ee mi zavol\u00e1 ohledn\u011b kurzu banky a n\u00e1kupu dal\u0161\u00edch 6 m\u011bs\u00edc\u016f pen\u011bz - nikdy se tak nestalo. Ve skute\u010dnosti nyn\u00ed pro okam\u017eit\u00e9 n\u00e1kupy vyu\u017e\u00edv\u00e1m jinou spole\u010dnost.<\/em><\/p>\n<cite>- <a href=\"https:\/\/www.trustpilot.com\/reviews\/639b43dfd075435bd8dd12b8\" target=\"_blank\" rel=\"noreferrer noopener\">Nigel Dent<\/a><\/cite><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"XE_Alternatives\"><\/span>Alternativy XE<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>N\u00ed\u017ee uv\u00e1d\u00edme t\u0159i alternativy XE, kter\u00e9 jsou pova\u017eov\u00e1ny za skv\u011bl\u00e9 mo\u017enosti, proto\u017ee nab\u00edzej\u00ed n\u00edzk\u00e9 poplatky, konkurenceschopn\u00e9 sm\u011bnn\u00e9 kurzy a snadno pou\u017eiteln\u00e9 platformy. Ne ka\u017ed\u00fd m\u016f\u017ee vyu\u017e\u00edvat slu\u017eeb p\u0159evodu pen\u011bz XE, tak\u017ee n\u00ed\u017ee uveden\u00ed poskytovatel\u00e9 mohou pomoci t\u00edm, \u017ee nab\u00edzej\u00ed funkce, jako jsou n\u00e1stroje pro sestavov\u00e1n\u00ed rozpo\u010dtu, \u00fa\u010dty ve v\u00edce m\u011bn\u00e1ch a mo\u017enosti okam\u017eit\u00e9ho p\u0159evodu pen\u011bz.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"MoneyGram\"><\/span><a href=\"https:\/\/moverdb.com\/cs\/best-international-money-transfer-services\/moneygram-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/moneygram-review\" rel=\"noreferrer noopener\">MoneyGram<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><a href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/moneygram-review\/\" data-internallinksmanager029f6b8e52c=\"368\" title=\"MoneyGram International Money Transfer Review 2026\">MoneyGram<\/a> je slu\u017eba p\u0159evodu pen\u011bz, kter\u00e1 je zn\u00e1m\u00e1 sv\u00fdm \u0161irok\u00fdm z\u00e1b\u011brem. Spole\u010dnost MoneyGram p\u016fsob\u00ed ve v\u00edce ne\u017e 200 zem\u00edch a teritori\u00edch a lze ji vyu\u017e\u00edt na v\u00edce ne\u017e 350 000 m\u00edstech po cel\u00e9m sv\u011bt\u011b. Nab\u00edz\u00ed \u0159adu mo\u017enost\u00ed pro zas\u00edl\u00e1n\u00ed a p\u0159ij\u00edm\u00e1n\u00ed pen\u011bz, v\u010detn\u011b online, osobn\u00edch a mobiln\u00edch p\u0159evod\u016f. MoneyGram tak\u00e9 nab\u00edz\u00ed konkurenceschopn\u00e9 sm\u011bnn\u00e9 kurzy a relativn\u011b n\u00edzk\u00e9 poplatky.<\/p>\n\n\n\n<p>Krom\u011b toho spole\u010dnost MoneyGram poskytuje z\u00e1kazn\u00edk\u016fm \u0159adu mo\u017enost\u00ed, jak sledovat a spravovat sv\u00e9 p\u0159evody pen\u011bz, v\u010detn\u011b upozorn\u011bn\u00ed SMS, telefonick\u00e9ho a e-mailov\u00e9ho z\u00e1kaznick\u00e9ho servisu a mo\u017enosti zru\u0161it nebo zm\u011bnit p\u0159evod.<\/p>\n\n\n\n<p>Dal\u0161\u00ed v\u00fdhodou slu\u017eby MoneyGram je, \u017ee nab\u00edz\u00ed v\u00edce mo\u017enost\u00ed v\u00fdplaty, nap\u0159\u00edklad hotovost, vklad na bankovn\u00ed \u00fa\u010det a p\u0159evody z mobiln\u00ed pen\u011b\u017eenky. Nab\u00edz\u00ed tak\u00e9 funkci zvanou expresn\u00ed platebn\u00ed slu\u017eba, kter\u00e1 umo\u017e\u0148uje okam\u017eit\u00e9 placen\u00ed \u00fa\u010dt\u016f nebo dob\u00edjen\u00ed mobiln\u00edch pen\u011b\u017eenek.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wise\"><\/span><a href=\"https:\/\/moverdb.com\/cs\/best-international-money-transfer-services\/moudra-recenze\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/wise-review\" rel=\"noreferrer noopener\">Moudr\u00e9<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Jedn\u00e1 se o obl\u00edbenou online platformu, kter\u00e1 u\u017eivatel\u016fm umo\u017e\u0148uje pos\u00edlat pen\u00edze do zahrani\u010d\u00ed za zlomek ceny tradi\u010dn\u00edch bank. Vyu\u017e\u00edv\u00e1 syst\u00e9m peer-to-peer, kter\u00fd spojuje lidi, kte\u0159\u00ed cht\u011bj\u00ed poslat pen\u00edze v jedn\u00e9 m\u011bn\u011b, s t\u011bmi, kte\u0159\u00ed cht\u011bj\u00ed p\u0159ijmout pen\u00edze v jin\u00e9 m\u011bn\u011b, \u010d\u00edm\u017e se \u00fa\u010dinn\u011b zbavuje prost\u0159edn\u00edka a sni\u017euje poplatky.<\/p>\n\n\n\n<p>Spole\u010dnost Wise nab\u00edz\u00ed tak\u00e9 v\u00edcem\u011bnovou debetn\u00ed kartu, kterou lze pou\u017e\u00edvat k utr\u00e1cen\u00ed pen\u011bz v zahrani\u010d\u00ed bez dal\u0161\u00edch poplatk\u016f. Jejich vyu\u017e\u00edv\u00e1n\u00ed re\u00e1ln\u00fdch st\u0159edn\u00edch kurz\u016f m\u016f\u017ee z\u00e1kazn\u00edk\u016fm pomoci z\u00edskat lep\u0161\u00ed sm\u011bnn\u00e9 kurzy p\u0159i pos\u00edl\u00e1n\u00ed pen\u011bz do zahrani\u010d\u00ed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolut\"><\/span><a href=\"https:\/\/moverdb.com\/cs\/best-international-money-transfer-services\/revolut-review\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/moverdb.com\/international-money-transfer-services\/revolut-review\" rel=\"noreferrer noopener\">Revolut<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><a href=\"https:\/\/moverdb.com\/cs\/international-money-transfer-services\/revolut-review\/\" data-internallinksmanager029f6b8e52c=\"369\" title=\"Revolut International Money Transfer Review 2026\">Revolut<\/a> je alternativou digit\u00e1ln\u00edho bankovnictv\u00ed, kter\u00e1 nab\u00edz\u00ed \u0159adu funkc\u00ed, v\u010detn\u011b mo\u017enosti dr\u017eet a sm\u011b\u0148ovat v\u00edce m\u011bn a prov\u00e1d\u011bt mezin\u00e1rodn\u00ed p\u0159evody pen\u011bz. Aplikace obsahuje tak\u00e9 n\u00e1stroj pro sestavov\u00e1n\u00ed rozpo\u010dtu, kter\u00fd v\u00e1m pom\u016f\u017ee sledovat va\u0161e v\u00fddaje, a funkci, kter\u00e1 v\u00e1m umo\u017en\u00ed nastavit rozpo\u010dty pro r\u016fzn\u00e9 kategorie v\u00fddaj\u016f.<\/p>\n\n\n\n<p>Revolut tak\u00e9 obsahuje funkci, kter\u00e1 v\u00e1m umo\u017e\u0148uje okam\u017eit\u011b a bezplatn\u011b p\u0159ev\u00e1d\u011bt pen\u00edze jin\u00fdm u\u017eivatel\u016fm Revolutu bez ohledu na to, kde se nach\u00e1zej\u00ed. Poskytovatel je propojen s rozs\u00e1hlou s\u00edt\u00ed klient\u016f a obchodn\u00edk\u016f po cel\u00e9m sv\u011bt\u011b, tak\u017ee jeho slu\u017eby jsou dostupn\u00e9 kdekoli a kdykoli.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Z\u00e1v\u011br<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Projd\u011bme si, co jsme se o XE dozv\u011bd\u011bli v tomto rozs\u00e1hl\u00e9m p\u0159ehledu mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz XE pro rok 2023.<\/p>\n\n\n\n<p>XE je zn\u00e1m\u00e1 a uzn\u00e1van\u00e1 zna\u010dka v oblasti mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz s \u0161irokou nab\u00eddkou z\u00fa\u010dastn\u011bn\u00fdch zem\u00ed, m\u011bn a jazyk\u016f. M\u016f\u017ee se pochlubit vysok\u00fdm po\u010dtem hodnocen\u00ed klient\u016f a velmi vysok\u00fdm sk\u00f3re spokojenosti, co\u017e ji stav\u00ed do dobr\u00e9 pozice na trhu.<\/p>\n\n\n\n<p>Pro soukrom\u00e9 klienty, kte\u0159\u00ed hledaj\u00ed pouze online slu\u017ebu, v\u0161ak nemus\u00ed b\u00fdt tou nejlep\u0161\u00ed volbou, proto\u017ee jin\u00ed poskytovatel\u00e9, jako nap\u0159\u00edklad Wise a Currencies Direct, mohou nab\u00edzet lep\u0161\u00ed sm\u011bnn\u00e9 kurzy a \u0161ir\u0161\u00ed \u0161k\u00e1lu slu\u017eeb.<\/p>\n\n\n\n<p>Podniky zase mohou ocenit komplexn\u00ed sadu platebn\u00edch mo\u017enost\u00ed XE, pr\u016fzkum trhu a mo\u017enost nab\u00edzet \u00fav\u011brov\u00e9 linky. Celkov\u011b je XE spolehlivou a pohodlnou volbou pro ty, kte\u0159\u00ed cht\u011bj\u00ed p\u0159ev\u00e1d\u011bt pen\u00edze na mezin\u00e1rodn\u00ed \u00farovni.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQ\"><\/span>F.A.Q.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list\">\n<div id=\"faq-question-1689851188812\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"How_does_XE_calculate_their_exchange_rates\"><\/span>Jak spole\u010dnost XE vypo\u010d\u00edt\u00e1v\u00e1 sv\u00e9 sm\u011bnn\u00e9 kurzy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Spole\u010dnost XE vypo\u010d\u00edt\u00e1v\u00e1 sv\u00e9 sm\u011bnn\u00e9 kurzy pomoc\u00ed kombinace bankovn\u00edch a tr\u017en\u00edch \u00fadaj\u016f. Kurzy jsou zalo\u017eeny na st\u0159edn\u00edm tr\u017en\u00edm kurzu a jsou aktualizov\u00e1ny ka\u017ed\u00fdch 60 sekund. <\/p>\n<p>To znamen\u00e1, \u017ee sm\u011bnn\u00fd kurz, kter\u00fd vid\u00edte na webov\u00fdch str\u00e1nk\u00e1ch a v aplikaci XE, je kurz, za kter\u00fd banky vz\u00e1jemn\u011b nakupuj\u00ed a prod\u00e1vaj\u00ed m\u011bnu. XE tak\u00e9 zohled\u0148uje malou p\u0159ir\u00e1\u017eku na pokryt\u00ed sv\u00fdch provozn\u00edch n\u00e1klad\u016f a generov\u00e1n\u00ed zisku.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689851201123\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Are_there_any_fees_for_using_XE_to_send_money_internationally\"><\/span>Jsou za mezin\u00e1rodn\u00ed pos\u00edl\u00e1n\u00ed pen\u011bz pomoc\u00ed XE \u00fa\u010dtov\u00e1ny n\u011bjak\u00e9 poplatky?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Spole\u010dnost XE si za sv\u00e9 slu\u017eby mezin\u00e1rodn\u00edch p\u0159evod\u016f pen\u011bz ne\u00fa\u010dtuje \u017e\u00e1dn\u00e9 pau\u0161\u00e1ln\u00ed poplatky s v\u00fdjimkou n\u011bkter\u00fdch drobn\u00fdch p\u0159evod\u016f pen\u011bz pro z\u00e1kazn\u00edky v EU a ve Spojen\u00e9m kr\u00e1lovstv\u00ed. <\/p>\n<p>Za ostatn\u00ed p\u0159evody se neplat\u00ed \u017e\u00e1dn\u00fd poplatek, stejn\u011b jako za v\u0161echny p\u0159evody ve v\u0161ech ostatn\u00edch zem\u00edch.<\/p>\n<p>M\u016f\u017ee v\u0161ak b\u00fdt \u00fa\u010dtov\u00e1na mal\u00e1 p\u0159ir\u00e1\u017eka ke sm\u011bnn\u00e9mu kurzu na pokryt\u00ed n\u00e1klad\u016f. To znamen\u00e1, \u017ee kurz, kter\u00fd vid\u00edte na platform\u011b XE, nen\u00ed p\u0159esn\u00fd kurz st\u0159edn\u00edho trhu, ale st\u00e1le je pova\u017eov\u00e1n za velmi konkurenceschopn\u00fd.<\/p>\n<p>V z\u00e1vislosti na zp\u016fsobu platby a zemi, do kter\u00e9 pen\u00edze pos\u00edl\u00e1te, mohou nav\u00edc banky nebo jin\u00ed zprost\u0159edkovatel\u00e9 zapojen\u00ed do procesu p\u0159evodu \u00fa\u010dtovat dal\u0161\u00ed poplatky, tzv. poplatky t\u0159et\u00edch stran.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689851228304\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"How_long_does_it_take_for_my_money_transfer_handled_by_XE_to_go_through\"><\/span>Jak dlouho trv\u00e1, ne\u017e prob\u011bhne m\u016fj p\u0159evod pen\u011bz zpracovan\u00fd spole\u010dnost\u00ed XE?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Doba, za kterou prob\u011bhne p\u0159evod pen\u011bz zpracovan\u00fd spole\u010dnost\u00ed XE, se m\u016f\u017ee li\u0161it v z\u00e1vislosti na zemi a zvolen\u00e9m zp\u016fsobu platby. Obvykle jsou p\u0159evody dokon\u010deny do 1-2 pracovn\u00edch dn\u016f.<\/p>\n<p>N\u011bkter\u00e9 destinace nebo zp\u016fsoby zpracov\u00e1n\u00ed v\u0161ak mohou trvat d\u00e9le, a to a\u017e 4 pracovn\u00ed dny. <\/p>\n<p>Pokud se nap\u0159\u00edklad rozhodnete poslat pen\u00edze na bankovn\u00ed \u00fa\u010det, m\u016f\u017ee p\u0159ips\u00e1n\u00ed pen\u011bz trvat o n\u011bco d\u00e9le, proto\u017ee banka mus\u00ed vklad zpracovat.<\/p>\n<p>V\u017edy je dobr\u00e9 se informovat u spole\u010dnosti XE o p\u0159edpokl\u00e1dan\u00e9m \u010dase va\u0161eho p\u0159evodu nebo zkontrolovat sledovac\u00ed \u010d\u00edslo poskytnut\u00e9 spole\u010dnost\u00ed XE a sledovat stav va\u0161eho p\u0159evodu.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689851275785\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Can_I_track_my_XE_money_transfer\"><\/span>Mohu sledovat sv\u016fj p\u0159evod pen\u011bz XE?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Ano, spole\u010dnost XE poskytuje pro ka\u017ed\u00fd p\u0159evod pen\u011bz sledovac\u00ed \u010d\u00edsla, pomoc\u00ed kter\u00fdch lze sledovat stav p\u0159evodu. Po zah\u00e1jen\u00ed p\u0159evodu v\u00e1m bude p\u0159id\u011bleno jedine\u010dn\u00e9 sledovac\u00ed \u010d\u00edslo, kter\u00e9 lze pou\u017e\u00edt ke kontrole stavu p\u0159evodu.<\/p>\n<p>Stav sv\u00e9ho p\u0159evodu m\u016f\u017eete zkontrolovat online na webov\u00fdch str\u00e1nk\u00e1ch nebo v mobiln\u00ed aplikaci XE, a to tak, \u017ee se p\u0159ihl\u00e1s\u00edte ke sv\u00e9mu \u00fa\u010dtu a zkontrolujete sekci \"Historie\". <\/p>\n<p>Za zm\u00ednku stoj\u00ed tak\u00e9 to, \u017ee v\u00e1m spole\u010dnost XE m\u016f\u017ee zas\u00edlat upozorn\u011bn\u00ed e-mailem nebo SMS zpr\u00e1vou, aby v\u00e1s informovala o stavu va\u0161eho p\u0159evodu.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689851292993\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"What_are_the_available_options_for_receiving_money_through_XE\"><\/span>Jak\u00e9 jsou mo\u017enosti p\u0159ij\u00edm\u00e1n\u00ed pen\u011bz prost\u0159ednictv\u00edm XE?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>XE nab\u00edz\u00ed r\u016fzn\u00e9 mo\u017enosti p\u0159ij\u00edm\u00e1n\u00ed pen\u011bz, v\u010detn\u011b:<\/p>\n<p><strong>Vklad na bankovn\u00ed \u00fa\u010det:<\/strong> Pen\u00edze si m\u016f\u017eete nechat poslat p\u0159\u00edmo na sv\u016fj bankovn\u00ed \u00fa\u010det v m\u00edstn\u00ed m\u011bn\u011b zem\u011b p\u0159\u00edjemce;<\/p>\n<p><strong>Vyzvednut\u00ed v hotovosti:<\/strong> Finan\u010dn\u00ed prost\u0159edky si m\u016f\u017eete vyzvednout na n\u011bkter\u00e9m z partnersk\u00fdch m\u00edst spole\u010dnosti XE, nap\u0159\u00edklad v bance nebo sm\u011bn\u00e1rn\u011b;<\/p>\n<p><strong>P\u0159evod mobiln\u00ed pen\u011b\u017eenky:<\/strong> Pen\u00edze m\u016f\u017eete p\u0159ev\u00e9st do mobiln\u00ed pen\u011b\u017eenky podle vlastn\u00edho v\u00fdb\u011bru, tato mo\u017enost je obvykle omezena na ur\u010dit\u00e9 zem\u011b a poskytovatele mobiln\u00edch pen\u011b\u017eenek.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689851340567\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"Can_I_cancel_or_modify_an_international_money_transfer_that_I_made_using_XE\"><\/span>Mohu zru\u0161it nebo zm\u011bnit mezin\u00e1rodn\u00ed p\u0159evod pen\u011bz, kter\u00fd jsem provedl pomoc\u00ed XE?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Ano, mezin\u00e1rodn\u00ed p\u0159evod, kter\u00fd jste provedli pomoc\u00ed XE, m\u016f\u017eete zru\u0161it nebo zm\u011bnit, pokud je\u0161t\u011b nebyl zpracov\u00e1n.<\/p>\n<p>Pokud byl p\u0159evod ji\u017e odesl\u00e1n, z\u00e1vis\u00ed jeho zru\u0161en\u00ed nebo zm\u011bna na c\u00edlov\u00e9 zemi, zp\u016fsobu platby a stavu p\u0159evodu. <\/p>\n<p>Pokud byl p\u0159evod zpracov\u00e1n syst\u00e9mem XE a je na cest\u011b k p\u0159\u00edjemci nebo byl ji\u017e dokon\u010den, zru\u0161en\u00ed nen\u00ed mo\u017en\u00e9.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p>Viz tak\u00e9: <\/p>\n\n\n<br \/>\n<a href=\"https:\/\/moverdb.com\/cs\/best-international-money-transfer-services\/xe-vs-wise\/\">XE vs Wise<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/cs\/best-international-money-transfer-services\/xe-vs-revolut\/\">XE vs Revolut<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/cs\/best-international-money-transfer-services\/xe-vs-moneygram\/\">XE vs MoneyGram<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/cs\/best-international-money-transfer-services\/xe-vs-remitly\/\">XE vs Remitly<\/a><br \/>\n<a href=\"https:\/\/moverdb.com\/cs\/best-international-money-transfer-services\/xe-vs-ofx\/\">XE vs OFX<\/a>","protected":false},"excerpt":{"rendered":"<p>XE stands out as a top choice for international money transfers, with a solid track record and competitive rates. But what makes them a good choice for you in particular? In this article, we\u2019ll take a closer look at the advantages, features, and ease of use of XE Money Transfer, as well as any potential [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":7537,"parent":7319,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"class_list":{"0":"post-7535","1":"page","2":"type-page","3":"status-publish","4":"has-post-thumbnail","6":"entry"},"_links":{"self":[{"href":"https:\/\/moverdb.com\/cs\/wp-json\/wp\/v2\/pages\/7535","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moverdb.com\/cs\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/moverdb.com\/cs\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/moverdb.com\/cs\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/moverdb.com\/cs\/wp-json\/wp\/v2\/comments?post=7535"}],"version-history":[{"count":15,"href":"https:\/\/moverdb.com\/cs\/wp-json\/wp\/v2\/pages\/7535\/revisions"}],"predecessor-version":[{"id":11850,"href":"https:\/\/moverdb.com\/cs\/wp-json\/wp\/v2\/pages\/7535\/revisions\/11850"}],"up":[{"embeddable":true,"href":"https:\/\/moverdb.com\/cs\/wp-json\/wp\/v2\/pages\/7319"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moverdb.com\/cs\/wp-json\/wp\/v2\/media\/7537"}],"wp:attachment":[{"href":"https:\/\/moverdb.com\/cs\/wp-json\/wp\/v2\/media?parent=7535"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}